Unit 2 On the money单元测试卷2026-2027学年外研版英语九年级上册

**基本信息** 外研版九年级上册Unit 2“On the money”单元卷，以“金钱管理”为核心主题，通过真实生活情境（如兼职储蓄、校园书展、个人预算）考查语言运用，覆盖单元核心词汇与技能，适配单元复习需求。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |单项选择|10题/10分|核心词汇（manage, budget, on sale等）|情境对话贴近学生生活，考查词汇在语境中的运用| |完形填空|10题/10分|语篇理解与词汇搭配（savings, budget, account）|以学生兼职储蓄经历为线索，渗透金钱管理意识| |阅读理解|20题/40分|信息提取、推理判断（书展广告、储蓄调查、故事寓意）|素材真实（学生调查、校园活动），培养思维品质与文化意识| |书面表达|1题/15分|综合语言输出（分享储蓄经历、提建议）|结合单元词汇（budget, savings），考查语言表达与问题解决能力|

外研版英语九年级上册Unit 2 On the money单元测试卷（含解析） 一、单项选择（共10小题，每小题1分，满分10分） 1. — I never know where my pocket money goes every month. I always overspend before the month ends. — You need to learn to ______ your money better to avoid overspending. A. spend B. waste C. borrow D. manage 【答案】D 【解析】考查动词辨析。句意：——我每个月都不知道零花钱花到哪里去了，总是月底前就超支了。——你需要学会更好地管理你的钱，避免超支。spend花费；waste浪费；borrow借入；manage管理。根据"avoid overspending"可知，对方建议的应是"管理"好钱财，而非继续花费、浪费或借入。manage符合语境。故选D。 2. — Can you tell me how much this second-hand laptop costs after the discount? — It's ______ 320 dollars, no extra fees included. A. mostly B. exactly C. nearly D. probably 【答案】B 【解析】考查副词辨析。句意：——你能告诉我这台二手笔记本电脑打折后多少钱吗？——正好320美元，没有额外费用。mostly主要地；exactly准确地、正好；nearly几乎；probably大概。根据后文"no extra fees included"可知，价格是准确无误的，exactly强调精确性，符合语境中的"正好、不多不少"。故选B。 3. — Many young people say it's hard to ______ their working hours against their low pay these days. — That's why more people are learning to make a personal budget now. A. rate B. divide C. share D. increase 【答案】A 【解析】考查动词辨析。句意：——很多年轻人说，如今很难根据低薪来评估自己的工作时间。——这就是为什么现在越来越多人学习做个人预算。rate评估、评价；divide划分；share分享；increase增加。rate...against...意为"根据……来评估……"，表示将工作时间与低薪进行对比评价。后文"做预算"是应对这种困境的方法，语义连贯。故选A。 4. — If you want to build a good financial ______, you should put 10% of your pocket money into your savings every month. — OK, I will start doing that from this month. A. hobby B. tradition C. habit D. culture 【答案】C 【解析】考查名词辨析。句意：——如果你想养成好的理财习惯，你应该每月将零花钱的10%存入储蓄。——好的，从这个月开始我就这样做。hobby爱好；tradition传统；habit习惯；culture文化。根据"put 10% of your pocket money into your savings every month"可知，这是需要长期坚持的行为，属于"习惯"。habit指长期养成的、自动化的行为方式，符合语境。故选C。 5. ______ most teenagers who spend all their money as soon as they get it, my cousin Linda saves 20% of her pocket money every year. A. Against B. Unlike C. Beside D. Through 【答案】B 【解析】考查介词辨析。句意：与大多数一拿到钱就花光的青少年不同，我的表姐Linda每年存下零花钱的20%。Against反对、靠着；Unlike不像、与……不同；Beside在……旁边；Through通过。根据句意，Linda的行为与大多数青少年形成对比，Unlike表示"与……不同"，符合语境。故选B。 6. — I saw that the electronics store has many new laptops ______ this weekend. Do you want to go and have a look? — Sure! I've been planning to buy a cheaper one for online classes. A. on sale B. on duty C. on show D. on business 【答案】A 【解析】考查介词短语辨析。句意：——我看到那家电子产品商店本周末有很多新款笔记本电脑在打折销售。你想去看看吗？——当然！我一直在打算买一台便宜点的上网课用。on sale在出售、廉价销售；on duty值班；on show在展出；on business出差。根据"buy a cheaper one"可知，对方想买便宜货，所以电脑应该是"打折销售"状态。on sale符合语境。故选A。 7. The old man said that the wooden box under his bed was the greatest ______ he had, because it held all his childhood memories with his dad. A. treasure B. present C. burden D. secret 【答案】A 【解析】考查名词辨析。句意：老人说床底下的木盒子是他拥有的最珍贵的珍宝，因为里面装着他与父亲的所有童年回忆。treasure珍宝、珍品；present礼物；burden负担；secret秘密。根据"held all his childhood memories with his dad"可知，这个盒子承载着珍贵的回忆，因此是"珍宝"。故选A。 8. — I'm thinking of using all my pocket money to buy the latest smartphone. — That doesn't ______ to me. You've been saving for your trip abroad for months. A. make sense B. make money C. make a decision D. make a difference 【答案】A 【解析】考查动词短语辨析。句意：——我在考虑用所有零花钱买最新款智能手机。——我觉得这说不通。你几个月来一直在为出国旅行存钱。make sense讲得通、有道理、明智；make money赚钱；make a decision做决定；make a difference有影响、起作用。根据"you've been saving for your trip abroad for months"可知，对方认为用全部积蓄买手机是"不合理、不明智"的。make sense在此处意为"合乎情理、讲得通"。故选A。 9. — I got into debt after buying too many unnecessary things online. What should I do? — The first step to ______ this problem is to stop using your credit card for impulse buying. A. look after B. agree with C. deal with D. depend on 【答案】C 【解析】考查动词短语辨析。句意：——我在网上买了太多不必要的东西，欠了债。我该怎么办？——处理这个问题的第一步是停止用信用卡冲动消费。look after照顾；agree with同意；deal with处理、应对；depend on依赖。根据"the first step to ... this problem"可知，对方需要的是"处理"问题的方法，deal with搭配problem，表示"处理问题"。故选C。 10. — I've made a dream tin for my new laptop. Every week I put some pocket money into it. — ________! Little by little, you'll make it. A. Take it easy B. Good luck C. Good for you D. That's all right 【答案】C 【解析】考查情景交际。句意：——我给我的新笔记本电脑做了一个梦想储蓄罐，每周往里面存一些零花钱。——真不错！积少成多，你会成功的。Take it easy别紧张、放松点；Good luck祝你好运；Good for you真有你的、真不错（用于赞赏）；That's all right没关系（用于回应道歉）。根据"Little by little, you'll make it"可知，说话人对对方的储蓄行为表示赞赏和鼓励。Good for you用于对他人积极行为的肯定，符合语境。故选C。 二、完形填空 When 16-year-old Lin Hao got his first part-time job at a coffee shop last summer, he never thought about how to ____1____ his money. At first, he spent almost every dollar on game cards and snacks. After two months, he had almost no ____2____ left in his bank account. His teacher told him about making a monthly ____3____ at school's financial literacy class. Lin decided to have a try. He wrote down all his income from the job and all his everyday costs. ____4____ most of his friends spent all their money as soon as they got it, Lin started to put 20 percent of his pay into his savings 5____ every month. Three months later, Lin had enough money to buy a new ____6____ he had been dreaming of for a long time. "I used to buy things I didn't really need just because they were on ____7____," Lin said. "Now I understand the ____8____ of good money management. A small ____9____ every day adds up to a big treasure after a year." Good saving ____10____ help young people get ready for their future lives. Learning to manage money early is a useful skill that will last a lifetime. 1. A. borrow B. manage C. waste D. save 2. A. cents B. notes C. money D. dollar 3. A. plan B. budget C. note D. goal 4. A. Because B. If C. While D. Since 5. A. account B. book C. box D. card 6. A. laptop B. treasure C. game D. clothes 7. A. duty B. show C. date D. sale 8. A. price B. value C. cost D. size 9. A. saving B. spending C. cent D. penny 10. A. ways B. ideas C. habits D. plans 【文章大意】本文讲述了16岁的Lin Hao在咖啡店打工后，起初挥霍无度，后来在老师的帮助下学会做预算、坚持储蓄，最终买到心仪物品的故事，说明了良好的理财习惯对青少年成长的重要性。 1. 【答案】B 【解析】考查动词辨析。句意：16岁的Lin Hao去年暑假在咖啡店找到了第一份兼职，他从未想过如何管理自己的钱。borrow借用；manage管理；waste浪费；save储蓄。根据后文"他几乎把所有钱都花在游戏卡和零食上"可知，他之前不懂得"管理"钱财。manage符合语境，且与全文主题"金钱管理"一致。故选B。 2. 【答案】C 【解析】考查名词辨析。句意：两个月后，他的银行账户里几乎没钱了。cents分（硬币）；notes纸币；money钱；dollar美元。根据"in his bank account"可知，银行账户里剩下的应是"钱"；且空前有no修饰，money为不可数名词，符合语法。cents和dollar为可数名词，但此处强调"没有钱"的整体概念，而非具体面额。故选C。 3. 【答案】B 【解析】考查名词辨析。句意：他的老师在学校的理财素养课上告诉他可以做一个每月预算。plan计划；budget预算；note笔记；goal目标。根据后文"他写下所有收入和日常开销"可知，这是在做"预算"的行为。budget是教材Unit 2重点词汇，且与"make a monthly budget"搭配一致。故选B。 4. 【答案】C 【解析】考查连词辨析。句意：当大多数朋友一拿到钱就花光的时候，Lin开始每月将收入的20%存入储蓄账户。Because因为；If如果；While当……的时候（表示对比）；Since自从、既然。此处将Lin的行为与大多数朋友的行为进行对比，while可以表示前后两种情况的对比，符合语境。故选C。 5. 【答案】A 【解析】考查名词辨析。句意：Lin开始每月将收入的20%存入他的储蓄账户。account账户；book书；box盒子；card卡片。根据"savings _____"和"bank account"（前文已提及），此处应指"储蓄账户"，savings account为固定搭配。故选A。 6. 【答案】A 【解析】考查名词辨析。句意：三个月后，Lin有了足够的钱去买他梦想已久的新笔记本电脑。laptop笔记本电脑；treasure珍宝；game游戏；clothes衣服。根据下文"I used to buy things I didn't really need"以及全文主题（金钱管理、储蓄目标），laptop是青少年常见的储蓄目标，符合语境。故选A。 7. 【答案】D 【解析】考查名词辨析。句意：我以前买那些并不真正需要的东西，仅仅因为它们打折。on duty值班；on show在展出；on sale廉价销售、打折。根据"buy things I didn't really need"可知，Lin过去因为商品打折促销而冲动消费，on sale符合语境。故选D。 8. 【答案】B 【解析】考查名词辨析。句意：现在我明白了良好金钱管理的价值。price价格；value价值；cost成本；size尺寸。根据全文主题，Lin通过储蓄经历领悟到了理财的"价值"和重要性，value符合语境。故选B。 9. 【答案】D 【解析】考查名词辨析。句意：每天省下一分钱，一年后就能积累成一大笔财富。saving储蓄（常用复数）；spending花费；cent分（美分）；penny便士（一分钱硬币）。根据"every day"和"adds up to a big treasure"可知，强调每天节省小钱，penny是教材Unit 2单词表中出现的词汇，且"a penny"在英语中常用来表示"一点点钱"。故选D。 10. 【答案】C 【解析】考查名词辨析。句意：良好的储蓄习惯能帮助年轻人为未来生活做好准备。ways方式、方法；ideas想法；habits习惯；plans计划。根据全文主题，储蓄需要长期坚持，是一种"习惯"，且与前文habit形成呼应。故选C。 三、补全对话 根据对话内容，从方框内所给的选项中选出能填入空白处的最佳选项，其中有一个为多余选项。 A: Hi, Lin Hao. You always seem to have enough pocket money for things you need. 1. ______ B: Oh, that's because I make a simple budget for every month. A: A budget? I never thought of that. 2. ______ B: First, I write down all my pocket money. Then I list what I need to spend money on. A: 3. ______ B: Things like school supplies, snacks, and going out with friends. I also keep 10 percent of my money as savings every month. A: That sounds smart. I usually just spend money whenever I want, and often run out of it before the month ends. 4. ______ B: Sure! I can help you make your first budget this weekend. We can also talk about good spending habits. A: That would be great! Thank you so much. B: 5. ______ A. What kinds of things do you usually put on your list? B. How do you manage your money so well? C. Can you teach me how to do it? D. When do you usually make your monthly budget? E. My pleasure. I hope it will be helpful to you. F. Could you tell me how you start making one? 【文章大意】本文是一段关于零花钱管理的对话。A发现B总有足够的零花钱，询问秘诀，B分享了自己做预算的方法，A表示想学习，B答应帮助。 1. 【答案】B 【解析】根据上文"You always seem to have enough pocket money"以及下文"Oh, that's because I make a simple budget"可知，A在询问B管理金钱的方法。选项B"你是如何把零花钱管理得这么好的？"与上下文衔接自然。故选B。 2. 【答案】F 【解析】根据上文"A budget? I never thought of that"以及下文"First, I write down all my pocket money"可知，A在询问如何开始做预算。选项F"你能告诉我如何开始做一个预算吗？"与B的回答"先写下所有零花钱"形成问答对应。故选F。 3. 【答案】A 【解析】根据上文"Then I list what I need to spend money on"以及下文"Things like school supplies, snacks, and going out with friends"可知，A在追问B在清单上列了哪些东西。选项A"你通常在清单上写哪些东西？"符合语境。故选A。 4. 【答案】C 【解析】根据上文"I usually just spend money whenever I want, and often run out of it"以及下文"Sure! I can help you make your first budget this weekend"可知，A在请求对方教自己如何做预算。选项C"你能教我怎么做的吗？"与B的肯定回答"当然"衔接自然。故选C。 5. 【答案】E 【解析】根据上文"That would be great! Thank you so much"可知，A在表示感谢，B应回应"不客气"。选项E"不客气，希望它对你会有帮助"是礼貌的回应，且"it will be helpful"与"help you make your first budget"的将来时态一致。故选E。 四、阅读理解（共20小题，每小题2分，满分40分） A篇 The Spring Student Book Sale Date: March 12 - 16, 2026 Location: School Playground, Greenhill High School The Student Organising Team is holding a spring book sale to help students manage their budgets and build good saving habits. All books are sold by students, and all extra money will go to the school student help fund. Price Rules • All storybooks: 2 to 5 dollars each • All textbooks and reference books: 1 to 3 dollars each • Buy 3 books, get 1 extra penny book (any book under 2 dollars) • Exception: New books that students never used are sold at half of their original price Opening Hours Monday - Friday: 4:00 pm - 6:30 pm • We accept cash and WeChat Pay. No Alipay, please. • Unsold books will be given to the city library after the sale. • A couple of volunteer helpers are still needed. If you want to join us, please email book-sale@greenhill.edu before March 10. 1. When will the book sale end? A. On March 10. B. On March 12. C. On March 16. D. On March 18. 2. How much will you pay if you buy two storybooks ($3 each) and one textbook ($2)? A. 5 dollars. B. 8 dollars. C. 9 dollars. D. 10 dollars. 3. What can we learn from the information? A. All extra money will be sent to the city library. B. Unsold books will be used to help poor students. C. People can only pay for books with cash at the sale. D. The book sale is only open after school on weekdays. 4. What is the main purpose of the book sale? A. To help students learn to manage their money better. B. To collect money for the school's new library. C. To encourage students to read more books. D. To get more volunteers for the school. 5. Who might be interested in this information? A. Book sellers from the city. B. Students at Greenhill High School. C. Parents of young children. D. Library workers in the city. 【文章大意】本文是一则关于Greenhill高中春季学生图书售卖活动的通知，介绍了活动时间、地点、价格规则、开放时间及志愿者招募信息，旨在帮助学生管理预算和培养储蓄习惯。 1. 【答案】C 【解析】细节理解题。根据"Date: March 12 - 16, 2026"可知，图书售卖活动从3月12日到16日，因此结束日期为3月16日。故选C。 2. 【答案】B 【解析】数字计算题。根据价格规则：故事书每本2-5美元，教科书每本1-3美元。两本故事书各3美元共6美元，加一本教科书2美元，共8美元。注意"买三本送一本"的规则不适用，因为此处只买三本且没有说赠送。故选B。 3. 【答案】D 【解析】细节理解题。根据开放时间"Monday - Friday: 4:00 pm - 6:30 pm"可知，活动只在工作日放学后开放，D项正确。A项错误，额外收入将用于学校学生资助基金，而非送到市图书馆；B项错误，未售出的书将赠予市图书馆，而非用于帮助贫困学生；C项错误，活动接受现金和微信支付。故选D。 4. 【答案】A 【解析】细节理解题。根据活动介绍"to help students manage their budgets and build good saving habits"可知，活动的主要目的是帮助学生管理预算和培养储蓄习惯，即帮助学生学习更好地管理金钱。故选A。 5. 【答案】B 【解析】推理判断题。活动在Greenhill High School举办，由学生组织、面向学生，且需要学生志愿者，因此最可能对此感兴趣的是该校的学生。故选B。 B篇 Maya had always loved buying new clothes and snacks. Whenever she got pocket money, she spent it within a week. "Why do I never have any savings?" she often asked herself. One day, her grandmother gave her an old wooden box. "This is your treasure box," she said. "Put ten percent of every dollar you get into this box. After one year, you'll see the magic." Maya thought it was a small change, but she decided to try. Every time Maya got pocket money or birthday money, she counted it and put exactly ten percent into the wooden box. At first, it felt like just a few cents. After three months, she had almost 20 dollars. She didn't buy the expensive snack she wanted that month, and added the extra money to her box. By the end of the year, Maya opened the box. She had 127 dollars inside! She had always dreamed of buying a new laptop for online classes. She added the rest of the money she earned from part-time work, and bought it exactly one week after her birthday. "Before, I never thought about what I really wanted," Maya said. "Now I know that managing money is not about stopping having fun. It's about choosing what I value most." 6. What did Maya do with her pocket money before she got the wooden box? A. She saved most of it for new books. B. She spent all of it very quickly. C. She gave most of it to her grandmother. D. She put ten percent of it in the bank. 7. What did Maya's grandmother ask her to do? A. To save all her pocket money in a bank account. B. To spend less money on clothes and snacks. C. To put ten percent of every dollar she gets into the box. D. To buy only things that she really values. 8. What can we infer from the passage? A. The wooden box was worth a lot of money. B. Maya did part-time work to get extra money. C. Maya didn't enjoy her life after starting saving. D. The 127 dollars was enough to buy the laptop. 9. What is the "magic" that grandmother talked about? A. The box can keep money safe for a long time. B. Small regular savings can become a big sum. C. Putting money in a box brings good luck. D. Saving money helps people become happier. 10. What is the main idea of the passage? A. It is not easy to build a good saving habit. B. Teenagers should get part-time jobs to earn money. C. Good money management helps people get what they value most. D. Grandmothers always give the best advice about money. 【文章大意】本文讲述了Maya在祖母的引导下，通过每天将收入的10%存入木盒，一年后积攒了127美元，并最终实现了购买笔记本电脑的梦想。故事说明了小额定期储蓄的力量和金钱管理的真正意义。 6.【答案】B 【解析】细节理解题。根据第一段"Whenever she got pocket money, she spent it within a week"可知，Maya以前一拿到零花钱就很快花光了。故选B。 7.【答案】C 【解析】细节理解题。根据第二段"Put ten percent of every dollar you get into this box"可知，祖母让Maya把每笔收入的10%放入木盒中。故选C。 8.【答案】B 【解析】推理判断题。根据第四段"She added the rest of the money she earned from part-time work"可知，Maya通过兼职工作赚取了额外的钱，由此可推断B项正确。A项未提及；C项与最后一段中"managing money is not about stopping having fun"矛盾；D项，文中提到她加了兼职收入才买下电脑，说明127美元不足以支付全部费用。故选B。 9.【答案】B 【解析】推理判断题。根据文章内容，Maya每次存入10%的小额资金，一年后积累了127美元，这就是祖母所说的"魔法"——小额定期储蓄可以积少成多。故选B。 10.【答案】C 【解析】主旨大意题。文章通过Maya的储蓄经历，最后点明"managing money is not about stopping having fun. It's about choosing what I value most"，说明良好的金钱管理能帮助人们获得最珍视的东西。C项准确概括了主旨。故选C。 C篇 A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week. The survey was done by the China Consumer Education Association. It found that the average teenager gets about 150 yuan (around 21 dollars) of pocket money every month. Unlike common ideas, most teenagers do not spend most of their money on snacks or clothes. The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions. "Many teenagers do not know how to make a budget before they spend money," said Wang Li, a researcher from the association. "When they see a new product on short-video platforms, they often buy it without thinking whether they really need it." Wang says schools and parents should teach children basic money management skills from an early age. "Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money," she added. The association is now working on new teaching materials that will help students learn about money management in school. 11. What does the new survey mainly talk about? A. Teenagers' pocket money in China. B. Teenagers' spending and saving habits. C. The cost of digital products for teenagers. D. How to teach teenagers money management skills. 12. According to the survey, what do most teenagers spend the most money on? A. Snacks and drinks. B. New clothes and shoes. C. Digital products and online services. D. School books and stationery. 13. Why do many teenagers buy unnecessary products? A. They get too much pocket money every month. B. They don't make a budget before buying. C. Products online are very cheap. D. They want to keep up with their friends. 14. What does the underlined word "stingy" mean in Chinese? A. 慷慨的 B. 懒惰的 C. 愚蠢的 D. 吝啬的 15. What can we learn from the passage? A. Less than half of teenagers spend all their pocket money quickly. B. Most teenagers have good money management habits. C. The association will help teach money management in schools. D. All teenagers should save at least ten percent of their pocket money. 【文章大意】本文是一篇关于中国青少年消费与储蓄习惯的调查报告。调查显示超过60%的青少年没有定期储蓄习惯，近45%在一周内花光零花钱，最大支出是数字产品和在线服务。专家呼吁学校和家长从小培养孩子的理财技能。 11.【答案】B 【解析】主旨大意题。根据第一段"more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week"以及后文对消费结构的分析可知，调查主要围绕青少年的消费和储蓄习惯展开。故选B。 12.【答案】C 【解析】细节理解题。根据第二段"The largest part of their spending, almost 35 percent, goes to digital products and online services"可知，青少年最大的支出是数字产品和在线服务。故选C。 13.【答案】B 【解析】细节理解题。根据第三段"Many teenagers do not know how to make a budget before they spend money"以及"they often buy it without thinking whether they really need it"可知，青少年购买不必要产品是因为没有提前做预算。故选B。 14.【答案】D 【解析】词义猜测题。根据划线词所在句"Learning to save money and plan a budget does not mean being stingy"可知，专家在澄清"省钱和做预算"不等于______，后文"It means making smart choices"说明省钱是明智的选择，因此stingy应表示负面含义"吝啬的"。故选D。 15.【答案】C 【解析】细节理解题。根据最后一段"The association is now working on new teaching materials that will help students learn about money management in school"可知，该协会正在开发新教材，帮助学校开展理财教育。A项错误，原文是"nearly 45 percent"（近一半），而非不到一半；B项与调查结果矛盾；D项文中未提及。故选C。 D篇 Mr. Green owned a small old watch shop on a quiet street. He fixed watches for people and sold old treasures that people brought him. One cold December afternoon, a young man came into the shop with a small golden ring in a piece of old cloth. "I want to sell this," the young man said. "My grandmother left it, and I need 200 dollars to pay for my school textbook fee. I don't have any savings left." Mr. Green looked at the ring carefully, under his magnifying glass. He weighed it in his hand. "This is solid gold," he thought. "It's worth at least 1000 dollars." He looked at the young man, who was wearing a thin coat and had cold red hands. "I can give you 300 dollars," Mr. Green said. The young man's eyes lit up. "Really? I thought it would only be worth 150! Thank you so much!" He took the money, shook Mr. Green's hand, and left quickly. Mr. Green's assistant came over from the back room. "Why did you tell him you would give more than he asked? You could have bought it for 200, or even less." Mr. Green smiled. "He needed the money for school. Look at him: he works hard, he manages his small budget carefully, but he just had bad luck this month. I have enough money. What is 100 dollars to me? It's more important that he gets his education. Unlike many people who come here trying to cheat me, he was honest. He deserves a fair price." That evening, when Mr. Green closed the shop, he put the ring in his safe. He didn't sell it. He just looked at it sometimes, and smiled. 16. Why did the young man want to sell the ring? A. He needed money to pay for his school fee. B. He didn't like the ring that his grandma left. C. He wanted to buy a new coat for winter. D. He lost all his savings on a trip. 17. What did Mr. Green find when he checked the ring? A. The ring was not made of real gold. B. The ring was worth more than 1000 dollars. C. The ring was stolen from another person. D. The ring was worth only 200 dollars. 18. What does the underlined word "it" refer to? A. The 100 dollars. B. The education the young man gets. C. The ring. D. Giving the young man a fair price. 19. What can we infer about Mr. Green from the passage? A. He often bought cheap things from people who needed money. B. He didn't like making money from other people's bad luck. C. He wanted to keep the ring for himself because it was valuable. D. He had trouble selling the ring so he kept it in his safe. 20. What is the best title for this story? A. A Young Man In Trouble. B. A Golden Ring. C. The Real Value. D. An Honest Salesman. 【文章大意】本文讲述了钟表店老板Mr. Green遇到一位急需用钱交学费的年轻人来卖戒指的故事。Mr. Green明知戒指价值远超年轻人要价，却主动给出更高价格，体现了他善良、诚信的品质，揭示了"真正的价值"不在于金钱而在于人性。 16.【答案】A 【解析】细节理解题。根据第二段"I need 200 dollars to pay for my school textbook fee"可知，年轻人卖戒指是为了支付学费。故选A。 17.【答案】B 【解析】细节理解题。根据第三段"This is solid gold. It's worth at least 1000 dollars"可知，Mr. Green发现这枚戒指是纯金的，价值至少1000美元。故选B。 18.【答案】D 【解析】词义猜测题。根据上下文，助手问Mr. Green为什么给出比要价更高的价格，Mr. Green解释说年轻人需要钱上学，并反问"What is 100 dollars to me?"，然后说"it's more important that he gets his education"，这里的it指代的是"给年轻人一个公平的价格"这件事。注意"it"指代的是前文提到的"多给100美元"这一行为背后的公平交易理念，而非具体的100美元。故选D。 19.【答案】B 【解析】推理判断题。根据Mr. Green所说"He needed the money for school... What is 100 dollars to me? It's more important that he gets his education"可知，Mr. Green不愿意利用他人的困境赚钱，而是愿意给出公平的价格。B项符合这一推断。A项文中未提及；C项，他保存戒指是因为它承载了这段善举的记忆，而非因为价值高；D项与原文不符。故选B。 20.【答案】C 【解析】主旨大意题。文章通过Mr. Green以高于要价的价格收购戒指的故事，揭示了"真正的价值"不在于金钱或物品本身，而在于人的善良、诚实和同理心。标题"The Real Value"既指戒指的实际价值，更指人性的真正价值，寓意深刻。故选C。 E篇 Many teenagers in China now get pocket money from their parents every month. ___21___ Without good money management skills, most of them spend it all within two weeks and have nothing left for the rest of the month. Learning to manage money early can help people develop healthy habits for life. ___22___ A good first step is to start a budget. Write down how much money you receive each month, and then divide it into different parts: daily needs, fun activities and savings. ___23___ Many teenagers think saving just a few dollars a week is not worth the effort. But over one year, that small amount can add up to more than 200 dollars. Even saving ten cents every day can become a valuable habit. ___24___ For example, if you want to buy a new laptop that costs 800 dollars, you can set this as your goal and put aside 50 dollars each month for it. ___25___ When you finally reach your goal, you will not only get the thing you want, but also learn the importance of patience and planning. A. Experts say that small regular savings are more important than large one-time payments. B. Setting a clear goal can help you keep going with your saving plan. C. Very few of them learn how to manage this money properly at school or at home. D. It is impossible for teenagers to learn good money management skills at a young age. E. After 16 months, you will have exactly enough money to buy your new laptop. F. Unplanned spending is the biggest reason why many young people run out of money quickly. 【文章大意】本文是一篇关于青少年金钱管理的建议性短文，指出青少年缺乏理财教育导致花钱无计划，并提出了做预算、定期小额储蓄和设定目标等建议。 21.【答案】C 【解析】上文提到"很多中国青少年每月从父母那里拿到零花钱"，下文说"没有良好的金钱管理技能，他们会在两周内花光"。C项"很少有人在学校或家里学到如何正确管理这些钱"解释了为什么青少年缺乏理财技能，承上启下，逻辑连贯。故选C。 22.【答案】F 【解析】上文提到"早期理财能帮助养成终身好习惯"，下文说"第一步是做预算"。F项"无计划的开销是很多年轻人很快花光钱的最大原因"解释了为什么需要做预算——因为无计划开销是问题根源，为下文提出的预算建议做铺垫。故选F。 23.【答案】A 【解析】下文提到"很多青少年认为每周存几美元不值得，但一年后可以积累到200多美元"，这正是对"小额定期储蓄比一次性大额储蓄更重要"的具体说明。A项概括了本段的核心观点，且与后文举例一致。故选A。 24.【答案】B 【解析】下文举例说"如果你想买一台800美元的笔记本电脑，可以设定目标每月存50美元"，这是对"设定明确目标"的具体说明。B项"设定明确目标有助于坚持储蓄计划"概括了本段主题，且与后文例子衔接自然。故选B。 25.【答案】E 【解析】上文提到"设定买800美元笔记本电脑的目标，每月存50美元"，E项"16个月后你就正好有足够的钱买新笔记本电脑了"是对这一储蓄计划的结果说明，与下文"最终实现目标"衔接紧密。注意800÷50=16个月，数字计算准确。故选E。 五、单词拼写（共10小题，每小题1分，满分10分） 根据下列句子及所给首字母或括号内提示，写出空白处各单词的正确形式，每空限填一词。 1. When buying a new wallet, you should check its s______ first to make sure it fits your pocket. 【答案】size 【解析】句意：买新钱包时，应该先检查它的尺寸，确保适合口袋。根据"fits your pocket"可知，此处指钱包的"尺寸"，首字母为s，故填size。 2. My older brother saved for two years to buy a new l______ for his online course. 【答案】laptop 【解析】句意：我哥哥存了两年的钱，买了一台新笔记本电脑上网课。根据"for his online course"可知，他需要的是"笔记本电脑"，首字母为l，故填laptop。 3. To avoid overspending this term, I made a monthly b______ that divides my pocket money into three parts. 【答案】budget 【解析】句意：为了避免这学期超支，我制定了一个每月预算，将零花钱分成三部分。根据"divides my pocket money into three parts"可知，这是"预算"的行为，首字母为b，故填budget。 4. The second-hand storybook I bought from the campus sale only cost me one d______ last week. 【答案】dollar 【解析】句意：上周我在校园售卖会上买的二手故事书只花了我一美元。根据"cost me one"和首字母d可知，此处指"美元"，故填dollar。 5. A c______ of my friends and I are planning to open a small saving box for our school charity club. 【答案】couple 【解析】句意：我和几个朋友计划为学校慈善俱乐部开一个小储蓄盒。根据"a ______ of my friends"可知，此处表示"几个"，a couple of意为"几个、两三个"，首字母为c，故填couple。 6. It is a great ______ (please) to learn how to manage our money wisely at a young age. 【答案】pleasure 【解析】句意：在年轻的时候学会明智地管理钱财是一件非常愉快的事。please"使高兴"，动词。此处需要名词形式，由a great修饰，故填pleasure。 7. You can make an ______ (infer) about the main character's attitude towards money from the first paragraph of the story. 【答案】inference 【解析】句意：你可以从故事的第一段推断出主要角色对金钱的态度。infer"推断"，动词。此处需要名词形式作宾语，由an修饰，故填inference。 8. Teenagers should learn to ______ (valuable) every cent they earn from part-time jobs. 【答案】value 【解析】句意：青少年应该学会珍惜他们从兼职工作中赚到的每一分钱。valuable"有价值的"，形容词。此处需要动词形式，learn to do sth结构，故填value。 9. Li Mei, the ______ (organise) of our school's money management workshop, gave a wonderful speech last Friday. 【答案】organiser 【解析】句意：我们学校理财工作坊的组织者Li梅上周五做了一个精彩的演讲。organise"组织"，动词。此处需要名词形式作主语Li Mei的同位语，表示"组织者"，故填organiser。 10. With one ______ (except), all of my pocket money this month has been put into my saving account. 【答案】exception 【解析】句意：除了一个例外，我这个月所有的零花钱都存入了储蓄账户。except"除了"，介词。此处需要名词形式，with one exception意为"有一个例外"，故填exception。 六、短文填空 阅读下面短文，在空白处填入一个适当的词，或填入括号中所给单词的正确形式。 Lin Tao, a 15-year-old high school student from Chengdu, 1. ______ (develop) a good saving habit since he was 10 years old. When he got pocket money from his parents during Spring Festival, he never spent all of it right away. 2. ______, he usually puts 30 percent of every gift of money into his bank account to keep for future use. 3. ______ most of his classmates spend all their pocket money on snacks and game cards, Lin Tao prefers 4. ______ (save) for his long-term goal. His big dream is to buy 5. ________ new laptop for his online programming courses, which costs about 5,000 yuan. He has learned 6. ______ (manage) his money carefully by making a simple monthly budget every semester. He writes down every cent he 7. ______ (spend) on school things, food and entertainment to check where his money goes. 8. ______ developing this habit, Lin Tao has not only learned the value of money but also improved his self-control. He says that small daily 9. ______ (save) can finally add up to a large enough amount to reach his big dream. Experts believe that early money management 10. ______ (teach) teenagers to be responsible adults in the future. 【文章大意】本文讲述了成都15岁的中学生Lin Tao从10岁起养成储蓄习惯的故事。他坚持将压岁钱和零花钱的30%存入银行账户，通过做预算管理开支，最终领悟到小积累成就大梦想的道理。 1.【答案】has developed 【解析】考查动词时态。句意：来自成都的15岁中学生Lin Tao从10岁起就养成了良好的储蓄习惯。根据"since he was 10 years old"可知，动作从过去持续到现在，应用现在完成时。主语Lin Tao为第三人称单数，故填has developed。 2.【答案】Instead 【解析】考查副词。句意：相反，他通常将每笔压岁钱的30%存入银行账户以备将来使用。根据前文"他从不马上花光所有钱"可知，此处表示相反的行为，Instead意为"相反、反而"，放在句首，首字母大写。故填Instead。 3.【答案】While / Although 【解析】考查连词。句意：虽然大多数同学把零花钱都花在零食和游戏卡上，但Lin Tao更喜欢为长期目标存钱。此处表示对比或让步关系，可用While（表示对比）或Although（表示让步）。故填While或Although。 4.【答案】to save 【解析】考查非谓语动词。句意：Lin Tao更喜欢为长期目标存钱。prefer to do sth意为"更喜欢做某事"，为固定搭配。故填to save。 5.【答案】a 【解析】考查冠词。句意：他的大梦想是买一台新笔记本电脑用于在线编程课程。laptop为可数名词单数，此处第一次提及，应用不定冠词a。故填a。 6.【答案】to manage 【解析】考查非谓语动词。句意：他学会了通过每学期做简单的每月预算来谨慎管理自己的钱。learn to do sth意为"学会做某事"，为固定搭配。故填to manage。 7.【答案】spends 【解析】考查动词时态。句意：他记下花在学习用品、食物和娱乐上的每一分钱，以检查钱都去哪儿了。描述一般情况，应用一般现在时，主语he为第三人称单数。故填spends。 8.【答案】By / Through 【解析】考查介词。句意：通过养成这个习惯，Lin Tao不仅学到了金钱的价值，还提高了自控力。By/Through doing sth意为"通过做某事"，表示方式。故填By或Through。 9.【答案】savings 【解析】考查名词。句意：他说每天的小额储蓄最终可以积累到足够实现大梦想的数额。save"节省、储蓄"，动词。此处需要名词形式作主语，daily savings意为"每日的储蓄"，常用复数形式表示"储蓄金额"。故填savings。 10.【答案】teaches 【解析】考查动词时态。句意：专家认为，早期的金钱管理教育能教会青少年在未来成为有责任感的成年人。陈述客观事实，应用一般现在时，主语early money management为第三人称单数。故填teaches。 七、书面表达（满分15分） 假设你是新华中学九年级学生Li Hao，你的英国笔友Peter来信提到他最近想买一台新的游戏笔记本电脑（laptop），但手头的零花钱不够，正在纠结是提前花掉所有积蓄，还是每天存一部分慢慢攒钱。请你根据以下要点给他写一封回信： 写作要点： 1. 表达你对他处境的理解； 2. 分享你自己的金钱管理经历（你曾为买一件心仪的物品做预算并坚持储蓄的故事）； 3. 给出两条关于中学生消费和储蓄的合理建议； 4. 期待他做出适合自己的选择。 写作要求： 1. 词数不少于100词，开头和结尾已给出，不计入总词数； 2. 文中不得出现真实的人名、校名； 3. 尽量使用本单元学到的词汇和句型，语句通顺，语法正确； 4. 内容完整，可适当发挥，使行文连贯。 Dear Peter, I'm glad to hear from you and understand your trouble now. _______________________________________________________________________________ _______________________________________________________________________________ _______________________________________________________________________________ I hope my advice can help you. Looking forward to your reply. Yours, Li Hao 【写作指导】 审题分析：本题要求写一封回信，属于应用文体裁中的书信，需包含四个要点：理解处境、分享经历、给出建议、表达期待。 内容要点： 1. 开头表达理解——用"I'm glad to hear from you"自然过渡，对Peter的纠结表示理解。 2. 分享个人经历——讲述自己曾为买相机做预算并坚持储蓄的故事，用具体数字（每月存50元、五个月后买到）使经历真实可信。注意使用本单元词汇如budget、saving、value等。 3. 给出建议——两条建议简洁明了：做预算了解每月可存金额；理性消费，不因一时快乐而乱花钱。 4. 结尾表达期待——用"I hope my advice can help you"自然收尾。 【参考范文】 Dear Peter, I'm glad to hear from you and understand your trouble now. It's really hard to wait for something you really want, but good money habits can help you get it without borrowing too much. Last year, I wanted to buy a new professional camera for my photography hobby. It was very expensive, so I made a monthly budget for my pocket money. I cut down unnecessary spending, and saved 50 yuan every week. After five months, I exactly collected enough money and bought the camera myself. That feeling was much better than spending all my savings at once. Here are my two suggestions for you: First, make a simple budget to know how much you can save each week. Second, always remember the value of saving—don't spend money on things you don't really need just to have fun now. I hope my advice can help you. Looking forward to your reply. Yours, Li Hao 学科网（北京）股份有限公司 $ 外研版英语九年级上册Unit 2 On the money单元测试卷 一、单项选择（共10小题，每小题1分，满分10分） 1. — I never know where my pocket money goes every month. I always overspend before the month ends. — You need to learn to ______ your money better to avoid overspending. A. spend B. waste C. borrow D. manage 2. — Can you tell me how much this second-hand laptop costs after the discount? — It's ______ 320 dollars, no extra fees included. A. mostly B. exactly C. nearly D. probably 3. — Many young people say it's hard to ______ their working hours against their low pay these days. — That's why more people are learning to make a personal budget now. A. rate B. divide C. share D. increase 4. — If you want to build a good financial ______, you should put 10% of your pocket money into your savings every month. — OK, I will start doing that from this month. A. hobby B. tradition C. habit D. culture 5. ______ most teenagers who spend all their money as soon as they get it, my cousin Linda saves 20% of her pocket money every year. A. Against B. Unlike C. Beside D. Through 6. — I saw that the electronics store has many new laptops ______ this weekend. Do you want to go and have a look? — Sure! I've been planning to buy a cheaper one for online classes. A. on sale B. on duty C. on show D. on business 7. The old man said that the wooden box under his bed was the greatest ______ he had, because it held all his childhood memories with his dad. A. treasure B. present C. burden D. secret 8. — I'm thinking of using all my pocket money to buy the latest smartphone. — That doesn't ______ to me. You've been saving for your trip abroad for months. A. make sense B. make money C. make a decision D. make a difference 9. — I got into debt after buying too many unnecessary things online. What should I do? — The first step to ______ this problem is to stop using your credit card for impulse buying. A. look after B. agree with C. deal with D. depend on 10. — I've made a dream tin for my new laptop. Every week I put some pocket money into it. — ________! Little by little, you'll make it. A. Take it easy B. Good luck C. Good for you D. That's all right 二、完形填空 When 16-year-old Lin Hao got his first part-time job at a coffee shop last summer, he never thought about how to ____1____ his money. At first, he spent almost every dollar on game cards and snacks. After two months, he had almost no ____2____ left in his bank account. His teacher told him about making a monthly ____3____ at school's financial literacy class. Lin decided to have a try. He wrote down all his income from the job and all his everyday costs. ____4____ most of his friends spent all their money as soon as they got it, Lin started to put 20 percent of his pay into his savings 5____ every month. Three months later, Lin had enough money to buy a new ____6____ he had been dreaming of for a long time. "I used to buy things I didn't really need just because they were on ____7____," Lin said. "Now I understand the ____8____ of good money management. A small ____9____ every day adds up to a big treasure after a year." Good saving ____10____ help young people get ready for their future lives. Learning to manage money early is a useful skill that will last a lifetime. 1. A. borrow B. manage C. waste D. save 2. A. cents B. notes C. money D. dollar 3. A. plan B. budget C. note D. goal 4. A. Because B. If C. While D. Since 5. A. account B. book C. box D. card 6. A. laptop B. treasure C. game D. clothes 7. A. duty B. show C. date D. sale 8. A. price B. value C. cost D. size 9. A. saving B. spending C. cent D. penny 10. A. ways B. ideas C. habits D. plans 三、补全对话 根据对话内容，从方框内所给的选项中选出能填入空白处的最佳选项，其中有一个为多余选项。 A: Hi, Lin Hao. You always seem to have enough pocket money for things you need. 1. ______ B: Oh, that's because I make a simple budget for every month. A: A budget? I never thought of that. 2. ______ B: First, I write down all my pocket money. Then I list what I need to spend money on. A: 3. ______ B: Things like school supplies, snacks, and going out with friends. I also keep 10 percent of my money as savings every month. A: That sounds smart. I usually just spend money whenever I want, and often run out of it before the month ends. 4. ______ B: Sure! I can help you make your first budget this weekend. We can also talk about good spending habits. A: That would be great! Thank you so much. B: 5. ______ A. What kinds of things do you usually put on your list? B. How do you manage your money so well? C. Can you teach me how to do it? D. When do you usually make your monthly budget? E. My pleasure. I hope it will be helpful to you. F. Could you tell me how you start making one? 四、阅读理解（共20小题，每小题2分，满分40分） A篇 The Spring Student Book Sale Date: March 12 - 16, 2026 Location: School Playground, Greenhill High School The Student Organising Team is holding a spring book sale to help students manage their budgets and build good saving habits. All books are sold by students, and all extra money will go to the school student help fund. Price Rules • All storybooks: 2 to 5 dollars each • All textbooks and reference books: 1 to 3 dollars each • Buy 3 books, get 1 extra penny book (any book under 2 dollars) • Exception: New books that students never used are sold at half of their original price Opening Hours Monday - Friday: 4:00 pm - 6:30 pm • We accept cash and WeChat Pay. No Alipay, please. • Unsold books will be given to the city library after the sale. • A couple of volunteer helpers are still needed. If you want to join us, please email book-sale@greenhill.edu before March 10. 1. When will the book sale end? A. On March 10. B. On March 12. C. On March 16. D. On March 18. 2. How much will you pay if you buy two storybooks ($3 each) and one textbook ($2)? A. 5 dollars. B. 8 dollars. C. 9 dollars. D. 10 dollars. 3. What can we learn from the information? A. All extra money will be sent to the city library. B. Unsold books will be used to help poor students. C. People can only pay for books with cash at the sale. D. The book sale is only open after school on weekdays. 4. What is the main purpose of the book sale? A. To help students learn to manage their money better. B. To collect money for the school's new library. C. To encourage students to read more books. D. To get more volunteers for the school. 5. Who might be interested in this information? A. Book sellers from the city. B. Students at Greenhill High School. C. Parents of young children. D. Library workers in the city. B篇 Maya had always loved buying new clothes and snacks. Whenever she got pocket money, she spent it within a week. "Why do I never have any savings?" she often asked herself. One day, her grandmother gave her an old wooden box. "This is your treasure box," she said. "Put ten percent of every dollar you get into this box. After one year, you'll see the magic." Maya thought it was a small change, but she decided to try. Every time Maya got pocket money or birthday money, she counted it and put exactly ten percent into the wooden box. At first, it felt like just a few cents. After three months, she had almost 20 dollars. She didn't buy the expensive snack she wanted that month, and added the extra money to her box. By the end of the year, Maya opened the box. She had 127 dollars inside! She had always dreamed of buying a new laptop for online classes. She added the rest of the money she earned from part-time work, and bought it exactly one week after her birthday. "Before, I never thought about what I really wanted," Maya said. "Now I know that managing money is not about stopping having fun. It's about choosing what I value most." 6. What did Maya do with her pocket money before she got the wooden box? A. She saved most of it for new books. B. She spent all of it very quickly. C. She gave most of it to her grandmother. D. She put ten percent of it in the bank. 7. What did Maya's grandmother ask her to do? A. To save all her pocket money in a bank account. B. To spend less money on clothes and snacks. C. To put ten percent of every dollar she gets into the box. D. To buy only things that she really values. 8. What can we infer from the passage? A. The wooden box was worth a lot of money. B. Maya did part-time work to get extra money. C. Maya didn't enjoy her life after starting saving. D. The 127 dollars was enough to buy the laptop. 9. What is the "magic" that grandmother talked about? A. The box can keep money safe for a long time. B. Small regular savings can become a big sum. C. Putting money in a box brings good luck. D. Saving money helps people become happier. 10. What is the main idea of the passage? A. It is not easy to build a good saving habit. B. Teenagers should get part-time jobs to earn money. C. Good money management helps people get what they value most. D. Grandmothers always give the best advice about money. C篇 A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week. The survey was done by the China Consumer Education Association. It found that the average teenager gets about 150 yuan (around 21 dollars) of pocket money every month. Unlike common ideas, most teenagers do not spend most of their money on snacks or clothes. The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions. "Many teenagers do not know how to make a budget before they spend money," said Wang Li, a researcher from the association. "When they see a new product on short-video platforms, they often buy it without thinking whether they really need it." Wang says schools and parents should teach children basic money management skills from an early age. "Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money," she added. The association is now working on new teaching materials that will help students learn about money management in school. 11. What does the new survey mainly talk about? A. Teenagers' pocket money in China. B. Teenagers' spending and saving habits. C. The cost of digital products for teenagers. D. How to teach teenagers money management skills. 12. According to the survey, what do most teenagers spend the most money on? A. Snacks and drinks. B. New clothes and shoes. C. Digital products and online services. D. School books and stationery. 13. Why do many teenagers buy unnecessary products? A. They get too much pocket money every month. B. They don't make a budget before buying. C. Products online are very cheap. D. They want to keep up with their friends. 14. What does the underlined word "stingy" mean in Chinese? A. 慷慨的 B. 懒惰的 C. 愚蠢的 D. 吝啬的 15. What can we learn from the passage? A. Less than half of teenagers spend all their pocket money quickly. B. Most teenagers have good money management habits. C. The association will help teach money management in schools. D. All teenagers should save at least ten percent of their pocket money. D篇 Mr. Green owned a small old watch shop on a quiet street. He fixed watches for people and sold old treasures that people brought him. One cold December afternoon, a young man came into the shop with a small golden ring in a piece of old cloth. "I want to sell this," the young man said. "My grandmother left it, and I need 200 dollars to pay for my school textbook fee. I don't have any savings left." Mr. Green looked at the ring carefully, under his magnifying glass. He weighed it in his hand. "This is solid gold," he thought. "It's worth at least 1000 dollars." He looked at the young man, who was wearing a thin coat and had cold red hands. "I can give you 300 dollars," Mr. Green said. The young man's eyes lit up. "Really? I thought it would only be worth 150! Thank you so much!" He took the money, shook Mr. Green's hand, and left quickly. Mr. Green's assistant came over from the back room. "Why did you tell him you would give more than he asked? You could have bought it for 200, or even less." Mr. Green smiled. "He needed the money for school. Look at him: he works hard, he manages his small budget carefully, but he just had bad luck this month. I have enough money. What is 100 dollars to me? It's more important that he gets his education. Unlike many people who come here trying to cheat me, he was honest. He deserves a fair price." That evening, when Mr. Green closed the shop, he put the ring in his safe. He didn't sell it. He just looked at it sometimes, and smiled. 16. Why did the young man want to sell the ring? A. He needed money to pay for his school fee. B. He didn't like the ring that his grandma left. C. He wanted to buy a new coat for winter. D. He lost all his savings on a trip. 17. What did Mr. Green find when he checked the ring? A. The ring was not made of real gold. B. The ring was worth more than 1000 dollars. C. The ring was stolen from another person. D. The ring was worth only 200 dollars. 18. What does the underlined word "it" refer to? A. The 100 dollars. B. The education the young man gets. C. The ring. D. Giving the young man a fair price. 19. What can we infer about Mr. Green from the passage? A. He often bought cheap things from people who needed money. B. He didn't like making money from other people's bad luck. C. He wanted to keep the ring for himself because it was valuable. D. He had trouble selling the ring so he kept it in his safe. 20. What is the best title for this story? A. A Young Man In Trouble. B. A Golden Ring. C. The Real Value. D. An Honest Salesman. E篇 Many teenagers in China now get pocket money from their parents every month. ___21___ Without good money management skills, most of them spend it all within two weeks and have nothing left for the rest of the month. Learning to manage money early can help people develop healthy habits for life. ___22___ A good first step is to start a budget. Write down how much money you receive each month, and then divide it into different parts: daily needs, fun activities and savings. ___23___ Many teenagers think saving just a few dollars a week is not worth the effort. But over one year, that small amount can add up to more than 200 dollars. Even saving ten cents every day can become a valuable habit. ___24___ For example, if you want to buy a new laptop that costs 800 dollars, you can set this as your goal and put aside 50 dollars each month for it. ___25___ When you finally reach your goal, you will not only get the thing you want, but also learn the importance of patience and planning. A. Experts say that small regular savings are more important than large one-time payments. B. Setting a clear goal can help you keep going with your saving plan. C. Very few of them learn how to manage this money properly at school or at home. D. It is impossible for teenagers to learn good money management skills at a young age. E. After 16 months, you will have exactly enough money to buy your new laptop. F. Unplanned spending is the biggest reason why many young people run out of money quickly. 五、单词拼写（共10小题，每小题1分，满分10分） 根据下列句子及所给首字母或括号内提示，写出空白处各单词的正确形式，每空限填一词。 1. When buying a new wallet, you should check its s______ first to make sure it fits your pocket. 2. My older brother saved for two years to buy a new l______ for his online course. 3. To avoid overspending this term, I made a monthly b______ that divides my pocket money into three parts. 4. The second-hand storybook I bought from the campus sale only cost me one d______ last week. 5. A c______ of my friends and I are planning to open a small saving box for our school charity club. 6. It is a great ______ (please) to learn how to manage our money wisely at a young age. 7. You can make an ______ (infer) about the main character's attitude towards money from the first paragraph of the story. 8. Teenagers should learn to ______ (valuable) every cent they earn from part-time jobs. 9. Li Mei, the ______ (organise) of our school's money management workshop, gave a wonderful speech last Friday. 10. With one ______ (except), all of my pocket money this month has been put into my saving account. 六、短文填空 阅读下面短文，在空白处填入一个适当的词，或填入括号中所给单词的正确形式。 Lin Tao, a 15-year-old high school student from Chengdu, 1. ______ (develop) a good saving habit since he was 10 years old. When he got pocket money from his parents during Spring Festival, he never spent all of it right away. 2. ______, he usually puts 30 percent of every gift of money into his bank account to keep for future use. 3. ______ most of his classmates spend all their pocket money on snacks and game cards, Lin Tao prefers 4. ______ (save) for his long-term goal. His big dream is to buy 5. ________ new laptop for his online programming courses, which costs about 5,000 yuan. He has learned 6. ______ (manage) his money carefully by making a simple monthly budget every semester. He writes down every cent he 7. ______ (spend) on school things, food and entertainment to check where his money goes. 8. ______ developing this habit, Lin Tao has not only learned the value of money but also improved his self-control. He says that small daily 9. ______ (save) can finally add up to a large enough amount to reach his big dream. Experts believe that early money management 10. ______ (teach) teenagers to be responsible adults in the future. 七、书面表达（满分15分） 假设你是新华中学九年级学生Li Hao，你的英国笔友Peter来信提到他最近想买一台新的游戏笔记本电脑（laptop），但手头的零花钱不够，正在纠结是提前花掉所有积蓄，还是每天存一部分慢慢攒钱。请你根据以下要点给他写一封回信： 写作要点： 1. 表达你对他处境的理解； 2. 分享你自己的金钱管理经历（你曾为买一件心仪的物品做预算并坚持储蓄的故事）； 3. 给出两条关于中学生消费和储蓄的合理建议； 4. 期待他做出适合自己的选择。 写作要求： 1. 词数不少于100词，开头和结尾已给出，不计入总词数； 2. 文中不得出现真实的人名、校名； 3. 尽量使用本单元学到的词汇和句型，语句通顺，语法正确； 4. 内容完整，可适当发挥，使行文连贯。 Dear Peter, I'm glad to hear from you and understand your trouble now. _______________________________________________________________________________ _______________________________________________________________________________ _______________________________________________________________________________ I hope my advice can help you. Looking forward to your reply. Yours, Li Hao 学科网（北京）股份有限公司 $