Unit 3 Money 单元词汇精讲巧练 -八年级英语下册单元整体优化精准练（新教材沪教版五四制）

Unit 3 Money单元词汇讲与练 读单词识词义 单词（含词性音标） 中文释义 单词（含词性音标） 中文释义 1. mall /mɔːl/ n. 购物商场 2. sale /seɪl/ n. 出售；销售 3. payment /ˈpeɪmənt/ n. 支付；付款 4. cash /kæʃ/ n. 现金 5. honey /ˈhʌni/ n. 亲爱的；宝贝 6. assistant /əˈsɪstənt/ n. 店员；助手 7. deal /diːl/ n. 交易；协议 8. bill /bɪl/ n. 账单 9. donate /dəʊˈneɪt/ v. 捐赠 10. pound /paʊnd/ n. 英镑；磅 11. cheap /tʃiːp/ adj. 便宜的 12. chocolate /ˈtʃɒklət/ n. 巧克力 13. pocket /ˈpɒkɪt/ n. 口袋 14. pocket money /ˈpɒkɪt ˈmʌni/ n. 零花钱 15. expectation /ˌekspekˈteɪʃn/ n. 期望 16. budget /ˈbʌdʒɪt/ n./v. 预算；做预算 17. financial /faɪˈnænʃl/ adj. 财务的 18. independent /ˌɪndɪˈpendənt/ adj. 独立的 19. responsible /rɪˈspɒnsəbl/ adj. 负责任的 20. mess /mes/ v. 弄乱；弄脏 21. responsibility /rɪˌspɒnsəˈbɪləti/ n. 责任 22. value /ˈvæljuː/ n. 价值 23. account /əˈkaʊnt/ n. 账户 24. bank /bæŋk/ n. 银行 25. economics /ˌiːkəˈnɒmɪks/ n. 经济学 26. whatever /wɒtˈevə(r)/ pron. 任何事物 27. economist /ɪˈkɒnəmɪst/ n. 经济学家 28. society /səˈsaɪəti/ n. 社会 29. trade /treɪd/ n./v. 贸易；交换 30. exchange /ɪksˈtʃeɪndʒ/ n./v. 交换 31. goods /ɡʊdz/ n.(pl.) 商品；货品 32. sample /ˈsɑːmpl/ n. 样品 33. saying /ˈseɪɪŋ/ n. 谚语 34. cost /kɒst/ n./v. 成本；花费 35. complete /kəmˈpliːt/ adj./v. 完全的；完成 36. valuable /ˈvæljuəbl/ adj. 宝贵的 37. percentage /pəˈsentɪdʒ/ n. 百分比 38. in short /ɪn ʃɔːt/ phr. 总之 39. mess up /mes ʌp/ phr.v. 搞砸 40. account for /əˈkaʊnt fɔː(r)/ phr.v. 占；解释 41. even if /ˈiːvn ɪf/ conj. 即使 42. might /maɪt/ modal v. 可能 43. pie /paɪ/ n. 馅饼 44. pie chart /paɪ tʃɑːt/ n. 饼图 核心词汇形转 原词 词性 转换形式 释义 / 用法 例句 / 搭配 sell v. 卖 sale (n.) 出售；销售 on sale 特价出售 pay v. 支付 payment (n.) 支付 make a payment 付款 assist v. 帮助 assistant (n.) 助手；店员 shop assistant 店员 donate v. 捐赠 donation (n.) 捐赠 make a donation 捐赠 cheap adj. 便宜的 cheaply (adv.) 便宜地 buy cheaply 便宜购买 expect v. 期望 expectation (n.) 期望 high expectations 高期望 finance n. 金融 financial (adj.) 金融的 financial problem 财务问题 depend v. 依靠 independent (adj.)；independence (n.) 独立的；独立 be independent 独立 responsible adj. 负责任的 responsibility (n.) 责任 take responsibility 承担责任 mess v. 弄乱 messy (adj.) 凌乱的 a messy room 凌乱的房间 value n. 价值 valuable (adj.) 宝贵的 valuable advice 宝贵建议 account n. 账户 accountant (n.) 会计 a certified accountant 会计师 economy n. 经济 economic (adj.)；economics (n.)；economist (n.) 经济的；经济学；经济学家 economic growth 经济增长 society n. 社会 social (adj.) 社会的 social duty 社会责任 trade v. 贸易 trader (n.) 商人 international trader 国际贸易商 exchange v. 交换 exchangeable (adj.) 可交换的 exchangeable gifts 可交换礼物 cost v. 花费 costly (adj.) 昂贵的 a costly mistake 代价高昂的错误 complete adj. 完全的 completely (adv.) 完全地 completely forget 完全忘记 percent n. 百分之… percentage (n.) 百分比 high percentage 高比例 mean v. 意味着 meaningful (adj.) 有意义的 meaningful life 有意义的生活 care v. 关心 careful (adj.)；carefully (adv.) 小心的；小心地 spend money carefully 理性花钱 act v. 行动 active (adj.)；activity (n.) 积极的；活动 financial activity 金融活动 help v. 帮助 helpful (adj.) 有帮助的 helpful suggestion 有用的建议 safe adj. 安全的 safely (adv.)；safety (n.) 安全地；安全 save money safely 安全存钱 use v. 使用 useful (adj.) 有用的 useful skill 有用的技能 词块/短语搭配 序号 短语或句型 意思 例句 1 on sale 特价出售 Many clothes are on sale in the mall. 2 for sale 待售 The house next to ours is for sale. 3 pay in cash 用现金支付 I have no card so I pay in cash. 4 make a payment 付款 You can make a payment online. 5 pay the bill 付账单 It’s my turn to pay the bill today. 6 donate…to… 向…… 捐赠…… She donates money to poor students. 7 pocket money 零花钱 I get 50 yuan pocket money every week. 8 make a budget 做预算 We should make a monthly budget. 9 be responsible for 对…… 负责 He is responsible for his own spending. 10 mess up 搞砸；弄乱 Don’t mess up your budget plan. 11 take responsibility 承担责任 We should take responsibility for money management. 12 bank account 银行账户 I opened a bank account last week. 13 account for 占（比例）；解释 Girls account for 50% of the class. 14 exchange gifts 交换礼物 We exchange gifts at Christmas. 15 in short 总之 In short, we should use money wisely. 16 even if 即使 I won’t buy it even if it’s cheap. 17 be ready to 准备好做某事 I’m ready to plan my pocket money. 18 save money 省钱 Saving money is a good habit. 19 spend money 花钱 Don’t spend money on useless things. 20 shop assistant 店员 The shop assistant is very friendly. 21 good deal 划算的交易 It’s a good deal to buy this bag. 22 shopping mall 购物中心 I often go to the shopping mall at weekends. 23 financial support 财务支持 He gave us financial support. 24 be independent of 独立于 He wants to be independent of his parents. 25 the value of money 金钱的价值 We should know the value of money. 重点词汇精讲 1. mall /mɔːl/n. 购物商场 例句：I often go to the shopping mall with my friends on weekends. 中文：我周末经常和朋友去购物中心。 搭配：shopping mall 购物中心。 2. sale /seɪl/n. 出售；销售 例句：These shoes are on sale and they are very cheap. 中文：这些鞋子在特价出售，非常便宜。 拓展：sell v. 卖；seller n. 卖家。 3. payment /ˈpeɪmənt/n. 支付；付款 例句：Online payment is very popular in our daily life. 中文：在线支付在我们日常生活中很流行。 拓展：pay v. 支付。 4. cash /kæʃ/n. 现金 例句：I don’t take any cash with me today so I can’t buy it. 中文：我今天没带现金，所以买不了。 搭配：pay in cash 用现金支付。 5. assistant /əˈsɪstənt/n. 店员；助手 例句：The shop assistant helped me choose a birthday gift. 中文：店员帮我挑选了一份生日礼物。 拓展：assist v. 帮助；assistance n. 帮助。 6. deal /diːl/n. 交易；协议 例句：We made a deal to share the cost of the book. 中文：我们达成协议分摊这本书的费用。 搭配：a good deal 划算的交易。 7. bill /bɪl/n. 账单 例句：My father pays the electricity bill every month. 中文：我爸爸每个月交电费。搭配： pay the bill 付账单。 8. donate /dəʊˈneɪt/v. 捐赠 例句：Many students donate books to children in poor areas. 中文：许多学生向贫困地区孩子捐赠书籍。 拓展：donation n. 捐赠物。 9. cheap /tʃiːp/adj. 便宜的 例句：The vegetables in the market are cheap and fresh. 中文：市场里的蔬菜便宜又新鲜。 反义词：expensive 昂贵的。 10. pocket /ˈpɒkɪt/n. 口袋 例句：He put his money and keys in his pocket. 中文：他把钱和钥匙放进口袋。 搭配：pocket money 零花钱。 11. pocket money /ˈpɒkɪt ˈmʌni/n. 零花钱 例句：I save half of my pocket money every month. 中文：我每个月把一半零花钱存起来。 用法：不可数名词短语。 12. expectation /ˌekspekˈteɪʃn/n. 期望 例句：My parents have high expectations for my study. 中文：我父母对我的学习有很高期望。 拓展：expect v. 期望。 13. budget /ˈbʌdʒɪt/n./v. 预算；做预算 例句：We need to budget our pocket money carefully every week. 中文：我们每周都要仔细规划零花钱。 搭配：make a budget 做预算。 14. financial /faɪˈnænʃl/adj. 财务的；金融的 例句：He is learning some basic financial knowledge at school. 中文：他在学校学习一些基础金融知识。 拓展：finance n. 金融；financially adv. 财务上。 15. independent /ˌɪndɪˈpendənt/adj. 独立的 例句：She is independent and can manage money by herself. 中文：她很独立，能自己管理钱财。 拓展：independence n. 独立。 16. responsible /rɪˈspɒnsəbl/adj. 负责任的 例句：We should be responsible for our own spending and savings. 中文：我们应该对自己的花销和存款负责。 搭配：be responsible for 对…… 负责。 17. mess /mes/v. 弄乱；弄脏 例句：Don’t mess up the desk when you do your budget. 中文：做预算时别把桌子弄乱。 拓展：messy adj. 凌乱的。 18. responsibility /rɪˌspɒnsəˈbɪləti/n. 责任 例句：It’s our responsibility to save money and help others. 中文：省钱和帮助他人是我们的责任。 拓展：responsible adj. 负责任的。 19. value /ˈvæljuː/n. 价值 例句：We should understand the true value of money and time. 中文：我们应该明白金钱和时间的真正价值。 拓展：valuable adj. 宝贵的。 20. account /əˈkaʊnt/n. 账户 例句：My mother helps me open a bank account to save money. 中文：妈妈帮我开了个银行账户存钱。 搭配：bank account 银行账户。 21. bank /bæŋk/n. 银行 例句：We can save our money in the bank to keep it safe. 中文：我们可以把钱存在银行保证安全。 搭配：bank card 银行卡。 22. economics /ˌiːkəˈnɒmɪks/n. 经济学 例句：He is interested in economics and wants to learn more .中文：他对经济学感兴趣，想多学一些。 拓展：economic adj. 经济的；economist n. 经济学家。 23. whatever /wɒtˈevə(r)/pron. 任何事物 例句：We shouldn’t buy whatever we like without thinking. 中文：我们不应该不假思索买任何喜欢的东西。 用法：引导名词性从句。 24. society /səˈsaɪəti/n. 社会 例句：We should do something good for the society with our money. 中文：我们应该用金钱为社会做些好事。 拓展：social adj. 社会的。 25. trade /treɪd/n./v. 贸易；交换 例句：People trade goods and services with each other every day. 中文：人们每天互相交换商品和服务。 搭配：international trade 国际贸易。 26. exchange /ɪksˈtʃeɪndʒ/n./v. 交换 例句：We can exchange old books with our classmates. 中文：我们可以和同学交换旧书。 搭配：exchange ideas 交流想法。 27. goods /ɡʊdz/n.(pl.) 商品；货品 例句：The shop sells all kinds of daily goods at good prices. 中文：这家商店以优惠价格售卖各种日用品。 用法：只用复数形式。 28. cost /kɒst/n./v. 成本；花费 例句：This pen cost me 10 yuan and it writes well. 中文：这支笔花了我 10 元，很好用。 变形：过去式 / 过去分词 cost。 29. complete /kəmˈpliːt/adj./v. 完全的；完成 例句：Please complete your budget plan before Friday. 中文：请在周五前完成你的预算计划。 拓展：completely adv. 完全地。 30. valuable /ˈvæljuəbl/adj. 宝贵的；有价值的 例句：Time is more valuable than money for middle school students. 中文：对中学生来说，时间比金钱更宝贵。 拓展：value n. 价值。 词汇巩固训练 （一）根据汉语释义，写出英文单词、音标及词性（15 题） 1. 购物商场 __________ 2. 出售；销售 __________ 3. 支付；付款 __________ 4. 现金 __________ 5. 店员；助手 __________ 6. 账单 __________ 7. 捐赠 __________ 8. 便宜的 __________ 9. 零花钱 __________ 10. 预算 __________ 11. 独立的 __________ 12. 负责任的 __________ 13. 价值 __________ 14. 账户 __________ 15. 银行 __________ （二）单项选择题（词义辨析 + 固定搭配，15 题） 1. Many young people like to go to the shopping ______ to buy clothes and snacks on weekends. ( )A. lab B. mall C. theatre D. museum 2. These schoolbags are on ______ and you can buy one at a very low price. ( )A. sale B. time C. duty D. show 3. If you don’t have a bank card, you can pay for the things in ______ at the shop. ( )A. help B. surprise C. cash D. danger 4. The friendly shop ______ showed us many different kinds of gifts and helped us choose carefully. ( )A. assistant B. scientist C. artist D. pianist 5. It’s my turn to ______ the bill for the dinner today because you paid last time. ( )A. take B. pay C. spend D. cost 6. Many kind people in our city ______ money and clothes to the homeless people every winter. ( )A. lend B. borrow C. donate D. carry 7. We should not buy something just because it is ______; we need to think about its use first. ( )A. cheap B. tidy C. soft D. clean 8. My parents give me some ______ every week and I learn to save and plan it carefully. ( )A. pocket money B. shoe boxes C. paper cups D. fruit bowls 9. It is a good habit for teenagers to ______ their money and not spend it too quickly. ( )A. waste B. budget C. forget D. break 10. As we grow up, we should learn to be ______ and do many things by ourselves. ( )A. independent B. interested C. excited D. surprised 11. Everyone should be ______ for his or her own actions and money management. ( )A. polite B. responsible C. funny D. quiet 12. If you don’t plan carefully, you may ______ up your budget and spend all the money soon. ( )A. use B. mess C. get D. turn 13. We should know the true ______ of money and not waste it on useless things. ( )A. price B. value C. colour D. shape 14. My father helped me open a bank ______ so that I can save my pocket money safely. ( )A. account B. card C. book D. bag 15. ______ you want to buy with your pocket money is up to you, but remember to plan first. ( )A. Whatever B. Whenever C. Wherever D. Whoever （三）用所给单词的适当形式填空（词性转换专项，15 题） 1. Online ________ (pay) is very convenient and popular in our daily life. 2. The old man made a big ________ (donate) to the school library last year. 3. We should buy things ________ (cheap) but not buy useless cheap things. 4. My parents have high ________ (expect) for my study and daily behaviour. 5. It’s ________ (meaning) for us to learn how to manage our pocket money. 6. She is old enough to be ________ (depend) and make her own decisions. 7. It’s our ________ (responsible) to save money and help people in need. 8. This book is very ________ (value) for us to learn about money management. 9. The ________ (account) helps us check the bank account every month. 10. ________ (society) duty is very important for every teenager. 11. He spent a ________ (complete) month making a good budget plan. 12. The ________ (economics) told us some useful ways to save money. 13. ________ (careful) spending can help us save a lot of pocket money. 14. We can ________ (change) old books with our classmates. 15. The ________ (sell) of these bags is very good because they are cheap and useful. （四）英汉互译（单词 + 短语 + 短句，15 题） 1. 特价出售 __________ 2. 用现金支付 __________ 3. 零花钱 __________ 4. 做预算 __________ 5. 对…… 负责 __________ 6. 银行账户 __________ 7. 交换礼物 __________ 8. 总之 __________ 9. 即使 __________ 10. 金钱的价值 __________ 11. on sale __________ 12. pay the bill __________ 13. make a budget __________ 14. be responsible for __________ 15. save money __________ （五）语境选词填空（从词库选词，可变形，15 题） 词库：mall, sale, cash, assistant, bill, donate, cheap, pocket money, budget, independent, responsible, value, account, bank, exchange 1. I will go to the shopping ______ to buy a gift for my mother’s birthday. 2. Many clothes are on ______ in winter and we can buy them at low prices. 3. I have no ______ with me so I have to pay by phone. 4. The shop ______ is very kind and helps me find what I want. 5. Before we leave the restaurant, we need to pay the ______. 6. Many students ______ books to the library to help other readers. 7. Don’t buy things just because they are ______; think about their use first. 8. I get some ______ every week and I save half of it. 9. We should ______ our money carefully and not spend it freely. 10. She is very ______ and she can manage money by herself. 11. Everyone should be ______ for his own spending and savings. 12. We should know the true ______ of money and time. 13. I opened a bank ______ to save my pocket money last month. 14. There is a ______ near my home and I often go there to save money. 15. We can ______ old books and toys with our good friends. 参考答案 （一）基础默写 1. mall /mɔːl/ n. 2. sale /seɪl/ n. 3. payment /ˈpeɪmənt/ n. 4. cash /kæʃ/ n. 5. assistant /əˈsɪstənt/ n. 6. bill /bɪl/ n. 7. donate /dəʊˈneɪt/ v. 8. cheap /tʃiːp/ adj. 9. pocket money /ˈpɒkɪt ˈmʌni/ n. 10. budget /ˈbʌdʒɪt/ n./v. 11. independent /ˌɪndɪˈpendənt/ adj. 12. responsible /rɪˈspɒnsəbl/ adj. 13. value /ˈvæljuː/ n. 14. account /əˈkaʊnt/ n. 15. bank /bæŋk/ n. （二）单项选择 1.B 2.A 3.C 4.A 5.B 6.C 7.A 8.A 9.B 10.A 11.B 12.B 13.B 14.A 15.A （三）词性转换 1. payment 2. donation 3. cheaply 4. expectations 5. meaningful 2. independent 7. responsibility 8. valuable 9. accountant 10. Social 3. completely 12. economist 13. Careful 14. exchange 15. sale （四）英汉互译 1. on sale 2. pay in cash 3. pocket money 4. make a budget 5. be responsible for 2. bank account 7. exchange gifts 8. in short 9. even if 10. the value of money 3. 特价出售 12. 付账单 13. 做预算 14. 对…… 负责 15. 省钱 （五）语境选词 1. mall 2. sale 3. cash 4. assistant 5. bill 2. donate 7. cheap 8. pocket money 9. budget 10. independent 3. responsible 12. value 13. account 14. bank 15. exchange 背默清单 （一）核心名词（35 个） 单词 音标 释义 单词 音标 释义 mall /mɔːl/ 商场 sale /seɪl/ 销售 payment /ˈpeɪmənt/ 付款 cash /kæʃ/ 现金 honey /ˈhʌni/ 宝贝 assistant /əˈsɪstənt/ 助手 deal /diːl/ 交易 bill /bɪl/ 账单 donation /dəʊˈneɪʃn/ 捐赠 pound /paʊnd/ 英镑 chocolate /ˈtʃɒklət/ 巧克力 pocket /ˈpɒkɪt/ 口袋 expectation /ˌekspekˈteɪʃn/ 期望 budget /ˈbʌdʒɪt/ 预算 responsibility /rɪˌspɒnsəˈbɪləti/ 责任 value /ˈvæljuː/ 价值 account /əˈkaʊnt/ 账户 bank /bæŋk/ 银行 economics /ˌiːkəˈnɒmɪks/ 经济学 economist /ɪˈkɒnəmɪst/ 经济学家 society /səˈsaɪəti/ 社会 trade /treɪd/ 贸易 exchange /ɪksˈtʃeɪndʒ/ 交换 goods /ɡʊdz/ 商品 sample /ˈsɑːmpl/ 样品 saying /ˈseɪɪŋ/ 谚语 cost /kɒst/ 成本 percentage /pəˈsentɪdʒ/ 百分比 pie /paɪ/ 馅饼 pie chart /paɪ tʃɑːt/ 饼图 accountant /əˈkaʊntənt/ 会计 trader /ˈtreɪdə(r)/ 商人 pocket money /ˈpɒkɪt ˈmʌni/ 零花钱 （二）核心动词（30 个） 单词 音标 释义 单词 音标 释义 sell /sel/ 卖 pay /peɪ/ 支付 donate /dəʊˈneɪt/ 捐赠 budget /ˈbʌdʒɪt/ 做预算 mess /mes/ 弄乱 value /ˈvæljuː/ 重视 trade /treɪd/ 贸易 exchange /ɪksˈtʃeɪndʒ/ 交换 cost /kɒst/ 花费 complete /kəmˈpliːt/ 完成 save /seɪv/ 节省 spend /spend/ 花费 buy /baɪ/ 购买 borrow /ˈbɒrəʊ/ 借 lend /lend/ 借出 waste /weɪst/ 浪费 plan /plæn/ 计划 manage /ˈmænɪdʒ/ 管理 help /help/ 帮助 care /keə/ 关心 use /juːz/ 使用 share /ʃeə/ 分享 give /ɡɪv/ 给予 take /teɪk/ 拿 open /ˈəʊpən/ 开立 check /tʃek/ 检查 choose /tʃuːz/ 选择 learn /lɜːn/ 学习 understand /ˌʌndəˈstænd/ 理解 remember /rɪˈmembə/ 记住 （三）核心形容词（25 个） 单词 音标 释义 单词 音标 释义 cheap /tʃiːp/ 便宜的 financial /faɪˈnænʃl/ 金融的 independent /ˌɪndɪˈpendənt/ 独立的 responsible /rɪˈspɒnsəbl/ 负责任的 messy /ˈmesi/ 凌乱的 valuable /ˈvæljuəbl/ 宝贵的 meaningful /ˈmiːnɪŋfl/ 有意义的 careful /ˈkeəfl/ 小心的 helpful /ˈhelpfl/ 有帮助的 social /ˈsəʊʃl/ 社会的 economic /ˌiːkəˈnɒmɪk/ 经济的 costly /ˈkɒstli/ 昂贵的 complete /kəmˈpliːt/ 完全的 cheaply /ˈtʃiːpli/ 便宜地 completely /kəmˈpliːtli/ 完全地 useful /ˈjuːsfl/ 有用的 careful /ˈkeəfl/ 认真的 safe /seɪf/ 安全的 wise /waɪz/ 明智的 monthly /ˈmʌnθli/ 每月的 daily /ˈdeɪli/ 日常的 good /ɡʊd/ 好的 bad /bæd/ 坏的 free /friː/ 免费的 useful /ˈjuːsfl/ 有用的 useless /ˈjuːsləs/ 无用的 （四）核心副词 / 短语（15 个） 单词 音标 释义 单词 音标 释义 in short /ɪn ʃɔːt/ 总之 even if /ˈiːvn ɪf/ 即使 might /maɪt/ 可能 carefully /ˈkeəfəli/ 小心地 safely /ˈseɪfli/ 安全地 wisely /ˈwaɪzli/ 明智地 monthly /ˈmʌnθli/ 每月 daily /ˈdeɪli/ 每天 on sale /ɒn seɪl/ 特价 for sale /fɔː(r) seɪl/ 待售 pay in cash /peɪ ɪn kæʃ/ 现金支付 make a budget /meɪk ə ˈbʌdʒɪt/ 做预算 be responsible for /bi rɪˈspɒnsəbl fɔː(r)/ 对…… 负责 account for /əˈkaʊnt fɔː(r)/ 占；解释 mess up /mes ʌp/ 搞砸 第 1 页 共 1 页 学科网（北京）股份有限公司 $ Unit 3 Money单元词汇讲与练 读单词识词义 单词（含词性音标） 中文释义 单词（含词性音标） 中文释义 1. mall /mɔːl/ n. 购物商场 2. sale /seɪl/ n. 出售；销售 3. payment /ˈpeɪmənt/ n. 支付；付款 4. cash /kæʃ/ n. 现金 5. honey /ˈhʌni/ n. 亲爱的；宝贝 6. assistant /əˈsɪstənt/ n. 店员；助手 7. deal /diːl/ n. 交易；协议 8. bill /bɪl/ n. 账单 9. donate /dəʊˈneɪt/ v. 捐赠 10. pound /paʊnd/ n. 英镑；磅 11. cheap /tʃiːp/ adj. 便宜的 12. chocolate /ˈtʃɒklət/ n. 巧克力 13. pocket /ˈpɒkɪt/ n. 口袋 14. pocket money /ˈpɒkɪt ˈmʌni/ n. 零花钱 15. expectation /ˌekspekˈteɪʃn/ n. 期望 16. budget /ˈbʌdʒɪt/ n./v. 预算；做预算 17. financial /faɪˈnænʃl/ adj. 财务的 18. independent /ˌɪndɪˈpendənt/ adj. 独立的 19. responsible /rɪˈspɒnsəbl/ adj. 负责任的 20. mess /mes/ v. 弄乱；弄脏 21. responsibility /rɪˌspɒnsəˈbɪləti/ n. 责任 22. value /ˈvæljuː/ n. 价值 23. account /əˈkaʊnt/ n. 账户 24. bank /bæŋk/ n. 银行 25. economics /ˌiːkəˈnɒmɪks/ n. 经济学 26. whatever /wɒtˈevə(r)/ pron. 任何事物 27. economist /ɪˈkɒnəmɪst/ n. 经济学家 28. society /səˈsaɪəti/ n. 社会 29. trade /treɪd/ n./v. 贸易；交换 30. exchange /ɪksˈtʃeɪndʒ/ n./v. 交换 31. goods /ɡʊdz/ n.(pl.) 商品；货品 32. sample /ˈsɑːmpl/ n. 样品 33. saying /ˈseɪɪŋ/ n. 谚语 34. cost /kɒst/ n./v. 成本；花费 35. complete /kəmˈpliːt/ adj./v. 完全的；完成 36. valuable /ˈvæljuəbl/ adj. 宝贵的 37. percentage /pəˈsentɪdʒ/ n. 百分比 38. in short /ɪn ʃɔːt/ phr. 总之 39. mess up /mes ʌp/ phr.v. 搞砸 40. account for /əˈkaʊnt fɔː(r)/ phr.v. 占；解释 41. even if /ˈiːvn ɪf/ conj. 即使 42. might /maɪt/ modal v. 可能 43. pie /paɪ/ n. 馅饼 44. pie chart /paɪ tʃɑːt/ n. 饼图 核心词汇形转 原词 词性 转换形式 释义 / 用法 例句 / 搭配 sell v. 卖 sale (n.) 出售；销售 on sale 特价出售 pay v. 支付 payment (n.) 支付 make a payment 付款 assist v. 帮助 assistant (n.) 助手；店员 shop assistant 店员 donate v. 捐赠 donation (n.) 捐赠 make a donation 捐赠 cheap adj. 便宜的 cheaply (adv.) 便宜地 buy cheaply 便宜购买 expect v. 期望 expectation (n.) 期望 high expectations 高期望 finance n. 金融 financial (adj.) 金融的 financial problem 财务问题 depend v. 依靠 independent (adj.)；independence (n.) 独立的；独立 be independent 独立 responsible adj. 负责任的 responsibility (n.) 责任 take responsibility 承担责任 mess v. 弄乱 messy (adj.) 凌乱的 a messy room 凌乱的房间 value n. 价值 valuable (adj.) 宝贵的 valuable advice 宝贵建议 account n. 账户 accountant (n.) 会计 a certified accountant 会计师 economy n. 经济 economic (adj.)；economics (n.)；economist (n.) 经济的；经济学；经济学家 economic growth 经济增长 society n. 社会 social (adj.) 社会的 social duty 社会责任 trade v. 贸易 trader (n.) 商人 international trader 国际贸易商 exchange v. 交换 exchangeable (adj.) 可交换的 exchangeable gifts 可交换礼物 cost v. 花费 costly (adj.) 昂贵的 a costly mistake 代价高昂的错误 complete adj. 完全的 completely (adv.) 完全地 completely forget 完全忘记 percent n. 百分之… percentage (n.) 百分比 high percentage 高比例 mean v. 意味着 meaningful (adj.) 有意义的 meaningful life 有意义的生活 care v. 关心 careful (adj.)；carefully (adv.) 小心的；小心地 spend money carefully 理性花钱 act v. 行动 active (adj.)；activity (n.) 积极的；活动 financial activity 金融活动 help v. 帮助 helpful (adj.) 有帮助的 helpful suggestion 有用的建议 safe adj. 安全的 safely (adv.)；safety (n.) 安全地；安全 save money safely 安全存钱 use v. 使用 useful (adj.) 有用的 useful skill 有用的技能 词块/短语搭配 序号 短语或句型 意思 例句 1 on sale 特价出售 Many clothes are on sale in the mall. 2 for sale 待售 The house next to ours is for sale. 3 pay in cash 用现金支付 I have no card so I pay in cash. 4 make a payment 付款 You can make a payment online. 5 pay the bill 付账单 It’s my turn to pay the bill today. 6 donate…to… 向…… 捐赠…… She donates money to poor students. 7 pocket money 零花钱 I get 50 yuan pocket money every week. 8 make a budget 做预算 We should make a monthly budget. 9 be responsible for 对…… 负责 He is responsible for his own spending. 10 mess up 搞砸；弄乱 Don’t mess up your budget plan. 11 take responsibility 承担责任 We should take responsibility for money management. 12 bank account 银行账户 I opened a bank account last week. 13 account for 占（比例）；解释 Girls account for 50% of the class. 14 exchange gifts 交换礼物 We exchange gifts at Christmas. 15 in short 总之 In short, we should use money wisely. 16 even if 即使 I won’t buy it even if it’s cheap. 17 be ready to 准备好做某事 I’m ready to plan my pocket money. 18 save money 省钱 Saving money is a good habit. 19 spend money 花钱 Don’t spend money on useless things. 20 shop assistant 店员 The shop assistant is very friendly. 21 good deal 划算的交易 It’s a good deal to buy this bag. 22 shopping mall 购物中心 I often go to the shopping mall at weekends. 23 financial support 财务支持 He gave us financial support. 24 be independent of 独立于 He wants to be independent of his parents. 25 the value of money 金钱的价值 We should know the value of money. 重点词汇精讲 1. mall /mɔːl/n. 购物商场 例句：I often go to the shopping mall with my friends on weekends. 中文：我周末经常和朋友去购物中心。 搭配：shopping mall 购物中心。 2. sale /seɪl/n. 出售；销售 例句：These shoes are on sale and they are very cheap. 中文：这些鞋子在特价出售，非常便宜。 拓展：sell v. 卖；seller n. 卖家。 3. payment /ˈpeɪmənt/n. 支付；付款 例句：Online payment is very popular in our daily life. 中文：在线支付在我们日常生活中很流行。 拓展：pay v. 支付。 4. cash /kæʃ/n. 现金 例句：I don’t take any cash with me today so I can’t buy it. 中文：我今天没带现金，所以买不了。 搭配：pay in cash 用现金支付。 5. assistant /əˈsɪstənt/n. 店员；助手 例句：The shop assistant helped me choose a birthday gift. 中文：店员帮我挑选了一份生日礼物。 拓展：assist v. 帮助；assistance n. 帮助。 6. deal /diːl/n. 交易；协议 例句：We made a deal to share the cost of the book. 中文：我们达成协议分摊这本书的费用。 搭配：a good deal 划算的交易。 7. bill /bɪl/n. 账单 例句：My father pays the electricity bill every month. 中文：我爸爸每个月交电费。搭配： pay the bill 付账单。 8. donate /dəʊˈneɪt/v. 捐赠 例句：Many students donate books to children in poor areas. 中文：许多学生向贫困地区孩子捐赠书籍。 拓展：donation n. 捐赠物。 9. cheap /tʃiːp/adj. 便宜的 例句：The vegetables in the market are cheap and fresh. 中文：市场里的蔬菜便宜又新鲜。 反义词：expensive 昂贵的。 10. pocket /ˈpɒkɪt/n. 口袋 例句：He put his money and keys in his pocket. 中文：他把钱和钥匙放进口袋。 搭配：pocket money 零花钱。 11. pocket money /ˈpɒkɪt ˈmʌni/n. 零花钱 例句：I save half of my pocket money every month. 中文：我每个月把一半零花钱存起来。 用法：不可数名词短语。 12. expectation /ˌekspekˈteɪʃn/n. 期望 例句：My parents have high expectations for my study. 中文：我父母对我的学习有很高期望。 拓展：expect v. 期望。 13. budget /ˈbʌdʒɪt/n./v. 预算；做预算 例句：We need to budget our pocket money carefully every week. 中文：我们每周都要仔细规划零花钱。 搭配：make a budget 做预算。 14. financial /faɪˈnænʃl/adj. 财务的；金融的 例句：He is learning some basic financial knowledge at school. 中文：他在学校学习一些基础金融知识。 拓展：finance n. 金融；financially adv. 财务上。 15. independent /ˌɪndɪˈpendənt/adj. 独立的 例句：She is independent and can manage money by herself. 中文：她很独立，能自己管理钱财。 拓展：independence n. 独立。 16. responsible /rɪˈspɒnsəbl/adj. 负责任的 例句：We should be responsible for our own spending and savings. 中文：我们应该对自己的花销和存款负责。 搭配：be responsible for 对…… 负责。 17. mess /mes/v. 弄乱；弄脏 例句：Don’t mess up the desk when you do your budget. 中文：做预算时别把桌子弄乱。 拓展：messy adj. 凌乱的。 18. responsibility /rɪˌspɒnsəˈbɪləti/n. 责任 例句：It’s our responsibility to save money and help others. 中文：省钱和帮助他人是我们的责任。 拓展：responsible adj. 负责任的。 19. value /ˈvæljuː/n. 价值 例句：We should understand the true value of money and time. 中文：我们应该明白金钱和时间的真正价值。 拓展：valuable adj. 宝贵的。 20. account /əˈkaʊnt/n. 账户 例句：My mother helps me open a bank account to save money. 中文：妈妈帮我开了个银行账户存钱。 搭配：bank account 银行账户。 21. bank /bæŋk/n. 银行 例句：We can save our money in the bank to keep it safe. 中文：我们可以把钱存在银行保证安全。 搭配：bank card 银行卡。 22. economics /ˌiːkəˈnɒmɪks/n. 经济学 例句：He is interested in economics and wants to learn more .中文：他对经济学感兴趣，想多学一些。 拓展：economic adj. 经济的；economist n. 经济学家。 23. whatever /wɒtˈevə(r)/pron. 任何事物 例句：We shouldn’t buy whatever we like without thinking. 中文：我们不应该不假思索买任何喜欢的东西。 用法：引导名词性从句。 24. society /səˈsaɪəti/n. 社会 例句：We should do something good for the society with our money. 中文：我们应该用金钱为社会做些好事。 拓展：social adj. 社会的。 25. trade /treɪd/n./v. 贸易；交换 例句：People trade goods and services with each other every day. 中文：人们每天互相交换商品和服务。 搭配：international trade 国际贸易。 26. exchange /ɪksˈtʃeɪndʒ/n./v. 交换 例句：We can exchange old books with our classmates. 中文：我们可以和同学交换旧书。 搭配：exchange ideas 交流想法。 27. goods /ɡʊdz/n.(pl.) 商品；货品 例句：The shop sells all kinds of daily goods at good prices. 中文：这家商店以优惠价格售卖各种日用品。 用法：只用复数形式。 28. cost /kɒst/n./v. 成本；花费 例句：This pen cost me 10 yuan and it writes well. 中文：这支笔花了我 10 元，很好用。 变形：过去式 / 过去分词 cost。 29. complete /kəmˈpliːt/adj./v. 完全的；完成 例句：Please complete your budget plan before Friday. 中文：请在周五前完成你的预算计划。 拓展：completely adv. 完全地。 30. valuable /ˈvæljuəbl/adj. 宝贵的；有价值的 例句：Time is more valuable than money for middle school students. 中文：对中学生来说，时间比金钱更宝贵。 拓展：value n. 价值。 词汇巩固训练 （一）根据汉语释义，写出英文单词、音标及词性（15 题） 1. 购物商场 __________ 2. 出售；销售 __________ 3. 支付；付款 __________ 4. 现金 __________ 5. 店员；助手 __________ 6. 账单 __________ 7. 捐赠 __________ 8. 便宜的 __________ 9. 零花钱 __________ 10. 预算 __________ 11. 独立的 __________ 12. 负责任的 __________ 13. 价值 __________ 14. 账户 __________ 15. 银行 __________ （二）单项选择题（词义辨析 + 固定搭配，15 题） 1. Many young people like to go to the shopping ______ to buy clothes and snacks on weekends. ( )A. lab B. mall C. theatre D. museum 2. These schoolbags are on ______ and you can buy one at a very low price. ( )A. sale B. time C. duty D. show 3. If you don’t have a bank card, you can pay for the things in ______ at the shop. ( )A. help B. surprise C. cash D. danger 4. The friendly shop ______ showed us many different kinds of gifts and helped us choose carefully. ( )A. assistant B. scientist C. artist D. pianist 5. It’s my turn to ______ the bill for the dinner today because you paid last time. ( )A. take B. pay C. spend D. cost 6. Many kind people in our city ______ money and clothes to the homeless people every winter. ( )A. lend B. borrow C. donate D. carry 7. We should not buy something just because it is ______; we need to think about its use first. ( )A. cheap B. tidy C. soft D. clean 8. My parents give me some ______ every week and I learn to save and plan it carefully. ( )A. pocket money B. shoe boxes C. paper cups D. fruit bowls 9. It is a good habit for teenagers to ______ their money and not spend it too quickly. ( )A. waste B. budget C. forget D. break 10. As we grow up, we should learn to be ______ and do many things by ourselves. ( )A. independent B. interested C. excited D. surprised 11. Everyone should be ______ for his or her own actions and money management. ( )A. polite B. responsible C. funny D. quiet 12. If you don’t plan carefully, you may ______ up your budget and spend all the money soon. ( )A. use B. mess C. get D. turn 13. We should know the true ______ of money and not waste it on useless things. ( )A. price B. value C. colour D. shape 14. My father helped me open a bank ______ so that I can save my pocket money safely. ( )A. account B. card C. book D. bag 15. ______ you want to buy with your pocket money is up to you, but remember to plan first. ( )A. Whatever B. Whenever C. Wherever D. Whoever （三）用所给单词的适当形式填空（词性转换专项，15 题） 1. Online ________ (pay) is very convenient and popular in our daily life. 2. The old man made a big ________ (donate) to the school library last year. 3. We should buy things ________ (cheap) but not buy useless cheap things. 4. My parents have high ________ (expect) for my study and daily behaviour. 5. It’s ________ (meaning) for us to learn how to manage our pocket money. 6. She is old enough to be ________ (depend) and make her own decisions. 7. It’s our ________ (responsible) to save money and help people in need. 8. This book is very ________ (value) for us to learn about money management. 9. The ________ (account) helps us check the bank account every month. 10. ________ (society) duty is very important for every teenager. 11. He spent a ________ (complete) month making a good budget plan. 12. The ________ (economics) told us some useful ways to save money. 13. ________ (careful) spending can help us save a lot of pocket money. 14. We can ________ (change) old books with our classmates. 15. The ________ (sell) of these bags is very good because they are cheap and useful. （四）英汉互译（单词 + 短语 + 短句，15 题） 1. 特价出售 __________ 2. 用现金支付 __________ 3. 零花钱 __________ 4. 做预算 __________ 5. 对…… 负责 __________ 6. 银行账户 __________ 7. 交换礼物 __________ 8. 总之 __________ 9. 即使 __________ 10. 金钱的价值 __________ 11. on sale __________ 12. pay the bill __________ 13. make a budget __________ 14. be responsible for __________ 15. save money __________ （五）语境选词填空（从词库选词，可变形，15 题） 词库：mall, sale, cash, assistant, bill, donate, cheap, pocket money, budget, independent, responsible, value, account, bank, exchange 1. I will go to the shopping ______ to buy a gift for my mother’s birthday. 2. Many clothes are on ______ in winter and we can buy them at low prices. 3. I have no ______ with me so I have to pay by phone. 4. The shop ______ is very kind and helps me find what I want. 5. Before we leave the restaurant, we need to pay the ______. 6. Many students ______ books to the library to help other readers. 7. Don’t buy things just because they are ______; think about their use first. 8. I get some ______ every week and I save half of it. 9. We should ______ our money carefully and not spend it freely. 10. She is very ______ and she can manage money by herself. 11. Everyone should be ______ for his own spending and savings. 12. We should know the true ______ of money and time. 13. I opened a bank ______ to save my pocket money last month. 14. There is a ______ near my home and I often go there to save money. 15. We can ______ old books and toys with our good friends. 参考答案 （一）基础默写 1. mall /mɔːl/ n. 2. sale /seɪl/ n. 3. payment /ˈpeɪmənt/ n. 4. cash /kæʃ/ n. 5. assistant /əˈsɪstənt/ n. 6. bill /bɪl/ n. 7. donate /dəʊˈneɪt/ v. 8. cheap /tʃiːp/ adj. 9. pocket money /ˈpɒkɪt ˈmʌni/ n. 10. budget /ˈbʌdʒɪt/ n./v. 11. independent /ˌɪndɪˈpendənt/ adj. 12. responsible /rɪˈspɒnsəbl/ adj. 13. value /ˈvæljuː/ n. 14. account /əˈkaʊnt/ n. 15. bank /bæŋk/ n. （二）单项选择 1.B 2.A 3.C 4.A 5.B 6.C 7.A 8.A 9.B 10.A 11.B 12.B 13.B 14.A 15.A （三）词性转换 1. payment 2. donation 3. cheaply 4. expectations 5. meaningful 2. independent 7. responsibility 8. valuable 9. accountant 10. Social 3. completely 12. economist 13. Careful 14. exchange 15. sale （四）英汉互译 1. on sale 2. pay in cash 3. pocket money 4. make a budget 5. be responsible for 2. bank account 7. exchange gifts 8. in short 9. even if 10. the value of money 3. 特价出售 12. 付账单 13. 做预算 14. 对…… 负责 15. 省钱 （五）语境选词 1. mall 2. sale 3. cash 4. assistant 5. bill 2. donate 7. cheap 8. pocket money 9. budget 10. independent 3. responsible 12. value 13. account 14. bank 15. exchange 背默清单 （一）核心名词（35 个） 单词 音标 释义 单词 音标 释义 mall /mɔːl/ 商场 sale /seɪl/ 销售 payment /ˈpeɪmənt/ 付款 cash /kæʃ/ 现金 honey /ˈhʌni/ 宝贝 assistant /əˈsɪstənt/ 助手 deal /diːl/ 交易 bill /bɪl/ 账单 donation /dəʊˈneɪʃn/ 捐赠 pound /paʊnd/ 英镑 chocolate /ˈtʃɒklət/ 巧克力 pocket /ˈpɒkɪt/ 口袋 expectation /ˌekspekˈteɪʃn/ 期望 budget /ˈbʌdʒɪt/ 预算 responsibility /rɪˌspɒnsəˈbɪləti/ 责任 value /ˈvæljuː/ 价值 account /əˈkaʊnt/ 账户 bank /bæŋk/ 银行 economics /ˌiːkəˈnɒmɪks/ 经济学 economist /ɪˈkɒnəmɪst/ 经济学家 society /səˈsaɪəti/ 社会 trade /treɪd/ 贸易 exchange /ɪksˈtʃeɪndʒ/ 交换 goods /ɡʊdz/ 商品 sample /ˈsɑːmpl/ 样品 saying /ˈseɪɪŋ/ 谚语 cost /kɒst/ 成本 percentage /pəˈsentɪdʒ/ 百分比 pie /paɪ/ 馅饼 pie chart /paɪ tʃɑːt/ 饼图 accountant /əˈkaʊntənt/ 会计 trader /ˈtreɪdə(r)/ 商人 pocket money /ˈpɒkɪt ˈmʌni/ 零花钱 （二）核心动词（30 个） 单词 音标 释义 单词 音标 释义 sell /sel/ 卖 pay /peɪ/ 支付 donate /dəʊˈneɪt/ 捐赠 budget /ˈbʌdʒɪt/ 做预算 mess /mes/ 弄乱 value /ˈvæljuː/ 重视 trade /treɪd/ 贸易 exchange /ɪksˈtʃeɪndʒ/ 交换 cost /kɒst/ 花费 complete /kəmˈpliːt/ 完成 save /seɪv/ 节省 spend /spend/ 花费 buy /baɪ/ 购买 borrow /ˈbɒrəʊ/ 借 lend /lend/ 借出 waste /weɪst/ 浪费 plan /plæn/ 计划 manage /ˈmænɪdʒ/ 管理 help /help/ 帮助 care /keə/ 关心 use /juːz/ 使用 share /ʃeə/ 分享 give /ɡɪv/ 给予 take /teɪk/ 拿 open /ˈəʊpən/ 开立 check /tʃek/ 检查 choose /tʃuːz/ 选择 learn /lɜːn/ 学习 understand /ˌʌndəˈstænd/ 理解 remember /rɪˈmembə/ 记住 （三）核心形容词（25 个） 单词 音标 释义 单词 音标 释义 cheap /tʃiːp/ 便宜的 financial /faɪˈnænʃl/ 金融的 independent /ˌɪndɪˈpendənt/ 独立的 responsible /rɪˈspɒnsəbl/ 负责任的 messy /ˈmesi/ 凌乱的 valuable /ˈvæljuəbl/ 宝贵的 meaningful /ˈmiːnɪŋfl/ 有意义的 careful /ˈkeəfl/ 小心的 helpful /ˈhelpfl/ 有帮助的 social /ˈsəʊʃl/ 社会的 economic /ˌiːkəˈnɒmɪk/ 经济的 costly /ˈkɒstli/ 昂贵的 complete /kəmˈpliːt/ 完全的 cheaply /ˈtʃiːpli/ 便宜地 completely /kəmˈpliːtli/ 完全地 useful /ˈjuːsfl/ 有用的 careful /ˈkeəfl/ 认真的 safe /seɪf/ 安全的 wise /waɪz/ 明智的 monthly /ˈmʌnθli/ 每月的 daily /ˈdeɪli/ 日常的 good /ɡʊd/ 好的 bad /bæd/ 坏的 free /friː/ 免费的 useful /ˈjuːsfl/ 有用的 useless /ˈjuːsləs/ 无用的 （四）核心副词 / 短语（15 个） 单词 音标 释义 单词 音标 释义 in short /ɪn ʃɔːt/ 总之 even if /ˈiːvn ɪf/ 即使 might /maɪt/ 可能 carefully /ˈkeəfəli/ 小心地 safely /ˈseɪfli/ 安全地 wisely /ˈwaɪzli/ 明智地 monthly /ˈmʌnθli/ 每月 daily /ˈdeɪli/ 每天 on sale /ɒn seɪl/ 特价 for sale /fɔː(r) seɪl/ 待售 pay in cash /peɪ ɪn kæʃ/ 现金支付 make a budget /meɪk ə ˈbʌdʒɪt/ 做预算 be responsible for /bi rɪˈspɒnsəbl fɔː(r)/ 对…… 负责 account for /əˈkaʊnt fɔː(r)/ 占；解释 mess up /mes ʌp/ 搞砸 第 1 页 共 1 页 学科网（北京）股份有限公司 $