Unit 2 On the money 单元话题语法填空10篇-2026-2027学年九年级英语上册单元练习（外研版）

**基本信息** Unit 2“金钱与理财”单元语法填空练习，含10篇分层语篇（基础巩固5篇+重难提升5篇），适配初中英语单元复习，通过生活化与时代性情境提升语言运用能力与理财思维。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |语法填空|10篇（基础5篇+重难5篇），每篇10空|名词复数（child→children）、代词（I→my）、副词（wise→wisely）、时态（save→have saved）、固定搭配（make a difference）等|生活化情境（零花钱管理）、文化传承（货币历史）、科技前沿（电子支付），分层设计体现思维梯度，培养策略运用能力|

Unit 2 On the money 单元话题语法填空练习 单元话题：金钱与理财 本资料共10篇专题训练，从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础，巩固自我 重难语篇提升练 专注提升，挑战自我 ◇考点 01 基础语篇巩固练 Do you have pocket money? I think many 1 (child) have it. For me, having pocket money means that I can make 2 (I) own choices. I can also learn something I’m interested in. Money doesn’t grow on trees, so we should use it 3 (wise). So far, I 4 (save) 500 yuan already. Half of my money 5 (put) into my piggy bank every month—it’s much safer than keeping it in my schoolbag. When I want to buy something, I’ll ask its price at first and think 6 (two). Last week, I 7 (find) a pretty toy, but it’s too expensive for me. 8 I loved it very much, I still left without buying it. My mum praised me for this when I got home. Pocket money can not only help us buy the things we want, but also teach us 9 valuable life lesson. I hope that when I grow up, I’ll make money by myself and use it to make a 10 (different). 【答案】 1．children 2．my 3．wisely 4．have saved 5．is put 6．twice 7．found 8．Although/Though 9．a 10．difference 【导语】本文主要介绍了作者对零花钱的看法，分享了自己如何理智消费、积累储蓄，以及零花钱给自己带来的宝贵人生启示。 1．句意：我认为很多孩子都有零花钱。根据空前的“many”可知，其后修饰可数名词复数形式，child的复数形式为children。 2．句意：对我来说，拥有零花钱意味着我可以自己做决定。根据空后的“own choices”可知，此处表示“我自己的选择”，修饰名词应用形容词性物主代词，I的形容词性物主代词形式为my。 3．句意：钱不是从树上长出来的，所以我们应当理智花钱。根据语境可知，此处应用副词修饰动词短语“use it”，wise的副词形式为wisely。 4．句意：到现在为止，我已经存了500元。根据句首的时间状语“So far”可知，本句时态应用现在完成时“have/has+过去分词”，主语为“I”，助动词用have，save的过去分词是saved。 5．句意：我每个月都会把一半的零花钱存进存钱罐——这比放在书包里安全得多。根据句末的时间状语“every month”可知，本句描述的是习惯性动作，应用一般现在时；且主语“Half of my money”与动词“put”之间是逻辑上的被动关系，主语money为不可数名词，谓语动词需用一般现在时的被动语态形式is put。 6．句意：每当我想买东西时，我会先问清价格，再三斟酌。根据语境和空前的动词“think”可知，此处是固定搭配think twice，意为“三思而行”。 7．句意：上周，我看中了一个好看的玩具，但它对我来说太贵了。根据句首的时间状语“Last week”可知，本句叙述的是过去发生的事情，应用一般过去时，find的过去式形式为found。 8．句意：虽然我很喜欢它，但我最后还是没买就走了。根据“…I loved it very much, I still left without buying it.”之间的对比可知，前后分句在逻辑上呈让步关系，应用从属连词连接，且位于句首首字母需大写，故填Although/Though。 9．句意：零花钱不仅能帮助我们买想要的东西，还能教给我们一个宝贵的人生启示。根据空后的单数可数名词短语“valuable life lesson”可知，此处表示泛指“一个宝贵的人生启示”，且“valuable”以辅音音素开头，应用不定冠词a。 10．句意：我希望当我长大后，我能自己赚钱并用它来做出改变。根据空前的“make a”可知，此处是固定搭配make a difference，意为“产生影响”。 It’s always a happy moment to get some pocket money. But have you ever thought about how to spend your pocket money 1 (wise)? Now let’s check out the following tips and learn to spend your money in a better way, Make a list. We all have a lot of 2 (thing) that we want. But do you really need them that much? That’s why it is suggested making a list before you spend money. Start with the thing you want 3 (much). You can also write down about how much it costs or how important it is in your life. By doing this, you will see if it is necessary to buy it. Help others. How about being more selfless (无私的) and 4 (use) our pocket money to help others? We all know that many people in the world are 5 need of our help. So consider using your pocket money to do something useful and helpful, to feel how you can make a 6 (different). Save as much 7 you can. There is an old saying, “Money doesn’t grow on trees.” If you spend all your pocket money all at once, you’ll have no money until your next “pay day”. Get 8 piggy bank (存钱罐) or ask your parents to start a savings account for you. Someday when you look back, you’ll get a strong sense of achievement by saving so much by 9 (you)! Just remember: every coin 10 (matter). 【答案】 1．wisely 2．things 3．most 4．using 5．in 6．difference 7．as 8．a 9．yourself 10．matters 【导语】本文是一篇说明文，围绕合理支配零花钱给出三条实用建议，分别是列购物清单、用零花钱帮助他人、坚持存钱，教会学生理性管理零花钱，树立正确金钱观。 1．句意：但你有没有思考过如何明智地花零花钱？空格修饰动词spend，需将名词wise变为副词作状语，wise的副词形式为wisely。 2．句意：我们都有很多想要的东西。a lot of后接可数名词复数，thing为可数名词，复数形式是things。 3．句意：从你最想要的物品开始。结合语境，此处表达“最想要”，much的最高级为most。 4．句意：更无私一点，用零花钱帮助他人怎么样？句型How about doing sth. 表提建议，and连接并列动名词，use的动名词形式为using。 5．句意：我们都知道世界上很多人需要我们的帮助。固定搭配in need表示“有需要的、在困境中”。 6．句意：感受你如何能带来改变。固定短语make a difference表示“有影响、起作用、带来改变”，different的名词形式为difference。 7．句意：尽可能多地存钱。固定搭配as much as you can表示“尽你所能多地”。 8．句意：准备一个存钱罐，或者让父母为你开储蓄账户。piggy bank是可数名词单数，表泛指，辅音音素开头，用不定冠词a。 9．句意：某天你回头看时，会为靠自己存下这么多钱产生强烈成就感。by oneself表示“独自、靠自己”，对应主语you，反身代词用yourself。 10．句意：请记住：每一枚硬币都很重要。主语every coin是单数，一般现在时中谓语动词用第三人称单数，matter的三单形式为matters。 用所给词的正确形式填空，或根据语境提示填入恰当的词语，使短文完整、通顺。 Money is very important in our life. Long ago, people didn’t use money. They 1 (trade) things with each other. Later, they used shells, salt and cattle as money. Now we have coins, paper money and even digital money. We can pay 2 mobile phones. As students, we should use money 3 (wise). We can make a budget. We should save some money 4 future use. Don’t spend 5 (many) money on snacks or useless things. We need money 6 our daily life, but it isn’t everything. We should study hard and make our life better. We can help 7 (other) with our pocket money. It’s important for us 8 (learn) how to spend money wisely. Different people have different habits of 9 (spend) money. Try to make good use of it. Don’t buy things just because they are popular. 10 (save) money is a good habit. It can make our life much more wonderful. 【答案】 1．traded 2．with 3．wisely 4．for 5．much 6．in 7．others 8．to learn 9．spending 10．Saving 【导语】本文介绍了货币从以物易物、实物货币到现金、数字货币的演变，告诉学生要理性、明智理财，学会存钱、合理消费、乐于助人，养成良好的花钱和储蓄习惯。 1．句意：他们互相交换物品。Long ago“很久以前”，说明此处需用一般过去时，trade的过去式为traded。 2．句意：我们可以用手机支付。“pay with+工具/物品”表示“用某物支付”，此处需用介词with。 3．句意：作为学生，我们应该明智地花钱。use为动词，需用副词修饰，wise的副词形式为wisely。 4．句意：我们应该存一些钱以备将来使用。此处表示为了未来使用，需用介词for，表示“为了”。 5．句意：不要在零食和无用的东西上花太多钱。money为不可数名词，需用much修饰。 6．句意：我们在日常生活中需要钱，但它并不是一切。in our daily life是固定搭配，表示“在日常生活中”，此处需用介词in。 7．句意：我们可以用零花钱帮助别人。此处表示泛指，需用others表示“其他人”。 8．句意：学会理智花钱对我们来说很重要。固定句型It’s+adj.+for sb. to do sth.“对于某人来说做某事是……的”，此处需用动词不定式，即to learn。 9．句意：不同的人有不同的花钱习惯。介词of后接动名词，spend的动名词形式为spending。 10．句意：存钱是一个好习惯。此处缺少主语，需用动名词作主语，save的动名词形式为saving，置于句首，首字母大写。 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 There are too many inventions in the world. Money 1 (be) one of the most important inventions in human history. It helps people to trade(交易). But before money, trades were made 2 (different) in ancient times. Imagine that you had a pair of shoes. 3 one of your friends needed shoes, you might give him 4 (you). Your friend would then be in debt (负债) to you. Later, you might have no food to eat, and your friend might share some of his food with you. This system served humans well for 5 long time. The key to this system is that it requires trust. I need to know the reputation (名声) of the person that I am 6 (lend) something to. I need to trust him to pay me back. If not, we can’t trade. As the need for trading 7 (grow), the old system of exchange failed. And then the need for money developed. Suppose you lived in Rome in the 8 (one) century and needed someone to help you. The person didn’t know you. He couldn’t trust you to pay your debts, and he didn’t need to trust you. You paid 9 gold and silver coins. You could trade them with strangers for whatever you wanted. Nowadays, the monetary system once again depends on credits and debts. But the lenders and the 10 (bank) can know everyone’s reputation. They know our credit history. They also know our spending habits. They know us well enough to lend us money, even if they don’t actually know us. 【答案】 1．is 2．differently 3．If 4．yours 5．a 6．lending 7．grew 8．first 9．with 10．banks 【导语】本文介绍货币出现前的物物交换模式，讲述货币因贸易发展应运而生，还说明了现代货币体系依托信用与银行运作。 1．句意：金钱是人类历史上最重要的发明之一。主语“Money”是不可数名词，时态为一般现在时，be动词用is。应填is。 2．句意：但在金钱出现之前，古代的交易方式是不同的。此处修饰动词“were made”，需用different的副词形式differently。应填differently。 3．句意：如果一个朋友需要鞋，你可能会把这双鞋给他。此处引导条件状语从句，表“如果”，用If，句首首字母大写。应填If。 4．句意：如果一个朋友需要鞋，你可能会把这双鞋给他。此处指代“your shoes”，用名词性物主代词yours。应填yours。   5．句意：这个体系很好地服务了人类很长时间。“for a long time”是固定短语，意为“很长时间”。应填a。 6．句意：我需要知道我借东西给的人的名声。此处是现在进行时结构“am+现在分词”，lend的现在分词是lending。应填lending。 7．句意：随着交易需求的增长，旧的交换体系失败了。上下文时态为一般过去时，此处用grow的过去式grew。应填grew。 8．句意：假设你生活在公元一世纪的罗马，需要有人帮你。此处表示“第一世纪”，用one的序数词first。应填first。 9．句意：你用金币和银币支付。“pay with sth”是固定短语，意为“用某物支付”。应填with。 10．句意：但贷款人和银行可以了解每个人的名声。“bank”是可数名词，与“lenders”（复数）并列，用复数形式banks。应填banks。 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Nowadays people use money every day. It is very important in our 1 (social) and life. Without money, you cannot buy anything you want. But 2 (actual), few people know the history of money. Long ago, people did not need money. They lived on wild animals, fruits and other plants. As time 3 (pass), people learned to grow plants and keep animals. Sometimes, families produced more things than they needed, so they started to sell 4 (they) to others. Later, people began to use money, 5 it was not the kind of money we use today. They used shells, rice, salt, large stones, etc. During the 600s BC, people began using coins 6 money. They were 7 (easy) to carry. Later, countries started to make their own coins. The Chinese were 8 first to use paper money, probably as early as the late10th century. The Italian traveler Marco Polo told 9 (foreigner) about Chinese paper money when he visited China in the 1200s. Today, we have many ways to buy things. We not only use coins and paper money, but also use bank cards and mobile phones. 10 (pay) with a card or a phone is easier and safer than carrying a lot of “real” money. 【答案】 1．society 2．actually 3．passed 4．them 5．but 6．as 7．easier 8．the 9．foreigners 10．Paying 【导语】本文是一篇说明文，主要讲述了货币的历史与发展，从物物交换到现代电子支付的演变过程。 1．句意：金钱在我们的社会和生活当中非常重要。该处需填一个名词，放在形容词性物主代词our的后面，social的名词形式是society，符合“在社会和生活中”的语境。 2．句意：但事实上，很少有人了解货币的历史。该处修饰整个句子，需要副词，actual的副词形式为actually。 3．句意：随着时间的推移，人们学会了种植植物和饲养动物。本文讲述过去的历史，用一般过去时，pass的过去式为passed，as time passed是固定表达“随着时间的推移”。 4．句意：有时，家庭生产的东西超出了他们的需求，所以他们开始把多余的东西卖给其他人。动词sell后接人称代词宾格作宾语，they的宾格是them，指代前文生产的多余物品。 5．句意：后来，人们开始使用货币，但并不是我们今天所使用的这种货币。前文说人们开始使用钱，后文说不是我们如今使用的钱币，前后是转折关系，填连词but。 6．句意：公元前600年左右，人们开始使用硬币作为货币。此处是固定搭配use sth as sth，意为“把某物用作某物”，表示将硬币当作钱使用，填as。 7．句意：它们便于携带。此处隐含和早期笨重的货币形式对比，硬币更容易携带，用easy的比较级easier，符合语境。 8．句意：中国人是最早使用纸币的，可能最早在10世纪末就开始使用了。序数词first前需要加定冠词the，the first to do sth表示“第一个做某事的”，符合语法规则。 9．句意：意大利旅行家马可·波罗在13世纪访问中国时，向外国人讲述了中国的纸币。foreigner是可数名词，此处表示泛指多个外国人，用复数形式foreigners。 10．句意：用卡或手机支付比携带大量现金更容易、更安全。空格处在句中作主语，需要用pay的动名词形式Paying，句首首字母需大写。 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Different people have different 1 (opinion)  on money management (管理) for children. Some people think  children should  learn how to manage money. They  should realize the 2 (important) of money, because parents work hard to make money so that they can live a better life. As everyone will have access to (接触) money when they grow up, it’s 3 (help) for children to develop money management skills from an early age. However,  other people  disagree. They  think  children  are  too  young  to  clearly understand the value  of money. Children  should pay more  attention 4 their studies, and learn money management in their future life. Besides, they really can’t control 5 (they) when they see something they like. When I was young, my parents 6 (tell) me I should learn how to manage money. They were very strict about spending money. 7 it didn’t mean I couldn’t spend money. They always reminded me not to use all the money on the 8 (one) day of every month, so I would still have money for the following days. I knew they wanted me to learn to use money 9 (wise). I listened to them. And I developed 10 good habit of planning my spending carefully. 【答案】 1．opinions 2．importance 3．helpful 4．to 5．themselves 6．told 7．But 8．first 9．wisely 10．a 【导语】本文围绕儿童理财观念展开讨论，介绍了不同人的不同看法，并结合作者自身经历，表达了从小培养理财规划习惯的益处。 1．句意：不同的人对于儿童理财有着不同的看法。different后接可数名词复数，opinion的复数形式为opinions。 2．句意：他们应当明白金钱的重要性，因为父母辛苦赚钱只为过上更好的生活。定冠词the后需接名词，important的名词形式为importance。 3．句意：既然每个人长大后都会接触金钱，从小培养理财技能对孩子来说是很有帮助的。it’s+形容词+for sb.为固定句型，help的形容词形式helpful表示“有帮助的”。 4．句意：孩子们应当更加专注于学业，理财可以在以后的生活中再学习。固定搭配pay attention to表示“注意、专注于”，应填to。 5．句意：而且，当孩子们看到自己喜欢的东西时，根本无法控制自己。 主语和宾语指代一致，需使用反身代词，they的反身代词为themselves。 6．句意：在我小时候，父母就告诉我要学会理财。整体叙述过去的经历，使用一般过去时，tell的过去式为told。 7．句意：他们在花钱方面对我要求严格，但这并不意味着我不能花钱。前文说父母花钱管控严格，后文转折表示并非不许花钱，此处表转折关系，应填But。 8．句意：他们总是提醒我不要在每月第一天就把钱全部花光，这样之后的日子也有钱可用。 表示顺序第一，one需变为序数词first。 9．句意：我知道他们是想让我学会理智用钱。此处需要副词修饰动词use，wise的副词形式为wisely，表示“明智地”。 10．句意：我听从了他们的教导，也养成了仔细规划开销的好习惯。habit为可数名词单数，此处表泛指一个好习惯，应填不定冠词a。 请认真阅读下面短文，在答题卷标有题号的横线上，填入一个适当的单词或括号内单词的正确形式。 Many middle school students get pocket money from their parents every week. It is helpful for us to learn how to manage money 1 (wise). First, we should make a plan before spending. We can divide our pocket money 2 three parts: for daily needs, for fun, and for saving. For example, we can spend some on school things like 3 (notebook) or pens, some on healthy snacks or books we like, and put 4 rest into a piggy bank. It is not wise to buy too much junk food 5 expensive toys just to follow others. We must think 6 (two): “Do I really need this?” before opening our wallet. This helps us avoid 7 (waste) money on things we don’t need. It is important to have good habits of saving. We can put some money away for future use. Saving money teaches us to value our 8 (parent) hard work and develop a strong sense of duty. In a word, using pocket money in a right way helps us grow up 9 (well) than before. It not only makes our life more 10 (organize) but also helps us form good ideas about spending and saving. 【答案】 1．wisely 2．into 3．notebooks 4．the 5．or 6．twice 7．wasting 8．parents’ 9．better 10．organized 【导语】本文围绕中学生如何合理使用零花钱展开，介绍了制定消费计划、理性消费和养成储蓄习惯的重要性。 1．句意：学会如何明智地理财对我们来说是有帮助的。此处需用副词修饰动词manage，wise的副词形式为wisely。 2．句意：我们可以把零花钱分成三部分：日常开销、娱乐和储蓄。固定搭配divide...into...“把……分成……”，故填介词into。 3．句意：例如，我们可以花一些钱在笔记本或钢笔等学习用品上。like后接的例子pens为复数形式，notebook也需用复数形式notebooks。 4．句意：剩下的钱存进存钱罐。固定搭配the rest“剩余的部分”，故填定冠词the。 5．句意：仅仅为了跟风就买太多垃圾食品或昂贵的玩具是不明智的。此处表示并列选择关系，连接“junk food”和“expensive toys”，故填连词or。 6．句意：在打开钱包之前，我们必须再三思考：“我真的需要这个吗？”固定搭配think twice“再三考虑”，two的副词形式twice符合语境。 7．句意：这有助于我们避免在不需要的东西上浪费钱。固定搭配avoid doing sth.“避免做某事”，waste的动名词形式为wasting。 8．句意：存钱教会我们珍惜父母的辛勤劳动，并培养强烈的责任感。此处表示“父母的辛勤劳动”，需用复数名词的所有格形式，parent的复数为parents，所有格形式为parents’。 9．句意：总之，正确使用零花钱有助于我们比以前成长得更好。根据“than before”可知，此处需用副词的比较级，well的比较级为better。 10．句意：它不仅让我们的生活更有条理，还帮助我们形成关于消费和储蓄的良好观念。此处需用形容词作宾语补足语，organize的形容词形式为organized，意为“有条理的”。 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Money is something we use every day to buy things. Each country has 1 (it) own money, and 2 (give) its money a special name. In Australia, the money is called the Australian dollar. It has 3 (color) notes with pictures of animals, like kangaroos. When you go 4 (shop) in Australia, you need to pay in Australian dollars. In India, people use the rupee. One rupee is divided   5 100 paise, but paise coins are not used much now. 6 you visit India, you will see many rupee notes in different 7 (size). The pound sterling is the currency of the UK. People often call it the pound for short. A pound is worth more than a dollar, so you get 8 (few) pounds when you change dollars into pounds. 9 (learn) about different currencies is useful, 10 (especial) when you travel. It helps you know how much things cost and how to count money correctly. 【答案】 1．its 2．gives 3．colorful 4．shopping 5．into 6．If/When 7．sizes 8．fewer 9．Learning 10．especially 【导语】本文介绍了澳大利亚、印度、英国的货币，以及了解不同货币在旅行中的作用。 1．句意：每个国家都有自己的货币。修饰名词“own money”，要用it的形容词性物主代词形式its，表示“它的”。 2．句意：每个国家都有自己的货币，并赋予其特殊的名称。and连接两个并列的谓语动词，has是一般现在时的第三人称单数形式，因此give也用第三人称单数形式gives。 3．句意：它拥有色彩鲜艳的纸币，上面印有动物图案，比如袋鼠。‌修饰名词“notes”，要用color的形容词形式colorful，表示“色彩鲜艳的”。 4．句意：在澳大利亚购物时，你需要用澳元支付。go shopping是固定短语，意为“去购物”，所以填shopping。 5．句意：1卢比等于100派沙，但现在派沙硬币已很少使用了。‌divide ... into ... 是固定短语，意为“把……分成……”，这里表示一卢比被分成100派萨，故填into。 6．句意：当你去印度旅游时，会看到许多不同尺寸的卢比纸币。/如果你去印度旅游，会看到许多大小不同的卢比纸币。“you visit India”是一个条件或时间状语，“如果你/当你访问印度时”，可以用If引导条件状语从句，也可以用When引导时间状语从句，所以填If或When。 7．句意：当你去印度旅游时，会看到许多不同尺寸的卢比纸币。/如果你去印度旅游，会看到许多大小不同的卢比纸币。different后接可数名词复数形式，size表示“尺寸；大小”，所以用sizes。 8．句意：1英镑的价值超过1美元，因此用美元兑换英镑时，得到的英镑数量会更少。‌根据前文“A pound is worth more than a dollar”可知，当把美元换成英镑时，得到的英镑数量更少，few的比较级是fewer，所以填fewer。 9．句意：了解不同的货币很有用。分析句子结构，“ … (learn) about different currencies”是句子的主语，动词作主语要用动名词形式，所以填Learning。 10．句意：了解不同的货币很有用，尤其是在旅行时。了解不同的货币很有用，尤其是在旅行时。修饰整个句子“when you travel”，要用especial的副词形式especially，表示“尤其；特别”。 ◇考点 02 重难语篇提升练 阅读短文，在空白处填入一个适当的单词或用括号内所给词的正确形式填空，使短文通顺、连贯。 The idea of paper money first appeared in China 1,000 years ago. At that time, feiqian, an early form of paper-based exchange certificate, 1 (use) as a promise to pay rather than real paper money. During the Northern Song Dynasty, official jiaozi was issued (发行) and soon became widely used. It is considered the 2 (world) first official paper money. And now, China may become one of the first 3 (true) cashless societies. I live in China, and I travel outside the country from time to time. In China, I never carry my wallet with me, and I don’t even carry cash. However, when I go to other countries, it is 4 different story. Before travelling, I need 5 (make) sure my credit card is in my wallet, which is something I almost never do in China. Cash is still legal tender (法定货币) across China, 6 only a few people use it today. If we pay with a 100-yuan note, it’s possible that some small stores or taxi drivers may not be able to break it to give change (零钱). Since the introduction of the smartphone, many of us 7 (stop) carrying wallets because almost everything can be done on the phone. But now, even more convenient ways, like facial recognition (面部识别), are here. We can pay in many places 8 even taking out our phones． Countries such as Sweden and Norway mostly use credit cards and debit cards, which allow people to “touch and go”. The 9 (convenient) is hard to beat, but cards are still carried in wallets. Once again, China goes a step further and finds even 10 (easy) payment methods. 【答案】 1．was used 2．world’s 3．truly 4．a 5．to make 6．but 7．have stopped 8．without 9．convenience 10．easier 【导语】本文主要介绍了纸币起源于中国，如今中国走在无现金支付前沿；作者对比国内外消费习惯，点明国内依托手机、刷脸实现便捷无现金消费，相较欧美刷卡模式，支付方式更简便。 1．句意：在当时，飞钱作为早期纸质汇兑凭证，被用作兑付凭据，而非真正的纸币。主语feiqian和use是被动关系，故用被动语态；At that time是过去的时间，本句用一般过去时，一般过去时的被动语态结构为was+过去分词。故填was used。 2．句意：它被公认为世界上第一种官方纸币。本空修饰名词paper money，需用形容词或名词所有格。world’s是名词所有格，表示“世界的”，符合语境。 3．句意：现如今，中国或将率先成为真正实现无现金化的国家之一。本空修饰形容词cashless，应用副词。故填truly。 4．句意：但去往其他国家时，情况就截然不同了。story是可数名词单数形式，前面需加冠词。a different story是固定搭配，意为“另一回事，不一样的情况”。故填a。 5．句意：出行前，我总要确认信用卡装在钱包里，这是我在国内几乎不会做的事。need在肯定句中作实义动词而非情态动词，need to do sth.是固定搭配，意为“需要去做某事”。在need doing sth.的固定搭配中主语只能是物不能是人，故填to make。 6．句意：在中国，现金依旧是法定流通货币，可如今只有极少数人还在使用。前面的“Cash is still legal tender (法定货币) across China”和后面的“only a few people use it today”是转折关系，且空格后无逗号，故填表示转折的连词but。 7．句意：智能手机普及之后，很多人不再随身带钱包，几乎所有消费都能在手机上完成。由Since可知本句用现在完成时，结构为have/has+过去分词。主语many of us是复数，助动词用have，故填have stopped。 8．句意：我们在不少场所不用掏出手机就能完成付款。根据前一句“But now, even more convenient ways, like facial recognition (面部识别), are here.”可知，本句的句意为“我们不用掏出手机就能完成付款”，without doing sth.是固定搭配，意为“不用做某事”。故填without。 9．句意：这种支付的便捷度很难被超越，但当地人依旧会把银行卡放在钱包里。本句缺少主语，空格处填一个名词。故填convenience。 10．句意：中国更进一步，探索出了更为简便的支付手段。根据前半句“China goes a step further”以及空前的even可知，本空用比较级。故填easier。 阅读下面短文, 在空白处填入1个适当的单词或括号内单词的正确形式。 Li Weiqi, a 24-year-old man working in Shenzhen, is smart with his money. When he 1 (eat) out after work, he seldom pays full price. He always uses apps to get discounts (折扣). Last week, he needed 2 e-bike to go to work, but new ones cost too much. He 3 (end) up buying a nice used e-bike on Xianyu－it only cost a quarter of the new one’s price. Li is not alone. More and more young people like him are choosing to be smart spenders and this trend (趋势) 4 (grow) stronger now. Buying second-hand things is 5 (they) first money-saving secret. On platforms, they can find almost anything in good condition at much 6 (low) prices. This not only saves money, but it’s also good 7 the environment. Their second secret is looking for discounts. They are good at using apps   8 (find) discounts on food, clothes, daily services and more. They often scan QR codes for cash rewards or wait for big sales on different platforms. Why do they do this? They want to use the saved money to do more important things, for example, learning new 9 (skill), traveling, or even saving for their future. For these young people, being 10 (care) with money isn’t being mean. It’s about making smart choices to live a better life. 【答案】 1．eats 2．an 3．ended 4．is growing 5．their 6．lower 7．for 8．to find 9．skills 10．careful 【导语】本文讲述了像李伟奇这样的年轻人通过买二手物品和用APP找折扣来精明消费，从而把省下的钱用于学习、旅行等重要事情，体现了“谨慎花钱不是小气，而是明智生活选择”的观点。 1．句意：他下班后外出吃饭时，很少付全价。从句缺少谓语动词，且由主句谓语动词pays可知，此处时态应为一般现在时；主语he为第三人称单数，所以填eats。 2．句意：上周，他需要一辆电动自行车去上班，但新车太贵了。e-bike为可数名词单数，且以元音音素开头，所以填an。 3．句意：他最终在闲鱼上买了一辆不错的二手电动自行车——价格只有新车的四分之一。本句缺少谓语动词；由前句的时间状语Last week，可知动作发生在过去，应用一般过去时，所以填ended。 4．句意：如今越来越多像他一样的年轻人选择做精明消费者，而且这个趋势正变得更强。句中缺少谓语动词，应用提示词的动词形式。由时间状语now和语境表明当前正在发展的趋势，时态应用现在进行时。主语this trend为单数，所以填is growing。 5．句意：买二手东西是他们的第一个省钱秘诀。修饰名词secret，需用形容词性物主代词；they对应的形式是 their。 6．句意：在平台上，他们几乎可以找到任何状况良好且价格低得多的东西。much修饰比较级；low的比较级是 lower，表示“更低的价格”。 7．句意：这不仅省钱，而且对环境也有好处。固定搭配be good for，意为“对……有益”。此处缺少介词，应填for。 8．句意：他们擅长使用应用程序来寻找食品、服装、日常服务等方面的折扣。本句已有谓语动词are，所以此处应用非谓语动词。根据句意可知，使用应用程序的目的是寻找低折扣的东西，所以此处应用不定式表目的状语，即to do的结构。所以填to find。 9．句意：他们想用省下来的钱做更重要的事，比如学习新技能、旅游，甚至为未来储蓄。skill为可数名词，其前没有冠词修饰，所以此处应用复数形式，表示“多种技能”。应填skills。 10．句意：对这些年轻人来说，花钱谨慎并不是小气。系动词being后接形容词，care的形容词形式为careful表示“谨慎的”；与后文“不是小气”形成对比，符合文意。应填careful。 学科网（北京）股份有限公司 $ Unit 2 On the money 单元话题语法填空练习 单元话题：金钱与理财 本资料共10篇专题训练，从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础，巩固自我 重难语篇提升练 专注提升，挑战自我 ◇考点 01 基础语篇巩固练 Do you have pocket money? I think many 1 (child) have it. For me, having pocket money means that I can make 2 (I) own choices. I can also learn something I’m interested in. Money doesn’t grow on trees, so we should use it 3 (wise). So far, I 4 (save) 500 yuan already. Half of my money 5 (put) into my piggy bank every month—it’s much safer than keeping it in my schoolbag. When I want to buy something, I’ll ask its price at first and think 6 (two). Last week, I 7 (find) a pretty toy, but it’s too expensive for me. 8 I loved it very much, I still left without buying it. My mum praised me for this when I got home. Pocket money can not only help us buy the things we want, but also teach us 9 valuable life lesson. I hope that when I grow up, I’ll make money by myself and use it to make a 10 (different). It’s always a happy moment to get some pocket money. But have you ever thought about how to spend your pocket money 1 (wise)? Now let’s check out the following tips and learn to spend your money in a better way, Make a list. We all have a lot of 2 (thing) that we want. But do you really need them that much? That’s why it is suggested making a list before you spend money. Start with the thing you want 3 (much). You can also write down about how much it costs or how important it is in your life. By doing this, you will see if it is necessary to buy it. Help others. How about being more selfless (无私的) and 4 (use) our pocket money to help others? We all know that many people in the world are 5 need of our help. So consider using your pocket money to do something useful and helpful, to feel how you can make a 6 (different). Save as much 7 you can. There is an old saying, “Money doesn’t grow on trees.” If you spend all your pocket money all at once, you’ll have no money until your next “pay day”. Get 8 piggy bank (存钱罐) or ask your parents to start a savings account for you. Someday when you look back, you’ll get a strong sense of achievement by saving so much by 9 (you)! Just remember: every coin 10 (matter). 用所给词的正确形式填空，或根据语境提示填入恰当的词语，使短文完整、通顺。 Money is very important in our life. Long ago, people didn’t use money. They 1 (trade) things with each other. Later, they used shells, salt and cattle as money. Now we have coins, paper money and even digital money. We can pay 2 mobile phones. As students, we should use money 3 (wise). We can make a budget. We should save some money 4 future use. Don’t spend 5 (many) money on snacks or useless things. We need money 6 our daily life, but it isn’t everything. We should study hard and make our life better. We can help 7 (other) with our pocket money. It’s important for us 8 (learn) how to spend money wisely. Different people have different habits of 9 (spend) money. Try to make good use of it. Don’t buy things just because they are popular. 10 (save) money is a good habit. It can make our life much more wonderful. 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 There are too many inventions in the world. Money 1 (be) one of the most important inventions in human history. It helps people to trade(交易). But before money, trades were made 2 (different) in ancient times. Imagine that you had a pair of shoes. 3 one of your friends needed shoes, you might give him 4 (you). Your friend would then be in debt (负债) to you. Later, you might have no food to eat, and your friend might share some of his food with you. This system served humans well for 5 long time. The key to this system is that it requires trust. I need to know the reputation (名声) of the person that I am 6 (lend) something to. I need to trust him to pay me back. If not, we can’t trade. As the need for trading 7 (grow), the old system of exchange failed. And then the need for money developed. Suppose you lived in Rome in the 8 (one) century and needed someone to help you. The person didn’t know you. He couldn’t trust you to pay your debts, and he didn’t need to trust you. You paid 9 gold and silver coins. You could trade them with strangers for whatever you wanted. Nowadays, the monetary system once again depends on credits and debts. But the lenders and the 10 (bank) can know everyone’s reputation. They know our credit history. They also know our spending habits. They know us well enough to lend us money, even if they don’t actually know us. 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Nowadays people use money every day. It is very important in our 1 (social) and life. Without money, you cannot buy anything you want. But 2 (actual), few people know the history of money. Long ago, people did not need money. They lived on wild animals, fruits and other plants. As time 3 (pass), people learned to grow plants and keep animals. Sometimes, families produced more things than they needed, so they started to sell 4 (they) to others. Later, people began to use money, 5 it was not the kind of money we use today. They used shells, rice, salt, large stones, etc. During the 600s BC, people began using coins 6 money. They were 7 (easy) to carry. Later, countries started to make their own coins. The Chinese were 8 first to use paper money, probably as early as the late10th century. The Italian traveler Marco Polo told 9 (foreigner) about Chinese paper money when he visited China in the 1200s. Today, we have many ways to buy things. We not only use coins and paper money, but also use bank cards and mobile phones. 10 (pay) with a card or a phone is easier and safer than carrying a lot of “real” money. 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Different people have different 1 (opinion)  on money management (管理) for children. Some people think  children should  learn how to manage money. They  should realize the 2 (important) of money, because parents work hard to make money so that they can live a better life. As everyone will have access to (接触) money when they grow up, it’s 3 (help) for children to develop money management skills from an early age. However,  other people  disagree. They  think  children  are  too  young  to  clearly understand the value  of money. Children  should pay more  attention 4 their studies, and learn money management in their future life. Besides, they really can’t control 5 (they) when they see something they like. When I was young, my parents 6 (tell) me I should learn how to manage money. They were very strict about spending money. 7 it didn’t mean I couldn’t spend money. They always reminded me not to use all the money on the 8 (one) day of every month, so I would still have money for the following days. I knew they wanted me to learn to use money 9 (wise). I listened to them. And I developed 10 good habit of planning my spending carefully. 请认真阅读下面短文，在答题卷标有题号的横线上，填入一个适当的单词或括号内单词的正确形式。 Many middle school students get pocket money from their parents every week. It is helpful for us to learn how to manage money 1 (wise). First, we should make a plan before spending. We can divide our pocket money 2 three parts: for daily needs, for fun, and for saving. For example, we can spend some on school things like 3 (notebook) or pens, some on healthy snacks or books we like, and put 4 rest into a piggy bank. It is not wise to buy too much junk food 5 expensive toys just to follow others. We must think 6 (two): “Do I really need this?” before opening our wallet. This helps us avoid 7 (waste) money on things we don’t need. It is important to have good habits of saving. We can put some money away for future use. Saving money teaches us to value our 8 (parent) hard work and develop a strong sense of duty. In a word, using pocket money in a right way helps us grow up 9 (well) than before. It not only makes our life more 10 (organize) but also helps us form good ideas about spending and saving. 阅读下面短文，根据语境或所给单词的提示，在每个空格内填入一个恰当的词，要求所填的词意义准确、形式正确，使短文意思完整、行文连贯。 Money is something we use every day to buy things. Each country has 1 (it) own money, and 2 (give) its money a special name. In Australia, the money is called the Australian dollar. It has 3 (color) notes with pictures of animals, like kangaroos. When you go 4 (shop) in Australia, you need to pay in Australian dollars. In India, people use the rupee. One rupee is divided   5 100 paise, but paise coins are not used much now. 6 you visit India, you will see many rupee notes in different 7 (size). The pound sterling is the currency of the UK. People often call it the pound for short. A pound is worth more than a dollar, so you get 8 (few) pounds when you change dollars into pounds. 9 (learn) about different currencies is useful, 10 (especial) when you travel. It helps you know how much things cost and how to count money correctly. ◇考点 02 重难语篇提升练 阅读短文，在空白处填入一个适当的单词或用括号内所给词的正确形式填空，使短文通顺、连贯。 The idea of paper money first appeared in China 1,000 years ago. At that time, feiqian, an early form of paper-based exchange certificate, 1 (use) as a promise to pay rather than real paper money. During the Northern Song Dynasty, official jiaozi was issued (发行) and soon became widely used. It is considered the 2 (world) first official paper money. And now, China may become one of the first 3 (true) cashless societies. I live in China, and I travel outside the country from time to time. In China, I never carry my wallet with me, and I don’t even carry cash. However, when I go to other countries, it is 4 different story. Before travelling, I need 5 (make) sure my credit card is in my wallet, which is something I almost never do in China. Cash is still legal tender (法定货币) across China, 6 only a few people use it today. If we pay with a 100-yuan note, it’s possible that some small stores or taxi drivers may not be able to break it to give change (零钱). Since the introduction of the smartphone, many of us 7 (stop) carrying wallets because almost everything can be done on the phone. But now, even more convenient ways, like facial recognition (面部识别), are here. We can pay in many places 8 even taking out our phones． Countries such as Sweden and Norway mostly use credit cards and debit cards, which allow people to “touch and go”. The 9 (convenient) is hard to beat, but cards are still carried in wallets. Once again, China goes a step further and finds even 10 (easy) payment methods. 阅读下面短文, 在空白处填入1个适当的单词或括号内单词的正确形式。 Li Weiqi, a 24-year-old man working in Shenzhen, is smart with his money. When he 1 (eat) out after work, he seldom pays full price. He always uses apps to get discounts (折扣). Last week, he needed 2 e-bike to go to work, but new ones cost too much. He 3 (end) up buying a nice used e-bike on Xianyu－it only cost a quarter of the new one’s price. Li is not alone. More and more young people like him are choosing to be smart spenders and this trend (趋势) 4 (grow) stronger now. Buying second-hand things is 5 (they) first money-saving secret. On platforms, they can find almost anything in good condition at much 6 (low) prices. This not only saves money, but it’s also good 7 the environment. Their second secret is looking for discounts. They are good at using apps   8 (find) discounts on food, clothes, daily services and more. They often scan QR codes for cash rewards or wait for big sales on different platforms. Why do they do this? They want to use the saved money to do more important things, for example, learning new 9 (skill), traveling, or even saving for their future. For these young people, being 10 (care) with money isn’t being mean. It’s about making smart choices to live a better life. 学科网（北京）股份有限公司 $