Unit 2 On the money（单元分层自测·能力提升卷）英语新教材外研版九年级上册

**基本信息** 本试卷为九年级上册英语Unit 2 "On the money"单元自测卷，以金钱管理为核心主题，通过多样化题型融合语言能力与理财素养，适配单元复习需求，助力学生巩固语言知识并培养实用理财思维。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |单项选择|15题/15分|核心词汇（如manage, budget）、语法（比较级、宾语从句）|结合生活情境（如银行账户、预算规划），考查语言运用能力| |完形填空|10题/10分|动词（manage, save）、名词（habit, balance）|围绕"梦想储蓄罐""预算制定"等理财方法，情境连贯，渗透思维品质| |阅读理解|15题/30分|细节理解、推理判断（如青少年消费调查、金钱意义议论）|选用时代素材（数字产品消费占比），培养批判性思维与文化意识| |书面表达|1题/10分|过去与现在理财方式对比、感悟表达|结合个人经历，提升语言表达与学习能力，体现真实语用需求|

…………○…………内…………○…………装…………○…………订…………○…………线…………○……………………○…………内…………○…………装…………○…………订…………○…………线…………○………… ※※请※※不※※要※※在※※装※※订※※线※※内※※答※※题※※ …………○…………外…………○…………装…………○…………订…………○…………线…………○………… 学校:___________姓名：___________班级：___________考号：___________ …………○…………外…………○…………装…………○…………订…………○…………线…………○………… 2026-2027学年九年级上册英语单元自测 Unit 2 On the money·能力提升 学校:___________姓名：___________班级：___________分数：___________ （时间：90分钟，满分：100分）一、单项选择（本大题共15题，每题1分，共15分） 1．—Many young people say it’s hard to ________ their working hours against their low pay these days. —That’s why more people are learning to make a personal budget now. A．rate B．divide C．share D．increase 2．You can open a bank ________ to keep your savings safe. A．bank B．account C．website D．budget 3．The flat ______ 600 dollars every month. It’s ______ it. A．worth; worth B．costs; worth C．spends; worthy D．takes; worthy 4．The story shows that love is more ________ than money. A．valuable B．expensive C．cheap D．useless 5．If you want to keep healthy, you’d better stay ________ you are and wait for the ambulance. A．why B．where C．who D．what 6．—I never know where my pocket money goes every month. I always overspend before the month ends. —You need to learn to ________ your money better to avoid overspending. A．spend B．waste C．borrow D．manage 7．At the ________ of Christmas Eve, they shared their treasure together. A．end B．pleasure C．budget D．size 8．—________ ? —“If the young are strong, China will be strong.” A．When did you read The Young China B．What did you learn from The Young China C．What famous sentence is from The Young China D．What does The Young China stand for 9．Farmers still work hard ________ it is raining. A．even though B．as if C．so that D．ever since 10．—The more you save, ________ you will have for the future. —That's true. I should develop a good saving habit. A．the most B．the more C．more D．most 11．— It’s a good idea ________ a budget before you start spending. — I agree. That helps me avoid wasting money. A．make B．making C．to make D．made 12．— I’m thinking of using all my pocket money to buy the latest smartphone. — That doesn’t ________ to me. You’ve been saving for your trip abroad for months. A．make sense B．make money C．make a decision D．make a difference 13．—Do you have any ________ tins at home? I need one to make a piggy bank. —Yes, I think there are a few in the kitchen. A．spare B．expensive C．valuable D．main 14．She was so angry at ________ he said ________ she walked out without a word. A．what; that B．that; what C．what; what D．that; that 15．—Is there anything we should pay special attention to during the coming final exam? —Of course. Students should remain in their seats until the papers ________. A．are collected B．will be collected C．collect D．will collect 二、完形填空（本大题共10题，每题1分，共10分） Many teenagers get pocket money from their parents. But not all of them know how to 16 it wisely. Some spend all their money as soon as they get it, while others save every penny. So what’s the right way to handle money? One useful method is to use a “dream tin”. Take a 17 tin — an old biscuit tin will do — and turn it into a piggy bank. Write your dream on the tin. It could be anything: a new bike, a trip, or a gift for someone. When the tin is 18 , start putting money into it. Every time you drop a coin in, you’re one step closer to your dream. Making a budget also helps. With a budget, you can see where your money 19 . If you don’t have one, it’s easy to lose track of your spending. Try to develop a saving 20 . Save a small amount each week — even 5 yuan adds up over time. After a few months, you’ll be 21 to see how much you’ve saved. Of course, saving doesn’t mean you can 22 anything. It’s okay to treat yourself once in a while. 23 is the key: save some, spend some, and enjoy both. Remember, how 24 money you have is not the point. What really counts is using what you have wisely. Learning to manage money well is a 25 that will serve you for the rest of your life. 16．A．Earn B．waste C．manage D．borrow 17．A．spare B．expensive C．full D．broken 18．A．empty B．useful C．cheap D．ready 19．A．comes from B．goes to C．runs out D．takes off 20．A．habit B．hobby C．skill D．subject 21．A．sad B．worried C．surprised D．bored 22．A．save B．buy C．lose D．borrow 23．A．balance B．difference C．reason D．change 24．A．many B．little C．few D．much 25．A．lesson B．dream C．skill D．chance 3、 阅读理解（本大题共15题，每题2分，共30分） A How Teenagers Manage Their Money A survey was conducted among 200 teenagers aged 13–18 about how they manage their money. Here are the results. Question Yes No Sometimes Do you keep a budget? 35% 45% 20% Do you save money regularly? 42% 30% 28% Do you spend money on things you need first? 68% 12% 20% Do you compare prices before buying? 55% 25% 20% Do you donate money to charity? 18% 62% 20% 26．What percentage of teenagers keep a budget? A．35% B．42% C．55% D．68% 27．How many teenagers in the survey said they save money regularly? A．About 70 B．About 84 C．About 110 D．About 136 28．In which area did the highest percentage of teenagers say “Yes”? A．Keeping a budget. B．Comparing prices. C．Spending on needs first. D．Donating to charity. 29．Which activity is the least common among teenagers according to the survey? A．Saving money. B．Donating to charity. C．Keeping a budget. D．Comparing prices. 30．What can we infer from the survey? A．Most teenagers are very good at managing money. B．Teenagers need more education on money management. C．All teenagers donate money to charity regularly. D．Comparing prices is the most popular activity. B A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week. The survey was done by the China Consumer Education Association. It found that the average teenager gets about 150 yuan (around 21 dollars) of pocket money every month. Unlike common ideas, most teenagers do not spend most of their money on snacks or clothes. The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions. “Many teenagers do not know how to make a budget before they spend money,” said Wang Li, a researcher from the association. “When they see a new product on short-video platforms, they often buy it without thinking whether they really need it.” Wang says schools and parents should teach children basic money management skills from an early age. “Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money,” she added. The association is now working on new teaching materials that will help students learn about money management in school. 31．What does the new survey mainly talk about? A．Teenagers’ pocket money in China. B．Teenagers’ spending and saving habits. C．The cost of digital products for teenagers. D．How to teach teenagers money management skills. 32．According to the survey, what do most teenagers spend the most money on? A．Snacks and drinks. B．New clothes and shoes. C．Digital products and online services. D．School books and stationery. 33．Why do many teenagers buy unnecessary products? A．They get too much pocket money every month. B．They don’t make a budget before buying. C．Products online are very cheap. D．They want to keep up with their friends. 34．What does the underlined word “stingy” mean in Chinese? A．慷慨的 B．懒惰的 C．愚蠢的 D．吝啬的 35．What can we learn from the passage? A．Less than half of teenagers spend all their pocket money quickly. B．Most teenagers have good money management habits. C．The association will help teach money management in schools. D．All teenagers should save at least ten percent of their pocket money. C Money is part of everyday life. We use it to buy food, clothes, and all kinds of things. But have you ever stopped to think about what money really means? For some people, money seems to be everything. They work hard to earn more and more, yet they never feel satisfied. They forget that there are things money can’t buy — like true friendship, good health, and the love of family. For others, money is simply a tool. They use it to get what they need and, when they can, to help others. They understand that money can make life easier, but it can’t create happiness on its own. For them, money serves a purpose — it doesn’t rule their lives. There’s an old saying: “Money spent comes back; money saved stays.” The point is that money flows through our lives, but the important things — the people we love and the values we hold — remain constant. So how do we develop a healthy attitude towards money? Here are three ideas. First, save something every month, even if it’s a small amount. It builds up over time and gives you a safety net. Second, think before you buy. Ask yourself: “Do I really need this?” You’ll be surprised how often the answer is no. Third, give when you can. Sharing with others often brings more happiness than spending on yourself. Money isn’t the most important thing in life. What truly matters is how you use it — to live well, to help others, and to make a difference. 36．According to the passage, what do some people forget about money? A．Money can buy everything. B．There are things more important than money. C．Money is the key to happiness. D．Only rich people can be happy. 37．What does the saying “Money spent comes back; money saved stays” suggest? A．Money is more important than anything. B．You should never spend your money. C．Saving money is a waste of time. D．Money flows through life, but important things remain. 38．What does the author suggest as the third way to develop a healthy attitude towards money? A．Give to others when you can. B．Think before you buy something. C．Save some money every month. D．Earn as much money as possible. 39．What is the author’s attitude towards money? A．Money is the most important thing. B．Money should never be spent on yourself. C．Money is a useful tool, not the goal of life. D．Only poor people understand the value of money. 40．What is the main purpose of this passage? A．To tell people how to get rich quickly. B．To discuss what money really means and how to use it wisely. C．To compare the lives of rich and poor people. D．To share a story about a generous person. 四、单词拼写（本大题共10题，每题1分，共10分） 41．The young couple had little money, but they had ________ (power) love. 42．Good friends are more ________ (value) than money in times of trouble. 43．It is my great ________ (please) to share my saving experience. 44．If you try hard, you ________ (manage) to reach your saving goal. 45．The more you learn, the ________ (wise) you will be with your money. 46．My brother keeps all his ________ (save) in a pink piggy bank. 47．Teenagers should learn how ________ (deal) with their pocket money. 48．We need a proper ________ (manage) plan for class activity money. 49．We watched him ________ (write) his dream on the outside of the tin. 50．That is ________ (exact) what I want to say about spending money. 五、选词填空（本大题共5题，每题1分，共5分） 选用方框中的短语填空 breaks her heart; a surprise ending; no exception; prized treasure; turn out to be 51．O. Henry is known for the surprise endings in his stories. “The Gift of the Magi” is . 52．Della’s beautiful hair is her . 53．One dollar and eighty-seven cents is not enough to buy a nice gift. It . 54．Jim sells his watch to buy Della a set of combs. Their gifts useless, but they don’t mind. 55．The story has that makes readers amazed. 六、补全对话（本大题共5题，每题1分，共5分） 根据对话内容，从方框后的选项中选出能填入空白处的最佳选项，有两项多余。 A: Hi, Lucy! You look energetic today.   B: Yes, I started a new exercise plan.   A: Really? 56 B: I run for 30 minutes every morning.   A: That sounds great. 57 B: I feel much healthier and more focused.   A: Do you have any tips for beginners?   B: Sure. First, you should set a goal. Second, don’t push yourself too hard.   A: 58 B: You can start with a 10-minute walk.   A: Good idea. I’ll try it tomorrow.   B: Remember, consistency is key. 59 A: Thanks for the advice. I’ll keep that in mind.   B: 60 Let’s exercise together sometime. A．What do you do exactly? B．How do you feel now? C．Why do you exercise? D．How can I start? E．And don’t give up easily. F．That’s all right. G．No problem. 七、短文填空（本大题共10题，每题1分，共10分） 阅读下面短文，根据上下文或括号内单词等提示，在空白处填入适当的单词或括号内单词的适当形式。 Money is something we deal with every day. But do you know how to manage 61 (it) wisely? One of the simplest ways to save is with a dream tin. Take any spare tin and turn it 62 a piggy bank. Write your dream on the tin — a new bike, a trip, or a gift for someone. When the tin is ready, start 63 (put) money into it. Another good method is to make a budget. A budget helps you know exactly 64 your money goes. If you don’t have a budget, it’s easy to spend more 65 you planned. Many young people find 66 hard to save money. But if you save a little every day, it 67 (become) easier over time. Even 5 yuan a day adds up to over 1,800 yuan in a year! Remember, it’s not the amount that matters. 68 matters is what you do with your money. Learning to manage money well is a skill that 69 (serve) you for the rest of your life. Start today, and you 70 (thank) yourself in the future. 八、任务型阅读（本大题共5题，每题1分，共5分） A Dog Called Money（Adapted from Money or The Money Dog） In the story A Dog Called Money, a young girl named Kira meets a talking dog. The dog’s name is Money, and he teaches her some valuable lessons about managing money. Money tells Kira about “dream tins”. “Take a spare tin—an old biscuit tin will do—and turn it into a piggy bank. Write your dream on the tin. You’ll need one tin for each of your dreams. Once the tin is ready, put your money into it,” he explains. Money also stresses the importance of saving every day, even in small amounts. “A little bit each day adds up over time,” he says. Another key lesson is to plan before you spend. Money advises Kira to ask herself one question before buying anything: “Do I really need this?” This simple question helps her avoid wasting money on things she doesn’t truly need. By the end of the story, Kira has learned a lot. She understands that money is not the most important thing in life. Love, friendship, and dreams matter more. Money is just a tool to help achieve those dreams. 71．What is the name of the talking dog? 72．What does Money suggest using to save money for dreams? 73．How many tins does Kira need for her dreams? 74．What question does Money advise asking before buying? 75．According to the story, what matters more than money? 九、书面表达（本题10分） 学校英语俱乐部举办 “My Money Story” 主题征文活动，请你写一篇英语短文分享自己的理财经历。 写作要点： 1. 过去你如何管理零花钱； 2. 如今理财方式发生的两处变化； 3. 你的理财感悟与收获。 写作要求： 1. 词数90—110词； 2. 不得出现真实人名、校名； 3. 开头已给出，不计入总词数。 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. ___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 第7页 共10页 ◎ 第8页 共10页 试卷 第9页 共10页 ◎ 试卷 第10页 共10页 学科网（北京）股份有限公司 $ 2026-2027学年九年级上册英语单元自测- Unit 2 On the money·能力提升 学校:___________姓名：___________班级：___________分数：___________ （时间：90分钟，满分：100分） 一、单项选择（本大题共15题，每题1分，共15分） 1．—Many young people say it’s hard to ________ their working hours against their low pay these days. —That’s why more people are learning to make a personal budget now. A．rate B．divide C．share D．increase 2．You can open a bank ________ to keep your savings safe. A．bank B．account C．website D．budget 3．The flat ______ 600 dollars every month. It’s ______ it. A．worth; worth B．costs; worth C．spends; worthy D．takes; worthy 4．The story shows that love is more ________ than money. A．valuable B．expensive C．cheap D．useless 5．If you want to keep healthy, you’d better stay ________ you are and wait for the ambulance. A．why B．where C．who D．what 6．—I never know where my pocket money goes every month. I always overspend before the month ends. —You need to learn to ________ your money better to avoid overspending. A．spend B．waste C．borrow D．manage 7．At the ________ of Christmas Eve, they shared their treasure together. A．end B．pleasure C．budget D．size 8．—________ ? —“If the young are strong, China will be strong.” A．When did you read The Young China B．What did you learn from The Young China C．What famous sentence is from The Young China D．What does The Young China stand for 9．Farmers still work hard ________ it is raining. A．even though B．as if C．so that D．ever since 10．—The more you save, ________ you will have for the future. —That's true. I should develop a good saving habit. A．the most B．the more C．more D．most 11．— It’s a good idea ________ a budget before you start spending. — I agree. That helps me avoid wasting money. A．make B．making C．to make D．made 12．— I’m thinking of using all my pocket money to buy the latest smartphone. — That doesn’t ________ to me. You’ve been saving for your trip abroad for months. A．make sense B．make money C．make a decision D．make a difference 13．—Do you have any ________ tins at home? I need one to make a piggy bank. —Yes, I think there are a few in the kitchen. A．spare B．expensive C．valuable D．main 14．She was so angry at ________ he said ________ she walked out without a word. A．what; that B．that; what C．what; what D．that; that 15．—Is there anything we should pay special attention to during the coming final exam? —Of course. Students should remain in their seats until the papers ________. A．are collected B．will be collected C．collect D．will collect 二、完形填空（本大题共10题，每题1分，共10分） Many teenagers get pocket money from their parents. But not all of them know how to 16 it wisely. Some spend all their money as soon as they get it, while others save every penny. So what’s the right way to handle money? One useful method is to use a “dream tin”. Take a 17 tin — an old biscuit tin will do — and turn it into a piggy bank. Write your dream on the tin. It could be anything: a new bike, a trip, or a gift for someone. When the tin is 18 , start putting money into it. Every time you drop a coin in, you’re one step closer to your dream. Making a budget also helps. With a budget, you can see where your money 19 . If you don’t have one, it’s easy to lose track of your spending. Try to develop a saving 20 . Save a small amount each week — even 5 yuan adds up over time. After a few months, you’ll be 21 to see how much you’ve saved. Of course, saving doesn’t mean you can 22 anything. It’s okay to treat yourself once in a while. 23 is the key: save some, spend some, and enjoy both. Remember, how 24 money you have is not the point. What really counts is using what you have wisely. Learning to manage money well is a 25 that will serve you for the rest of your life. 16．A．Earn B．waste C．manage D．borrow 17．A．spare B．expensive C．full D．broken 18．A．empty B．useful C．cheap D．ready 19．A．comes from B．goes to C．runs out D．takes off 20．A．habit B．hobby C．skill D．subject 21．A．sad B．worried C．surprised D．bored 22．A．save B．buy C．lose D．borrow 23．A．balance B．difference C．reason D．change 24．A．many B．little C．few D．much 25．A．lesson B．dream C．skill D．chance 3、 阅读理解（本大题共15题，每题2分，共30分） A How Teenagers Manage Their Money A survey was conducted among 200 teenagers aged 13–18 about how they manage their money. Here are the results. Question Yes No Sometimes Do you keep a budget? 35% 45% 20% Do you save money regularly? 42% 30% 28% Do you spend money on things you need first? 68% 12% 20% Do you compare prices before buying? 55% 25% 20% Do you donate money to charity? 18% 62% 20% 26．What percentage of teenagers keep a budget? A．35% B．42% C．55% D．68% 27．How many teenagers in the survey said they save money regularly? A．About 70 B．About 84 C．About 110 D．About 136 28．In which area did the highest percentage of teenagers say “Yes”? A．Keeping a budget. B．Comparing prices. C．Spending on needs first. D．Donating to charity. 29．Which activity is the least common among teenagers according to the survey? A．Saving money. B．Donating to charity. C．Keeping a budget. D．Comparing prices. 30．What can we infer from the survey? A．Most teenagers are very good at managing money. B．Teenagers need more education on money management. C．All teenagers donate money to charity regularly. D．Comparing prices is the most popular activity. B A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week. The survey was done by the China Consumer Education Association. It found that the average teenager gets about 150 yuan (around 21 dollars) of pocket money every month. Unlike common ideas, most teenagers do not spend most of their money on snacks or clothes. The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions. “Many teenagers do not know how to make a budget before they spend money,” said Wang Li, a researcher from the association. “When they see a new product on short-video platforms, they often buy it without thinking whether they really need it.” Wang says schools and parents should teach children basic money management skills from an early age. “Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money,” she added. The association is now working on new teaching materials that will help students learn about money management in school. 31．What does the new survey mainly talk about? A．Teenagers’ pocket money in China. B．Teenagers’ spending and saving habits. C．The cost of digital products for teenagers. D．How to teach teenagers money management skills. 32．According to the survey, what do most teenagers spend the most money on? A．Snacks and drinks. B．New clothes and shoes. C．Digital products and online services. D．School books and stationery. 33．Why do many teenagers buy unnecessary products? A．They get too much pocket money every month. B．They don’t make a budget before buying. C．Products online are very cheap. D．They want to keep up with their friends. 34．What does the underlined word “stingy” mean in Chinese? A．慷慨的 B．懒惰的 C．愚蠢的 D．吝啬的 35．What can we learn from the passage? A．Less than half of teenagers spend all their pocket money quickly. B．Most teenagers have good money management habits. C．The association will help teach money management in schools. D．All teenagers should save at least ten percent of their pocket money. C Money is part of everyday life. We use it to buy food, clothes, and all kinds of things. But have you ever stopped to think about what money really means? For some people, money seems to be everything. They work hard to earn more and more, yet they never feel satisfied. They forget that there are things money can’t buy — like true friendship, good health, and the love of family. For others, money is simply a tool. They use it to get what they need and, when they can, to help others. They understand that money can make life easier, but it can’t create happiness on its own. For them, money serves a purpose — it doesn’t rule their lives. There’s an old saying: “Money spent comes back; money saved stays.” The point is that money flows through our lives, but the important things — the people we love and the values we hold — remain constant. So how do we develop a healthy attitude towards money? Here are three ideas. First, save something every month, even if it’s a small amount. It builds up over time and gives you a safety net. Second, think before you buy. Ask yourself: “Do I really need this?” You’ll be surprised how often the answer is no. Third, give when you can. Sharing with others often brings more happiness than spending on yourself. Money isn’t the most important thing in life. What truly matters is how you use it — to live well, to help others, and to make a difference. 36．According to the passage, what do some people forget about money? A．Money can buy everything. B．There are things more important than money. C．Money is the key to happiness. D．Only rich people can be happy. 37．What does the saying “Money spent comes back; money saved stays” suggest? A．Money is more important than anything. B．You should never spend your money. C．Saving money is a waste of time. D．Money flows through life, but important things remain. 38．What does the author suggest as the third way to develop a healthy attitude towards money? A．Give to others when you can. B．Think before you buy something. C．Save some money every month. D．Earn as much money as possible. 39．What is the author’s attitude towards money? A．Money is the most important thing. B．Money should never be spent on yourself. C．Money is a useful tool, not the goal of life. D．Only poor people understand the value of money. 40．What is the main purpose of this passage? A．To tell people how to get rich quickly. B．To discuss what money really means and how to use it wisely. C．To compare the lives of rich and poor people. D．To share a story about a generous person. 四、单词拼写（本大题共10题，每题1分，共10分） 41．The young couple had little money, but they had ________ (power) love. 42．Good friends are more ________ (value) than money in times of trouble. 43．It is my great ________ (please) to share my saving experience. 44．If you try hard, you ________ (manage) to reach your saving goal. 45．The more you learn, the ________ (wise) you will be with your money. 46．My brother keeps all his ________ (save) in a pink piggy bank. 47．Teenagers should learn how ________ (deal) with their pocket money. 48．We need a proper ________ (manage) plan for class activity money. 49．We watched him ________ (write) his dream on the outside of the tin. 50．That is ________ (exact) what I want to say about spending money. 五、选词填空（本大题共5题，每题1分，共5分） 选用方框中的短语填空 breaks her heart; a surprise ending; no exception; prized treasure; turn out to be 51．O. Henry is known for the surprise endings in his stories. “The Gift of the Magi” is . 52．Della’s beautiful hair is her . 53．One dollar and eighty-seven cents is not enough to buy a nice gift. It . 54．Jim sells his watch to buy Della a set of combs. Their gifts useless, but they don’t mind. 55．The story has that makes readers amazed. 六、补全对话（本大题共5题，每题1分，共5分） 根据对话内容，从方框后的选项中选出能填入空白处的最佳选项，有两项多余。 A: Hi, Lucy! You look energetic today.   B: Yes, I started a new exercise plan.   A: Really? 56 B: I run for 30 minutes every morning.   A: That sounds great. 57 B: I feel much healthier and more focused.   A: Do you have any tips for beginners?   B: Sure. First, you should set a goal. Second, don’t push yourself too hard.   A: 58 B: You can start with a 10-minute walk.   A: Good idea. I’ll try it tomorrow.   B: Remember, consistency is key. 59 A: Thanks for the advice. I’ll keep that in mind.   B: 60 Let’s exercise together sometime. A．What do you do exactly? B．How do you feel now? C．Why do you exercise? D．How can I start? E．And don’t give up easily. F．That’s all right. G．No problem. 七、短文填空（本大题共10题，每题1分，共10分） 阅读下面短文，根据上下文或括号内单词等提示，在空白处填入适当的单词或括号内单词的适当形式。 Money is something we deal with every day. But do you know how to manage 61 (it) wisely? One of the simplest ways to save is with a dream tin. Take any spare tin and turn it 62 a piggy bank. Write your dream on the tin — a new bike, a trip, or a gift for someone. When the tin is ready, start 63 (put) money into it. Another good method is to make a budget. A budget helps you know exactly 64 your money goes. If you don’t have a budget, it’s easy to spend more 65 you planned. Many young people find 66 hard to save money. But if you save a little every day, it 67 (become) easier over time. Even 5 yuan a day adds up to over 1,800 yuan in a year! Remember, it’s not the amount that matters. 68 matters is what you do with your money. Learning to manage money well is a skill that 69 (serve) you for the rest of your life. Start today, and you 70 (thank) yourself in the future. 八、任务型阅读（本大题共5题，每题1分，共5分） A Dog Called Money（Adapted from Money or The Money Dog） In the story A Dog Called Money, a young girl named Kira meets a talking dog. The dog’s name is Money, and he teaches her some valuable lessons about managing money. Money tells Kira about “dream tins”. “Take a spare tin—an old biscuit tin will do—and turn it into a piggy bank. Write your dream on the tin. You’ll need one tin for each of your dreams. Once the tin is ready, put your money into it,” he explains. Money also stresses the importance of saving every day, even in small amounts. “A little bit each day adds up over time,” he says. Another key lesson is to plan before you spend. Money advises Kira to ask herself one question before buying anything: “Do I really need this?” This simple question helps her avoid wasting money on things she doesn’t truly need. By the end of the story, Kira has learned a lot. She understands that money is not the most important thing in life. Love, friendship, and dreams matter more. Money is just a tool to help achieve those dreams. 71．What is the name of the talking dog? 72．What does Money suggest using to save money for dreams? 73．How many tins does Kira need for her dreams? 74．What question does Money advise asking before buying? 75．According to the story, what matters more than money? 九、书面表达（本题10分） 学校英语俱乐部举办 “My Money Story” 主题征文活动，请你写一篇英语短文分享自己的理财经历。 写作要点： 1. 过去你如何管理零花钱； 2. 如今理财方式发生的两处变化； 3. 你的理财感悟与收获。 写作要求： 1. 词数90—110词； 2. 不得出现真实人名、校名； 3. 开头已给出，不计入总词数。 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. ___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 试卷第2页，共20页 试卷第5页，共20页 学科网（北京）股份有限公司 $ 2026-2027学年九年级上册英语单元自测- Unit 2 On the money·能力提升 学校:___________姓名：___________班级：___________分数：___________ （时间：90分钟，满分：100分） 一、单项选择（本大题共15题，每题1分，共15分） 1．—Many young people say it’s hard to ________ their working hours against their low pay these days. —That’s why more people are learning to make a personal budget now. A．rate B．divide C．share D．increase 【答案】A 【详解】句意：——很多年轻人说，如今很难根据低薪来评估自己的工作时间。——这就是为什么现在越来越多人学习做个人预算。 rate评估、评价；divide划分；share分享；increase增加。rate...against...意为“根据……来评估……”，表示将工作时间与低薪进行对比评价。后文“做预算”是应对这种困境的方法，语义连贯。应填rate。 2．You can open a bank ________ to keep your savings safe. A．bank B．account C．website D．budget 【答案】B 【详解】句意：你可以开立一个银行账户来保障你的存款安全。 bank银行；account账户；website网站；budget预算。bank account意为“银行账户”，是固定搭配。根据“keep your savings safe.”可知，用来存放存款、保障钱财安全的是银行账户，account符合语境。 3．The flat ______ 600 dollars every month. It’s ______ it. A．worth; worth B．costs; worth C．spends; worthy D．takes; worthy 【答案】B 【详解】句意：这套公寓每月租金600美元。物有所值。 cost主语通常为事物；spend主语通常为人；take多用来表示花费时间；worth值得的；worthy值得的。根据句子主语the flat为物品以及固定搭配“It’s worth it”表示物有所值可知，第一空选用costs，第二空选用worth。 4．The story shows that love is more ________ than money. A．valuable B．expensive C．cheap D．useless 【答案】A 【详解】句意：这个故事表明爱比金钱更有价值。 valuable有价值的/宝贵的；expensive昂贵的；cheap便宜的；useless无用的。根据“love is more... than money”及常识可知，此处强调爱的重要性超过金钱，即爱更宝贵，valuable符合语境。 5．If you want to keep healthy, you’d better stay ________ you are and wait for the ambulance. A．why B．where C．who D．what 【答案】B 【详解】句意：如果你想保持健康，你最好待在原地等待救护车。 why为什么；where在哪里；who谁；what什么。根据“wait for the ambulance”可知正在等待救护车，此时应待在当前位置不要移动。stay where you are为固定用法，意为“待在原地”，where引导地点状语从句。故选B。 6．—I never know where my pocket money goes every month. I always overspend before the month ends. —You need to learn to ________ your money better to avoid overspending. A．spend B．waste C．borrow D．manage 【答案】D 【详解】句意：——我每个月都不知道零花钱花到哪里去了。我总是月底前就超支了。——你需要学会更好地管理你的钱，避免超支。 spend花费；waste浪费；borrow借入；manage管理。根据“avoid overspending”可知，对方建议的应是“管理”好钱财，而非继续花费、浪费或借入。manage符合语境。 7．At the ________ of Christmas Eve, they shared their treasure together. A．end B．pleasure C．budget D．size 【答案】A 【详解】句意：在平安夜结束时，他们一起分享了他们的珍宝。 end结束/末尾；pleasure快乐；budget预算；size大小。根据题干“At the...of Christmas Eve”可知是在平安夜结束时，at the end of是固定短语，意为“在……结束时”。 8．—________ ? —“If the young are strong, China will be strong.” A．When did you read The Young China B．What did you learn from The Young China C．What famous sentence is from The Young China D．What does The Young China stand for 【答案】C 【详解】句意：——《少年中国说》里有什么名句？——“少年强则国强。” 答句“ If the young are strong, China will be strong.”是一句出自《少年中国说》的名言。When did you read The Young China询问的是读《少年中国说》的时间；What did you learn from The Young China询问从《少年中国说》中学到了什么；What famous sentence is from The Young China询问出自《少年中国说》的名言是什么；What does The Young China stand for询问《少年中国说》代表什么。C选项符合题意。 9．Farmers still work hard ________ it is raining. A．even though B．as if C．so that D．ever since 【答案】A 【详解】句意：尽管下雨，农民们仍在努力工作。 even though尽管；as if 好像；so that以便；ever since自从。根据“Farmers still work hard”和“it is raining”可知，前后句存在让步关系。even though引导让步状语从句，符合语境。 10．—The more you save, ________ you will have for the future. —That's true. I should develop a good saving habit. A．the most B．the more C．more D．most 【答案】B 【详解】句意：——你存得越多，你将来的钱就越多。——这是真的。我应该养成良好的储蓄习惯。 这是固定句型“the+比较级，the+比较级”表示“越……，就越……”，故此处用the more。 11．— It’s a good idea ________ a budget before you start spending. — I agree. That helps me avoid wasting money. A．make B．making C．to make D．made 【答案】C 【详解】句意：—— 在你开始消费之前做一个预算是个好主意。—— 我同意。这可以帮助我避免浪费钱。 “It’s a good idea to do sth.”是固定用法，意为“做某事是个好主意”，其中It是形式主语，动词不定式作真正主语。 12．— I’m thinking of using all my pocket money to buy the latest smartphone. — That doesn’t ________ to me. You’ve been saving for your trip abroad for months. A．make sense B．make money C．make a decision D．make a difference 【答案】A 【详解】句意：——我在考虑用所有零花钱买最新款智能手机。——我觉得这说不通。你几个月来一直在为出国旅行存钱。 make sense有道理、合乎情理；make money赚钱；make a decision做决定；make a difference有影响、起作用。根据“you’ve been saving for your trip abroad for months”可知，对方认为用全部积蓄买手机是“不合理、不明智”的。 13．—Do you have any ________ tins at home? I need one to make a piggy bank. —Yes, I think there are a few in the kitchen. A．spare B．expensive C．valuable D．main 【答案】A 【详解】句意：——你家里有多余的罐头盒吗？我需要一个来做存钱罐。——是的，我想厨房里有一些。 spare闲置的、多余的；expensive昂贵的；valuable贵重的；main主要的。此处指“闲置罐头盒”，可用来制作存钱罐，spare符合语境。 14．She was so angry at ________ he said ________ she walked out without a word. A．what; that B．that; what C．what; what D．that; that 【答案】A 【详解】句意：她对他说的话如此生气，以至于一句话也没说就走了。 第一空引导宾语从句作介词at的宾语，从句中said缺少宾语，that引导宾语从句不作成分，what可作成分指代“所说的话”，故用what；第二空构成so...that...句型，表示“如此……以至于……”,引导结果状语从句，用that。 15．—Is there anything we should pay special attention to during the coming final exam? —Of course. Students should remain in their seats until the papers ________. A．are collected B．will be collected C．collect D．will collect 【答案】A 【详解】句意：——在即将到来的期末考试期间，有什么我们需要特别注意的吗？——当然。学生们应该坐在座位上，直到试卷被收齐为止。 are collected被收集（一般现在时被动）；will be collected将被收集（一般将来时被动）；collect收集（动词原形）；will collect将收集（一般将来时主动）。until引导的时间状语从句遵循“主将从现”原则，主句含情态动词should，从句用一般现在时；且主语papers与collect是被动关系，需用被动语态。 二、完形填空（本大题共10题，每题1分，共10分） Many teenagers get pocket money from their parents. But not all of them know how to 16 it wisely. Some spend all their money as soon as they get it, while others save every penny. So what’s the right way to handle money? One useful method is to use a “dream tin”. Take a 17 tin — an old biscuit tin will do — and turn it into a piggy bank. Write your dream on the tin. It could be anything: a new bike, a trip, or a gift for someone. When the tin is 18 , start putting money into it. Every time you drop a coin in, you’re one step closer to your dream. Making a budget also helps. With a budget, you can see where your money 19 . If you don’t have one, it’s easy to lose track of your spending. Try to develop a saving 20 . Save a small amount each week — even 5 yuan adds up over time. After a few months, you’ll be 21 to see how much you’ve saved. Of course, saving doesn’t mean you can 22 anything. It’s okay to treat yourself once in a while. 23 is the key: save some, spend some, and enjoy both. Remember, how 24 money you have is not the point. What really counts is using what you have wisely. Learning to manage money well is a 25 that will serve you for the rest of your life. 16．A．Earn B．waste C．manage D．borrow 17．A．spare B．expensive C．full D．broken 18．A．empty B．useful C．cheap D．ready 19．A．comes from B．goes to C．runs out D．takes off 20．A．habit B．hobby C．skill D．subject 21．A．sad B．worried C．surprised D．bored 22．A．save B．buy C．lose D．borrow 23．A．balance B．difference C．reason D．change 24．A．many B．little C．few D．much 25．A．lesson B．dream C．skill D．chance 【答案】 16．C 17．A 18．D 19．B 20．A 21．C 22．B 23．A 24．D 25．C 【导语】本文介绍青少年如何明智管理零花钱，提出梦想存钱罐和预算方法，强调平衡收支及理财技能对未来生活的重要性。 【详解】16．句意：但并非所有人都知道如何明智地管理零花钱。 后文讨论“处理金钱的正确方式”，manage“管理”符合语境。earn“赚取”、waste“浪费”、borrow“借”均不符合。 17．句意：拿一个闲置的罐子——旧饼干罐就行——把它变成存钱罐。 “旧饼干罐”是闲置的，spare“闲置的”符合语境。expensive“昂贵的”、full“满的”、broken“破碎的”均不符合。 18．句意：当罐子准备好后，开始往里面放钱。 “将罐子改造成存钱罐后准备好使用”，ready“准备好的”符合语境。empty“空的”、useful“有用的”、cheap“便宜的”均不符合。 19．句意：有了预算，你可以看到钱花在了哪里。 跟踪花销和支出，对应goes to“流向”，符合语境。comes from“来自”、runs out“用完”、takes off“起飞”均不符合。 20．句意：试着养成储蓄的习惯。 “每周存少量钱”是一种习惯，habit“习惯”符合语境。hobby“爱好”、skill“技能”、subject“科目”均不符合。 21．句意：几个月后，你会惊讶地发现自己存了这么多钱。 “少量积累后金额可观”会让人惊讶，surprised“惊讶的”符合语境。sad“悲伤的”、worried“担心的”、bored“无聊的”均不符合。 22．句意：当然，储蓄并不意味着你可以随意购买任何东西 结合下文“偶尔犒劳自己”，说明不能随心所欲地买东西，buy“买”符合语境。save“储蓄”、lose“失去”、borrow“借”均不符合。 23．句意：平衡是关键：存一些，花一些，两者都享受。 “存与花的结合”是平衡，balance“平衡”符合语境。difference“差异”、reason“原因”、change“改变”均不符合。 24．句意：记住，你有多少钱不重要。 money是不可数名词，用much修饰，how much“多少（不可数）”符合语法。many/few（修饰可数名词）、little（表否定“几乎没有”）均不符合。 25．句意：学会理财是一项将受益终身的技能。 “理财”是一种技能，skill“技能”符合语境。lesson“教训”、dream“梦想”、chance“机会”均不符合。 3、 阅读理解（本大题共15题，每题2分，共30分） A How Teenagers Manage Their Money A survey was conducted among 200 teenagers aged 13–18 about how they manage their money. Here are the results. Question Yes No Sometimes Do you keep a budget? 35% 45% 20% Do you save money regularly? 42% 30% 28% Do you spend money on things you need first? 68% 12% 20% Do you compare prices before buying? 55% 25% 20% Do you donate money to charity? 18% 62% 20% 26．What percentage of teenagers keep a budget? A．35% B．42% C．55% D．68% 27．How many teenagers in the survey said they save money regularly? A．About 70 B．About 84 C．About 110 D．About 136 28．In which area did the highest percentage of teenagers say “Yes”? A．Keeping a budget. B．Comparing prices. C．Spending on needs first. D．Donating to charity. 29．Which activity is the least common among teenagers according to the survey? A．Saving money. B．Donating to charity. C．Keeping a budget. D．Comparing prices. 30．What can we infer from the survey? A．Most teenagers are very good at managing money. B．Teenagers need more education on money management. C．All teenagers donate money to charity regularly. D．Comparing prices is the most popular activity. 【答案】26．A 27．B 28．C 29．B 30．B 【导语】本文展示了一项针对200名13至18岁青少年如何管理金钱的调查结果，通过表格数据反映了他们在预算、储蓄、按需消费、比价和慈善捐赠方面的习惯。 【详解】26．根据表格第一行“Do you keep a budget?”对应的“Yes”列数据可知，有35%的青少年保持预算。 27．表格第二行“Do you save money regularly?”对应的“Yes”列数据为42%。调查总人数为200人，因此定期存钱的人数为200×42%=84人。 28．对比表格中所有问题对应的“Yes”列百分比：保持预算35%，定期存钱42%，先买必需品68%，比价55%，捐赠18%。其中最高的是68%（先买必需品）。 29．题目问哪项活动最不常见，即对比“Yes”列的百分比找出最小值。捐赠慈善的“Yes”比例仅为18%，是所有选项中最低的。 30．A项“大多数青少年擅长理财”与仅35%做预算的数据不符；C项“所有青少年都捐赠”与18%的数据矛盾；D项“比价最流行”错误，因为“先买必需品”比例更高（68% > 55%）。只有B项“青少年需要更多理财教育”符合数据反映的现状（如做预算比例较低）。 B A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week. The survey was done by the China Consumer Education Association. It found that the average teenager gets about 150 yuan (around 21 dollars) of pocket money every month. Unlike common ideas, most teenagers do not spend most of their money on snacks or clothes. The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions. “Many teenagers do not know how to make a budget before they spend money,” said Wang Li, a researcher from the association. “When they see a new product on short-video platforms, they often buy it without thinking whether they really need it.” Wang says schools and parents should teach children basic money management skills from an early age. “Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money,” she added. The association is now working on new teaching materials that will help students learn about money management in school. 31．What does the new survey mainly talk about? A．Teenagers’ pocket money in China. B．Teenagers’ spending and saving habits. C．The cost of digital products for teenagers. D．How to teach teenagers money management skills. 32．According to the survey, what do most teenagers spend the most money on? A．Snacks and drinks. B．New clothes and shoes. C．Digital products and online services. D．School books and stationery. 33．Why do many teenagers buy unnecessary products? A．They get too much pocket money every month. B．They don’t make a budget before buying. C．Products online are very cheap. D．They want to keep up with their friends. 34．What does the underlined word “stingy” mean in Chinese? A．慷慨的 B．懒惰的 C．愚蠢的 D．吝啬的 35．What can we learn from the passage? A．Less than half of teenagers spend all their pocket money quickly. B．Most teenagers have good money management habits. C．The association will help teach money management in schools. D．All teenagers should save at least ten percent of their pocket money. 【答案】31．B 32．C 33．B 34．D 35．C 【导语】本文是一篇关于中国青少年消费与储蓄习惯的调查报告。调查显示超过60%的青少年没有定期储蓄习惯，近45%在一周内花光零花钱，最大支出是数字产品和在线服务。专家呼吁学校和家长从小培养孩子的理财技能。 【详解】31．第一段第一句“A new survey of 2,000 middle school students across China shows that more than 60 percent of teenagers do not have regular saving habits, and nearly 45 percent spend all their pocket money within a week.”，整篇文章围绕青少年零花钱储蓄与消费习惯展开。 32．第二段句子“The largest part of their spending, almost 35 percent, goes to digital products and online services, such as game memberships and video app subscriptions.”，青少年花销占比最高的项目是数码产品与线上服务。 33．第三段句子“Many teenagers do not know how to make a budget before they spend money,”以及“When they see a new product on short-video platforms, they often buy it without thinking whether they really need it.”，青少年购买非必需品，原因是消费前没有制定预算。 34．第四段句子“Learning to save money and plan a budget does not mean being stingy. It means making smart choices and understanding the value of money”，学会存钱、规划预算不等同于stingy，而是理性选择、懂得金钱价值，结合语境推断该单词含义为“吝啬的”。 35．第四段末尾句子“The association is now working on new teaching materials that will help students learn about money management in school.”，该协会正在编写教学材料，助力在校开展理财相关教学。 C Money is part of everyday life. We use it to buy food, clothes, and all kinds of things. But have you ever stopped to think about what money really means? For some people, money seems to be everything. They work hard to earn more and more, yet they never feel satisfied. They forget that there are things money can’t buy — like true friendship, good health, and the love of family. For others, money is simply a tool. They use it to get what they need and, when they can, to help others. They understand that money can make life easier, but it can’t create happiness on its own. For them, money serves a purpose — it doesn’t rule their lives. There’s an old saying: “Money spent comes back; money saved stays.” The point is that money flows through our lives, but the important things — the people we love and the values we hold — remain constant. So how do we develop a healthy attitude towards money? Here are three ideas. First, save something every month, even if it’s a small amount. It builds up over time and gives you a safety net. Second, think before you buy. Ask yourself: “Do I really need this?” You’ll be surprised how often the answer is no. Third, give when you can. Sharing with others often brings more happiness than spending on yourself. Money isn’t the most important thing in life. What truly matters is how you use it — to live well, to help others, and to make a difference. 36．According to the passage, what do some people forget about money? A．Money can buy everything. B．There are things more important than money. C．Money is the key to happiness. D．Only rich people can be happy. 37．What does the saying “Money spent comes back; money saved stays” suggest? A．Money is more important than anything. B．You should never spend your money. C．Saving money is a waste of time. D．Money flows through life, but important things remain. 38．What does the author suggest as the third way to develop a healthy attitude towards money? A．Give to others when you can. B．Think before you buy something. C．Save some money every month. D．Earn as much money as possible. 39．What is the author’s attitude towards money? A．Money is the most important thing. B．Money should never be spent on yourself. C．Money is a useful tool, not the goal of life. D．Only poor people understand the value of money. 40．What is the main purpose of this passage? A．To tell people how to get rich quickly. B．To discuss what money really means and how to use it wisely. C．To compare the lives of rich and poor people. D．To share a story about a generous person. 【答案】36．B 37．D 38．A 39．C 40．B 【导语】本文围绕金钱的本质意义展开辨析，批判了将金钱视作一切的错误观念，指出金钱是服务生活的工具而非生活的主宰，并给出了培养健康金钱观的三条可行建议，点明真正重要的不是金钱本身，而是合理运用金钱去经营生活、帮助他人的价值内核。 【详解】36．根据第二段“For some people, money seems to be everything ... They forget that there are things money can’t buy — like true friendship, good health, and the love of family.”可知，部分人认为金钱就是一切，却忘记了金钱买不到真正的友谊、健康和家人的爱这些比金钱更重要的事物。 37．根据第四段中“money flows through our lives, but the important things — the people we love and the values we hold — remain constant”可知，“Money spent comes back; money saved stays”这句谚语旨在说明，金钱只是流转的工具，我们所爱的人、我们秉持的价值观才是永恒的。 38．根据倒数第二段中“Sharing with others often brings more happiness than spending on yourself.”可知，在有能力时给予他人，和他人分享往往比为自己消费带来更多快乐。 39．通读全文可知，作者认为金钱只是工具，要为生活服务而非主宰生活，金钱不是人生中最重要的事物，关键是如何使用它。 40．全文开篇引出思考金钱真正的意义，中间介绍不同的金钱观、给出培养健康金钱观的方法，核心是探讨金钱的真正含义以及如何明智使用金钱。 四、单词拼写（本大题共10题，每题1分，共10分） 41．The young couple had little money, but they had ________ (power) love. 【答案】powerful 【详解】句意：这对年轻夫妇没什么钱，但他们有着强大的爱。此处修饰名词love，需用形容词形式。“power”是名词，其形容词形式为powerful，意为“强大的；有力的”。 42．Good friends are more ________ (value) than money in times of trouble. 【答案】valuable 【详解】句意：在困难时期，好朋友比金钱更珍贵。“more...than”是比较级结构，且前有系动词are，中间需填形容词原级。“value”是名词，其形容词形式为valuable，意为“珍贵的；有价值的”，故填valuable。 43．It is my great ________ (please) to share my saving experience. 【答案】pleasure 【详解】句意：分享我的省钱经验是我的荣幸。固定表达“It is my great pleasure to do sth.”意为“做某事是我的荣幸”。形容词great后需接名词，please的名词形式为pleasure。 44．If you try hard, you ________ (manage) to reach your saving goal. 【答案】will manage 【详解】句意：只要你努力，就一定能达成你的储蓄目标。if引导的条件状语从句，主句用一般将来时，从句用一般现在时，主句主语为you，动词应填will manage。 45．The more you learn, the ________ (wise) you will be with your money. 【答案】wiser 【详解】句意：学得越多，你在理财方面就越明智。固定句型：the+比较级，the+比较级，表示“越……，越……”，wise的比较级为wiser。 46．My brother keeps all his ________ (save) in a pink piggy bank. 【答案】savings 【详解】句意：我哥哥把他所有的积蓄都存进了一个粉色小猪存钱罐里。此处在动词后作宾语，用所给词的名词形式savings“积蓄”，表示“积蓄、存款”时，名词形式savings只用复数形式，符合all修饰可数名词复数。 47．Teenagers should learn how ________ (deal) with their pocket money. 【答案】to deal 【详解】句意：青少年应该学会如何处理他们的零花钱。deal“处理”，为动词。“疑问词+不定式”结构在句中作宾语，表示“如何处理”，故填to deal。 48．We need a proper ________ (manage) plan for class activity money. 【答案】management 【详解】句意：我们需要一个合适的班级活动资金管理方案。此处修饰名词plan，需用名词作定语，manage的名词形式为management。 49．We watched him ________ (write) his dream on the outside of the tin. 【答案】writing 【详解】句意：我们看见他正在把自己的梦想写在罐子外面。所给词write为动词，意为“写”。固定搭配watch sb. doing sth.侧重看见动作正在进行，watch sb. do sth.表示“看见某人做某事（全过程）”。本句侧重观看正在进行的动作，因此使用现在分词writing作宾语补足语。 50．That is ________ (exact) what I want to say about spending money. 【答案】exactly 【详解】句意：这正是我对于花钱这件事想说的话。这里需要用副词来修饰整个表语从句，exact的副词形式是exactly。 五、选词填空（本大题共5题，每题1分，共5分） 选用方框中的短语填空 breaks her heart; a surprise ending; no exception; prized treasure; turn out to be 51．O. Henry is known for the surprise endings in his stories. “The Gift of the Magi” is . 52．Della’s beautiful hair is her . 53．One dollar and eighty-seven cents is not enough to buy a nice gift. It . 54．Jim sells his watch to buy Della a set of combs. Their gifts useless, but they don’t mind. 55．The story has that makes readers amazed. 【答案】51．no exception 52．prized treasure 53．breaks her heart 54．turn out to be 55．a surprise ending 【详解】51．句意：欧·亨利以故事里出人意料的结局闻名，《麦琪的礼物》也不例外。根据“O. Henry is known for the surprise endings”及方框短语可知，no exception意为“毫无例外”，贴合本篇小说同样拥有反转结尾的语境。 52．句意：黛拉秀丽的长发是她珍视的宝物。根据“Della’s beautiful hair”以及短语含义，prized treasure表示“珍贵的宝藏、心头珍宝”，符合原文中黛拉十分爱惜长发的情节。 53．句意：一块八毛七分钱买不起一份像样的礼物，这让她心碎。本句主语It指代没钱买礼物这件事，谓语动词使用第三人称单数形式，breaks her heart意为“伤透她的心”，贴合黛拉拮据难过的心情。 54．句意：吉姆卖掉手表给黛拉买梳子，他们的礼物到头来都没用，但二人并不在意。主语Their gifts为复数，动词用原形；turn out to be是固定短语，意为“结果是、到头来”，对应礼物失去使用价值的剧情。 55．句意：这个故事拥有一个让读者惊叹的意外结局。空后that从句修饰空格内容，a surprise ending意为“出人意料的结局”，契合欧·亨利小说标志性反转结尾的特点。 六、补全对话（本大题共5题，每题1分，共5分） 根据对话内容，从方框后的选项中选出能填入空白处的最佳选项，有两项多余。 A: Hi, Lucy! You look energetic today.   B: Yes, I started a new exercise plan.   A: Really? 56 B: I run for 30 minutes every morning.   A: That sounds great. 57 B: I feel much healthier and more focused.   A: Do you have any tips for beginners?   B: Sure. First, you should set a goal. Second, don’t push yourself too hard.   A: 58 B: You can start with a 10-minute walk.   A: Good idea. I’ll try it tomorrow.   B: Remember, consistency is key. 59 A: Thanks for the advice. I’ll keep that in mind.   B: 60 Let’s exercise together sometime. A．What do you do exactly? B．How do you feel now? C．Why do you exercise? D．How can I start? E．And don’t give up easily. F．That’s all right. G．No problem. 【答案】56．A 57．B 58．D 59．E 60．G 【导语】本文主要介绍A和Lucy围绕Lucy新的锻炼计划展开对话，两人交流锻炼方式、锻炼感受、新手锻炼建议并相约日后一起锻炼。 【详解】56．Lucy说开启了新锻炼计划，后文回答每天早上跑步30分钟，问句需要询问具体做什么运动。A项“What do you do exactly?” 可以自然引出回答，衔接下文。 57．A评价锻炼计划听起来很棒，后文Lucy回答自己感觉更健康、专注力更强。B项“How do you feel now?”询问锻炼后的感受，和答语匹配。 58．A向Lucy寻求新手锻炼建议，后文回答可以先从十分钟步行开始。D项“How can I start?”询问该如何开始锻炼，能够引出该回答。 59．Lucy强调坚持很重要，前后都是给对方的锻炼忠告。E项“And don’t give up easily.”是补充建议，和“consistency is key”语义呼应。 60．A感谢Lucy给出的建议，此处需要回应感谢，后文又提议有空一起锻炼。G项“No problem.”用于回应别人的道谢，符合语境。 七、短文填空（本大题共10题，每题1分，共10分） 阅读下面短文，根据上下文或括号内单词等提示，在空白处填入适当的单词或括号内单词的适当形式。 Money is something we deal with every day. But do you know how to manage 61 (it) wisely? One of the simplest ways to save is with a dream tin. Take any spare tin and turn it 62 a piggy bank. Write your dream on the tin — a new bike, a trip, or a gift for someone. When the tin is ready, start 63 (put) money into it. Another good method is to make a budget. A budget helps you know exactly 64 your money goes. If you don’t have a budget, it’s easy to spend more 65 you planned. Many young people find 66 hard to save money. But if you save a little every day, it 67 (become) easier over time. Even 5 yuan a day adds up to over 1,800 yuan in a year! Remember, it’s not the amount that matters. 68 matters is what you do with your money. Learning to manage money well is a skill that 69 (serve) you for the rest of your life. Start today, and you 70 (thank) yourself in the future. 【答案】 61．it 62．into 63．putting/to put 64．where 65．than 66．it 67．will become 68．What 69．will serve 70．will thank 【导语】本文介绍了使用梦想储蓄罐存钱、制定预算等实用的理性理财方法，告诉读者学会管理金钱是将让人受益终身的技能，呼吁人们从当下开始养成良好的理财习惯。 【详解】61．句意：但你知道如何明智地管理它吗？此处指代前文的不可数名词Money，作动词manage的宾语，用人称代词宾格it。 62．句意：把任何多余的罐子变成一个存钱罐。固定搭配turn sth. into sth.表示“把某物变成某物”。 63．句意：当罐子准备好了，开始往里面放钱。固定用法start doing/to do sth.表示“开始做某事”，填putting或to put均可。 64．句意：预算可以帮助你确切地知道你的钱花在哪里了。此处缺少宾语从句的引导词，指清楚钱的去向，表地点，用where。 65．句意：如果你没有预算，很容易超支。前文有比较级more，此处用than引出比较对象。 66．句意：许多年轻人发现存钱很难。固定结构“find it+adj.+to do sth.”中it作形式宾语，指代后面的不定式to save money。 67．句意：但是如果你每天存一点，随着时间的推移，它会变得更容易。句中if引导的是条件状语从句，时态应遵循“主将从现”规则，即从句用一般现在时，主句用一般将来时will become。 68．句意：重要的是你怎么花你的钱。空处引导主语从句，在从句中作主语，指代事物，用What。 69．句意：学会理财是一项会让你终生受益的技能。that引导定语从句，结合“for the rest of your life”可知，指代终身受用的技能，表将来，此处应用一般将来时will serve。 70．句意：从今天开始，将来你会感谢自己。固定句型“祈使句+and+一般将来时的陈述句”表示顺承的结果，故用will thank。 八、任务型阅读（本大题共5题，每题1分，共5分） A Dog Called Money（Adapted from Money or The Money Dog） In the story A Dog Called Money, a young girl named Kira meets a talking dog. The dog’s name is Money, and he teaches her some valuable lessons about managing money. Money tells Kira about “dream tins”. “Take a spare tin—an old biscuit tin will do—and turn it into a piggy bank. Write your dream on the tin. You’ll need one tin for each of your dreams. Once the tin is ready, put your money into it,” he explains. Money also stresses the importance of saving every day, even in small amounts. “A little bit each day adds up over time,” he says. Another key lesson is to plan before you spend. Money advises Kira to ask herself one question before buying anything: “Do I really need this?” This simple question helps her avoid wasting money on things she doesn’t truly need. By the end of the story, Kira has learned a lot. She understands that money is not the most important thing in life. Love, friendship, and dreams matter more. Money is just a tool to help achieve those dreams. 71．What is the name of the talking dog? 72．What does Money suggest using to save money for dreams? 73．How many tins does Kira need for her dreams? 74．What question does Money advise asking before buying? 75．According to the story, what matters more than money? 【答案】 71．Money. 72．Dream tins. 73．One for each dream. 74．Do I really need this? 75．Love, friendship, dreams. 【导语】本文为记叙文阅读理解，围绕故事A Dog Called Money展开，讲述会说话的小狗Money教会女孩Kira多项科学理财方法，并且让她领悟金钱只是工具，爱、友谊与梦想才更为珍贵的道理。 【详解】71．根据原文第一段“In the story A Dog Called Money, a young girl named Kira meets a talking dog. The dog’s name is Money.”可知，这只会说话的小狗名字叫作Money。 72．根据原文第二段“Money tells Kira about ‘dream tins’. Take a spare tin—an old biscuit tin will do—and turn it into a piggy bank.”可知，小狗Money建议利用闲置罐子打造梦想存钱罐来为梦想存钱。 73．根据原文第二段“You’ll need one tin for each of your dreams.”可知，每一个梦想都需要单独准备一个罐子。 74．根据原文第四段“Money advises Kira to ask herself one question before buying anything: ‘Do I really need this?’”可知，消费前需要自问的固定问题为“Do I really need this?” 75．根据原文最后一段“She understands that money is not the most important thing in life. Love, friendship, and dreams matter more.”可知，在故事里，爱、友谊和梦想比金钱更加重要。 九、书面表达（本题10分） 学校英语俱乐部举办 “My Money Story” 主题征文活动，请你写一篇英语短文分享自己的理财经历。 写作要点： 1. 过去你如何管理零花钱； 2. 如今理财方式发生的两处变化； 3. 你的理财感悟与收获。 写作要求： 1. 词数90—110词； 2. 不得出现真实人名、校名； 3. 开头已给出，不计入总词数。 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. ___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】参考范文 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. In the past, I had no plan for my pocket money. I always spent it on snacks and small toys without thinking. As a result, I often had no money left for my daily needs. Now I have changed my ways. First, I make a monthly budget to manage my money well. Second, I keep a dream tin to save money for my goals instead of wasting it casually. From this experience, I learn that managing money well is very important. It helps me develop self-discipline and cherish every penny. This good habit makes my life more organized. 【详解】写作步骤 [第一步：审题立意]    确定文体：本文是一篇记叙文，以一般过去时和一般现在时为主； 明确要点：回忆旧零花钱习惯、列举两处理财新变化、总结理财带来的个人收获； 确定人称：第一人称； 注意事项：不漏要点、适度扩充细节，词数90–110词，禁止出现真实人名、校名。 [第二步：构思布局]    四段式结构： 开头段：借用题目给定开篇句，开门见山总述理财习惯已经彻底改变； 主体段1：详细描述从前不合理的花钱行为； 主体段2：分两点逐条介绍现在理财的两处具体做法； 结尾段：总结全文，抒发理财带来的成长感悟。 [第三步：要点展开]    要点一：过去零花钱管理方式    管理方式：have no plan for my pocket money/spent it on snacks and small toys/blind spending/buy snacks/buy cheap toys/impulse consumption/run out of money等   要点二：理财变化①     制定月度开销预算：make monthly budget/record daily costs/limit pocket spending/refuse blind shopping/plan daily expenses等    要点三：理财变化② 设立目标储蓄存钱罐：save money for goals/save in money tin/save for books/save for hobbies/cut useless waste等    要点四：理财带来的感悟收获    感悟收获：develop self-discipline/cherish every penny/benefits of money management/build self-discipline/cherish every penny/arrange life well/form good habits等 试卷第2页，共20页 试卷第5页，共20页 学科网（北京）股份有限公司 $