Unit 2 On the money 单元话题阅读理解10篇-2026-2027学年九年级英语上册单元练习（新教材外研版）

**基本信息** Unit 2 On the money单元卷围绕“金钱与理财”主题，设10篇分层阅读（基础巩固/重难提升），通过贴近学生生活的语篇（如零花钱管理、兼职赚钱）培养语言能力与思维品质，适配初中英语单元复习。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |阅读理解选择题|每篇3-5题（共10篇）|细节理解（如获取赚钱方式）、词义猜测（如“trivial”“lavish”）、主旨大意（如最佳标题）、推理判断（如作者意图）|情境生活化（兼职、储蓄计划）、问题梯度化（基础到提升）、素养融合化（语言理解与思维分析）|

Unit 2 On the money 单元话题阅读理解练习 单元话题:金钱与理财 本资料共10篇专题训练,从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础,巩固自我 重难语篇提升练 专注提升,挑战自我 考点 01 基础语篇巩固练 Many young people only care about how much money they can get. However, the true value of money lies in how to make good use of each coin we have. If we can form right habits with money from an early age, we will get lots of useful life skills. A middle school teacher shared three simple and useful pieces of advice with teenagers. First of all, try to make a little money on your own. You can collect waste paper for recycling or walk dogs for your neighbors. When you get money with your own hard work, you will surely value every cent much more. Second, stay away from mindless shopping. For example, when beautiful toys or tasty online snacks catch your eye, don’t buy them right away. Just wait for two full days. In most cases, you will realize you don’t really need those goods at all. Third, write down every yuan you receive and every thing you buy. With these records, you can easily find out where your pocket money goes and stop wasting it on trivial things. You will notice many small cheap goods that you never really need. To sum up, good habits of spending and saving help us build strong self-control. Holding a healthy opinion of money will guide us to make smarter choices in our daily life for all our life. 1.How can teenagers make a little money by themselves according to the text? A.By writing down every yuan they receive and everything they buy. B.By waiting for two full days if they want beautiful toys or tasty snacks. C.By collecting waste paper for recycling or walking dogs for neighbors. D.By doing some housework like watering flowers for their parents. 2.Why does the writer give an example in paragraph 3? A.To tell the readers not to buy beautiful toys and tasty snacks. B.To encourage the readers to stay away from mindless shopping. C.To help the readers to know the true value of money. D.To explain why we should form good spending and saving habits. 3.What does the underlined word in paragraph 4 probably mean? A.boring B.interesting C.unimportant D.useful 4.Which is the best title of the text? A.Good habits with pocket money B.The true value of money C.Ways to make pocket money D.Benefits of saving pocket money At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算) . In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate (满足) us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt (怀疑) . we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step! 1.What is the key to making smart spending choices? A.Buying everything we want B.Planning before spending. C.Asking for more pocket money. D.Working hard like our parents. 2.What does the writer want kids to do by giving the example of buying a bicycle? A.Buy a wonderful notebook. B.Make a free spending choice. C.Set a goal of saving money. D.Have an experience of shopping. 3.What can we learn from the text? A.Achieving a savings goal is satisfying. B.Bank accounts are unnecessary for kids. C.Going shopping alone is a good idea. D.Parents should control all money. 4.What is the best title for the text? A.Causes of Spending Money B.Ways of Managing Money C.Purposes of Treating Money D.Conditions of Saving Money 5.The structure (结构) of the text is _. (①= para. 1 ②= para. 2 ③= para. 3…) A. B. C. D. In October, someone in South Carolina won $1.5 billion. The nearly impossible odds (概率) of winning were 1 in 302.5 million! Would this money actually make someone happy? The experiences of several lottery (抽奖) winners show that it probably wouldn’t. For example, William Post had only $2.46 in the bank when he won $16.2 million in a New York lottery in 1998. Within 3 months, he was poor again because of careless spending. He wasn’t as happy as he felt before winning the prize. Here is another example. Callie Rogers, a British teenager from a common family, won $3 million in 2003. She bought her family and friends lavish gifts and bought herself expensive clothes. After six years, Callie lost all her money and realized that money didn’t make her happy. In fact, she became worried that people were friendly with her only to get her money. Lottery winners are not the only ones who can end up unhappy. People who get big money for some other reasons, e.g., receiving money from others, are also at risk. They may not know how to deal with money. They waste money on things they don’t need. Researchers found that people are happy when they are able to pay for their basic needs, such as food, clothes, a safe place to live, and health care. People are also happy when they give reasonable (合理的) amounts of money to charities. People can hope and wish to suddenly come into lots of money to improve their lives, but perhaps there are better ways to find happiness. 1.What did William and Callie have in common according to the passage? A.They came from the same country. B.They won the lotteries in the same year. C.They were poor before winning the lotteries. D.They spent their money quickly and carelessly. 2.What does the underlined word“lavish” in Paragraph 3 mean? A.Expensive. B.Funny. C.Surprising. D.Lucky. 3.Which of the following can be inferred from the passage? A.Big money brings lasting happiness. B.People’s lives depend on lottery prizes. C.Reasonable spending makes people happy. D.The basic needs of people are easily satisfied. A Dog Called Money is an interesting story about a girl named Kira and her dog Money. Money can talk and gives Kira advice on how to manage her pocket money. One of the best ways to get money, according to Money, is with a dream tin. You simply take a spare tin and turn it into a piggy bank. Then write your dream on the tin. You will need one tin for each of your dreams. When the tin is ready, put all the money that you have into it. At first, Kira wants to double her pocket money. She thinks that would be amazing. But Money tells her that ten times more money means ten times more problems. Because the more we get, the more we spend. This does not make any sense to Kira at first. Money then asks Kira to look at her parents. They have over 100 times her pocket money. But still they cannot manage. It is not the number that matters; it is what you do with it. First, we need to learn how to deal with the money we already have. Then we will be able to have more. Kira takes another look at her list. Her first wish is to go on a trip abroad. The second is to buy a laptop. The third is to help her parents budget their money. She could make dream tins for the first two and start saving. However, the third one seems a bit difficult to do by herself. Money read her thoughts. “So, you will only need two dream tins. Think you can manage that?” Kira promised, “Okay, I will give it a try...No, I mean, I will do it.” 1.What is a dream tin according to Money? A.A tin for saving food. B.A piggy bank for saving money for dreams. C.A tin for keeping toys. D.A box for writing down dreams. 2.Why does Money’s advice not make sense to Kira at first? A.Because Kira does not like Money. B.Because Kira thinks more money is always better. C.Because Kira has no pocket money. D.Because Kira does not want to save money. 3.What does Money mean by It is not the number that matters? A.The amount of money is not important. B.We should not count our money. C.Numbers are difficult to understand. D.We should have a lot of money. 4.What are Kira’s three wishes? A.To buy a laptop, to get more pocket money, and to help her parents. B.To go abroad, to buy a laptop, and to help her parents budget their money. C.To double her money, to buy a laptop, and to go abroad. D.To save money, to buy a piggy bank, and to help her parents. 5.What can we learn from the story? A.We should spend all our money. B.More money always brings more happiness. C.Managing money wisely is more important than the amount. D.We do not need to save money for dreams. Every month, Julia and her cousins would get a few coins from their grandfather. Most children spent theirs right away on snacks. The adults worried the children would never learn to manage money, so they started a one-year competition to see what the kids could get with their coins. Ruben and Nico, the two smallest kids, continued spending their coins all on snacks. Every time, they would show off their snacks in front of the other children. Monty decided to start managing his money by buying and selling things or betting (打赌) with other children. Soon he got a lot of money for little effort. However, Monty lost everything on a horse race a few months later. Alex saved every coin. After a year, he had more money than anyone. Even better, he had a smart plan. Instead of spending right away, he waited until after the competition, when snacks were sold at a reduced price. His wise planning allowed his money to buy enough snacks for more than a year. He taught everyone the value of saving. Julia didn’t enjoy the day of the competition. Even though she had had a wonderful secret plan, she had spent her money without giving her plan enough time to work. Julia loved the violin, but her family couldn’t afford lessons. She met a poor violinist in the park and gave him all her coins for lessons. Although it wasn’t much money, the violinist agreed. Julia learnt very hard. After a year, the violinist lent her a violin, and they played together in the park to make money. They were so successful that gradually Julia managed to buy her own violin. Many years later, Julia became a very famous violinist. And she would always tell people how it was possible, with just a few coins well spent, to make a wild dream a reality. 1.What was the main purpose of the one-year competition? A.To help the children build a competitive spirit. B.To see if the children could manage money wisely. C.To encourage the children to spend money on learning. 2.What can we infer about Monty? A.He was clever but sometimes made risky decisions. B.He made lots of money by betting on horse racing. C.He often showed off after winning a bet. 3.How did Alex manage to have plenty of snacks? A.He bought them at a lower price. B.He exchanged his toys for snacks. C.Other kids shared their snacks with him. 4.What is the most important lesson the story teaches? A.Save money, and money will save you. B.Don’t just make money; make a difference. C.Even a little money, if used well, can lead to big success. How much pocket money did you get when you were young? Did you get a fixed (固定的) amount every week, or only get money sometimes for doing housework? Parents around the world have different opinions on pocket money. However, it’s important to help kids develop good money habits with pocket money. In fact, pocket money is a good way to teach children simple money skills. It lets kids know that money is not endless and helps them plan how to spend money and make wise choices. Maybe they can save for weeks to buy things they really want. Small spending mistakes at a young age help kids manage money better as adults. Many parents give pocket money as a reward for doing housework or behaving well. This tells children that hard work brings good results. Experts say making money by themselves makes kids more independent (独立的) and brings them lasting happiness, not just quick joy. Nowadays, most parents give pocket money online. Luckily, useful phone apps can record kids’ pocket money costs clearly. With these tools, parents can guide children to check daily costs and manage their pocket money well. There are no fixed rules for giving pocket money since each family is different. Learning to manage pocket money helps children form good money habits that will benefit them all their lives. 1.How does the writer start the text? A.By asking questions. B.By telling stories. C.By giving examples. D.By listing numbers. 2.What does the underlined word “reward” in Paragraph 3 mean? A.Bill. B.Fine. C.Payoff. D.Record. 3.Which of the following can help kids check their daily costs now? A.Fixed rules. B.Phone apps. C.Some experts. D.Spending mistakes. 4.What can we learn from the text? A.Parents should make spending choices for their kids. B.Children can only get pocket money for doing housework. C.Giving pocket money online brings more happiness for kids. D.Managing pocket money helps kids develop good money habits. 5.The writer writes the text mainly to _. A.tell us how to get more pocket money B.show the benefits of pocket money for kids C.make rules on giving pocket money for parents D.introduce different ways of using pocket money At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we don’t learn it well. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a plan. In other words, we need to think about how much money we have and what we really want to spend it on. Knowing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we dream about! Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, talk with our parents. We can also go to the supermarket with our parents to experience how to use money in the real world. We should use money in a right way. In fact, learning about money isn’t a hard job. From these lessons, we can get right money values step by step! 1.Where does money come from according to the text? A.Parents’ hard work. B.Kids’ life lessons. C.Good spending habits. D.The bank account. 2.What does the writer want kids to do by giving the example of buying a bicycle? A.Buy a wonderful notebook. B.Make free spending choices. C.Set a goal of saving money. D.Have an experience of shopping. 3.What does the underlined word “satisfy” in Paragraph 4 mean in Chinese? A.放松. B.感激. C.惊讶. D.满足. 4.Which of the following may the writer agree with? A.Kids should make money to buy their first bike. B.Kids should have a money spending plan. C.Parents shouldn’t give kids lots of pocket money. D.Supermarkets are wonderful places to change money. 5.What could be the best title of the text? A.Causes of Spending Money. B.Ways of Managing Money. C.Bad Effects of Wasting Money. D.Results of Saving Money. Money may not buy happiness, but it helps. Many teenagers want to learn how to manage (管理) money before going out into the world. “Be smart with your money.” This idea is raised by Dr. Mara Harvey, a money expert (专家). The following are some of her tips. Learn to make money. Ask parents or neighbours if you can do housework to make pocket money. These could include washing a car or taking the dog for a walk. Agree on the value of different jobs. In this way, you can also improve your communication skills. That will help when you have a job in the future. Help your money grow. Money can’t grow if it’s sitting inside a piggy bank (存钱罐). Put your money in the bank and you can get interest(利息). Save your money in the long run. One day you may feel surprised at how much money you have. Make a plan. If you have a big event, such as a holiday, it might mean you will need to spend more of your pocket money. Try making arrangements for spending and saving. Write down how much money you have and what you are going to spend it on. That will help you make good use of your money. Spend your money wisely. Find out how much you can reasonably (理性地) spend each month. Spend your money on what you truly need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home. 1.Who is the text for? A.Teachers. B.Bosses. C.Parents. D.Teenagers. 2.What is the advantage of doing housework to make pocket money? A.You can get free toys from neighbours. B.You can make friends with more people. C.You can improve your communication skills. D.You can get a large amount of money quickly. 3.What does the underlined word “arrangements” probably mean in the text? A.Reasons. B.Plans. C.Tests. D.Articles. 4.What’s the structure (结构) of the text? A. B. C. D. 5.What’s the best title for the text? A.Make More Money B.Buy Things Wisely C.Get Ready for the Future D.Manage Your Money 考点 02 重难语篇提升练 ①Parents and children often face the challenges of money. Common topics include setting pocket money, learning to save, and deciding to buy expensive things. The goal of most parents is to teach their children how to deal with money wisely. The goal of most kids is getting money to spend. How can families achieve these goals? ②The Tidler family in Denver found the best way to teach about money was to let their kids make some money. Their son, Ryan, 17, has been watering in the garden since he was 8. He had his own tools with the help of his parents. Now he has saved $7,800. Besides, he bought a bike and a wonderful sound system. And he is going to buy a car next year. ③Money skills are an important part of becoming a successful adult. David Brady manages a company for children and young adults. “They shouldn’t be always thinking of spending money,” Brady warns, “Instead, they should understand basic rules for making money, saving money and managing money.” ④That knowledge is greatly needed. Over the past ten years, most Americans aged 18 to 24 borrowed nearly $3000 on credit card (信用卡). Among high school seniors, four out of five have never taken a class about money. ⑤Giselle Lopez, 17, of New York City, learned the hard way. She owed (欠) $2,000 on her first credit card. Her parents refused to pay, so Giselle got a job. Then she paid the money off slowly by herself. “Now every time I use money, I know that it comes from my own pocket,” Giselle says, “That gives me a sense of responsibility for my actions.” ⑥Different kids will have different styles when it comes to money. Teaching them how to use money doesn’t have to mean setting strict rules. When children like Ryan and Giselle have their own money to consider, they can learn to set those rules themselves. 1.The goal of most parents about money is to _. A.set kids’ pocket money B.get money to spend C.teach kids how to deal with money wisely 2.Ryan made money by _. A.watering in their garden B.helping his parents buy tools C.teaching kids about how to make money 3.What should children and young adult understand according to Paragraph 3? A.How to become a successful adult. B.How to spend money. C.The basic rules of making money, saving money and managing money. 4.What can you learn about in the last paragraph? A.Giselle owned $2,000 when she was very young. B.Giselle paid the money with the help of her parents. C.It isn’t necessary to set strict rules when teaching kids how to use money. 5.Which would be the best structure of this passage? A. B. C. Today, teenagers have to face financial (财务的) decisions earlier than before. They may receive pocket money, save for something they want, or learn to avoid spending without thinking. . However, many young people start their adult life without basic money management skills. This can lead to problems like debt (债务) or unwise spending. Spending without thinking is one of the biggest financial pitfalls for teenagers. Whether it’s fast food, online shopping, or video games, money can disappear quickly without a plan. To avoid this, teenagers need to learn the difference between needs and wants. This helps them make smarter decisions with their money. A simple method is the 24-hour rule: wait for a day before buying something they don’t really need. For example, if a teenager sees a cool jacket online and wants it right away, waiting for a day can give them the space to consider. Many times, they will realize they don’t actually need it, and that money can be used for something more meaningful. Another useful way is to review past purchases together. By checking what they bought in a month, teenagers can see where they spent too much. This helps them change their habits and save for more meaningful goals. Teaching teenagers how to manage money prepares them for a successful future. It lets them avoid unnecessary financial stress, make wise choices when dealing with income or expenses (支出) later, and lay a solid foundation (坚实的基础) for a better adult life—turning early money lessons into lifelong benefits. 1.Which of the following can be put in “ ” in Paragraph 1? A.Only parents can teach teenagers how to manage money. B.So, their parents should give them more money to manage. C.The money habits they develop now will shape their future. D.Many teenagers don’t know how to save money for college. 2.What does the underlined word “pitfalls” in Paragraph 2 most probably mean? A.Benefits. B.Dangers. C.Results. D.Skills. 3.How does the writer develop the idea of the 24-hour rule? A.By giving an example. B.By listing some numbers. C.By comparing different methods. D.By explaining causes and effects. 4.Why does the writer suggest looking at past buying together? A.Because it helps teenagers remember what they have bought before. B.Because it’s a good way to compare their spending with their friends’. C.Because it encourages teenagers to make more money for future spending. D.Because it makes teenagers see their problems and change spending habits. 5.What’s the main purpose of this passage? A.To help teenagers learn to manage money well. B.To tell teenagers about common financial problems. C.To show teenagers how to earn more pocket money. D.To ask teenagers to compare different spending ways. 学科网(北京)股份有限公司 $ Unit 2 On the money 单元话题阅读理解练习 单元话题：金钱与理财 本资料共10篇专题训练，从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础，巩固自我 重难语篇提升练 专注提升，挑战自我 ◇考点 01 基础语篇巩固练 Many young people only care about how much money they can get. However, the true value of money lies in how to make good use of each coin we have. If we can form right habits with money from an early age, we will get lots of useful life skills. A middle school teacher shared three simple and useful pieces of advice with teenagers. First of all, try to make a little money on your own. You can collect waste paper for recycling or walk dogs for your neighbors. When you get money with your own hard work, you will surely value every cent much more. Second, stay away from mindless shopping. For example, when beautiful toys or tasty online snacks catch your eye, don’t buy them right away. Just wait for two full days. In most cases, you will realize you don’t really need those goods at all. Third, write down every yuan you receive and every thing you buy. With these records, you can easily find out where your pocket money goes and stop wasting it on trivial things. You will notice many small cheap goods that you never really need. To sum up, good habits of spending and saving help us build strong self-control. Holding a healthy opinion of money will guide us to make smarter choices in our daily life for all our life. 1．How can teenagers make a little money by themselves according to the text? A．By writing down every yuan they receive and everything they buy. B．By waiting for two full days if they want beautiful toys or tasty snacks. C．By collecting waste paper for recycling or walking dogs for neighbors. D．By doing some housework like watering flowers for their parents. 2．Why does the writer give an example in paragraph 3? A．To tell the readers not to buy beautiful toys and tasty snacks. B．To encourage the readers to stay away from mindless shopping. C．To help the readers to know the true value of money. D．To explain why we should form good spending and saving habits. 3．What does the underlined word in paragraph 4 probably mean? A．boring B．interesting C．unimportant D．useful 4．Which is the best title of the text? A．Good habits with pocket money B．The true value of money C．Ways to make pocket money D．Benefits of saving pocket money 【答案】1．C 2．B 3．C 4．A 【导语】本文是一篇说明文，主要介绍了一位中学老师给青少年提出的关于金钱管理的三条建议，旨在帮助他们培养良好的金钱习惯。 1．根据文章第二段“First of all, try to make a little money on your own. You can collect waste paper for recycling or walk dogs for your neighbors.”可知，青少年可以通过收集废纸回收或为邻居遛狗来赚钱。 2．根据文章第三段首句“Second, stay away from mindless shopping.”可知，本段的主旨是建议避免冲动消费。随后列举买玩具和零食的例子是为了支撑这一观点，鼓励读者远离无脑购物。 3．根据画线词后的句子“You will notice many small cheap goods that you never really need.”可知，这些钱被浪费在了不需要的小东西上，因此“trivial”意为“琐碎的、不重要的”，与unimportant意思相近。 4．通读全文可知，文章第一段提出培养正确的金钱习惯很重要，随后三段分别给出了自己赚钱、避免无脑购物、记录收支三条具体建议，最后总结良好习惯的好处。全文围绕青少年如何培养良好的零花钱习惯展开，A选项“良好的零花钱习惯”最能概括文章主旨。 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算) . In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate (满足) us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt (怀疑) . we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step! 1．What is the key to making smart spending choices? A．Buying everything we want B．Planning before spending. C．Asking for more pocket money. D．Working hard like our parents. 2．What does the writer want kids to do by giving the example of buying a bicycle? A．Buy a wonderful notebook. B．Make a free spending choice. C．Set a goal of saving money. D．Have an experience of shopping. 3．What can we learn from the text? A．Achieving a savings goal is satisfying. B．Bank accounts are unnecessary for kids. C．Going shopping alone is a good idea. D．Parents should control all money. 4．What is the best title for the text? A．Causes of Spending Money B．Ways of Managing Money C．Purposes of Treating Money D．Conditions of Saving Money 5．The structure (结构) of the text is ________. (①= para. 1    ②= para. 2    ③= para. 3…) A． B． C． D． 【答案】1．B 2．C 3．A 4．B 5．A 【导语】本文开篇指出我们从小会模仿父母的消费习惯，随后分四段介绍四条理财生活经验，最后总结正确看待金钱、逐步培养理财观念的重要性。 1．根据文章第三段“It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.”，做好预算、消费前规划是理性消费的关键。 2．根据文章第四段“We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money.”，作者举买自行车的例子，是为了告诉我们要设立存钱目标。 3．根据文章第四段“After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.”，完成储蓄目标会让人获得满足感。 4．全文围绕四条管理金钱的方法展开，核心主题是理财的方式。 5．文章第一段总起引出理财经验，第二至第五段并列介绍四条理财方法，第六段总结全文，属于总分总结构，总段①，分述②③④⑤，总结段⑥，对应图示A。 In October, someone in South Carolina won $1.5 billion. The nearly impossible odds (概率) of winning were 1 in 302.5 million! Would this money actually make someone happy? The experiences of several lottery (抽奖) winners show that it probably wouldn’t. For example, William Post had only $2.46 in the bank when he won $16.2 million in a New York lottery in 1998. Within 3 months, he was poor again because of careless spending. He wasn’t as happy as he felt before winning the prize. Here is another example. Callie Rogers, a British teenager from a common family, won $3 million in 2003. She bought her family and friends lavish gifts and bought herself expensive clothes. After six years, Callie lost all her money and realized that money didn’t make her happy. In fact, she became worried that people were friendly with her only to get her money. Lottery winners are not the only ones who can end up unhappy. People who get big money for some other reasons, e.g., receiving money from others, are also at risk. They may not know how to deal with money. They waste money on things they don’t need. Researchers found that people are happy when they are able to pay for their basic needs, such as food, clothes, a safe place to live, and health care. People are also happy when they give reasonable (合理的) amounts of money to charities. People can hope and wish to suddenly come into lots of money to improve their lives, but perhaps there are better ways to find happiness. 1．What did William and Callie have in common according to the passage? A．They came from the same country. B．They won the lotteries in the same year. C．They were poor before winning the lotteries. D．They spent their money quickly and carelessly. 2．What does the underlined word“lavish” in Paragraph 3 mean? A．Expensive. B．Funny. C．Surprising. D．Lucky. 3．Which of the following can be inferred from the passage? A．Big money brings lasting happiness. B．People’s lives depend on lottery prizes. C．Reasonable spending makes people happy. D．The basic needs of people are easily satisfied. 【答案】1．D 2．A 3．C 【导语】本文主要讲述了巨额奖金并不一定能带来持久的幸福，并通过多个彩票中奖者的例子说明了这一点。文章还提到，人们只有在满足基本需求并合理支配金钱时才能获得真正的幸福。 1．根据文章第二段中“Within 3 months, he was poor again because of careless spending.”和第三段中“After six years, Callie lost all her money and realized that money didn’t make her happy.”可知，威廉和卡莉的共同点是他们都很快且随意地花光了钱。 2．根据文章第三段中“She bought her family and friends lavish gifts and bought herself expensive clothes.”可知,她给家人和朋友买了昂贵的礼物， “lavish”意为“昂贵的”。 3．根据文章第五段“Researchers found that people are happy when they are able to pay for their basic needs...People are also happy when they give reasonable amounts of money to charities.”可知，合理的花费会让人们感到快乐。 A Dog Called Money is an interesting story about a girl named Kira and her dog Money. Money can talk and gives Kira advice on how to manage her pocket money. One of the best ways to get money, according to Money, is with a dream tin. You simply take a spare tin and turn it into a piggy bank. Then write your dream on the tin. You will need one tin for each of your dreams. When the tin is ready, put all the money that you have into it. At first, Kira wants to double her pocket money. She thinks that would be amazing. But Money tells her that ten times more money means ten times more problems. Because the more we get, the more we spend. This does not make any sense to Kira at first. Money then asks Kira to look at her parents. They have over 100 times her pocket money. But still they cannot manage. It is not the number that matters; it is what you do with it. First, we need to learn how to deal with the money we already have. Then we will be able to have more. Kira takes another look at her list. Her first wish is to go on a trip abroad. The second is to buy a laptop. The third is to help her parents budget their money. She could make dream tins for the first two and start saving. However, the third one seems a bit difficult to do by herself. Money read her thoughts. “So, you will only need two dream tins. Think you can manage that?” Kira promised, “Okay, I will give it a try...No, I mean, I will do it.” 1．What is a dream tin according to Money? A．A tin for saving food. B．A piggy bank for saving money for dreams. C．A tin for keeping toys. D．A box for writing down dreams. 2．Why does Money’s advice not make sense to Kira at first? A．Because Kira does not like Money. B．Because Kira thinks more money is always better. C．Because Kira has no pocket money. D．Because Kira does not want to save money. 3．What does Money mean by It is not the number that matters? A．The amount of money is not important. B．We should not count our money. C．Numbers are difficult to understand. D．We should have a lot of money. 4．What are Kira’s three wishes? A．To buy a laptop, to get more pocket money, and to help her parents. B．To go abroad, to buy a laptop, and to help her parents budget their money. C．To double her money, to buy a laptop, and to go abroad. D．To save money, to buy a piggy bank, and to help her parents. 5．What can we learn from the story? A．We should spend all our money. B．More money always brings more happiness. C．Managing money wisely is more important than the amount. D．We do not need to save money for dreams. 【答案】1．B 2．B 3．A 4．B 5．C 【导语】本文是一篇记叙文，讲述了女孩Kira和她的狗Money关于理财的故事。文章通过“梦想罐”的概念以及Money的建议，传达了理财的重要性不在于金钱的数量，而在于如何管理和使用金钱。 1．根据文章第二段中“You simply take a spare tin and turn it into a piggy bank. Then write your dream on the tin...put all the money that you have into it.”可知，dream tin是一个用来为梦想存钱的储钱罐。 2．根据文章第三段中“At first, Kira wants to double her pocket money. She thinks that would be amazing. But Money tells her that ten times more money means ten times more problems... This does not make any sense to Kira at first.”可知，Kira起初认为钱越多越好，所以不理解Money关于钱多问题也多的建议。 3．根据文章第四段中“It is not the number that matters; it is what you do with it.”可知，这句话的意思是金钱的数量（number）并不是最重要的，重要的是你怎么用它，即金额本身不重要。 4．根据文章第五段中“Her first wish is to go on a trip abroad. The second is to buy a laptop. The third is to help her parents budget their money.”可知，Kira 的三个愿望分别是出国旅行、买笔记本电脑和帮助父母做预算。故选 B。 5．通读全文，尤其是第四段“It is not the number that matters; it is what you do with it.”及全文关于理财建议的描述，可知文章主旨是明智地管理金钱比金钱的数量更重要。 Every month, Julia and her cousins would get a few coins from their grandfather. Most children spent theirs right away on snacks. The adults worried the children would never learn to manage money, so they started a one-year competition to see what the kids could get with their coins. Ruben and Nico, the two smallest kids, continued spending their coins all on snacks. Every time, they would show off their snacks in front of the other children. Monty decided to start managing his money by buying and selling things or betting (打赌) with other children. Soon he got a lot of money for little effort. However, Monty lost everything on a horse race a few months later. Alex saved every coin. After a year, he had more money than anyone. Even better, he had a smart plan. Instead of spending right away, he waited until after the competition, when snacks were sold at a reduced price. His wise planning allowed his money to buy enough snacks for more than a year. He taught everyone the value of saving. Julia didn’t enjoy the day of the competition. Even though she had had a wonderful secret plan, she had spent her money without giving her plan enough time to work. Julia loved the violin, but her family couldn’t afford lessons. She met a poor violinist in the park and gave him all her coins for lessons. Although it wasn’t much money, the violinist agreed. Julia learnt very hard. After a year, the violinist lent her a violin, and they played together in the park to make money. They were so successful that gradually Julia managed to buy her own violin. Many years later, Julia became a very famous violinist. And she would always tell people how it was possible, with just a few coins well spent, to make a wild dream a reality. 1．What was the main purpose of the one-year competition? A．To help the children build a competitive spirit. B．To see if the children could manage money wisely. C．To encourage the children to spend money on learning. 2．What can we infer about Monty? A．He was clever but sometimes made risky decisions. B．He made lots of money by betting on horse racing. C．He often showed off after winning a bet. 3．How did Alex manage to have plenty of snacks? A．He bought them at a lower price. B．He exchanged his toys for snacks. C．Other kids shared their snacks with him. 4．What is the most important lesson the story teaches? A．Save money, and money will save you. B．Don’t just make money; make a difference. C．Even a little money, if used well, can lead to big success. 【答案】1．B 2．A 3．A 4．C 【导语】本文讲述祖父给孩子们硬币，大人举办一年比赛，四个孩子不同理财方式带来不同结果，告诉我们小钱合理利用也能实现大梦想。 1．第一段“The adults worried the children would never learn to manage money, so they started a one-year competition to see what the kids could get with their coins.”表明比赛目的是看孩子能否明智管理钱财。 2．第三段“Monty decided to start managing his money by buying and selling things or betting with other children. Soon he got a lot of money... However, Monty lost everything on a horse race a few months later.”可推出Monty头脑聪明，但打赌赛马属于冒险决定。 3．第四段“he waited until after the competition, when snacks were sold at a reduced price.”说明Alex等到降价时购买零食。 4．文末“And she would always tell people how it was possible, with just a few coins well spent, to make a wild dream a reality.”点明主旨：少量金钱，使用得当就能收获巨大成功。 How much pocket money did you get when you were young? Did you get a fixed (固定的) amount every week, or only get money sometimes for doing housework? Parents around the world have different opinions on pocket money. However, it’s important to help kids develop good money habits with pocket money. In fact, pocket money is a good way to teach children simple money skills. It lets kids know that money is not endless and helps them plan how to spend money and make wise choices. Maybe they can save for weeks to buy things they really want. Small spending mistakes at a young age help kids manage money better as adults. Many parents give pocket money as a reward for doing housework or behaving well. This tells children that hard work brings good results. Experts say making money by themselves makes kids more independent (独立的) and brings them lasting happiness, not just quick joy. Nowadays, most parents give pocket money online. Luckily, useful phone apps can record kids’ pocket money costs clearly. With these tools, parents can guide children to check daily costs and manage their pocket money well. There are no fixed rules for giving pocket money since each family is different. Learning to manage pocket money helps children form good money habits that will benefit them all their lives. 1．How does the writer start the text? A．By asking questions. B．By telling stories. C．By giving examples. D．By listing numbers. 2．What does the underlined word “reward” in Paragraph 3 mean? A．Bill. B．Fine. C．Payoff. D．Record. 3．Which of the following can help kids check their daily costs now? A．Fixed rules. B．Phone apps. C．Some experts. D．Spending mistakes. 4．What can we learn from the text? A．Parents should make spending choices for their kids. B．Children can only get pocket money for doing housework. C．Giving pocket money online brings more happiness for kids. D．Managing pocket money helps kids develop good money habits. 5．The writer writes the text mainly to ________. A．tell us how to get more pocket money B．show the benefits of pocket money for kids C．make rules on giving pocket money for parents D．introduce different ways of using pocket money 【答案】1．A 2．C 3．B 4．D 5．B 【导语】本文是一篇说明文，主要围绕零花钱展开论述，介绍零花钱能够帮助孩子学习基础理财技能、培养独立意识，同时介绍当下可用手机应用线上记录零花钱开销，阐明学会管理零花钱可以帮助孩子养成终身受益的良好金钱习惯。 1．第一段开篇连续抛出两个问题：“How much pocket money did you get when you were young? Did you get a fixed amount every week, or only get money sometimes for doing housework?”，作者借助设问的形式引出零花钱这一文章话题。 2．第三段写明：“Many parents give pocket money as a reward for doing housework or behaving well. This tells children that hard work brings good results.”，文中表明孩子完成家务、表现良好就能获得零花钱，这份零花钱是付出努力后收获的回馈，选项内Payoff一词具备报酬、回报的含义，和文中reward词义相契合。 3．第四段给出语句：“Luckily, useful phone apps can record kids’ pocket money costs clearly. With these tools, parents can guide children to check daily costs and manage their pocket money well.”，句中的these tools指代前文提及的手机应用程序，手机应用可以清晰记录开销，辅助孩子查看每日花费。 4．第一段提到：“However, it’s important to help kids develop good money habits with pocket money.”，文章末尾段落也写道：“Learning to manage pocket money helps children form good money habits that will benefit them all their lives.”，文本核心表达管理零花钱能够帮助孩子养成良好的金钱习惯，其余选项内容在原文中均无对应依据。 5．通读全文，文章依次介绍零花钱教会孩子规划消费、自主赚钱培养独立性、线上软件记录开销等内容，全篇都在介绍零花钱对孩子成长带来的各类积极作用，全文写作核心是展现零花钱带给孩子的诸多益处。 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we don’t learn it well. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a plan. In other words, we need to think about how much money we have and what we really want to spend it on. Knowing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we dream about! Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, talk with our parents. We can also go to the supermarket with our parents to experience how to use money in the real world. We should use money in a right way. In fact, learning about money isn’t a hard job. From these lessons, we can get right money values step by step! 1．Where does money come from according to the text? A．Parents’ hard work. B．Kids’ life lessons. C．Good spending habits. D．The bank account. 2．What does the writer want kids to do by giving the example of buying a bicycle? A．Buy a wonderful notebook. B．Make free spending choices. C．Set a goal of saving money. D．Have an experience of shopping. 3．What does the underlined word “satisfy” in Paragraph 4 mean in Chinese? A．放松. B．感激. C．惊讶. D．满足. 4．Which of the following may the writer agree with? A．Kids should make money to buy their first bike. B．Kids should have a money spending plan. C．Parents shouldn’t give kids lots of pocket money. D．Supermarkets are wonderful places to change money. 5．What could be the best title of the text? A．Causes of Spending Money. B．Ways of Managing Money. C．Bad Effects of Wasting Money. D．Results of Saving Money. 【答案】1．A 2．C 3．D 4．B 5．B 【导语】本文是一篇说明文，主要介绍了几条帮助青少年养成良好消费习惯、树立正确金钱观的金钱管理经验。 1．第二段“We need to know that our parents work hard to make money”，文中明确说明钱来自父母的辛苦劳动。 2．第四段“We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money”，作者举买自行车的例子是为了论证“要设立存钱目标”的观点。 3．第四段“After we have enough, we can buy that wonderful bicycle we dream about! Reaching our goal will greatly satisfy us”，结合上下文语境，实现自己的心愿会带来满足感，因此satisfy的中文意思是“满足”。 4．第三段“We shouldn’t spend all our money in one go. It’s important for us to have a plan”，作者认同“孩子应该制定花钱计划”的观点。 5．文章开篇就点明主旨“The following life lessons about money can help us form good spending habits”，全文主要介绍了管理金钱和养成良好消费习惯的方法，对应选项B“管理金钱的方法”。 Money may not buy happiness, but it helps. Many teenagers want to learn how to manage (管理) money before going out into the world. “Be smart with your money.” This idea is raised by Dr. Mara Harvey, a money expert (专家). The following are some of her tips. Learn to make money. Ask parents or neighbours if you can do housework to make pocket money. These could include washing a car or taking the dog for a walk. Agree on the value of different jobs. In this way, you can also improve your communication skills. That will help when you have a job in the future. Help your money grow. Money can’t grow if it’s sitting inside a piggy bank (存钱罐). Put your money in the bank and you can get interest(利息). Save your money in the long run. One day you may feel surprised at how much money you have. Make a plan. If you have a big event, such as a holiday, it might mean you will need to spend more of your pocket money. Try making arrangements for spending and saving. Write down how much money you have and what you are going to spend it on. That will help you make good use of your money. Spend your money wisely. Find out how much you can reasonably (理性地) spend each month. Spend your money on what you truly need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home. 1．Who is the text for? A．Teachers. B．Bosses. C．Parents. D．Teenagers. 2．What is the advantage of doing housework to make pocket money? A．You can get free toys from neighbours. B．You can make friends with more people. C．You can improve your communication skills. D．You can get a large amount of money quickly. 3．What does the underlined word “arrangements” probably mean in the text? A．Reasons. B．Plans. C．Tests. D．Articles. 4．What’s the structure (结构) of the text? A． B． C． D． 5．What’s the best title for the text? A．Make More Money B．Buy Things Wisely C．Get Ready for the Future D．Manage Your Money 【答案】1．D 2．C 3．B 4．C 5．D 【导语】本文是一篇说明文，理财专家Mara Harvey针对青少年，给出四条管理金钱的实用小贴士。 1．根据第一段“Many teenagers want to learn how to manage money before going out into the world.”可知，这篇文章是写给青少年的。 2．根据第二段“In this way, you can also improve your communication skills.”可知，做家务赚零花钱的好处是能提升沟通能力，故选C。 3．本段小标题是Make a plan，后文讲述记录收支、规划花销储蓄，make arrangements对应制定规划、计划，arrangements与plans含义相近。 4．文章结构题。第一段总述青少年需要学会理财并引出专家的几条建议；第二、三、四、五段分别是四条分点建议，属于总分结构，对应图示C。 5．全文围绕青少年如何管理零花钱展开，分点介绍理财方法，核心主题是管理金钱，因此最佳标题为Manage Your Money。 ◇考点 02 重难语篇提升练 ①Parents and children often face the challenges of money. Common topics include setting pocket money, learning to save, and deciding to buy expensive things. The goal of most parents is to teach their children how to deal with money wisely. The goal of most kids is getting money to spend. How can families achieve these goals? ②The Tidler family in Denver found the best way to teach about money was to let their kids make some money. Their son, Ryan, 17, has been watering in the garden since he was 8. He had his own tools with the help of his parents. Now he has saved $7,800. Besides, he bought a bike and a wonderful sound system. And he is going to buy a car next year. ③Money skills are an important part of becoming a successful adult. David Brady manages a company for children and young adults. “They shouldn’t be always thinking of spending money,” Brady warns, “Instead, they should understand basic rules for making money, saving money and managing money.” ④That knowledge is greatly needed. Over the past ten years, most Americans aged 18 to 24 borrowed nearly $3000 on credit card (信用卡). Among high school seniors, four out of five have never taken a class about money. ⑤Giselle Lopez, 17, of New York City, learned the hard way. She owed (欠) $2,000 on her first credit card. Her parents refused to pay, so Giselle got a job. Then she paid the money off slowly by herself. “Now every time I use money, I know that it comes from my own pocket,” Giselle says, “That gives me a sense of responsibility for my actions.” ⑥Different kids will have different styles when it comes to money. Teaching them how to use money doesn’t have to mean setting strict rules. When children like Ryan and Giselle have their own money to consider, they can learn to set those rules themselves. 1．The goal of most parents about money is to ________. A．set kids’ pocket money B．get money to spend C．teach kids how to deal with money wisely 2．Ryan made money by ________. A．watering in their garden B．helping his parents buy tools C．teaching kids about how to make money 3．What should children and young adult understand according to Paragraph 3? A．How to become a successful adult. B．How to spend money. C．The basic rules of making money, saving money and managing money. 4．What can you learn about in the last paragraph? A．Giselle owned $2,000 when she was very young. B．Giselle paid the money with the help of her parents. C．It isn’t necessary to set strict rules when teaching kids how to use money. 5．Which would be the best structure of this passage? A． B． C． 【答案】1．C 2．A 3．C 4．C 5．A 【导语】本文是一篇议论文，主要讲述家长需要对孩子开展金钱教育，通过瑞安靠劳动赚钱存钱、吉赛尔打工偿还信用卡欠款两个事例，说明青少年要懂得赚钱、存钱、理财的基本规则，同时指出在金钱教育上不必制定严苛的规则，要让孩子在亲身经历中建立金钱责任感。 1．第①段提到：“The goal of most parents is to teach their children how to deal with money wisely.”，父母的目标是教会孩子明智地处理金钱。 2．第②段提到：“Their son, Ryan, 17, has been watering in the garden since he was 8.”，Ryan一直在自家花园浇花来赚钱。 3．第③段提到：“they should understand basic rules for making money, saving money and managing money”，青少年需要掌握赚钱、存钱、理财的基本准则。 4．第⑥段提到：“Teaching them how to use money doesn’t have to mean setting strict rules.”，教孩子使用金钱没有必要制定严格的规则。 5．综合作文可知，第①段总述，引出家庭金钱教育的话题；第②③④⑤段分别用案例、专家观点、社会现状、个人经历展开分述论证；第⑥段总结全文观点，属于“总—分—总”结构，选项A结构图符合题意。 Today, teenagers have to face financial (财务的) decisions earlier than before. They may receive pocket money, save for something they want, or learn to avoid spending without thinking. ▲ . However, many young people start their adult life without basic money management skills. This can lead to problems like debt (债务) or unwise spending. Spending without thinking is one of the biggest financial pitfalls for teenagers. Whether it’s fast food, online shopping, or video games, money can disappear quickly without a plan. To avoid this, teenagers need to learn the difference between needs and wants. This helps them make smarter decisions with their money. A simple method is the 24-hour rule: wait for a day before buying something they don’t really need. For example, if a teenager sees a cool jacket online and wants it right away, waiting for a day can give them the space to consider. Many times, they will realize they don’t actually need it, and that money can be used for something more meaningful. Another useful way is to review past purchases together. By checking what they bought in a month, teenagers can see where they spent too much. This helps them change their habits and save for more meaningful goals. Teaching teenagers how to manage money prepares them for a successful future. It lets them avoid unnecessary financial stress, make wise choices when dealing with income or expenses (支出) later, and lay a solid foundation (坚实的基础) for a better adult life—turning early money lessons into lifelong benefits. 1．Which of the following can be put in “ ▲ ” in Paragraph 1? A．Only parents can teach teenagers how to manage money. B．So, their parents should give them more money to manage. C．The money habits they develop now will shape their future. D．Many teenagers don’t know how to save money for college. 2．What does the underlined word “pitfalls” in Paragraph 2 most probably mean? A．Benefits. B．Dangers. C．Results. D．Skills. 3．How does the writer develop the idea of the 24-hour rule? A．By giving an example. B．By listing some numbers. C．By comparing different methods. D．By explaining causes and effects. 4．Why does the writer suggest looking at past buying together? A．Because it helps teenagers remember what they have bought before. B．Because it’s a good way to compare their spending with their friends’. C．Because it encourages teenagers to make more money for future spending. D．Because it makes teenagers see their problems and change spending habits. 5．What’s the main purpose of this passage? A．To help teenagers learn to manage money well. B．To tell teenagers about common financial problems. C．To show teenagers how to earn more pocket money. D．To ask teenagers to compare different spending ways. 【答案】1．C 2．B 3．A 4．D 5．A 【导语】本文是一篇说明文，围绕青少年理财展开，分析了缺乏理财技能的问题，并介绍了帮助青少年学习管理金钱的实用方法，强调了从小培养良好理财习惯的重要性。 1．前文提到青少年很早就开始面对财务决策，后文转折说很多年轻人缺乏基本理财技能。选项C“The money habits they develop now will shape their future.”（他们现在养成的金钱习惯将塑造他们的未来）起到承上启下的作用，引出下文关于理财技能的讨论。A、B、D选项与上下文逻辑不符。 2．根据前文“This can lead to problems like debt or unwise spending. Spending without thinking is one of the biggest financial pitfalls for teenagers.”可知，pitfalls指代前文提到的“债务、不明智消费”这类问题，属于财务上的危险/陷阱，选项BDangers（危险）最符合语境。 3．介绍24-hour rule时，作者写道“For example, if a teenager sees a cool jacket online and wants it right away, waiting for a day can give them the space to consider.”，通过“买夹克”的例子来解释方法，使用了“举例说明”的写作手法。 4．根据原文“By checking what they bought in a month, teenagers can see where they spent too much. This helps them change their habits and save for more meaningful goals.”可知，查看过去的消费记录，能让青少年看到自己的问题并改变消费习惯。 5．全文围绕“青少年理财”展开，分析了问题，并给出了具体方法，目的是帮助青少年学会管理金钱。 学科网（北京）股份有限公司 $