Unit 2 On the money 单元测试题 2026-2027学年外研版英语九年级上册

**基本信息** 本单元卷聚焦“金钱管理”主题，通过真实生活情境（如预算制定、银行储蓄）考查初中英语核心词汇（save, budget, pocket money等）与语言技能，适配单元复习，助力语言能力与思维品质培养。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |单项选择|10题/20分|疑问词、动词辨析（save/borrow）|情境对话贴近日常，如讨论零花钱管理| |完形填空|10题/10分|上下文理解、固定搭配（from now on）|以“制定预算”叙事，渗透理财意识| |阅读理解|5题/10分|跨文化比较（美日中青少年理财习惯）|培养文化意识，理解不同金钱观| |书面表达|1题/10分|核心词汇（save, earn, advice）|结合个人经历写作，提升语言运用与反思能力|

Unit 2 On the money单元测试题 （考试时长：60 分钟 满分：100 分） 一、单项选择（每小题 2 分，共 20 分） ( ) 1. —Hi! Let’s talk about how to manage our pocket money. —______! That’s a great idea. A. Goodbye B. Hello C. Sounds good D. Thanks ( ) 2. —______ earns money to support your family? —My father. He works as a company manager. A. What B. Who C. Where D. How ( ) 3. My grandma always tells me to ______ some money for unexpected needs. A. save B. spend C. borrow D. lend ( ) 4. —Thank you for giving me useful advice on budgeting. —______ A. Nice to meet you. B. You’re welcome. C. Goodbye. D. Hello. ( ) 5. This is ______ first time to make a personal budget plan. A. I B. me C. my D. mine ( ) 6. —______ do you think learning money management is important? —Because it helps us live a more organized life. A. Why B. What C. When D. How ( ) 7. I get 60 yuan as ______ every week from my parents. A. homework B. pocket money C. gift D. prize ( ) 8. Please take out your ______ and write down your monthly income and expenses. A. notebook B. chair C. desk D. blackboard ( ) 9. —Could you ______ me 100 yuan? I’ll pay you back next Friday. —Sure. Here you are. A. borrow B. lend C. give D. take ( )10. People usually go to the ______ to save or withdraw their money safely. A. school B. park C. bank D. hospital 二、用所给单词的适当形式填空（每小题 1 分，共 10 分） 1. My father ______ (earn) a stable income by working in a factory. 2. What’s ______ (you) smart way to spend your pocket money? 3. There ______ (be) several effective ways to learn about money management. 4. I have two ______ (friend) who are really good at budgeting. 5. Learning about financial knowledge is ______ (interest) and practical for teenagers. 6. ______ (we) economics teacher teaches us how to make a reasonable budget. 7. She ______ (manage) her money carefully and never overspends on useless things. 8. It’s necessary ______ (save) at least 10% of your pocket money every month. 9. This is my ______ (one) attempt to make a long-term savings plan. 10. I want to know your monthly ______ (income) and expenses, please. 三、完形填空（每小题 1 分，共 10 分） Last month, I got my first regular pocket money from my parents. I felt excited and decided to 1 ____ it wisely. At first, I wanted to spend all of it on video games, but my friend Tom told me to 2 ____ some for future goals. He said, “3____! Let’s make a budget plan together.” I agreed and we started to list my daily expenses. We wrote down that I could spend 25 yuan on snacks, 20 yuan on books, and the remaining 15 yuan should be 4 ____. Then we talked about our 5____ ways to earn extra money. Tom told me he makes money by 6____ walk dogs for his neighbours on weekends. Later, we went to the 7____ and opened a savings account for me. The worker there was kind and said, “Welcome to 8____ bank. Your savings will grow gradually.” I felt really proud. I think learning to manage money will make my life 9 ____ and meaningful, and I can become more responsible 10 ____ now on. ( ) 1. A. use B. give C. take D. send ( ) 2. A. spend B. save C. borrow D. lend ( ) 3. A. Goodbye B. Sorry C. Hello D. Come on ( ) 4. A. saved B. spent C. borrowed D. lent ( ) 5. A. favourite B. nice C. good D. different ( ) 6. A. help B. helping C. to help D. helped ( ) 7. A. school B. park C. bank D. shop ( ) 8. A. your B. our C. his D. her ( ) 9. A. boring B. difficult C. better D. easy ( )10. A. from B. to C. for D. with 四、阅读理解（每小题 2 分，共 10 分） In different countries, teenagers have different habits of managing pocket money. In the US, many teenagers earn pocket money through part-time jobs like babysitting, mowing lawns or delivering newspapers. They usually save half of their earnings and spend the other half on things they love, such as comic books or sports equipment. In Japan, parents focus on teaching children the importance of saving from a young age. Most Japanese teenagers have their own bank accounts and save most of their pocket money for education or travel. In China, more and more teenagers start learning about financial management. They make budget plans and try not to overspend on unnecessary items. Some even use their saved money to help people in need, like donating to charity. ( ) 1. How do many US teenagers get pocket money? A. Only from their parents. B. By doing part-time jobs. C. By winning competitions. D. By selling old things. ( ) 2. What do many US teenagers do with half of their earnings? A. Save it for education. B. Give it to charity. C. Spend it on things they like. D. Lend it to friends. ( ) 3. What do Japanese parents often teach their children? A. How to spend money freely. B. How to save money. C. How to borrow money from others. D. How to buy expensive items. ( ) 4. What do some Chinese teenagers do with their saved money? A. Buy expensive toys. B. Help people in need. C. Travel abroad immediately. D. Buy video games. ( ) 5. Which of the following is TRUE? A. Teenagers around the world manage money in the same way. B. Japanese teenagers don’t have their own bank accounts. C. Chinese teenagers never make budget plans. D. Learning money management is a valuable skill for teenagers. 五、根据句意及首字母提示补全单词（每小题 1 分，共 10 分） 1. W______ use of money can help us avoid unnecessary waste. 2. My p______ give me 60 yuan every week as pocket money. 3. I want to s______ enough money for a summer trip to Xi’an. 4. My f______ way to spend money is buying science fiction books. 5. T______ you for sharing your practical budgeting advice with me. 6. A b______ is a detailed plan that helps balance income and expenses. 7. I want to b______ a new basketball, but I don’t have enough money yet. 8. My aunt works in a b______ and helps customers with their savings. 9. W______ do you usually spend most of your pocket money on? 10. I’m e______ to learn how to earn money by doing part-time jobs. 六、句型转换（每小题 2 分，共 10 分） 1. I save 25 yuan every month.（改为否定句） I ____ ____ 25 yuan every month. 2. My mother earns 6000 yuan every month.（改为一般疑问句） ____ ____ mother earn 6000 yuan every month? 3. I spend my pocket money on sports equipment.（对划线部分提问） ____ ____ you spend your pocket money on? 4. I like managing money. It helps me develop a sense of responsibility.（用because合并句子） I like managing money ____ ____ ______ me develop a sense of responsibility. 5. It’s important to save some money for the future.（改为同义句） ____ ____ ______ save some money for the future. 七、补全对话（每小题 2 分，共 10 分） A: Hi! How do you usually manage your pocket money? B: I save half of it and spend the other half on daily needs. A: 1.______ B: I spend it on stationery and snacks. What about you? A: I save most of my money for a new mountain bike. B: That’s a great goal! 2.______ A: Yes, I do. I help my neighbour clean his garden every weekend to earn extra money. B: You’re so hard-working! 3.______ A: I’ve saved 450 yuan so far. B: 4.______ A: I plan to buy the bike next month when I have enough money. B: 5.______ A: Thank you so much! A. How much have you saved so far? B. What do you spend your pocket money on? C. Do you do any part-time jobs to earn extra money? D. When do you plan to buy the bike? E. Wish you can get your dream bike soon! 八、任务型阅读（每小题 2 分，共 10 分） Learning to manage money is a crucial skill for teenagers. It not only helps us develop good financial habits but also prepares us for adult life. First, we should make a clear budget plan: write down all our income and every expense, so we can track where our money goes. Second, we should form a saving habit—even a small amount saved every month will add up over time. Third, we should avoid impulsive buying, especially for unnecessary items like expensive toys or junk food. Fourth, we can try part-time jobs to earn extra money, which teaches us both responsibility and the value of hard work. Finally, we can learn from our parents or teachers, who have more experience in managing money. 根据短文内容，回答下列问题 1. Why is learning to manage money important for teenagers? ____________________________________________________________________ 2. What is the first step to manage money well? ____________________________________________________________________ 3. What should we avoid doing when managing money? ____________________________________________________________________ 4. What can we do to earn extra money? ____________________________________________________________________ 5. Who can we learn from about money management? ____________________________________________________________________ 九、书面表达（10 分） 题目：My Experience of Managing Money 写作要求：1. 简单介绍自己管理零花钱的经历与感受；2. 结合本单元核心词汇：save, spend, budget, earn, pocket money, advice；3. 词数80~100词，语句通顺，不出现真实校名与人名。 ____________________________________________________________________ ____________________________________________________________________ ____________________________________________________________________ ____________________________________________________________________ 参考答案 一、单项选择 1.C 2.B 3.A 4.B 5.C 6.A 7.B 8.A 9.B 10.C 二、用所给单词的适当形式填空 1. earns 2. your 3. are 4. friends 5. interesting 6. Our 7. manages 8. to save 9. first 10. income 三、完形填空 1.A 2.B 3.D 4.A 5.D 6.B 7.C 8.B 9.C 10.A 四、阅读理解 1.B 2.C 3.B 4.B 5.D 五、首字母填空 1. Wise 2. parents 3. save 4. favourite 5. Thank 6. budget 7. buy 8. bank 9. What 10. excited 六、句型转换 1. don’t save 2. Does your 3. What do 4. because it helps 5. It’s necessary to 七、补全对话 1.B 2.C 3.A 4.D 5.E 八、任务型阅读 1. Because it not only helps us develop good financial habits but also prepares us for adult life. 2. We should make a clear budget plan. 3. We should avoid impulsive buying, especially for unnecessary items like expensive toys or junk food. 4. We can try part-time jobs to earn extra money. 5. We can learn from our parents or teachers. 九、书面表达范文 My Experience of Managing Money I get 60 yuan as pocket money every week. At first, I spent all of it on snacks and toys, which made me regret later. Then my teacher gave me advice on making a budget. Now, I save 20 yuan monthly and spend the rest on books and stationery. Last month, I even earned extra money by helping my neighbour walk his dog. Managing money not only helps me save for my dream mountain bike but also teaches me responsibility. I feel proud of learning this important skill. 学科网（北京）股份有限公司 $