Unit 2【刷题型】（首字母填空精准练）-2026-2027学年九年级英语上册单元模块满分必刷题（新教材外研版）

**基本信息** 聚焦“人与自我—理财与消费”主题，通过基础与培优分层设计首字母填空训练，系统整合理财方法与语言知识，强化语境词汇应用与思维品质。 **专项设计** |模块|题量/典例|方法提炼|知识逻辑| |----|-----------|----------|----------| |基础篇|3篇短文|零花钱管理、储蓄习惯、预算入门|从个人理财基础概念（零花钱、储蓄罐）到简单应用（记账、慈善捐款），构建基础认知链| |培优篇|5篇短文|需求与欲望区分、比价策略、长期储蓄|从方法深化（预算制定、消费决策）到实际场景应用（兼职赚钱、假期规划），形成进阶能力链|

2026-2027学年九年级英语上册单元模块满分必刷题（新教材外研版） Unit 2 On the money【刷题型】(首字母填空精准练) 人与自我—理财与消费 基础篇 01 Many teenagers get p 1 money every month. It’s important to develop good h 2 of managing money. You can use a spare t 3 as a dream piggy b 4 . Write your dream on it, such as buying a l 5 or travelling abroad. Learn to b 6 your money and make ends m 7 . Don’t buy everything o 8 sale without thinking. If you want to r 9 money for charity, go door to door and give it a t 10 . Small money can make a big difference. 根据短文内容及首字母提示，填写所缺单词。 I am Molly. I’d like to talk about making p 1 money. When I was 13, I began my part-time work by c 2 the floor and windows for my family at the weekend. Then I had some money to buy the school things I needed. Now, I take my neighbour’s dog for a walk three t 3 a week. I need to walk it for an hour every time, so it can get enough e 4 . The job is t 5 , especially on hot days, but I can make 20 dollars per hour. On Saturday afternoon, I help Mrs Lee sell flowers at the town square (广场). There are c 6 flowers everywhere at the square. I like the job. I can make money and m 7 people from around the world. I save half of my money in the bank. The o 8 half goes to the things like notebooks, pens, books and birthday presents. This summer holiday, I plan to go on a t 9 with my friends to a national park near my town. I’m happy that I can p 10 for it myself. Where do you get your money? Most of you get money from your p 1 and relatives. It’s nice to have a little l 2 money. But how do you spend it? Making a b 3 is the first step. What is a budget? Can you b 1 everything in the world? Of course, you can’t. So list what you really n 2 . If there is money left, what do you want to buy with that money? This is your budget. It’s for a r 3 day. You never know what could happen tomorrow. How to save money? Buy summer and winter clothes at the end of the season. You can s 1 them for the next year. Try to find cheaper things. You can buy books at book fairs. They are usually cheaper than the ones in bookshops. It’s a good h 2 . Find out which store has the b 3 deal. Sometimes, things in different stores have different prices. You can check prices online. The I 4 can help you find the best price! 培优篇 01 Have you heard of money management? It m 1 taking care of your cash. Kate, a money coach who runs Money Mindset Mentor Website, explains that there are a list of things to pay attention to, including how to s 2 and save money. Kate says, “Spend your money w 3 . You’d better buy things you need first, then things you want.” To save money, try to compare the prices in d 4 stores and choose the cheapest. And consider the money you have before b 5 a thing. She also suggests we should get into the h 6 of saving half of everything we make or are given in savings account (储蓄账户). Of course, don’t expect to save much at one go. S 7 regularly and you’ll surprisingly find that is r 8 a big deal. Money management is a valuable skill in our life. It will make us feel safer and more confident. H 9 , some of us have no idea of it. Thus, let’s s 10 from now on! Money is important in every family. Everyone should t 1 to use money well. Let’s look at Simon. There is a new mall across the street. Simon and his mother go s 2 . They want to buy a new pair of s 3 shoes and a new computer. They will cost a lot of money. Simon’s mother tells him not to w 4 . His parents m 5 money very well. They make a budget every year. It covers Simon’s education, the flat, food and other d 6 needs every month. All these cost about 50 per cent of the b 7 . They spend about 30 per cent on special things like taking holidays. Holidays can be very expensive. They leave about 20 per cent in their bank a 8 . It’s a good idea to save for a r 9 day. We should spend our money w 10 . 阅读下面短文，根据首字母提示补全单词。 Emma was excited when she heard about a big s 1 at a store. Everything was 20% off. She wanted to go shopping with her mum, Mrs Carson. Disappointed, Emma thought for a moment and said, “They used to be very expensive, but now they’re cheap...” Mrs Carson smiled and e 2 , “It’s not just about the price, Emma. We should spend money w 3 . Before buying something, we should c 4 our needs and wants.” Curious to learn more, Emma asked, “What do you mean by needs and wants, Mum?” P 5 , Mrs Carson explained, “Needs are things that we must have, like food, clothes, and a safe home. Wants, on the other hand, are things that we d 6 but can live without. It’s important to make smart c 7 with our money.” Emma started to realise how important it was to m 8 money wisely. By understanding the difference between needs and wants, she knew that she could make better d 9 about money. She felt g 10 to her mum for teaching her this lesson. 根据短文内容及首字母提示，填写所缺单词，使短文意思完整。 Sarah is a w 1 girl who likes to plan her spending. She knows how to m 2 her money well. Every month, she makes a b 3 to keep track of her expenses. One day, Sarah went to the shopping m 4 with her friend. They saw a c 5 toy store. Inside, there were many toys with many different kinds of colours. Sarah found a toy she really wanted, but it was quite e 6 . She decided not to buy it right away. Instead, Sarah thought about how much the toy would c 7 . She knew she needed to s 8 some money first. So, she made a plan to save a little bit of money each week. A few weeks later, Sarah had enough money to p 9 for the toy. When she bought it, her friend was very s 10 . Sarah felt proud because she had managed her money well and could buy the toy she wanted. I am writing to talk about money with you. Recently, my parents gave me some p 1 money. I decided to learn how to m 2 it well. First, I think it is important to know the difference between needs and w 3 . I usually buy things I really need, like pens and notebooks. Second, I often make a b 4 before going shopping. It helps me control my spending. Third, I try to s 5 some money every month. I put the money in my piggy bank. When I have enough money, I can buy meaningful gifts for my family. Also, I realize that money can make a d 6 to others. Last week, I read a story about an old lady who d 7 10 million yuan to her hometown. I was deeply moved. So I decided to use some of my savings to help children in n 8 . I am very g 9 for what I have now. I hope everyone can understand the true v 10 of money. Yours, Wang Mei 根据短文内容及首字母提示，在下文空格处填入适当的词使短文完整，每空一词。 I’m Li Hua, a middle school student. Just like many of you, I get some pocket money from my parents every week or month. I often spend it quickly in s 1 —I like buying snacks and toys. I never think much about it at the time. And soon I have no money left! That feels pretty b 2 . Then my parents talk to me about money for the first time. They don’t blame (指责) me. Instead, they share some simple i 3 . One big thing I learn is to make a p 4 for my money. I write down how much I have and think about what I want to do with it. This way helps me s 5 40% of my monthly pocket money. And I even put some in the b 6 for a rainy day. Another helpful idea is to judge (判断) a “need” or a “want”. A “need” is something I really can’t do w 7 , like education, food, or clothes. A “want” is something I wish to have, like a new video game or a toy. It’s w 8 to take care of my “needs” first. Comparing prices (比价) is also a great way! B 9 I buy something, I go to different shops or look online to see who has it cheaper. Sometimes, waiting for a sale saves me a lot of money. Now, I feel better about my pocket money. Learning to handle money helps me feel more responsible (责任). It’s a great s 10 to have for the rest of my life! 根据短文内容和首字母提示，在下文空格处填入适当的词使短文完整。（每空一词） As we all know, money is important in our daily lives. Many students want to learn how to m 1 money well. If you want to be wise with your money, here are some good i 2 . Learn to make money. Ask your p 3 if (是否) you can help do some chores to make some pocket money, such as washing the car or taking the pet dog for a walk. Most people are glad to a 4 on the idea and pay for the chores. Help your money grow. Money c 5 grow if it always sits round the piggy bank (存钱罐). Put your money in the bank and you can get some interest (利息). Save your money in the long run. One day, to your s 6 , you have so much money! Make a plan. If you have a big event, l 7 a coming holiday, maybe it means you will need to spend more of your money. Try to make a plan for your spending and s 8 . Write down how much money you have and how much you will spend. Just keep the rest of your money safe. In this way, it can help you spend your money wisely. Be w 9 to spend your money. Find out how much you can spend each month. Spend your money only on things that you r 10 need. Then try to cut your spending. For example, you can choose to cook at home, not to eat outside. 学科网（北京）股份有限公司 $ 2026-2027学年九年级英语上册单元模块满分必刷题（新教材外研版） Unit 2 On the money【刷题型】(首字母填空精准练) 人与自我—理财与消费 基础篇 01 Many teenagers get p 1 money every month. It’s important to develop good h 2 of managing money. You can use a spare t 3 as a dream piggy b 4 . Write your dream on it, such as buying a l 5 or travelling abroad. Learn to b 6 your money and make ends m 7 . Don’t buy everything o 8 sale without thinking. If you want to r 9 money for charity, go door to door and give it a t 10 . Small money can make a big difference. 【答案】 1．pocket/ocket 2．habits/abits 3．tin/in 4．bank/ank 5．laptop/aptop 6．budget/udget 7．meet/eet 8．on/n 9．raise/aise 10．try/ry 【导语】本文是一篇说明文，围绕青少年金钱管理展开，介绍了日常积攒零花钱、自制存钱罐规划消费、理性预算收支、参与慈善募捐这些实用的理财方法，引导青少年养成良好的理财习惯，明白小额资金也能创造可观的价值。 【详解】 1．句意：很多青少年每个月都会得到零花钱。此处需要形容词作定语，在句中表示“口袋的”，构成固定搭配pocket money（零花钱），结合空格首字母p可知填pocket。 2．句意：养成理财的好习惯十分重要。此处需要可数名词复数，在句中表示“习惯”；固定搭配develop good habits of doing（养成做某事的好习惯），habit为可数名词，此处用复数泛指各类理财习惯，结合空格首字母h可知填habits。 3．句意：你可以用闲置的锡罐充当理想的存钱罐。此处需要单数可数名词，在句中表示“锡罐”；tin可指代金属小罐子，适合改造做存钱容器，前面有不定冠词a，用单数形式，结合空格首字母t可知填tin。 4．句意：你可以用闲置的锡罐充当理想的存钱罐。此处需要单数可数名词，构成固定搭配piggy bank（存钱罐），在句中表示“储钱容器、银行”，结合空格首字母b可知填bank。 5．句意：在上面写下你的愿望，比如买一台笔记本电脑或者出国旅行。此处需要单数可数名词，在句中表示“笔记本电脑”，a后接单数可数名词，属于存钱可购置的物品，结合空格首字母l可知填laptop。 6．句意：学会规划你的开支、量入为出。此处需要动词原形，在句中表示“做预算、规划开支”；固定结构learn to do sth.，to后接动词原形，结合理财语境、空格首字母b可知填budget。 7．句意：学会规划你的开支、量入为出。此处需要动词原形，固定搭配make ends meet（量入为出、收支相抵），and并列两个动词原形，结合空格首字母m可知填meet。 8．句意：不要不经思考就买所有促销商品。固定搭配on sale（廉价出售、促销），此处需要介词和sale构成短语作后置定语，结合空格首字母o可知填on。 9．句意：如果你想要为慈善筹款，可以挨家挨户募捐。此处需要动词原形，固定搭配raise money（筹钱、募捐）；want to do sth.结构中to后接动词原形，结合空格首字母r可知填raise。 10．句意：如果你想要为慈善筹款，可以挨家挨户尝试募捐。此处需要单数名词，固定搭配give it a try（试一试），结合空格首字母t可知填try。 根据短文内容及首字母提示，填写所缺单词。 I am Molly. I’d like to talk about making p 1 money. When I was 13, I began my part-time work by c 2 the floor and windows for my family at the weekend. Then I had some money to buy the school things I needed. Now, I take my neighbour’s dog for a walk three t 3 a week. I need to walk it for an hour every time, so it can get enough e 4 . The job is t 5 , especially on hot days, but I can make 20 dollars per hour. On Saturday afternoon, I help Mrs Lee sell flowers at the town square (广场). There are c 6 flowers everywhere at the square. I like the job. I can make money and m 7 people from around the world. I save half of my money in the bank. The o 8 half goes to the things like notebooks, pens, books and birthday presents. This summer holiday, I plan to go on a t 9 with my friends to a national park near my town. I’m happy that I can p 10 for it myself. 【答案】 1．pocket/ocket 2．cleaning/leaning 3．times/imes 4．exercise/xercise 5．tiring/iring 6．colourful/olourful/colorful/olorful 7．meet/eet 8．other/ther 9．trip/rip 10．pay/ay 【导语】本文是一篇记叙文，主要讲述了Molly通过做兼职工作赚取零花钱的经历，包括做家务、遛狗、卖花等，以及她如何管理和使用自己赚的钱。 【详解】 1．句意：我想谈谈赚零花钱。固定搭配make pocket money意为“赚零花钱”，为常用表达。首字母p对应pocket。 2．句意：当我13岁时，我开始在周末通过为家里打扫地板和窗户来做兼职。介词by后需接动名词形式，表示“通过某种方式”。首字母c及后文“the floor and windows”明确指向清洁行为，因此填cleaning。 3．句意：现在，我每周帮邻居遛狗三次。结构“three...a week”表示频率，需填表示次数的名词。首字母t对应times。three times a week为固定搭配。 4．句意：我每次需要遛一小时，这样它就能得到足够的锻炼。前文“walk it for an hour”说明遛狗时间较长，目的是让狗获得足够的运动量。首字母e对应exercise。 5．句意：这份工作很累人，尤其在热天，但我每小时能赚20美元。后文“especially on hot days”及转折词but暗示工作的辛苦一面。主语The job为事物，需用-ing形容词修饰，首字母t对应tiring。 6．句意：广场上到处都有五颜六色的花。前文提到“help Mrs Lee sell flowers”，空格后为名词flowers，需填形容词修饰。首字母c及卖花场景提示填colourful/colorful，形容花的色彩丰富。 7．句意：我能赚钱，还能遇见来自世界各地的人。前文“I like the job”表明对工作的喜爱，and连接并列谓语与make保持形式一致。首字母m及“people from around the world”提示填meet。 8．句意：另一半用于买笔记本、钢笔、书籍和生日礼物。前文“I save half of my money”提到一半存银行，此处对应“另一半”。固定搭配the other half，首字母o对应other。 9．句意：今年暑假，我计划和朋友们去我镇附近的国家公园旅行。固定短语go on a trip意为“去旅行”。首字母t对应trip。 10．句意：我很高兴我能自己为它付钱。前文提到旅行计划，此处需表达“支付费用”之意。固定搭配pay for意为“为……付款”，首字母p对应pay。 Where do you get your money? Most of you get money from your p 1 and relatives. It’s nice to have a little l 2 money. But how do you spend it? Making a b 3 is the first step. What is a budget? Can you b 1 everything in the world? Of course, you can’t. So list what you really n 2 . If there is money left, what do you want to buy with that money? This is your budget. It’s for a r 3 day. You never know what could happen tomorrow. How to save money? Buy summer and winter clothes at the end of the season. You can s 1 them for the next year. Try to find cheaper things. You can buy books at book fairs. They are usually cheaper than the ones in bookshops. It’s a good h 2 . Find out which store has the b 3 deal. Sometimes, things in different stores have different prices. You can check prices online. The I 4 can help you find the best price! 【答案】 1．parents/arents 2．lucky/ucky 3．budget/udget 4．buy/uy 5．need/eed 6．rainy/ainy 7．save/ave 8．habit/abit 9．best/est 10．Internet/nternet 【导语】本文主要围绕青少年零花钱展开，先解释预算的含义，告诉大家要分清必需品和额外消费，预留钱财应对突发状况。 文章还给出三条实用省钱方法：季末囤换季衣物、选择平价渠道购物、线上比价找到最优优惠。 【详解】 1．句意：大多数人的钱都来自父母和亲戚。此处和“relatives”（亲戚）并列，零花钱大多来自父母和亲友。结合首字母提示，应填parents。 2．句意：能有一点压岁钱是件开心的事。前文提到“ Most of you get money… ”青少年从父母和亲友那里会得到的一些压岁钱，lucky money固定搭配，意为“压岁钱”。应填lucky。 3．句意：做预算是理财的第一步。此处和后文小标题“What is a budget?”呼应，起承上启下的作用，表示做预算是理财第一步。应填budget。 4．句意：你能买下世上所有物品吗？做预算是为了让消费更加的合理化，结合后文否定回答和首字母提示，应填buy。 5．句意：所以先列出你真正必需的东西。这段的主题是做预算，列出所需的东西是做预算的一种方式，应填need。 6．句意：它可以备不时之需。前文提到“This is your budget.”以及后文“You never know what could happen tomorrow.”说明，此处表示做预算是为了以后的不时之需，a rainy day固定短语，意为“不时之需、困难日子”。应填rainy。 7．句意：你可以把衣服存到下一年再穿。前文提到“at the end of the season.”在季末的时候买衣服，然后明年再穿，此处指把衣服保存到明年。应填save。 8．句意：这是一个很好的习惯。段落开头提到“Try to find cheaper things.”学会比对价格，是一个很好的消费习惯，a good habit固定搭配，意为“一个好习惯”。应填habit。 9．句意：多对比哪家店铺优惠力度最大。根据后文“find the best price”可知，此处表示找到价格最好的店铺，the best deal意为“最划算的优惠”，形容词最高级。应填best。 10．句意：网络能帮你找到最划算的价位！前面提到“check prices online”网络可以帮你找到最低价。应填Internet。 培优篇 01 Have you heard of money management? It m 1 taking care of your cash. Kate, a money coach who runs Money Mindset Mentor Website, explains that there are a list of things to pay attention to, including how to s 2 and save money. Kate says, “Spend your money w 3 . You’d better buy things you need first, then things you want.” To save money, try to compare the prices in d 4 stores and choose the cheapest. And consider the money you have before b 5 a thing. She also suggests we should get into the h 6 of saving half of everything we make or are given in savings account (储蓄账户). Of course, don’t expect to save much at one go. S 7 regularly and you’ll surprisingly find that is r 8 a big deal. Money management is a valuable skill in our life. It will make us feel safer and more confident. H 9 , some of us have no idea of it. Thus, let’s s 10 from now on! 【答案】 1．means/eans 2．spend/pend 3．wisely/isely 4．different/ifferent 5．buying/uying 6．habit/abit 7．Save/ave 8．really/eally 9．However/owever 10．start/tart 【导语】本文是一篇说明文，文章引入理财概念，通过理财顾问凯特的建议，介绍理性消费、对比比价、提前规划余额、定期储蓄等实用理财方法，点明理财的价值，呼吁大家从现在开始学习理财。 【详解】 1．句意：它的意思就是打理你的钱财。主语It是单数，谓语动词用第三人称单数；“mean doing sth”意为“意味着、意思是”，根据首字母m提示对应means。 2．句意：运营“理财思维导师”网站的理财顾问凯特解释道，有一系列需要留意的事项，包括如何花钱与存钱。后文并列save money“存钱”，对应搭配spend money“花钱”；根据首字母s指向spend。 3．句意：凯特说：“要理智花钱”。修饰动词spend要用副词；结合“先刚需再欲望”是理智消费，根据首字母w提示可知对应wisely，表示“明智地”。 4．句意：想要省钱，可以对比不同商店的价格，选择最便宜的那家。修饰名词stores，“different stores ”表示“不同的店铺”，根据首字母d提示，故填different。 5．句意：并且在购买一件商品之前，要考虑自己剩余的钱。根据句意，买东西前先盘算余额，介词before后需接动名词作宾语，此处表“购买”含义，首字母b对应buying。 6．句意：她还建议我们养成习惯，把自己收入或收到钱款的一半存入储蓄账户。固定搭配“get into the habit of doing”表示“养成做某事的习惯”，根据首字母h提示，故填habit。 7．句意：坚持定期存钱，你会惊讶地发现这真的是一件很重要的事。祈使句开头，建议定期存钱，根据首字母S提示，这里是表示“存钱”，故填Save。 8．句意：坚持定期存钱，你会惊讶地发现这真的是一件很重要的事。“really a big deal”固定常用表达表示“是一件大事”， really为副词，意为 “实际上、真正地”，根据首字母r提示指向really。 9．句意：然而，我们当中有些人并不了解理财。前后句是转折关系，根据首字母H对应However，表示转折关系，意为“然而”。 10．句意：所以，让我们从现在开始行动起来吧！固定结构“let’s + 动词原形”；“start from now on”表示“从现在开始”，根据首字母s提示指向start。 Money is important in every family. Everyone should t 1 to use money well. Let’s look at Simon. There is a new mall across the street. Simon and his mother go s 2 . They want to buy a new pair of s 3 shoes and a new computer. They will cost a lot of money. Simon’s mother tells him not to w 4 . His parents m 5 money very well. They make a budget every year. It covers Simon’s education, the flat, food and other d 6 needs every month. All these cost about 50 per cent of the b 7 . They spend about 30 per cent on special things like taking holidays. Holidays can be very expensive. They leave about 20 per cent in their bank a 8 . It’s a good idea to save for a r 9 day. We should spend our money w 10 . 【答案】 1．try/ry 2．shopping/hopping 3．sports/ports 4．waste/aste 5．manage/anage 6．daily/aily 7．budget/udget 8．account/ccount 9．rainy/ainy 10．wisely/isely 【导语】本文是一篇说明文，以西蒙家做家庭收支预算、合理分配各项开支的例子，介绍科学理财的方式，倡导大家理智花钱、储蓄以备不时之需。 【详解】 1．句意：每个人都应该尽力合理使用钱财。固定搭配“try to do sth”表示“尽力做某事”；should后接动词原形，根据首字母t对应try。 2．句意：西蒙和妈妈去购物。根据前一句出现new mall（商场），商场对应的常规活动就是购物。固定搭配go shopping“去购物”，首字母s对应shopping。 3．句意：他们想要买一双新运动鞋和一台新电脑。本句是购物具体要买的商品，空格修饰后面名词shoes，需要一个形容词性词汇构成鞋子固定种类。“sports shoes”是固定名词短语，含义 “运动鞋”，符合购物场景。故填sports。 4．句意：西蒙的妈妈叮嘱他不要浪费钱财。全文主题是理性理财、杜绝乱花钱，妈妈借此教育孩子正确消费，杜绝不好的金钱行为。waste作动词意为“浪费”，“not to waste”表示“不要浪费”，贴合家长理财教育的语境。首字母w对应waste。 5．句意：他的父母非常善于管理钱财。后一句“make a budget every year”（每年做预算） 是具体的理财行为，用来解释前一句父母很会打理钱财。“manage money”表示“理财、管理钱财”，完美对应后文做预算的细节。 6．句意：这份预算每个月包含西蒙的教育支出、住房、伙食以及其他日常必需开销。空格后面是名词needs，空格需要填入形容词修饰名词， daily needs 固定短语 “日常需求、日常开销”，首字母d提示对应daily，契合月度固定开支的语境。 7．句意：所有这些日常开销大约占到总预算的百分之五十。定冠词the后面需要填入名词，“of the budget”表示占预算的比例，上下文前后呼应，首字母b对应budget 表示“预算”。 8．句意：他们把剩余百分之二十的钱存进银行账户。“bank account”表示“银行账户”，存钱进银行账户符合家庭理财分配逻辑。首字母a对应account。 9．句意：存钱以备不时之需是一个很好的理财观念。“save for a rainy day”是英语固定谚语，直译 “为下雨天存钱”，引申含义 “未雨绸缪、以备不时之需”，完全匹配存钱储蓄的语境。首字母r对应rainy。 10．句意：我们应当明智、理性地消费花钱。空格前面是动词spend，修饰动词必须使用副词，首字母 w对应wisely。 意为 “明智地、理智地”，spend money wisely 理性消费，升华整篇文章主题。 阅读下面短文，根据首字母提示补全单词。 Emma was excited when she heard about a big s 1 at a store. Everything was 20% off. She wanted to go shopping with her mum, Mrs Carson. Disappointed, Emma thought for a moment and said, “They used to be very expensive, but now they’re cheap...” Mrs Carson smiled and e 2 , “It’s not just about the price, Emma. We should spend money w 3 . Before buying something, we should c 4 our needs and wants.” Curious to learn more, Emma asked, “What do you mean by needs and wants, Mum?” P 5 , Mrs Carson explained, “Needs are things that we must have, like food, clothes, and a safe home. Wants, on the other hand, are things that we d 6 but can live without. It’s important to make smart c 7 with our money.” Emma started to realise how important it was to m 8 money wisely. By understanding the difference between needs and wants, she knew that she could make better d 9 about money. She felt g 10 to her mum for teaching her this lesson. 【答案】 1．sale/ale 2．explained/xplained 3．wisely/isely 4．consider/onsider 5．Patiently/atiently 6．desire/esire 7．choices/hoices 8．manage/anage 9．decisions/ecisions 10．grateful/rateful 【导语】本文以Emma和妈妈Mrs Carson的购物对话为例，讲述了如何区分“需要”和“想要”，并学会理性消费、明智管理金钱的道理，强调了树立正确金钱观的重要性。 【详解】 1．句意：Emma听说商店有一场大促销时很兴奋。该处需一个名词，在句中作介词“about”的宾语，根据后文“Everything was 20% off”，可知是一场“促销、打折活动”。结合首字母“s”，应填sale。 2．句意：Mrs Carson微笑着解释道。该处需一个动词，在句中作谓语，主语是“Mrs Carson”。根据上下文，妈妈在向Emma讲解花钱的道理，且全文使用一般过去时叙述，应用过去式。结合首字母“e”，应填explained。 3．句意：我们应该明智地花钱。该处需一个副词，修饰动词“spend”。根据妈妈教导Emma要理性消费的语境，此处意为“明智地”。结合首字母“w”，应填wisely。 4．句意：在买东西之前，我们应该考虑我们的需要和想要。该处需一个动词，在情态动词“should”后用原形。根据语境，买东西前要先“考虑、思考”自己的需求与欲望。结合首字母“c”，应填consider。 5．句意：Mrs Carson耐心地解释道。该处需一个副词，修饰动词“explained”。根据上下文，Emma好奇地追问，妈妈认真回答，体现出“耐心地”教导。结合首字母“P”，应填Patiently。 6．句意：另一方面，想要是我们渴望但可以没有的东西。该处需一个动词，在定语从句中作谓语，主语是“we”，时态为一般现在时。根据语境，wants是“渴望、想要”但并非必需的东西。结合首字母“d”，应填desire。 7．句意：用我们的钱做出明智的选择很重要。该处需一个名词，作动词“make”的宾语。根据语境，money应搭配“做出选择”，且此处用复数表示泛指。结合首字母“c”，应填choices。 8．句意：Emma开始意识到明智地管理金钱有多重要。该处需一个动词，在不定式“to”后用原形。根据语境，后文讲的是区分需要和想要从而更好地处理金钱，此处意为“管理”。结合首字母“m”，应填manage。 9．句意：通过理解需求与欲望之间的区别，她知道她能做出更好的关于金钱的决定。该处需一个名词，作动词“make”的宾语。根据语境，此处指做出更好的关于金钱的决定，“make decisions”是固定搭配，意为“做决定”。结合首字母“d”，应填decisions。 10．句意：她对妈妈教她这一课感到感激。该处需一个形容词，在系动词“felt”后作表语。根据语境，Emma学到了道理，对妈妈心存“感激”。结合首字母“g”，应填grateful。 根据短文内容及首字母提示，填写所缺单词，使短文意思完整。 Sarah is a w 1 girl who likes to plan her spending. She knows how to m 2 her money well. Every month, she makes a b 3 to keep track of her expenses. One day, Sarah went to the shopping m 4 with her friend. They saw a c 5 toy store. Inside, there were many toys with many different kinds of colours. Sarah found a toy she really wanted, but it was quite e 6 . She decided not to buy it right away. Instead, Sarah thought about how much the toy would c 7 . She knew she needed to s 8 some money first. So, she made a plan to save a little bit of money each week. A few weeks later, Sarah had enough money to p 9 for the toy. When she bought it, her friend was very s 10 . Sarah felt proud because she had managed her money well and could buy the toy she wanted. 【答案】 1．wise/ise 2．manage/anage 3．budget/udget 4．mall/all 5．colourful/olourful 6．expensive/xpensive 7．cost/ost 8．save/ave 9．pay/ay 10．surprised/urprised 【导语】本文是一篇记叙文，主要讲述女孩Sarah通过把钱管理得很好，最终买到了自己想要的玩具的故事。 【详解】 1．句意：Sarah是一个喜欢计划自己的开支的聪明的女孩。根据“who likes to plan her spending”及首字母提示可知，Sarah喜欢计划自己的开支，说明是一个聪明的女孩，wise符合语境，意为“聪明的，明智的”。 2．句意：她知道如何很好地管理她的钱。根据下文“she had managed her money well”及首字母提示可知，此处指管理钱，manage“管理”符合语境，此处考查“特殊疑问词how+动词不定式”结构，作宾语。 3．句意：每个月，她都会制定预算来记录自己的开支。根据“keep track of her expenses”及首字母提示可知，此处指制定预算来记录自己的开支，budget“预算”符合，是可数名词，不定冠词a修饰可数名词单数。 4．句意：一天，Sarah和她的朋友去了购物中心。根据下文“toy store”及首字母提示可知，此处指购物中心，shopping mall意为“购物中心”，此处表示特指，用其单数形式。 5．句意：他们看到了一家色彩缤纷的玩具店。根据下文“Inside, there were many toys with many different kinds of colours.”及首字母提示可知，此处指一家色彩缤纷的玩具店，空后的“toy store”是名词短语，此处用形容词colourful“色彩缤纷的”修饰名词，作定语。 6．句意：Sarah找到了一个她真正想要的玩具，但很贵。根据下文“She decided not to buy it right away.”及首字母提示可知，这个玩具很贵，所以Sarah没有立刻买，expensive“昂贵的”符合语境，是形容词，作表语。 7．句意：相反，Sarah想到了这个玩具要花费多少。根据“how much the toy would c___”及首字母提示可知，此处指这个玩具的花费，cost“花费”，符合语境，“would+动词原形”构成过去将来时。 8．句意：她知道她需要先存点钱。根据下文“So, she made a plan to save a little bit of money each week.”及首字母提示可知，此处指存钱，save“储蓄”符合，need to do sth.意为“需要做某事”，是固定短语，因此，此处用动词原形和空前的to构成不定式。 9．句意：几周后，Sarah有足够的钱买这个玩具。根据“Sarah had enough money to p____ for the toy”的语境及首字母提示可知，此处指买这个玩具，pay for“支付”符合，根据空前的“to”可知，此处用动词原形和空前的to构成不定式，作目的状语。 10．句意：当她买下它时，她的朋友非常惊讶。根据“When she bought it, her friend was very s___”的语境及首字母提示可知，Sarah买下来自己喜欢的昂贵玩具，她的朋友应该是惊讶的，surprised“惊讶的”符合，是形容词，在句中作表语。 Dear Li Ming, I am writing to talk about money with you. Recently, my parents gave me some p 1 money. I decided to learn how to m 2 it well. First, I think it is important to know the difference between needs and w 3 . I usually buy things I really need, like pens and notebooks. Second, I often make a b 4 before going shopping. It helps me control my spending. Third, I try to s 5 some money every month. I put the money in my piggy bank. When I have enough money, I can buy meaningful gifts for my family. Also, I realize that money can make a d 6 to others. Last week, I read a story about an old lady who d 7 10 million yuan to her hometown. I was deeply moved. So I decided to use some of my savings to help children in n 8 . I am very g 9 for what I have now. I hope everyone can understand the true v 10 of money. Yours, Wang Mei 【答案】 1．pocket/ocket 2．manage/anage 3．wants/ants 4．budget/udget 5．save/ave 6．difference/ifference 7．donated/onated 8．need/eed 9．grateful/rateful 10．value/alue 【导语】本文是关于王梅在信中向李明分享了自己管理零花钱的方法，并阐述了对金钱价值的理解，强调理性消费、储蓄与帮助他人的重要性。 【详解】 1．句意：最近，我的父母给了我一些零花钱。此处使用搭配pocket money，意为“零花钱”，是青少年话题高频短语，符合“父母给的钱”的语境。 2．句意：我决定学习如何好好管理它。前文提到“父母给零花钱”，后文讲消费、储蓄的方法，因此这里是“管理零花钱”，结合首字母，manage意为“管理、支配”。 3．句意：首先，我认为分清“必需品”和“想要的东西”之间的区别很重要。这是消费话题的核心概念：needs“必需品”和wants“非必需的欲望/想要的东西”，是固定搭配。 4．句意：其次，我经常在购物前制定一份预算，这能帮助我控制开销。后文It helps me control my spending说明这个动作是为了控制消费而做的计划。结合首字母，使用搭配make a budget，意为“制定预算”。 5．句意：第三，我试着每个月存一些钱。后文提到“放进存钱罐、给家人买礼物”，说明是“存钱”，结合首字母，对应搭配save money，意为“储蓄、存钱”。 6．句意：同时，我意识到金钱也能对他人产生影响。此处使用搭配make a difference to sb.意为“对某人/某事产生影响、带来改变”，契合后文“帮助他人”的语境。 7．句意：上周，我读到一个故事：一位年迈的女士向她的家乡捐赠了1000万元。后文提到“深受感动、决定帮助他人”，说明这位女士是“捐款”，结合首字母，对应donate，故事发生在过去，用过去式donated。 8．句意：所以我决定用一部分积蓄帮助需要帮助的孩子。此处使用搭配in need意为“有需要的、处于困境中的”，是慈善话题的常用表达，children in need即“贫困/需要帮助的孩子”。 9．句意：我对现在拥有的一切感到非常感激。此处使用搭配be grateful for意为“对……心存感激”，契合前文“理性消费、懂得珍惜”的态度。 10．句意：我希望每个人都能理解金钱真正的价值。全文从管理零花钱到帮助他人，核心是理解金钱的“价值”，the true value of money意为“金钱的真正价值”，是文章的主旨句。 根据短文内容及首字母提示，在下文空格处填入适当的词使短文完整，每空一词。 I’m Li Hua, a middle school student. Just like many of you, I get some pocket money from my parents every week or month. I often spend it quickly in s 1 —I like buying snacks and toys. I never think much about it at the time. And soon I have no money left! That feels pretty b 2 . Then my parents talk to me about money for the first time. They don’t blame (指责) me. Instead, they share some simple i 3 . One big thing I learn is to make a p 4 for my money. I write down how much I have and think about what I want to do with it. This way helps me s 5 40% of my monthly pocket money. And I even put some in the b 6 for a rainy day. Another helpful idea is to judge (判断) a “need” or a “want”. A “need” is something I really can’t do w 7 , like education, food, or clothes. A “want” is something I wish to have, like a new video game or a toy. It’s w 8 to take care of my “needs” first. Comparing prices (比价) is also a great way! B 9 I buy something, I go to different shops or look online to see who has it cheaper. Sometimes, waiting for a sale saves me a lot of money. Now, I feel better about my pocket money. Learning to handle money helps me feel more responsible (责任). It’s a great s 10 to have for the rest of my life! 【答案】 1．shops/hops/stores/tores 2．bad/ad 3．ideas/deas 4．plan/lan 5．save/ave 6．bank/ank/banks/anks 7．without/ithout 8．wise/ise 9．Before/efore 10．skill/kill 【导语】本文是一篇记叙文，主要讲述了李华如何学会管理零花钱的经历。 1．句意：我经常很快在商店里花掉它——我喜欢买零食和玩具。根据“buying snacks and toys”可知，是在商店购物，shops/stores符合。故填shops/stores。 2．句意：那感觉非常糟糕。根据“no money left”以及首字母提示可知，没钱的感觉不好，bad“坏的”符合句意，作表语。故填bad。 3．句意：相反，他们分享了一些简单的想法。根据“share”以及下文父母分享理财相关内容可知，是分享了一些简单的想法，ideas符合。故填ideas。 4．句意：我学到的重要一点是为我的钱制定一个计划。根据“I write down how much I have and think about what I want to do with it.”以及首字母提示可知，此处指计划，plan“计划”符合句意，make a plan表示“制定一个计划”。故填plan。 5．句意：这个方法帮我每月省下40%的零花钱。根据“And I even put some in the …for a rainy day.”以及首字母提示可知，此处指省钱，动词save“节省”符合，help sb. do sth.“帮助某人做某事”，是固定搭配。故填save。 6．句意：我甚至把一些钱存进银行以备不时之需。“And I even put some in the …for a rainy day.”以及首字母提示可知，此处指把一些钱存进银行，名词bank“银行”符合，此处也可用复数形式，表示泛指。故填bank/banks。 7．句意：“必需品” 是我真的不能没有的东西，比如教育、食物或衣服。根据“need”以及首字母提示可知，此处指不能没有的东西，without“没有”符合。故填without。 8．句意：先满足我的“必需品”是明智的。根据“take care of my ‘needs’ first”以及首字母提示可知，此处指明智的做法，形容词wise“明智的”符合。故填wise。 9．句意：在我买东西之前，我会去不同的商店或上网看看哪家更便宜。根据“I buy something, I go to different shops or look online to see who has it cheaper”以及首字母提示可知，此处指买之前比较价格，Before“在……之前”符合，引导时间状语从句。故填Before。 10．句意：这是我余生都能拥有的一项很棒的技能。理财是一种技能，名词skill“技能”符合，冠词a后跟名词单数形式。故填skill。 根据短文内容和首字母提示，在下文空格处填入适当的词使短文完整。（每空一词） As we all know, money is important in our daily lives. Many students want to learn how to m 1 money well. If you want to be wise with your money, here are some good i 2 . Learn to make money. Ask your p 3 if (是否) you can help do some chores to make some pocket money, such as washing the car or taking the pet dog for a walk. Most people are glad to a 4 on the idea and pay for the chores. Help your money grow. Money c 5 grow if it always sits round the piggy bank (存钱罐). Put your money in the bank and you can get some interest (利息). Save your money in the long run. One day, to your s 6 , you have so much money! Make a plan. If you have a big event, l 7 a coming holiday, maybe it means you will need to spend more of your money. Try to make a plan for your spending and s 8 . Write down how much money you have and how much you will spend. Just keep the rest of your money safe. In this way, it can help you spend your money wisely. Be w 9 to spend your money. Find out how much you can spend each month. Spend your money only on things that you r 10 need. Then try to cut your spending. For example, you can choose to cook at home, not to eat outside. 【答案】 1．manage/anage 2．ideas/deas 3．parents/arents 4．agree/gree 5．can’t/an’t 6．surprise/urprise 7．like/ike 8．saving/aving 9．wise/ise 10．really/eally 【导语】本文是一篇说明文，主要介绍了如何明智地理财，包括赚钱、让钱增值、做计划和理性花钱等实用建议。 【详解】 1．句意：许多学生想要学习如何管理好自己的钱。根据“money is important in our daily lives. Many students want to learn how to m…money well.”可知，文章围绕理财展开，“manage money”是“理财、管钱”的固定表达，且“how to do sth”结构要求用动词原形，故填manage。 2．句意：如果你想明智地理财，这里有一些好的建议。根据“If you want to be wise with your money, here are some good i….”可知，下文是具体的理财建议，“idea”表示“主意、建议”，“some”后接可数名词复数，故填ideas。 3．句意：问问你的父母你是否可以帮忙做一些家务来赚零花钱。根据“Ask your p… if you can help do some chores to make some pocket money”可知，学生赚零花钱通常是向父母求助，“parents”符合语境，故填parents。 4．句意：大多数人很高兴同意这个想法，并为这些家务付钱。根据“Most people are glad to a…on the idea and pay for the chores.”可知，前文提出“做家务赚钱”的请求，这里是人们的回应，“agree on the idea”是固定短语，意为“同意这个想法”，且“be glad to do sth”要求用动词原形，故填agree。 5．句意：如果钱一直放在存钱罐里，它不会增值。根据“Money c…grow if it always sits round the piggy bank (存钱罐).”可知，结合理财常识，钱放在存钱罐里不会增值，“can’t”表示“不会、不能”，符合逻辑，故填can’t。 6．句意：有一天，令你惊讶的是，你会有很多钱！根据“Save your money in the long run. One day, to your s…, you have so much money!”可知，长期存钱后会积累很多钱，这会让人感到惊讶，“to one’s surprise”是固定短语，意为“令某人惊讶的是”，故填surprise。 7．句意：如果你有一件大事，比如即将到来的假期，这可能意味着你需要花更多的钱。根据“If you have a big event, l… a coming holiday, maybe it means you will need to spend more of your money.”可知，“即将到来的假期”是对“大事”的举例，“like”用作介词表示“比如”，符合语境，故填like。 8．句意：试着为你的支出和储蓄做一个计划。根据“Try to make a plan for your spending and s…”可知，“spending（支出）”与 “saving（储蓄）”是理财计划的两个并列方面，“saving”表示“储蓄的钱”，符合逻辑，故填saving。 9．句意：要明智地花钱。根据“Be w…to spend your money.”可知，文章主题是“wise with your money（明智地理财）”，此处呼应主题，“be wise to do sth”是固定表达，意为“做某事是明智的”，故填wise。 10．句意：只把钱花在你真正需要的东西上。根据“Spend your money only on things that you r… need.”可知，前文强调理性消费，“really”是副词，修饰动词“need”，表示“真正地”，符合语境，故填really。 学科网（北京）股份有限公司 $