Unit 2 On the money 知识点总结 2026-2027学年外研版九年级英语上册

**基本信息** 以“理财与消费”话题为核心，整合词汇、语法、写作等模块，通过分类梳理、对比辨析、框架构建等方法，系统培养语言能力与文化意识，逻辑链条清晰，备考针对性强。 **综合设计** |模块|题量/典例|方法提炼|知识逻辑| |----|----|----|----| |词汇|34个核心词（分4主题）|主题分类记忆（音标/搭配/例句）|从金钱消费到情感愿望，按话题场景递进| |语法|when/where状语从句|公式化讲解+时态搭配+定语从句对比|先概念后用法，通过例句与错题强化区别| |写作|My pocket money plan（框架+2范文）|三段式结构（来源-分配-感悟）|融合单元词汇/句型/语法，实现语言输出| |易错点|10大高频易错|正误对比+原因分析（如“主将从现”）|针对语法/短语误用，强化思维精准性|

外研版（2026秋新版）九年级上册 Unit 2 On the money 单元知识点总结 适用教材：外研版（2026秋新版）九年级上册 | 适用学段：初三上学期 | 资料类型：单元知识点总结 课标对接 【话题】理财与消费（Money management and consumption） 【语言技能】能听懂并讨论关于零花钱、理财、预算、消费习惯等话题；能运用时间状语从句（when）和地点状语从句（where）描述条件和场合；能读懂关于理财观念和消费文化的议论文；能写一篇关于"我的零花钱计划"（My pocket money plan）的短文。 【文化意识】了解不同国家的零花钱文化和理财观念，理解"量入为出"的消费原则，树立正确的金钱观和价值观。 【核心语法】状语从句——时间状语从句（when 引导）和地点状语从句（where 引导）。 目录 一、重点词汇（34个核心词汇，按主题分类，含音标/词性/搭配/例句） 二、重点短语与固定搭配（22个高频短语，含辨析对比） 三、重点句型（8大核心句型，含公式+课文原句+仿写范例） 四、语法精讲（时间状语从句 when + 地点状语从句 where） 五、单元话题写作（My pocket money plan，含写作框架+范文2篇） 六、易错点与难点突破（10大高频易错，含正误对比+原因分析） 七、文化常识（各国零花钱文化 / 理财观念对比） 八、单元自测（基础过关20题 + 能力提升10题） 附：参考答案与详细解析 一、重点词汇（Words） 1.1 金钱与消费类 英文 音标 词性 中文 用法与搭配 例句 dollar /ˈdɒlə/ n. 美元 one dollar ten dollars The book costs ten dollars at the store. cent /sent/ n. 分（货币单位） one cent fifty cents One dollar is equal to one hundred cents. penny /ˈpeni/ n. 便士；分 a penny not a penny A penny saved is a penny earned. treasure /ˈtreʒə/ n./v. 财富；珍视 a treasure treasure sth. Good health is the greatest treasure in life. moneybox /ˈmʌnibɒks/ n. 存钱罐 a moneybox put money in a moneybox She puts her pocket money into a moneybox every week. amount /əˈmaʊnt/ n. 数量；金额 a large amount of the amount of He spends a large amount of money on video games. record /ˈrekɔːd/ n./v. 记录；唱片 keep a record record sth. It is a good habit to keep a record of your spending. budget /ˈbʌdʒɪt/ n./v. 预算 make a budget within budget Making a budget helps you manage your money wisely. 1.2 理财与习惯类 英文 音标 词性 中文 用法与搭配 例句 manage /ˈmænɪdʒ/ v. 管理；设法做到 manage money manage to do sth. Learning to manage your money is an important life skill. saving /ˈseɪvɪŋ/ n. 储蓄；存款 savings account make savings She puts part of her pocket money into savings every month. habit /ˈhæbɪt/ n. 习惯 spending habit form a habit It is important to develop good spending habits. value /ˈvæljuː/ n./v. 价值；重视 of great value value sth. She knows the value of money because she earns it herself. wisely /ˈwaɪzli/ adv. 明智地 spend wisely choose wisely If you spend your money wisely, it will last longer. choice /tʃɔɪs/ n. 选择 make a choice have no choice Every spending choice you make today affects your future. decision /dɪˈsɪʒn/ n. 决定 make a decision financial decision Making a good financial decision needs careful thinking. control /kənˈtrəʊl/ n./v. 控制 take control of under control You should take control of your spending instead of spending freely. goal /ɡəʊl/ n. 目标 set a goal achieve a goal Setting a savings goal helps you stay motivated to save. 1.3 购物与物品类 英文 音标 词性 中文 用法与搭配 例句 tin /tɪn/ n. 罐；锡 a tin of in a tin He keeps his coins in an old tin on the shelf. laptop /ˈlæptɒp/ n. 笔记本电脑 a laptop buy a laptop He is saving money to buy a new laptop. website /ˈwebsaɪt/ n. 网站 a website on the website You can compare prices on different websites before buying. organiser /ˈɔːɡənaɪzə/ n. 记事本；整理器 a money organiser use an organiser A money organiser can help you plan your spending. comb /kəʊm/ n./v. 梳子；梳理 a comb comb one's hair She bought a new comb with her pocket money. pocket /ˈpɒkɪt/ n. 口袋 pocket money in one's pocket He always keeps some change in his pocket. spare /speə/ adj./v. 空闲的；多余的 spare time spare money She uses her spare money to buy books. expensive /ɪkˈspensɪv/ adj. 昂贵的 an expensive gift be expensive Some things are expensive but not necessary. Think before you buy. size /saɪz/ n. 尺寸；大小 a large size in size The size of the moneybox is just right for the shelf. own /əʊn/ adj./v. 自己的；拥有 one's own own sth. Having your own money gives you a sense of independence. 1.4 情感与愿望类 英文 音标 词性 中文 用法与搭配 例句 dream /driːm/ n./v. 梦想；做梦 have a dream dream of doing Her dream is to save enough money to travel around the world. wish /wɪʃ/ n./v. 愿望；希望 make a wish wish to do sth. I wish to buy a gift for my mother with my own money. realise /ˈrɪəlaɪz/ v. 实现；意识到 realise a dream realise that He finally realised his dream of buying a laptop with his savings. surprise /səˈpraɪz/ n./v. 惊喜；使惊讶 a big surprise be surprised at It was a surprise to see how much money I had saved in a year. afford /əˈfɔːd/ v. 负担得起 can afford can't afford I can't afford the expensive bag now, so I will save for it. exactly /ɪɡˈzæktli/ adv. 精确地；确切地 exactly right know exactly I know exactly how much money I spend each week. instead /ɪnˈsted/ adv. 代替；反而 instead of ...instead Instead of buying snacks, I decided to save the money. 二、重点短语与固定搭配（Phrases） 2.1 课文核心短语 短语 中文释义 课文原句/语境 用法提示 pocket money 零花钱 Pocket money is a good way to learn about money management. pocket money 是固定搭配，不可写作 pocket's money make a budget 制定预算 It is important to make a budget for your pocket money. make a budget 后接 for sth.，表示"为...做预算" keep a record of 记录... Keep a record of everything you spend. keep a record of = record v.，后接名词或动名词 spend...on... 在...上花费... She spends most of her pocket money on books. spend money on sth. = 在某物上花钱，spend money doing sth. = 花钱做某事 save up for 为...存钱 He is saving up for a new laptop. save up for sth. = 为某物攒钱，也可用 save money for sth. instead of 代替；而不是 Instead of buying snacks, I saved the money. instead of + 名词/动名词，表"代替" take control of 控制；掌管 You should take control of your spending. take control of = control v.，后接名词 a large amount of 大量的 He spends a large amount of money on games. a large amount of + 不可数名词，谓语动词用单数 of great value 很有价值的 This lesson is of great value to teenagers. of great value = very valuable，be of + 名词 = 形容词 set a goal 设定目标 Setting a savings goal helps you stay motivated. set a goal + of doing / to do，表"设定...的目标" manage money 管理金钱 Learning to manage money is a necessary life skill. manage money = 理财，也可用 money management spend wisely 明智地消费 If you spend wisely, your money will last longer. spend wisely = 理性消费，副词 wisely 修饰动词 spend make a choice 做出选择 Every spending choice you make matters. make a choice = choose v.，后接 about sth. 或 between A and B make a decision 做决定 Making a financial decision needs careful thinking. make a decision = decide v.，后接 about sth. 或 to do sth. spare money 闲钱；多余的零钱 She uses her spare money to buy books. spare money = extra money，spare 作形容词"多余的" in one's pocket 在某人的口袋里 He always keeps some change in his pocket. pocket 是名词，in one's pocket = 在口袋里 a tin of 一罐... He keeps his coins in a tin of biscuits. a tin of + 名词，tin 作量词"罐" realise a dream 实现梦想 He finally realised his dream of buying a laptop. realise a dream = make a dream come true，realise 也可写作 realize can afford 负担得起 I can't afford the expensive bag now. afford 常与 can/can't 连用，后接名词或 to do sth. know exactly 确切地知道 I know exactly how much money I spend each week. know exactly + 疑问词引导的从句，exactly 是副词修饰 know a moneybox 一个存钱罐 She puts her pocket money into a moneybox. moneybox = 存钱罐，也可写作 money box spending habit 消费习惯 It is important to develop good spending habits. spending habit = 消费习惯，spending 是动名词作定语 2.2 短语辨析 短语A 短语B 区别 例句 spend...on... spend...(in) doing... spend on + 名词 = 在某物上花钱； spend (in) doing = 花钱做某事 I spend money on books. I spend money buying books. save up for save save up for = 为某具体目标攒钱； save = 储蓄/节约（泛指） I am saving up for a laptop. I try to save some money every month. instead of instead instead of + 名词/动名词（介词短语）； instead 单独使用（副词） I saved the money instead of buying snacks. I didn't buy snacks. Instead, I saved the money. a large amount of a large number of a large amount of + 不可数名词； a large number of + 可数名词复数 a large amount of money a large number of coins of great value valuable of great value = very valuable， of + 名词 = 形容词（更正式） This lesson is of great value. This lesson is very valuable. 三、重点句型（Sentence Patterns） 3.1 八大核心句型 编号 句型 功能 公式 / 课文原句 / 仿写 1 It is + adj. + (for sb.) + to do sth. 表达"做某事对某人是...的" 公式：It is + adj. + for sb. + to do sth. 课文：It is important for teenagers to learn about money management. 仿写：It is necessary for us to make a budget before spending. 2 S + spend(s) + money + on + sth. 表达"在某物上花钱" 公式：主语 + spend(s) + 金钱 + on + 名词 课文：She spends most of her pocket money on books. 仿写：He spends a lot of money on video games every month. 3 S + save(s) + (money) + for + sth. 表达"为某物存钱" 公式：主语 + save(s) + (money) + for + 名词 课文：He is saving up for a new laptop. 仿写：I am saving money for a trip to Beijing next summer. 4 S + can/can't + afford + sth./to do sth. 表达"负担得起/负担不起" 公式：主语 + can/can't + afford + 名词/to do 课文：I can't afford the expensive bag now. 仿写：She can afford to buy a new phone with her savings. 5 Instead of + doing + sth., S + V + ... 表达"没有做...而是做了..." 公式：Instead of + 动名词, 主语 + 谓语 课文：Instead of buying snacks, I decided to save the money. 仿写：Instead of wasting money on games, he bought a useful book. 6 S + take(s) + control of + sth. 表达"控制/掌管某事" 公式：主语 + take(s) + control of + 名词 课文：You should take control of your spending. 仿写：It is time to take control of your own life. 7 S + set(s) + a goal + to do sth. 表达"设定目标做某事" 公式：主语 + set(s) + a goal + to do sth. 课文：Setting a savings goal helps you stay motivated. 仿写：I set a goal to save 500 yuan by the end of this year. 8 S + know(s) + exactly + wh-从句 表达"确切地知道..." 公式：主语 + know(s) + exactly + 疑问词从句 课文：I know exactly how much money I spend each week. 仿写：She knows exactly where every penny goes. 3.2 同义句转换 原句 同义句 知识点 She spends money on books. She spends money buying books. spend money on sth. = spend money (in) doing sth. He is saving up for a laptop. He is saving money to buy a laptop. save up for = save money to buy，可互换 You should take control of your spending. You should control your spending. take control of = control v.，可互换 This lesson is of great value. This lesson is very valuable. be of great value = be very valuable He realised his dream. His dream came true. realise a dream = make a dream come true 四、语法精讲（Grammar） 4.1 本单元语法概述 【中考考频】时间状语从句（when）和地点状语从句（where）是中考基础考点，常出现在单项选择、完形填空和句型转换中。本单元重点巩固 when 引导的时间状语从句，并引入 where 引导的地点状语从句。 状语从句在复合句中充当状语，修饰主句的动词。时间状语从句说明动作发生的时间，地点状语从句说明动作发生的地点。 4.2 时间状语从句：when 引导 概念：when 引导的时间状语从句用来说明主句动作发生的时间，表示"当...的时候"。 公式：When + 从句（主语 + 谓语）, 主句 / 主句 + when + 从句（主语 + 谓语）。 例句：When I get my pocket money, I put half of it into my moneybox.（当我拿到零花钱时，我把一半放进存钱罐。） 例句：When you make a budget, you can control your spending better.（当你制定预算时，你能更好地控制消费。） 例句：She feels happy when she sees her savings grow.（当看到储蓄增长时，她感到开心。） 例句：When he was young, he learned the value of money from his parents.（当他还小的时候，他从父母那里学到了金钱的价值。） 4.3 when 从句的时态搭配 （1）主句一般现在时，从句一般现在时（表示经常性动作或客观事实）： 例句：When I have spare money, I always save it.（当我有闲钱时，我总是存起来。） （2）主句一般将来时，从句一般现在时（主将从现）： 例句：When I save enough money, I will buy a new laptop.（当我攒够钱时，我会买一台新笔记本电脑。） （3）主句一般过去时，从句一般过去时（表示过去发生的事情）： 例句：When he got his first pocket money last year, he spent it all in one day.（去年他第一次拿到零花钱时，一天就花光了。） （4）主句过去进行时，从句一般过去时（表示一个动作进行时另一个动作发生）： 例句：I was counting my savings when my mother came in.（我正在数储蓄时，妈妈进来了。） 4.4 地点状语从句：where 引导 概念：where 引导的地点状语从句用来说明主句动作发生的地点，表示"在...的地方"。 公式：主句 + where + 从句（主语 + 谓语） / Where + 从句（主语 + 谓语）, 主句。 例句：Put the money where you can see it every day.（把钱放在你每天能看到的地方。） 例句：You can buy things where the prices are lower.（你可以在价格更低的地方买东西。） 例句：Where there is a will, there is a way.（有志者事竟成。——where 引导地点状语从句） 例句：She keeps her moneybox where her little brother can't reach it.（她把存钱罐放在弟弟够不到的地方。） 4.5 where 地点状语从句与 where 定语从句的区别 where 引导的地点状语从句：修饰主句的动词，表示"在...的地方"，前面没有先行词（表示地点的名词）。 where 引导的定语从句：修饰前面的先行词（表示地点的名词），如 place, house, school, city 等。 对比： 地点状语从句：Put the money where you can find it easily.（把钱放在你容易找到的地方。——where 修饰 put） 定语从句：This is the place where I keep my moneybox.（这是我放存钱罐的地方。——where 修饰 place） 4.6 where 引导的常用固定表达 固定表达 含义 例句 说明 Where there is a will, there is a way. 有志者事竟成。 Where there is a will, there is a way, so never give up. where 引导地点状语从句，修饰主句 Where possible, ... 在可能的情况下... Where possible, save some money for the future. where possible 是简化形式，省略了 it is Where necessary, ... 在必要的情况下... Where necessary, ask your parents for advice about money. where necessary 是简化形式，省略了 it is 4.7 综合对比表 连词 类型 含义 例句 注意 when 时间状语从句 当...的时候 When I get my pocket money, I save half of it. 遵循"主将从现"原则 where 地点状语从句 在...的地方 Put the money where you can see it. 修饰动词，前面无先行词 where 定语从句 在...的地方 This is the shop where I bought the moneybox. 修饰先行词（表示地点的名词） 关键区别：when 从句说明时间（什么时候），where 从句说明地点（在哪里）。when 从句中要遵循"主将从现"原则；where 从句不涉及该原则。 五、单元话题写作（Writing） 5.1 写作任务：My pocket money plan 本单元写作任务是以"My pocket money plan"（我的零花钱计划）为主题，写一篇关于如何合理规划和使用零花钱的短文。可以介绍自己每周或每月获得多少零花钱、如何分配（储蓄、消费、捐赠等）、以及这样做的理由。要求：80-120词，结构清晰，语言通顺，可适当使用 when 引导的时间状语从句和 where 引导的地点状语从句。 5.2 写作框架 段落 内容 可用句型 示例 第一段 引出话题：介绍零花钱的来源和金额 I get...pocket money... My parents give me... I get...yuan every week. I get 50 yuan pocket money every week from my parents. I think it is important to learn how to manage money. 第二段 具体计划：说明如何分配零花钱 I spend...on... I save...for... I put...in... When I..., I... I spend 20 yuan on snacks and school things. I save 20 yuan in my moneybox for a new laptop. When I have spare money, I put it where I can't easily spend it. 第三段 总结感悟：分享理财的收获 I have learned that... Managing money helps me... I feel...when I... I have learned that managing money is an important life skill. I feel proud when I see my savings grow. It is a good habit that will help me in the future. 5.3 范文 【范文一】基础版（约90词）—— My pocket money plan I get 50 yuan pocket money every week from my parents. I have a simple plan to manage it. I spend 20 yuan on snacks and school things. I save 20 yuan in my moneybox for a new laptop. I give the remaining 10 yuan to charity because I want to help others. When I want to buy something expensive, I wait and think carefully. I put my moneybox where I can see it every day to remind myself of my goal. I have learned that managing money is not easy, but it is very important. I feel proud when I see my savings grow. I believe this good habit will help me in the future. 【范文二】提升版（约130词）—— My pocket money plan Every month, I get 200 yuan pocket money from my parents. Instead of spending it all at once, I have made a careful plan to manage it. First, I spend about 60 yuan on books and school supplies because knowledge is of great value. Second, I save 100 yuan in my moneybox for a new laptop. I keep the moneybox where my little brother can't reach it. Third, I use 40 yuan for snacks and entertainment. When I see something I want to buy, I ask myself, "Do I really need it?" If the answer is no, I put the money into my savings instead. Since I started this plan, I have learned to take control of my spending. I know exactly how much money I spend each month. I believe that learning to manage money wisely is a skill that will help me all my life. When I finally buy my laptop with my own savings, it will be a dream come true. 5.4 写作好词好句积累 类别 表达 适用场景 引出话题 I get...pocket money from... I have a plan to manage... It is important to learn... 开头介绍零花钱来源和管理计划 描述分配 I spend...on... I save...for... I put...in... I give...to... 描述如何分配零花钱 表达时间 When I..., I... When I want to..., I... Since I started..., I have... 用时间状语从句说明时间关系 表达地点 I put...where... I keep...where... I put...where...can't... 用地点状语从句说明放置位置 总结感悟 I have learned that... I feel proud when... I believe that... 结尾表达收获和感悟 六、易错点与难点突破（Common Mistakes） 编号 易错点 错误示例 正确写法 原因分析 1 when 从句中误用将来时 x When I will get my pocket money, I will save half. v When I get my pocket money, I will save half. 时间状语从句遵循"主将从现"，从句用一般现在时表将来。 2 where 地点状语从句与定语从句混淆 x Put the money in the place where you can find it.（定语从句） v Put the money where you can find it.（地点状语从句） 地点状语从句前无先行词，直接修饰动词；定语从句前有先行词（place, house 等）。 3 spend...on 与 spend...doing 混淆 x I spend money to buy books. v I spend money on books. v I spend money buying books. spend 后接 on + 名词 或 (in) + doing，不接 to do。 4 instead of 后接动词原形 x Instead of buy snacks, I saved the money. v Instead of buying snacks, I saved the money. instead of 是介词短语，后接名词或动名词，不接动词原形。 5 a large amount of 后接可数名词 x a large amount of coins v a large amount of money v a large number of coins a large amount of 只接不可数名词，可数名词用 a large number of。 6 afford 后接动名词 x I can't afford buying the bag. v I can't afford the bag. v I can't afford to buy the bag. afford 后接名词或 to do，不接动名词。 7 save up for 与 save 混淆 x I save up every month.（无具体目标时） v I save money every month. save up for 接具体目标物品；save 泛指储蓄，不强调具体目标。 8 pocket money 误加 's x pocket's money v pocket money pocket money 是固定搭配，pocket 是名词作定语，不加所有格。 9 know exactly 的位置错误 x I exactly know how much money I spend. v I know exactly how much money I spend. exactly 是副词修饰动词 know，放在 know 之后，不是之前。 10 take control of 中 of 漏用 x You should take control your spending. v You should take control of your spending. take control of 是固定搭配，of 不可省略。 七、文化常识（Culture Link） 7.1 世界各国的零花钱文化（Pocket money around the world） 零花钱（pocket money）是世界各地青少年接触金钱管理的第一步。不同国家的零花钱文化各有特点，反映了不同的教育理念和金钱观念。 在英国，大多数家长从孩子六七岁开始就给零花钱，金额随年龄增长而增加。英国父母普遍认为，给孩子零花钱是培养理财能力（money management skills）的最佳方式。许多英国青少年会用零花钱的一部分做储蓄（savings），一部分用于消费（spending），还有一部分用于慈善捐赠（charity donation）。 在美国，很多青少年通过做家务（housework）或兼职工作（part-time jobs）来赚取零花钱，而不是完全依赖父母给予。这种"劳动换报酬"的方式让美国青少年更早地理解金钱的价值（the value of money）和劳动的意义。 在日本，"お小遣い"（okozukai，零花钱）文化非常普遍。日本父母通常每月给一次零花钱，并教导孩子记录收支（keep a record of spending），培养"计划消费"（planned spending）的习惯。 在中国，越来越多的家长开始重视孩子的财商教育。许多家庭会给孩子固定的零花钱，并引导孩子制定预算（make a budget）、设立储蓄目标（set a savings goal），培养"量入为出"（live within one's means）的消费观念。 7.2 理财观念的文化对比（Money management cultures） 不同文化背景下的理财观念（money management concepts）存在显著差异，这些差异影响着青少年的消费习惯和储蓄意识。 在西方文化中，"提前消费"（spending ahead）和"信用消费"（credit consumption）较为普遍。信用卡（credit card）和贷款（loan）是常见的支付方式，人们习惯于"先享后付"（buy now, pay later）。然而，这种消费方式也带来了过度消费（overspending）和债务问题（debt problems）的风险。 在东方文化（尤其是中国、日本、韩国）中，"储蓄优先"（saving first）是传统的美德。"积谷防饥"（save against a rainy day）和"勤俭节约"（diligence and thrift）是深入人心的价值观。许多亚洲家庭鼓励孩子从小存钱，养成未雨绸缪的好习惯。 对于当代青少年来说，融合东西方理财观念的优点——既学会合理消费（spend wisely），又坚持储蓄习惯（saving habit）——是培养健康金钱观的关键。 7.3 关于金钱与理财的名言 名言（英文） 名言（中文） 作者 A penny saved is a penny earned. 省一文就是赚一文。 Benjamin Franklin（富兰克林） Money is a good servant but a bad master. 金钱是好的仆人，却是坏的主人。 Francis Bacon（培根） Do not save what is left after spending, but spend what is left after saving. 不要花完再存，而要存完再花。 Warren Buffett（巴菲特） The art is not in making money, but in keeping it. 艺术不在于赚钱，而在于守住钱。 Proverb（谚语） 7.4 描述理财的英文表达 中文含义 英文表达 例句 零花钱 pocket money Pocket money is a good way to learn about money. 理财 money management Money management is an important life skill. 预算 budget Making a budget helps you control your spending. 储蓄 savings She puts part of her pocket money into savings. 消费习惯 spending habit Good spending habits should be developed early. 量入为出 live within one's means It is wise to live within your means. 财商教育 financial education Financial education should start at a young age. 八、单元自测（Self-check） （本部分为"学生版"，不含答案。参考答案与解析见附录。） 第一部分：基础过关（20题） 一、根据首字母或汉语提示写出单词（10分） 1. I get 50 yuan p______（零花钱）money every week from my parents. 2. It is important to make a b______（预算）before you spend money. 3. She puts her savings into a m______（存钱罐）on the shelf. 4. He is s______（储蓄）up for a new laptop. 5. This book is of great v______（价值）to teenagers. 6. You should spend your money w______（明智地）. 7. I can't a______（负担得起）the expensive bag now. 8. She keeps a r______（记录）of everything she spends. 9. He finally r______（实现）his dream of buying a laptop. 10. I know e______（确切地）how much money I spend each week. 二、用所给词的适当形式填空（5分，注意时态） 11. When I ______ (get) my pocket money, I always save half of it. 12. I ______ (buy) a new laptop when I save enough money. 13. Put the money where you ______ (can) find it easily. 14. When he was young, he ______ (learn) the value of money. 15. Instead of ______ (spend) all the money, she saved some. 三、选词填空（5分，用 where/when 填空） 16. Put the moneybox ______ your little brother can't reach it. 17. ______ I get my pocket money, I put it in my moneybox. 18. You can go ______ you want with your own savings. 19. I feel happy ______ I see my savings grow. 20. Keep your money ______ you can see it every day. 第二部分：能力提升（10题） 四、单项选择（5分） 21. ______ I save enough money, I will buy a new laptop. A. Where B. When C. Before D. Since 22. Put the money ______ you can find it easily. A. when B. that C. where D. which 23. Instead of ______ snacks, I decided to save the money. A. buy B. to buy C. buys D. buying 24. She spends most of her pocket money ______ books. A. in B. on C. to D. for 25. Which of the following sentences is CORRECT? A. When I will get money, I will save it. B. Put the money where you can find easily. C. I can't afford buying the expensive bag. D. She knows exactly how much money she spends. 五、句型转换（5分） 26. I spend 20 yuan on snacks every week.（改为同义句，用 buying） I spend 20 yuan ______ snacks every week. 27. He is saving up for a laptop.（改为同义句，用 to buy） He is saving money ______ ______ a laptop. 28. You should take control of your spending.（改为同义句，用 control v.） You should ______ your spending. 29. This lesson is of great value.（改为同义句，用 valuable） This lesson is very ______. 30. He keeps the moneybox in his room. His brother can't find it there.（合并为一句，用 where） He keeps the moneybox ______ his brother ______ find it. 附录：参考答案与详细解析 （本部分为"教师版"，供教师批改和讲解使用。） 基础过关答案 题号 答案 解析 1 pocket pocket money 零花钱，固定搭配，pocket 是名词作定语。 2 budget make a budget 制定预算，budget 是名词。 3 moneybox moneybox 存钱罐，注意是一个单词，也可写作 money box。 4 saving save up for 为...存钱，现在进行时用 is saving。 5 value of great value 很有价值的，value 是名词。 6 wisely spend wisely 明智地消费，副词 wisely 修饰动词 spend。 7 afford can't afford 负担不起，afford 常与 can/can't 连用。 8 record keep a record of 记录...，record 是名词。 9 realised realise a dream 实现梦想，用一般过去时 realised。 10 exactly know exactly 确切地知道，副词 exactly 修饰 know。 11 get when 引导时间状语从句，主句用一般现在时，从句也用一般现在时（表经常性动作）。 12 will buy 主句用一般将来时，when 从句用一般现在时（主将从现）。 13 can where 引导地点状语从句，从句用一般现在时，can 用原形。 14 learned when 从句用一般过去时（was），主句也用一般过去时（learned）。 15 spending instead of 后接动名词，spend 变为 spending。 16 where where 引导地点状语从句，修饰 put，表示"放在...的地方"。 17 When when 引导时间状语从句，表示"当...的时候"。 18 where where 引导地点状语从句，修饰 go，表示"去...的地方"。 19 when when 引导时间状语从句，表示"当...的时候"。 20 where where 引导地点状语从句，修饰 keep，表示"放在...的地方"。 能力提升答案 题号 答案 解析 21 B. When When 引导时间状语从句，表示"当...的时候"，符合"攒够钱就买"的语境。Where 表地点，Before 表时间先后，Since 表"自从"，均不符合。 22 C. where where 引导地点状语从句，修饰 put，表示"放在...的地方"。when 表时间，that/which 不能引导此处地点状语从句。 23 D. buying instead of 后接动名词，buy 变为 buying。A/B/C 形式均不正确。 24 B. on spend money on sth. 固定搭配，介词用 on。in 用于 spend...(in) doing，to 和 for 均不是 spend 的固定搭配。 25 D A 错在 when 从句误用将来时（应用 get）；B 错在 where 从句缺少宾语（can find it）；C 错在 afford 后接 buying（应用 to buy 或名词）；D 正确：know exactly + how much 从句。 26 buying spend money on sth. = spend money (in) doing sth.，此处用 buying。 27 to buy save up for sth. = save money to buy sth.，to buy 表示目的。 28 control take control of = control v.，直接替换为动词 control。 29 valuable be of great value = be very valuable，of + 名词 = 形容词。 30 where; can't where 引导地点状语从句，表示"放在...的地方"，从句用否定形式 can't find。 学科网（北京）股份有限公司 $