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Unit 7 Be wise with money Reading How do you spend your pocket money? Do you make plans for using your pocket money? Spend all at once(一次). Buy anything I like/want: toys, games, snacks(零食)... Buy food for dogs/cats living on the street. Save for future needs. Save for a special / an expensive thing. Making plans for using money is called making a budget. As a family member, how you manage money matters to the family. How does Simon’s family manage their money? By making a budget every year. Scan for main ideas 3 Skim for structure How do they start their conversation? going shopping family budget 1. Does your family make plans for using money? 2. What do you think your family spends the most money on every year? What do you know about your family money management? Simon is talking to his mum about how his family manages their money. Let’s read. Read for details —Going shopping What does Simon’s mum need to buy in the new mall? Is the computer expensive? Can they afford it? Read for details —Family budget How do they move forward the topic of budget? By asking questions. What's in Simon's family budget? Mum: There's a new mall across the street. Let's go shopping. Simon: OK. Can I have a new pair of sports shoes? Mum: Of course. And we also need a new computer. Simon: That will cost a lot of money. Mum: Don't worry. Your dad and I manage money well. We make a budget every year. Simon: What's in the budget? Mum: Well ... we need to cover your education first. Then we have to pay for our flat, car, food and other daily needs every month. All these cost about 50 per cent of our budget. Simon: Where does the other half go? Mum: We spend about 30 per cent on special things. Simon: Like what? Mum: Like taking holidays. Holidays can be expensive. Simon: Do we save any money? Mum: Of course. We leave about 20 per cent in our bank account. It's a good idea to save for a rainy day. Simon: I see. (1)_ (2)_ % (3)_ (4)_ % (5)_ (6)_ % Here is a pie chart about Simon's family budget. Label the parts of the chart about his family budget, and write the correct percentage next to each label. Then fill in the details in the chart. a Savings b Special things c Daily needs P83 A Daily needs 50 Special things 30 Savings 20 _% education daily needs flat car food taking holidays bank account 50 30 20 Read for details —Family budget special things savings wants What’s the difference between the blue part and the orange part? Can we exchange their percentage? _% _% Simon’s family budget 销售额 第一季度 第二季度 第三季度 5 3 2 1 What does Simon's mum need to buy in the new mall? 2 How does Simon's family manage their money? 3. What comes first in Simon's family budget? 4 What is an example of a special thing in Simon's family? 5 What does Simon's mum mean by saying “to save for a rainy day”? Task 3 Read the conversation again and answer the questions below. P83 B While-reading Read for general understanding How do they start the conversation? How do they get down to the topic? How do they move forward the topic of budget? going shopping. spending money. making a budget. By asking questions. line 1-6 line 7-18 What’s in the budget? Where does the other half go? Do we save any money? spend.....on While-reading Read for detailed understanding shopping list price budget a pair of sports shoes a computer cost a lot of money spend money (line 1-6) What do they plan to buy? Are they expensive? Do they have enough money? Why or why not? manage money well make a budget every year What comes first in Simon’s family budget? What other daily needs do they mention(提到)? Needs Education Flat Car Food Rule 1: Meet the needs first. ? ... 先满足日常需求。 Read for details (Line 7-10) Education comes first in Simon’s family budget. Read for details (Line 11-14) Wants Taking expensive holidays. ... Can we buy anything we want? What can Simon’s family get from taking an expensive holiday? Joy, fun, relaxation ... Rule 2: Get your money’s worth. 让你的钱花得值。 What is an example of a special thing in Simon’s family? While-reading Read for detailed understanding What’s in the budget (line 7-18) cover education first pay for flat, car, food..... expensive holidays in the bank account save for a rainy day about 50% daily needs about 30% special things about 20% savings What comes first in Simon’s family budget? Can you explain cover in your own words? What is an example of a special thing in Simon’s family? Where does the rest of money go? Savings Read for details (Line 15-18) Where does the other 20% go? Spending is for now. Saving is for _. future Rule 3: Save for a rainy day. 未雨绸缪。 Here is a pie chart about Simon’s family budget. Label the parts of the chart about his family budget, and write the correct percentage next to each label.Then fill in the details in the chart. c 50 b 30 a 20 Daily needs Special things Savings While-reading Read for further understanding How to make a budget clothes restaurant meals health care new toys phone bills a film ticket needs wants clothes health care phone bills restaurant meals new toys a film ticket Rule 1 : Cover the needs first. Savings Read for details (Line 15-18) Where does the other 20% go? What does Simon’s mum mean by saying “to save for a rainy day”? Spending is for now. Saving is for _. future Rule 3: Save for a rainy day. 未雨绸缪。 She means you should save some money for a time when you will need it. Careful reading Read line 7-17 and finish Part A. a What comes first in Simon’s family budget? _ come first in Simon’s family budget. Daily needs Think 1: Holidays can be expensive, so do you think it is necessary(必要的)? (建议)Tip1: Needs first, wants after. Think 2: What does Simon’s mum mean by saying “to save for a rainy day”? To save money for future needs. 未雨绸缪 Tip2: Save for a rainy day. c 50 b 30 20 Daily needs Special things Savings Careful reading a b c 50 30 20 Here is a pie chart about Simon’s family budget. _come first in the budget. They need to cover/ pay for _. All these cost about _ per cent of their budget. 2. They spend _ per cent on special things, like _. 3. Also, they leave/ save about _ per cent in their bank account. 6. Further thinking. What do you think of Simon’s family budget? Why? A. Reasonable(合理的) B. Wise(明智的) C. I have a better idea: _. Talk about Simon’s family budget. Daily needs education, flat, car, food and other daily needs 50 30 taking holidays 20 Here is a pie chart about Simon’s family budget. Label the parts of the chart about his family budget, and write the correct percentage next to each label.Then fill in the details in the chart. c 50 b 30 a 20 Daily needs Special things Savings While-reading Read for further understanding How to make a budget What can you get from a holiday? value price expensive holidays happiness relaxed feelings knowledge .... Rule 2: Get your money’s worth (价值). Simon’s mum needs to buy a new pair of sports shoes and a new computer. By making a budget every year./Simon’s parents make a budget every year to manage their money. Education comes first in Simon’s family budget. Taking holidays is an example of a special thing in Simon’s family. She means you should save some money for a time when you will need it. daily needs pay expensive save per cent bank make a budget manage daily needs pay expensive save per cent bank make a budget manage Summary About money management, what have you learned from today’s class? Make a budget to manage your family money and your own money. It is important to save money for a rainy day. Needs first, wants after. 销售额 _% _% _% 1._ 2. _ 3. _ 8.2 3.2 1.4 null 44303.355 $