Unit 7 To Spend or to Save（单元同步写作讲义）英语新教材鲁教版八年级上册

本初中英语讲义聚焦“零花钱分配、消费与储蓄观念”写作，系统构建从词汇积累（如save, budget）、句式储备（开头句“Pocket money is necessary...”等）、佳句仿写（教材原句转换练习）到典例分析（审题、谋篇布局、佳作赏析）及实战演练（含演讲稿、邮件等8类任务）的学习支架，形成完整写作能力培养脉络。 该资料以“人与自我”为主题，通过生活化话题培养学生理性消费观与财富观，契合文化意识中的社会责任感。多样化任务设计提升语言表达能力，思维导图辅助逻辑梳理锻炼思维品质，课中助力教师高效教学，课后实战练习帮助学生巩固知识、查漏补缺。

Unit 7 To Spend or to Save单元同步写作讲义 本单元写作板块主题属于“人与自我”范畴，单元写作话题为“零花钱分配、消费与储蓄观念”。 该写作板块旨在培养学生理性管理金钱的生活素养，规划收支是重要的自我管理实践活动，它可以帮助学生建立合理的消费观、形成自律的生活习惯。通过书面介绍零花钱来源、开销去向、储蓄计划，学生能够清晰梳理个人财务安排，与同伴交流理财思路。收支规划的书面记述，是向他人分享消费习惯、传递理性金钱观念的载体；这有助于构建自律、克制、长远规划的自我管理认知基础，从而培养学生正确的财富观与独立生活规划能力。 词汇积累 试卷第1页，共8页 学科网（北京）股份有限公司 1.save储蓄 2.spend 花费 3.interest利息 4.budget 预算 5.use up 用完；用光 6.earn 挣得；赚的 7.wisely聪明地；明智地 8.prepare for 为…作准备 句式积累 开头句： 1.Pocket money is necessary in our daily life. 零用钱在我们的日常生活中必不可少。 2.Managing money well is an important life skill. 妥善管理财务是一项重要的生活技能。 3.It is a traditional custom in China, and I usually make a clear plan to use it wisely.这是中国的传统习俗，我通常都会制定明确计划来明智地运用它。 中间句： 1.I usually spend my pocket money wisely. 我通常会明智地使用零花钱。 2.I usually make a budget for my pocket money.我通常会为零花钱制定预算。 3.First, we should make a shopping list before buying things. 首先，在购买物品之前，我们应该先列出一份购物清单。 结尾句： 1.In short, parents ought to let kids take charge of their lucky money and trust them to handle it properly. 简而言之，父母应让孩子自主管理自己的幸运奖金，并信任他们能妥善处理这笔钱。 2.I think managing money properly is an important life skill. 我认为妥善管理财务是一项重要的生活技能。 3.I want to save for a rainy day, but also I want to have a good spending habit. 我想为意外情况储备资金，同时也希望养成良好的消费习惯。 佳句仿写 1. 教材原句：I get pocket money from my parents every week .(get..from...) 仿写：我每年春节从祖父母那里收到礼物。 ____________________________________________________________________________ 2. 教材原句：I can pay for it by myself. (pay for ) 仿写：我可以用自己的积蓄独自支付爱好开支。 _____________________________________________________________________________ 3. 教材原句： I want to save up for my dreams. 仿写：我们想为有意义的礼物存钱。 ____________________________________________________________________________ 典例 为了帮助学生树立正确的金钱观，你们班将以“我的零花钱，我做主”为主题开展一次演讲比赛。假如你是李华，请结合以下提示，用英语写一篇演讲稿。 写作提示: 1. Where do you usually spend your pocket money? 2. How do you use it wisely? 3. How do you save it? 写作要求： 1. 文中须包含以上提示中的所有信息，可适当发挥； 2. 文中不得出现真实姓名和学校名称； 3. 词数100左右。 ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 审题 ①文体：应用文，以一般现在时为主 ②内容要点：题目要求必须包含三个核心部分：零花钱通常花在哪里；如何明智地使用零花钱；如何存钱 ③人称：第一人称（I, my） 注意事项：文中不得出现真实姓名和学校名称；词数100左右 谋篇布局 开头 总起，点明零花钱在日常生活中是必要的 中间 总体介绍将零花钱分成三部分。具体说明三部分的用途。补充其他理财习惯 结尾 介绍理性存钱、合理消费的方法并总结感受 佳作展示 Dear classmates. Pocket money is necessary in our daily life. I usually spend my pocket money wisely. I often divide it into three parts. The first part is for my daily needs, such as school things and snacks. The second part is for my favorite books. I save the third part in the bank to prepare for the future. I usually make a budget for my pocket money. I often buy things on sale, and I seldom buy unnecessary things. What’s more, I prefer to pay bills in cash because it helps me spend less money. I am happy to see my savings growing in the piggy bank. Thank you. 佳作赏析 要点一：零花钱用途 用途：for my daily needs, such as school things and snacks/for my favorite books/to help people in need等 要点二：如何明智使用 使用方式：buy things on sale/seldom buy unnecessary things/pay bills in cash/buy things I really need, not things I just want等 要点三：如何存钱 存钱方式：save the third part in the bank/in the piggy bank/put my savings in a bank account so it can earn interest等 （一） 俗话说：理财有道，生活无忧。作为中学生的我们，也应该培养理财能力并形成合理的消费观。请你根据以下提示内容，写一篇英语短文，谈谈你对理性消费的看法。提示：(1) Are there any unreasonable spending habits around you? What are they? (2) How can we manage money wisely? (Make a shopping list; Set a weekly budget; ...) 注意：(1) 短文须包括所给提示信息，可适当发挥； (2) 文中不得出现真实的人名、校名和地名； (3) 词数70个左右(开头和结尾已给出，不计入总词数)。 Managing money well is an important life skill. As middle school students, we should learn to spend wisely to prepare for the future.________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Remember, managing money wisely today means a worry-free life tomorrow. （二） 压岁钱不仅仅是红包里的现金，更是长辈的一份关爱和祝福。我们该如何管理自己的钱，让压岁钱用得更有意义（more meaningful）呢？请根据图表提示，以“How to manage lucky money”为题，写一篇英语短文，正文词数80左右 __________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ （三） 假设你是李明，你的朋友张华不知道如何合理使用零花钱，经常乱花钱。请你给他写一封电子邮件，告诉他如何明智地使用零花钱，并给出一些建议。 要求： 1. 词数 80 左右； 2. 邮件的开头和结尾已给出，不计入总词数。 Dear Zhang Hua, I know you often spend your pocket money carelessly. Here are some suggestions for you. __________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ I hope these suggestions can help you. Yours, Li Ming （四） 春节期间，孩子们都能收到不少的压岁钱,现就“压岁钱是否应该让父母代为保管”这一话题，根据以下提示，写一篇80词左右的文章，谈谈你自己的看法。 1. 孩子喜欢过春节，可以收到压岁钱。 2. 家长往往喜欢为孩子保存。 3. 培养孩子的理财能力；帮助他们学会合理用钱；对他们未来的生活有益。 ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ （五） 新年，父母或亲戚会给我们一些压岁钱，你通常是怎么使用这些钱的？请你以My lucky money 为题，写一篇不少于70个词的文章。要求语言通顺，意思连贯，条理清楚，书写规范。 My lucky money ______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ （六） 为引导学生树立正确的消费观，你校开展了以“学会生活、理性消费”为主题的征文活动。请你结合下面的提示信息，以“My pocket money”为题，写一篇英语作文进行投稿。 1. How do you get pocket money? 2. How much pocket money do you have every month? 3. How do you usually spend your pocket money? 4. How can you manage your pocket money better? _____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ （七） 请根据以下提示，写一篇关于如何明智地花钱的短文，不少于60词。提示： 1. 只买需要的东西； 2. 比较价格，选择性价比高的商品； 3. 节省零花钱，为未来做准备。 _____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ （八） Amy正在写信给她的朋友讨论如何使用压岁钱，请根据提示，完成作文 1. 通常在春节期间得到压岁钱。 2. 花压岁钱买一些书和零食；给父母买礼物；剩下的钱存起来；…… 3. 为我的钱做预算，对我来说，让钱花得值是很重要的；…… 根据提示完成作文，不少于70词，并进行适当补充。____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ $Unit 7 To Spend or to Save单元同步写作讲义 本单元写作板块主题属于“人与自我”范畴，单元写作话题为“零花钱分配、消费与储蓄观念”。 该写作板块旨在培养学生理性管理金钱的生活素养，规划收支是重要的自我管理实践活动，它可以帮助学生建立合理的消费观、形成自律的生活习惯。通过书面介绍零花钱来源、开销去向、储蓄计划，学生能够清晰梳理个人财务安排，与同伴交流理财思路。收支规划的书面记述，是向他人分享消费习惯、传递理性金钱观念的载体；这有助于构建自律、克制、长远规划的自我管理认知基础，从而培养学生正确的财富观与独立生活规划能力。 词汇积累 试卷第1页，共17页 学科网（北京）股份有限公司 1.save储蓄 2.spend 花费 3.interest利息 4.budget 预算 5.use up 用完；用光 6.earn 挣得；赚的 7.wisely聪明地；明智地 8.prepare for 为…作准备 句式积累 开头句： 1.Pocket money is necessary in our daily life. 零用钱在我们的日常生活中必不可少。 2.Managing money well is an important life skill. 妥善管理财务是一项重要的生活技能。 3.It is a traditional custom in China, and I usually make a clear plan to use it wisely.这是中国的传统习俗，我通常都会制定明确计划来明智地运用它。 中间句： 1.I usually spend my pocket money wisely. 我通常会明智地使用零花钱。 2.I usually make a budget for my pocket money.我通常会为零花钱制定预算。 3.First, we should make a shopping list before buying things. 首先，在购买物品之前，我们应该先列出一份购物清单。 结尾句： 1.In short, parents ought to let kids take charge of their lucky money and trust them to handle it properly. 简而言之，父母应让孩子自主管理自己的幸运奖金，并信任他们能妥善处理这笔钱。 2.I think managing money properly is an important life skill. 我认为妥善管理财务是一项重要的生活技能。 3.I want to save for a rainy day, but also I want to have a good spending habit. 我想为意外情况储备资金，同时也希望养成良好的消费习惯。 佳句仿写 1. 教材原句：I get pocket money from my parents every week .(get..from...) 仿写：我每年春节从祖父母那里收到礼物。 ____________________________________________________________________________ 2. 教材原句：I can pay for it by myself. (pay for ) 仿写：我可以用自己的积蓄独自支付爱好开支。 _____________________________________________________________________________ 3. 教材原句： I want to save up for my dreams. 仿写：我们想为有意义的礼物存钱。 ____________________________________________________________________________ 【答案】 1.I get gifts from my grandparents every Spring Festival. 2. I can pay for my hobbies by myself with my savings. 3. We want to save up for meaningful gifts. 典例 为了帮助学生树立正确的金钱观，你们班将以“我的零花钱，我做主”为主题开展一次演讲比赛。假如你是李华，请结合以下提示，用英语写一篇演讲稿。 写作提示: 1. Where do you usually spend your pocket money? 2. How do you use it wisely? 3. How do you save it? 写作要求： 1. 文中须包含以上提示中的所有信息，可适当发挥； 2. 文中不得出现真实姓名和学校名称； 3. 词数100左右。 ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 审题 ①文体：应用文，以一般现在时为主 ②内容要点：题目要求必须包含三个核心部分：零花钱通常花在哪里；如何明智地使用零花钱；如何存钱 ③人称：第一人称（I, my） 注意事项：文中不得出现真实姓名和学校名称；词数100左右 谋篇布局 开头 总起，点明零花钱在日常生活中是必要的 中间 总体介绍将零花钱分成三部分。具体说明三部分的用途。补充其他理财习惯 结尾 介绍理性存钱、合理消费的方法并总结感受 佳作展示 Dear classmates. Pocket money is necessary in our daily life. I usually spend my pocket money wisely. I often divide it into three parts. The first part is for my daily needs, such as school things and snacks. The second part is for my favorite books. I save the third part in the bank to prepare for the future. I usually make a budget for my pocket money. I often buy things on sale, and I seldom buy unnecessary things. What’s more, I prefer to pay bills in cash because it helps me spend less money. I am happy to see my savings growing in the piggy bank. Thank you. 佳作赏析 要点一：零花钱用途 用途：for my daily needs, such as school things and snacks/for my favorite books/to help people in need等 要点二：如何明智使用 使用方式：buy things on sale/seldom buy unnecessary things/pay bills in cash/buy things I really need, not things I just want等 要点三：如何存钱 存钱方式：save the third part in the bank/in the piggy bank/put my savings in a bank account so it can earn interest等 （一） 俗话说：理财有道，生活无忧。作为中学生的我们，也应该培养理财能力并形成合理的消费观。请你根据以下提示内容，写一篇英语短文，谈谈你对理性消费的看法。提示：(1) Are there any unreasonable spending habits around you? What are they? (2) How can we manage money wisely? (Make a shopping list; Set a weekly budget; ...) 注意：(1) 短文须包括所给提示信息，可适当发挥； (2) 文中不得出现真实的人名、校名和地名； (3) 词数70个左右(开头和结尾已给出，不计入总词数)。 Managing money well is an important life skill. As middle school students, we should learn to spend wisely to prepare for the future.________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Remember, managing money wisely today means a worry-free life tomorrow. 【答案】例文： Managing money well is an important life skill. As middle school students, we should learn to spend wisely to prepare for the future. But many students often buy things blindly. For example, some students buy lots of shoes but they never wear them. Some spend lots of money on online games. How can we manage money wisely? First, we should make a shopping list before buying things. Second, set a weekly budget and stick to it. It helps manage our money well. Finally, save a small part of our pocket money for future use every week. It is also a good habit. Remember, managing money wisely today means a worry-free life tomorrow. 【详解】写作步骤 [第一步：审题立意] 确定文体：说明文，以一般现在时为主 明确要点：包含两个方面——身边存在的不合理消费现象、如何明智管理金钱 确定人称：第一人称复数（we/our）和第二人称（you） 注意事项：文中不得出现真实的人名、校名和地名；开头结尾已给出；词数70左右；要点齐全；可适当发挥 [第二步：构思布局] 三段式结构： 第一段：承接已给开头，指出身边的不合理消费现象 第二段：提出明智管理金钱的具体方法 第三段：结尾已给 [第三步：要点展开] 要点一：不合理的消费现象 现象一：buy things blindly/buy lots of shoes but never wear them/buy useless toys just for fun等 现象二：spend lots of money on online games/waste much pocket money on short-lived online gifts等 要点二：明智管理金钱的方法 具体方法：make a shopping list before buying things/set a weekly budget and stick to it/save a small part of our pocket money for future use every week/avoid blind purchases/set a weekly budget to control costs等 （二） 压岁钱不仅仅是红包里的现金，更是长辈的一份关爱和祝福。我们该如何管理自己的钱，让压岁钱用得更有意义（more meaningful）呢？请根据图表提示，以“How to manage lucky money”为题，写一篇英语短文，正文词数80左右 __________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】One possible version: How to manage lucky money Lucky money is not just money in red packets but a gift from our elders full of love and wishes. To make it more meaningful, we can do things like these: First, save some of the lucky money for the future. Second, use some to buy school things. This can help us learn more and do better in school. Third, we can give some to help others in need. Lastly, spend some on the things we like. Be wise to manage lucky money well, and make it more useful. 【详解】写作步骤 第一步：审题立意 文体：议论文，一般现在时为主 要点： 1. 点明压岁钱的内涵 2. 列举合理使用压岁钱的几种方式 3. 总结理性理财的意义 人称：第一人称we 要求：正文80词左右，行文连贯，包含提示词more meaningful，无真实人名校名 第二步：构思布局 三段式结构 开头段：解释压岁钱不只是现金，承载长辈关爱祝福，引出主题如何有意义使用 主体段：分点罗列存钱、购置学习用品、捐助他人、适度消费四种用法 结尾段：呼吁理性管理压岁钱，使其更有价值 第三步：要点展开 要点1：引入压岁钱内涵 核心短语+拓展词汇：lucky money/red packets/full of love and wishes/gift from elders/carry care and best wishes/cash in red envelopes等 要点2：管理压岁钱的方法 核心短语+拓展词汇：save for the future/buy school things/help others in need/spend on things we like/put money in bank/purchase stationery/give donations to poor people/buy our favorite items等 要点3：总结感悟 核心短语+拓展词汇：manage lucky money well/more meaningful/more useful/use money wisely/make it valuable/bring greater significance等 （三） 假设你是李明，你的朋友张华不知道如何合理使用零花钱，经常乱花钱。请你给他写一封电子邮件，告诉他如何明智地使用零花钱，并给出一些建议。 要求： 1. 词数 80 左右； 2. 邮件的开头和结尾已给出，不计入总词数。 Dear Zhang Hua, I know you often spend your pocket money carelessly. Here are some suggestions for you. __________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ I hope these suggestions can help you. Yours, Li Ming 【答案】例文 Dear Zhang Hua, I know you often spend your pocket money carelessly. Here are some suggestions for you. First, make a budget for your pocket money. Write down all your necessary costs like stationery so you won’t waste money on useless toys or snacks. Second, save some of your pocket money in a piggy bank each time you get it. It can be used for useful things later. Third, think carefully before buying something. Ask yourself if you really need it. If you want to buy something expensive, wait a few days. You may find you don’t want it anymore. I hope these suggestions can help you. Yours, Li Ming 【详解】写作步骤 [第一步：审题立意] 确定文体：应用文，全文主体时态一般现在时 明确要点：针对张华乱花零花钱的问题，提出三条合理理财建议 确定人称：第一人称和第二人称 注意事项：邮件首尾固定句子不计入总词数；文中不能出现真实校名、人名；分点提建议，语句通顺、逻辑清晰 [第二步：构思布局] 三段式结构 开头段：题目给出固定开篇，点明对方乱花钱的问题，引出下文建议 主体段：用First/Second/Third 分层，依次给出三条理财建议，每条搭配简短理由，完整说明怎样明智使用零花钱 结尾段：使用题目给定收尾句，表达希望建议能提供帮助 [第三步：要点展开] 要点一：制定零花钱消费预算 make a budget for your pocket money/set a spending limit/plan your daily spending等 要点二：养成储蓄习惯，留存部分零花钱 save some of your pocket money/in case of an emergency/save up for valuable things/put part of your money aside等 要点三：购物前理性思考，拒绝冲动消费 think carefully before buying something/avoid impulse buying等 （四） 春节期间，孩子们都能收到不少的压岁钱,现就“压岁钱是否应该让父母代为保管”这一话题，根据以下提示，写一篇80词左右的文章，谈谈你自己的看法。 1. 孩子喜欢过春节，可以收到压岁钱。 2. 家长往往喜欢为孩子保存。 3. 培养孩子的理财能力；帮助他们学会合理用钱；对他们未来的生活有益。 ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】例文 Chinese kids love the Spring Festival for lucky money from family, yet most parents save it, thinking kids are too young to manage funds. I believe children should keep their lucky money. It offers a great chance to learn money management. With parents’ guidance, they can learn to spend wisely and build good financial habits, a vital skill for later life. In short, parents ought to let kids take charge of their lucky money and trust them to handle it properly. 【详解】写作步骤 [第一步：审题立意] 确定文体：议论文，以一般现在时为主 ​明确要点：孩子喜爱春节收压岁钱；父母习惯代为保管压岁钱；自主保管压岁钱能培养理财能力、学会合理用钱、有益于未来生活，表达个人观点 ​确定人称：第三人称（children/parents）+第一人称（I/my） ​注意事项：词数控制80词左右，不得出现真实人名、地名 [第二步：构思布局] 三段式结构： 开头段：引出话题，点明孩子爱春节收压岁钱、父母常代为保管的普遍现象 ​主体段：亮出个人观点，阐述自主管理压岁钱的多重好处 ​结尾段：总结全文，重申观点 [第三步：要点展开] 要点一：孩子喜欢过春节，可以收到压岁钱 场景：the Spring Festival ​人群：Chinese kids/children ​行为：receive lucky money/get gift money ​情感词汇：love/admire ​句式表达：Kids love the Spring Festival because they can get lucky money from relatives. 要点二：家长往往喜欢为孩子保存压岁钱 主体：parents/grown-ups ​行为：save money/keep money for kids ​心理想法：think kids are too young to manage money ​动词词汇：save/preserve ​句式表达：Most parents prefer to save their kids’ lucky money themselves. 要点三：培养孩子的理财能力；帮助他们学会合理用钱；对他们未来的生活有益 1. 理财能力 ​名词短语：money management/financial awareness ​动词搭配：learn money management/develop financial awareness 2. 合理用钱 ​副词：wisely/reasonably ​搭配：spend money wisely/spend pocket money reasonably ​3. 长远益处 ​名词短语：a vital skill for later life/benefit their future life ​句式表达：Managing lucky money helps kids form good habits, which is good for their future. （五） 新年，父母或亲戚会给我们一些压岁钱，你通常是怎么使用这些钱的？请你以My lucky money 为题，写一篇不少于70个词的文章。要求语言通顺，意思连贯，条理清楚，书写规范。 My lucky money ______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】                                                        My Lucky Money      During the Spring Festival, I always receive some lucky money from my parents and relatives. It is a traditional custom in China, and I usually make a clear plan to use it wisely.      First, I save most of the money in the bank for my future studies. Second, I buy some useful books with part of it, because reading opens my eyes and helps me learn more. Sometimes, I also use a small amount of money to buy gifts for my teachers on Teachers’ Day.      I think managing money properly is an important life skill. I will keep using my lucky money in meaningful ways and develop a good habit of saving money. 【详解】写作步骤 [第一步：审题立意] 确定文体：介绍性记叙文，以一般现在时为主 明确要点：压岁钱的获取来源、压岁钱的具体使用方式、管理压岁钱的意义与看法 确定人称：第一人称（I/my） 注意事项：词数不少于70词，语言通顺连贯，条理清晰 [第二步：构思布局] 采用三段式结构： 开头段：开篇引入话题，介绍压岁钱的获取来源和相关文化背景 主体段：分点说明压岁钱的不同使用方式，条理清晰地介绍各项用途 结尾段：总结自己对管理压岁钱的看法，点明其意义，升华主题 [第三步：要点展开] 要点一：压岁钱的来源 来源对象：parents/relatives/elder family members/grandparents等 获取场景：During the Spring Festival/on New Year’s Eve/during the winter holiday等 文化背景：a traditional custom in China/a Chinese traditional culture/a special festival tradition等 要点二：压岁钱的使用方式 储蓄规划：save most of the money in the bank/put aside for future studies/save up for further use等 学习支出：buy some useful books/purchase stationery/pay for after-school activities等 人际往来：buy gifts for my teachers/buy small presents for friends/buy things for my family等 要点三：压岁钱管理的意义 能力培养：managing money is an important life skill/develop money management ability/learn to use money wisely等 价值观念：use money in a meaningful way/form a good spending habit/learn to save money等 未来规划：continue to use money properly/make better plans for lucky money/prepare for future needs等 （六） 为引导学生树立正确的消费观，你校开展了以“学会生活、理性消费”为主题的征文活动。请你结合下面的提示信息，以“My pocket money”为题，写一篇英语作文进行投稿。 1. How do you get pocket money? 2. How much pocket money do you have every month? 3. How do you usually spend your pocket money? 4. How can you manage your pocket money better? _____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】例文 My pocket money I usually get pocket money from my parents and sometimes my grandparents. Every month, my parents give me 200 yuan. I spend half of the money on school things like pens, books and notebooks. I also use 10 percent to buy snacks. The presents for my family cost about 20 percent. I don’t spend money on things that I don’t need and I save the rest. I think I can spend more money on books because I can learn a lot from them. I will make a budget for my pocket money not only because I want to save for a rainy day, but also I want to have a good spending habit. 【详解】写作步骤 [第一步：审题立意] 确定文体：介绍性记叙文，以一般现在时为主 明确要点：零花钱的获取来源、每月零花钱金额、零花钱的花费去向、优化管理零花钱的方法 确定人称：第一人称（I/my） 注意事项：紧扣理性消费主题，不得透露真实个人信息 [第二步：构思布局] 采用三段式结构： 开头段：开篇点题，介绍自己零花钱的获取渠道 主体段：说明每月零花钱的金额，详细介绍不同用途的花费分配 结尾段：阐述自己管理零花钱的优化方法，点明理性消费的意义，升华主题 [第三步：要点展开] 要点一：零花钱的获取来源 来源对象：parents/grandparents/relatives/elder family members等 获取方式：get pocket money from/receive...from.../earn...by doing housework/get as rewards等 频率描述：usually/sometimes/often/regularly/from time to time等 要点二：每月零花钱金额 金额表述：200 yuan/about two hundred yuan/300 yuan each month等 发放频率：every month/once a month/monthly/each month等 发放主体：my parents give me/I get...from my family/my parents offer me...等 要点三：零花钱的花费去向 学习类支出：school things like pens, books and notebooks/stationery/exercise books/reference books等 日常类支出：snacks/presents for my family/drinks/small gifts for friends等 占比与储蓄：half of the money/10 percent/save the rest/put aside money/save up for future use等 要点四：零花钱的优化管理 消费优化：spend more money on books/cut down unnecessary costs/buy things we really need等 规划方法：make a budget/make a clear spending plan/keep a record of daily expenses等 管理意义：save for a rainy day/have a good spending habit/learn to manage money properly/develop financial awareness等 （七） 请根据以下提示，写一篇关于如何明智地花钱的短文，不少于60词。提示： 1. 只买需要的东西； 2. 比较价格，选择性价比高的商品； 3. 节省零花钱，为未来做准备。 _____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】参考范文： How to Be Wise with Money We should be wise with money. First, we should only buy things that we really need. Don’t buy anything just because it looks nice. Second, when we go shopping, we should compare the prices of different products and choose the ones with good quality and reasonable prices. Finally, we should save our pocket money. It can help us in the future. For example, we can use it to buy important things or for emergencies. In a word, being wise with money is very important. 【详解】写作步骤 [第一步：审题立意] 确定文体：说明文，以一般现在时为主 明确要点：建议一：只购买自身真正需要的物品，不盲目冲动消费；建议二：购物时多方比价，挑选高性价比、质优价廉的商品；建议三：养成储蓄零花钱的习惯，为未来生活提前做好准备 确定人称：第一人称(we) 注意事项：控制词数，不得透露真实信息 [第二步：构思布局] 三段式结构： 开头段：总起句点明理性、明智消费的重要性，引出下文几条消费建议 主体段：分三点依次阐述三条合理花钱的具体做法，补充细节说明 结尾段：总结全文，再次强调理性理财、明智花钱的重要意义 [第三步：要点展开] 要点一：建议一 拒绝冲动消费：only buy things that we really need/Don’t buy anything just because it looks nice/resist blind consumption and only pay for daily necessities we actually require/ask ourselves whether we really need them to avoid unnecessary waste等 要点二：建议二 比较价格：compare the prices of different products and choose the ones with good quality and reasonable prices/a smart choice to check prices from different shops or online stores before making a purchase/balance product quality and price carefully so that we can get cost-effective goods等 要点三：建议三 省钱：save our pocket money/use it to buy important things or for emergencies/develop the good habit of saving part of our pocket money every month/cover our future study costs or deal with unexpected emergencies in daily life/not only avoids waste but also lets us face future challenges with more confidence等 （八） Amy正在写信给她的朋友讨论如何使用压岁钱，请根据提示，完成作文 1. 通常在春节期间得到压岁钱。 2. 花压岁钱买一些书和零食；给父母买礼物；剩下的钱存起来；…… 3. 为我的钱做预算，对我来说，让钱花得值是很重要的；…… 根据提示完成作文，不少于70词，并进行适当补充。___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】 Dear friend, How is everything going? I’m writing to talk about how to deal with lucky money with you. I usually get lucky money during the Spring Festival. I have a plan for it. Firstly, I spend some money buying books and snacks. Secondly, I buy gifts for my parents to show my love. Thirdly, I save the rest in the bank. What’s more, I can also give a little money to kids in need. I think making a budget for my money is necessary. It is important for me to make every penny count. I hope you can manage your money well too. Yours, Amy 【详解】写作步骤 [第一步：审题立意]   确定文体：书信，以一般现在时为主 明确要点：交代压岁钱的获取时间；详细说明压岁钱的几类使用规划；表达自己的金钱消费观念 确定人称：第一人称(I) 注意事项：控制词数，不得透露真实信息 [第二步：构思布局]   三段式结构： 开头段：开门见山，点明写信目的 主体段：说明通常在春节收到压岁钱；分点介绍自己分配压岁钱的几种具体方式 结尾段：阐述个人消费理财观念，给朋友提出合理管理零花钱的小建议 [第三步：要点展开]   要点一： 点明写信目的 I’m writing to tell you how I spend my lucky money./I write this letter to discuss ways to use lucky money with you./I’d like to share my plans for lucky money with you.等 要点二：获取压岁钱 时间和来源：get lucky money during the Spring Festival/a traditional custom for Chinese kids to receive lucky money from relatives/As a tradition, elders give children lucky money to wish us health and good luck in the new year.等 要点三：压岁钱的使用安排 具体规划：buy books and snacks/buy gifts for my parents to show my love/save the rest in the bank/give a little money to kids in need/share my money with poor children/buy useful storybooks/save the rest of the money in my piggy bank/enrich my knowledge/show my thanks to parents/for my future study needs/for later use等 要点四：个人理财理念与建议 理念与建议：make a budget/necessary/make every penny count/manage your money well/form a good money-saving habit/make good use of your lucky money/avoid wasting money等      $