Unit 2 On the money 单元话题完形填空10篇-2026-2027学年九年级英语上册单元练习（外研版）

**基本信息** 聚焦“金钱与理财”主题，通过10篇分层完形填空构建从基础到重难的系统化训练，融合语言能力培养与理财思维塑造。 **专项设计** |模块|题量/典例|题型特征|知识逻辑| |----|-----------|----------|----------| |基础语篇巩固练|8篇|以个人零花钱管理、简单预算等基础场景为主，考查高频词汇辨析与上下文理解|从日常消费（如Peter购物、Tom预算）到支付方式演变，逐步建立理财基本概念，培养语言理解能力| |重难语篇提升练|2篇|涉及投资、技能交换等复杂情节，需深层分析人物行为与理财观念|通过Julia学琴、Peter打工等典例，拓展至金钱价值与人生规划，提升思维品质与问题解决能力|

Unit 2 On the money 单元话题完形填空练习 单元话题：金钱与理财 本资料共10篇专题训练，从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础，巩固自我 重难语篇提升练 专注提升，挑战自我 ◇考点 01 基础语篇巩固练 Peter, a schoolboy, has a good way to manage his own money. When he was six, his mother started giving him pocket money. At first, he didn’t know how to 1 it, but he quickly learned. When he turned seven, he 2 £7 a week. Now at the age of fifteen, he gets £15 every week. He has the 3 in pocket money because he spends money wisely. There is a shopping mall near Peter’s home. On weekends, he often watches exciting movies with his friends or takes his little brother to the play center. He also buys small 4 for his grandparents when he visits them. Sometimes, he takes a one-hour bus ride to visit museums and zoos in another town. When he saves enough money, he goes to bookstores to buy books and 5 them to children in need. Peter also sets goals for his 6 . Last year, he saved for a new bicycle, and this year, he is saving for a school trip. His mother encourages him to keep a notebook to record his spending. “This way, he can see where his money goes and make better 7 ,” she explains. Peter’s mother is proud of how he manages his money. She believes that giving him pocket money is a 8 choice. “This habit can help him learn to manage money better,” she says. She even suggests that parents should start giving pocket money to children as 9 as age four. “Learning to 10 money is an important life skill,” she adds. 1．A．spend B．keep C．save D．count 2．A．made B．received C．found D．lost 3．A．increase B．decrease C．management D．development 4．A．toys B．cards C．presents D．flowers 5．A．donate B．sell C．read D．collect 6．A．lending B．saving C．spending D．giving 7．A．changes B．choices C．lists D．friends 8．A．creative B．simple C．difficult D．smart 9．A．soon B．late C．early D．often 10．A．fight for B．deal with C．depend on D．believe in 根据短文内容，从A、B、C、D四个选项中选出一个能填入相应空格内的最佳答案，并把答题卡上对应题目的答案标号涂黑。 How did people pay before the Internet came into being? There was only one way of 1 : to pay in cash. People had to take their wallets when they went shopping. When paying the 2 , they might make a mistake in counting money. What’s worse, sometimes they were worried about the 3 of their money and had to protect it from thieves (小偷). 4 information technology develops, payment has become much easier. People can choose different ways to pay for things. If you travel abroad, paying by credit card is not only easy and fast, but also safe. 5 money is becoming more and more popular now. In China, people can pay for 6 everything through their mobile phones. There are also other ways to pay. For example, you can pay by scanning your face or just by tapping (轻拍) your phone. All these methods make paying very 7 . What will money look like in the future? Will there be more payment methods 8 ? We may not have answers 9 those questions. But digital money will continue to 10 in some form. 1．A．payment B．education C．agreement D．development 2．A．menu B．style C．price D．bill 3．A．credit B．value C．safety D．height 4．A．If B．As C．Although D．Unless 5．A．Lucky B．Real C．Digital D．Popular 6．A．almost B．suddenly C．heavily D．actually 7．A．convenient B．electronic C．comfortable D．necessary 8．A．in time B．all the time C．on time D．over time 9．A．for B．to C．at D．through 10．A．invent B．control C．continue D．exist 阅读下面短文，从每小题所给的A、B、C三个选项中，选出可以填入空白处的最佳答案。 As an engineer in a big company, Jack had a good income. However, he never made a monthly budget and usually spent all his money every month. He often ate a lot of snacks and paid more than two thousand yuan for games every month. As a result, he had no savings (积蓄) at all and didn’t know the 1 of money. One day, there was something wrong with his computer. He had no money to 2 it. At last, he had to borrow some money 3 his workmate. He felt very embarrassed (尴尬的). That night, his grandmother gave him an old piggy bank. She said, “If you never save, you’ll never have money when you are in 4 .It is important to manage money.” After that, Jack decided to make a 5 . He started writing down every cost. He found he spent too much on 6 things. So he cut back on snacks and useless goods. He saved as much money as possible and tried to keep a balance between his income and spending. 7 he worked hard on managing money, his savings grew quickly. After six months, he wanted to take a useful course to 8 himself. The course cost 18,000 yuan. This time, he had 9 money. He finished the course successfully, and his income became much higher. Later, he used his savings to help his parents buy a new house. Jack 10 learned that saving money is really important. It is a good habit and brings him a strong sense of achievement. 1．A．value B．shape C．price 2．A．buy B．fix C．sell 3．A．from B．to C．of 4．A．surprise B．peace C．emergencies 5．A．chance B．change C．case 6．A．unnecessary B．unknown C．unusual 7．A．Though B．If C．As 8．A．enjoy B．improve C．introduce 9．A．little B．no C．enough 10．A．suddenly B．directly C．finally 阅读下面短文，从A、B、C、D四个选项中选出最佳选项。 Mary and her cousins got some coins from their grandfather every month. Most of them spent all the money quickly. None of them 1 it. Their parents thought this was not good, so they decided to have a 2 . They wanted to see what the children could get with the coins within a year. Tom, the smallest kid, spent all his money on sweets. Jim was strong-willed. He saved every 3 . He was the clear winner. Mary loved the violin, but her family couldn’t 4 violin lessons for her. So Mary went to her neighbour, a violinist. She offered him all the coins, 5 the violinist to teach her how to play. It wasn’t much money, but seeing Mary’s 6 , the violinist agreed. He taught her happily for months. Later, the two played together in the park. They were very successful, and Mary was able to buy her own violin. Years later, Mary became a very famous 7 . Mary’s story tells us that money can be used in different ways. Using money 8 can help us achieve our goals. We should learn to 9 our pocket money and make good 10 . 1．A．saved B．spent C．exchanged D．donated 2．A．sale B．test C．trade D．goal 3．A．dollar B．cent C．pound D．coin 4．A．afford B．manage C．achieve D．desire 5．A．asking B．to ask C．asked D．asks 6．A．excitement B．disappointment C．sadness D．curiosity 7．A．doctor B．soldier C．violinist D．teacher 8．A．patiently B．wisely C．curiously D．disappointedly 9．A．waste B．manage C．refuse D．transfer 10．A．decisions B．mistakes C．collections D．patents 请通读下面短文，掌握其大意，从每小题所给的四个选项中选出一个最佳答案。 Tom was a 12-year-old boy. His parents gave him 10 yuan every week as pocket money. But Tom always spent all his money 1 the first three days. He bought lots of snacks, toys and games that he didn’t really need. His parents were 2 about him and decided to teach him a lesson. One day, Tom’s mother said, “Tom, we will give you only 5 yuan this week. You have to learn to 3 your money well.” Tom was very unhappy, but he had to agree. On Monday, Tom spent 2 yuan 4 a hamburger. He was still hungry, but he had only 3 yuan left. On Tuesday, he wanted to buy a new toy car, but it cost 10 yuan. He had to 5 . On Wednesday, his best friend invited him to watch a movie, but the ticket was 4 yuan. Tom couldn’t go 6 he didn’t have enough money. He felt very sad. That evening, Tom’s mother sat down with him and said, “Now do you know 7 it is important to manage money? If you plan your spending 8 , you can buy the things you really need and even save some for fun.” Tom nodded. From then on, he started to make a budget for his pocket money. He 9 some for snacks, some for books and some for savings. Sometimes, he even donated a little money to charity. Now, Tom not only has enough money for his needs, 10 also learns the true value of money. 1．A．in B．on C．at D．for 2．A．happy B．excited C．worried D．angry 3．A．save B．spend C．manage D．earn 4．A．on B．for C．to D．with 5．A．give up B．take away C．put off D．try on 6．A．so B．because C．but D．though 7．A．what B．how C．why D．when 8．A．carefully B．quickly C．easily D．loudly 9．A．divided B．separated C．cut D．spent 10．A．and B．but C．or D．so If you had a monthly income (收入) of 15,000 yuan, how much of it would you spend? And how would you save? Many people find budgeting (制定预算) 1 . They turn to popular budgeting apps, only to forget about them by the third day. Why not follow the 50/30/20 method? It is one of the most effective and simple budgeting methods around. According to this method, you should divide your monthly income into three 2 : 50% for “needs”, 30% for “wants”, and 20% for “savings”. “Needs” refers to the bills that you must 3 and the necessary things for survival. 4 , they include electricity and gas bills, transportation and food and drinks. These are “must-haves”. If you have to spend more than 50% of your income on your “needs”, you may need to 5 your lifestyle. For example, you may consider cooking at home, rather than eating out often. “Wants” refers to 6 costs. You choose to spend your money on these things, but could easily live without them. You could 7 at home instead of going to the sports center. You could watch sports on TV instead of getting tickets to the game. You could continue using your three-year-old backpack. 8 , you need to save 20% of your monthly income. Savings are 9 . You never know when you may lose your job or when an accident may take place. 10 the 50/30/20 method. It will help you live a happy life while making sure you have some savings to fall back on whenever you need them. 1．A．convenient B．difficult C．boring D．challenging 2．A．steps B．groups C．halves D．forms 3．A．pay B．buy C．return D．share 4．A．Suddenly B．Seriously C．Actually D．Simply 5．A．change B．enjoy C．improve D．create 6．A．unavailable B．uncertain C．unknown D．unnecessary 7．A．set out B．find out C．go out D．work out 8．A．As a result B．Last of all C．In short D．In general 9．A．popular B．important C．impossible D．limited 10．A．Develop B．Show C．Spread D．Try 阅读短文，理解其大意，从A、B、C、D四个选项中选出可以填入空白处的最佳选项。 Growing My Money Last year, Dad gave my older brother Hywel and me £300 each. “Well, it’s not your pocket money,” he said. “Don’t 1 it on sweets or anything like that. You should try to earn more money with that £300 in half a year. And before you have the 2 , you should tell me and your mom what you’re going to do with it.” Hywel moved first with a super idea. He bought some drones (无人机) and 3 them online. He invested (投资) the full £300. Within six months, he 4 a profit (利润) of £260—that’s a lot of money. “I also spent some of 5 profit,” Hywel admitted (承认), smiling from ear to ear. “I like both investing and spending! I bought clothes for myself.” What did I do? I thought it would be a good idea to 6 the example of a winner. I first invested £100 of my money in Hywel’s, my 7 drone business. Certainly, he could keep a small part of my profit. “But I’m best at money,” I remembered telling my dad. 8 , I made plans to invest the rest in currencies (货币). I’m not going to tell you any more, because how I made money is a(n) 9 secret. Dad has been teaching us important financial lessons ever since. He always tells us, “It’s really important to learn how to manage your money, or your money 10 managing you.” But it’s not a lesson we can learn at school. The news says that a quarter of young people in the U.K. leave secondary school (at around 16) without basic financial knowledge. I think we need to change that. 1．A．pay B．spend C．eat D．drink 2．A．weather B．information C．money D．paper 3．A．resold B．repeated C．returned D．rewrote 4．A．found B．learnt C．lost D．made 5．A．my B．your C．his D．her 6．A．follow B．move C．stop D．study 7．A．father’s B．mother’s C．brother’s D．sister’s 8．A．However B．Suddenly C．Instead D．Therefore 9．A．open B．top C．public D．funny 10．A．puts off B．gives up C．ends up D．goes on Money has a long history. Thousands of years ago, people used a barter system, like trading a cow for a horse. It worked well for a long time, but as the population 1 , life became more complicated. People needed a standard unit to measure the value of things, so the era of money began. Chinese people were the first to use money. They used 2 as money as early as 3,000 years ago. Later, they used copper and bronze to replace shells. In 1023, the world’s first paper money, jiaozi, 3 in Chengdu. In ancient Europe, people used gold and silver to make 4 . Around the 17th century, paper money became popular in Europe because it was easier to carry. In the early 19th century, the Bank of England introduced "gold-backed" paper money, which made people feel more 5 . Mary is a good example of managing money wisely. She loved the violin, but her family couldn’t 6 for her lessons. She saved all the coins her grandfather gave her and offered them to a violinist. The violinist taught her happily, and later Mary became a famous violinist. We should learn to manage our money 7 . We need to make a budget, save money, and use it for things that really 8 . Remember, money doesn’t grow on trees, so we should spend it 9 . True happiness is not in how much money we have, but in how we 10 it to make a difference. 1．A．fell B．rose C．changed D．stayed 2．A．shells B．stones C．coins D．paper 3．A．disappeared B．appeared C．improved D．changed 4．A．tools B．money C．coins D．gifts 5．A．secure B．worried C．nervous D．excited 6．A．cost B．spend C．pay D．take 7．A．carelessly B．wisely C．quickly D．easily 8．A．matter B．cost C．need D．want 9．A．carefully B．quickly C．carelessly D．easily 10．A．use B．save C．make D．borrow ◇考点 02 重难语篇提升练 Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. Their grandpa would 1 them a few coins. Then all the children would run off to buy 2 . One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money 3 . At the end of this year, tell me 4 you’ve used your money.” Ruben and Nico, the two smallest kids, continued spending their money all on sweets. Every time, they would 5 their sweets in front of the other children. This made Clara and Joe so 6 that these two could no longer keep saving their money. They soon joined Ruben and Nico. Monty was a clever boy. He 7 to manage his money by buying and selling things. Soon he made a lot of money. The way he was going, he would end up almost a 8 man. However, he began to spend his money on more and more 9 things for himself. A few months later, he didn’t have a penny (便士) left. Alex 10 all the coins he was given and at the end of the year, he collected more money than anyone else. He was the clear winner. Poor Julia didn’t have a penny on the day of the competition. She had 11 all her coins on her secret plan. Julia knew a poor violinist (小提琴家) who played in the park and she offered him all the coins for his 12 lessons. Although it wasn’t much money, the violinist agreed. After a year, the violinist lent her a violin so that they 13 play together in the park. Every month, they gave a small concert in the park with other musicians. They were so successful that she managed to buy 14 own violin. Finally, Julia became a famous violinist. She told us one of the most important 15 . It is we who shape our life and our future. 1．A．buy B．give C．build D．take 2．A．sweets B．drinks C．coins D．plans 3．A．kindly B．patiently C．wisely D．happily 4．A．how B．what C．when D．who 5．A．put off B．give off C．turn off D．show off 6．A．tired B．surprised C．angry D．calm 7．A．decided B．failed C．agreed D．wondered 8．A．poor B．rich C．kind D．weak 9．A．cheap B．old C．expensive D．soft 10．A．lost B．threw C．borrowed D．saved 11．A．cost B．paid C．spent D．took 12．A．piano B．violin C．guitar D．drum 13．A．could B．must C．should D．need 14．A．my B．her C．his D．your 15．A．causes B．problems C．replies D．lessons “Please, Dad,” asked Peter. “Can I have a new bike?” His dad shook his head. “You use things for weeks, and then 1 interest,” he said in a tired voice. “But I’ll use it every day!” Peter said. “Remember your sports shoes?” said his dad. “You don’t use them now.” Peter wouldn’t give up. “Is that OK if I 1 to use it every day?” “No,” said his dad simply, “You often change your mind. I don’t want to 2 money again.” Hearing this, Peter’s excitement disappeared. He went to his room 3 . It wasn’t fair! But soon he smiled, “Why not make money by 4 ?” He thought for a long time. He couldn’t get his birthday money until many months later. He 5 selling his old sports gear (装备). But it was broken and no one wanted it. Finally, he had a good 6 . “Dad!” he rushed into the kitchen, “I’ll make money myself by doing chores!” His dad looked up and 1 him, “Great! You can start now.” After that, Peter was very 2 . He cleaned windows, washed clothes… Every 3 went into his money box. Slowly, it became heavier. In order to earn more money, he put up job notices near his home. Soon he found jobs for his 4 . Finally, he had enough for a bike and safety gear. His dad was happy. “You’ve worked so hard,” he said. “I’ll pay for your gear.” But Peter looked at the floor, his face turning red. “Thanks, Dad… 1 I don’t want a bike anymore.” “What?” said his dad, surprised. Peter looked down. “Now, I know how 1 it is to make money. And maybe I don’t really want the bike that much. I should save this 2 for something I truly need later.” A smile spread across his dad’s face. “You learned something more valuable than riding a bike, son.” Peter nodded. He not only learned the value of money, but also how to 1 his own wants. He decided to spend money wisely from then on. 1．A．show B．find C．see D．lose 2．A．promise B．hope C．stop D．refuse 3．A．borrow B．waste C．use D．have 4．A．happily B．luckily C．angrily D．worriedly 5．A．myself B．yourself C．ourselves D．themselves 6．A．gave up B．thought of C．ended up D．dreamed of 7．A．idea B．reason C．order D．example 8．A．warned B．disagreed C．asked D．encouraged 9．A．free B．busy C．comfortable D．lazy 10．A．card B．toy C．dollar D．letter 11．A．neighbors B．visitors C．drivers D．classmates 12．A．but B．if C．or D．so 13．A．quick B．easy C．hard D．expensive 14．A．life B．luck C．time D．money 15．A．tell B．forget C．control D．meet 学科网（北京）股份有限公司 $ Unit 2 On the money 单元话题完形填空练习 单元话题：金钱与理财 本资料共10篇专题训练，从上到下依次按照难度分为基础语篇巩固练和重难语篇提升练 基础语篇巩固练 聚焦基础，巩固自我 重难语篇提升练 专注提升，挑战自我 ◇考点 01 基础语篇巩固练 Peter, a schoolboy, has a good way to manage his own money. When he was six, his mother started giving him pocket money. At first, he didn’t know how to 1 it, but he quickly learned. When he turned seven, he 2 £7 a week. Now at the age of fifteen, he gets £15 every week. He has the 3 in pocket money because he spends money wisely. There is a shopping mall near Peter’s home. On weekends, he often watches exciting movies with his friends or takes his little brother to the play center. He also buys small 4 for his grandparents when he visits them. Sometimes, he takes a one-hour bus ride to visit museums and zoos in another town. When he saves enough money, he goes to bookstores to buy books and 5 them to children in need. Peter also sets goals for his 6 . Last year, he saved for a new bicycle, and this year, he is saving for a school trip. His mother encourages him to keep a notebook to record his spending. “This way, he can see where his money goes and make better 7 ,” she explains. Peter’s mother is proud of how he manages his money. She believes that giving him pocket money is a 8 choice. “This habit can help him learn to manage money better,” she says. She even suggests that parents should start giving pocket money to children as 9 as age four. “Learning to 10 money is an important life skill,” she adds. 1．A．spend B．keep C．save D．count 2．A．made B．received C．found D．lost 3．A．increase B．decrease C．management D．development 4．A．toys B．cards C．presents D．flowers 5．A．donate B．sell C．read D．collect 6．A．lending B．saving C．spending D．giving 7．A．changes B．choices C．lists D．friends 8．A．creative B．simple C．difficult D．smart 9．A．soon B．late C．early D．often 10．A．fight for B．deal with C．depend on D．believe in 【答案】 1．A 2．B 3．A 4．C 5．A 6．B 7．B 8．D 9．C 10．B 【导语】本文主要介绍了Peter管理零花钱的方法，以及其母亲对儿童理财教育的看法。 1．句意：起初，他不知道如何花这些钱，但他很快就学会了。 根据前文“his mother started giving him pocket money”以及后文“but he quickly learned”可知，Peter最初对于妈妈给的零花钱是不知道如何“花钱”，后来逐渐学会管理零花钱，spend“花费”，符合语境。 2．句意：当他七岁的时候，他每周收到7英镑。 根据前文妈妈给彼得零花钱的背景，以及后文“十五岁每周得到15英镑”的对应，received意为“得到、收到”，符合语境；made“赚取”，found“发现”，lost“丢失”，均不符合妈妈给零花钱的设定。 3．句意：因为他花钱明智，他的零花钱数额得到了增长。 根据前文从7英镑到15英镑的变化，可知零花钱数量“增加”了。根据语境，increase意为“增长”，符合零花钱随理财能力提升而上涨的语境；decrease“减少”，management“管理”，development“发展”，均不符合此处零花钱数额变化的语义。 4．句意：当他去看望祖父母时，他也会给他们买小礼物。 根据探望长辈的日常场景，presents意为“礼物”，符合语境；toys“玩具”，cards“卡片”，flowers“花”，均不符合语境。 5．句意：当他攒够钱后，他会去书店买书，然后捐给有需要的孩子。 根据后文“to children in need”的提示，donate意为“捐赠”，符合语境；sell“卖”，read“读”，collect“收集”，均不符合帮助贫困孩子的语义逻辑。 6．句意：Peter也为他的储蓄设定目标。 根据后文“去年攒钱买新自行车，今年攒钱去学校旅行”的举例，saving意为“储蓄”，符合攒钱定目标的语境；lending“借出”，spending“花费”，giving“给予”，均不符合攒钱实现目标的语义。 7．句意：这样他就能看到他的钱花到哪里去了，并且做出更好的选择。 根据前文“he can see where his money goes”的逻辑，choices意为“选择”，make better choices为固定搭配，符合语境；changes“改变”，lists“清单”，friends“朋友”，均不符合语义逻辑。 8．句意：她认为给他零花钱是一个明智的选择。 根据前文Peter把钱管理得很好、妈妈为他骄傲的背景，smart意为“明智的”，符合妈妈对自己教育方式的肯定；creative“有创造力的”，simple“简单的”，difficult“困难的”，均不符合语境。 9．句意：她甚至建议家长应该早在孩子四岁的时候就开始给零花钱。 根据前文“从小培养理财习惯”的核心观点，early意为“早的”，as early as是固定搭配，符合越早培养越好的语义；soon“不久”，late“晚”，often“经常”，均不符合语境。 10．句意：学会处理钱是一项重要的生活技能。 结合全文讲孩子从小学习理财的主题，deal with意为“处理、应对”，符合核心语义；fight for“为……奋斗”，depend on“依靠”，believe in“相信”，均不符合语境。 根据短文内容，从A、B、C、D四个选项中选出一个能填入相应空格内的最佳答案，并把答题卡上对应题目的答案标号涂黑。 How did people pay before the Internet came into being? There was only one way of 1 : to pay in cash. People had to take their wallets when they went shopping. When paying the 2 , they might make a mistake in counting money. What’s worse, sometimes they were worried about the 3 of their money and had to protect it from thieves (小偷). 4 information technology develops, payment has become much easier. People can choose different ways to pay for things. If you travel abroad, paying by credit card is not only easy and fast, but also safe. 5 money is becoming more and more popular now. In China, people can pay for 6 everything through their mobile phones. There are also other ways to pay. For example, you can pay by scanning your face or just by tapping (轻拍) your phone. All these methods make paying very 7 . What will money look like in the future? Will there be more payment methods 8 ? We may not have answers 9 those questions. But digital money will continue to 10 in some form. 1．A．payment B．education C．agreement D．development 2．A．menu B．style C．price D．bill 3．A．credit B．value C．safety D．height 4．A．If B．As C．Although D．Unless 5．A．Lucky B．Real C．Digital D．Popular 6．A．almost B．suddenly C．heavily D．actually 7．A．convenient B．electronic C．comfortable D．necessary 8．A．in time B．all the time C．on time D．over time 9．A．for B．to C．at D．through 10．A．invent B．control C．continue D．exist 【答案】 1．A 2．D 3．C 4．B 5．C 6．A 7．A 8．D 9．B 10．D 【导语】本文介绍互联网出现前后人们支付方式的变化：过去人们只能现金支付，存在算账出错、钱财不安全等弊端；随着信息技术发展，信用卡、数字货币、手机扫码、刷脸等新式支付普及，支付变得便捷安全，最后展望未来，数字货币仍会以某种形式持续存在。 1．句意：过去只有一种支付方式：现金支付。 后文“to pay in cash（用现金付款）”对应payment；education“教育”、agreement“协议”、development“发展”，均不符合。 2．句意：结账付款时，他们数钱可能会出错。 句子描述支付场景，固定搭配pay the bill，意为“结账、付账单”；menu“菜单”、style“风格”、price“价格”，均不符合。 3．句意：更糟的是，有时他们担心钱财安全，还要提防小偷。 后文“protect it from thieves（保护钱财不被小偷偷走）”体现担心安全，safety意为“安全”，符合保护钱财的语境。credit“信用”、value“价值”、height“高度”，均不符合。 4．句意：随着信息技术发展，支付变得便捷很多。 As引导时间状语从句，意为“随着”；If“如果”、Although“虽然”、Unless“除非”，均不符合。 5．句意：如今数字货币变得越来越流行。 后文手机支付、刷脸支付都属于数字货币，Digital意为“数字的”，符合搭配。Lucky“幸运的”、Real“真实的”、Popular“受欢迎的”，均不符合。 6．句意：在中国，人们几乎所有东西都能用手机支付。 手机可以支付几乎全部商品，almost意为“几乎”，符合语境。suddenly“突然地”、heavily“沉重地”、actually“实际上”，均不符合。 7．句意：所有这些方式让付款十分方便。 手机、刷脸支付的特点是方便的，convenient意为“方便的”，符合便捷支付的特点。electronic“电子的”、comfortable“舒适的”、necessary“必要的”，均不符合。 8．句意：未来会出现更多支付方式吗？ over time意为“久而久之、将来”，对应in the future；in time“及时”、all the time“一直”、on time“准时”，均不符合。 9．句意：我们或许没有这些问题的答案。 固定搭配answers to the questions，介词用to；for“为了”、at“在”、through“通过”，均不符合。 10．句意：但数字货币仍会以某种形式继续存在。 数字货币不会消失，exist意为“存在”，符合未来可能性。invent“发明”、control“控制”、continue“继续”（但需接宾语），均不符合。 阅读下面短文，从每小题所给的A、B、C三个选项中，选出可以填入空白处的最佳答案。 As an engineer in a big company, Jack had a good income. However, he never made a monthly budget and usually spent all his money every month. He often ate a lot of snacks and paid more than two thousand yuan for games every month. As a result, he had no savings (积蓄) at all and didn’t know the 1 of money. One day, there was something wrong with his computer. He had no money to 2 it. At last, he had to borrow some money 3 his workmate. He felt very embarrassed (尴尬的). That night, his grandmother gave him an old piggy bank. She said, “If you never save, you’ll never have money when you are in 4 .It is important to manage money.” After that, Jack decided to make a 5 . He started writing down every cost. He found he spent too much on 6 things. So he cut back on snacks and useless goods. He saved as much money as possible and tried to keep a balance between his income and spending. 7 he worked hard on managing money, his savings grew quickly. After six months, he wanted to take a useful course to 8 himself. The course cost 18,000 yuan. This time, he had 9 money. He finished the course successfully, and his income became much higher. Later, he used his savings to help his parents buy a new house. Jack 10 learned that saving money is really important. It is a good habit and brings him a strong sense of achievement. 1．A．value B．shape C．price 2．A．buy B．fix C．sell 3．A．from B．to C．of 4．A．surprise B．peace C．emergencies 5．A．chance B．change C．case 6．A．unnecessary B．unknown C．unusual 7．A．Though B．If C．As 8．A．enjoy B．improve C．introduce 9．A．little B．no C．enough 10．A．suddenly B．directly C．finally 【答案】 1．A 2．B 3．A 4．C 5．B 6．A 7．C 8．B 9．C 10．C 【导语】本文是一篇记叙文，讲述了Jack起初月光无积蓄，遇急事没钱很尴尬。在祖母建议下学会理财储蓄，最终提升能力帮助父母，明白储蓄的重要性。 1．句意：结果，他根本没有积蓄，也不懂钱的价值。 根据“never made a monthly budget and usually spent all his money”可知，他乱花钱是因为不懂钱的价值，value“价值”符合语境。shape“形状”和 price“价格”与“不懂钱的价值”的语境不符。 2．句意：他没有钱修理它。 根据“something wrong with his computer”可知，电脑坏了需要修理，fix“修理”符合语境。buy“买”和sell“卖”与“电脑坏了需要修理”的语境不符。 3．句意：最后，他不得不向同事借了一些钱。 此处考查固定搭配borrow sth. from sb.，意为“从某人处借某物”。排除to“到”和of “……的”。。 4．句意：如果你从不储蓄，当你遇到紧急情况时你就没钱了。 根据“That night, his grandmother gave him an old piggy bank. She said, “If you never save, you’ll never have money when you are in _____.”可知，祖母给存钱罐建议储蓄，储蓄是为了应对紧急情况，emergencies“紧急情况”符合语境。surprise“惊讶”和peace“和平”不符合储蓄的目的。 5．句意：之后，Jack决定做出改变。 根据上文他乱花钱到下文开始记录花费，说明他决定改变习惯。make a change固定搭配，意为“做出改变”。chance“机会”和case“案例”与“改变乱花钱的习惯”不符。 6．句意：他发现他在不必要的东西上花了太多钱。 根据“cut back on snacks and useless goods”可知，零食和无用物品是不必要的。unknown“未知的”和unusual“不寻常的”与语境不符。 7．句意：因为他努力理财，他的积蓄增长很快。 “he worked hard on managing money”是“his savings grew quickly”的原因，因此，此处用As表示原因。Though“虽然”表转折，If“如果”表假设，二者与语境不符。 8．句意：六个月后，他想参加一个有用的课程来提升他自己。 根据“a useful course”可知，上课是为了提升自我能力，improve“提升”符合语境。enjoy“喜欢；享受”和introduce“介绍”不符合上课的目的。 9．句意：这次，他有足够的钱。 根据“He finished the course successfully, and his income became much higher.”可知，他付得起学费，说明钱够了，enough“足够的”符合语境。little“很少”和no“不”与成功完成课程矛盾。 10．句意：Jack最终明白了储蓄真的很重要。 根据全文故事发展，经历整个过程后得出的结论，finally“最终”符合语境。suddenly“突然”和directly“直接”不能体现经历过程后的感悟。 阅读下面短文，从A、B、C、D四个选项中选出最佳选项。 Mary and her cousins got some coins from their grandfather every month. Most of them spent all the money quickly. None of them 1 it. Their parents thought this was not good, so they decided to have a 2 . They wanted to see what the children could get with the coins within a year. Tom, the smallest kid, spent all his money on sweets. Jim was strong-willed. He saved every 3 . He was the clear winner. Mary loved the violin, but her family couldn’t 4 violin lessons for her. So Mary went to her neighbour, a violinist. She offered him all the coins, 5 the violinist to teach her how to play. It wasn’t much money, but seeing Mary’s 6 , the violinist agreed. He taught her happily for months. Later, the two played together in the park. They were very successful, and Mary was able to buy her own violin. Years later, Mary became a very famous 7 . Mary’s story tells us that money can be used in different ways. Using money 8 can help us achieve our goals. We should learn to 9 our pocket money and make good 10 . 1．A．saved B．spent C．exchanged D．donated 2．A．sale B．test C．trade D．goal 3．A．dollar B．cent C．pound D．coin 4．A．afford B．manage C．achieve D．desire 5．A．asking B．to ask C．asked D．asks 6．A．excitement B．disappointment C．sadness D．curiosity 7．A．doctor B．soldier C．violinist D．teacher 8．A．patiently B．wisely C．curiously D．disappointedly 9．A．waste B．manage C．refuse D．transfer 10．A．decisions B．mistakes C．collections D．patents 【答案】 1．A 2．B 3．D 4．A 5．A 6．A 7．C 8．B 9．B 10．A 【导语】本文讲述了Mary和她的表兄弟每月从祖父那里得到硬币，大多数孩子很快花光，而Mary用硬币换取小提琴课，最终成为著名小提琴家的故事。 1．句意：他们中没有人存钱。 前文说大多数孩子很快花光了钱，此处“none of them”应与前文形成递进，表示没有人存钱。saved“存钱”符合；spent“花费”、exchanged“交换”、donated“捐赠”均不符合语境。 2．句意：父母认为这样不好，所以决定进行一次测试。 他们想看看孩子们在一年内能用硬币得到什么。test“测试”符合；sale“出售”、trade“贸易”、goal“目标”均不合理。 3．句意：他存下了每一分钱。 文章开篇点明爷爷给孩子们的是硬币“got some coins from their grandfather”，Jim意志坚定，攒下了每一枚硬币，符合上下文。 4．句意：Mary喜欢小提琴，但她的家庭负担不起小提琴课。 前文说Mary喜欢小提琴，后文她去找邻居教她，说明家里没钱上课。“负担不起”用can’t afford。manage“管理”、achieve“实现”、desire“渴望”均不符合。 5．句意：她把自己所有的硬币都给了他，请求小提琴家教她。 主句已有谓语动词offered，且“给硬币”和“请求”同时发生，因此需要用现在分词asking作伴随状语，表示伴随动作。 6．句意：看到Mary的兴奋，小提琴家同意了。 excitement“兴奋”体现了Mary对学习小提琴的热情；disappointment“失望”、sadness“悲伤”、curiosity“好奇”均不符合。 7．句意：多年后，Mary成为一位非常著名的小提琴家。 violinist“小提琴家”与上文学习小提琴呼应；doctor“医生”、soldier“士兵”、teacher“老师”均不符合。 8．句意：明智地使用金钱可以帮助我们实现目标。 文章主题是通过Mary的故事说明钱要用在正确的地方。wisely“明智地”符合这一道理；patiently“耐心地”、curiously“好奇地”、disappointedly“失望地”均不符合。 9．句意：我们应该学会管理我们的零花钱和做出好的决定。 前文提到要明智用钱，后文“make good decisions”指做出好的决定，因此需要“管理”钱，manage“管理”符合；waste“浪费”、refuse“拒绝”、transfer“转移”均不符合。 10．句意：我们应该学会管理我们的零花钱和做出好的决定。 make good decisions“做出好的决定”是固定搭配；mistakes“错误”、collections“收藏”、patents“专利”均不符合。 请通读下面短文，掌握其大意，从每小题所给的四个选项中选出一个最佳答案。 Tom was a 12-year-old boy. His parents gave him 10 yuan every week as pocket money. But Tom always spent all his money 1 the first three days. He bought lots of snacks, toys and games that he didn’t really need. His parents were 2 about him and decided to teach him a lesson. One day, Tom’s mother said, “Tom, we will give you only 5 yuan this week. You have to learn to 3 your money well.” Tom was very unhappy, but he had to agree. On Monday, Tom spent 2 yuan 4 a hamburger. He was still hungry, but he had only 3 yuan left. On Tuesday, he wanted to buy a new toy car, but it cost 10 yuan. He had to 5 . On Wednesday, his best friend invited him to watch a movie, but the ticket was 4 yuan. Tom couldn’t go 6 he didn’t have enough money. He felt very sad. That evening, Tom’s mother sat down with him and said, “Now do you know 7 it is important to manage money? If you plan your spending 8 , you can buy the things you really need and even save some for fun.” Tom nodded. From then on, he started to make a budget for his pocket money. He 9 some for snacks, some for books and some for savings. Sometimes, he even donated a little money to charity. Now, Tom not only has enough money for his needs, 10 also learns the true value of money. 1．A．in B．on C．at D．for 2．A．happy B．excited C．worried D．angry 3．A．save B．spend C．manage D．earn 4．A．on B．for C．to D．with 5．A．give up B．take away C．put off D．try on 6．A．so B．because C．but D．though 7．A．what B．how C．why D．when 8．A．carefully B．quickly C．easily D．loudly 9．A．divided B．separated C．cut D．spent 10．A．and B．but C．or D．so 【答案】 1．A 2．C 3．C 4．A 5．A 6．B 7．C 8．A 9．A 10．B 【导语】这是一篇讲述男孩汤姆学习理财的记叙文。汤姆起初花钱大手大脚，父母通过减少津贴的方式让他吃到了苦头，最终汤姆学会了有计划地管理金钱并领悟到了金钱的真正价值。   1．句意：但汤姆总是前三天就花光所有的钱。 根据文中“the first three days”表示一段时间的线索，应选用in，表示在……期间，符合表示在某个时间段内的语法要求。选项on在某天语义不符，at在某点指代具体时刻，for持续强调动作延续，均不符合此处表达在三天之内的语境。 2．句意：他的父母很担心他，决定教训他一下。 根据前文提到汤姆乱花钱买不需要的东西的线索，应选用worried，表示担心的，符合父母对孩子不良习惯产生忧虑的语境要求。选项happy开心的含义相反，excited激动的含义不合逻辑，angry愤怒的语气过重且不符合“be worried about”固定搭配。 3．句意：你必须学会好好管理你的钱。 根据全文讨论如何合理支配金钱的主旨线索，应选用manage，表示管理，符合父母教导孩子理财的语境要求。选项save节省含义片面，spend花费含义过于简单，earn挣钱含义与文中获取津贴的背景不符。 4．句意：周一，汤姆花了2元钱买了一个汉堡。 根据“spend money on something”这一表示在某物上花钱的固定线索，应选用on，表示在……上，符合动词短语搭配的语法要求。选项for为了语义冗余，to向方向不对，with随着不合习惯用法。 5．句意：他不得不放弃。 根据前文提到玩具车要10元而他只有3元的线索，应选用give up，表示放弃，符合买不起而被迫作罢的语境要求。选项take away带走含义不通，put off推迟不符合当下的购买场景，try on试穿无法解决钱不够的问题。 6．句意：汤姆去不了，因为他没有足够的钱。 根据前后句之间明显的因果关系线索，应选用because，表示因为，符合引导原因状语从句的语法要求。选项so所以表示结果，but但是表示转折，though尽管表示让步，逻辑指向均错误。 7．句意：现在你知道为什么管理金钱很重要了吗？ 根据询问管理金钱重要性的理由这一线索，应选用why，表示为什么，符合引导宾语从句询问原因的语境要求。选项what什么含义不完整，how如何程度不对，when何时时间逻辑不通。 8．句意：如果你仔细计划你的开支。 根据管理金钱需要深思熟虑的线索，应选用carefully，表示仔细地，符合修饰动词计划的语境要求。选项quickly快速地不符合理财逻辑，easily容易地语义不通，loudly大声地修饰对象错误。 9．句意：他把钱分成几部分，一些买零食，一些买书，一些存起来。 根据后文列举钱的不同用途的线索，应选用divided，表示划分，符合将整体资金按用途分配的语境要求。选项separated分离强调空间隔开，cut切割含义生硬，spent花费无法体现分配的动作。   10．句意：现在，汤姆不仅有足够的钱满足需求，而且还学会了金钱的真正价值。 根据前文“not only”这一关联词的线索，应选用but，表示而且，符合“not only...but also...”固定衔接结构的语法要求。选项and和、or或者、so所以均不能与not only构成固定关联。 If you had a monthly income (收入) of 15,000 yuan, how much of it would you spend? And how would you save? Many people find budgeting (制定预算) 1 . They turn to popular budgeting apps, only to forget about them by the third day. Why not follow the 50/30/20 method? It is one of the most effective and simple budgeting methods around. According to this method, you should divide your monthly income into three 2 : 50% for “needs”, 30% for “wants”, and 20% for “savings”. “Needs” refers to the bills that you must 3 and the necessary things for survival. 4 , they include electricity and gas bills, transportation and food and drinks. These are “must-haves”. If you have to spend more than 50% of your income on your “needs”, you may need to 5 your lifestyle. For example, you may consider cooking at home, rather than eating out often. “Wants” refers to 6 costs. You choose to spend your money on these things, but could easily live without them. You could 7 at home instead of going to the sports center. You could watch sports on TV instead of getting tickets to the game. You could continue using your three-year-old backpack. 8 , you need to save 20% of your monthly income. Savings are 9 . You never know when you may lose your job or when an accident may take place. 10 the 50/30/20 method. It will help you live a happy life while making sure you have some savings to fall back on whenever you need them. 1．A．convenient B．difficult C．boring D．challenging 2．A．steps B．groups C．halves D．forms 3．A．pay B．buy C．return D．share 4．A．Suddenly B．Seriously C．Actually D．Simply 5．A．change B．enjoy C．improve D．create 6．A．unavailable B．uncertain C．unknown D．unnecessary 7．A．set out B．find out C．go out D．work out 8．A．As a result B．Last of all C．In short D．In general 9．A．popular B．important C．impossible D．limited 10．A．Develop B．Show C．Spread D．Try 【答案】 1．B 2．B 3．A 4．C 5．A 6．D 7．D 8．B 9．B 10．D 【导语】本文介绍了50/30/20预算法，讲解了该方法将月收入按比例分配到“必需品”,“想要品”和“储蓄”三部分的具体内容，帮助人们合理规划收支。 1．句意：很多人觉得制定预算很难。 根据后文“They turn to popular budgeting apps, only to forget about them by the third day.”可知，人们用预算软件也会很快忘记，说明制定预算对很多人来说是困难的，difficult符合文意。 2．句意：根据这个方法，你应该把月收入分成三个部分：50%用于“必需品”，30%用于“想要品”，20%用于“储蓄”。 后文明确列出了三个不同用途的收入分配比例，groups表示类别、部分，符合将收入划分成三类的语境。 3．句意：“必需品”指你必须支付的账单和生存所需的必要物品。 bills“账单”的常用搭配是pay the bills，表示“支付账单”。 4．句意：实际上，它们包括电费和燃气费、交通费以及饮食费用。前文先对“必需品”做了定义，后文具体列举了包含的项目，actually用于承接定义、引出具体实例，符合逻辑。 5．句意：如果你在“必需品”上的支出超过了收入的50%，你就需要改变你的生活方式。 后文举例说明可以在家做饭代替频繁外出就餐，这是对生活方式的调整，change符合语境。 6．句意：“想要品”指非必要的开销。 根据后文“You choose to spend your money on these things, but could easily live without them.”可知，这些开销是没有也能生活的，即非必要的，unnecessary符合文意。 7．句意：你可以在家锻炼，而不是去体育中心。 work out表示锻炼，与后文“going to the sports center”（去体育中心）形成对应，符合语境。 8．句意：最后，你需要每月存下20%的收入。 前文分别介绍了“必需品”和“想要品”两部分，此处介绍最后一部分“储蓄”，last of all用于引出最后一个要点，符合逻辑。 9．句意：储蓄很重要。 根据后文“You never know when you may lose your job or when an accident may take place.”可知，储蓄能应对失业、意外等突发情况，说明储蓄的重要性，important符合文意。 10．句意：试试50/30/20这个方法。 后文提到这个方法能帮你过上幸福生活，同时保证有储蓄可依靠，try用于发出尝试方法的倡议，符合结尾的呼吁逻辑。 阅读短文，理解其大意，从A、B、C、D四个选项中选出可以填入空白处的最佳选项。 Growing My Money Last year, Dad gave my older brother Hywel and me £300 each. “Well, it’s not your pocket money,” he said. “Don’t 1 it on sweets or anything like that. You should try to earn more money with that £300 in half a year. And before you have the 2 , you should tell me and your mom what you’re going to do with it.” Hywel moved first with a super idea. He bought some drones (无人机) and 3 them online. He invested (投资) the full £300. Within six months, he 4 a profit (利润) of £260—that’s a lot of money. “I also spent some of 5 profit,” Hywel admitted (承认), smiling from ear to ear. “I like both investing and spending! I bought clothes for myself.” What did I do? I thought it would be a good idea to 6 the example of a winner. I first invested £100 of my money in Hywel’s, my 7 drone business. Certainly, he could keep a small part of my profit. “But I’m best at money,” I remembered telling my dad. 8 , I made plans to invest the rest in currencies (货币). I’m not going to tell you any more, because how I made money is a(n) 9 secret. Dad has been teaching us important financial lessons ever since. He always tells us, “It’s really important to learn how to manage your money, or your money 10 managing you.” But it’s not a lesson we can learn at school. The news says that a quarter of young people in the U.K. leave secondary school (at around 16) without basic financial knowledge. I think we need to change that. 1．A．pay B．spend C．eat D．drink 2．A．weather B．information C．money D．paper 3．A．resold B．repeated C．returned D．rewrote 4．A．found B．learnt C．lost D．made 5．A．my B．your C．his D．her 6．A．follow B．move C．stop D．study 7．A．father’s B．mother’s C．brother’s D．sister’s 8．A．However B．Suddenly C．Instead D．Therefore 9．A．open B．top C．public D．funny 10．A．puts off B．gives up C．ends up D．goes on 【答案】 1．B 2．C 3．A 4．D 5．A 6．A 7．C 8．D 9．B 10．C 【导语】本文讲述父亲给兄弟俩各300英镑，鼓励他们理财增值。哥哥投资无人机盈利，“我”受启发投资哥哥的生意，最终引出青少年理财教育的重要性。 1．句意：不要把它花在糖果或类似的东西上。 固定搭配“spend...on sth”表示“把……花费在某物上”，符合句意。而pay通常搭配介词for。 2．句意：在你们拿到这些钱之前，你们应该告诉我和妈妈你们打算怎么用它。 结合上下文，爸爸给兄弟俩每人300英镑本金赚更多钱，但要求两人拿到钱前先告知父母用途，因此此处指前文提到的money。 3．句意：他买了一些无人机，然后在网上转售。 哥哥买无人机是为了投资赚钱，因此买完之后在网上转卖，resold是resell（转卖）的过去式，符合语境。 4．句意：在六个月内，他赚了260英镑的利润——那可是一大笔钱。 固定搭配make a profit表示“赚取利润”，符合句意，因此选D。 5．句意：“我也花了一些我的利润，”Hywel承认道，脸上洋溢着笑容。 本句主语是I，此处表示“花掉了我的部分利润”，对应形容词性物主代词my。 6．句意：我认为效仿一个赢家的做法是个好主意。 固定搭配follow the example of sb表示“效仿某人”，符合作者学哥哥赚钱方法的语境，因此选A。 7．句意：我首先把100英镑投资到了我哥哥Hywel的无人机生意里。 前文明确说明Hywel是作者的哥哥，这笔投资是投进哥哥的无人机生意，因此选C。 8．句意：因此，我计划把剩下的钱投资到货币上。 前文作者说自己很擅长理财，因此决定用剩下的钱投资货币，是因果关系，Therefore表示“因此”，符合逻辑。 9．句意：我不会再多说了，因为我是怎么赚钱的是最高机密。 常用搭配top secret表示“最高机密”，符合句意，因此选B。 10．句意：他经常告诉我们，“学会管理你的钱真的很重要，否则你的钱最终会反过来管理你。 ” 固定搭配end up doing sth表示“最终会……，以……告终”，符合句意，因此选C。 阅读下面短文，掌握其大意，然后从各题所给的 A、B、C、D 四个选项中，选出最佳选项。 Money has a long history. Thousands of years ago, people used a barter system, like trading a cow for a horse. It worked well for a long time, but as the population 1 , life became more complicated. People needed a standard unit to measure the value of things, so the era of money began. Chinese people were the first to use money. They used 2 as money as early as 3,000 years ago. Later, they used copper and bronze to replace shells. In 1023, the world’s first paper money, jiaozi, 3 in Chengdu. In ancient Europe, people used gold and silver to make 4 . Around the 17th century, paper money became popular in Europe because it was easier to carry. In the early 19th century, the Bank of England introduced "gold-backed" paper money, which made people feel more 5 . Mary is a good example of managing money wisely. She loved the violin, but her family couldn’t 6 for her lessons. She saved all the coins her grandfather gave her and offered them to a violinist. The violinist taught her happily, and later Mary became a famous violinist. We should learn to manage our money 7 . We need to make a budget, save money, and use it for things that really 8 . Remember, money doesn’t grow on trees, so we should spend it 9 . True happiness is not in how much money we have, but in how we 10 it to make a difference. 1．A．fell B．rose C．changed D．stayed 2．A．shells B．stones C．coins D．paper 3．A．disappeared B．appeared C．improved D．changed 4．A．tools B．money C．coins D．gifts 5．A．secure B．worried C．nervous D．excited 6．A．cost B．spend C．pay D．take 7．A．carelessly B．wisely C．quickly D．easily 8．A．matter B．cost C．need D．want 9．A．carefully B．quickly C．carelessly D．easily 10．A．use B．save C．make D．borrow 【答案】 1．B 2．A 3．B 4．C 5．A 6．C 7．B 8．A 9．A 10．A 【导语】本文讲述了货币的发展历史、纸币的起源与传播，以及如何明智管理金钱的道理。 1．句意：但随着人口增长，生活变得更加复杂。 此处是提及人口变动带来的影响，应是人口变多了，生活才会变得复杂，rose 意为“增长”，符合语境。fell“下降”、changed“改变”、stayed“保持” 均不匹配语境。 2．句意：早在3000年前，他们就用贝壳作为货币。 此处承接前文“中国人最早使用货币”，后文提到“用铜和青铜代替贝壳”，说明早期用的是贝壳，shells意为 “贝壳”，符合语境。stones“石头”、coins“硬币”、paper“纸”均不符合上下文逻辑。 3．句意：1023年，世界上第一种纸币交子出现在成都。 此处是介绍纸币的诞生，应是交子在成都出现，appeared意为 “出现”，符合语境。disappeared“消失”、improved“改善”、changed“改变”均不匹配语境。 4．句意：在古代欧洲，人们用金银制作硬币。 此处是介绍欧洲早期的货币形式，金银用来制作硬币，coins意为“硬币”，符合语境。tools“工具”、money“钱（泛指）”、gifts“礼物”均不符合语境。 5．句意：19世纪初，英格兰银行推出了“金本位”纸币，这让人们感觉更安全。 此处是说金本位纸币的作用，金本位让纸币有黄金支撑，人们会更安心，secure意为 “安全的”，符合语境。worried“担心的”、nervous“紧张的”、excited“兴奋的”均不匹配语境。 6．句意：她热爱小提琴，但她的家庭付不起她的课程费用。 此处是说家庭无法支付课程费用，pay for 是常用搭配，意为“支付”，符合语境。cost“花费”主语为物，spend“花费”一般搭配on”，take“花费”常用it作形式主语，均不符合用法或语境。 7．句意：我们应该学会明智地管理我们的钱。 此处是总述理财的原则，后文提到做预算、存钱，说明要明智地管理，wisely意为 “明智地”，符合语境。carelessly“粗心地”、quickly“快速地”、easily“容易地”均不匹配语境。 8．句意：我们需要做预算、存钱，并把钱用在真正重要的事情上。 此处是说花钱的原则，钱应该要花在真正重要的事上，matter意为“要紧、重要”，符合语境。cost“花费”、need“需要”、want“想要”均不匹配语境。 9．句意：记住，钱不是长在树上的，所以我们应该谨慎地花它。 此处是呼应前文“明智管理”，钱来之不易，因此要谨慎花钱，carefully意为 “谨慎地”，符合语境。quickly“快速地”、carelessly“粗心地”、easily“容易地”均不匹配语境。 10．句意：真正的幸福不在于我们有多少钱，而在于我们如何用财富带来改变。 此处是说幸福的真谛，在于用财富做有意义的事，use意为“使用”，符合语境。save“节省”、make“制作”、borrow“借”均不匹配语境。 ◇考点 02 重难语篇提升练 Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. Their grandpa would 1 them a few coins. Then all the children would run off to buy 2 . One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money 3 . At the end of this year, tell me 4 you’ve used your money.” Ruben and Nico, the two smallest kids, continued spending their money all on sweets. Every time, they would 5 their sweets in front of the other children. This made Clara and Joe so 6 that these two could no longer keep saving their money. They soon joined Ruben and Nico. Monty was a clever boy. He 7 to manage his money by buying and selling things. Soon he made a lot of money. The way he was going, he would end up almost a 8 man. However, he began to spend his money on more and more 9 things for himself. A few months later, he didn’t have a penny (便士) left. Alex 10 all the coins he was given and at the end of the year, he collected more money than anyone else. He was the clear winner. Poor Julia didn’t have a penny on the day of the competition. She had 11 all her coins on her secret plan. Julia knew a poor violinist (小提琴家) who played in the park and she offered him all the coins for his 12 lessons. Although it wasn’t much money, the violinist agreed. After a year, the violinist lent her a violin so that they 13 play together in the park. Every month, they gave a small concert in the park with other musicians. They were so successful that she managed to buy 14 own violin. Finally, Julia became a famous violinist. She told us one of the most important 15 . It is we who shape our life and our future. 1．A．buy B．give C．build D．take 2．A．sweets B．drinks C．coins D．plans 3．A．kindly B．patiently C．wisely D．happily 4．A．how B．what C．when D．who 5．A．put off B．give off C．turn off D．show off 6．A．tired B．surprised C．angry D．calm 7．A．decided B．failed C．agreed D．wondered 8．A．poor B．rich C．kind D．weak 9．A．cheap B．old C．expensive D．soft 10．A．lost B．threw C．borrowed D．saved 11．A．cost B．paid C．spent D．took 12．A．piano B．violin C．guitar D．drum 13．A．could B．must C．should D．need 14．A．my B．her C．his D．your 15．A．causes B．problems C．replies D．lessons 【答案】 1．B 2．A 3．C 4．A 5．D 6．C 7．A 8．B 9．C 10．D 11．C 12．B 13．A 14．B 15．D 【导语】本文讲述爷爷通过比赛教孩子们理财。有的孩子挥霍，有的存钱，朱莉娅投资学琴最终成名，故事告诉我们金钱善用可实现梦想。 1．句意：他们的爷爷会给他们几枚硬币。 根据后文孩子们拿到硬币跑去买东西，结合选项词义，give意为“给予”，give sb. sth.是固定搭配，表示给某人某物；buy（购买）、build（建造）、take（拿走）均不符合爷爷分发零花钱的语境。 2．句意：随后所有孩子都跑出去买糖果。 下一段原文明确提到Ruben and Nico spent their money all on sweets，前后内容相互呼应，sweets表示糖果；drinks（饮品）、coins（硬币）、plans（计划）均与后文不符。 3．句意：我们来举办一场比赛，看看谁能理智地管理钱财。 比赛核心是合理规划金钱，wisely意为明智地、理智地，manage money wisely为常用搭配；kindly（友善地）、patiently（耐心地）、happily（开心地）无法形容打理钱财的正确方式。 4．句意：到今年年底，告诉我你是如何使用你的钱的。 后文分段介绍每个孩子花钱、存钱的不同方式，此处是询问用钱的方法，how表示如何、怎样；what（什么）、when（何时）、who（谁）无法对用钱方式提问。 5．句意：每次，他们都会在其他孩子面前炫耀自己的糖果。 两个小孩总拿出糖果显摆，show off含义是炫耀；put off（推迟）、give off（散发气味）、turn off（关闭电器）代入句子语义不通。 6．句意：这让克拉拉和乔十分生气，他俩再也存不住钱了。 看到别人刻意炫耀糖果，两人心生不快，最后也忍不住花钱，angry表示生气的；tired（疲惫的）、surprised（惊讶的）、calm（冷静的）不符合此时负面情绪。 7．句意：蒙蒂很聪明，他决定通过买卖物品来打理自己的钱。 后文交代他靠交易赚到很多钱，说明他主动想出理财办法，decided to do sth.表示决定做某事；failed（失败）、agreed（同意）、wondered（疑惑）不符合语境。 8．句意：照这个势头发展下去，他几乎快要成为有钱人了。 前文写到he made a lot of money，赚了许多钱对应rich富有的；poor（贫穷的）、kind（善良的）、weak（虚弱的）和赚大钱的描述相悖。 9．句意：然而，他开始不断把钱花在给自己买越来越多昂贵的物品上。 后文提到几个月后他一分钱都不剩，证明他花钱挥霍，专买贵重物品，expensive意为昂贵的；cheap（便宜的）、old（老旧的）、soft（柔软的）无法解释钱财快速耗尽。 10．句意：亚历克斯存下了所有给他的硬币，到年底，他攒下的钱比任何人都多。 后文collected more money说明他一直在积攒钱币，saved表示储存、积攒；lost（弄丢）、threw（扔掉）、borrowed（借来）和攒钱行为相反。 11．句意：她把自己所有硬币都花在了她的秘密计划上。 句子主语是人she，固定搭配spend money on sth.表示把钱花费在某事上；cost主语只能是物品，paid搭配介词for，took多用于花费时间，只有spent语法、语义均匹配。 12．句意：朱莉娅认识一位在公园演奏的贫穷小提琴手，她把全部硬币交给对方用来上小提琴课。 前文出现violinist小提琴演奏家，对应课程为violin lessons小提琴课；piano（钢琴）、guitar（吉他）、drum（鼓）与文中乐器不符。 13．句意：一年之后，这位小提琴手借给她一把小提琴，这样他们就能一起在公园演奏。 借小提琴的目的是获得合奏的能力，could表示能够，可以；must（必须）、should（应该）、need（需要）无法表达具备演奏的能力。 14．句意：他们演出十分成功，朱莉娅靠演出攒钱买下了属于她自己的小提琴。 句子主语为she，对应的形容词性物主代词是her，her own意为她自己的；my（我的）、his（他的）、your（你的）人称对应错误。 15．句意：她给我们讲述了最重要的人生道理之一。 全文借助理财比赛的不同经历引出人生感悟，lesson此处表示人生教训、道理；causes（原因）、problems（难题）、replies（回复）不符合文章主旨含义。 “Please, Dad,” asked Peter. “Can I have a new bike?” His dad shook his head. “You use things for weeks, and then 1 interest,” he said in a tired voice. “But I’ll use it every day!” Peter said. “Remember your sports shoes?” said his dad. “You don’t use them now.” Peter wouldn’t give up. “Is that OK if I 1 to use it every day?” “No,” said his dad simply, “You often change your mind. I don’t want to 2 money again.” Hearing this, Peter’s excitement disappeared. He went to his room 3 . It wasn’t fair! But soon he smiled, “Why not make money by 4 ?” He thought for a long time. He couldn’t get his birthday money until many months later. He 5 selling his old sports gear (装备). But it was broken and no one wanted it. Finally, he had a good 6 . “Dad!” he rushed into the kitchen, “I’ll make money myself by doing chores!” His dad looked up and 1 him, “Great! You can start now.” After that, Peter was very 2 . He cleaned windows, washed clothes… Every 3 went into his money box. Slowly, it became heavier. In order to earn more money, he put up job notices near his home. Soon he found jobs for his 4 . Finally, he had enough for a bike and safety gear. His dad was happy. “You’ve worked so hard,” he said. “I’ll pay for your gear.” But Peter looked at the floor, his face turning red. “Thanks, Dad… 1 I don’t want a bike anymore.” “What?” said his dad, surprised. Peter looked down. “Now, I know how 1 it is to make money. And maybe I don’t really want the bike that much. I should save this 2 for something I truly need later.” A smile spread across his dad’s face. “You learned something more valuable than riding a bike, son.” Peter nodded. He not only learned the value of money, but also how to 1 his own wants. He decided to spend money wisely from then on. 1．A．show B．find C．see D．lose 2．A．promise B．hope C．stop D．refuse 3．A．borrow B．waste C．use D．have 4．A．happily B．luckily C．angrily D．worriedly 5．A．myself B．yourself C．ourselves D．themselves 6．A．gave up B．thought of C．ended up D．dreamed of 7．A．idea B．reason C．order D．example 8．A．warned B．disagreed C．asked D．encouraged 9．A．free B．busy C．comfortable D．lazy 10．A．card B．toy C．dollar D．letter 11．A．neighbors B．visitors C．drivers D．classmates 12．A．but B．if C．or D．so 13．A．quick B．easy C．hard D．expensive 14．A．life B．luck C．time D．money 15．A．tell B．forget C．control D．meet 【答案】 1．D 2．A 3．B 4．C 5．A 6．B 7．A 8．D 9．B 10．C 11．A 12．A 13．C 14．D 15．C 【导语】本文讲述彼得想买自行车，父亲拒绝后，他通过做家务赚钱，最终体会到赚钱不易，学会控制欲望并明智花钱的故事。 1．句意： “你用东西几周，然后就会失去兴趣。 ”他用疲惫的声音说道。 父亲提到“You don’t use them now.”，表明运动鞋现在不用了，由此可知彼得容易失去兴趣，应用lose“失去”。show“展示”，find“找到”，see“看见”均不符合。 2．句意：如果我保证每天都用它，可以吗？ 上文彼得想要自行车，父亲拒绝后彼得不愿放弃，此处应表示“承诺”每天使用，应用promise“承诺”。hope“希望”，stop“停止”，refuse“拒绝”均不符合。 3．句意：“不。”他父亲简单地说道，“你经常改变主意。我不想再浪费钱了。 ” “You often change your mind”表明，父亲认为彼得三分钟热度，不愿再浪费钱做无用功，应用waste“浪费”。borrow“借”，use“使用”，have“有”均不符合。 4．句意：他生气地回到了自己的房间。 上文彼得被父亲拒绝，兴奋消失，心情应是“生气地”，应用angrily“生气地”。happily“高兴地”，luckily“幸运地”，worriedly“担心地”均不符合。 5．句意：但很快他笑了起来，“为什么不靠我自己赚钱呢？ ” “I’ll make money myself by doing chores!”表明，彼得要自己赚钱。句子主语为“I”，对应的反身代词用myself“我自己”。yourself“你自己”，ourselves“我们自己”，themselves“他们自己”均不符合。 6．句意：他考虑卖掉他旧的体育装备。 空后“selling his old sports gear”是他想到的一个办法，应用thought of“想到”。gave up“放弃”，ended up“最终”，dreamed of“梦想”均不符合。 7．句意：最后他想到了一个好主意。 上文彼得经过长时间思考，最终有了好主意，应用idea“主意”。reason“原因”，order“命令”，example“例子”均不符合。 8．句意：他的父亲抬起头来鼓励道：“太棒了！你现在就可以开始。” “Great! You can start now”表明，父亲对彼得自己赚钱的想法表示支持，应用encouraged“鼓励”。warned“警告”，disagreed“不同意”，asked“问”均不符合。 9．句意：从那以后，彼得非常忙碌。 下文“He cleaned windows, washed clothes”表明，彼得开始做各种家务赚钱，说明他很“忙碌”，应用busy“忙碌的”。free“空闲的”，comfortable“舒适的”，lazy“懒惰的”均不符合。 10．句意：每一美元都进了他的存钱盒。 彼得通过做家务赚钱，放进存钱盒的应是“钱”，应用dollar“美元”。card“卡片”，toy“玩具”，letter“信”均不符合。 11．句意：很快他找到了给邻居们做的活。 上文提到他在家附近张贴工作告示，因此服务对象为“邻居们”，应用neighbors“邻居们”。visitors“访客”，drivers“司机”，classmates“同学”均不符合。 12．句意：谢谢爸爸……但是我不想要自行车了。 上文父亲要为他支付装备费用，下文彼得说不要自行车了，前后为转折关系，应用but“但是”。if“如果”，or“或者”，so“所以”均不符合。 13．句意：现在我知道赚钱有多难了。 彼得通过自己努力赚钱后，体会到了赚钱的“困难”，应用hard“困难的”。quick“快的”，easy“容易的”，expensive“昂贵的”均不符合。 14．句意：我应该把这笔钱存下来，留给我以后真正需要的东西。 彼得决定不买自行车，要将赚到的“钱”存下来，应用money“钱”。life“生活”，luck“运气”，time“时间”均不符合。 15．句意：他不仅学会了金钱的价值，还学会了如何控制自己的欲望。 彼得最终决定不买自行车，说明他学会了“控制”自己的欲望，应用control“控制”。tell“告诉”，forget“忘记”，meet“遇见”均不符合。 学科网（北京）股份有限公司 $