主题二 子主题4 理财意识，理性消费，货币与信用-【一战成名新中考】2026中考英语·纯练版总复习·主题读写分层练

一战成名目 子主题4 理财意识，理性消费，货币与信用 教材经典语篇达标练 Passage 3 Passage 1 【课标高频词句】 1.to manage 2.on 3.their 4.a 5.usually 6.lucky 1.pick sb.up 2.in time 3.plan to do sth.4.save money 7.children 8.tells 9.beginning 10.and 5.make/earn money 6.decide to do sth.7.the value of... 【主旨大意】本文是一篇记叙文。文章讲述了Anita通过遛狗赚 Passage 2 钱、学习储蓄和理财的故事，体现了储蓄和应对突发事件的准备 1.shops 2.choices 3.on 4.so 5.doing 6.the 7.my 的重要性 8.carefully 9.to look 10.different A【解析】细节理解题。根据“This encouraged Anita,who 课外优质语篇提升练 made money by walking dogs”可知，Anita通过遛狗赚钱。 2D【解析】词义猜测题。根据“Her dad explained the bank Passage 1 lent out her money and shared some of the interest that borrowers 【课标高频词句】 paid.”以及“my money earns money by helping other people"可 主 1.manage money 2.give sb.sth.3.donate money to.. 知，Anita的储蓄会在银行产生收益，所以画线单词的含义是 题 4.think about 【主旨大意】本文是一篇说明文。文章主要介绍了“三罐法”来 “利息” 读 3B【解析】推理判断题。根据“Thank you,Anita.You can 写 帮助人们管理金钱。 save that money for your own emergency..”可推知，父母拒绝 分 国C【解析】根据“may teach you how to manage money'”并结合 Anita的帮助是为了让她为自己的紧急情况存钱。 层 选项可知是明智地管理金钱。 ④D,【解析】观点态度题。根据“This encouraged Anita,who 练 2C【解析】根据句意可知，此处前后两句是对比关系，用 while连接 made money by walking dogs,to open her own bank account." 3B【解析】根据“like saving for university”可知为上大学存 以及“I had a rainy-day emergency.It's time to use some of my savings to buy a new umbrella.”和“She understood the value of 钱，所以是在为未来做好准备。 being prepared for unexpected situations with money.”可知，她 ④B【解析】根据“You can donate money to an animal charity or 的转变为：专注于在业余时间赚钱她把积蓄用来应付雨天 children in need..”可知可以给动物慈善机构或需要帮助的孩 的紧急情况→她更了解储蓄的重要性。 子们捐钱，所以是关于善良。 5C【解析】写作意图题。通读全文可知，文章通过讲述Anita A【解析】根据“you to think more about managing money”并 的经历，强调储蓄的意义，目的是教会孩子们存钱。 结合选项可知是鼓励你更多地思考如何管理金钱。 Passage 4 Passage 2 【课标高频词句】 【课标高频词句】 1.pocket money 2.divide...into...3.communicate with sb. 1.all kinds of 2.tell the difference between...and... 4.make a big difference 3.on the other hand 4.go shopping 5.rush to do sth. 【主旨大意】本文是一篇说明文。文章主要介绍了学会明智地管 6.get the best deal 理零花钱的好处， 【主旨大意】本文是一篇说明文。文章主要介绍了如何明智地 IE【解析】根据“Do you often receive pocket money?..Here 消费。 are some advantages..”可知，此处需要一句总起句引出学会管 A【解析】根据下文中的“smart spending”可知，空处应选 理零花钱有哪些好处。选项E“学会明智地管理它是青少年 wisely,与下文匹配。 的一个基本生活技能。”符合语境。 ☑D【解析】根据上文中的“food,school supplies(用品)，and 2D【解析】根据“The first is that pocket money teaches warm clothes”可知，这些都是生活和学习的必需品。 budgeting(预算)For example,.”可知，此处的内容应与制 C【解析】根据“You should.think about whether you really 定预算计划有关。选项D“在使用之前制定一个简单的计 need them.”可知，你应该仔细想想你是否真的需要它们。 划。”符合语境。 ④B【解析】根据后文可知，广告的设计是为了让我们想买东 图B【解析】根据“Another is learning independence.If you use 西，但是很多广告是虚假宜传，所以此处指不要让广告愚 all your money on video games,you might not have enough left 弄你。 when your friend's birthday comes..”可知，本段讨论“独立性” B【解析】根据“They often show products in the most amazing 举例因乱花钱导致资金不足，此处应对本段进行总结。选项 way.However,.the actual quality or function(功能)might be.”"可 B“这将教会你在下次消费之前仔细思考。”符合语境。 知，这两句是转折关系，表示广告常以最令人惊叹的方式展 ④C.【解析】根据“Finally,pocket money encourages generosity 示产品，但是产品的实际质量或功能可能不同。 ()Money becomes far more special when you share part of ⑥D【解析】根据“Maybe read some...from other people who have your savings to help people in need..”可知，本段强调“慷慨”， 11 bought it..”可知，此处指“看一些买过这种产品的人的评论”。 提到分享储蓄更有意义，此处应是对本段进行总结。选项C ☑C【解析】根据下文“If you receive a monthly pocket money, “相反，当你只把钱花在自己身上时，它就不那么特别了。”符 decide how much you'll spend on different things.."可知，此处讲 合语境。 的是为每月的花费做预算。 A【解析】根据“.They can guide you to set clear rules,such ⑧B【解析】根据“This way,you won't overspend and can.some as avoiding unnecessary shopping or recording what you've bought money'”可知，如果你做好预算，那么你的花费就不会超支，还 in a notebook.Always communicating with parents can make sure 能节省一些钱。 that both sides understand each other..”可知，后文提到父母的 9A【解析】根据下文“Don't rush to buy something just because 作用，此处缺少一个主题句。选项A“记得父母也扮演了关 it looks nice.”可知，当你去购物的时候，不要因为东西好看就 键角色。”符合语境。 急着去买，要慢慢来。take one'sime慢慢来。 【拓展设问】 OA【解析】根据“..to compare prices at different stores”可 C【解析】文章结构题。通读文章内容可知，第一段引出话题 知，当你去购物的时候，务必要比较不同商店里商品的 明智管理零花钱；第二至五段详细介绍明智管理零花钱的好处： 价格。 最后一段总结文章，因此文章为总一分一总结构。 参考答案与重难题解析·英语 11 一战成名目 Passage 5 Passage 6 【课标高频词句】 【课标高频词句】 1.be like 2.use sth.to do sth.3.not only...but (also)... 1.deal with 2.achieve these goals 3.an important part of... 4.learn from 4.refuse to do sth. 【主旨大意】本文是一篇说明文。文章通过介绍各国纸币上的图 【主旨大意】本文是一篇说明文。文章主要介绍了如何对孩子进 案，揭示了纸币不仅是交易工具，更是承载文化、历史和自然价 行金钱教育，以及孩子和年轻人在理财方面所面临的挑战。 值的“口袋博物馆”，并对比了现代电子支付的便捷性与纸币的 The goal of most kids is to get money to spend.【?解析】根 独特意义。 据“The goal of most kids is to get money to spend.”可知，大多 IE【解析】根据第一段“You will discover pictures of rivers, 数孩子的目标是“获得可以花的钱”。 mountains..They are like small lessons in culture..”可知，纸币 2 Ryan has saved$7,8O0(since he was8).【解析】根据 上的图案反映了国家的文化价值，选项F“这些图案常常展示 "Their son,Ryan,17,has been watering the garden since he 各国重视的事物。”符合语境。 was 8.Now he has saved $7,800 and he is going to buy a ☑E【解析】根据第二段“Let's start with China..On the20uan wonderful sound system.”可知，Ryan已经存了78O0关元。 主 note(纸币)，there is the Lijiang River in Guilin,with green 3The knowledge about making money.saving money and 题 mountains rising from calm waters...A large number of poems managing money is greatly needed for children and young were written in praise of it.”可知，说的是中国纸币中自然与文 adults.【解析】根据“Children and young adults should 写 化的结合，选项E“人民币是自然与传统的完美融合。”引出 understand basic rules for making money,saving money,and 下文，符合语境。 managing money.That knowledge is greatly needed.”可知，他 层 3D【解析】根据“On the20 uan note(纸币)，there is the 们需要了解赚钱、省钱和理财的基本规则： Lijiang River in Guilin,with green mountains rising from calm Giselle. 【解析】根据“Her parents refused to pay,so Giselle waters..”可知，此处与20元人民币上漓江的风景有关，选项D got a job.Then she paid the money off slowly by herself..”可知， “它如此美丽，几个世纪以来艺术家为之作画。”符合语境。 父母拒绝支付，Giselle通过自己的工作慢慢还清了债务。 4C【解析】根据第三段“Switzerland's notes..Canada's..”可 5 Giselle feels a strong feeling of satisfaction when she uses her 知，此处介绍其他国家的纸币设计，选项C“其他国家也以各 own money. 【解析】根据“Now,every time I use my money, 自的方式这样做。”承上启下，符合语境。 I have a strong feeling of satisfaction”可知，Giselle每次用自己 A【解析】根据第四段“These days,many people use phones 赚的钱，她都会感到强烈的满足感。 or cards as a way to pay..”f和“But paper money still has its 【拓展设问】 value-一not only in money,but in meaning.”可知，此处是对比 B【解析】文章结构题。通读文章可知，文章第一段主要通过 电子支付的优点，选项A“它快速且便捷。”直接点明原因，符 一系列的目标，引出了家庭如何来实现这些目标：第二至四段具 合语境。 体介绍了实现目标的方法：第五段进行总结，因此文章为总 分一总结构 人与社会 主题三 社会服务与人际沟通 子主题1 和谐家庭与社区生活 教材经典语篇达标练 固B【解析】根据上文“my legs felt heavy”可知，作者感觉双腿 Passage 1 无力。 1.to have 2.around 3.third 4.their 5.usually 6.or 6C【解析】根据下文“He's been waiting for a long time,too.” 7.a 8.takes 9.different 10.activities 可知，作者猜想前面的人也等了很长一段时间，所以猜想他 Passage 2 也许会拒绝。 1.How do you like your neighbourhood? ☑A【解析】根据下文“The second person”,“Then the third 2.Because he has many friends and people help one another here one,hen the fourth"可知，作者是从第一个人问起的。 3.She is a baker. 8C【解析】根据“he saw my belly”可知，他惊讶于作者提出这 4.At5:00a.m. 样的请求直到他看到作者的肚子为止。 5.Yes,I do.There are many shops and entertainment facilities gB【解析】根据“her phone”"可知，第二个人本来在看手机， People can buy what they need easily and enjoy some interesting 这会抬起头来看到作者。 activities.People can also read books in that small library if they I0D【解析】根据上文“I thought he would remain behind me. like reading..(开放性试题，答案不唯一，言之有理即可) Instead,he moved straight to the end...Then she moved to the 课外优质语篇提升练 back,too.Then the third one,then the fourth.”可知，原先 Passage 1 排在作者前面的人都依次往队伍后面站，因此到最后那个 【课标高频词句】 年轻人就站在了作者的后面。 1.take a deep breath 2.raise my head 3.wait for 【拓展设问】 4.look at sb. Yes!Yesterday,my teacher stayed after class to explain a math 【主旨大意】本文是一篇记叙文。文章讲述了一位孕妇在取药处 problem to me.Her patience made me feel warm and motivated 排队时因身体不适请求优先取药，最终得到队伍中人们善意让 me to study harder.(开放性试题，答案不唯一，言之有理即可) 行的温暖故事 Passage 2 IA【解析】主语是I,此处用反身代词myself指代自己。 【课标高频词句】 2B【解析】根据“joined the line”可知是排队等待。 1.twice a week 2.decide to do sth.3.each other ③C【解析】根据“The weight of my coming baby'”可知，孕妇身 4.be full of 5.from then on 体负担重，很难站直 【主旨大意】本文是一篇记叙文。文章讲述了谭家和李家因饮食 4D【解析】根据下文“I began to feel weaker'”可知，作者身体 习惯差异引发邻里矛盾，最终在社区工作人员的调解下学会互 开始虚弱，可见作者排队等了很长一段时间，队伍移动得慢。 相理解与包容的故事 12 参考答案与重难题解析·英语一战成名目 子主题4理财意识，理性消费，货币与信用 个)本主题相关的词块、写作指导及练习见《主题写作提升练》P44: 写作要点及优秀范文见《主题词句篇诵读》P29。 教材经典语篇达标练 Passage1[选自新译林七上Unit7] Every year,I get some 6. (luck) Money matters in every family.My parents try 主题读 money at the Spring Festival. (manage)our money well.Each month,they I usually spend most of my lucky money on make a budget.They spend some money 2. daily pens,books,food and music.I also use some needs.They also need to pay for things like our house money to help 7. child)in need every 练 and car.These things can be very expensive.But my year.I save the rest in my bank account.As Mum parents always have enough money because they keep to always 8. (tell)me,it is important to 3. (they)budget. save for a rainy day It is important to save money.My parents always try I try to manage my money well.At the to leave about 15 per cent of their money in the bank for (begin)of each year,I make a “a rainy day”.I think that is4. great idea. budget for my lucky money.It helps me plan what When I have money,I 5. (usual)ask my mum to do with it 10. have good spending to help me put some in the bank habits. Passage2[选自新课标七下Unit7] A Smart and Careful Shopper Li Xiang is a smart shopper.He often 1. shop)in the supermarket.Things there are not expensive,and he can make different 2. (choice).He always makes a shopping list and only buys things 3. the list.This can help him save time and money as well.He also likes to look for sales, 4. he can buy things at good prices. Li Xiang is very careful when he is 5. (do)shopping.He always checks the price and date before he makes a choice.And when he is making payments,he checks everything again.He is also very careful not to waste money.For example,if he can share something with his friends,he never wastes money on same thing. How to Be a Smart Shopper My name is Kangkang.My parents give me some pocket money every month.I always try 7. (I) best to save money and be a smart shopper. At the start of every month,I always make a shopping list to save time and 8. careful)plan how to spend my pocket money.At the store,I check the ads 9. look)for things on sale.That way,I can find some cheap and good clothes at the end of the season.I also check the prices of the same things at 10. (difference）stores.. Let's be a smart shopper!We can save money and time. 42 主题读写分层练·英语 一战成名目 课外优质语篇提升练 Passage1[2025四川南充] If you were given 1,000 yuan,how would you manage the 课标高频词句 money?The three-jar method-Spending,Saving,and Giving, 管理金钱 may teach you how to manage money 1. 给某人某物 The Spending jar is for your own happiness.It gives you the 3 给…捐钱 opportunity to buy something you like.2 the Spending jar is 考虑；思考 主 about the here and now,the Saving jar prepares yourselves well for the 3,like saving for university.The Giving jar is about 4. 读 You can donate money to an animal charity or children in need. 分 These three jars 5 you to think more about managing pendin 练 money.The small change inside your jars could mean a big difference.So how much money would you put in each jar? 1.A.happily B.patiently C.wisely D.bravely 2.A.When B.Because C.While D.Unless 3.A.present B.future C.hobby D.budget 4.A.fairness B.kindness C.richness D.openness 5.A.encourage B.force C.choose D.stop Passage2[2025广东东莞南城区二模] In our daily lives,we always have all kinds of cool things 课标高频词句 around us,from the latest smartphones to modern clothes.But how 各种各样的 can we be certain we're spending money 1 That's where smart 2. 辨别… spending comes in! 与…之间的区别 Smart spending means being smart about what we buy.First, 另一方面 we need to tell the difference between“needs”and“wants”. 去购物 匆忙做某事 Needs are things like food,school supplies(用品)，and warm 6. 达成最划算 clothes.These are 2 for us to live and study.Wants,on the 的交易 other hand,are things we might like to have,such as the newest video games or expensive shoes just because they're popular.You should 3 think about whether you really need them. Secondly,don't let advertisements 4 you.Ads are designed to make us want things.They often show products in the most amazing way.However,the actual quality or function (might be 5 Before you buy something,ask yourself if it's really as good as the ad says.Maybe read some 6 from other people who have bought it. Also,making a 7 is super helpful.If you receive a monthly pocket money,decide how much you'll spend on different things.This way,you won't overspend and can 8 some money for more important things in the future. 主题读写分层练·英语 43 一战成名目 Finally,when you go shopping,you should 9 your time.Don't rush to buy something just because it looks nice.And remember,10 to compare prices at different stores.It can help you get the best deal. 1.A.wisely B.quickly C.easily D.freely 2.A.popular B.expensive C.beautiful D.necessary 3.A.quickly B.slowly C.carefully D.completely 4.A.help B.fool C.solve D.encourage 5.A.similar B.different C.amazing D.comfortable 读 6.A.news B.stories C.novels D.reviews 7.A.wish B.diary C.budget D.record 层 8.A.earn B.save C.donate D.raise 9.A.take B.spend C.waste D.enjoy 10.A.make sure B.stay up C.speak out D.pull together Passage3[2025广东深圳龙岗区二模] When Anita's mom picked her up from school,the car was 课标高频词句 making strange noises. 1. 顺路接某人 "Is the car going to break down?I need to walk six dogs 2. 及时 before dinner,Anita asked worriedly. 3. 计划做某事 4. "Don't worry-we'll get home in time for your job,"Mom 攒钱 5 赚钱 said.She planned to have the car fixed tomorrow morning."Your 6 决定做某事 dad and I have saved some money in the bank for family 7 …的价值 emergencies.We can take the money out of the bank whenever we need it,Mom said.This encouraged Anita,who made money by walking dogs,to open her own bank account. A month later,Anita received her first bank statement,showing how much money she had and how much interest her savings had made.Her dad explained the bank lent out her money and shared some of the interest that borrowers paid. "Wow!I earn money by walking dogs,and my money earns money by helping other people."Anita felt proud of her growing savings.But when she saw her friend Maurice's cool skateboard,she couldn't decide whether to buy one or save money. A few months later,Anita's dad lost his job.Anita offered her savings to help,but her dad managed a small smile."Thank you,Anita.You can save that money for your own emergency."Her mom and dad decided to cut their costs and cancel their vacation.Anita realized the importance of planning ahead. One rainy day,Anita's umbrella broke while walking the dogs,leaving her completely wet.Anita told her mother,"I had a rainy-day emergency.It's time to use some of my savings to buy a new umbrella.She understood the value of being prepared for unexpected situations with money. 44 主题读写分层练·英语 一战成名目 1.How did Anita make money? A.By walking dogs. B.By working at a bank. C.By selling umbrellas. D.By helping her parents. 2.What does the underlined word "interest"mean in this story? A.The money she got by walking dogs. B.The money she spent on a skateboard. C.The money she borrowed from the bank.D.The money her savings made in the bank. 3.Why did Anita's parents refuse her offer when her dad lost his job? A.Because they thought she should buy a skateboard. B.Because they wanted her to save money for herself. C.Because they tried to protect her from being worried. 主题读写分层练 D.Because they thought her dad would find another job. 4.观点态度How does Anita's view towards money change?? DShe used her savings for a rainy-day emergency. 2She better understood the importance of savings. 3 She focused on making money in her spare time. A.①②③ B.②③① C.②①③ D.③①② 5.c写作意图What's the purpose of writing this story? A.To teach children how to walk dogs. B.To teach children what to care about. C.To teach children why to save money. D.To teach children when to offer help. Passage4[2025黑龙江哈尔滨松北区一模改编] Do you often receive pocket money?1. Here are 课标高频词句 some advantages. 零花钱 The first is that pocket money teaches budgeting () 把…分 2.For example,by dividing your money into kinds like 成… 与某人交流 “saving'”,“spending'”,and“sharing”,you learn to consider first 产生巨大 “Needs'”over“Wants'.Sometimes saving30%each month can 影响 help you buy something meaningful later. Another is learning independence.If you use all your money on video games,you might not have enough left when your friend's birthday comes.3. Finally,pocket money encourages generosity().Money becomes far more special when you share part of your savings to help people in need.4. 5. They can guide you to set clear rules,such as avoiding unnecessary shopping or recording what you've bought in a notebook.Always communicating with parents can make sure that both sides understand each other. Small steps today will make a big difference.Let's learn to use your pocket money properly. 主题读写分层练·英语 45 一战成名目 A.Remember that parents play a key role,too. B.This will teach you to think carefully before spending next time. C.Instead,it will be less special when you spend it only on yourself. D.Create a simple plan before using it. E.Learning to manage it wisely is a basic life skill for teenagers. ©拓展设问 主题 a凸文章结构Which of the following is the structure of the passage? A.①②③/④⑤⑥ B.①/②③/④⑤⑥C.①/②3④⑤/⑥ D.①/②③④/⑤⑥ 写 Passage5[2025江苏苏州] 练 Have you ever looked closely at the paper money from 课标高频词句 different countries?You will see more than numbers and colours 1 像；好似 You will discover pictures of rivers,mountains,buildings and 用某物做 famous people.1. They are like small lessons in 某事 不仅…而 culture,history and nature.Paper money isn't just for spending- 且… it's also for learning. 4. 从…中 Let's start with China.2. On the20 yuan note(纸 学习 )there is the Lijiang River in Guilin,with green mountains rising from calm waters.3. On the 5 yuan note,you'll find Mount Tai,one of the most famous mountains in China.A large number of poems were written in praise of it. 4. Switzerland's notes include mountains,rivers,and even wind patterns () Canada's have snowy landscapes and maple(leaves. These days,many people use phones or cards as a way to pay.5. But paper money still has its value-not only in money,but in meaning.You can hold it,look at it,and learn from it.It can be a tiny museum in your pocket. So next time you hold your paper money,take a second look. A.It's fast and easy. B.It's a lesson worth learning. C.Other countries do this too,in their own way. D.It's so beautiful that artists have painted it for centuries. E.The Chinese yuan is a perfect mix of nature and tradition. F.These pictures often show what each country finds important. G.Today's coins and paper money are nothing like early money. 46 主题读写分层练·英语 一战成名目 Passage6[2025广东珠海文园中学集团三模] Parents and children often face the challenges of money 课标高频词句 Common topics include setting pocket money,learning to save, 处理；解决 and deciding to buy expensive things.The goal of most parents is 实现这些 to teach their kids how to deal with money wisely.The goal of most 目标 …的一个 kids is to get money to spend.How can families achieve these 重要部分 goals? 4. 拒绝做某事 Mr.and Mrs.Brown from Denver found the best way to teach 主 their kids about money was to let them make some money.Their son,Ryan,17,has been watering the 读 garden since he was 8.Now he has saved $7,800 and he is going to buy a wonderful sound system. Money skills are an important part of becoming a successful adult.Children and young adults 层 should understand basic rules for making money,saving money,and managing money.That knowledge is greatly needed.Over the past ten years,most Americans aged 18 to 24 borrowed nearly $3,000 on credit cards().Among high school seniors,four out of five have never taken a class about money. Giselle Lopez,17,of New York City,learned something in a hard way.She owed $2,000 on her credit card.Her parents refused to pay,so Giselle got a job.Then she paid the money off slowly by herself."Now,every time I use my money,I have a strong feeling of satisfaction,"Giselle says. Different kids will have different styles when it comes to money.Teaching them how to use money doesn't have to mean setting strict rules. 1.What is the goal of most kids about money? 2.How much has Ryan saved since he was 8? 3.What knowledge about money is greatly needed for children and young adults? 4.Who paid off the money Giselle owed on her credit card,Giselle or her parents? 5.How does Giselle feel when she uses her own money? 2拓展设问 □文章结构Which of the following is the structure of the passage? A.①/②③/④⑤ B.①/②③④/⑤C.①②/③④/⑤ D.①②/③/④⑤ 主题读写分层练·英语 47