Unit 2 On the money Period5 Developing ideas（Reading for writing）分层作业2026-2027学年外研版英语九年级上册

**基本信息** 本练习以“词汇-句型-语篇-综合应用”为渐进路径，分层设计科学，既夯实基础语言能力，又通过真实情境培养思维品质与学习能力，适配新授课教学目标。 **分层设计** |层次|知识覆盖|设计特色| |----|----------|----------| |基础层|核心词汇与基础句型|单词拼写（1-8题）、完成句子（9-13题）强化语言能力，聚焦单元重点词形转换与固定表达| |进阶层|语篇理解与策略应用|选词填空（14-23题）构建书评框架，阅读理解A（24-28题）训练信息定位，提升语篇分析能力| |提升层|综合读写与思维拓展|阅读理解B（29-32题）探讨无现金支付利弊，读写综合（33-38题）整合信息获取与书面表达，培养批判性思维与理财意识|

Unit 2 On the money Period5 Developing ideas（Reading for writing）分层作业 学校:___________姓名：___________班级：___________考号：___________ 一、单词拼写 1．O. Henry is ________ (know) for his surprise endings in short stories. 2．She ________ (sell) her hair yesterday. 3．This movie has a happy __________ (结局). 4．The old woman sold her eggs for just a few c________ (分) each to make a living. 5．In the end, Jim and Della were the ________ (wise) people of all. 6．We have something much ________ (important) than money. 7．The old c________ (一对夫妇) next door often share their home-grown vegetables with us. 8．The greatest ________ (happy) in life often comes from giving, not receiving. 二、完成句子 9．别担心你的零花钱。你已经足够大到可以自己管理它了。 Don’t ________ ________ your pocket money. You are old enough to manage it yourself. 10．黄山的美景让每个人惊叹，我也不例外。 The beauty of Mount Huangshan amazes everyone, and I am ________ ________. 11．总共是一美元八十七美分，其中六十美分是硬币。 One dollar and eighty-seven cents. And sixty cents of it was in ________. 12．她卖掉了她的头发，给吉姆买了一条漂亮的表链。 She sold her hair to buy Jim a nice ________ for his watch. 13．作者并非意在嘲笑那个穷人。 The author does not ________ ________ ________ ________ the poor man. 三、选词填空 从方框中选择适当的单词填入空白处，每词限用一次。 review  title  writer  characters  plot  opinion  touched  learn  share  valuable When writing a book 14 , there are several important elements to include. First, you should mention the 15 of the book and the name of the 16 . Then, describe the main 17 and give a brief summary of the 18 . After that, you should share your personal 19 about the book. What 20 you most? What did you 21 from reading it? Finally, you can 22 your review with others. Writing a good review is a 23 skill that helps us think more deeply about what we read. 四、阅读理解 （A） You don’t have to spend a lot of money to have a great time. Usborne’s new book Managing Your Money is a guide to providing teenagers with financial (金融的) knowledge and skills. Here are some examples. ●Go out for less: Going out doesn’t have to mean spending a lot. Why not play a ball game in the park or go for a bike ride? If the weather isn’t great, look for free activities in your area or visit a free museum. ●Stay in: You don’t have to go out to have fun. Invite your friends round for a film night or a private party at home. ●Try DIY: There are many ideas online that you can try with materials (材料) you already have at home. It’s a great way to have fun and make full use of old things. You can find lots of easy ways to look after your money in Usborne’s Managing Your Money. To start reading online now, visit www.usborne.com/money. Join us! To be in with a chance of winning one of the five free copies of Usborne’s Managing Your Money, email programs@theweekjunior.com by 8th June 2025 and include the word MONEY in the subject line. For more information, please visit www.theweekjunior.co.uk/terms. If you are lucky enough, we will post the book to the address you provide. Check the information that you have to provide at www.dennis.co.uk/privacy-policy. 根据材料内容选择最佳答案。 24．Who is the book Managing Your Money mainly for? A．Parents. B．Teachers. C．Students. D．Bankers. 25．What are the three examples in the text about? A．How to kill time at home. B．How to save money while having fun. C．How to cut down on living costs by using old things. D．How to spend less money when shopping. 26．How can we read the book online? A．Visit www.usborne.com/money B．Visit www.theweekjunior.co.uk/terms. C．Visit www.dennis.co.uk/privacy-policy D．Email programs@theweekjunior.com. 27．What is needed in Mary’s email if she wishes to get the book for free? A．Her age. B．Her hobby. C．Her job. D．Her address. 28．What is this text? A．An email. B．A report. C．An ad. D．A play （A） When 14-year-old Li Ming wants to buy a notebook, he doesn’t reach for his wallet. He takes out his phone, scans a QR code (扫描二维码), and pays in seconds. Like many teenagers today, Li Ming is growing up in a “cashless” world. But could this convenience be a problem for young people’s understanding of money? A recent study shows that over 80% of Chinese teenagers use mobile payment apps. While this technology makes spending easy, it also brings a hidden problem: money becomes “invisible”. When you can’t see or touch your money, it’s easy to forget that it is real and limited. “Real money is like a savings box you can watch,” says Dr. Wang. “But when you pay with a phone, you don’t feel the loss. This can make young people spend more than they plan.” Many schools are now introducing new courses to help students develop healthy money habits. At Hangzhou No. 1 Middle School, students learn to set online budgets (预算) using money management apps. “I used to spend all my lucky money in a few days,” says 13-year-old Chen Jie. “After the course, I started using a budgeting app. Now I know where my money goes and where I should reduce my spending. I even save 30% of it each month.” Experts believe that teaching young people to manage online money is as important as teaching them to read and write. As the world goes increasingly cashless, young people need to learn not just how to spend, but how to spend wisely. 29．How does the writer start the passage? A．By giving an example and leading to a question. B．By asking a question and giving an answer. C．By telling a story from the past. 30．In the sentence “money becomes invisible”, the word “invisible” most likely means ______. A．not able to be seen B．not considered important C．not easy to be discovered 31．According to Chen Jie’s weekly table, what should he probably do next week? Item Budget (yuan) Actual Spending Books 50 50 Transport 20 20 Snacks 30 45 Savings 20 5 A．Celebrate for sticking to the budget perfectly. B．Stop using the budgeting app right away. C．Reduce snack spending to meet the savings goal. 32．Which sentence can be put into the blank of the last paragraph? A．However, not all parents agree with letting their children use mobile payment apps. B．Therefore, healthy money habits should be developed as early as possible. C．In fact, many teenagers already know how to compare prices online before buying. 五、读写综合 A．回答问题 阅读下面的短文，根据所提供的信息，回答5个问题。要求所写答案语法正确、语义完整切题，并将答案写在答题卡对应题目的答题位置上。 Students need pocket money for food, school things and so on. Parents give pocket money to their children in different ways. Some give money at the beginning of a month. Others prefer to give pocket money every day. Students need to learn how to deal with their money. Some parents go by the “learning by doing” rule and give their children the total money at the beginning of the month. By the third week of the month, some students’ money is already dry. On the other hand, some students can use their pocket money properly. They even have savings at the end of the month. That’s because they learn to spend within their means. They may make a simple plan for their spending. They also learn to refuse things they want but don’t really need. The key to doing this is to understand between needs and wants. This habit is good for them when they start working and making their own money. Any habit starts at a young age. There is no better way to teach children to manage money than to start with their pocket money. They need to learn the importance of managing pocket money right from primary school. It is a good idea to start with daily pocket money and move on to monthly pocket money. When children learn to spend within their means, they are able to manage their money well later in their lives. 33．How many ways of giving pocket money are mentioned in the passage? ____________________________________________________________________________________________ 34．Why do the students have savings at the end of a month? ____________________________________________________________________________________________ 35．According to the passage, what is the key to spending money properly? ____________________________________________________________________________________________ 36．When should students learn to manage their pocket money? ____________________________________________________________________________________________ 37．Who is the passage written for? ____________________________________________________________________________________________ B．书面表达 请根据要求完成短文写作，并将作文写在答题卡对应题目的答题位置上。 38．假设你是李华，你校为倡导理性消费，增强学生的理财意识，学校Life Skill Club开展“零用钱管理能手”评选活动，请根据图表以及思维导图，写一篇英语短文参与评选。 注意： （1）可在思维导图内容提示的基础上适当拓展信息。 （2）不能照抄原文；不得在作文中出现学校真实的名称、老师和考生的真实姓名。 （3）语句连贯，词数80个左右。作文的开头已经给出，不计入总词数，也不必抄写在答题卡上。 Pocket Money Management I think learning to manage pocket money is important for teenagers. _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 试卷第1页（共3页） 试卷第1页（共3页） 学科网（北京）股份有限公司 $ Unit 2 On the money Period5 Developing ideas（Reading for writing）分层作业 学校:___________姓名：___________班级：___________考号：___________ 一、单词拼写 1．O. Henry is ________ (know) for his surprise endings in short stories. 【答案】known 【详解】句意：欧·亨利因其短篇小说出人意料的结局而闻名。系动词“is”后需接过去分词构成系表结构，know的过去分词是known。固定短语be known for意为“因……而闻名/著称”。 2．She ________ (sell) her hair yesterday. 【答案】sold 【详解】句意：她昨天卖掉了她的头发。根据句中时间状语yesterday表示动作发生在过去，一般过去时中实义动词sell需使用对应的不规则过去式形式。故填‌sold‌。 3．This movie has a happy __________ (结局). 【答案】ending 【详解】句意：这部电影有一个圆满的结局。形容词happy后接名词，“a”后接可数名词单数。ending意为“结局，结尾”。故填ending。 4．The old woman sold her eggs for just a few c________ (分) each to make a living. 【答案】cents/ents 【详解】句意：那位老妇人以每个仅几分的价格卖掉了她的鸡蛋来谋生。空格前为“a few”，后接可数名词复数，“分”对应英文是“cent”，其复数形式在结尾加s，故填cents。 5．In the end, Jim and Della were the ________ (wise) people of all. 【答案】wisest 【详解】句意：最终，Jim和Della是所有人中最明智的。of all表示“在所有……之中”，是在一个整体范围内，表示“之最”，需要用最高级。括号给出的是形容词wise“明智的”，为原级，此处应使用最高级。 6．We have something much ________ (important) than money. 【答案】more important 【详解】句意：我们拥有比金钱重要得多的东西。than是比较级的标志词，形容词要用比较级，much可修饰比较级，用来加强语气。important是多音节形容词，比较级形式为more important。故填more important。 7．The old c________ (一对夫妇) next door often share their home-grown vegetables with us. 【答案】couple/ouple 【详解】句意：隔壁的老夫妇经常和我们分享他们自家种的蔬菜。“一对夫妇”对应的英文单词是couple，结合题干给出的首字母c，完全匹配该空的拼写要求，故填couple。 8．The greatest ________ (happy) in life often comes from giving, not receiving. 【答案】happiness 【详解】句意：生活中最大的快乐往往来自于给予，而不是接受。根据定冠词The和形容词greatest可知，此处需填名词作主语。“happy”是形容词，其名词形式为happiness，意为“快乐；幸福”，是不可数名词，应填happiness。 二、完成句子 9．别担心你的零花钱。你已经足够大到可以自己管理它了。 Don’t ________ ________ your pocket money. You are old enough to manage it yourself. 【答案】 worry about 【详解】原句中“担心”是关键词，表示“担心”的动词短语是“worry about”，后接宾语your pocket money。本句为祈使句的否定形式，Don’t后接动词原形worry，介词about引出担心的对象。 10．黄山的美景让每个人惊叹，我也不例外。 The beauty of Mount Huangshan amazes everyone, and I am ________ ________. 【答案】 no exception 【详解】原句中“也不例外”是关键词，用固定短语“no exception”，“be no exception”表示“也不例外”。应填no；exception。 11．总共是一美元八十七美分，其中六十美分是硬币。 One dollar and eighty-seven cents. And sixty cents of it was in ________. 【答案】pennies 【详解】原句中“硬币”是个关键词，表示“硬币”的英文是penny，根据“sixty cents”可知，60 个一分硬币，因此需使用复数形式pennies。 12．她卖掉了她的头发，给吉姆买了一条漂亮的表链。 She sold her hair to buy Jim a nice ________ for his watch. 【答案】chain 【详解】原句“表链”是关键词。形容词nice后接名词，名词chain可表示“表链”，且句子前有a，表示“一个”此处使用原形即可。故填chain。 13．作者并非意在嘲笑那个穷人。 The author does not ________ ________ ________ ________ the poor man. 【答案】 intend to laugh at 【详解】原句中“意在”、“嘲笑”是关键词。“意在”用“intend to do sth.”表示，表示“嘲笑”的短语是laugh at。助动词does not后接动词原形。 三、选词填空 从方框中选择适当的单词填入空白处，每词限用一次。 review  title  writer  characters  plot  opinion  touched  learn  share  valuable When writing a book 14 , there are several important elements to include. First, you should mention the 15 of the book and the name of the 16 . Then, describe the main 17 and give a brief summary of the 18 . After that, you should share your personal 19 about the book. What 20 you most? What did you 21 from reading it? Finally, you can 22 your review with others. Writing a good review is a 23 skill that helps us think more deeply about what we read. 【答案】 14．review 15．title 16．writer 17．characters 18．plot 19．opinion 20．touched 21．learn 22．share 23．valuable 【导语】本文主要介绍了撰写书评需要包含的各项要素以及写书评的意义。 【详解】14．句意：在写书评时，有几个重要的因素要包括在内。结合“a book...”可知，这里是指写书评，book review意为“书评”，为固定搭配。 15．句意：首先，你应该提到书名和作者的名字。根据常识，介绍书首先要提书名，title意为“标题，书名”，符合语境。 16．句意：首先，你应该提到书名和作者的名字。与书相关的人名通常是作者，writer意为“作者”，符合语境。 17．句意：然后，描述主要人物，并对情节进行简要总结。结合“describe the main...”可知，这里是指描述主要人物，characters意为“人物/角色”，符合语境。 18．句意：然后，描述主要人物，并对情节进行简要总结。结合“give a brief summary of the...”可知，这里是指对情节进行简要总结，plot意为“情节”，符合语境。 19．句意：然后，你应该谈谈你对这本书的个人看法。结合“share your personal...about the book.”可知，这里是指分享个人看法，opinion 意为“看法，观点”，符合语境。 20．句意：什么最让你感动？此处缺少谓语动词，且描述过去的感受应用过去式，touched 意为“触动，感动”，符合语境。 21．句意：你从阅读中学到了什么？learn from sth.“从……中学到什么”，为固定搭配，助动词did后需接动词原形，所以要填learn。 22．句意：最后，你可以与他人分享你的评论。share sth.with sb. 意为“与某人分享某物”，情态动词can 后接动词原形，所以填share。 23．句意：写一篇好的评论是一项很有价值的技能，它可以帮助我们更深入地思考我们所读的东西。结合“Writing a good review is a ... skill”可知，这里是指写一篇好的评论是一项很有价值的技能，此处需形容词修饰名词skill，valuable意为“有价值的”，符合语境。 四、阅读理解 （A） You don’t have to spend a lot of money to have a great time. Usborne’s new book Managing Your Money is a guide to providing teenagers with financial (金融的) knowledge and skills. Here are some examples. ●Go out for less: Going out doesn’t have to mean spending a lot. Why not play a ball game in the park or go for a bike ride? If the weather isn’t great, look for free activities in your area or visit a free museum. ●Stay in: You don’t have to go out to have fun. Invite your friends round for a film night or a private party at home. ●Try DIY: There are many ideas online that you can try with materials (材料) you already have at home. It’s a great way to have fun and make full use of old things. You can find lots of easy ways to look after your money in Usborne’s Managing Your Money. To start reading online now, visit www.usborne.com/money. Join us! To be in with a chance of winning one of the five free copies of Usborne’s Managing Your Money, email programs@theweekjunior.com by 8th June 2025 and include the word MONEY in the subject line. For more information, please visit www.theweekjunior.co.uk/terms. If you are lucky enough, we will post the book to the address you provide. Check the information that you have to provide at www.dennis.co.uk/privacy-policy. 根据材料内容选择最佳答案。 24．Who is the book Managing Your Money mainly for? A．Parents. B．Teachers. C．Students. D．Bankers. 25．What are the three examples in the text about? A．How to kill time at home. B．How to save money while having fun. C．How to cut down on living costs by using old things. D．How to spend less money when shopping. 26．How can we read the book online? A．Visit www.usborne.com/money B．Visit www.theweekjunior.co.uk/terms. C．Visit www.dennis.co.uk/privacy-policy D．Email programs@theweekjunior.com. 27．What is needed in Mary’s email if she wishes to get the book for free? A．Her age. B．Her hobby. C．Her job. D．Her address. 28．What is this text? A．An email. B．A report. C．An ad. D．A play 【答案】24．C 25．B 26．A 27．D 28．C 【导语】本文是一篇应用文。文章主要介绍了Usborne出版的新书《Managing Your Money》，并提供了免费获取该书的相关信息。 【详解】24．文章第一段第二句“Usborne’s new book Managing Your Money is a guide to providing teenagers with financial knowledge and skills.”指出，这本书主要是为青少年提供金融知识和技能。 25．文章中的三个例子分别介绍了外出省钱、在家娱乐和DIY利用旧物，都是关于如何在享受乐趣的同时节省开支。 26．文章第六段“To start reading online now, visit www.usborne.com/money.”指出，可以在www.usborne.com/money在线阅读这本书。 27．文章最后一段第一句“we will post the book to the address you provide”指出，如果获奖，书籍将寄到你提供的地址，因此需要在邮件中提供地址。 28．文章介绍了新书内容并提供了免费获取的参与方式，属于广告宣传类文本。 （A） When 14-year-old Li Ming wants to buy a notebook, he doesn’t reach for his wallet. He takes out his phone, scans a QR code (扫描二维码), and pays in seconds. Like many teenagers today, Li Ming is growing up in a “cashless” world. But could this convenience be a problem for young people’s understanding of money? A recent study shows that over 80% of Chinese teenagers use mobile payment apps. While this technology makes spending easy, it also brings a hidden problem: money becomes “invisible”. When you can’t see or touch your money, it’s easy to forget that it is real and limited. “Real money is like a savings box you can watch,” says Dr. Wang. “But when you pay with a phone, you don’t feel the loss. This can make young people spend more than they plan.” Many schools are now introducing new courses to help students develop healthy money habits. At Hangzhou No. 1 Middle School, students learn to set online budgets (预算) using money management apps. “I used to spend all my lucky money in a few days,” says 13-year-old Chen Jie. “After the course, I started using a budgeting app. Now I know where my money goes and where I should reduce my spending. I even save 30% of it each month.” Experts believe that teaching young people to manage online money is as important as teaching them to read and write. As the world goes increasingly cashless, young people need to learn not just how to spend, but how to spend wisely. 29．How does the writer start the passage? A．By giving an example and leading to a question. B．By asking a question and giving an answer. C．By telling a story from the past. 30．In the sentence “money becomes invisible”, the word “invisible” most likely means ______. A．not able to be seen B．not considered important C．not easy to be discovered 31．According to Chen Jie’s weekly table, what should he probably do next week? Item Budget (yuan) Actual Spending Books 50 50 Transport 20 20 Snacks 30 45 Savings 20 5 A．Celebrate for sticking to the budget perfectly. B．Stop using the budgeting app right away. C．Reduce snack spending to meet the savings goal. 32．Which sentence can be put into the blank of the last paragraph? A．However, not all parents agree with letting their children use mobile payment apps. B．Therefore, healthy money habits should be developed as early as possible. C．In fact, many teenagers already know how to compare prices online before buying. 【答案】29．A 30．A 31．C 32．B 【导语】本文主要通过案例和研究指出，移动支付使金钱“无形化”可能导致青少年消费失控，因此学校应尽早培养他们的数字理财习惯。 【详解】29．文章第一段先描述李明买笔记本时用手机扫码付款的具体例子，随后提出一个问题：“But could this convenience be a problem for young people’s understanding of money?”。这属于“先举例，再引出问题”的写法，因此选A。 30．划线词所在句为“money becomes ‘invisible’”，后文解释“When you can’t see or touch your money, it’s easy to forget that it is real and limited.”。由此可知“invisible”意为“看不见的”，对应A（not able to be seen）。 31．分析表格数据可知：零食（Snacks）预算30元，实际花费45元，超支；储蓄（Savings）预算20元，实际仅5元，未达标。为了达成储蓄目标，下周理应减少超支的零食开销。选项C“减少零食支出以达到储蓄目标”符合逻辑。 32．最后一段主要强调专家观点：教会年轻人管理网络金钱至关重要，需要学会明智消费。空缺处位于段末，应是对前文的总结或推论。选项B“因此，健康的金钱习惯应尽早培养”与前文“需要学习如何明智消费”形成因果逻辑，符合语境。 五、读写综合 A．回答问题 阅读下面的短文，根据所提供的信息，回答5个问题。要求所写答案语法正确、语义完整切题，并将答案写在答题卡对应题目的答题位置上。 Students need pocket money for food, school things and so on. Parents give pocket money to their children in different ways. Some give money at the beginning of a month. Others prefer to give pocket money every day. Students need to learn how to deal with their money. Some parents go by the “learning by doing” rule and give their children the total money at the beginning of the month. By the third week of the month, some students’ money is already dry. On the other hand, some students can use their pocket money properly. They even have savings at the end of the month. That’s because they learn to spend within their means. They may make a simple plan for their spending. They also learn to refuse things they want but don’t really need. The key to doing this is to understand between needs and wants. This habit is good for them when they start working and making their own money. Any habit starts at a young age. There is no better way to teach children to manage money than to start with their pocket money. They need to learn the importance of managing pocket money right from primary school. It is a good idea to start with daily pocket money and move on to monthly pocket money. When children learn to spend within their means, they are able to manage their money well later in their lives. 33．How many ways of giving pocket money are mentioned in the passage? ____________________________________________________________________________________________ 34．Why do the students have savings at the end of a month? ____________________________________________________________________________________________ 35．According to the passage, what is the key to spending money properly? ____________________________________________________________________________________________ 36．When should students learn to manage their pocket money? ____________________________________________________________________________________________ 37．Who is the passage written for? ____________________________________________________________________________________________ B．书面表达 请根据要求完成短文写作，并将作文写在答题卡对应题目的答题位置上。 38．假设你是李华，你校为倡导理性消费，增强学生的理财意识，学校Life Skill Club开展“零用钱管理能手”评选活动，请根据图表以及思维导图，写一篇英语短文参与评选。 注意： （1）可在思维导图内容提示的基础上适当拓展信息。 （2）不能照抄原文；不得在作文中出现学校真实的名称、老师和考生的真实姓名。 （3）语句连贯，词数80个左右。作文的开头已经给出，不计入总词数，也不必抄写在答题卡上。 Pocket Money Management I think learning to manage pocket money is important for teenagers. _______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】33．Two. 34．Because they learn to spend within their means. 35．To understand between needs and wants. 36．From primary school. 37．Parents and students. 38．例文 Pocket Money Management I think learning to manage pocket money is important for teenagers. I divide my pocket money into four parts. 40% is for buying books, 30% goes into savings, 20% is for daily use, and the remaining 10% is used for helping others. Buying books satisfies my reading hobby. Saving money allows me to deal with unexpected needs. Spending on daily use makes me more independent, and helping others makes me happy. Here is my advice. It’s a good idea to make a simple plan for your spending. What’s more, it’s best to save some money regularly. 【导语】本文是一篇说明文，主要探讨了学生管理零花钱的重要性，介绍了不同的零花钱发放方式以及合理消费的关键，并强调了从小培养理财习惯的意义。 【详解】33．根据文章第一段“Some give money at the beginning of a month. Others prefer to give pocket money every day.”可知，文章提到了一些人在月初给钱，另一些人更喜欢每天给零花钱，共提到两种给零花钱的方式。 34．根据文章第二段“They even have savings at the end of the month. That’s because they learn to spend within their means.”可知，学生月底有存款是因为他们学会了量入为出。 35．根据文章第二段“The key to doing this is to understand between needs and wants.”可知，合理花钱的关键是理解需要和想要之间的区别。 36．根据文章第三段“They need to learn the importance of managing pocket money right from primary school.”可知，学生应该从小学开始学习管理零花钱。 37．根据文章整体内容，第一段提到“Students need pocket money...Parents give pocket money...”学生需要零花钱，父母给零花钱；第二段建议学生如何理财；第三段建议父母如何教孩子理财“There is no better way to teach children to manage money...”，所以这篇文章是写给学生和父母看的。 38．写作步骤 [第一步：审题立意] 确定文体：话题作文，一般现在时为主 明确要点：零用钱分配情况，零用钱分配理由，零用钱使用建议 确定人称：第一人称（I/my） 注意事项：80词左右，不得出现真实姓名、学校等信息 [第二步：构思布局] 三段式结构： 开头段：总起句，引出话题 主体段：详细介绍自己如何分配零用钱及理由 结尾段：提出关于使用零用钱的合理建议 [第三步：要点展开] 要点一：零用钱分配情况 分配方式：divide my pocket money into four parts/buying books/savings/daily use/helping others/buying sports goods等 要点二：零用钱分配理由 分配理由：satisfies my reading hobby/allows me to deal with unexpected needs/makes me more independent/makes me happy/makes my day等 要点三：零用钱使用建议 使用建议：make a simple plan/save some money regularly/do something meaningful等 试卷第1页（共3页） 试卷第1页（共3页） 学科网（北京）股份有限公司 $