Unit 2 On the Money单元自测卷2026-2027学年外研版九年级英语上册

九年级英语（外研版）上册单元自测卷 Unit 2 On the Money （考试时间80分钟 满分：100分） 一、单项选择（共10小题，每小题1分，满分10分） 1. —How do you usually ______ your pocket money? —I save half of it and spend the rest on books. A.mention B. mix C. miss D. manage 2. —Do you have any ______ tins at home? I need one to make a piggy bank. —Yes, I think there are a few in the kitchen. A. spare B. expensive C. valuable D. main 3. —The more you save, ______ you will have for the future. —That's true. I should develop a good saving habit. A. the most B. the more C. more D. most 4. —When ______ you put your money into the piggy bank? —I will do it as soon as I get home. A. do B. did C. will D. have 5. —It's a good idea ______ a budget before you start spending. —I agree. That helps me avoid wasting money. A. make B. making C. to make D. made 6. —Where did you put the money? —I put it ______ nobody could find it. A. when B. where C. what D. why 7. —The old man ______ all his savings to the school in his village. —What a generous person he is! A. sold B. spent C. donated D. wasted 8. —She ______ her grandmother very much. She still keeps the comb her grandmother gave her. —That's so touching. A. sells B. manages C. rates D. treasures 9. —I will wait here ______ you come back. —OK. I won't be long. A. because B. until C. although D. if 10. —Does it make ______ to save money in a piggy bank? —Yes. It's a simple but effective way. A. sense B. use C. progress D. friends 二、完形填空（共10小题，每小题1.5分，计15分） Many teenagers get pocket money from their parents. But not all of them know how to 11 ______ it wisely. Some spend all their money as soon as they get it, while others save every penny. So what's the right way to handle money? One useful method is to use a "dream tin". Take a 12 ______ tin — an old biscuit tin will do — and turn it into a piggy bank. Write your dream on the tin. It could be anything: a new bike, a trip, or a gift for someone. When the tin is 13 ______, start putting money into it. Every time you drop a coin in, you're one step closer to your dream. Making a budget also helps. With a budget, you can see where your money 14 ______. If you don't have one, it's easy to lose track of your spending. Try to develop a saving 15 ______. Save a small amount each week — even 5 yuan adds up over time. After a few months, you'll be 16 ______ to see how much you've saved. Of course, saving doesn't mean you can never17 ______ anything. It's okay to treat yourself once in a while. 18 ______ is the key: save some, spend some, and enjoy both. Remember, how 19 ______ money you have is not the point. What really counts is using what you have wisely. Learning to manage money well is a20 ______ that will serve you for the rest of your life. 11. A. earn B. waste C. manage D. borrow 12. A. spare B. expensive C. full D. broken 13. A. empty B. useful C. cheap D. ready 14. A. comes from B. goes to C. runs out D. takes off 15. A. habit B. hobby C. skill D. subject 16. A. sad B. worried C. surprised D. bored 17. A. save B. buy C. lose D. borrow 18. A. balance B. difference C. reason D. change 19. A. many B. little C. few D. much 20. A. lesson B. dream C. skill D. chance 三、阅读理解（共15小题，每小题2分，计30分） A 阅读五位学生的情况介绍，从A—E五条理财建议中选出匹配项，将序号填入表格。 学生情况 1. Tom is a 14-year-old boy who loves playing video games. Every time he gets pocket money, he spends it all on new games within two days. He never has any money left for things he really needs, like school supplies. 2. Lucy is a careful girl. She always saves most of her pocket money, but she never buys anything for herself. She feels guilty every time she spends money, even on necessary things. 3. David wants to buy a new bicycle. He has been saving money for three months, but he keeps taking money out of his piggy bank to buy snacks and drinks. He can't seem to make his savings grow. 4. Emma receives 100 yuan pocket money every month. She spends about 60 yuan on snacks, 30 yuan on small toys, and only 10 yuan goes into her piggy bank. She wants to save more but doesn't know where to start. 5. Jack is a kind-hearted boy. He wants to buy his mother a birthday present, but he has only saved 20 yuan. He feels that it is not enough for a nice gift and doesn't know what to do. 理财建议 A. Put your piggy bank somewhere you can't easily reach. Out of sight, out of mind — you'll be less likely to spend the money. Opening a bank account is even better! B. A gift doesn't have to cost a lot to be meaningful. A handmade card, some home-baked cookies, or a week of helping with housework — these all come from the heart. It's the thought that really counts. C. Try the "dream tin" method. Write your goal on a tin and put money into it every week. When you feel like spending money on snacks, ask yourself: "Is this more important than my bicycle?" D. Make a budget first. Write down how much money you get each month and plan how to spend it. Decide how much to save before you spend anything. This will help you control your spending. E. Don't save all your money — enjoy some too! It's fine to spend money on things you like, as long as you also save some. The key is not to go to extremes. 题号 学生 匹配选项 21 Tom 22 Lucy 23 David 24 Emma 25 Jack B Where does your money go every month? If you're like most teenagers, you probably don't know exactly. But learning to manage money is an important life skill. Take Ella and Jacky, for example. They're both teenagers, but their money habits couldn't be more different. Jacky loves buying things — video games, snacks, trendy clothes. He spends his pocket money as soon as he gets it. Then, when he really needs something, he never has enough. "I just can't help it," Jacky says. "When I see something I like, I buy it." Ella, on the other hand, is much more careful. She plans her spending every month, dividing her money into three parts: saving, spending, and giving. She saves 50% of her pocket money, spends 40% on things she needs, and gives 10% to charity. "It feels good to help others," Ella says. "And I never worry about running out of money." Ella's parents encouraged her to open a savings account at a bank. "When you put money in the bank, it can grow," her mother told her. "The bank pays you interest for keeping your money there." Ella opened an account and now watches her money grow. Jacky has decided to learn from Ella. He's started making a budget and putting aside some money each week. "It's not easy," he admits, "but I'm getting better at it." 26. What is Jacky's problem with money? A. He doesn't get enough pocket money. B. He spends everything as soon as he gets it. C. He never buys anything for himself. D. He doesn't know how to open a bank account. 27. How does Ella divide her pocket money? A. All for saving. B. All for spending. C. Into three parts: saving, spending, and giving. D. Into two parts: spending and giving. 28. What did Ella's parents encourage her to do? A. Open a savings account. B. Spend less on snacks. C. Give money to charity. D. Learn from Jacky. 29. The underlined word "interest" in Paragraph 4 probably means ______. A. 兴趣 B. 趣味 C. 关注 D. 利息 30. What can we learn from the last paragraph? A. Jacky will never change his habits. B. Jacky has started to manage his money better. C. Ella has stopped saving money. D. Jacky now spends more than before. C Money is part of everyday life. We use it to buy food, clothes, and all kinds of things. But have you ever stopped to think about what money really means? For some people, money seems to be everything. They work hard to earn more and more, yet they never feel satisfied. They forget that there are things money can't buy — like true friendship, good health, and the love of family. For others, money is simply a tool. They use it to get what they need and, when they can, to help others. They understand that money can make life easier, but it can't create happiness on its own. For them, money serves a purpose — it doesn't rule their lives. There's an old saying: "Money spent comes back; money saved stays." The point is that money flows through our lives, but the important things — the people we love and the values we hold — remain constant. So how do we develop a healthy attitude towards money? Here are three ideas. First, save something every month, even if it's a small amount. It builds up over time and gives you a safety net. Second, think before you buy. Ask yourself: "Do I really need this?" You'll be surprised how often the answer is no. Third, give when you can. Sharing with others often brings more happiness than spending on yourself. Money isn't the most important thing in life. What truly matters is how you use it — to live well, to help others, and to make a difference. 31. According to the passage, what do some people forget about money? A. Money can buy everything. B. There are things more important than money. C. Money is the key to happiness. D. Only rich people can be happy. 32. What does the saying "Money spent comes back; money saved stays" suggest? A. Money is more important than anything. B. You should never spend your money. C. Saving money is a waste of time. D. Money flows through life, but important things remain. 33. What does the author suggest as the third way to develop a healthy attitude towards money? A. Give to others when you can. B. Think before you buy something. C. Save some money every month. D. Earn as much money as possible. 34. What is the author's attitude towards money? A. Money is the most important thing. B. Money should never be spent on yourself. C. Money is a useful tool, not the goal of life. D. Only poor people understand the value of money. 35. What is the main purpose of this passage? A. To tell people how to get rich quickly. B. To discuss what money really means and how to use it wisely. C. To compare the lives of rich and poor people. D. To share a story about a generous person. 四、语法填空（共10小题，每小题1.5分，计15分） 阅读短文，在空白处填入一个适当的单词，或用括号内所给单词的正确形式填空。 Money is something we deal with every day. But do you know how to manage 36 ______ (it) wisely? One of the simplest ways to save is with a dream tin. Take any spare tin and turn it 37 ______ a piggy bank. Write your dream on the tin — a new bike, a trip, or a gift for someone. When the tin is ready, start 38 ______ (put) money into it. Another good method is to make a budget. A budget helps you know exactly 39 ______ your money goes. If you don't have a budget, it's easy to spend more 40 ______you planned. Many young people find 41 ______ hard to save money. But if you save a little every day, it 42 ______ (become) easier over time. Even 5 yuan a day adds up to over 1,800 yuan in a year! Remember, it's not the amount that matters. 43 ______ matters is what you do with your money. Learning to manage money well is a skill that 44 ______ (serve) you for the rest of your life. Start today, and you 45 ______(thank) yourself in the future. 五、任务型阅读（共5小题，每小题2分，计10分） 阅读短文，根据短文内容回答问题，每小题答案不超过6个单词。 A Dog Called Money（Adapted from Money or The Money Dog） In the story A Dog Called Money, a young girl named Kira meets a talking dog. The dog's name is Money, and he teaches her some valuable lessons about managing money. Money tells Kira about "dream tins". "Take a spare tin — an old biscuit tin will do — and turn it into a piggy bank. Write your dream on the tin. You'll need one tin for each of your dreams. Once the tin is ready, put your money into it," he explains. Money also stresses the importance of saving every day, even in small amounts. "A little bit each day adds up over time," he says. Another key lesson is to plan before you spend. Money advises Kira to ask herself one question before buying anything: "Do I really need this?" This simple question helps her avoid wasting money on things she doesn't truly need. By the end of the story, Kira has learned a lot. She understands that money is not the most important thing in life. Love, friendship, and dreams matter more. Money is just a tool to help achieve those dreams. 46. What is the name of the talking dog? ________________________ 47. What does Money suggest using to save money for dreams? ________________________ 48. How many tins does Kira need for her dreams? ________________________ 49. What question does Money advise asking before buying? ________________________ 50. According to the story, what matters more than money? ________________________ 六、书面表达（满分20分） 学校英语俱乐部举办 “My Money Story” 主题征文活动，请你写一篇英语短文分享自己的理财经历。 写作要点： 1. 过去你如何管理零花钱； 2. 如今理财方式发生的两处变化； 3. 你的理财感悟与收获。 写作要求： 1. 词数90—110词； 2. 不得出现真实人名、校名； 3. 开头已给出，不计入总词数。 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 参考答案 一、单项选择 1. D 动词辨析。manage 意为“管理、支配”，manage pocket money 为固定搭配，意为“管理零花钱”。其余词汇不符合句意。 2. A 形容词辨析。spare 表示“闲置的、多余的”，spare tin 为本单元重点短语，指“闲置铁盒”，可用来制作存钱罐。 3. B 固定句型。“the + 比较级，the + 比较级”表示“越……就越……”，是初中核心句型，此处用 the more。 4. C 时态辨析。答语用一般将来时（will），问句时态保持一致，因此用 will 提问。 5. C 固定句型。It’s a good idea to do sth. 是固定用法，动词不定式作真正主语。 6. B 连词辨析。where 引导地点状语从句，表示“在……地方”，贴合“把钱放在隐蔽处”的语境。 7. C 动词辨析。donate 意为“捐赠”，结合后文“慷慨的人”，可知老人将积蓄捐赠给乡村学校。 8. D 动词辨析。treasure 此处作动词，意为“珍视、珍爱”，贴合珍惜亲人遗物的语境。 9. B 连词辨析。until 意为“直到……”，引导时间状语从句，符合原句句意。 10. A 固定短语。make sense 为常用搭配，意思是“有道理、可行”。 二、完形填空 11. C 全文围绕青少年理财展开，manage money 为固定搭配，意为“理财、管理零花钱”。 12. A 结合单元知识点，spare tin 指闲置的铁盒，可用来制作存钱罐，贴合语境。 13. D 指将铁盒准备好后，就可以开始存钱，ready 符合句意。 14. B 制作预算可以清晰了解钱的去向，go to 在此处表示“流向、用于”。 15. A saving habit 为固定搭配，意为“储蓄习惯”，符合文章倡导存钱的主旨。 16. C 坚持长期存钱，最后看到积攒的存款，会感到惊喜，surprised 贴合语境。 17. B 文章观点为：存钱不代表完全不消费，适度购买物品是合理的。 18. A 合理理财的关键是平衡存钱与消费，balance 意为“平衡”。 19. D money 是不可数名词，用 much 修饰，how much money 表示“多少钱”。 20. C 理财是一项能够终身受用的生活技能，skill 符合句意。 三、阅读理解 21. D Tom 花钱没有规划，经常一次性花光零花钱，需要制定预算、管控开销。 22. E Lucy 过度节俭、不敢正常消费，需要平衡储蓄与消费，不必极端存钱。 23. C David 存钱意志力不足，总中途放弃，适合用目标存钱法督促自己。 24. A Emma 日常花销大、存不住钱，需要隔绝诱惑，减少随意消费。 25. B Jack 认为没钱买贵重礼物就无法表达心意，对应“心意重于价格”的观点。 26. B 由文章第三段可知，Jacky 一拿到零花钱就会全部花光，这是他最大的问题。 27. C 根据第四段内容，Ella 将零花钱分为储蓄、日常消费和公益捐赠三部分。 28. A 文中明确提到，Ella 的父母鼓励她去银行开设储蓄账户存钱。 29. D 结合银行存钱的语境，银行返还的 interest 指“利息”。 30. B 文章最后一段说明，Jacky 开始学习理财，主动做预算、存钱，慢慢改掉乱花钱的习惯。 31. B 文章指出，很多人一味追求金钱，却忽略了亲情、健康、友情等金钱买不到的珍贵事物。 32. D 这句谚语旨在说明，金钱只是流转的工具，真挚的情感、人生理想等事物才是永恒的。 33. A 文中给出三条健康理财的建议，第三条就是力所能及地帮助、分享他人。 34. C 通读全文可知，作者认为金钱是服务生活的工具，并不是人生的终极追求。 35. B 文章主要介绍了金钱的真正意义，同时教导读者树立正确的金钱观、学会理性理财。 四、语法填空 36. it 动词 manage 后接宾格代词作宾语，故填 it。 37. into turn...into... 为固定搭配，意为“把……转变为……”。 38. putting/to put start doing sth. / start to do sth. 均可，表示“开始做某事”。 39. where 宾语从句引导词，此处指清楚钱的去向，表地点。 40. than more 为比较级，后接 than 表对比，指花销超出计划。 41. it find it + 形容词 + to do sth. 固定句型，it 作形式宾语。 42. will become 遵从“主将从现”，条件状语从句用一般现在时，主句用一般将来时。 43. What 引导主语从句，what matters 为常用句式，意为“重要的是”。 44. will serve 指代终身受用的技能，表将来，用一般将来时。 45. will thank “祈使句+and+一般将来时”，为固定句式。 五、任务型阅读 46. Money. 47. Dream tins. 48. One for each dream. 49. Do I really need this? 50. Love, friendship, dreams. 六、书面表达（满分20分） 参考范文 My Money Story Money is part of our daily life. Looking back, I have changed a lot in the way I manage my money. In the past, I had no plan for my pocket money. I always spent it on snacks and small toys without thinking. As a result, I often had no money left for my daily needs. Now I have changed my ways. First, I make a monthly budget to manage my money well. Second, I keep a dream tin to save money for my goals instead of wasting it casually. From this experience, I learn that managing money well is very important. It helps me develop self-discipline and cherish every penny. This good habit makes my life more organized. 学科网（北京）股份有限公司 $