Unit 2 课时2 Understanding ideas Reading（分层作业）英语新教材外研版九年级上册

**基本信息** 初中英语新授课同步练，以A/B/C组+拓展分层设计，从词汇句型到语篇应用递进，强化语言能力与思维品质，适配日常教学与中考衔接。 **分层设计** |层次|知识覆盖|设计特色| |----|----------|----------| |A组|基础词汇、词组、句型|单词/词组默写、句型填空，机械巩固语言基础| |B组|语法应用、语篇理解|适当形式填空、六选五补全短文，提升语言应用能力| |C组|综合语篇分析、思维拓展|完形填空、阅读理解与表达，培养逻辑分析与批判思维| |拓展|中考题型对接|中考真题阅读理解，强化应试能力与知识迁移|

Unit 2 On the money 课时2 Understanding ideas Reading 分层作业 参考答案 一、单词默写 1. manage 2. key 3. deal 4. save 5. laptop 6. budget 7. exactly 8. pleasure 9. end 2、 词组默写 1. read one’s thoughts 2. give it a try 3. promise to do sth. 4. go on 5. deal with 6. get back where we started 7. make a start 8. mix … up 9. choose … from … 10. go on a trip abroad 11. make a good budget 12. start saving 13. seem a bit difficult 14. fix our problems 15. come true 三、 根据要求完成句子 1. not how much money；but2. how to deal with；will be able to3. simply make a start4. give it a try 5. took another look at 1、 用所给词的适当形式填空 1．to catch 2．dealing 3．to save 4．laptops 5．budget 6．exactly 7．pleasures 8．ends 9．promises 2、 六选五 1．F 2．C 3．D 4．E 5．B 3、 用括号内所给单词的适当形式补全短文 A 1．how 2．for 3．wisely 4．a 5．much B 1．manage 2．tin 3．piggy 4．double 5．spend 6．deal 7．abroad 8．budget 9．save 10．wisely 1、 完形填空 1．B 2．C 3．A 4．A 5．B 6．B 7．D 8．D 9．A 10．B 二、阅读理解 A 1．B 2．C 3．A 4．D 5．C B 1．B 2．A 3．C 4．C 三、阅读与表达 1．By watching our parents’ spending habits. 2．It comes from parents’ hard work. 3．We should make smart spending choices. 4．Money is important in our life, but we should manage it wisely. We can save money for our goals and never waste it on useless things. We also need to understand money is earned through hard work. 1、 阅读理解 1．D 2．B 3．A 4．B 5．C ( 1 / 6 ) 学科网（北京）股份有限公司 $ Unit 2 On the money 课时2 Understanding ideas Reading 分层作业 A组 巩固过关 C组 思维拔高 B组 能力进阶 拓展 链接中考 ( 词汇 manage /ˈmænɪdʒ/v. 成功应付，得以对付过去 key /kiː/n. 关键 deal /diːl/v. 处理，应付，应对 laptop /ˈlæptɒp/n. 笔记本电脑，便携式电脑 budget /ˈbʌdʒɪt/n. 预算 exactly /ɪɡˈzæktli/adv. 正是，不错 pleasure /ˈpleʒə/n. 愉快，快乐；满足 end /end/n. 最后部分，末尾 v. 结束，停止 save /seɪv/v. 储蓄，存 (钱) 句型 1. The key is not how much money we have, but how we use it. 关键不在于我们拥有多少钱，而在于我们如何使用它。 👉句型：not … but … 不是……而是…… 2. First, we need to learn how to deal with our money. Then we will be able to have more. 首先我们要学会理财，之后我们才能拥有更多财富。 3. Why don’t you simply make a start?你为什么不直接开始行动呢？ 👉 Why don’t you do…? 提建议句型 4. I’ll give it a try… No, I mean, I’ll do it.我会试一试……不，我的意思是，我一定会做到。 5. I took another look at my list.我又看了一眼我的清单。 ) 一、单词默写 ( 1 / 6 ) 学科网（北京）股份有限公司 1. _________________ v. 成功应付，得以对付过去 2. _________________ n. 关键 3. _________________ v. 处理，应付，应对 4. ________________ v. 储蓄，存 (钱) 5. _________________ n. 笔记本电脑，便携式电脑 6. _________________ n. 预算 7. _______________ adv. 正是，不错 8. _______________ n. 愉快，快乐；满足 9. _______________ n. 最后部分，末尾；v. 结束，停止 二、词组默写 1. _________________________ 读懂某人的心思 2. _________________________ 试一试 3. _________________________ 承诺做某事 4. _________________________ 继续说；继续进行 5. _________________________ 处理；应对 6. _________________________ 回到最初的话题，言归正传 7. _________________________ 开始行动；着手做 8. _________________________ 混淆…… 9. _________________________ 从……中挑选…… 10. _________________________ 出国旅行 11. _________________________ 做好预算 12. _________________________ 开始存钱 13. _________________________ 似乎有点困难 14. _________________________ 解决我们的问题 15. _________________________ （梦想）实现 三、根据要求完成句子 1. The key is _______________ we have, _______________ how we use it. 关键不在于我们拥有多少钱，而在于我们如何使用它。 2. First, we need to learn _______________ our money. Then we _______________ have more. 首先我们要学会理财，之后我们才能拥有更多财富。 3. Why don’t you _______________?你为什么不直接开始行动呢？ 4. I’ll _______________… No, I mean, I’ll do it. 我会试一试……不，我的意思是，我一定会做到。 5. I _______________ my list.我又看了一眼我的清单。 1、 用所给词的适当形式填空 1．The losing team managed ________ (catch) up in the last minute of the event. 2．Being a doctor involves working long hours and ________(deal)with sick people. 3．Don’t leave the tap running while you wash your hands. We need ________ (save) every drop of water. 4．They can use their ________ (laptop) wherever they are. 5．This trip’s ________ (budget) plan lets us visit thousands of ancient towns. 6．Please stay calm and tell me ______ (exact) what happened just now. 7．She used her savings wisely by investing in education instead of spending it on short-term ________ (pleasure)‌. 8．Exactly, that’s the way to make ________ (end) meet. 9．People will trust those who always keep their ________(promise). 二、六选五 （2025·山东青岛模拟预测） Money is always needed in life. We use it for different purposes. In fact, putting money into savings is even more important. 1 Here are some of the best ways to help you save money more easily. Make a Money Plan You can plan ahead by making a budget (预算). The budget is a plan for your income spending and savings. 2 What if you wanted to make a budget to save for a bicycle that would cost $100? Let’s suppose your total allowance (津贴) and job earnings add up to $10 a week. If you saved all $10 each week, it would take you 10 weeks to save enough to buy that bicycle. You may save $5 each week and spend $5 each week. It would take you 20 weeks to save enough to buy the bicycle. Do you want to wait 10 weeks or 20 weeks? You decide. Smart Choices Help Everyone Control your daily needs and wants. 3 That is why you need to make smart choices about money. One smart choice is to think of ways to save more money or to spend less. When you find ways to save, you often help people besides just you and your family. Here is an example. 4 At the same time, you cut down the need for coal or gas. Coal and gas are nonrenewable (不可再生的) resources used to make electricity. Their supply is limited and they cannot be made again. They are not like renewable resources, such as wind, water and sun power, which can be made again. 5 You’ll probably want to go to college someday. Going to college costs a lot of money! Make a budget and start saving from now on! A．Money is important for everyone in life. B．Saving money is an important way to plan for your future. C．It can help you use your money wisely now and in the future. D．If you spend more than you make, you can’t pay for everything. E．Turn off the lights you aren’t using, and your family will spend less money. F．When talking about saving money, small changes can add up quickly. 3、 用括号内所给单词的适当形式补全短文 A （2026·河南驻马店二模） Do you know how to manage your pocket money wisely? The “three-jar method” can teach you 1 to do it. First, the Spending jar is for things you want now, like snacks or toys. Second, the Saving jar is 2 your future goals, such as buying a bicycle. Third, the Giving jar is for helping others, for example, donating to a charity. By using these three jars, you can learn to plan your money 3 . Even a small change in your jar can make 4 big difference. So next time, how 5 money would you put into each jar? B spend, save, manage, piggy, double, abroad, budget, deal, tin, wise Dear friends, Money is important in our daily life. But do you know how to 1 your money wisely? One of the best ways is to use a dream 2 . You can simply take a spare tin and turn it into a 3 bank. Then write your dream on the tin. When the tin is ready, put all the money that you have into it. Kira, a girl in the story A Dog Called Money, wanted to 4 her pocket money at first. But Money, her dog, told her that the more we get, the more we 5 . It’s not the number that matters; it’s what you do with it. We need to learn how to 6 with the money we already have. Kira had three wishes: to go on a trip 7 , to buy a laptop, and to help her parents 8 their money. In the end, she decided to 9 for her dreams by using dream tins. Remember: managing money 10 is an important skill for everyone. 一、完形填空 Money is very important in our daily life. But do you know how money developed over time? Before people used money, they 1 goods directly. For example, a farmer might trade rice for cloth. It was not easy to do business in this way. Later, people in ancient China 2 shell money. It was the earliest form of money in China. Even today, we can see the 3 of “shell” in many Chinese characters about money. During the Spring and Autumn Period, each state made its own money. It was not convenient for people to trade across different states. After Emperor Qin Shihuang united China, he made the whole country use the same type of money—a round coin with a square hole in the center. People could put the coins together with a rope and carry them 4 . Centuries later, there was less metal for making coins. The government of the Song Dynasty started to produce 5 money called “jiaozi”. It was a great invention and it made trade much easier. Now, with the development of 6 , digital money becomes more and more popular. People pay for almost everything 7 their mobile phones in China. Foreign tourists are surprised at this convenient way of payment when they visit China. What will money look like in the future? No one can tell for sure. But one thing is certain: money will continue to 8 and it will always make our life more convenient. It’s important for us to understand the history of money and know the 9 of money. Every coin counts, and we should use money in a 10 way. 1．A．bought B．traded C．sold D．gave 2．A．found B．used C．invented D．saw 3．A．symbol B．word C．name D．picture 4．A．easily B．hard C．quickly D．slowly 5．A．metal B．paper C．shell D．digital 6．A．science B．technology C．history D．culture 7．A．by B．with C．in D．through 8．A．change B．live C．exist D．develop 9．A．value B．price C．cost D．use 10．A．good B．right C．clever D．happy 2、 阅读理解 A Many middle schools in China have started money management courses for teenagers. The courses aim to help students build a healthy view of money and learn to manage their pocket money properly. In the courses, students learn basic knowledge of money management. They are taught to make monthly money plans, record their daily spending and save money for meaningful things. Teachers tell students that money does not come easily. Every coin is earned through their parents’ hard work, so wasting money is a bad habit. Most students have changed their consumption habits after taking the courses. They no longer buy useless snacks or online items blindly. Many students choose to save their pocket money. Some of them use their savings to buy books, stationery or donate to charity. They believe spending money on meaningful things is much more valuable. Money management is an important life skill. Teenagers should learn to spend wisely, keep honest and help others with their money. This good habit will benefit them for a lifetime. 1．What is the purpose of money management courses? A．To teach students to make much money. B．To help students form a healthy view of money. C．To ask students not to spend money. D．To teach students how to donate money. 2．What do students learn in the courses? A．How to make money online. B．How to spend money blindly. C．How to make money plans and save money. D．How to waste money properly. 3．Why should teenagers avoid wasting money? A．Because parents’ money is earned through hard work. B．Because they have no pocket money. C．Because teachers do not allow them to spend money. D．Because money is useless for students. 4．What change do most students have after the courses? A．They spend money on meaningless things. B．They make a lot of money. C．They never spend any pocket money. D．They develop good consumption habits. 5．What is the best title for the passage? A．How to Make Much Money B．Teenagers’ Pocket Money Habits C．Learn to Manage Money Wisely D．The Importance of Making Money B Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. On each visit, their grandpa would give them a few coins. Then all the children would run off to buy sweets. One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money wisely. At the end of this year, tell me how you’ve used your money.” Ruben and Nico, the two smallest kids, continued spending their money all on sweets. Every time, they would show off their sweets in front of the other children. This made Clara and Joe so angry that these two could no longer keep saving their money. They soon joined Ruben and Nico. Monty was a clever boy. He decided to manage his money by buying and selling things. Soon he made a lot of money with little effort. The way he was going, he would end up almost a rich man. However, he began to spend his money on more and more expensive things for himself. A few months later, he hadn’t a single penny（便士）left. Alex saved and saved all the coins he was given, and at the end of the year he had collected more money than anyone. He was the clear winner. There was also Julia. Poor Julia hadn’t a penny on the day of the competition. She had spent all her coins on her secret plan. Julia knew a poor violinist who played in the park, and she offered him all the coins for his violin lessons. Although it wasn’t much money, on seeing Julia’s excitement, the violinist agreed. A little after a year the violinist loaned her a violin so they two could play together in the park. They were so successful that she managed to buy her own violin. Even better, she later became a very famous violinist. 1．Why did the children’s grandpa suggest the competition to them? A．To encourage them to win competitions. B．To teach them how to manage their money. C．To tell them money was important to them. D．To know who was the cleverest child in the family. 2．The underlined words “these two” in Paragraph 2 refer to（指的是）________. A．Clara and Joe B．Ruben and Nico C．Monty and Alex D．Alex and Julia 3．What can we learn from Julia’s story? A．Get rich slow, or get poor fast. B．Little effort always brings much money. C．A little money well spent can help realize your dreams. D．It is not wise of you to spend all the money you've got. 4．What is the best title for the passage? A．Grandpa’s coins B．Julia’s cousins C．A saving competition D．A happy family 3、 阅读与表达 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned how to save or spend money well. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realising that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account is? If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in the right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and deal with money wisely step by step! 1．How do we start learning to manage money at an early age? —————————————————————————————— 2．According to the passage, where does money come from? —————————————————————————————— 3．What should we do if our pocket money can’t cover everything we want? —————————————————————————————— 4．What do you think of money？Write 30 words or more. —————————————————————————————— 一、阅读理解 （2024·青海中考真题） Money is valuable. We use money to buy what we need and want. That is why we have to choose between things and spend our money wisely (明智地). Here is a survey about the monthly spending of two foreigners. Betty’s and Lucy’s monthly spending 1．Betty spends ________ of her money on food. A．31% B．50% C．14% D．20% 2．Betty and Lucy spend the same percentage (百分比) of money on ________. A．others B．books C．savings D．food 3．Lucy puts 40% of her money on ________. A．savings B．food C．books D．others 4．Which of the following does the writer probably agree with? A．The more expensive, the better. B．We should spend our money wisely. C．We don’t need money. D．Money can buy everything. 5．Where is the passage probably from? A．A story book. B．A music magazine. C．A newspaper. D．A map. $ Unit 2 On the money 课时2 Understanding ideas Reading 分层作业 A组 巩固过关 C组 思维拔高 B组 能力进阶 拓展 链接中考 词汇 manage /ˈmænɪdʒ/v. 成功应付，得以对付过去 key /kiː/n. 关键 deal /diːl/v. 处理，应付，应对 laptop /ˈlæptɒp/n. 笔记本电脑，便携式电脑 budget /ˈbʌdʒɪt/n. 预算 exactly /ɪɡˈzæktli/adv. 正是，不错 pleasure /ˈpleʒə/n. 愉快，快乐；满足 end /end/n. 最后部分，末尾 v. 结束，停止 save /seɪv/v. 储蓄，存 (钱) 句型 1. The key is not how much money we have, but how we use it. 关键不在于我们拥有多少钱，而在于我们如何使用它。 👉句型：not … but … 不是……而是…… 2. First, we need to learn how to deal with our money. Then we will be able to have more. 首先我们要学会理财，之后我们才能拥有更多财富。 3. Why don’t you simply make a start?你为什么不直接开始行动呢？ 👉 Why don’t you do…? 提建议句型 4. I’ll give it a try… No, I mean, I’ll do it.我会试一试……不，我的意思是，我一定会做到。 5. I took another look at my list.我又看了一眼我的清单。 一、单词默写 1 / 6 学科网（北京）股份有限公司 1. _________________ v. 成功应付，得以对付过去 2. _________________ n. 关键 3. _________________ v. 处理，应付，应对 4. ________________ v. 储蓄，存 (钱) 5. _________________ n. 笔记本电脑，便携式电脑 6. _________________ n. 预算 7. _______________ adv. 正是，不错 8. _______________ n. 愉快，快乐；满足 9. _______________ n. 最后部分，末尾；v. 结束，停止 【答案】1. manage 2. key 3. deal 4. save 5. laptop 6. budget 7. exactly 8. pleasure 9. end 二、词组默写 1. _________________________ 读懂某人的心思 2. _________________________ 试一试 3. _________________________ 承诺做某事 4. _________________________ 继续说；继续进行 5. _________________________ 处理；应对 6. _________________________ 回到最初的话题，言归正传 7. _________________________ 开始行动；着手做 8. _________________________ 混淆…… 9. _________________________ 从……中挑选…… 10. _________________________ 出国旅行 11. _________________________ 做好预算 12. _________________________ 开始存钱 13. _________________________ 似乎有点困难 14. _________________________ 解决我们的问题 15. _________________________ （梦想）实现 【答案】1. read one’s thoughts 2. give it a try 3. promise to do sth. 4. go on 5. deal with 6. get back where we started 7. make a start 8. mix … up 9. choose … from … 10. go on a trip abroad 11. make a good budget 12. start saving 13. seem a bit difficult 14. fix our problems 15. come true 三、根据要求完成句子 1. The key is _______________ we have, _______________ how we use it. 关键不在于我们拥有多少钱，而在于我们如何使用它。 2. First, we need to learn _______________ our money. Then we _______________ have more. 首先我们要学会理财，之后我们才能拥有更多财富。 3. Why don’t you _______________?你为什么不直接开始行动呢？ 4. I’ll _______________… No, I mean, I’ll do it. 我会试一试……不，我的意思是，我一定会做到。 5. I _______________ my list.我又看了一眼我的清单。 【答案】1. not how much money；but 2. how to deal with；will be able to 3. simply make a start 4. give it a try 5. took another look at 1、 用所给词的适当形式填空 1．The losing team managed ________ (catch) up in the last minute of the event. 【答案】to catch 【详解】句意：失利的队伍在比赛最后时刻成功追平了比分。manage to do sth.意为“设法做成某事”，managed为谓语动词，后接动词不定式to catch作宾语。 2．Being a doctor involves working long hours and ________(deal)with sick people. 【答案】dealing 【详解】句意：成为一名医生意味着需要长时间工作、照料病人。 3．Don’t leave the tap running while you wash your hands. We need ________ (save) every drop of water. 【答案】to save 【详解】句意：洗手时不要让水龙头一直开着。我们需要节约每一滴水。固定搭配need to do sth.表示“需要做某事”，此处使用动词不定式作宾语。 4．They can use their ________ (laptop) wherever they are. 【答案】laptops 【详解】句意：无论在哪里，他们都可以使用笔记本电脑。 5．This trip’s ________ (budget) plan lets us visit thousands of ancient towns. 【答案】budget 【详解】句意：这次旅行的预算方案让我们可以游览成千上万座古镇。此处名词budget作定语，修饰plan，名词作定语通常使用单数。 6．Please stay calm and tell me ______ (exact) what happened just now. 【答案】exactly 【详解】句意：请保持镇静，告诉我刚才究竟发生了什么。 7．She used her savings wisely by investing in education instead of spending it on short-term ________ (pleasure)‌. 【答案】pleasures 【详解】句意：她明智地使用积蓄去投资教育，而非把钱花费在短期享乐上。 8．Exactly, that’s the way to make ________ (end) meet. 【答案】ends 【详解】句意：正是如此，这就是量入为出的方法。 9．People will trust those who always keep their ________(promise). 【答案】promises 【详解】句意：人们会信任那些总是信守承诺的人。 二、六选五 （2025·山东青岛模拟预测） Money is always needed in life. We use it for different purposes. In fact, putting money into savings is even more important. 1 Here are some of the best ways to help you save money more easily. Make a Money Plan You can plan ahead by making a budget (预算). The budget is a plan for your income spending and savings. 2 What if you wanted to make a budget to save for a bicycle that would cost $100? Let’s suppose your total allowance (津贴) and job earnings add up to $10 a week. If you saved all $10 each week, it would take you 10 weeks to save enough to buy that bicycle. You may save $5 each week and spend $5 each week. It would take you 20 weeks to save enough to buy the bicycle. Do you want to wait 10 weeks or 20 weeks? You decide. Smart Choices Help Everyone Control your daily needs and wants. 3 That is why you need to make smart choices about money. One smart choice is to think of ways to save more money or to spend less. When you find ways to save, you often help people besides just you and your family. Here is an example. 4 At the same time, you cut down the need for coal or gas. Coal and gas are nonrenewable (不可再生的) resources used to make electricity. Their supply is limited and they cannot be made again. They are not like renewable resources, such as wind, water and sun power, which can be made again. 5 You’ll probably want to go to college someday. Going to college costs a lot of money! Make a budget and start saving from now on! A．Money is important for everyone in life. B．Saving money is an important way to plan for your future. C．It can help you use your money wisely now and in the future. D．If you spend more than you make, you can’t pay for everything. E．Turn off the lights you aren’t using, and your family will spend less money. F．When talking about saving money, small changes can add up quickly. 【答案】1．F 2．C 3．D 4．E 5．B 【导语】本文主要介绍如何省钱。 1．根据“In fact, putting money into savings is even more important ... Here are some of the best ways to help you save money more easily.”可知，前一句提到把钱存起来甚至更重要，此处紧接着说：“当谈到存钱，小的改变能迅速积累”，衔接紧密。选项F“当谈到存钱，小的改变能迅速积累。”符合语境。故选F。 2．根据“The budget is a plan for your income spending and savings.”可知，预算是你收入支出和存款的计划，应该是预算能帮你智慧地用钱。选项C“在现在和将来，它能帮你智慧地用钱。”符合语境。故选C。 3．根据“Control your daily needs and wants ... That is why you need to make smart choices about money.”可知，要控制自己的日常需要，进而应指出如果花的比赚的多，就什么也买不了了。选项D“如果你花的比赚的多，你就什么也买不了了。”符合语境。故选D。 4．根据“Here is an example.”可知，此处应是举一个省钱的例子。选项E“不用灯的时候把它关了，然后你家能花更少的钱。”符合语境。故选E。 5．根据“You’ll probably want to go to college someday.”可知，后文说以后上大学需要用钱，是在解释省钱是规划未来的重要方式。选项B“省钱是规划未来的重要方式。”符合语境。故选B。 3、 用括号内所给单词的适当形式补全短文 A （2026·河南驻马店二模） Do you know how to manage your pocket money wisely? The “three-jar method” can teach you 1 to do it. First, the Spending jar is for things you want now, like snacks or toys. Second, the Saving jar is 2 your future goals, such as buying a bicycle. Third, the Giving jar is for helping others, for example, donating to a charity. By using these three jars, you can learn to plan your money 3 . Even a small change in your jar can make 4 big difference. So next time, how 5 money would you put into each jar? 【答案】1．how 2．for 3．wisely 4．a 5．much 【导语】本文主要介绍了如何用“三个罐子法”来管理零花钱。 【详解】1．句意：“三个罐子法”可以教你怎么做。前文提到“how to manage your pocket money”，这里指教你如何做，应用how“如何、怎么”。 2．句意：其次，储蓄罐是为你的未来目标准备的。前文提到“Spending jar is for things you want now”，这里也应用for表示“为了、用于”，和前文保持一致。 3．句意：你可以学会明智地规划你的钱。第一段开头“manage your pocket money wisely”，这里用wisely“明智地”最贴切，表示“明智地规划钱”。 4．句意：即使罐子里的一点小变化也能产生很大的影响。固定搭配make a big difference表示“产生很大的影响”。 5．句意：所以下次，你会往每个罐子里放多少钱呢？“money”为不可数名词，这里询问的是钱的数量，应用much。 B spend, save, manage, piggy, double, abroad, budget, deal, tin, wise Dear friends, Money is important in our daily life. But do you know how to 1 your money wisely? One of the best ways is to use a dream 2 . You can simply take a spare tin and turn it into a 3 bank. Then write your dream on the tin. When the tin is ready, put all the money that you have into it. Kira, a girl in the story A Dog Called Money, wanted to 4 her pocket money at first. But Money, her dog, told her that the more we get, the more we 5 . It’s not the number that matters; it’s what you do with it. We need to learn how to 6 with the money we already have. Kira had three wishes: to go on a trip 7 , to buy a laptop, and to help her parents 8 their money. In the end, she decided to 9 for her dreams by using dream tins. Remember: managing money 10 is an important skill for everyone. 【答案】 1．manage 2．tin 3．piggy 4．double 5．spend 6．deal 7．abroad 8．budget 9．save 10．wisely 【导语】本文是一篇理财主题说明文，围绕如何理性管理零花钱展开，借助绘本故事人物Kira的经历，介绍了利用储蓄罐规划心愿开销的方法，倡导大家学会理智理财。 【详解】1．句意：但是你知道怎样理智地管理你的钱财吗？固定结构“how to do sth”，结合后文全篇管理金钱的话题，manage“管理”符合语境，填动词原形manage。 2．句意：最好的方法之一就是使用心愿储蓄罐。后文出现take a spare tin，dream tin为固定搭配，表示心愿存钱铁罐。 3．句意：你只需要找一个闲置铁罐，把它改成小猪存钱罐。piggy bank是固定名词短语，含义为小猪储蓄罐。 4．句意：故事《一只叫Money的小狗》里的女孩Kira起初想把零花钱翻一番。根据后文“the more we get”可知，此处指Kira一开始想让自己的零花钱翻倍，want to后接动词原形，填double。 5．句意：但是她的小狗Money告诉她，我们得到的越多，花费得就越多。the more…the more…“越……越……”，结合金钱逻辑，收入越多花销越多，前半部分the more we get的谓语用的是一般现在时的动词原形get，为了保持结构时态一致，后半句的谓语也要对应使用一般现在时的动词原形spend。 6．句意：我们需要学会如何处理自己手里已有的钱。固定搭配deal with，意为“处理、应对”，“how to”后使用动词原形deal。 7．句意：Kira有三个愿望：出国旅行，买一台笔记本电脑，帮父母规划收支。固定搭配go abroad，表示“出国、去国外”。 8．句意：Kira有三个愿望：出国旅行，买一台笔记本电脑，帮父母规划收支。budget此处作动词，意为“做预算、规划开支”，help sb (to) do sth“帮助某人做某事”，填动词原形budget。 9．句意：最后，她决定靠心愿存钱罐为自己的梦想存钱。结合前文储蓄罐的设定，save for sth表示“为……存钱”，decide to后接动词原形。 10．句意：记住，理智地理财对每个人来说都是一项重要技能。此处修饰动名词managing，需要使用副词形式，wise的副词是wisely“理智地、明智地”。 一、完形填空 Money is very important in our daily life. But do you know how money developed over time? Before people used money, they 1 goods directly. For example, a farmer might trade rice for cloth. It was not easy to do business in this way. Later, people in ancient China 2 shell money. It was the earliest form of money in China. Even today, we can see the 3 of “shell” in many Chinese characters about money. During the Spring and Autumn Period, each state made its own money. It was not convenient for people to trade across different states. After Emperor Qin Shihuang united China, he made the whole country use the same type of money—a round coin with a square hole in the center. People could put the coins together with a rope and carry them 4 . Centuries later, there was less metal for making coins. The government of the Song Dynasty started to produce 5 money called “jiaozi”. It was a great invention and it made trade much easier. Now, with the development of 6 , digital money becomes more and more popular. People pay for almost everything 7 their mobile phones in China. Foreign tourists are surprised at this convenient way of payment when they visit China. What will money look like in the future? No one can tell for sure. But one thing is certain: money will continue to 8 and it will always make our life more convenient. It’s important for us to understand the history of money and know the 9 of money. Every coin counts, and we should use money in a 10 way. 1．A．bought B．traded C．sold D．gave 2．A．found B．used C．invented D．saw 3．A．symbol B．word C．name D．picture 4．A．easily B．hard C．quickly D．slowly 5．A．metal B．paper C．shell D．digital 6．A．science B．technology C．history D．culture 7．A．by B．with C．in D．through 8．A．change B．live C．exist D．develop 9．A．value B．price C．cost D．use 10．A．good B．right C．clever D．happy 【答案】 1．B 2．C 3．A 4．A 5．B 6．B 7．D 8．D 9．A 10．B 【导语】本文是一篇说明文，主要讲述了货币从古代到现代的发展历程，包括不同形式的货币及其演变，以及数字货币在现代生活中的普及，强调了货币对生活便利性的影响和合理使用货币的重要性。 【详解】1．句意：在人们使用货币之前，他们直接交易货物。 根据“Before people used money”及“a farmer might trade rice for cloth”可知，在人们使用货币之前，是直接进行货物交易的。“traded”表示“交易”，符合语境。“bought”表示“买”，“sold”表示“卖”，“gave”表示“给”，均不符合“直接交易货物”的语境。 2．句意：后来，中国古代的人们发明了贝壳货币。 根据“It was the earliest form of money in China”可知，贝壳货币是中国古代最早形式的货币，是人们发明出来的。“invented”表示“发明”，符合语境。“found”表示“发现”，“used”表示“使用”，“saw”表示“看见”，均不符合“发明贝壳货币”的语境。 3．句意：甚至在今天，我们仍然可以在许多与钱有关的中国汉字中看到“贝壳”的象征。 根据“we can see the...of ‘shell’ in many Chinese characters about money”可知，此处表示在许多与钱有关的中国汉字中看到“贝壳”的象征。“symbol”表示“象征”，符合语境。“word”表示“单词”，“name”表示“名字”，“picture”表示“图片”，均不符合“‘贝壳’的象征”的语境。 4．句意：人们可以用绳子把硬币串在一起，方便携带。 根据“People could put the coins together with a rope”可知，用绳子把硬币串在一起是为了方便携带。“easily”表示“容易地”，符合语境。“hard”表示“困难地”，“quickly”表示“快速地”，“slowly”表示“缓慢地”，均不符合“方便携带”的语境。 5．句意：宋朝政府开始生产一种叫做“交子”的纸币。 根据“Centuries later, there was less metal for making coins”可知，几百年后，制造硬币的金属变少了，所以宋朝政府开始生产纸币。“paper”表示“纸”，符合语境。“metal”表示“金属”，“shell”表示“贝壳”，“digital”表示“数字的”，均不符合“纸币”的语境。 6．句意：现在，随着科技的发展，数字货币越来越受欢迎。 根据“digital money becomes more and more popular”可知，数字货币越来越受欢迎是随着科技的发展。“technology”表示“科技”，符合语境。“science”表示“科学”，“history”表示“历史”，“culture”表示“文化”，均不符合“数字货币越来越受欢迎”的语境。 7．句意：在中国，人们几乎用手机支付所有费用。 根据“their mobile phones”可知，此处表示通过手机支付费用。“through”表示“通过”，符合语境。“by”表示“乘坐某种交通工具或通过某种方式”，但此处更强调“借助手机这一媒介”，“with”表示“使用某种工具”，“in”表示“在……里面”，均不符合“通过手机支付费用”的语境。 8．句意：但有一件事是肯定的：货币将继续发展，它将始终使我们的生活更加便利。 根据“What will money look like in the future? No one can tell for sure”及“it will always make our life more convenient”可知，未来货币的样子不确定，但可以确定的是货币会继续发展，使生活更便利。“develop”表示“发展”，符合语境。“change”表示“改变”，“live”表示“生活”，“exist”表示“存在”，均不符合“货币继续发展”的语境。 9．句意：对我们来说，了解货币的历史和知道货币的价值是很重要的。 根据“Every coin counts”可知，每一枚硬币都很重要，说明了解货币的历史和知道货币的价值是很重要的。“value”表示“价值”，符合语境。“price”表示“价格”，“cost”表示“成本”，“use”表示“用途”，均不符合“货币的价值”的语境。 10．句意：每一枚硬币都很重要，我们应该以正确的方式使用货币。 根据“Every coin counts”可知，每一枚硬币都很重要，所以应该以正确的方式使用货币。“right”表示“正确的”，符合语境。“good”表示“好的”，“clever”表示“聪明的”，“happy”表示“开心的”，均不符合“以正确的方式使用货币”的语境。 2、 阅读理解 A Many middle schools in China have started money management courses for teenagers. The courses aim to help students build a healthy view of money and learn to manage their pocket money properly. In the courses, students learn basic knowledge of money management. They are taught to make monthly money plans, record their daily spending and save money for meaningful things. Teachers tell students that money does not come easily. Every coin is earned through their parents’ hard work, so wasting money is a bad habit. Most students have changed their consumption habits after taking the courses. They no longer buy useless snacks or online items blindly. Many students choose to save their pocket money. Some of them use their savings to buy books, stationery or donate to charity. They believe spending money on meaningful things is much more valuable. Money management is an important life skill. Teenagers should learn to spend wisely, keep honest and help others with their money. This good habit will benefit them for a lifetime. 1．What is the purpose of money management courses? A．To teach students to make much money. B．To help students form a healthy view of money. C．To ask students not to spend money. D．To teach students how to donate money. 2．What do students learn in the courses? A．How to make money online. B．How to spend money blindly. C．How to make money plans and save money. D．How to waste money properly. 3．Why should teenagers avoid wasting money? A．Because parents’ money is earned through hard work. B．Because they have no pocket money. C．Because teachers do not allow them to spend money. D．Because money is useless for students. 4．What change do most students have after the courses? A．They spend money on meaningless things. B．They make a lot of money. C．They never spend any pocket money. D．They develop good consumption habits. 5．What is the best title for the passage? A．How to Make Much Money B．Teenagers’ Pocket Money Habits C．Learn to Manage Money Wisely D．The Importance of Making Money 【答案】1．B 2．C 3．A 4．D 5．C 【导语】本文主要介绍了中国许多中学为青少年开设的理财课程。这些课程旨在帮助学生建立健康的金钱观，学会合理规划零花钱、记录支出和储蓄。文章还提到了学生们在参加课程后消费习惯的积极变化，以及理财作为一项重要生活技能的长远益处。 【详解】1． 第一段明确指出：“The courses aim to help students build a healthy view of money and learn to manage their pocket money properly.”，说明课程的目的是帮助学生形成健康的金钱观。 2． 第二段提到：“They are taught to make monthly money plans, record their daily spending and save money for meaningful things.”，说明学生在课程中学习如何制定金钱计划和储蓄。 3． 第二段中提到：“Teachers tell students that money does not come easily. Every coin is earned through their parents’ hard work, so wasting money is a bad habit.”，说明青少年应避免浪费金钱是因为父母的钱是通过辛勤工作挣来的。 4．第三段开头指出：“Most students have changed their consumption habits after taking the courses.”，随后列举了他们不再盲目购买无用物品、选择储蓄或将钱花在有意义的事情上，这说明他们养成了良好的消费习惯。 5．全文围绕青少年学习理财、明智花钱展开，强调了“spend wisely”（明智消费）和“manage money”（管理金钱）。A项和D项侧重于“赚钱”，与文意不符；B项仅提及习惯，未体现“学习管理”的过程；C项“Learn to Manage Money Wisely”（学会明智地管理金钱）最能概括文章主旨。 B Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. On each visit, their grandpa would give them a few coins. Then all the children would run off to buy sweets. One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money wisely. At the end of this year, tell me how you’ve used your money.” Ruben and Nico, the two smallest kids, continued spending their money all on sweets. Every time, they would show off their sweets in front of the other children. This made Clara and Joe so angry that these two could no longer keep saving their money. They soon joined Ruben and Nico. Monty was a clever boy. He decided to manage his money by buying and selling things. Soon he made a lot of money with little effort. The way he was going, he would end up almost a rich man. However, he began to spend his money on more and more expensive things for himself. A few months later, he hadn’t a single penny（便士）left. Alex saved and saved all the coins he was given, and at the end of the year he had collected more money than anyone. He was the clear winner. There was also Julia. Poor Julia hadn’t a penny on the day of the competition. She had spent all her coins on her secret plan. Julia knew a poor violinist who played in the park, and she offered him all the coins for his violin lessons. Although it wasn’t much money, on seeing Julia’s excitement, the violinist agreed. A little after a year the violinist loaned her a violin so they two could play together in the park. They were so successful that she managed to buy her own violin. Even better, she later became a very famous violinist. 1．Why did the children’s grandpa suggest the competition to them? A．To encourage them to win competitions. B．To teach them how to manage their money. C．To tell them money was important to them. D．To know who was the cleverest child in the family. 2．The underlined words “these two” in Paragraph 2 refer to（指的是）________. A．Clara and Joe B．Ruben and Nico C．Monty and Alex D．Alex and Julia 3．What can we learn from Julia’s story? A．Get rich slow, or get poor fast. B．Little effort always brings much money. C．A little money well spent can help realize your dreams. D．It is not wise of you to spend all the money you've got. 4．What is the best title for the passage? A．Grandpa’s coins B．Julia’s cousins C．A saving competition D．A happy family 【答案】1．B 2．A 3．C 4．C 【导语】本文主要讲述了Julia的爷爷为了教导孩子如何理财，进行了一场特殊的比赛，看每个人如何花钱。通过这个比赛，孩子们明白，通过好好计划，很少的钱也可以带来意想不到的收获和惊喜，甚至可以实现自己的梦想。 【详解】1．细节理解题。根据“Let’s have a competition to see who can manage money wisely”可知他是为了教导孩子如何明智地理财。故选B。 2．推理判断题。根据“This made Clara and Joe so angry that these two could no longer keep saving their money”可知Clara和Joe非常生气，所以他们也不再坚持存钱了，故此处划线部分指代“Clara and Joe”。故选A。 3．推理判断题。根据“They were so successful that she managed to buy her own violin. Even better, she later became a very famous violinist”可知Julia用自己的钱帮助了那个小提琴手，最后她也在那个小提琴手的帮助下获得了成功，成为了一个著名的小提琴手，由此可知有时花一点钱可以实现自己的梦想。故选C。 4．最佳标题题。本文主要讲述了Julia的爷爷为了教导孩子如何理财，进行了一场特殊的比赛，看每个人如何花钱。通过这个比赛，孩子们明白，通过好好计划，很少的钱也可以带来意想不到的收获和惊喜，甚至可以实现自己的梦想，故文章以“一场存钱比赛”展开。故选C。 3、 阅读与表达 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned how to save or spend money well. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realising that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account is? If not, communicate with your parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in the right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and deal with money wisely step by step! 1．How do we start learning to manage money at an early age? —————————————————————————————— 2．According to the passage, where does money come from? —————————————————————————————— 3．What should we do if our pocket money can’t cover everything we want? —————————————————————————————— 4．What do you think of money？Write 30 words or more. —————————————————————————————— 【答案】1．By watching our parents’ spending habits. 2．It comes from parents’ hard work. 3．We should make smart spending choices. 4．Money is important in our life, but we should manage it wisely. We can save money for our goals and never waste it on useless things. We also need to understand money is earned through hard work. 【导语】本文是一篇说明文。文章主要讲述了关于金钱的生活课程，旨在帮助青少年养成良好的消费习惯，包括理解金钱来源、预算规划、设定目标以及与父母沟通等方面。 【详解】1．文中指出“At an early age, we start learning how to manage money by watching our parents' spending habits.”，我们小时候通过观察父母的消费习惯学习理财。 2．文中指出“We need to know that our parents work hard to make money.”，金钱来自父母的辛勤工作。 3．文中指出“Realising that our pocket money can't cover everything we want, we should make smart spending choices.”，零花钱不够买下所有想要的东西时，我们要做出明智的消费选择。 4．本题为开放性问题，答案不唯一，围绕理性看待金钱、合理理财、懂得赚钱辛苦等角度作答即可。 一、阅读理解 （2024·青海中考真题） Money is valuable. We use money to buy what we need and want. That is why we have to choose between things and spend our money wisely (明智地). Here is a survey about the monthly spending of two foreigners. Betty’s and Lucy’s monthly spending 1．Betty spends ________ of her money on food. A．31% B．50% C．14% D．20% 2．Betty and Lucy spend the same percentage (百分比) of money on ________. A．others B．books C．savings D．food 3．Lucy puts 40% of her money on ________. A．savings B．food C．books D．others 4．Which of the following does the writer probably agree with? A．The more expensive, the better. B．We should spend our money wisely. C．We don’t need money. D．Money can buy everything. 5．Where is the passage probably from? A．A story book. B．A music magazine. C．A newspaper. D．A map. 【答案】1．D 2．B 3．A 4．B 5．C 【导语】本文是一份关于两个外国人每月消费的调查。 【详解】1．细节理解题。根据“Food 20%”可知，贝蒂把20%的钱花在食物上。故选D。 2．细节理解题。根据“Book 14% 14%”和图片可知，二人花费在书上的占比相同，故选B。 3．细节理解题。根据“Savings 40%”可知，露西把40%的钱放在储蓄上。故选A。 4．细节理解题。根据“That is why we have to choose between things and spend our money wisely (明智地).”可知，作者认为我们必须在事物之间做出选择，明智地花钱。故选B。 5．推理判断题。本文是一份关于两个外国人每月消费的调查，所以可能来自一份报纸，故选C。 $