Unit 3 Money 阅读理解10篇（单元话题：金钱）-2025-2026学年八年级英语下学期单元重难点易错题精练（沪教版（五四学制））

Unit 3 Money 阅读理解10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 金钱 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 It’s useful to know how much money we usually spend on different things. Then, if we also know how much money we will have, we can decide which things we should buy now and which things we can go without or wait for. Here is a student’s weekly budget (预算) during the school year. Bus fares to class $5 Movies $6 Candy / Gum $5 Soft drinks $3 School lunches $10 CDs $10 Restaurants $15 Computer games $10 Total: $64 This student has only $50 a week to spend. Therefore, he must spend less on some things or not have them at all. If he wants to save on bus fares, he can walk to class. If he doesn’t buy any candy, he can save $5 a week. Or he can save $3 if he has no soft drinks. He can save on lunches if he brings his own. He may be able to save on CDs by borrowing them from his friends or buying them second-hand. He doesn’t have to go to the movies or restaurants. Different people need or want different things, so their budgets are different. Girls may not like computer games. They may want to spend more money on clothes or jewelry (珠宝). For most of us, a weekly budget is only a little helpful. We really need to have a monthly budget, or even a yearly budget. This is because we have to pay for some things only once a month or once a year. Clothes, textbooks, vacations, and so on are not weekly expenses. They are monthly or yearly expenses. 1．The student’s budget is for ________. A．seven days B．thirty days C．one term D．one year 2．Using a monthly instead of a weekly budget, you can see ________. A．less money B．things you don’t buy all the time C．how prices change quickly D．the best place to buy gum 3．If the student doesn’t buy school lunches, he will save ________ a month. A．40 dollars B．64 dollars C．216 dollars D．256 dollars 4．“To save money, students might not eat snacks at all.” The word “at all” means ________. A．not even one B．little by little C．forever D．with others 5．Girls may want to spend more money on ________. A．computer games B．sports C．clothes D．toys 6．The best title of the passage is ________. A．People Need B．What Different Things C．A student’s Weekly D．A Budget At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand that money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step! 1．Where does money come from according to the text? A．Parents’ hard work. B．Kids’ life lessons. C．Good spending habits. D．The bank account. 2．What does the underlined word “satiate” mean in Paragraph 4? A．Relax. B．Interest. C．Surprise. D．Satisfy. 3．Which of the following will the writer probably agree with? A．Adults can make money grow more. B．Kids should have a money spending plan. C．Parents may give kids lots of pocket money. D．Supermarkets will be places to change money. 4．What is the best title for the text? A．Causes of Spending Money B．Ways of Managing Money C．Purposes of Spending Money D．Conditions of Saving Money Choose the best answer. （根据短文内容，选择最恰当的答案） Do you need useful and interesting books? Here we’ve got plenty for you. Successful Fishermen Fishing is a healthy hobby. You can enjoy fresh air when you go fishing in the countryside. This book will teach you how to choose fishing places and how to make good fishing rods easily. Many kinds of fishing skills are shown in the book. Read it and you will become a more successful fisherman. Best Learners This book can give you the answers to the questions most often asked by parents, teachers and students themselves. Read this book and learn: ● What the three difficulties in study are and what to do with them. ● What to do if you are not interested in a subject you are studying. ● Twenty-six simple exercises to help you study easily and fast. You will get more from this book. For younger students, you can buy Learn to Study for Beginners. It is easier to understand. How to keep pets Beginners. It is easier to understand. A pet can be our best friend. Do you have pets in your house? Are they in good shape? This book not only offers you many colorful pictures of lovely pets, but also provides you with the knowledge about: ● How to choose right pets for yourself. ● How to build houses or nests for your pets. ● How to feed the pets and how to keep them clean. Buy this book and you will learn more. We have many other books on sale. For more information, call the clerk. If you buy two or more books at a time, you’ll get 10% off. 1．If you buy and read Successful Fishermen, you will ________. A．go to the countryside B．know where to buy fishing rods C．know how to cook fish D．learn how to choose fishing places 2．If you read the book, Best Learners, you can learn ________. A．the interesting subject you can study easily B．simple exercises to talk with others C．what to do with the difficulties in study D．how to get more information from teachers 3．There are many pictures in ________ according to the passage. A．Best Learners B．Successful Fishermen C．How to Keep Pets D．Learn to Study for Beginners 4．You can ________ for more information about other books according to the passage. A．go to the shop B．call the clerk C．search the Internet D．ask the writer 5．The writer wrote this passage in order to ________. A．increase sales of the books B．buy useful and interesting books C．tell people how to keep pets D．teach students to study easily and fast 6．You can most probably find this passage in a ________. A．story B．novel C．dictionary D．newspaper A French has just launched a bottled red wine flavored with cola. Bordeaux-based winemaker Haussmann has already had success with grapefruit and passionfruit-flavored red wine and white wine. Their newest wine, Rouge Sucette, which translates to Red Lollipop, is made from 75 percent grapes and 25 percent water, with added sugar and cola flavoring. It is meant to be served chilled. Why the break with tradition? Wine sales in France is down. In 1980, more than half of adults bought wine almost daily, but the number has dropped to just 17 percent today. And so according to Pauline, company spokeswoman for Haussmann, wine makers need to attract younger drinkers and women. “The cola flavor is to answer to a new kind of need and a market demand,” she tells us, “Tastes develop in time and we have to adapt.” French restaurant expert Fred gives several factors behind the downward trend in wine drinking among the French: the financial crisis, which brought with it the death of the long lunch hour; reduced legal limits for driving under the influence of alcohol; and a general move towards healthier living. Cola wine may seem out of step with French ways, but that’s because a lot of people have the wrong idea about what those ways really are. Pauline says. “We’re changing with the times. We have a strong foundation of food and wine.” Of the different aromas that Haussamann tested, “cola was the best mix,” she says. “That made many people interested, and they were curious to taste it.” The thirst for sweeter drinks isn’t limited to France. “Think about it,” says Fred, “You have all sorts of champagne cocktails. So what’s the difference between those and red wine and Coca-Cola? It’s about marketing.” Pauline insists Rouge Sucette isn’t just wine mixed with cola, anyway. It contains only the essence of cola, making it perhaps a bit more refined, though with a very similar flavor. So how does a Frenchman like Fred think about it? “It’s refreshing and kind of fun,” he says. “I don’t think I would buy it, but if I was going to drink it, I would make it myself, because I would feel a bit better about it.” 1．“Rouge Sucette” is also named as “_________”. A．passionfruit-flavored red wine B．white wine C．Red Lollipop D．chilled wine 2．The newest wine produced by Haussmann is made from __________. A．sugar and cola B．passion fruit and grape fruit C．cola and passion fruit D．grapes and water 3．The company spokeswoman, Pauline explained that they had to adapt because _________. A．half of adults bought wine B．17 percent of customers are young drinkers C．they need to attract younger people D．the cola flavor can’t be accepted any longer 4．According to the passage, _________ is one of the reasons that led to the disappearance of the long lunch hour. A．the downward sales in wine B．the taste development C．the influence of alcohol D．the financial crisis 5．In Pauline’s opinion, Rough Sucette __________. A．is out of step with French ways B．is one of the champagne cocktails C．isn’t just wine mixed with cola D．isn’t different from other wines 6．The underlined words from Fred probably indicated(表明) that _________. A．the new kind of wine won’t be popular B．the new kind of wine won’t help wine makers pass the financial crisis C．the cola flavor is no longer popular D．the cola flavored wine is harmful to health A day at the shops can help you live longer, and surprisingly, the benefits are actually greater for men, says a study group from Taiwan. The study even suggests that shopping regularly is better than going to the gym. Seeing friends and just people-watching can stave off loneliness and improve psychological health, suggests the study. It looked at almost 1850 people aged 65 and over living alone at home in Taiwan, who were asked how often they went shopping. They found those who shopped daily lived longer than those who shopped less, with thinking of people’s physical or other health problems. By comparing with those who didn’t often go out to the shops had the best life record, with a 28% cut in their chances of dying, while older women saw a bit fewer benefits with a 23% cut in dying.  The researchers said, “An elder who shops less for food would be at risk of poorer diet to keep healthy. This makes a bad cycle. Shopping less causes poor health and poor health causes less shopping. ” But the study added, “In shopping situations, communicating with, or watching others can provide social and mental benefits. ” “Compared with other types of spare-time physical activity, like exercise, which usually needs motivation and sometimes professional instruction, shopping is easier to keep on.” 1．The study suggests that ________ is better than going to the gym. A．watching people B．seeing friends C．shopping regularly D．living alone 2．According to the survey, old people who live alone would live longer if they ________. A．shopped daily B．never shopped C．shopped less D．shopped with friends 3．The underlined word “stave off” in the third paragraph probably means ________. A．turn off B．cut off C．take off D．keep off 4．An elder who shops less for food would ________ to keep healthy. A．provide social benefits B．be at a risk of poorer diet C．have physical problems D．feel even lonelier 5．Which of the following is Not True according to the passage? A．The benefits of shopping regularly are greater for men. B．The study interviewed almost 1850 people aged 65 and over living with their families. C．Older men who often went shopping would have 28% cut in their chances of dying. D．Shopping less causes poor health and poor health causes less shopping. 6．We can learn from the end of the passage that ________. A．some physical activities are easier to keep on B．old people don’t have motivation to exercise C．you need some professional instruction to shop D．it is not easy to exercise regularly Super International Crafts Market. 1/F, Super Shopping Center, 12 Shopping Road, Kowloon, next to Dandy’s Store and Cleo’s Café. The Super Shopping Center is proud to hold the Super International Crafts Market. The market owns hand-crafted products from all over the world. Come to learn about other cultures and see beautiful things from different countries! A part of the sales will be given to the International Children’s Fund (ICF). Some of the interesting products include: Beaded bracelets(圆珠手链) from Africa Do you love bracelets? Here you can find Bracelets made from special wooden beads, and no two pieces are the same! Each bracelet looks expensive, but costs only 20 dollars. What is more, if you buy two, you can get a card for a free drink at Cleo’s Cafe! Silk handbags from Thailand These colorful bags are beautiful and useful! You can use them every day. Each bag is as much as 150 dollars. If you buy more than one, they will be 10% cheaper for you. Fantastic!We will have introductions about the different countries, as well as a lucky draw(抽奖) for a free trip to one of the special countries in the market! You can also taste foods from the different countries at our International Foods Stand. Visit the International Crafts Market and learn about different cultures. Buy beautiful, interesting things and support the International Children’s Fund! 1．The passage above is probably _________. A．a piece of news B．a visitor’s letter C．a shopping guide D．a trip introduction 2．The Super International Crafts Market is _________. A．next to Cleo’s Café B．next to 12 Shopping Road C．on 1/F, Dandy’s Store D．on 2/F, Super Shopping Center 3．People can _________ in the market. A．learn about different cultures B．visit the International Children’s Fund C．sell their own hand-crafted products D．see beautiful things mostly from Kowloon 4．Which is right according to the passage? A．Two bracelets cost 20 dollars. B．The bracelets look the same. C．Each bag costs only 135 dollars. D．The handbags are colorful. 5．What can we do to have a free trip to a country in the market? A．Give money to the ICF. B．Take part in a lucky draw. C．Buy wooden beads from Africa. D．Taste different foods in the market. The journalists from No.1 high school newspaper conducted a survey of students’ opinions about how to use their pocket money. The following is part of the information they have gathered. Pocket money Books/entertainment Mobile phone cards Snacks/drinks savings Mary 15/week 30% 30% Past 40% Now 20% 20% Joe 120/month 20% / 30% 50% Mary: So far, I’ve saved 60. I want to buy a pair of jeans with my savings. I think pocket money gives a kid a sense of independence. If kids have their own pocket money, it’s much easier for them to buy something necessary. They don’t have to ask their parents for money all the time. Joe: I have saved a lot, so sometimes I can buy discs, go to the movies with my friends, or buy birthday gifts for my parents or friends. I think it is important for a kid to manage money. Of course, it doesn’t mean the more pocket money the better. I think 20 a month is enough for someone of my age. Kids may buy something unnecessary if they have too much pocket money on them. 1．Joe can do all the following things except ________ as a way to spend his pocket money. A．buying some discs B．buying a pair of jeans C．enjoying a movie with friends D．buying birthday presents 2．How much did Mary use to spend on snacks or drinks every month? A．6 B．3 C．24 D．12 3．According to the table above, how long does it take Mary to save 60? A．20 months. B．1 month. C．4 months. D．5 months. 4．How much more does Joe save every month than Mary does? A．12 B．48 C．57 D．20 5．Which of the following is NOT TRUE according to the passage? A．Joe supposes the more pocket money a kid can get, the better it will be. B．Joe believes too much pocket money will lead to unnecessary expenses. C．Mary spends less pocket money on snacks and drinks than she did before. D．Mary thinks having pocket money can help kids become more independent. “Do you have your VIP card?” the clerk at the convenience store asks me. Um, no. At least, I don’t think so. She’s looking inside my wallet. “I don’t have it with me,” I say, “But that’s OK. I’m kind of in a hurry here.” All I came here for was a bottle of milk. And then I saw a two-for-one sale on a bottle of fake tan (人工晒黑凝胶). That’s a $10 value. I love a fake tan. So, a bottle of milk and two bottles of fake tan. Can’t I just pay and leave? “Phone number?” the woman asks. I give it to her, because I don’t have time to argue the point about why everyone I buy anything from wants my phone number. “No, that’s wrong,” she says. “There is no card linked to that number.” Oh, we’re still looking for my VIP card? “That’s ok,” I say. “It doesn’t matter.” “A lot of people have it under their cell phone number,” she says. Soon we’re trying my office number, my husband’s cell and office numbers. “I don’t think you have a VIP card,” she says. “Ten percent off your purchase (购买) if you sign up today.” “No, thank you,” I say. “OK, the two-for-one on the tanner is only for VIP card holders,” the clerk says. “I can sign you up now,” she continues. “I just need your phone number.” “I think you already have every phone number I have,” I say. “I need the one you want the account to use.” I give her one, an act of pure surrender (投降). Between the two-for-one deal and the 10 percent off, I saved $11.4 on my total purchase. The woman hands me my change, and I can almost taste the freedom. She bags my items, and is about to hand them to me. But first: “Would you like to enter our monthly competition for $2500?” she asks. “You just have to fill out our customer survey.” 1．At first, the writer wants to buy ________ in the convenience store. A．a bottle of milk B．a fake tan C．a cell phone D．a VIP card 2．The clerk is looking for the writer’s ________ before she pays for the items. A．phone numbers B．home address C．VIP card D．bank card 3．According to the passage, the underlined words sign up probably refers to ________. A．write down a name B．apply for a card C．leave a phone number D．complete a survey 4．We can infer that the writer ________. A．is thankful to the clerk for saving money B．is often asked for her phone number during her purchases C．usually wastes her money without thinking carefully D．loses her temper with the clerk at last 5．The last paragraph is written to show ________. A．that the VIP card made all the trouble meaningful B．how kind and careful sales clerks are these days C．that it is easy to give away your personal information D．the author is not pleased about being stopped from leaving 6．The best title of this passage could be ________. A．A kind clerk B．On that day C．Without a card D．A useful phone number 重难语篇练习 With Alipay and WeChat, cashless (无现金的) payments are nothing new. Now, China is going further by encouraging more people to use digital (数字的) yuan or e-CNY, a digital currency (货币). Jiangsu province will encourage the use of e-CNY in its education system, according to a recent plan by the Jiangsu Education Department. By December of this year students in Jiangsu will probably pay tuition fees (学费), exam fees and receive scholarships (奖学金) in e-CNY. To use e-CNY, people just need to download (下载) the e-CNY app and open an account (账户). “The functions (功能) of e-CNY are exactly the same as those of the paper currency, except that the former is digital,” Mu Changchun, director of the People’s Bank of China’s Digital Currency Research Institute, told China Daily. But e-CNY is much safer compared to Alipay and WeChat payment. E-commerce (电子商务) platforms that accept payments by e-CNY will not have access to users’ personal information. “Users’ privacy protection with e-CNY is at the highest level among all existing payment tools,” said Mu. In addition, “the use of e-CNY can reduce transaction (交易) costs for smaller businesses,” said Zhou Maohua who works at China Everbright Bank. At present, third-party payment platforms such as Alipay and WeChat ask for certain fees when money is transferred (转账) through them. E-CNY payment, however, can transfer money directly from buyers to sellers, which will greatly reduce transaction costs. E-CNY has been trialed (试点) in 17 provinces and cities, such as Suzhou, Shenzhen and Chengdu. China is still working to expand (扩大) its usage in more areas. 1．At the very beginning of the passage, Alipay and WeChat are mentioned to ________. A．give examples B．introduce the background C．list numbers D．surprise the readers 2．What can the students do by e-CNY? A．Get scholarships. B．Open an account. C．Download the e-CNY app. D．Pay all fees. 3．What’s the advantage of digital yuan according to the passage? A．The functions are more than those of Alipay and WeChat payment. B．Digital yuan is much safer than any other payment tool. C．17 provinces will use digital yuan instead of Alipay and WeChat payment. D．It will greatly protect users’ personal information by digital yuan. 4．What is mentioned in paragraph 5? A．The safety protection about e-CNY. B．The disadvantages of e-CNY. C．The transaction costs about e-CNY. D．The popularity of e-CNY. 5．The writer’s writing purpose is to ________. A．create greater business opportunities B．call on people to use digital yuan C．change the way all people pay fees D．lead people to protect their privacy What is a Budget? To put it simply, a budget is a practical plan that helps us manage how we earn, save and spend our money wisely. It doesn’t matter whether you’re a leader in the government planning billions of yuan to keep the country running smoothly, or a middle school student working out how long to save for a new video game that costs around 400 yuan, the basic idea is the same: Making a budget is the best way to take control of your money and avoid waste. How can a budget help me? Have you ever wondered why your monthly pocket money runs out in just two weeks? Or regretted spending 70% of your birthday money on snacks and online game skins, only to find you can’t afford the sports shoes or storybooks you really wanted? ▲ Research shows that when teenagers have the same income every week, those who use a budget can save 30% more each month than those who don’t. This shows that budgeting helps young people manage their money better, allowing them to reach saving goals — such as buying a Nintendo Switch, Nike Kobe sneakers, or a Giant bicycle. More importantly, learning budgeting is also good for students’ future. Studies show that people who learned to budget in their teens are 65% more likely to avoid debt (债务) in adulthood, when they have to pay for higher costs like rent, bills and supermarket shopping. How do I make a budget? Get a pen and paper and start by writing down all your incomes. This could be your regular pocket money, or extra earnings for helping out with the housework each week. Add these up to get your total monthly incomes. Next, list your outgoings — the money you spend regularly. Maybe you buy a cup of milk tea every week or a new game DLC each month. Add these up to get your total monthly outgoings. When you take your outgoings away from your incomes, you’ll see how much you have left to save or spend freely. It’s wise to save at least 20% of the money left, especially if you’re expecting to buy something special. Your budget will help you see how much you can save each week and how long it will take to reach your goal. You might then decide to spend less or think about ways to earn more so that you can reach your goal faster. 1．What is the purpose of making a budget according to the text? A．To help government leaders plan billions of yuan for the country. B．To allow middle school students to save money for video games. C．To control money and avoid waste through wise management. D．To make sure people can make more money than they spend each month. 2．Which of the following can be put into ▲ ? A．Making a budget can help your money go further. B．Saving money is an important habit for teenagers. C．Managing daily cost well needs a lot of practice. D．Buying expensive things often requires careful planning. 3．Which of the following is RIGHT according to paragraph 3? A． B． C． D． 4．What are the correct steps to make a budget according to the text? A． B． C． D． 学科网（北京）股份有限公司 $ Unit 3 Money 阅读理解10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 金钱 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 It’s useful to know how much money we usually spend on different things. Then, if we also know how much money we will have, we can decide which things we should buy now and which things we can go without or wait for. Here is a student’s weekly budget (预算) during the school year. Bus fares to class $5 Movies $6 Candy / Gum $5 Soft drinks $3 School lunches $10 CDs $10 Restaurants $15 Computer games $10 Total: $64 This student has only $50 a week to spend. Therefore, he must spend less on some things or not have them at all. If he wants to save on bus fares, he can walk to class. If he doesn’t buy any candy, he can save $5 a week. Or he can save $3 if he has no soft drinks. He can save on lunches if he brings his own. He may be able to save on CDs by borrowing them from his friends or buying them second-hand. He doesn’t have to go to the movies or restaurants. Different people need or want different things, so their budgets are different. Girls may not like computer games. They may want to spend more money on clothes or jewelry (珠宝). For most of us, a weekly budget is only a little helpful. We really need to have a monthly budget, or even a yearly budget. This is because we have to pay for some things only once a month or once a year. Clothes, textbooks, vacations, and so on are not weekly expenses. They are monthly or yearly expenses. 1．The student’s budget is for ________. A．seven days B．thirty days C．one term D．one year 2．Using a monthly instead of a weekly budget, you can see ________. A．less money B．things you don’t buy all the time C．how prices change quickly D．the best place to buy gum 3．If the student doesn’t buy school lunches, he will save ________ a month. A．40 dollars B．64 dollars C．216 dollars D．256 dollars 4．“To save money, students might not eat snacks at all.” The word “at all” means ________. A．not even one B．little by little C．forever D．with others 5．Girls may want to spend more money on ________. A．computer games B．sports C．clothes D．toys 6．The best title of the passage is ________. A．People Need B．What Different Things C．A student’s Weekly D．A Budget 【答案】1．A 2．B 3．A 4．A 5．C 6．D 【导语】本文主要通过一个学生的周预算来告诉我们制定资金计划非常重要。 1．细节理解题。根据文章表格上方“Here is a student’s weekly budget (预算) during the school year.”可知，这个预算是每周的，因此是为七天制定的。故选A。 2．细节理解题。根据最后一段“We really need to have a monthly budget, or even a yearly budget. This is because we have to pay for some things only once a month or once a year. Clothes, textbooks, vacations, and so on are not weekly expenses. They are monthly or yearly expenses.” 可知，月度预算可以让你看到那些不常买的东西的开销。故选B。 3．细节理解题。根据文中表格，“School lunches”一项的花费为每周$10。若不购买学校午餐，则每周可节省$10。一个月通常按4周计算，因此一个月可节省$10 × 4 = $40。选项中A符合计算结果。故选A。 4．词句猜测题。根据“If he doesn’t buy any candy, he can save $5 a week.”可知，提到学生可以节省糖果、软饮料等零食开支，若不买糖果可省$5， “not eat snacks at all”意为“根本不吃零食”，强调完全不吃，与A“not even one（一点也不）”意思相符。故选A。 5．细节理解题。根据倒数第二段“Girls may not like computer games. They may want to spend more money on clothes or jewelry (珠宝).”可知，女孩可能更愿意在衣服或珠宝上花钱，选项中只有C“clothes”符合。故选C。 6．最佳标题题。全文围绕学生的预算展开，介绍了预算的重要性、如何调整预算以及不同人的预算差异，因此最适合的标题是“A Budget”表示“预算”。故选D。 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand that money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step! 1．Where does money come from according to the text? A．Parents’ hard work. B．Kids’ life lessons. C．Good spending habits. D．The bank account. 2．What does the underlined word “satiate” mean in Paragraph 4? A．Relax. B．Interest. C．Surprise. D．Satisfy. 3．Which of the following will the writer probably agree with? A．Adults can make money grow more. B．Kids should have a money spending plan. C．Parents may give kids lots of pocket money. D．Supermarkets will be places to change money. 4．What is the best title for the text? A．Causes of Spending Money B．Ways of Managing Money C．Purposes of Spending Money D．Conditions of Saving Money 【答案】1．A 2．D 3．B 4．B 【导语】本文主要介绍了从小培养理财能力的重要性，并给出了学习管理金钱、树立正确金钱观的具体方法。 1．细节理解题。根据“We need to know that our parents work hard to make money”可知，钱来自父母的辛勤工作。故选A。 2．词句猜测题。根据“Reaching our goal will greatly satiate us.”并结合上下文“存钱买到心仪的自行车，达成目标会让我们感到满足”可知，“satiate”意为“使满足”。故选D。 3．推理判断题。根据“We shouldn’t spend all our money in one go. It’s important for us to have a budget.”可知，作者认为孩子们应该有花钱的计划。故选B。 4．最佳标题题。根据“At an early age, we start learning how to manage money by watching our parents’ spending habits.”以及“From these lessons, we can get a sense of money management and right money values step by step!”可知，文章主要介绍了管理金钱的方法。故选B。 Choose the best answer. （根据短文内容，选择最恰当的答案） Do you need useful and interesting books? Here we’ve got plenty for you. Successful Fishermen Fishing is a healthy hobby. You can enjoy fresh air when you go fishing in the countryside. This book will teach you how to choose fishing places and how to make good fishing rods easily. Many kinds of fishing skills are shown in the book. Read it and you will become a more successful fisherman. Best Learners This book can give you the answers to the questions most often asked by parents, teachers and students themselves. Read this book and learn: ● What the three difficulties in study are and what to do with them. ● What to do if you are not interested in a subject you are studying. ● Twenty-six simple exercises to help you study easily and fast. You will get more from this book. For younger students, you can buy Learn to Study for Beginners. It is easier to understand. How to keep pets Beginners. It is easier to understand. A pet can be our best friend. Do you have pets in your house? Are they in good shape? This book not only offers you many colorful pictures of lovely pets, but also provides you with the knowledge about: ● How to choose right pets for yourself. ● How to build houses or nests for your pets. ● How to feed the pets and how to keep them clean. Buy this book and you will learn more. We have many other books on sale. For more information, call the clerk. If you buy two or more books at a time, you’ll get 10% off. 1．If you buy and read Successful Fishermen, you will ________. A．go to the countryside B．know where to buy fishing rods C．know how to cook fish D．learn how to choose fishing places 2．If you read the book, Best Learners, you can learn ________. A．the interesting subject you can study easily B．simple exercises to talk with others C．what to do with the difficulties in study D．how to get more information from teachers 3．There are many pictures in ________ according to the passage. A．Best Learners B．Successful Fishermen C．How to Keep Pets D．Learn to Study for Beginners 4．You can ________ for more information about other books according to the passage. A．go to the shop B．call the clerk C．search the Internet D．ask the writer 5．The writer wrote this passage in order to ________. A．increase sales of the books B．buy useful and interesting books C．tell people how to keep pets D．teach students to study easily and fast 6．You can most probably find this passage in a ________. A．story B．novel C．dictionary D．newspaper 【答案】1．D 2．C 3．C 4．B 5．A 6．D 【导语】本文主要介绍了几本书的主要内容，通过这些介绍来推销书。 1．细节理解题。根据“This book will teach you how to choose fishing places... ”可知，这本书会教你如何选择钓鱼的地方。所以如果你买了并读这本《成功的渔民》，你将学到如何选择钓鱼的地方。故选D。 2．细节理解题。根据“What the three difficulties in study are and what to do with them.”可知，这本《最好的学习者》能帮你找出学习中的三个困难之处以及找到应对的方法。所以说，如果你读《最好的学习者》这本书，你能学会处理学习中的困难。故选C。 3．推理判断题。根据“This book not only offers you many colorful pictures of lovely pets,”可知，这本《如何养宠物》的书里有很多可爱宠物的彩图。所以说，《如何养宠物》这本书里有很多图片。故选C。 4．细节理解题。根据最后一段“For more information, call the clerk.”可知，想要获取更多信息，给我们店员打电话。故选B。 5．主旨大意题。根据最后一段“We have many other books on sale. For more information, call the clerk. If you buy two or more books at a time, you’ll get 10% off.”可知，除了上面介绍的几本书外，还有很多别的书正在出售中，如果一次买两本或更多书，还可以得到10%的折扣。故推断出，作者写这篇文章主要是为了增加书的销量。故选A。 6．推理判断题。通读全文，主要向我们详细介绍了几本书以及推销其他书。所以这篇文章很大可能会在报纸上看到。故选D。 A French has just launched a bottled red wine flavored with cola. Bordeaux-based winemaker Haussmann has already had success with grapefruit and passionfruit-flavored red wine and white wine. Their newest wine, Rouge Sucette, which translates to Red Lollipop, is made from 75 percent grapes and 25 percent water, with added sugar and cola flavoring. It is meant to be served chilled. Why the break with tradition? Wine sales in France is down. In 1980, more than half of adults bought wine almost daily, but the number has dropped to just 17 percent today. And so according to Pauline, company spokeswoman for Haussmann, wine makers need to attract younger drinkers and women. “The cola flavor is to answer to a new kind of need and a market demand,” she tells us, “Tastes develop in time and we have to adapt.” French restaurant expert Fred gives several factors behind the downward trend in wine drinking among the French: the financial crisis, which brought with it the death of the long lunch hour; reduced legal limits for driving under the influence of alcohol; and a general move towards healthier living. Cola wine may seem out of step with French ways, but that’s because a lot of people have the wrong idea about what those ways really are. Pauline says. “We’re changing with the times. We have a strong foundation of food and wine.” Of the different aromas that Haussamann tested, “cola was the best mix,” she says. “That made many people interested, and they were curious to taste it.” The thirst for sweeter drinks isn’t limited to France. “Think about it,” says Fred, “You have all sorts of champagne cocktails. So what’s the difference between those and red wine and Coca-Cola? It’s about marketing.” Pauline insists Rouge Sucette isn’t just wine mixed with cola, anyway. It contains only the essence of cola, making it perhaps a bit more refined, though with a very similar flavor. So how does a Frenchman like Fred think about it? “It’s refreshing and kind of fun,” he says. “I don’t think I would buy it, but if I was going to drink it, I would make it myself, because I would feel a bit better about it.” 1．“Rouge Sucette” is also named as “_________”. A．passionfruit-flavored red wine B．white wine C．Red Lollipop D．chilled wine 2．The newest wine produced by Haussmann is made from __________. A．sugar and cola B．passion fruit and grape fruit C．cola and passion fruit D．grapes and water 3．The company spokeswoman, Pauline explained that they had to adapt because _________. A．half of adults bought wine B．17 percent of customers are young drinkers C．they need to attract younger people D．the cola flavor can’t be accepted any longer 4．According to the passage, _________ is one of the reasons that led to the disappearance of the long lunch hour. A．the downward sales in wine B．the taste development C．the influence of alcohol D．the financial crisis 5．In Pauline’s opinion, Rough Sucette __________. A．is out of step with French ways B．is one of the champagne cocktails C．isn’t just wine mixed with cola D．isn’t different from other wines 6．The underlined words from Fred probably indicated(表明) that _________. A．the new kind of wine won’t be popular B．the new kind of wine won’t help wine makers pass the financial crisis C．the cola flavor is no longer popular D．the cola flavored wine is harmful to health 【答案】1．C 2．D 3．C 4．D 5．C 6．A 【导语】本文是一篇说明文，主要介绍了一款用可乐调味的瓶装红酒——Rouge Sucette。 1．细节理解题。根据“Their newest wine, Rouge Sucette, which translates to Red Lollipop...”可知，他们的最新葡萄酒Rouge Sucette，翻译过来就是红棒棒糖。故选C。 2．细节理解题。根据“Their newest wine, Rouge Sucette, which translates to Red Lollipop, is made from 75 percent grapes and 25 percent water, with added sugar and cola flavoring.”可知，他们最新的葡萄酒Rouge Sucette，翻译过来就是红棒棒糖，由75%的葡萄和25%的水制成，并添加了糖和可乐调味剂。故选D。 3．细节理解题。根据“And so according to Pauline, company spokeswoman for Haussmann, wine makers need to attract younger drinkers and women.”可知，因此，根据Haussmann公司发言人Pauline的说法，葡萄酒制造商需要吸引年轻的饮酒者和女性。故选C。 4．细节理解题。根据“the financial crisis, which brought with it the death of the long lunch hour”可知，金融危机，随之而来的是午餐时间过长的消亡。故选D。 5．细节理解题。根据“Pauline insists Rouge Sucette isn’t just wine mixed with cola, anyway.”可知，Pauline坚持说，Rouge Sucette不只是混合了可乐的葡萄酒。故选C。 6．词句猜测题。根据“I don’t think I would buy it, but if I was going to drink it, I would make it myself, because I would feel a bit better about it.”可知，我不认为我会买它，但如果我要喝它，我会自己做，因为我会感觉好多了。该句中的it指的是Rouge Sucette这种酒，这种酒并不是很受欢迎。故选A。 A day at the shops can help you live longer, and surprisingly, the benefits are actually greater for men, says a study group from Taiwan. The study even suggests that shopping regularly is better than going to the gym. Seeing friends and just people-watching can stave off loneliness and improve psychological health, suggests the study. It looked at almost 1850 people aged 65 and over living alone at home in Taiwan, who were asked how often they went shopping. They found those who shopped daily lived longer than those who shopped less, with thinking of people’s physical or other health problems. By comparing with those who didn’t often go out to the shops had the best life record, with a 28% cut in their chances of dying, while older women saw a bit fewer benefits with a 23% cut in dying.  The researchers said, “An elder who shops less for food would be at risk of poorer diet to keep healthy. This makes a bad cycle. Shopping less causes poor health and poor health causes less shopping. ” But the study added, “In shopping situations, communicating with, or watching others can provide social and mental benefits. ” “Compared with other types of spare-time physical activity, like exercise, which usually needs motivation and sometimes professional instruction, shopping is easier to keep on.” 1．The study suggests that ________ is better than going to the gym. A．watching people B．seeing friends C．shopping regularly D．living alone 2．According to the survey, old people who live alone would live longer if they ________. A．shopped daily B．never shopped C．shopped less D．shopped with friends 3．The underlined word “stave off” in the third paragraph probably means ________. A．turn off B．cut off C．take off D．keep off 4．An elder who shops less for food would ________ to keep healthy. A．provide social benefits B．be at a risk of poorer diet C．have physical problems D．feel even lonelier 5．Which of the following is Not True according to the passage? A．The benefits of shopping regularly are greater for men. B．The study interviewed almost 1850 people aged 65 and over living with their families. C．Older men who often went shopping would have 28% cut in their chances of dying. D．Shopping less causes poor health and poor health causes less shopping. 6．We can learn from the end of the passage that ________. A．some physical activities are easier to keep on B．old people don’t have motivation to exercise C．you need some professional instruction to shop D．it is not easy to exercise regularly 【答案】1．C 2．A 3．D 4．B 5．B 6．D 【导语】本文是一篇说明文。文章阐述了中国台湾一个研究小组研究表明购物有助于人的身心健康。 1．细节理解题。根据“The study even suggests that shopping regularly is better than going to the gym.”可知研究表明有规律的购物甚至比去体育馆更好，故选C。 2．细节理解题。根据“It looked at almost 1850 people aged 65 and over living alone at home in Taiwan, who were asked how often they went shopping. They found those who shopped daily lived longer than those who shopped less”可知他们发现天天购物的独居老人比那些购物少的人活得更长，故选A。 3．词义猜测题。根据“improve psychological health” 并结合备选项可猜测其应是保持远离孤独之意，故选D。 4．细节理解题。根据“An elder who shops less for food would be at risk of poorer diet to keep healthy.”可知一个买较少食物的老人可能将有更差的饮食保持健康，故选B。 5．细节理解题。根据“It looked at almost 1850 people aged 65 and over living alone at home in Taiwan,”可知研究中采访了差不多1850个65岁的独居老人，故选B。 6．推理判断题。根据“Compared with other types of spare-time physical activity, like exercise, which usually needs motivation and sometimes professional instruction, shopping is easier to keep on”可知与需要动力和专业指导的锻炼相比，购物更容易坚持，所以推断有规律的锻炼不容易坚持，故选D。 Super International Crafts Market. 1/F, Super Shopping Center, 12 Shopping Road, Kowloon, next to Dandy’s Store and Cleo’s Café. The Super Shopping Center is proud to hold the Super International Crafts Market. The market owns hand-crafted products from all over the world. Come to learn about other cultures and see beautiful things from different countries! A part of the sales will be given to the International Children’s Fund (ICF). Some of the interesting products include: Beaded bracelets(圆珠手链) from Africa Do you love bracelets? Here you can find Bracelets made from special wooden beads, and no two pieces are the same! Each bracelet looks expensive, but costs only 20 dollars. What is more, if you buy two, you can get a card for a free drink at Cleo’s Cafe! Silk handbags from Thailand These colorful bags are beautiful and useful! You can use them every day. Each bag is as much as 150 dollars. If you buy more than one, they will be 10% cheaper for you. Fantastic!We will have introductions about the different countries, as well as a lucky draw(抽奖) for a free trip to one of the special countries in the market! You can also taste foods from the different countries at our International Foods Stand. Visit the International Crafts Market and learn about different cultures. Buy beautiful, interesting things and support the International Children’s Fund! 1．The passage above is probably _________. A．a piece of news B．a visitor’s letter C．a shopping guide D．a trip introduction 2．The Super International Crafts Market is _________. A．next to Cleo’s Café B．next to 12 Shopping Road C．on 1/F, Dandy’s Store D．on 2/F, Super Shopping Center 3．People can _________ in the market. A．learn about different cultures B．visit the International Children’s Fund C．sell their own hand-crafted products D．see beautiful things mostly from Kowloon 4．Which is right according to the passage? A．Two bracelets cost 20 dollars. B．The bracelets look the same. C．Each bag costs only 135 dollars. D．The handbags are colorful. 5．What can we do to have a free trip to a country in the market? A．Give money to the ICF. B．Take part in a lucky draw. C．Buy wooden beads from Africa. D．Taste different foods in the market. 【答案】1．C 2．A 3．A 4．D 5．B 【分析】本文是一篇应用文，介绍了超级购物中心里的超级国际工艺品市场。 1．推理判断题。通读全文可知，本文是一篇应用文，介绍了超级购物中心里的超级国际工艺品市场。由此可推断这是一篇购物指南。故选C。 2．细节理解题。根据原文“next to Dandy’s Store and Cleo’s Café”可知，超级国际工艺品市场在Dandy’s Store and Cleo’s Café旁边。故选A。 3．细节理解题。根据原文“Come to learn about other cultures and see beautiful things from different countries!”可知，在这个市场里人们可以学到来自不同国家的文化。故选A。 4．细节理解题。根据原文“These colorful bags are beautiful and useful!”可知，市场里的手袋有很多种颜色。故选D。 5．细节理解题。根据原文“We will have introductions about the different countries, as well as a lucky draw(抽奖) for a free trip to one of the special countries in the market!”可知，参加市场的幸运抽奖有可能获得去往其中一个市场中售卖手工品的原产地国家旅行的机会。故选B。 The journalists from No.1 high school newspaper conducted a survey of students’ opinions about how to use their pocket money. The following is part of the information they have gathered. Pocket money Books/entertainment Mobile phone cards Snacks/drinks savings Mary 15/week 30% 30% Past 40% Now 20% 20% Joe 120/month 20% / 30% 50% Mary: So far, I’ve saved 60. I want to buy a pair of jeans with my savings. I think pocket money gives a kid a sense of independence. If kids have their own pocket money, it’s much easier for them to buy something necessary. They don’t have to ask their parents for money all the time. Joe: I have saved a lot, so sometimes I can buy discs, go to the movies with my friends, or buy birthday gifts for my parents or friends. I think it is important for a kid to manage money. Of course, it doesn’t mean the more pocket money the better. I think 20 a month is enough for someone of my age. Kids may buy something unnecessary if they have too much pocket money on them. 1．Joe can do all the following things except ________ as a way to spend his pocket money. A．buying some discs B．buying a pair of jeans C．enjoying a movie with friends D．buying birthday presents 2．How much did Mary use to spend on snacks or drinks every month? A．6 B．3 C．24 D．12 3．According to the table above, how long does it take Mary to save 60? A．20 months. B．1 month. C．4 months. D．5 months. 4．How much more does Joe save every month than Mary does? A．12 B．48 C．57 D．20 5．Which of the following is NOT TRUE according to the passage? A．Joe supposes the more pocket money a kid can get, the better it will be. B．Joe believes too much pocket money will lead to unnecessary expenses. C．Mary spends less pocket money on snacks and drinks than she did before. D．Mary thinks having pocket money can help kids become more independent. 【答案】1．B 2．C 3．D 4．B 5．A 【导语】本文主要介绍了Mary和Joe花费零花钱的一些具体细节情况。 1．细节理解题。根据“so sometimes I can buy discs, go to the movies with my friends, or buy birthday gifts for my parents or friends.”可知，Joe有时能买碟片、和朋友去看电影、或者给父母或朋友买生日礼物。选项B“买一条牛仔裤”并未提到。故选B。 2．推理判断题。根据图表“Snacks/drinks. Past 40%,  15/week”可知，Mary一周有15美元，则一个月有60美元，过去吃小吃或甜点会花费60美元的40%，即24元。故选C。 3．推理判断题。根据图表“15/week. savings 20%”可知，Mary一周有15美元，一周节省20%，那么一周省3美元，一个月省12美元，想要省下60美元，需要5个月。故选D。 4．推理判断题。根据图表“15/week. savings 20%”以及“120/month. saving 50%”可知，Mary一周有15美元，每周能省下3美元，一个月省12美元；而Joe一个月有120美元，他一个月省50%，即省下60元。故Joe每个月比Mary能省下60－12=48美元。故选B。 5．细节理解题。根据“Of course, it doesn’t mean the more pocket money the better...Kids may buy something unnecessary if they have too much pocket money on them.”可知，Joe认为如果孩子们有太多的零花钱，他们可能会购买一些不必要的东西。故选项A“Joe认为孩子能得到的零花钱越多越好。”与本文不符。故选A。 “Do you have your VIP card?” the clerk at the convenience store asks me. Um, no. At least, I don’t think so. She’s looking inside my wallet. “I don’t have it with me,” I say, “But that’s OK. I’m kind of in a hurry here.” All I came here for was a bottle of milk. And then I saw a two-for-one sale on a bottle of fake tan (人工晒黑凝胶). That’s a $10 value. I love a fake tan. So, a bottle of milk and two bottles of fake tan. Can’t I just pay and leave? “Phone number?” the woman asks. I give it to her, because I don’t have time to argue the point about why everyone I buy anything from wants my phone number. “No, that’s wrong,” she says. “There is no card linked to that number.” Oh, we’re still looking for my VIP card? “That’s ok,” I say. “It doesn’t matter.” “A lot of people have it under their cell phone number,” she says. Soon we’re trying my office number, my husband’s cell and office numbers. “I don’t think you have a VIP card,” she says. “Ten percent off your purchase (购买) if you sign up today.” “No, thank you,” I say. “OK, the two-for-one on the tanner is only for VIP card holders,” the clerk says. “I can sign you up now,” she continues. “I just need your phone number.” “I think you already have every phone number I have,” I say. “I need the one you want the account to use.” I give her one, an act of pure surrender (投降). Between the two-for-one deal and the 10 percent off, I saved $11.4 on my total purchase. The woman hands me my change, and I can almost taste the freedom. She bags my items, and is about to hand them to me. But first: “Would you like to enter our monthly competition for $2500?” she asks. “You just have to fill out our customer survey.” 1．At first, the writer wants to buy ________ in the convenience store. A．a bottle of milk B．a fake tan C．a cell phone D．a VIP card 2．The clerk is looking for the writer’s ________ before she pays for the items. A．phone numbers B．home address C．VIP card D．bank card 3．According to the passage, the underlined words sign up probably refers to ________. A．write down a name B．apply for a card C．leave a phone number D．complete a survey 4．We can infer that the writer ________. A．is thankful to the clerk for saving money B．is often asked for her phone number during her purchases C．usually wastes her money without thinking carefully D．loses her temper with the clerk at last 5．The last paragraph is written to show ________. A．that the VIP card made all the trouble meaningful B．how kind and careful sales clerks are these days C．that it is easy to give away your personal information D．the author is not pleased about being stopped from leaving 6．The best title of this passage could be ________. A．A kind clerk B．On that day C．Without a card D．A useful phone number 【答案】1．A 2．C 3．B 4．B 5．D 6．C 【导语】本文讲述了作者的一次购物经历，她只是想买一瓶牛奶，但店员一直给作者要贵宾卡，告诉她有贵宾卡就有优惠。作者在店员的坚持下办理了贵宾卡，买了东西赶紧走，但店员又提出让作者参加月度竞赛。 1．细节理解题。根据第二段“All I came here for was a bottle of milk.”可知，作者去便利店只是想买一瓶牛奶。故选A。 2．细节理解题。根据短文开头““Do you have your VIP card?” the clerk at the convenience store asks me.”可知，店员想要看作者的贵宾卡。故选C。 3．词义猜测题。根据语境““I don’t think you have a VIP card,” she says. “Ten percent off your purchase（购买）if you sign up today.””可知，店员发现作者没有贵宾卡，于是建议她办一张卡。由此可猜测sign up在这里意为“申请办卡”。故选B。 4．推理判断题。根据第三段“I give it to her, because I don’t have time to argue the point about why everyone I buy anything from wants my phone number.”可知，作者她购物时经常被要电话号码，故选B。 5．推理判断题。根据最后一段“The woman hands me my change, and I can almost taste the freedom. She bags my items, and is about to hand them to me. But first: “Would you like to enter our monthly competition for $2500?” she asks. “You just have to fill out our customer survey.””可知，好不容易作者付了钱要离开，店员又把她喊住了，她对此很不高兴。故选D。 6．最佳标题。根据文意可知，作者在文章中讲述了她购物的经历，她没有贵宾卡，在店员的坚持下，她办理了贵宾卡。C选项“没有卡”点明了文章的关键，作为标题比较合适。故选C。 重难语篇练习 With Alipay and WeChat, cashless (无现金的) payments are nothing new. Now, China is going further by encouraging more people to use digital (数字的) yuan or e-CNY, a digital currency (货币). Jiangsu province will encourage the use of e-CNY in its education system, according to a recent plan by the Jiangsu Education Department. By December of this year students in Jiangsu will probably pay tuition fees (学费), exam fees and receive scholarships (奖学金) in e-CNY. To use e-CNY, people just need to download (下载) the e-CNY app and open an account (账户). “The functions (功能) of e-CNY are exactly the same as those of the paper currency, except that the former is digital,” Mu Changchun, director of the People’s Bank of China’s Digital Currency Research Institute, told China Daily. But e-CNY is much safer compared to Alipay and WeChat payment. E-commerce (电子商务) platforms that accept payments by e-CNY will not have access to users’ personal information. “Users’ privacy protection with e-CNY is at the highest level among all existing payment tools,” said Mu. In addition, “the use of e-CNY can reduce transaction (交易) costs for smaller businesses,” said Zhou Maohua who works at China Everbright Bank. At present, third-party payment platforms such as Alipay and WeChat ask for certain fees when money is transferred (转账) through them. E-CNY payment, however, can transfer money directly from buyers to sellers, which will greatly reduce transaction costs. E-CNY has been trialed (试点) in 17 provinces and cities, such as Suzhou, Shenzhen and Chengdu. China is still working to expand (扩大) its usage in more areas. 1．At the very beginning of the passage, Alipay and WeChat are mentioned to ________. A．give examples B．introduce the background C．list numbers D．surprise the readers 2．What can the students do by e-CNY? A．Get scholarships. B．Open an account. C．Download the e-CNY app. D．Pay all fees. 3．What’s the advantage of digital yuan according to the passage? A．The functions are more than those of Alipay and WeChat payment. B．Digital yuan is much safer than any other payment tool. C．17 provinces will use digital yuan instead of Alipay and WeChat payment. D．It will greatly protect users’ personal information by digital yuan. 4．What is mentioned in paragraph 5? A．The safety protection about e-CNY. B．The disadvantages of e-CNY. C．The transaction costs about e-CNY. D．The popularity of e-CNY. 5．The writer’s writing purpose is to ________. A．create greater business opportunities B．call on people to use digital yuan C．change the way all people pay fees D．lead people to protect their privacy 【答案】1．B 2．A 3．D 4．C 5．B 【导语】本文主要介绍了数字人民币的特点和功能。 1．推理判断题。根据“With Alipay and WeChat, cashless (无 现 金 的) payments are nothing new. Now, China is going further by encouraging more people to use digital (数字的) yuan or e-CNY, a digital currency (货币).”可推知，提到支付宝和微信是为了介绍数字人民币的背景，故选B。 2．细节理解题。根据“By December of this year students in Jiangsu will probably pay tuition fees (学费), exam fees and receive scholarships (奖学金) in e-CNY.”可知，学生可以通过数字人民币收到奖学金，故选A。 3．细节理解题。根据“Users’ privacy protection with e-CNY is at the highest level among all existing payment tools”可知，在现有的所有支付工具中，数字人民币对用户的隐私保护处于最高水平，故选D。 4．细节理解题。根据“the use of e-CNY can reduce transaction (交易) costs for smaller businesses ... E-CNY payment, however, can transfer money directly from buyers to sellers, which will greatly reduce transaction costs.”可知，本段提到了数字人民币的交易成本，故选C。 5．推理判断题。根据“China is still working to expand (扩大) its usage in more areas.”及全文内容可推知，作者写这篇文章的目的是号召人们使用数字人民币，故选B。 What is a Budget? To put it simply, a budget is a practical plan that helps us manage how we earn, save and spend our money wisely. It doesn’t matter whether you’re a leader in the government planning billions of yuan to keep the country running smoothly, or a middle school student working out how long to save for a new video game that costs around 400 yuan, the basic idea is the same: Making a budget is the best way to take control of your money and avoid waste. How can a budget help me? Have you ever wondered why your monthly pocket money runs out in just two weeks? Or regretted spending 70% of your birthday money on snacks and online game skins, only to find you can’t afford the sports shoes or storybooks you really wanted? ▲ Research shows that when teenagers have the same income every week, those who use a budget can save 30% more each month than those who don’t. This shows that budgeting helps young people manage their money better, allowing them to reach saving goals — such as buying a Nintendo Switch, Nike Kobe sneakers, or a Giant bicycle. More importantly, learning budgeting is also good for students’ future. Studies show that people who learned to budget in their teens are 65% more likely to avoid debt (债务) in adulthood, when they have to pay for higher costs like rent, bills and supermarket shopping. How do I make a budget? Get a pen and paper and start by writing down all your incomes. This could be your regular pocket money, or extra earnings for helping out with the housework each week. Add these up to get your total monthly incomes. Next, list your outgoings — the money you spend regularly. Maybe you buy a cup of milk tea every week or a new game DLC each month. Add these up to get your total monthly outgoings. When you take your outgoings away from your incomes, you’ll see how much you have left to save or spend freely. It’s wise to save at least 20% of the money left, especially if you’re expecting to buy something special. Your budget will help you see how much you can save each week and how long it will take to reach your goal. You might then decide to spend less or think about ways to earn more so that you can reach your goal faster. 1．What is the purpose of making a budget according to the text? A．To help government leaders plan billions of yuan for the country. B．To allow middle school students to save money for video games. C．To control money and avoid waste through wise management. D．To make sure people can make more money than they spend each month. 2．Which of the following can be put into ▲ ? A．Making a budget can help your money go further. B．Saving money is an important habit for teenagers. C．Managing daily cost well needs a lot of practice. D．Buying expensive things often requires careful planning. 3．Which of the following is RIGHT according to paragraph 3? A． B． C． D． 4．What are the correct steps to make a budget according to the text? A． B． C． D． 【答案】1．C 2．A 3．A 4．C 【导语】本文是一篇说明文，主要讲述了预算的定义、作用和制作方法。 1．细节理解题。根据“Making a budget is the best way to take control of your money and avoid waste”可知，做预算的核心目的是通过合理管理掌控资金、避免浪费。故选C。 2．推理判断题。根据“How can a budget help me”和“Research shows that when teenagers have the same income every week, those who use a budget can save 30% more each month than those who don’t”可知，做预算能让钱发挥更大作用。故选A。 3．细节理解题。根据“Research shows that when teenagers have the same income every week, those who use a budget can save 30% more each month than those who don’t”可知，做预算的青少年每月储蓄比不做的多30%。结合图表A中，学预算的储蓄占比40%，没学的10%，差值为30%，符合原文内容，故选A。 4．细节理解题。根据“writing down all your incomes”“Next, list your outgoings”“When you take your outgoings away from your incomes, you’ll see how much you have left to save or spend freely.”和“It’s wise to save at least 20% of the money left”可知，做预算的步骤是先写下所有收入，再列出支出，用收入减去支出看剩余的钱，最后储蓄部分剩余资金”，故选C。 学科网（北京）股份有限公司 $