Unit 5 The Value of Money Listening and Speaking 课时作业-2025-2026学年高中英语人教版必修第三册

**基本信息** 高中英语必修三Unit 5 Period One同步练，以“词汇-语法-语篇”分层递进设计，夯实基础词汇与语法应用，提升语篇理解与思维品质，适配新授课知识巩固需求。 **分层设计** |层次|知识覆盖|设计特色| |----|----------|----------| |基础认知层|核心词汇（如loan, apology）|单词拼写题直接考查单元基础词汇，夯实语言能力基础| |语法应用层|词形转换（如ignore→ignorance）、短语搭配（如take out a loan）|单句填空聚焦词性变化，短语填空强化固定表达，衔接基础考点与语言运用| |语篇理解层|语法综合（时态、非谓语等）、阅读理解（金钱价值观话题）|语法填空综合语法点，阅读理解通过真实情境（如学生贷款）提升思维品质与跨文化理解|

2026-2027高中英语 必修三 课时作业 Unit 5　 THE VALUE OF MONEY Period One　Listening and Speaking ●Ⅰ 单词拼写(每小题1分,满分6分) 1.The theory is founded on the 　　　　　　(基础) of years of scientific research.  2.She’s trying to get a $50,000 　　　　　(贷款) to start her own business.   3.They 　　　　　　(道歉) and said they would make less noise from then on.   4.This issue was of such importance that we could not afford to 　　　　　　(忽视) it.   5.They will not be 　　　　　　(判断) by the colour of their skin but by the content of their character.   6.If 　　　　　　(塑料)and rubber are burnt, they’ll give off poisonous gases.   ●Ⅱ 单句填空(每小题1.5分,满分12分) 1.He is demanding a full 　　　　　　(apologise) from the newspaper for not telling people the truth about his personal life.   2.Because he showed complete 　　　　　　(ignore) of basic history, everyone in the room was surprised.  3.She showed a lack of 　　　　　　(judge) when she gave Mark the job.   4.The team showed a 　　　　　　(determine) effort to win the championship after years of defeat.  5.Luckily, I figured out how to control my breathing and stay calm while 　　　　　　(perform)the dance.  6.Life throws many alternatives at us on a daily 　　　　　　(base).   7.After two years in Spain, Kate spoke Spanish 　　　　　　(perfect).   8.Lisa Mayer, 29, is among the 　　　　　　(luck) ones who only suffered minor injuries.   ●Ⅲ 短语填空(每小题2分,满分12分) 1.In order to keep fit, I work out 　　　　　　　　　　(定期地) unless I’m too busy.   2.We 　　　　　　　　　　(取得贷款) to buy a new car last year.   3.　　　　　　　　 (由……判断) his excited look, he has found the key to solving the difficult problem.   4.She is always ready to help others and asking for nothing 　　　　　　(作为回报).   5.They decided to settle down in the countryside so that they could 　　　　　　　　　　(过平静的生活).   6.　　　　　　 (说实话,坦率地说), I am not the person deserving the honour; it should be given to whoever has made the greatest contribution.   ●Ⅳ 阅读理解(每小题2.5分,满分20分) A I always pictured myself graduating from college, getting a cool job and even having a cute little place of my own. So far, I have a master’s degree and the coolest job ever as a physician assistant. But instead of waking up in a pretty apartment, I hear the early morning sound of my parents making coffee downstairs. At 27, I still live with my parents, and I love it. As a physician assistant, I make a good salary and would be able to live on my own comfortably if I needed to do so. By the time I finished graduate school, I had had a $150,000 debt from both undergraduate and graduate education. My father calculated that my loans were increasing by $15 a day in interest (利息) alone. At this rate, it would take me 30 years to pay off my student loans. At last, I decided to live with my parents. Several of my physician assistant friends are in the same boat as I am—we are all highly educated, white-collar employees who live at home. Our co-workers in the medical field think it is a great idea because many of them are facing the same piles of debt. They often say if they could do it all again, they would do the same thing. There’s a stigma (耻辱) that comes along with this arrangement. Some people might think that we are too lazy to find a job. I don’t think my neighbours understand it, as they continually ask me when I am going to graduate and if I am old enough to look after their children. My mum just tells them that I’m successful, well educated and that I save lives. (　)1.What did the author once dream to do before? A.Take care of her parents. B.Have her own beautiful house. C.Make her parents pay for her living. D.Live with her parents after graduation. (　)2.Why did the author decide to live with her parents? A.She missed them very much. B.She couldn’t cook by herself. C.She needed to repay a huge debt. D.She was not ready to support herself. (　)3.What is the author’s co-workers’ attitude towards her living with her parents? A.Critical.　　　　　B.Approving. C.Doubtful. D.Uninterested. (　)4.Why do the author’s neighbours often ask her to look after their kids? A.She is a helpful lady. B.She is popular with kids. C.They don’t think she has a job. D.They know she is well educated. B Paying off student loans can be challenging and stressful. It may mean starting out on one’s life with debts. This is exactly what college basketball star Anthony Leal did not want for his beloved sister. 　　Anthony Leal, smart and athletic, is a business major at Indiana University and plays as a point guard for the Indiana Hoosiers. When he found out that his sister had a huge quantity of student loans to pay, he thought of taking advantage of the benefits he could get from playing basketball. In 2021, NCAA allowed college athletes like Leal to earn promotional money through photograph signing, social media interactions, advertising campaigns, and even teaching camps and lessons. Thanks to it, Leal was able to save money and helped take off the burden on his sister’s shoulders. On Christmas Day, he surprised his sister Lauren by letting her know what he’d been up to in the past two years. Lauren was very emotional after reading her brother’s heart-warming note. “There is no doubt that I have made it to where I am today because of you,” Leal wrote. “Someone like you deserves no burdens or restrictions in life, and I feel that the best way to help with that is by paying off your student loan debt.” Besides looking back on several precious moments in their childhood, Leal also mentioned in the note that he didn’t expect his sister to pay back the money. Instead, he hoped she would pay it forward. Lauren was grateful for her brother’s huge efforts to pay off her student loans. “After those things were done, I was going to sit down and get a settled plan,” said Lauren. “I can go full steam ahead in my future and do what I want to accomplish, without having that just weighing me down and holding me back. So it’s just incredible,” she said. (　)5.How did Leal help his sister pay off the loans? A.By winning scholarships. B.By turning to his team. C.By joining in commercial activities. D.By reducing daily expenses. (　)6.What did Leal expect Lauren to do? A.To enjoy absolute freedom. B.To realize childhood dreams. C.To show kindness to others. D.To pay back the money later. (　)7.How did Lauren feel with her debts paid off? A.Hopeful but concerned. B.Free and excited. C.Relieved but nervous. D.Pleased but anxious. (　)8.What’s the best title of the text? A.A surprising Christmas gift B.A targeted student loan C.A challenging university life D.A talented basketball player ●Ⅴ 语法填空(每小题1.5分,满分15分) Many people take the idea of saving money very seriously. Back in 1924, in Italy, a group of people 1.　　　　　　 (think) the inability to resist spending became a major social problem. They had the idea of 2.　　　　　　 (start) a day to remind people to put away some money for a rainy day. This is how World Savings Day, Oct. 31st annually, was started, and it’s still going strong now.   Not 3.　　　　　　 (surprise), a movement targeting the poor was started. People in the 4.　　　　　　 (underdevelop) world are more open to calls to be careful with money. But 5.　　　　　　 idea of being thrifty (节俭的) has also become popular among the rich. Take Mark Zuckerberg 6.　　　　　 example. The Facebook founder, one of the world’s 7.　　　　　　 (rich) people, doesn’t spend very much money on himself.   Other people don’t spend money because they don’t like the culture of consumption. This is connected to the view that we should make ourselves happy through 8.　　　　　　 (activity) we take part in, rather than with what we buy.   But however we view money, moderate spending is certainly a good idea when we are still too young to get a job. There is a British saying 9.　　　　　　 offers some good advice in this situation: “Look after the pennies, and the pounds will look after 10.　　　　　　 (they).”   Unit 5　THE VALUE OF MONEY Period One　Listening and Speaking 参考答案 Ⅰ. 1.basis　2.loan　3.apologised　4.ignore　5.judged　6.plastic Ⅱ.1.apology　2.ignorance　3.judgement　4.determined 5.performing　6.basis　7.perfectly　8.lucky Ⅲ.1.on a regular basis　2.took out a loan　3.Judging from/by　4.in return　5.lead a quiet life　6.To be honest Ⅳ.A 【文章大意】 A 【文章大意】 这是一篇记叙文。作者在硕士毕业后因为要偿还学费债务而选择和父母一起居住来省钱,有些人能理解她,有些人则不能。 1.B　细节理解题。根据第一段“I always pictured myself graduating from college, getting a cool job and even having a cute little place of my own.”可知,作者曾经的设想是大学毕业之后自己有个漂亮的小房子。故选B。 2.C　细节理解题。根据第二段“By the time I finished graduate school, I had had a $150,000 debt from both undergraduate and graduate education…At this rate,it would take me 30 years to pay off my student loans. At last, I decided to live with my parents.”可知,作者研究生毕业的时候欠了15万美元的债务,可能需要30年才能还清。最后作者决定和父母一起生活。由此可知,作者与父母一起生活是为了省钱偿还债务。故选C。 3.B　推理判断题。根据第三段“Our co-workers in the medical field think it is a great idea because many of them are facing the same piles of debt.”可知,作者的同事认为和父母一起住在家里是个好事,因为他们大多数也面临着同样沉重的债务。由此可知,同事对于作者与父母一起住这件事是赞同的。故选B。 4.C　推理判断题。根据最后一段“Some people might think that we are too lazy to find a job. I don’t think my neighbours understand it, as they continually ask me when I am going to graduate and if I am old enough to look after their children.”可推知,邻居总是让作者帮忙照顾孩子是因为他们认为作者没有工作。故选C。 B 【文章大意】 本文是一篇记叙文。文章讲述了Leal帮助妹妹Lauren偿还学生贷款的故事。 5.C　细节理解题。根据文章第二段中的“In 2021, NCAA allowed college athletes like Leal to earn promotional money through photograph signing, social media interactions, advertising campaigns, and even teaching camps and lessons. Thanks to it, Leal was able to save money and helped take off the burden on his sister’s shoulders.”可知,Leal通过参加商业活动帮助他的妹妹还清学生贷款。故选C。 6.C　细节理解题。根据文章第三段中的“Besides looking back on several precious moments in their childhood, Leal also mentioned in the note that he didn’t expect his sister to pay back the money. Instead, he hoped she would pay it forward.”可知,Leal希望妹妹将爱心传递下去。故选C。 7.B　推理判断题。根据文章第四段中的“I can go full steam ahead in my future and do what I want to accomplish, without having that just weighing me down and holding me back. So it’s just incredible…”可知,Lauren的贷款还完后,她感到自由和兴奋。故选B。 8.A　主旨大意题。通读全文,尤其是根据文章第三段中的“On Christmas Day, he surprised his sister Lauren by letting her know what he’d been up to in the past two years.”以及“Someone like you deserves no burdens or restrictions in life, and I feel that the best way to help with that is by paying off your student loan debt.”可知,本文讲述了Leal帮助妹妹Lauren偿还了学生贷款并将这个消息在圣诞节时告诉妹妹。A项“一份惊喜的圣诞礼物”符合文章主题,故选A。 Ⅴ.【文章大意】 本文是一篇议论文,主要讨论了如今人们对金钱的看法。许多人认真地存钱,节俭的观念也在富人中流行起来。作者建议人们在太小没法找工作时适度消费。 1.thought　考查时态。根据时间状语back in 1924可知,句子是描述过去发生的事情,应用一般过去时。故填thought。 2.starting　考查非谓语动词。空处作介词of的宾语,应用动名词形式。故填starting。 3.surprisingly　考查副词。空处作状语,修饰下文句子,应用副词形式。故填surprisingly。 4.underdeveloped　考查形容词。此处用形容词作定语,修饰名词world。underdeveloped意为“不发达的”。故填underdeveloped。 5.the　考查冠词。根据of being thrifty可知,此处表示特指,应用定冠词。故填the。 6.for　考查介词。take…for example是固定用法,意为“以……为例”。故填for。 7.richest　考查形容词最高级。由the world’s可知,此处指“世界上最富有的人之一”,用形容词最高级。故填richest。 8.activities　考查名词复数。activity意为“活动”时是可数名词,其前无限定词,结合语境可知,应用名词的复数形式。故填activities。 9.that/which　考查定语从句。空处引导限制性定语从句,先行词是a British saying,关系词在从句中作主语,应用关系代词that或which引导。故填that/which。 10.themselves　考查反身代词。空处作宾语,宾语和主语pounds是同一对象,应用反身代词。故填themselves。 2 学科网（北京）股份有限公司 $