Unit 7 Be wise with money 理智消费（单元阅读精练）英语新教材译林版七年级上册

**基本信息** 聚焦“理智消费”主题，通过时文阅读与多元实战演练，融合语言能力训练与理财思维培养，构建“法律规定-案例分析-技巧应用”的逻辑链条。 **专项设计** |模块|题量/典例|方法提炼|知识逻辑| |----|-----------|----------|----------| |时文阅读|1篇（压岁钱议论文）|长难句结构解析（原因状语从句、it形式主语句型）、核心词汇梳理（如manage, wisely）|从《民法典》规定切入，通过不同观点碰撞培养批判性思维，奠定理财认知基础| |实战演练|7篇（含图表说明文、漫画应用文等）|图表数据对比法、语境词义推断、逻辑衔接词运用（七选五）|从开支分析到省钱技巧，从个人理财故事到专家建议，实现“认知-实践-反思”的能力进阶，语言知识与生活应用深度结合|

Unit 7 Be wise with money 理智消费 单元阅读精练 模块 语篇 题型 体裁 词数 内容简介 时文阅读 压岁钱 阅读理解 议论文 245 文章围绕春节压岁钱该由父母保管还是孩子自主管理展开并结合《民法典》相关规定探讨青少年理财自主权。 实战演练 Passage1 阅读理解 说明文 180 通过表格对比Peter和 Mary 每月储蓄、饮食、保险等各项开支占比，设置题目考查学生读取、对比图表数据的能力。 Passage2 阅读理解 说明文 210 列举多名学生赚取、使用零花钱的真实事例，围绕零花钱的合理规划与科学管理展开详细介绍。 Passage3 阅读理解 漫画应用文 120 借助两人借钱买鞋的四格漫画小故事，向读者传递理性消费、合理支配金钱的生活理念。 Passage4 七选五 说明文 175 介绍购物前列清单、货比三家、网购、选购促销商品、共享物品等多种简单实用的日常省钱技巧。 Passage5 完形填空 记叙文 205 讲述少年西蒙拿到百元压岁钱后，放弃心仪游戏，拿钱帮助有困难的好友并将余款存入银行，从中领悟理财真谛的故事。 Passage6 首字母填空 记叙文 195 讲述作者从前肆意挥霍零花钱，在父母引导下学会区分刚需与欲望、货比三家、定期存钱的理财成长经历。 Passage7 任务型问答 说明文 168 理财专家面向青少年分享四条理财建议，分别是做家务赚取零花钱、存钱获取利息、制定收支计划、按需理性消费。 The spring festival is a time for children to get lucky money. Do you think parents should keep their children’s lucky money? Here, some middle school students are sharing their ideas on the internet. •Tian Yun said, “Parents should help keep their children’s lucky money because children usually don’t have much experience (经验) with money and may have the habit of splashing out.” She doesn’t think children can control (控制) themselves when they see the things they like. When they are old enough, they can manage their money. •In Wang Xin’s opinion, it is too difficult for children to manage their money wisely as there are so many distractions (干扰) outside. With a lot of money, they may be cheated (被骗) by bad people. And this will make them get into trouble. •Li Yi thinks children should be free to spend their lucky money because it’s a good chance to learn money management skills. Children can learn how to use their money in a wise way. What parents should do is to guide (引导) them. •When it comes to Cui Han’s idea, children should be trusted to manage their money. According to the latest Civil Code (《民法典》), 8 years old is a dividing line (分界线). That means children over 8 have the right to manage their money. They shouldn’t depend on their parents too much. 春节是孩子们收压岁钱的时候。你认为父母应该保管孩子的压岁钱吗？下面几位中学生正在网上分享他们的观点。 田芸说：“父母应该帮忙保管孩子的压岁钱，因为孩子们通常没有多少理财经验，还可能养成大手大脚挥霍的习惯。” 她认为孩子们看到自己喜欢的东西时很难自控。等他们年龄足够大，才能自己打理钱财。 在王鑫看来，外界的诱惑太多，孩子很难理性管理自己的钱。手握大量现金，他们有可能被坏人欺骗，这会让他们陷入麻烦。 李毅认为孩子可以自由支配压岁钱，因为这是学习理财技巧的好机会。孩子们能学会合理用钱，父母该做的只是引导他们。 崔涵的观点是，应当信任孩子自主管理压岁钱。 根据最新《民法典》，八周岁是一条分界线。这意味着八周岁以上的孩子拥有自主管理个人钱财的权利，他们不应该过度依赖父母。 【长难句分析】 1."Parents should help keep their children’s lucky money because children usually don’t have much experience with money and may have the habit of splashing out."翻译：父母应该帮忙保管孩子的压岁钱，因为孩子们通常没有多少理财经验，还可能养成大手大脚挥霍的习惯。重点: because 引导原因状语从句；并列谓语 don’t have...and may have...；固定搭配 have experience with sth.（在某事上有经验）、the habit of doing sth.（做某事的习惯）。 2."In Wang Xin’s opinion, it is too difficult for children to manage their money wisely as there are so many distractions outside."翻译：在王鑫看来，外界的诱惑太多，孩子很难理性管理自己的钱。重点：固定短语 in one’s opinion（在某人看来）；it 作形式主语，核心句型 it is + 形容词 + for sb. to do sth.；as 引导原因状语从句，表 “因为”。 3."What parents should do is to guide them."翻译：父母该做的只是引导他们。重点: What 引导主语从句，在句中作主语；不定式 to guide 在句中充当表语。 【重难词汇梳理】 experience (n.) 经验 splash out 挥霍，大手大脚花钱 control (v.) 控制 manage (v.) 管理，打理 wisely (adv.) 明智地 distraction (n.) 干扰，诱惑 cheat (v.) 欺骗 trouble (n.) 麻烦 trust (v.) 信任 civil code 民法典 dividing line 分界线 right (n.) 权利 Passage1 1．Which item makes up the same percentage for Peter and Mary? A．Savings. B．Food. C．Entertainment. D．Insurance. 2．Which of the following statements is TRUE? A．Mary has her own car but Peter doesn’t. B．Peter never saves any money every month. C．Mary spends less money on food than Peter. D．They spend over 12% of their money on taxes. 3．In which part of a magazine can we find the reading? A．Daily Life. B．Amazing World. C．School Time. D．Outdoor Fun. Passage2 1．The passage is mainly (主要地) written for ________. A．parents B．friends C．teachers D．children 2．Who are animal-lovers? A．Zhang Lu and Wang Ziyu. B．Guo Hongru and Ao Yuhe. C．Ao Yuhe and Xia Ning.   D．Wang Ziyu and Xia Ning. 3．The passage is mainly about ________. A．how to manage pocket money B．how to make pocket money C．how to spend pocket money D．how to save pocket money Passage3 1．The picture above is from a ________. A．magazine B．newspaper C．noticeboard D．comic book 2．The boy without glasses will end up with ________. A．$5 B．$15 C．$20 D．$60 3．What can we learn from the picture? A．Don’t buy expensive things. B．Don’t borrow a lot of money. C．Be wise with your money. D．Be friendly to your friends. Passage4 阅读下面短文，从短文后所给的选项中选出能填入短文空白处的最佳选项，使短文通顺连贯，其中有两项是多余选项。 Money plays an important role in our life. We need money to buy things we need and want. Nobody wants to waste (浪费) money. 1 If you don’t, here are some ideas for you. ☆Make a plan before shopping. You can write down the things you want to buy and how much money you plan to spend on them. A good plan can help you save money. ☆Go to different shops. 2 You can go to different shops and compare (比较) the prices. Then you can buy things at a lower price. ☆Shop online. 3 A smart shopper knows how to save money on the Internet. Buy things on sale or use coupons (优惠券). Many shops have sales. You can look at the advertisements (广告) from the shops. 4 Using coupons is also an easy way to save money. ☆ 5 Did you ever want something that costs too much? Maybe both your sister and you want to buy a bike. Why not share a bike with your sister? Then you won’t spend too much money on the bike. A．Save money by sharing. B．Do you know how to save money? C．Ask your parents to help you make a plan. D．Don’t try to buy all the things in one shop. E．The thing you want to buy may cost less online. F．Buying something on sale is a good way to save money. G．You should buy the thing you really need. Passage5 Simon is a 12-year-old boy who loves playing video games. For his birthday, his grandparents gave him 100 yuan. Simon was very excited 1 he could buy the newest video game at last! On his way to the shop, he saw his friend Daniel looking sad. His 2 was broken, and the books and pens were all on the ground. Simon helped him 3 everything up. Daniel sighed (叹气), “Thank you, Simon. I need to 4 a new schoolbag, but I spent all my pocket money on snacks this month.” Simon looked at the 100-yuan note (纸币) in his hand. He thought about the 5 he wanted, but he also saw that Daniel really needed help. After thinking for a minute, Simon went to a bookshop with his friend and bought a new strong schoolbag for Daniel. It only 6 40 yuan. He also bought a book about coding (编程) games. It was 10 yuan. With the 50 yuan left, Simon opened a saving account in the 7 . He learned from his parents that money could 8 if (如果) he saved it wisely. The next weekend, Daniel made Simon cookies to thank him. Also, after reading the coding book, Simon learnt to make a little game himself. He found that helping others and 9 something new could be more exciting than a video game. Simon learned that being 10 with money doesn’t mean spending it all. It means making choices that help oneself and others. 1．A．because B．so C．but D．or 2．A．pencil B．bike C．watch D．schoolbag 3．A．clean B．pick C．use D．give 4．A．decorate B．make C．lend D．buy 5．A．book B．bag C．game D．pen 6．A．cost B．paid C．took D．spent 7．A．library B．shop C．bank D．park 8．A．grow B．go C．come D．change 9．A．sharing B．learning C．cooking D．borrowing 10．A．helpful B．wise C．busy D．happy Passage6 根据短文内容及首字母提示，在下文空格处填入适当的词使短文完整，每空一词。 I’m Li Hua, a middle school student. Just like many of you, I get some pocket money from my parents every week or month. I often spend it quickly in s 1 —I like buying snacks and toys. I never think much about it at the time. And soon I have no money left! That feels pretty b 2 . Then my parents talk to me about money for the first time. They don’t blame (指责) me. Instead, they share some simple i 3 . One big thing I learn is to make a p 4 for my money. I write down how much I have and think about what I want to do with it. This way helps me s 5 40% of my monthly pocket money. And I even put some in the b 6 for a rainy day. Another helpful idea is to judge (判断) a “need” or a “want”. A “need” is something I really can’t do w 7 , like education, food, or clothes. A “want” is something I wish to have, like a new video game or a toy. It’s w 8 to take care of my “needs” first. Comparing prices (比价) is also a great way! B 9 I buy something, I go to different shops or look online to see who has it cheaper. Sometimes, waiting for a sale saves me a lot of money. Now, I feel better about my pocket money. Learning to handle money helps me feel more responsible (责任). It’s a great s 10 to have for the rest of my life! Passage7 Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert. Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills. Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have. Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money. Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home.答案不超过5个单词. 1．How can children make pocket money according to Dr. Mara Harvey? 2．What can you make a plan for if a holiday is coming? 3．Why do we choose to cook at home instead of eating out? 4．How many tips are mentioned (提到) in the article? 5．What do you think of managing money? 2 原创精品资源学科网独家享有版权，侵权必究！ 1 / 11 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $ Unit 7 Be wise with money 理智消费 单元阅读精练 模块 语篇 题型 体裁 词数 内容简介 时文阅读 压岁钱 阅读理解 议论文 245 文章围绕春节压岁钱该由父母保管还是孩子自主管理展开并结合《民法典》相关规定探讨青少年理财自主权。 实战演练 Passage1 阅读理解 说明文 180 通过表格对比Peter和 Mary 每月储蓄、饮食、保险等各项开支占比，设置题目考查学生读取、对比图表数据的能力。 Passage2 阅读理解 说明文 210 列举多名学生赚取、使用零花钱的真实事例，围绕零花钱的合理规划与科学管理展开详细介绍。 Passage3 阅读理解 漫画应用文 120 借助两人借钱买鞋的四格漫画小故事，向读者传递理性消费、合理支配金钱的生活理念。 Passage4 七选五 说明文 175 介绍购物前列清单、货比三家、网购、选购促销商品、共享物品等多种简单实用的日常省钱技巧。 Passage5 完形填空 记叙文 205 讲述少年西蒙拿到百元压岁钱后，放弃心仪游戏，拿钱帮助有困难的好友并将余款存入银行，从中领悟理财真谛的故事。 Passage6 首字母填空 记叙文 195 讲述作者从前肆意挥霍零花钱，在父母引导下学会区分刚需与欲望、货比三家、定期存钱的理财成长经历。 Passage7 任务型问答 说明文 168 理财专家面向青少年分享四条理财建议，分别是做家务赚取零花钱、存钱获取利息、制定收支计划、按需理性消费。 The spring festival is a time for children to get lucky money. Do you think parents should keep their children’s lucky money? Here, some middle school students are sharing their ideas on the internet. •Tian Yun said, “Parents should help keep their children’s lucky money because children usually don’t have much experience (经验) with money and may have the habit of splashing out.” She doesn’t think children can control (控制) themselves when they see the things they like. When they are old enough, they can manage their money. •In Wang Xin’s opinion, it is too difficult for children to manage their money wisely as there are so many distractions (干扰) outside. With a lot of money, they may be cheated (被骗) by bad people. And this will make them get into trouble. •Li Yi thinks children should be free to spend their lucky money because it’s a good chance to learn money management skills. Children can learn how to use their money in a wise way. What parents should do is to guide (引导) them. •When it comes to Cui Han’s idea, children should be trusted to manage their money. According to the latest Civil Code (《民法典》), 8 years old is a dividing line (分界线). That means children over 8 have the right to manage their money. They shouldn’t depend on their parents too much. 春节是孩子们收压岁钱的时候。你认为父母应该保管孩子的压岁钱吗？下面几位中学生正在网上分享他们的观点。 田芸说：“父母应该帮忙保管孩子的压岁钱，因为孩子们通常没有多少理财经验，还可能养成大手大脚挥霍的习惯。” 她认为孩子们看到自己喜欢的东西时很难自控。等他们年龄足够大，才能自己打理钱财。 在王鑫看来，外界的诱惑太多，孩子很难理性管理自己的钱。手握大量现金，他们有可能被坏人欺骗，这会让他们陷入麻烦。 李毅认为孩子可以自由支配压岁钱，因为这是学习理财技巧的好机会。孩子们能学会合理用钱，父母该做的只是引导他们。 崔涵的观点是，应当信任孩子自主管理压岁钱。 根据最新《民法典》，八周岁是一条分界线。这意味着八周岁以上的孩子拥有自主管理个人钱财的权利，他们不应该过度依赖父母。 【长难句分析】 1."Parents should help keep their children’s lucky money because children usually don’t have much experience with money and may have the habit of splashing out."翻译：父母应该帮忙保管孩子的压岁钱，因为孩子们通常没有多少理财经验，还可能养成大手大脚挥霍的习惯。重点: because 引导原因状语从句；并列谓语 don’t have...and may have...；固定搭配 have experience with sth.（在某事上有经验）、the habit of doing sth.（做某事的习惯）。 2."In Wang Xin’s opinion, it is too difficult for children to manage their money wisely as there are so many distractions outside."翻译：在王鑫看来，外界的诱惑太多，孩子很难理性管理自己的钱。重点：固定短语 in one’s opinion（在某人看来）；it 作形式主语，核心句型 it is + 形容词 + for sb. to do sth.；as 引导原因状语从句，表 “因为”。 3."What parents should do is to guide them."翻译：父母该做的只是引导他们。重点: What 引导主语从句，在句中作主语；不定式 to guide 在句中充当表语。 【重难词汇梳理】 experience (n.) 经验 splash out 挥霍，大手大脚花钱 control (v.) 控制 manage (v.) 管理，打理 wisely (adv.) 明智地 distraction (n.) 干扰，诱惑 cheat (v.) 欺骗 trouble (n.) 麻烦 trust (v.) 信任 civil code 民法典 dividing line 分界线 right (n.) 权利 Passage1 1．Which item makes up the same percentage for Peter and Mary? A．Savings. B．Food. C．Entertainment. D．Insurance. 2．Which of the following statements is TRUE? A．Mary has her own car but Peter doesn’t. B．Peter never saves any money every month. C．Mary spends less money on food than Peter. D．They spend over 12% of their money on taxes. 3．In which part of a magazine can we find the reading? A．Daily Life. B．Amazing World. C．School Time. D．Outdoor Fun. 【答案】1．D 2．B 3．A 【导语】本文是一篇应用文。对比了彼得和玛丽每月各项支出与储蓄的占比情况。 【详解】 1．图表数据显示，彼得和玛丽在保险Insurance上的占比相同，都是5.6%。 2．图表数据显示，彼得在储蓄上没有任何支出，说明他每个月都不存钱，B项表达正确。 3．文章内容是关于日常消费与支出的统计，最可能出现在杂志的日常生活板块。 Passage2 1．The passage is mainly (主要地) written for ________. A．parents B．friends C．teachers D．children 2．Who are animal-lovers? A．Zhang Lu and Wang Ziyu. B．Guo Hongru and Ao Yuhe. C．Ao Yuhe and Xia Ning.   D．Wang Ziyu and Xia Ning. 3．The passage is mainly about ________. A．how to manage pocket money B．how to make pocket money C．how to spend pocket money D．how to save pocket money 【答案】1．D 2．D 3．A 【导语】本文是一篇说明文，主要讲述了不同地区的孩子对于零花钱的使用和规划情况。通过几个孩子的具体事例，展现了孩子们如何通过做家务、表现好等方式获得零花钱，以及他们如何使用这些零花钱，包括购买喜欢的物品、储蓄、为宠物购买零食、制作电脑游戏等。 【详解】1．第一段中“Do you have pocket money? What do you do with it?”以及后文几个孩子的表述，如“By doing housework, I make money to buy my favourite books and plants.”，“I use my pocket money to buy snacks for my cat.”等，这些内容都是围绕孩子对零花钱的使用展开的，所以这篇文章主要是写给孩子们的。 2．文中提到“I use my pocket money to buy snacks for my cat.”是Wang Ziyu说的；“I want to save 8,000 yuan for my dream pet cat.”是Xia Ning说的，由此可知Wang Ziyu和Xia Ning是动物爱好者。 3．文章通过不同孩子对零花钱的使用和规划，如Zhang Lu用零花钱买书和植物，Wang Ziyu给猫买零食并储蓄，Ao Yuhe用零花钱买U盘，Guo Hongru储蓄零花钱交大学学费和买礼物，Xia Ning储蓄零花钱买宠物猫等，整体围绕如何管理零花钱展开。 Passage3 1．The picture above is from a ________. A．magazine B．newspaper C．noticeboard D．comic book 2．The boy without glasses will end up with ________. A．$5 B．$15 C．$20 D．$60 3．What can we learn from the picture? A．Don’t buy expensive things. B．Don’t borrow a lot of money. C．Be wise with your money. D．Be friendly to your friends. 【答案】1．D 2．B 3．C 【导语】本文通过四格漫画讲述了两个男孩关于买鞋的对话，传递了理性消费的观念。 【详解】1．图片为连续四格对话漫画形式，符合comic book的呈现特点，说明该图最有可能出自comic book (漫画书)。 2．第1幅画中提到“I only have $80”，第2幅画中提到“It is only $60”，第4幅画中提到“pay me back the $5 you borrowed from me last week”，计算得80-60-5=15，说明他最终还剩下$15。 3．第4幅画中提到“you don’t need to overspend”，说明要理性对待金钱、明智消费，对应Be wise with your money。 Passage4 阅读下面短文，从短文后所给的选项中选出能填入短文空白处的最佳选项，使短文通顺连贯，其中有两项是多余选项。 Money plays an important role in our life. We need money to buy things we need and want. Nobody wants to waste (浪费) money. 1 If you don’t, here are some ideas for you. ☆Make a plan before shopping. You can write down the things you want to buy and how much money you plan to spend on them. A good plan can help you save money. ☆Go to different shops. 2 You can go to different shops and compare (比较) the prices. Then you can buy things at a lower price. ☆Shop online. 3 A smart shopper knows how to save money on the Internet. Buy things on sale or use coupons (优惠券). Many shops have sales. You can look at the advertisements (广告) from the shops. 4 Using coupons is also an easy way to save money. ☆ 5 Did you ever want something that costs too much? Maybe both your sister and you want to buy a bike. Why not share a bike with your sister? Then you won’t spend too much money on the bike. A．Save money by sharing. B．Do you know how to save money? C．Ask your parents to help you make a plan. D．Don’t try to buy all the things in one shop. E．The thing you want to buy may cost less online. F．Buying something on sale is a good way to save money. G．You should buy the thing you really need. 【答案】1．B 2．D 3．E 4．F 5．A 【导语】本文主要介绍了几种在生活中省钱的实用方法，包括购物前做计划、货比三家、网购、趁促销或用优惠券、共享物品等。 【详解】1．前文提到“没人想浪费钱”，后文说“如果你不知道，这里有一些给你的建议”，B选项“Do you know how to save money?”（你知道如何省钱吗？）起到承上启下的过渡作用，与后文“If you don’t”形成呼应，故选 B。 2．本段主题是“去不同的商店”，后文提到“你可以去不同的商店比较价格”，D选项“Don’t try to buy all the things in one shop.”（不要试图在一家商店买所有东西）与“去不同商店”的主题一致，逻辑连贯，故选D。 3．本段主题是“网购”，后文提到“聪明的购物者知道如何在网上省钱”，E选项“The thing you want to buy may cost less online.”（你想买的东西在网上可能更便宜）直接点明网购省钱的原因，与后文内容衔接紧密，故选E。 4．本段主题是“购买促销商品或使用优惠券”，前文提到“很多商店有促销活动，你可以看商店的广告”，后文提到“使用优惠券也是省钱的简单方法”，F选项“Buying something on sale is a good way to save money.”（购买促销商品是省钱的好方法）承接“促销活动”的内容，与后文“优惠券”的方法并列，故选F。 5．后文举例“和姐姐共享一辆自行车，避免在自行车上花太多钱”，A选项“Save money by sharing.”（通过共享来省钱）精准概括了本段“共享物品以省钱”的核心内容，故选A。 Passage5 Simon is a 12-year-old boy who loves playing video games. For his birthday, his grandparents gave him 100 yuan. Simon was very excited 1 he could buy the newest video game at last! On his way to the shop, he saw his friend Daniel looking sad. His 2 was broken, and the books and pens were all on the ground. Simon helped him 3 everything up. Daniel sighed (叹气), “Thank you, Simon. I need to 4 a new schoolbag, but I spent all my pocket money on snacks this month.” Simon looked at the 100-yuan note (纸币) in his hand. He thought about the 5 he wanted, but he also saw that Daniel really needed help. After thinking for a minute, Simon went to a bookshop with his friend and bought a new strong schoolbag for Daniel. It only 6 40 yuan. He also bought a book about coding (编程) games. It was 10 yuan. With the 50 yuan left, Simon opened a saving account in the 7 . He learned from his parents that money could 8 if (如果) he saved it wisely. The next weekend, Daniel made Simon cookies to thank him. Also, after reading the coding book, Simon learnt to make a little game himself. He found that helping others and 9 something new could be more exciting than a video game. Simon learned that being 10 with money doesn’t mean spending it all. It means making choices that help oneself and others. 1．A．because B．so C．but D．or 2．A．pencil B．bike C．watch D．schoolbag 3．A．clean B．pick C．use D．give 4．A．decorate B．make C．lend D．buy 5．A．book B．bag C．game D．pen 6．A．cost B．paid C．took D．spent 7．A．library B．shop C．bank D．park 8．A．grow B．go C．come D．change 9．A．sharing B．learning C．cooking D．borrowing 10．A．helpful B．wise C．busy D．happy 【答案】 1．A 2．D 3．B 4．D 5．C 6．A 7．C 8．A 9．B 10．B 【导语】本文是一篇记叙文。文章主要讲述了Simon收到祖父母给的100元生日钱后，原本打算买最新的电子游戏，但在看到朋友Daniel的书包坏了且没钱买新的后，他决定帮助Daniel。他用部分钱给Daniel买了新书包和一本关于编程的书，剩下的钱存入银行。Simon通过这些经历学到了关于金钱的智慧，明白了明智地使用金钱不仅能帮助自己，也能帮助他人。 【详解】1．句意：Simon非常兴奋，因为他终于可以买到最新的电子游戏了！ because因为；so所以；but但是；or或者。根据“Simon was very excited…he could buy the newest video game at last!”可知，前后句为因果关系，前果后因，所以用because。故选A。 2．句意：他的书包坏了，书和笔都在地上。 pencil铅笔；bike自行车；watch手表；schoolbag书包。根据“I need to…a new schoolbag”可知，Daniel的书包坏了。故选D。 3．句意：Simon帮他收拾东西。 clean清理；pick捡起；use使用；give给。根据“the books and pens were all on the ground”可知，Simon帮他捡起东西，pick up“捡起”。故选B。 4．句意：我需要买一个新的书包，但这个月我把所有的零花钱都花在零食上了。 decorate装饰；make制作；lend借出；buy买。根据“I need to…a new schoolbag”可知，Daniel需要买新书包。故选D。 5．句意：他想到了自己想要的游戏，但他也看到Daniel真的需要帮助。 book书；bag包；game游戏；pen钢笔。根据“he could buy the newest video game at last”可知，Simon想要的是游戏。故选C。 6．句意：它只花了40元。 cost花费，主语为物；paid支付，主语为人；took花费，主语为物，常用结构为It takes sb. some time to do sth.；spent花费，主语为人。根据“It only…40 yuan.”可知，主语为物，且空后直接跟钱数，所以用cost。故选A。 7．句意：用剩下的50元，Simon在银行开了一个储蓄账户。 library图书馆；shop商店；bank银行；park公园。根据“Simon opened a saving account”可知，Simon在银行开了一个储蓄账户。故选C。 8．句意：他从父母那里学到，如果明智地存钱，钱是可以增长的。 grow增长；go去；come来；change改变。根据“if (如果) he saved it wisely”可知，明智地存钱，钱是可以增长的。故选A。 9．句意：他发现帮助别人和学习新东西比电子游戏更令人兴奋。 sharing分享；learning学习；cooking烹饪；borrowing借。根据“after reading the coding book, Simon learnt to make a little game himself”可知，Simon通过阅读编程书学会了制作小游戏，所以此处指学习新东西。故选B。 10．句意：Simon了解到，明智地使用金钱并不意味着把钱都花光。 helpful有帮助的；wise明智的；busy忙碌的；happy开心的。根据“It means making choices that help oneself and others.”可知，明智地使用金钱意味着做出对自己和他人都有帮助的选择。故选B。 Passage6 根据短文内容及首字母提示，在下文空格处填入适当的词使短文完整，每空一词。 I’m Li Hua, a middle school student. Just like many of you, I get some pocket money from my parents every week or month. I often spend it quickly in s 1 —I like buying snacks and toys. I never think much about it at the time. And soon I have no money left! That feels pretty b 2 . Then my parents talk to me about money for the first time. They don’t blame (指责) me. Instead, they share some simple i 3 . One big thing I learn is to make a p 4 for my money. I write down how much I have and think about what I want to do with it. This way helps me s 5 40% of my monthly pocket money. And I even put some in the b 6 for a rainy day. Another helpful idea is to judge (判断) a “need” or a “want”. A “need” is something I really can’t do w 7 , like education, food, or clothes. A “want” is something I wish to have, like a new video game or a toy. It’s w 8 to take care of my “needs” first. Comparing prices (比价) is also a great way! B 9 I buy something, I go to different shops or look online to see who has it cheaper. Sometimes, waiting for a sale saves me a lot of money. Now, I feel better about my pocket money. Learning to handle money helps me feel more responsible (责任). It’s a great s 10 to have for the rest of my life! 【答案】 1．shops/stores 2．bad 3．ideas/deas 4．plan/lan 5．save/ave 6．bank/ank/banks/anks 7．without/ithout 8．wise/ise 9．Before/efore 10．skill/kill 【导语】本文是一篇记叙文，主要讲述了李华如何学会管理零花钱的经历。 1．句意：我经常很快在商店里花掉它——我喜欢买零食和玩具。根据“buying snacks and toys”可知，是在商店购物，shops/stores符合。故填shops/stores。 2．句意：那感觉非常糟糕。根据“no money left”以及首字母提示可知，没钱的感觉不好，bad“坏的”符合句意，作表语。故填bad。 3．句意：相反，他们分享了一些简单的想法。根据“share”以及下文父母分享理财相关内容可知，是分享了一些简单的想法，ideas符合。故填ideas。 4．句意：我学到的重要一点是为我的钱制定一个计划。根据“I write down how much I have and think about what I want to do with it.”以及首字母提示可知，此处指计划，plan“计划”符合句意，make a plan表示“制定一个计划”。故填plan。 5．句意：这个方法帮我每月省下40%的零花钱。根据“And I even put some in the …for a rainy day.”以及首字母提示可知，此处指省钱，动词save“节省”符合，help sb. do sth.“帮助某人做某事”，是固定搭配。故填save。 6．句意：我甚至把一些钱存进银行以备不时之需。“And I even put some in the …for a rainy day.”以及首字母提示可知，此处指把一些钱存进银行，名词bank“银行”符合，此处也可用复数形式，表示泛指。故填bank/banks。 7．句意：“必需品” 是我真的不能没有的东西，比如教育、食物或衣服。根据“need”以及首字母提示可知，此处指不能没有的东西，without“没有”符合。故填without。 8．句意：先满足我的“必需品”是明智的。根据“take care of my ‘needs’ first”以及首字母提示可知，此处指明智的做法，形容词wise“明智的”符合。故填wise。 9．句意：在我买东西之前，我会去不同的商店或上网看看哪家更便宜。根据“I buy something, I go to different shops or look online to see who has it cheaper”以及首字母提示可知，此处指买之前比较价格，Before“在……之前”符合，引导时间状语从句。故填Before。 10．句意：这是我余生都能拥有的一项很棒的技能。理财是一种技能，名词skill“技能”符合，冠词a后跟名词单数形式。故填skill。 Passage7 Children need to learn how to spend money smartly. Here are some tips from Dr. Mara Harvey, a money expert. Learn to make money. Ask parents or neighbors if you can do chores to make pocket money. These could be washing a car or taking the dog for a walk. In this way, you can also improve (提高) your living skills. Help your money grow. Money can’t grow if it’s in a piggy bank. Put your money in the bank and you can get interest (利息). Years later you may feel excited to know how much money you have. Make a plan. If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving. Write down how much money you have and what you are spending on. Then it will help you manage your money. Spend your money wisely. Spend your money on what you need. Then try to cut down on spending. For example, instead of (而不是) eating out, you can choose to cook at home.答案不超过5个单词. 1．How can children make pocket money according to Dr. Mara Harvey? 2．What can you make a plan for if a holiday is coming? 3．Why do we choose to cook at home instead of eating out? 4．How many tips are mentioned (提到) in the article? 5．What do you think of managing money? 【答案】1．By doing chores. 2．Spending and saving. 3．To cut down on spending. 4．Four. 5．It’s very important/necessary/useful. 【导语】本文主要讲了专家Mara Harvey博士为孩子们提供的几条如何明智花钱的建议。 1．根据“Learn to make money. Ask parents or neighbors if you can do chores to make pocket money.”可知，孩子们可以通过做家务来赚零花钱。故填By doing chores. 2．根据“If a holiday is coming and you need to spend more of your pocket money, try making a plan for spending and saving.”可知，如果假期来临，你可以为“支出和储蓄”制定一个计划。故填Spending and saving. 3．根据“Spend your money on what you need. Then try to cut down on spending. For example, instead of eating out, you can choose to cook at home.”可知，选择在家做饭而不是外出就餐是为了“减少开支”。故填To cut down on spending. 4．通读全文，文章结构清晰，分别从“Learn to make money.”、“Help your money grow.”、“Make a plan.”、“Spend your money wisely.”四个部分给出了建议。故提到四条建议。故填Four. 5．此题为开放性试题，要求谈谈对“理财”的看法。答案合理即可。故填It’s very important/necessary/useful. 2 原创精品资源学科网独家享有版权，侵权必究！ 1 / 11 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $