Unit 7 课时4 Lesson 4（分层作业）英语新教材冀教版八年级下册

Unit 7 The value of money 课时4 Lesson 4 Needs or wants?分层作业 核心知识速记 01基础达标 02能力提升 03拓展培优 04思维进阶 词汇 sale /seɪl/n. 特价销售；销售；销售量 cotton /ˈkɒtn/n. 棉； 棉花；棉织物 blouse /blaʊz/n. （女士）衬衫 disappointed /ˌdɪsəˈpɔɪntɪd/adj. 失望的 expensive /ɪkˈspensɪv/adj. 昂贵的 price /praɪs/n. 价格；代价 　v. 给…… 定价；标价 curious /ˈkjʊəriəs/adj. 求知欲强的 patiently /ˈpeɪʃntli/adv. 耐心地 desire /dɪˈzaɪə(r)/v. 渴望；期望 　n. 愿望；渴望；欲望 manage /ˈmænɪdʒ/v. 明智地使用（金钱、时间、信息等）；管理；操纵 decision /dɪˈsɪʒn/n. 决定；抉择；果断 句型 1.Do you often buy things you don't really need?——你是不是经常买一些其实并不需要的东西？ 2.What's your reason for buying things? ——您购买商品的动机是什么？ 3.It's important to make smart choices with our money.——明智理财至关重要。 一、单词默写。 1 / 6 学科网（北京）股份有限公司 1. _________/seɪl/n. 特价销售；销售；销售量 2._________/ˈkɒtn/n. 棉；棉花；棉织物 3._________/blaʊz/n.（女士）衬衫 4._________/ˌdɪsəˈpɔɪntɪd/adj. 失望的 5._________/ɪkˈspensɪv/adj. 昂贵的 6._________/praɪs/n. 价格；代价； v. 给…… 定价；标价 7._________/ˈkjʊəriəs/adj. 求知欲强的 8._________/ˈpeɪʃntli/adv. 耐心地 9._________/dɪˈzaɪə(r)/v. 渴望；期望； n. 愿望；渴望；欲望 10._________/ˈmænɪdʒ/v. 明智地使用（金钱、时间、信息等）；管理；操纵 11._________/dɪˈsɪʒn/n. 决定；抉择；果断 二、词组默写。 1.听说；得知：____________________________ 2.下班；休息；关门：_______________________ 3.提醒某人做某事：__________________________ 4.思考；考虑：______________________________ 5.过去常常做某事：__________________________ 6.做选择：_____________________________ 7.理财；管理钱财：_________________________ 8.做出更好的决定：__________________________ 三、完成句子。 1. 我很高兴听说了这场大促销。 I was very happy to ________ ________ the big sale. 2. 在买东西之前，你应该为自己多加考虑。 You should ________ ________ yourself before buying things. 3. 每个人都可以在日常生活中做出选择。 Everyone can ________ ________ in daily life. 4. 对青少年来说，学会很好地理财很重要。 It’s important for teenagers to learn to ________ ________ well. 5. 通过学习生活经验，我们能够做出更好的决定。 By learning life lessons, we can ________ ________ ________. 四 、用括号内所给词的适当形式填空。 1.We should learn to make right ________ (choose) in our life. 2.My mother always reminds me ________ (wash) hands before meals. 3.Finally, he made a good ________ (decide) to save pocket money. 4.We should consider ________ (plan) our spending every month. 5.I ________ (use) to spend all my money on useless things. 五、阅读下面短文，在空白处填入一个适当的词，或填入括号中所给单词的适当形式。 something, when, mean, serious, easy, think, useless, shoe, appear, about You may get pocket money (零花钱) from your parents. You may use it to get a mobile phone, a pair of 1 , or some great books. However, you may regret 2 you buy things you want but don’t need. This situation may not 3 if you manage your money under “conscious (有意识的) spending”. “Conscious spending” 4 spending more money on things you need and try to use less money for 5 you don’t need. It’s not about saying “no” to everything. It’s about realizing what you really need. Another important thing to stop 6 spending is to ask yourself two questions: Where is my money going? How much do I want to save? And you must answer these questions 7 . These questions can help you be clear 8 your money situation. At the same time, you can make sure what you don’t care about. That makes it much 9 to control your spending in areas that don’t matter as much. When you’ve 10 about what you really value, you won’t feel worried about how you spend money. Saving will become simple, too. 六、阅读理解。 TeachingMoney Management During the Spring Festival ①Happiness may come for free ② Consider (考虑) parents’ affordability Parents may replace the gift shopping trip with a family cooking experience or some free, healthy family activities, such as picnicking, cycling or hiking. They should show children that they can get happiness but they can’t buy happiness. Parents should make it clear that they can’t afford (负担得起) what their children want. They may discuss other affordable options with their children, or tell them that they may have to spend less on other things to buy an expensive gift. ③ “Need” VS “Want” ④Share the festive joy Parents should teach children that they should spend money on what they really need not what they want. It’s important to help them find what they “need” and what they really “want”. Parents may encourage their children to share the happiness with other kids by donating (捐赠) the gifts to those in need. 1．You can read the passage from a magazine about ________. A．family education for parents B．money management for children C．school activities for teachers D．language skills for students 2．According to this passage, children should learn how to ________. A．get free happiness B．manage money wisely C．share happiness with others D．donate money 3．The writer may agree that ________. A．money cannot make people happy B．parents shouldn’t satisfy (满足) children’s needs C．there is no need to buy things in shops D．children should consider parents’ affordability 七、完形填空。 If you had a monthly income (收入) of 15,000 yuan, how much of it would you spend? And how would you save? Many people find budgeting (制定预算) 1 . They turn to popular budgeting apps, only to forget about them by the third day. Why not follow the 50/30/20 method? It is one of the most effective and simple budgeting methods around. According to this method, you should divide your monthly income into three 2 : 50% for “needs”, 30% for “wants”, and 20% for “savings”. “Needs” refers to the bills that you must 3 and the necessary things for survival. 4 , they include electricity and gas bills, transportation and food and drinks. These are “must-haves”. If you have to spend more than 50% of your income on your “needs”, you may need to 5 your lifestyle. For example, you may consider cooking at home, rather than eating out often. “Wants” refers to 6 costs. You choose to spend your money on these things, but could easily live without them. You could 7 at home instead of going to the sports center. You could watch sports on TV instead of getting tickets to the game. You could continue using your three-year-old backpack. 8 , you need to save 20% of your monthly income. Savings are 9 . You never know when you may lose your job or when an accident may take place. 10 the 50/30/20 method. It will help you live a happy life while making sure you have some savings to fall back on whenever you need them. 1．A．convenient B．difficult C．boring D．challenging 2．A．steps B．groups C．halves D．forms 3．A．pay B．buy C．return D．share 4．A．Suddenly B．Seriously C．Actually D．Simply 5．A．change B．enjoy C．improve D．create 6．A．unavailable B．uncertain C．unknown D．unnecessary 7．A．set out B．find out C．go out D．work out 8．A．As a result B．Last of all C．In short D．In general 9．A．popular B．important C．impossible D．limited 10．A．Develop B．Show C．Spread D．Try 八、阅读表达。 Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert. Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills. Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have. Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money. Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home. 1．How can children make pocket money according to Dr. Mara Harvey? ________________________________________________________________ 2．What can you make a plan for if a holiday is coming? ________________________________________________________________ 3．Why do we choose to cook at home instead of eating out? ________________________________________________________________ 4．How many tips are mentioned (提到) in the article? ________________________________________________________________ 5．What do you think of managing money? ________________________________________________________________ 九、阅读综合。 Emma was excited when she heard about a big sale at a store near her home. Everything was 20% off, and she wanted to go shopping with her mum, Mrs Carson. Mrs Carson asked Emma what she wanted to buy, but Emma wasn’t sure yet. She saw a pretty cotton dress, a nice blouse, and some cool shoes. However, her mum reminded her that she already had enough clothes. “You already have so many blouses, Emma. I don’t think you need any more,” Mrs Carson said. Disappointed, Emma thought for a moment and said, “They used to be very expensive, but now they’re cheap...” Mrs Carson smiled and explained, “It’s not just about the price, Emma. We should spend money wisely. Before buying something, we should consider our needs and wants.” Curious to learn more, Emma asked, “What do you mean by needs and wants, Mum?” Patiently, Mrs Carson explained, “Needs are things that we must have, like food, clothes, and a safe home. Wants, on the other hand, are things that we desire but can live without. It’s important to make smart choices with our money.” Emma started to realise how important it was to manage money wisely. By understanding the difference between needs and wants, she knew that she could make better decisions about money. 1．完成句子：Emma was excited because there was a at a store near her home. 2．完成句子：Needs are things that we , while wants are things we desire but can live without. 3．回答问题：What did Mrs Carson ask Emma to consider before buying something? _________________________________________________________________________ 4．回答问题：What did Emma learn from her mum? _________________________________________________________________________ 5．将文中画线句子翻译成汉语： By understanding the difference between needs and wants, she knew that she could make better decisions about money. _________________________________________________________________________ $ Unit 7 The value of money 课时4 Lesson 4 Needs or wants?分层作业 参考答案 一、单词默写。 sale；cotton；blouse；disappointed；expensive；price；curious；patiently；desire；manage；decision 二、词组默写。 1.hear about  2.was off  3.remind somebody to do  4.think for  5.used to do  6.make choices  7.manage money  8.make better decisions 三、完成句子。 1. hear about 2. think for 3. make choices 4. manage money 5. make better decisions 四 、用括号内所给词的适当形式填空。 1.choices 2. to wash 3. decision 4. planning 5. used 五、选词填空。 1．shoes 2．when 3．appear 4．means 5．something 6．useless 7．seriously 8．about 9．easier 10．thought 六、阅读理解。 1．A 2．B 3．D 七、完形填空。 1．B 2．B 3．A 4．C 5．A 6．D 7．D 8．B 9．B 10．D 八、阅读表达。 1．By doing chores. 2．Spending and saving. 3．To cut down on spending. 4．Four. 5．It’s very important/necessary/useful. 九、阅读综合。 1．big sale 2．must have 3．She asked Emma to consider her needs and wants. 4．She learned how to manage money wisely and the difference between needs and wants. 5．通过理解需要和想要之间的区别，她知道自己可以在金钱问题上做出更好的决定。 1 / 6 学科网（北京）股份有限公司 $Unit 7 The value of money 课时4 Lesson 4 Needs or wants?分层作业 核心知识速记 01基础达标 02能力提升 03拓展培优 04思维进阶 词汇 sale /seɪl/n. 特价销售；销售；销售量 cotton /ˈkɒtn/n. 棉； 棉花；棉织物 blouse /blaʊz/n. （女士）衬衫 disappointed /ˌdɪsəˈpɔɪntɪd/adj. 失望的 expensive /ɪkˈspensɪv/adj. 昂贵的 price /praɪs/n. 价格；代价 　v. 给…… 定价；标价 curious /ˈkjʊəriəs/adj. 求知欲强的 patiently /ˈpeɪʃntli/adv. 耐心地 desire /dɪˈzaɪə(r)/v. 渴望；期望 　n. 愿望；渴望；欲望 manage /ˈmænɪdʒ/v. 明智地使用（金钱、时间、信息等）；管理；操纵 decision /dɪˈsɪʒn/n. 决定；抉择；果断 句型 1.Do you often buy things you don't really need?——你是不是经常买一些其实并不需要的东西？ 2.What's your reason for buying things? ——您购买商品的动机是什么？ 3.It's important to make smart choices with our money.——明智理财至关重要。 一、单词默写。 1 / 6 学科网（北京）股份有限公司 1. _________/seɪl/n. 特价销售；销售；销售量 2._________/ˈkɒtn/n. 棉；棉花；棉织物 3._________/blaʊz/n.（女士）衬衫 4._________/ˌdɪsəˈpɔɪntɪd/adj. 失望的 5._________/ɪkˈspensɪv/adj. 昂贵的 6._________/praɪs/n. 价格；代价； v. 给…… 定价；标价 7._________/ˈkjʊəriəs/adj. 求知欲强的 8._________/ˈpeɪʃntli/adv. 耐心地 9._________/dɪˈzaɪə(r)/v. 渴望；期望； n. 愿望；渴望；欲望 10._________/ˈmænɪdʒ/v. 明智地使用（金钱、时间、信息等）；管理；操纵 11._________/dɪˈsɪʒn/n. 决定；抉择；果断 【答案】sale；cotton；blouse；disappointed；expensive；price；curious；patiently；desire；manage；decision 二、词组默写。 1.听说；得知：____________________________ 2.下班；休息；关门：_______________________ 3.提醒某人做某事：__________________________ 4.思考；考虑：______________________________ 5.过去常常做某事：__________________________ 6.做选择：_____________________________ 7.理财；管理钱财：_________________________ 8.做出更好的决定：__________________________ 【答案】1.hear about  2.was off  3.remind somebody to do  4.think for  5.used to do  6.make choices  7.manage money  8.make better decisions 三、完成句子。 1. 我很高兴听说了这场大促销。 I was very happy to ________ ________ the big sale. 2. 在买东西之前，你应该为自己多加考虑。 You should ________ ________ yourself before buying things. 3. 每个人都可以在日常生活中做出选择。 Everyone can ________ ________ in daily life. 4. 对青少年来说，学会很好地理财很重要。 It’s important for teenagers to learn to ________ ________ well. 5. 通过学习生活经验，我们能够做出更好的决定。 By learning life lessons, we can ________ ________ ________. 【答案】 1. hear about 2. think for 3. make choices 4. manage money 5. make better decisions 四 、用括号内所给词的适当形式填空。 1.We should learn to make right ________ (choose) in our life. 2.My mother always reminds me ________ (wash) hands before meals. 3.Finally, he made a good ________ (decide) to save pocket money. 4.We should consider ________ (plan) our spending every month. 5.I ________ (use) to spend all my money on useless things. 【答案】 choices 2. to wash 3. decision 4. planning 5. used 【解析】 1．解析：考查名词复数。本课重点短语 make choices（做出选择），形容词 right 后接名词，choose 的名词复数形式是 choices。句意：我们应该学会在生活中做出正确的选择。 2．解析：考查固定搭配。本课核心短语 remind sb. to do sth.（提醒某人做某事），故填 to wash。句意：妈妈总是提醒我饭前要洗手。 3．解析：考查词性转换。本课重点短语 make a decision（做决定），动词 decide 要变为名词形式 decision。句意：最后，他做出了存钱的好决定。 4．解析：考查固定搭配。本课核心短语 consider doing sth.（考虑做某事），plan 的动名词形式是 planning。句意：我们应该考虑每个月规划自己的花销。 5．解析：考查固定短语。本课重点短语 used to do sth.（过去常常做某事），故填 used。句意：我过去常常把所有的钱花在无用的东西上。 五、阅读下面短文，在空白处填入一个适当的词，或填入括号中所给单词的适当形式。 something, when, mean, serious, easy, think, useless, shoe, appear, about You may get pocket money (零花钱) from your parents. You may use it to get a mobile phone, a pair of 1 , or some great books. However, you may regret 2 you buy things you want but don’t need. This situation may not 3 if you manage your money under “conscious (有意识的) spending”. “Conscious spending” 4 spending more money on things you need and try to use less money for 5 you don’t need. It’s not about saying “no” to everything. It’s about realizing what you really need. Another important thing to stop 6 spending is to ask yourself two questions: Where is my money going? How much do I want to save? And you must answer these questions 7 . These questions can help you be clear 8 your money situation. At the same time, you can make sure what you don’t care about. That makes it much 9 to control your spending in areas that don’t matter as much. When you’ve 10 about what you really value, you won’t feel worried about how you spend money. Saving will become simple, too. 【答案】 1．shoes 2．when 3．appear 4．means 5．something 6．useless 7．seriously 8．about 9．easier 10．thought 【导语】本文围绕零花钱的合理使用展开，介绍“有意识消费”的概念。 1．句意：你可以用它买一部手机、一双鞋或者一些很棒的书。根据“a pair of”及备选词可知，a pair of意为“一双；一对” ，后接复数名词，shoes“鞋子（复数）”符合题意。故填shoes。 2．句意：然而，当你买了你想要但不需要的东西时，你可能会后悔。根据“you buy things you want but don’t need.”及备选词可知，空格处需引导时间状语从句，when“当……时候”符合句子逻辑。故填when。 3．句意：如果你在“有意识消费”的原则下管理你的钱，这种情况可能不会出现。根据“This situation may not”及备选词可知，空格处需填谓语动词表示“出现”。appear“出现”符合语义，may not为情态动词否定式，后需用动词原形。故填appear。 4．句意：“有意识消费”意味着把更多的钱花在你需要的东西上，尽量少花钱在你不需要的东西上。根据“spending more money on things you need and try”及备选词可知，空格处需填写谓语动词表示“意味着”，mean“意味”符合题意；主语是Conscious spending，一般现在时中谓语动词用第三人称单数形式。故填means。 5．句意：“有意识消费”意味着把更多的钱花在你需要的东西上，尽量少花钱在你不需要的东西上。根据“you don’t need.”及备选词可知，空格处需用不定代词指代不需要的东西。something“某物”，指代不需要的东西，作for的宾语。故填something。 6．句意：阻止无意义消费的另一个重要方法是问自己两个问题：根据“spending is to ask yourself two questions:”及备选词可知，空格处需填写形容词修饰spending，表示无用的消费。useless“无意义的；无用的”符合语境，故填useless。 7．句意：你必须认真回答这些问题。根据“And you must answer these questions”及备选词可知，空格处需用副词修饰动词answer，表示“认真地”；serious的副词形式seriously意为“认真地；严肃地”。故填seriously。 8．句意：这些问题可以帮助你清楚了解自己的财务状况。根据“These questions can help you be clear”及备选词可知，be clear about...是固定搭配，意为“清楚了解……”。故填about。 9．句意：这使得在不那么重要的方面控制支出变得容易得多。根据“That makes it much”及备选词可知，much可修饰形容词比较级，表示程度加深，easy的比较级easier符合语境，意思是“更容易”。故填easier。 10．句意：当你思考过自己真正看重的东西时，你就不会为如何花钱而烦恼了。根据“about what you really value,”及备选词可知，think about是固定短语，意为“思考；考虑”，“have+过去分词”构成现在完成时，think的过去分词是thought。故填thought。 六、阅读理解。 TeachingMoney Management During the Spring Festival ①Happiness may come for free ② Consider (考虑) parents’ affordability Parents may replace the gift shopping trip with a family cooking experience or some free, healthy family activities, such as picnicking, cycling or hiking. They should show children that they can get happiness but they can’t buy happiness. Parents should make it clear that they can’t afford (负担得起) what their children want. They may discuss other affordable options with their children, or tell them that they may have to spend less on other things to buy an expensive gift. ③ “Need” VS “Want” ④Share the festive joy Parents should teach children that they should spend money on what they really need not what they want. It’s important to help them find what they “need” and what they really “want”. Parents may encourage their children to share the happiness with other kids by donating (捐赠) the gifts to those in need. 1．You can read the passage from a magazine about ________. A．family education for parents B．money management for children C．school activities for teachers D．language skills for students 2．According to this passage, children should learn how to ________. A．get free happiness B．manage money wisely C．share happiness with others D．donate money 3．The writer may agree that ________. A．money cannot make people happy B．parents shouldn’t satisfy (满足) children’s needs C．there is no need to buy things in shops D．children should consider parents’ affordability 【答案】1．A 2．B 3．D 【导语】本文是一篇关于家庭教育的文章，主要围绕春节期间父母如何教导孩子进行金钱管理展开，包括考虑父母的经济承受能力、区分“需要”和“想要”、分享节日快乐等方面。 1．第二段指出“Parents should make it clear that they can’t afford (负担得起) what their children want.”以及整体围绕父母教导孩子金钱管理相关内容，说明文章是关于父母对孩子的家庭教育方面的，所以可以在关于家庭教育的杂志上读到这篇文章。 2．文章整体围绕春节期间父母教导孩子进行金钱管理展开，如考虑父母经济承受能力、区分“需要”和“想要”等，都是教导孩子如何明智地管理金钱，所以孩子们应该学会如何明智地管理金钱。 3．第二段提到“Parents should make it clear that they can’t afford (负担得起) what their children want. They may discuss other affordable options with their children, or tell them that they may have to spend less on other things to buy an expensive gift.”，说明作者认为孩子应该考虑父母的经济承受能力。 七、完形填空。 If you had a monthly income (收入) of 15,000 yuan, how much of it would you spend? And how would you save? Many people find budgeting (制定预算) 1 . They turn to popular budgeting apps, only to forget about them by the third day. Why not follow the 50/30/20 method? It is one of the most effective and simple budgeting methods around. According to this method, you should divide your monthly income into three 2 : 50% for “needs”, 30% for “wants”, and 20% for “savings”. “Needs” refers to the bills that you must 3 and the necessary things for survival. 4 , they include electricity and gas bills, transportation and food and drinks. These are “must-haves”. If you have to spend more than 50% of your income on your “needs”, you may need to 5 your lifestyle. For example, you may consider cooking at home, rather than eating out often. “Wants” refers to 6 costs. You choose to spend your money on these things, but could easily live without them. You could 7 at home instead of going to the sports center. You could watch sports on TV instead of getting tickets to the game. You could continue using your three-year-old backpack. 8 , you need to save 20% of your monthly income. Savings are 9 . You never know when you may lose your job or when an accident may take place. 10 the 50/30/20 method. It will help you live a happy life while making sure you have some savings to fall back on whenever you need them. 1．A．convenient B．difficult C．boring D．challenging 2．A．steps B．groups C．halves D．forms 3．A．pay B．buy C．return D．share 4．A．Suddenly B．Seriously C．Actually D．Simply 5．A．change B．enjoy C．improve D．create 6．A．unavailable B．uncertain C．unknown D．unnecessary 7．A．set out B．find out C．go out D．work out 8．A．As a result B．Last of all C．In short D．In general 9．A．popular B．important C．impossible D．limited 10．A．Develop B．Show C．Spread D．Try 【答案】 1．B 2．B 3．A 4．C 5．A 6．D 7．D 8．B 9．B 10．D 【导语】本文介绍了50/30/20预算法，讲解了该方法将月收入按比例分配到“必需品”,“想要品”和“储蓄”三部分的具体内容，帮助人们合理规划收支。 1．句意：很多人觉得制定预算很难。 根据后文“They turn to popular budgeting apps, only to forget about them by the third day.”可知，人们用预算软件也会很快忘记，说明制定预算对很多人来说是困难的，difficult符合文意。 2．句意：根据这个方法，你应该把月收入分成三个部分：50%用于“必需品”，30%用于“想要品”，20%用于“储蓄”。 后文明确列出了三个不同用途的收入分配比例，groups表示类别、部分，符合将收入划分成三类的语境。 3．句意：“必需品”指你必须支付的账单和生存所需的必要物品。 bills“账单”的常用搭配是pay the bills，表示“支付账单”。 4．句意：实际上，它们包括电费和燃气费、交通费以及饮食费用。前文先对“必需品”做了定义，后文具体列举了包含的项目，actually用于承接定义、引出具体实例，符合逻辑。 5．句意：如果你在“必需品”上的支出超过了收入的50%，你就需要改变你的生活方式。 后文举例说明可以在家做饭代替频繁外出就餐，这是对生活方式的调整，change符合语境。 6．句意：“想要品”指非必要的开销。 根据后文“You choose to spend your money on these things, but could easily live without them.”可知，这些开销是没有也能生活的，即非必要的，unnecessary符合文意。 7．句意：你可以在家锻炼，而不是去体育中心。 work out表示锻炼，与后文“going to the sports center”（去体育中心）形成对应，符合语境。 8．句意：最后，你需要每月存下20%的收入。 前文分别介绍了“必需品”和“想要品”两部分，此处介绍最后一部分“储蓄”，last of all用于引出最后一个要点，符合逻辑。 9．句意：储蓄很重要。 根据后文“You never know when you may lose your job or when an accident may take place.”可知，储蓄能应对失业、意外等突发情况，说明储蓄的重要性，important符合文意。 10．句意：试试50/30/20这个方法。 后文提到这个方法能帮你过上幸福生活，同时保证有储蓄可依靠，try用于发出尝试方法的倡议，符合结尾的呼吁逻辑。 八、阅读表达。 Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert. Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills. Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have. Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money. Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home. 1．How can children make pocket money according to Dr. Mara Harvey? ________________________________________________________________ 2．What can you make a plan for if a holiday is coming? ________________________________________________________________ 3．Why do we choose to cook at home instead of eating out? ________________________________________________________________ 4．How many tips are mentioned (提到) in the article? ________________________________________________________________ 5．What do you think of managing money? ________________________________________________________________ 【答案】1．By doing chores. 2．Spending and saving. 3．To cut down on spending. 4．Four. 5．It’s very important/necessary/useful. 【导语】本文主要讲了专家Mara Harvey博士为孩子们提供的几条如何明智花钱的建议。 1．根据“Learn to make money. Ask parents or neighbors if you can do chores to make pocket money.”可知，孩子们可以通过做家务来赚零花钱。故填By doing chores. 2．根据“If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving.”可知，如果假期来临，你可以为“支出和储蓄”制定一个计划。故填Spending and saving. 3．根据“Spend your money on what you need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home.”可知，选择在家做饭而不是外出就餐是为了“减少开支”。故填To cut down on spending. 4．通读全文，文章结构清晰，分别从“Learn to make money.”、“Help your money grow.”、“Make a plan.”、“Spend your money wisely.”四个部分给出了建议。故提到四条建议。故填Four. 5．此题为开放性试题，要求谈谈对“理财”的看法。答案合理即可。故填It’s very important/necessary/useful. 九、阅读综合。 Emma was excited when she heard about a big sale at a store near her home. Everything was 20% off, and she wanted to go shopping with her mum, Mrs Carson. Mrs Carson asked Emma what she wanted to buy, but Emma wasn’t sure yet. She saw a pretty cotton dress, a nice blouse, and some cool shoes. However, her mum reminded her that she already had enough clothes. “You already have so many blouses, Emma. I don’t think you need any more,” Mrs Carson said. Disappointed, Emma thought for a moment and said, “They used to be very expensive, but now they’re cheap...” Mrs Carson smiled and explained, “It’s not just about the price, Emma. We should spend money wisely. Before buying something, we should consider our needs and wants.” Curious to learn more, Emma asked, “What do you mean by needs and wants, Mum?” Patiently, Mrs Carson explained, “Needs are things that we must have, like food, clothes, and a safe home. Wants, on the other hand, are things that we desire but can live without. It’s important to make smart choices with our money.” Emma started to realise how important it was to manage money wisely. By understanding the difference between needs and wants, she knew that she could make better decisions about money. 1．完成句子：Emma was excited because there was a at a store near her home. 2．完成句子：Needs are things that we , while wants are things we desire but can live without. 3．回答问题：What did Mrs Carson ask Emma to consider before buying something? _________________________________________________________________________ 4．回答问题：What did Emma learn from her mum? _________________________________________________________________________ 5．将文中画线句子翻译成汉语： By understanding the difference between needs and wants, she knew that she could make better decisions about money. _________________________________________________________________________ 【答案】1．big sale 2．must have 3．She asked Emma to consider her needs and wants. 4．She learned how to manage money wisely and the difference between needs and wants. 5．通过理解需要和想要之间的区别，她知道自己可以在金钱问题上做出更好的决定。 【导语】本文讲述了艾玛趁商场大促想买新衣服，妈妈卡森夫人通过区分“需要”和“想要”，教会艾玛要理智理财、明智花钱的故事。 1．由原文第1段第1句“Emma was excited when she heard about a big sale at a store near her home”得知，Emma激动的原因是得知她家附近一个商店在做大促销，直接提取信息big sale。 2．由原文倒数第二段“Needs are things that we must have, ...Wants, on the other hand, are things that we desire but can live without.”得知，必需品是必须拥有的东西，直接提取信息must have。 3．结合原文第四段，Emma和 Mrs Carson之间的对话，尤其是“Before buying something, we should consider our needs and wants.”可直接提取出答案，妈妈明确说明购物前需要考虑自身的需要和想要。 4．由最后一段“Emma started to realise how important it was to manage money wisely.... she knew that she could make better decisions about money”可概括总结出答案，她学会了如何明智地管理金钱，以及“需要”和“想要”之间的区别。 5．“By understanding the difference between needs and wants, she knew that she could make better decisions about money.”译为“通过理解需要和想要之间的区别，她知道自己可以在金钱的问题上做出更好的决定”。其中，By understanding译为“通过理解”；the difference between needs and wants译为“需要和想要之间的区别”；she knew that译为“她知道”，that后是宾语从句；she could make better decisions about money译为“她可以在金钱的问题上做出更好的决定”。 $