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2025-2026学年一线教师制作新教材英语同步精品系列资料,名师遴选!
2025-2026学年一线教师制作新教材英语同步精品系列资料,名师遴选!
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Unit 3 Money
单元话题(货币与理财)阅读回答问题新题型进阶练12篇
说明:此专题分三个难度层次,基础入门训练<进阶拓展训练< 能力综合实践,老师根据学生实际情况进行针对性难度训练。
基础入门训练4篇
What do you do with your money? Let’s see how Cindy and Li Yu manage their money.
Cindy, aged 16, Australia
In the past, I spent most of my money on clothes, snacks and phones. I ran out of money very quickly and couldn’t buy anything else.
I’m always interested in China. My parents have agreed to take me to China this summer, but I’ll have to pay for my own air tickets. How exciting! So I’m starting to save money. I also work at a supermarket. Every Tuesday and Thursday after school, I work as a cashier (收银员) for two hours.
I’ll work harder and make more money. I can make my dream come true.
Li Yu, aged 15, China
Usually, I do some housework to make pocket money. My parents tell me to manage my money well.
I spend some of my money on books, snacks and school things. I save the rest in the bank for special things. This year, I want to buy my mother a silk scarf for her 40th birthday. Luckily, I have enough money for it.
1.What is Cindy saving money for?
2.How long does Cindy work every week?
3.How does Li Yu usually make pocket money?
4.Does Li Yu have enough money to buy a scarf for her mother? Why?
5.What can you learn from the stories of Cindy and Li Yu?
【答案】1.Her air tickets. 2.For four hours. 3.By doing some housework./She does some housework to make pocket money. 4.Yes, she does. Because she saves some of her pocket money in the bank for special things. 5.We should make money through hard work./It’s important to have a habit of saving money./We should make a budget for our money.(答案合理即可)
【导语】本文主要讲述了来自不同国家的两位青少年管理钱财的方式。
1.根据原文中“My parents have agreed to take me to China this summer, but I’ll have to pay for my own air tickets.”可知,辛迪存钱是为了支付自己去中国的机票钱。故填Her air tickets.
2.根据原文中“Every Tuesday and Thursday after school, I work as a cashier for two hours.”可知,辛迪每周工作两天:周二和周四,每天工作2小时,因此每周工作总时长为4小时。故填For four hours.
3.根据原文中“Usually, I do some housework to make pocket money.”可知,李玉通常通过做家务来赚取零花钱。故填By doing some housework./ She does some housework to make pocket money.
4.根据原文中“I save the rest in the bank for special things. This year, I want to buy my mother a silk scarf for her 40th birthday. Luckily, I have enough money for it.”可知,李玉有足够的钱为母亲买围巾,因为她把一部分钱存起来用于特殊用途。故填Yes, she does. Because she saves some of her pocket money in the bank for special things.
5.本题为开放性试题,答案不唯一,合理即可。从辛迪和李玉的故事中,我们可以学到他们通过工作或做家务来赚钱,并有计划地存钱以实现目标,这体现了财务管理和为目标努力的重要性。示例We should make money through hard work./ It’s important to have a habit of saving money./We should make a budget for our money.
阅读短文,根据内容回答问题。
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
1.What is a great way to understand that money is not easy to make?
2.What do we need to think about when making a budget?
3.How can we watch our money grow when saving for a new bicycle?
4.Do you have good spending habits? How can we form good spending habits? (Please give two ways.)
【答案】1.Going to parents’ workplaces to watch how they work. 2.We need to think about how much money we have and what we really want to spend it on. 3.We can write down how much money we have in a notebook and watch it grow. 4.Yes, I do. We can make a budget and track savings.
【导语】本文主要介绍了如何帮助我们养成良好的消费习惯。
1.根据第二段“Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.”可知,去父母工作场所观察他们如何工作是理解赚钱不易的好方法。故填Going to parents’ workplaces to watch how they work。
2.根据第三段“We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on.”可知,制定预算需要思考两点:我们有多少钱,以及真正想买什么。故填We need to think about how much money we have and what we really want to spend it on.
3.根据第四段“If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow.”可知,当我们存钱买自行车时,我们可以把我们的钱数记在一个笔记本上,看着它增长。故填We can write down how much money we have in a notebook and watch it grow.
4.开放性试题,言之有理即可。参考答案为Yes, I do. We can make a budget and track savings.
Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert.
Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills.
Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have.
Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money.
Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home.答案不超过5个单词.
1.How can children make pocket money according to Dr. Mara Harvey?
2.What can you make a plan for if a holiday is coming?
3.Why do we choose to cook at home instead of eating out?
4.How many tips are mentioned (提到) in the article?
5.What do you think of managing money?
【答案】1.By doing chores. 2.Spending and saving. 3.To cut down on spending. 4.Four. 5.It’s very important/necessary/useful.
【导语】本文主要讲了专家Mara Harvey博士为孩子们提供的几条如何明智花钱的建议。
1.根据“Learn to make money. Ask parents or neighbors if you can do chores to make pocket money.”可知,孩子们可以通过做家务来赚零花钱。故填By doing chores.
2.根据“If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving.”可知,如果假期来临,你可以为“支出和储蓄”制定一个计划。故填Spending and saving.
3.根据“Spend your money on what you need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home.”可知,选择在家做饭而不是外出就餐是为了“减少开支”。故填To cut down on spending.
4.通读全文,文章结构清晰,分别从“Learn to make money.”、“Help your money grow.”、“Make a plan.”、“Spend your money wisely.”四个部分给出了建议。故提到四条建议。故填Four.
5.此题为开放性试题,要求谈谈对“理财”的看法。答案合理即可。故填It’s very important/necessary/useful.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realising that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
根据语篇内容回答问题,将答案填写在横线上。
1.How do we start learning to manage money at an early age?
2.According to the passage, where does money come from?
3.What should we do if our pocket money can’t cover everything we want?
4.What will greatly satisfy us according to Paragraph 3?
5.What do you think of money? (请用完整的一句话回答。)
【答案】1.We start learning to manage money by watching our parents’ spending habits./By watching our parents’ spending habits. 2.Money comes from parents’ hard work. /From parents’ hard work. 3.We should make smart spending choices. 4.Reaching our goal will greatly satisfy us. 5.I think that money is very important/useful/... for me.
【导语】本文是一篇说明文,主要讲述了如何从小培养良好的金钱管理习惯,包括理解金钱的来源、制定预算、设定储蓄目标以及与父母沟通学习金钱的使用等。
1.答案是直接信息题,语篇最后一段提到“learning about money isn’t a hard job. From these lessons, we can get a sense of money management”,结合前文提及的观察父母消费等方式,题干询问“how to start learning to manage money”,对应答案“We start learning to manage money by watching our parents’ spending habits./By watching our parents’ spending habits.”,因此答案是直接信息题。
2.答案是直接信息题,语篇第一段明确说明“We need to know that our parents work hard to make money”,题干询问“where does money come from”,对应答案“Money comes from parents’ hard work. /From parents’ hard work.”,因此答案是直接信息题。
3.答案是直接信息题,语篇第二段提到“Realising that our pocket money can’t cover everything we want, we should make smart spending choices.”,题干与该句表述高度对应,直接提取答案“We should make smart spending choices.”,因此答案是直接信息题。
4.答案是直接信息题,语篇第三段末尾明确指出“Reaching our goal will greatly satisfy us.”,题干直接询问该句内容,直接提取答案,因此答案是直接信息题。
5.答案是观点表达题,题干要求用完整一句话表达对金钱的看法,答案为开放性表述,核心是体现对金钱的正确认知,示例“I think that money is very important/useful for me.”符合题干要求,因此答案是观点表达题。
进阶拓展训练4篇
阅读短文,然后根据内容回答问题。
It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates chances and opens the door to all kinds of adventures.
The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs, then work out how much you can afford to save each week and how long it will take you to reach your goal. It’s important to be realistic (现实的) because you’ll soon get bored if you plan to save every single penny. Some weeks you might decide to save a little more than planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. You could do this by using a money box or a savings account (账户).
When you save your money in a savings account, you have the chance to earn interest (利息). This is money that a bank pays you for leaving the money there. Some parents set up a savings account because they want to put some money away for their kids’ future.
Once you konw about saving, you can set some more bigger goals. Perhaps you want to start saving for university, or you’d like to travel the world when you finish school.
If you’re new to saving, start off by thinking of some fun goals, like taking a vacation or going to a concert. Every penny you save brings you one step close r to reaching your goal—and what could be more exciting than that?
1.What is the key to successful saving?
2.How could you avoid accidentally spending your savings?
3.Why do some parents set up a savings account for kids?
4.If you get pocket money from your parents every week, will you consider setting up a savings account or spending it on things you like? Why? Write 30 words or more.
【答案】1.Setting a goal. 2.By keeping them separate from the rest of our money./By using a money box or a savings account./I can keep them separate from the rest of our money. I can use a money box or a savings account. 3.Because they want to put some money away for their kids’ future./To put some money away for their kids’ future. 4.I will consider setting up a savings account. Because I want to start saving for university, or I’d like to travel the world when I finish school.(答案不唯一)
【导语】本文介绍了成功储蓄的方法。
1.根据“The key to successful saving is setting a goal.”可知,成功储蓄的关键在于设定目标。故填Setting a goal.
2.根据“To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. You could do this by using a money box or a savings account (账户).”可知,为了避免意外地花掉你的积蓄,最好将它们与你的其他钱分开。你可以用一个钱箱或一个储蓄账户来做这件事。故填By keeping them separate from the rest of our money./By using a money box or a savings account./I can keep them separate from the rest of our money. I can use a money box or a savings account.
3.根据“Some parents set up a savings account because they want to put some money away for their kids’ future.”可知,因为他们想为孩子的未来存一些钱。故填Because they want to put some money away for their kids’ future./To put some money away for their kids’ future.
4.开放性题目,答案不唯一。参考答案:I will consider setting up a savings account. Because I want to start saving for university, or I’d like to travel the world when I finish school.
阅读短文,根据短文内容回答问题。
Have you ever wondered why your pocket money runs out so quickly? Have you ever regretted spending your birthday money on snacks or online games when you could have saved up to buy something you really wanted instead? If so, making a budget is a great way to take control of your money.
To put it simply, a budget is a plan that helps us decide how to earn (挣钱), save and spend our money. Making a budget can help you to stretch (延长使用) your money further, so it’s easier to save up for more expensive items like a computer, new trainers or a bike. It’s a good idea to make a budget now because it’ll help you manage your money better and be ready for bigger expenses in the future.
Some people don’t make a budget because they think it’s too much trouble or they don’t see the point. They feel it’s hard to keep a record of every cent, or they believe they can control their money without a plan. But without a budget, it’s easy to lose track of your spending. You might spend all your pocket money on snacks and have nothing left for the new book you want. Or you might buy lots of little things you don’t really need, instead of saving for something important.
To start making a budget, pick up a pen and paper. First, write down the money you earn. This could be your pocket money, plus anything extra that you earn for helping out with small tasks. This is your “income (收入)”. Next, write down the money you spend regularly. Maybe you buy snacks every day after school or new clothes each month. This is called your “outgoings (支出)”. When you subtract (减去) your outgoings from your income, you’ll see how much you have left over to save or spend.
It’s wise to save some of this money, especially if you would like to buy something special. Your budget will help you see how much you can afford to save each week and how long it will take to reach your goal. You might then decide to spend less on snacks so that you can save a little extra. Or think about ways that you could earn a little more so that you can reach your goal faster.
1.What is a great way to take control of your money?
2.Why is it a good idea to make a budget now?
3.What will you see when you subtract your outgoings from your income?
4.Would you like to make your budget? Why or why not? (Please give at least two reasons.)
【答案】1.Making a budget is a great way to take control of our money. / Making a budget. 2.Because it’ll help us manage our money better and be ready for bigger expenses in the future. 3.We’ll see how much we have left over to save or spend. 4.Yes, I would. First, it helps me save money for things I really want. Second, it teaches me how to manage my money better. (答案不唯一)
【导语】本文介绍了制定预算是控制金钱的好方法,因为它有助于更充分地利用金钱、更好地管理钱财,并为未来更大的开支做好准备。
1.根据“If so, making a budget is a great way to take control of your money.”可知,制定预算是控制金钱的好方法。故填Making a budget is a great way to take control of our money. / Making a budget.
2.根据“It’s a good idea to make a budget now because it’ll help you manage your money better and be ready for bigger expenses in the future.”可知,制定预算是个好主意,因为它能帮助我们更好地管理钱,并且为将来更大的支出做好准备。故填Because it’ll help us manage our money better and be ready for bigger expenses in the future.
3.根据“When you subtract (减去) your outgoings from your income, you’ll see how much you have left over to save or spend.”可知,当从收入中减去支出时,我们会看到还剩下多少钱可以储蓄或花费。故填We’ll see how much we have left over to save or spend.
4.开放性试题,答案不唯一。参考答案为Yes, I would. First, it helps me save money for things I really want. Second, it teaches me how to manage my money better.
阅读短文,然后根据内容回答问题。
Are you good with money? Do you get pocket money from your parents or do you work to earn money? The following are some ways that British teenagers save and spend their money.
Pocket money
Most teenagers in Britain receive pocket money from their parents. They might have to do chores to get their pocket money. These chores can include cleaning, cooking, washing dishes and so on.
Part-time work
A part-time job is a choice for teenagers who don’t have pocket money or who want to earn extra (额外的) money. About 15 percent of teenagers have a job. Only children over the age of 13 can work. Popular part-time jobs for teens include babysitting, delivering newspapers, shop work and restaurant work. Children in Britain can work for at most two hours a day on a school day but not during school hours. During weekends and school holidays, they can work longer hours. So, many teenagers are getting experience from working part-time, dealing with banks and deciding whether to save or spend their money.
1.Who do most teenagers in Britain receive pocket money from?
2.What kind of chores do most British teenagers usually do?
3.How do children in Britain earn pocket money or extra money?
4.Do you think teenagers should have a part-time job? Why or why not? (Write 30 words or more)
【答案】1.Most teenagers in Britain receive pocket money from their parents. 2.They usually do chores like cleaning, cooking, washing dishes and so on. 3.They get pocket money from their parents by doing chores and earn extra money by doing part-time jobs. 4.开放性试题,言之有理即可。参考答案为:I think teenagers should have a part-time job. Firstly, it can let them gain work experience and learn some practical skills. Secondly, working can make them understand the value of money and learn to manage money reasonably. Finally, it can also cultivate their sense of responsibility and independence.
【导语】本文是一篇说明文。文章主要讨论了英国青少年如何获取零花钱,包括从父母那里获得以及通过做兼职工作来赚取,还介绍了他们通常做的家务类型和兼职工作的种类等相关内容。
1.根据第二段“Most teenagers in Britain receive pocket money from their parents.”可知,英国大多数青少年从父母那里得到零花钱。故填Most teenagers in Britain receive pocket money from their parents.
2.根据第二段“These chores can include cleaning, cooking, washing dishes and so on.”可知,大多数英国青少年通常做的家务包括打扫卫生、做饭、洗碗等等。故填They usually do chores like cleaning, cooking, washing dishes and so on.
3.根据第二段“Most teenagers in Britain receive pocket money from their parents. They might have to do chores to get their pocket money.”以及第三段“A part-time job is a choice for teenagers who don’t have pocket money or who want to earn extra money.”可知,英国的孩子通过做家务从父母那里获得零花钱,通过做兼职工作来赚取额外的钱。故填They get pocket money from their parents by doing chores and earn extra money by doing part-time jobs.
4.开放性试题,言之有理即可。参考答案为:I think teenagers should have a part-time job. Firstly, it can let them gain work experience and learn some practical skills. Secondly, working can make them understand the value of money and learn to manage money reasonably. Finally, it can also cultivate their sense of responsibility and independence.
请阅读下面语篇,根据其内容回答问题。
Most teenagers receive pocket money from their parents. They often spend this money on snacks, games, or saving up for something special. But should they manage their pocket money? Let’s see some different ideas.
Agree
Disagree
·It helps teenagers set goals. For example, if Li Ling wants to save 60 yuan to get a Mother’s Day gift in 5 weeks, she has to think about how much she should save each week. It’s like making a plan and sticking to it.
·It helps learn to say no. For example, choosing between delicious snacks and a great book helps teenagers practice the skill of making choices. And this skill helps them understand what matters more to them.
·It gives a sense of independence. They feel proud when they can buy something with their own money.
·Teenagers aren’t good at dealing with money. They might not know how to use money wisely. They may spend it on something they don’t really need.
·If a student has a lot of money in his bag, a fight might happen when someone wants to take the money. This may cause safety risk.
·Many teenagers think it a little hard to manage money. If parents manage the pocket money, teenagers don’t have to make sure they have enough money for everything. This makes students less stressed and lets them spend more time learning.
Then would you like to manage your own money? In fact, managing pocket money can be hard at first, but it’s a valuable skill. It will help you grow up to be smart with money.
1.How much money should Li Ling save each week for the Mother’s Day gift?
2.Why managing pocket money can help teenagers understand what matters more to them?
3.According to the passage, what safety risk might pocket money cause?
4.How do many teenagers feel about managing money?
5.What’s your idea about if teenagers should manage their pocket money? Why do you think so?
【答案】1.12 yuan. 2.Because managing the pocket money helps teenagers learn to make choices./Because it helps teenagers practice the skill of making choices. 3.A fight might happen when someone wants to take the money. 4.A little hard. 5.I think that teenagers should manage their pocket money. Because it can help students learn how to spend money wisely./I don’t think that teenagers should manage their pocket money. Because it’s not the best time for teenagers to learn about money.
【导语】本文介绍了青少年对零花钱的两种不同看法。
1.根据“For example, if Li Ling wants to save 60 yuan to get a Mother’s Day gift in 5 weeks, she has to think about how much she should save each week.”可知,李玲要在5周存60元买母亲节礼物,计算可得 60÷5=12 ,因此每周需要存12元。故填12 yuan.
2.根据“For example, choosing between delicious snacks and a great book helps teenagers practice the skill of making choices.”可知,因为管理零花钱可以帮助青少年学会做出选择/因为它可以帮助青少年练习做选择的技能。故填Because managing the pocket money helps teenagers learn to make choices./Because it helps teenagers practice the skill of making choices.
3.根据“If a student has a lot of money in his bag, a fight might happen when someone wants to take the money. This may cause safety risk.”可知,当有人想要拿钱时,可能会发生争吵。故填A fight might happen when someone wants to take the money.
4.根据“Many teenagers think it a little hard to manage money.”可知,许多青少年认为理财有点难。故填A little hard.
5.开放性问题,言之有理即可。参考答案为:I think that teenagers should manage their pocket money. Because it can help students learn how to spend money wisely./I don’t think that teenagers should manage their pocket money. Because it’s not the best time for teenagers to learn about money.
能力综合实践4篇
Kids in a Cashless World: Are We Losing the Feel of Real Money?
Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place. Buying snacks meant handing over real cash and feeling every cent you spent. But in today’s world, money doesn’t jingle (叮当) or crinkle (起皱)—it clicks.
For many kids, digital payments are becoming part of everyday life. With smartphones or cards, it’s common to buy things without cash. According to NewsHour, about half of kids aged 10 to 12 own a smartphone. Some families are using apps to help kids manage money.
Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins. But when money becomes just numbers on a screen, it can feel less real. And when money doesn’t feel real, it’s easier to spend too much without thinking.
Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly. It feels like something you’re giving up. But when you buy something online or tap your phone, nothing feels like it’s missing. That small difference can change the way kids think about money.
Still, many kids are learning how to manage money in this new digital world. When NewsHour asked students questions about money, one kid quickly answered that there are 15 quarters in $3.75. Even without using coins, some kids are excellent at money maths. But managing money isn’t just about maths—it’s also about habits (习惯).
To help kids form good habits, many parents use tools to give their children money for doing chores. These tools help kids divide (分开) their money into “spend”, “save”, and “give”, and let parents keep an eye on how the money is used. Some apps also teach lessons about saving and investing (投资). Schools are also taking part, offering classes on money management.
Talking about money at home is just as important. Whether using cash or cards, learning how to plan for spending and save for future goals helps kids feel confident with money.
Living in a cashless world isn’t a bad thing, but it means kids need new skills. With the right support from parents, teachers, and technology, they can grow up to be financially (经济上) smart—even without ever carrying a coin.
1.What did saving money mean not too long ago?
2.What are the advantages of digital money mentioned in the passage?
3.How can kids understand the value of money more clearly according to scientists?
4.What will you do to manage money in a cashless society? (Give two examples.)
【答案】1.It meant putting coins into a piggy bank or hiding notes in a secret place. 2.It is easy to carry, and you don’t have to worry about losing notes or carrying coins. 3.By counting change or handing over cash. 4.I will use the money to buy things I really need, and I will divide the money into “spend”, “save”, and “give”.
【导语】本文主要介绍无现金时代,孩子应该学会如何理财。
1.根据“Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place.”可知,不久前,省钱意味着将硬币放入存钱罐或将钞票藏在秘密地方。故填It meant putting coins into a piggy bank or hiding notes in a secret place.
2.根据“Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins.”可知,它易于携带,不必担心丢失钞票或携带硬币。故填It is easy to carry, and you don’t have to worry about losing notes or carrying coins.
3.根据“Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly.”可知,根据科学家的说法,孩子们通过清点零钱或交出现金来更清楚地理解金钱的价值。故填By counting change or handing over cash.
4.开放性试题,言之有理即可,参考答案:I will use the money to buy things I really need, and I will divide the money into “spend”, “save”, and “give”.
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their work places to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover (足以支付) everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate (满足) us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
根据语篇内容,回答下列问题。
1.Where does money come from according to the text?
2.Is it important for us to have a budget?
3.What does the writer want kids to do by giving the example of buying a bicycle?
4.What can we talk about with our parents?
5.Does your family make plans for using money?(请根据你家的实际情况回答)
【答案】1.From our parents’ hard work. 2.Yes, it is. 3.Set a goal of saving money./Set a clear goal and watch our money grow. 4.About how money is used and where money goes. 5.Yes, we do./No, we don’t./Sorry, I don’t know.
【导语】本文是一篇说明文,循序渐进地教导孩子理解金钱的来源、培养理性的消费习惯、学习储蓄方法,从而逐步树立正确的金钱观和管理能力。
1.根据“We need to know that our parents work hard to make money”可知,钱来源于父母的辛勤工作。故填Parents’ hard work.
2.根据“It’s important for us to have a budget”可知,作者表明做好预算很重要,因此本题应作肯定回答。故填Yes, it is.
3.根据“We should set a clear goal and watch our money grow.”可知,作者在本段以攒钱买自行车为例,说明了作者一个观点:设定一个清晰的储蓄目标,并坚持储蓄直至实现。故填Set a goal of saving money./Set a clear goal and watch our money grow.
4.根据“We can talk with our parents about how money is used and where money goes.”可知,我们可以和父母讨论如何用钱,用在哪里。故填About how money is used and where money goes.
5.本题为开放题,询问家庭是否有财务支出的计划,可根据实际情况回答。可填Yes, we do./No, we don’t./Sorry, I don’t know.
阅读短文,然后根据内容回答问题。
It’s fun to buy a huge ice cream or to go shopping with friends, but saving money can be even more exciting, because it creates chances and opens the door to all kinds of adventures.
The key to saving successfully is setting a goal (目标). Get a pen and paper, and write down how much you can save each week and how soon you will reach your goal. Some weeks later, you might decide to save a little more than you planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, just keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account (账户).
When you save your money in a savings account, you can get interest (利息). This is the money paid to you by a bank when you keep money in an account there, and the longer you leave your money in a savings account, the more interest you can get.
If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal—and what could be more exciting than that?
1.What is the key to saving successfully?
2.How could you avoid accidentally spending your savings?
3.What can you get when you save your money in a savings account?
4.How do you deal with your pocket money? Write 30 words or more.
【答案】1.Setting a goal. 2.By keeping them separate from the rest of your money (using a money box or a savings account). 3.Interest. 4.I usually divide my pocket money into three parts: one part for daily expenses like snacks, one part for saving in a bank for future goals, and one part for donating to charity or buying small gifts for my family.
【导语】本文阐述了储蓄的乐趣和重要性,并提供了成功储蓄的关键步骤:设定目标、将储蓄与其他钱分开存放、利用储蓄账户获取利息,并建议以有趣的目标开始储蓄之旅。
1.根据文章第2段第一句“The key to saving successfully is setting a goal.”可知,成功储蓄的关键是设定一个目标。故填Setting a goal.
2.根据文章第3段“To avoid accidentally spending your savings, just keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account.”可知,为了避免意外花掉储蓄,你可以通过将储蓄与其他钱分开存放来实现,例如使用储蓄罐或储蓄账户。故填By keeping them separate from the rest of your money (using a money box or a savings account).
3.根据文章第4段第一句“When you save your money in a savings account, you can get interest.”可知,将钱存入储蓄账户可以获得利息。故填Interest.
4.本题为开放性问答,要求描述你如何处理自己的零花钱,字数不少于30词。答案需具体、有条理,体现合理的规划。示例描述了将零花钱分为日常开销、储蓄实现目标和慈善/家庭礼物三部分。故填I usually divide my pocket money into three parts: one part for daily expenses like snacks, one part for saving in a bank for future goals, and one part for donating to charity or buying small gifts for my family.
It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates opportunities and opens the door to all kinds of adventures.
The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs. Then work out how much you can afford to save each week and how long it will take you to reach your goal. Some weeks later you might decide to save a little more than planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account.
When you save your money in a savings account, you have the opportunity to earn interest (利息). This is money that a bank pays you for leaving the money there and the longer you leave money in a savings account, the more interest you will earn. Some parents set up a savings account because they want to put some money away for their kids’ future.
If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal and what could be more exciting than that?
1.What is the key to successful saving?
2.How could you avoid accidentally spending your savings?
3.What can you get when you save money in a savings account?
4.Why do some parents set up a savings account for kids?
5.How do you plan to deal with your money after reading the text? (至少2点)
【答案】1.Setting a goal is the key to successful saving. 2.By keeping the savings separate from the rest of my money. 3.I can get the opportunity to earn interest. 4.Because they want to put some money away for their kids’ future. 5.I’ll set a goal and save most of my money in a savings account. I’ll use it for a meaningful trip in the future.
【导语】本文是一篇说明文,介绍了成功储蓄的关键方法,包括设定目标、避免意外消费、利用储蓄账户获取利息等,并鼓励人们通过储蓄实现有趣的人生目标。
1.根据“The key to successful saving is setting a goal.”可知,成功储蓄的关键是设定一个目标,故填Setting a goal is the key to successful saving.
2.根据“To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account.”可知,避免意外花掉储蓄的方法是将储蓄与其他钱分开,例如使用储钱罐或储蓄账户,故填By keeping the savings separate from the rest of my money.
3.根据“When you save your money in a savings account, you have the opportunity to earn interest.”可知,把钱存在储蓄账户里可以获得赚取利息的机会,故填I can get the opportunity to earn interest.
4.根据“Some parents set up a savings account because they want to put some money away for their kids’ future.”可知,一些父母为孩子设立储蓄账户是想为孩子的未来存一些钱,故填Because they want to put some money away for their kids’ future.
5.开放性问题,结合实际,言之有理即可。参考答案为:I’ll set a goal and save most of my money in a savings account. I’ll use it for a meaningful trip in the future.
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Unit 3 Money
单元话题(货币与理财)阅读回答问题新题型进阶练12篇
说明:此专题分三个难度层次,基础入门训练<进阶拓展训练< 能力综合实践,老师根据学生实际情况进行针对性难度训练。
基础入门训练4篇
What do you do with your money? Let’s see how Cindy and Li Yu manage their money.
Cindy, aged 16, Australia
In the past, I spent most of my money on clothes, snacks and phones. I ran out of money very quickly and couldn’t buy anything else.
I’m always interested in China. My parents have agreed to take me to China this summer, but I’ll have to pay for my own air tickets. How exciting! So I’m starting to save money. I also work at a supermarket. Every Tuesday and Thursday after school, I work as a cashier (收银员) for two hours.
I’ll work harder and make more money. I can make my dream come true.
Li Yu, aged 15, China
Usually, I do some housework to make pocket money. My parents tell me to manage my money well.
I spend some of my money on books, snacks and school things. I save the rest in the bank for special things. This year, I want to buy my mother a silk scarf for her 40th birthday. Luckily, I have enough money for it.
1.What is Cindy saving money for?
2.How long does Cindy work every week?
3.How does Li Yu usually make pocket money?
4.Does Li Yu have enough money to buy a scarf for her mother? Why?
5.What can you learn from the stories of Cindy and Li Yu?
阅读短文,根据内容回答问题。
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
1.What is a great way to understand that money is not easy to make?
2.What do we need to think about when making a budget?
3.How can we watch our money grow when saving for a new bicycle?
4.Do you have good spending habits? How can we form good spending habits? (Please give two ways.)
Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert.
Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills.
Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have.
Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money.
Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home.答案不超过5个单词.
1.How can children make pocket money according to Dr. Mara Harvey?
2.What can you make a plan for if a holiday is coming?
3.Why do we choose to cook at home instead of eating out?
4.How many tips are mentioned (提到) in the article?
5.What do you think of managing money?
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realising that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
根据语篇内容回答问题,将答案填写在横线上。
1.How do we start learning to manage money at an early age?
2.According to the passage, where does money come from?
3.What should we do if our pocket money can’t cover everything we want?
4.What will greatly satisfy us according to Paragraph 3?
5.What do you think of money? (请用完整的一句话回答。)
进阶拓展训练4篇
阅读短文,然后根据内容回答问题。
It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates chances and opens the door to all kinds of adventures.
The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs, then work out how much you can afford to save each week and how long it will take you to reach your goal. It’s important to be realistic (现实的) because you’ll soon get bored if you plan to save every single penny. Some weeks you might decide to save a little more than planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. You could do this by using a money box or a savings account (账户).
When you save your money in a savings account, you have the chance to earn interest (利息). This is money that a bank pays you for leaving the money there. Some parents set up a savings account because they want to put some money away for their kids’ future.
Once you konw about saving, you can set some more bigger goals. Perhaps you want to start saving for university, or you’d like to travel the world when you finish school.
If you’re new to saving, start off by thinking of some fun goals, like taking a vacation or going to a concert. Every penny you save brings you one step close r to reaching your goal—and what could be more exciting than that?
1.What is the key to successful saving?
2.How could you avoid accidentally spending your savings?
3.Why do some parents set up a savings account for kids?
4.If you get pocket money from your parents every week, will you consider setting up a savings account or spending it on things you like? Why? Write 30 words or more.
阅读短文,根据短文内容回答问题。
Have you ever wondered why your pocket money runs out so quickly? Have you ever regretted spending your birthday money on snacks or online games when you could have saved up to buy something you really wanted instead? If so, making a budget is a great way to take control of your money.
To put it simply, a budget is a plan that helps us decide how to earn (挣钱), save and spend our money. Making a budget can help you to stretch (延长使用) your money further, so it’s easier to save up for more expensive items like a computer, new trainers or a bike. It’s a good idea to make a budget now because it’ll help you manage your money better and be ready for bigger expenses in the future.
Some people don’t make a budget because they think it’s too much trouble or they don’t see the point. They feel it’s hard to keep a record of every cent, or they believe they can control their money without a plan. But without a budget, it’s easy to lose track of your spending. You might spend all your pocket money on snacks and have nothing left for the new book you want. Or you might buy lots of little things you don’t really need, instead of saving for something important.
To start making a budget, pick up a pen and paper. First, write down the money you earn. This could be your pocket money, plus anything extra that you earn for helping out with small tasks. This is your “income (收入)”. Next, write down the money you spend regularly. Maybe you buy snacks every day after school or new clothes each month. This is called your “outgoings (支出)”. When you subtract (减去) your outgoings from your income, you’ll see how much you have left over to save or spend.
It’s wise to save some of this money, especially if you would like to buy something special. Your budget will help you see how much you can afford to save each week and how long it will take to reach your goal. You might then decide to spend less on snacks so that you can save a little extra. Or think about ways that you could earn a little more so that you can reach your goal faster.
1.What is a great way to take control of your money?
2.Why is it a good idea to make a budget now?
3.What will you see when you subtract your outgoings from your income?
4.Would you like to make your budget? Why or why not? (Please give at least two reasons.)
阅读短文,然后根据内容回答问题。
Are you good with money? Do you get pocket money from your parents or do you work to earn money? The following are some ways that British teenagers save and spend their money.
Pocket money
Most teenagers in Britain receive pocket money from their parents. They might have to do chores to get their pocket money. These chores can include cleaning, cooking, washing dishes and so on.
Part-time work
A part-time job is a choice for teenagers who don’t have pocket money or who want to earn extra (额外的) money. About 15 percent of teenagers have a job. Only children over the age of 13 can work. Popular part-time jobs for teens include babysitting, delivering newspapers, shop work and restaurant work. Children in Britain can work for at most two hours a day on a school day but not during school hours. During weekends and school holidays, they can work longer hours. So, many teenagers are getting experience from working part-time, dealing with banks and deciding whether to save or spend their money.
1.Who do most teenagers in Britain receive pocket money from?
2.What kind of chores do most British teenagers usually do?
3.How do children in Britain earn pocket money or extra money?
4.Do you think teenagers should have a part-time job? Why or why not? (Write 30 words or more)
请阅读下面语篇,根据其内容回答问题。
Most teenagers receive pocket money from their parents. They often spend this money on snacks, games, or saving up for something special. But should they manage their pocket money? Let’s see some different ideas.
Agree
Disagree
·It helps teenagers set goals. For example, if Li Ling wants to save 60 yuan to get a Mother’s Day gift in 5 weeks, she has to think about how much she should save each week. It’s like making a plan and sticking to it.
·It helps learn to say no. For example, choosing between delicious snacks and a great book helps teenagers practice the skill of making choices. And this skill helps them understand what matters more to them.
·It gives a sense of independence. They feel proud when they can buy something with their own money.
·Teenagers aren’t good at dealing with money. They might not know how to use money wisely. They may spend it on something they don’t really need.
·If a student has a lot of money in his bag, a fight might happen when someone wants to take the money. This may cause safety risk.
·Many teenagers think it a little hard to manage money. If parents manage the pocket money, teenagers don’t have to make sure they have enough money for everything. This makes students less stressed and lets them spend more time learning.
Then would you like to manage your own money? In fact, managing pocket money can be hard at first, but it’s a valuable skill. It will help you grow up to be smart with money.
1.How much money should Li Ling save each week for the Mother’s Day gift?
2.Why managing pocket money can help teenagers understand what matters more to them?
3.According to the passage, what safety risk might pocket money cause?
4.How do many teenagers feel about managing money?
5.What’s your idea about if teenagers should manage their pocket money? Why do you think so?
能力综合实践4篇
Kids in a Cashless World: Are We Losing the Feel of Real Money?
Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place. Buying snacks meant handing over real cash and feeling every cent you spent. But in today’s world, money doesn’t jingle (叮当) or crinkle (起皱)—it clicks.
For many kids, digital payments are becoming part of everyday life. With smartphones or cards, it’s common to buy things without cash. According to NewsHour, about half of kids aged 10 to 12 own a smartphone. Some families are using apps to help kids manage money.
Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins. But when money becomes just numbers on a screen, it can feel less real. And when money doesn’t feel real, it’s easier to spend too much without thinking.
Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly. It feels like something you’re giving up. But when you buy something online or tap your phone, nothing feels like it’s missing. That small difference can change the way kids think about money.
Still, many kids are learning how to manage money in this new digital world. When NewsHour asked students questions about money, one kid quickly answered that there are 15 quarters in $3.75. Even without using coins, some kids are excellent at money maths. But managing money isn’t just about maths—it’s also about habits (习惯).
To help kids form good habits, many parents use tools to give their children money for doing chores. These tools help kids divide (分开) their money into “spend”, “save”, and “give”, and let parents keep an eye on how the money is used. Some apps also teach lessons about saving and investing (投资). Schools are also taking part, offering classes on money management.
Talking about money at home is just as important. Whether using cash or cards, learning how to plan for spending and save for future goals helps kids feel confident with money.
Living in a cashless world isn’t a bad thing, but it means kids need new skills. With the right support from parents, teachers, and technology, they can grow up to be financially (经济上) smart—even without ever carrying a coin.
1.What did saving money mean not too long ago?
2.What are the advantages of digital money mentioned in the passage?
3.How can kids understand the value of money more clearly according to scientists?
4.What will you do to manage money in a cashless society? (Give two examples.)
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their work places to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover (足以支付) everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate (满足) us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
根据语篇内容,回答下列问题。
1.Where does money come from according to the text?
2.Is it important for us to have a budget?
3.What does the writer want kids to do by giving the example of buying a bicycle?
4.What can we talk about with our parents?
5.Does your family make plans for using money?(请根据你家的实际情况回答)
阅读短文,然后根据内容回答问题。
It’s fun to buy a huge ice cream or to go shopping with friends, but saving money can be even more exciting, because it creates chances and opens the door to all kinds of adventures.
The key to saving successfully is setting a goal (目标). Get a pen and paper, and write down how much you can save each week and how soon you will reach your goal. Some weeks later, you might decide to save a little more than you planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, just keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account (账户).
When you save your money in a savings account, you can get interest (利息). This is the money paid to you by a bank when you keep money in an account there, and the longer you leave your money in a savings account, the more interest you can get.
If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal—and what could be more exciting than that?
1.What is the key to saving successfully?
2.How could you avoid accidentally spending your savings?
3.What can you get when you save your money in a savings account?
4.How do you deal with your pocket money? Write 30 words or more.
It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates opportunities and opens the door to all kinds of adventures.
The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs. Then work out how much you can afford to save each week and how long it will take you to reach your goal. Some weeks later you might decide to save a little more than planned so that you can reach your goals even faster.
To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account.
When you save your money in a savings account, you have the opportunity to earn interest (利息). This is money that a bank pays you for leaving the money there and the longer you leave money in a savings account, the more interest you will earn. Some parents set up a savings account because they want to put some money away for their kids’ future.
If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal and what could be more exciting than that?
1.What is the key to successful saving?
2.How could you avoid accidentally spending your savings?
3.What can you get when you save money in a savings account?
4.Why do some parents set up a savings account for kids?
5.How do you plan to deal with your money after reading the text? (至少2点)
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同步新教材,周周有练习,月月有重点!
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同步新教材,周周有练习,月月有重点!
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