精品解析：甘肃省兰州市西固区兰州市第六十一中学2022-2023学年高三上学期11月期中英语试题

兰化一中2023届高三第三次阶段考试 高三英语 第一部分 阅读理解(共两节，满分40分) 第一节(共15小题;每小题两分，满分30分) 阅读下列短文，从每题所给的A、B、C和D四个选项中，选出最佳选项。 A This chart shows how much money Americans have in savings at every age. The typical American household has an average of $ 8,863 in an account at a bank or credit union, according to a recent report from Bankrate that analyzed inflation-adjusted data from the Federal Reserve. That’s purely in liquid savings, so it doesn’t include retirement funds or other investments. However, that amount varies greatly by age and household type. Savings vary widely by household type and age For many families, this amount of savings falls short, some experts warn. “The ultimate destination should be enough to cover six months’ expenses, perhaps 9 to 12 months for sole breadwinners or self-employed individuals,” Greg McBride, CFA and chief financial analyst for Bankrate, com, says in the report. ”Here’s the thing with emergency money: More is always better,” best-selling author and co-founder of AE Wealth Management David Bach tells CNBC Make It. “You hear all the time experts say, you should have three months of expenses set aside. Well, it depends. In the recession, when people lost their jobs, three months of expenses set aside wasn’t enough.” Meanwhile, other research has found that 60 percent of millennials don’t have enough money to cover a $ 1,000 emergency. In addition to building your emergency fund, you should aim to put around 15 percent of your income towards retirement savings, according to the financial services company Fidelity. If you want to put more away each month start by cutting back on Americans? three biggest expenses: housing, transportation and food. You can also research ways to trim (削减) your budget and look into strategies for boosting your income. 1. According to the chart, for those between 35 and 44, who have the most in savings? A. Singles with children. B. Singles without children. C. Couples with children. D. Couples without children. 2. Ac