Unit 7 Be wise with money Reading课文要点讲义 2026-2027学年译林版七年级英语上册

本初中英语讲义围绕“金钱管理”核心主题，系统梳理购物场景词汇（如across the street, a pair of）、花费表达（cost, pay for）、预算管理（make a budget, cover education）及储蓄理念（save for a rainy day）等知识点，通过例句填空、短语互译搭建学习支架，形成从日常用语到家庭财务规划的知识脉络。 该资料以生活化情境为载体，通过单项选择、完成句子、选词填空等多样练习设计，强化语言能力培养，在预算分配分析中渗透思维品质训练。课中辅助教师系统授课，课后提供分层练习及答案，助力学生自主巩固，有效查漏补缺，实现语言学习与生活技能的融合。

Unit 7 Be wise with money Reading 【课文要点】 1. There's a new mall across the street. Let's go shopping. 街对面有一家新商场。我们去购物吧。 - across the street 在街对面 - Let's go shopping 我们去购物吧 - e.g. There's a new mall ____________ the street. 2. Can I have a new pair of sports shoes? 我能要一双新运动鞋吗？ - a pair of 一双/一条 - sports shoes 运动鞋 - e.g. Can I have a new ____________ of sports shoes? 3. That will cost a lot of money. 那会花很多钱。 - cost v. 花费（主语为物，过去式 cost） - a lot of 许多 - e.g. That will ____________ a lot of money. 4. Don't worry. Your dad and I manage money well. 别担心。你爸爸和我把金钱管理得很好。 - Don't worry 别担心 - manage v. 管理 - e.g. Don't worry. We ____________ money well. 5. We make a budget every year. 我们每年制定预算。 - make a budget 制定预算 - every year 每年 - e.g. We ____________ a budget every year. 6. We need to cover your education first. 我们需要首先支付你的教育费用。 - cover v. 支付，覆盖 - education n. 教育 - e.g. We need to ____________ your education first. 7. Then we have to pay for our flat, car, food and other daily needs every month. 然后我们每个月必须支付我们的公寓、汽车、食物和其他日常必需品的费用。 - pay for 支付 - daily needs 日常必需品 - e.g. We have to ____________ for our daily needs. 8. All these cost about 50 per cent of our budget. 所有这些花费了我们预算的大约50%。 - per cent 百分之…… - budget n. 预算 - e.g. All these cost about 50 ____________ of our budget. 9. Where does the other half go? 另一半花在哪里了？ - the other half 另一半 - e.g. Where does ____________ other half go? 10. We spend about 30 per cent on special things. 我们把大约30%花在特殊物品上。 - spend...on 在……上花费 - special things 特殊物品 - e.g. We spend about 30 per cent ____________ special things. 11. Like taking holidays. Holidays can be expensive. 比如度假。度假可能很贵。 - take holidays 度假 - expensive adj. 昂贵的 - e.g. Holidays can be very ____________. 12. Do we save any money? 我们存钱吗？ - save money 存钱 - e.g. Do we ____________ any money? 13. We leave about 20 per cent in our bank account. 我们把大约20%留在银行账户里。 - bank account 银行账户 - e.g. We leave about 20 per cent in our ____________ account. 14. It's a good idea to save for a rainy day. 未雨绸缪是个好主意。 - save for a rainy day 未雨绸缪，以备不时之需 - e.g. It's a good idea to ____________ for a rainy day. 15. Money matters in every family. 金钱在每一个家庭中都很重要。 - matter v. 重要 - e.g. Money ____________ in every family. 16. My parents try to manage our money well. 我的父母努力把我们的钱管理好。 - try to do 努力做某事 - e.g. My parents ____________ to manage our money well. 17. They spend some money on daily needs. 他们把一些钱花在日常必需品上。 - daily needs 日常必需品 - e.g. They spend some money on ____________ needs. 18. They also need to pay for things like our house and car. 他们也需要支付像房子和汽车这样的费用。 - pay for 支付 - e.g. They need to ____________ for our house and car. 19. These things can be very expensive. 这些东西可能很贵。 - expensive adj. 昂贵的（反义词 cheap） - e.g. These things can be very ____________. 20. My parents always have enough money because they keep to their budget. 我的父母总有足够的钱，因为他们遵守预算。 - keep to 遵守，坚持 - e.g. They ____________ to their budget. 21. It is important to save money. 存钱很重要。 - It is + adj. + to do 做某事是……的 - e.g. It is important to ____________ money. 22. My parents always try to leave about 15 per cent of their money in the bank for “a rainy day”. 我的父母总是努力把他们大约15%的钱存在银行里以备不时之需。 - leave...in the bank 把……留在银行 - e.g. They try to ____________ about 15 per cent in the bank. 【高频短语汇总】中英互译 1. across the street ____________ 2. ____________ 在街对面 3. a pair of ____________ 4. ____________ 一双/一条 5. a lot of ____________ 6. ____________ 许多 7. make a budget ____________ 8. ____________ 制定预算 9. pay for ____________ 10. ____________ 支付 11. daily needs ____________ 12. ____________ 日常必需品 13. per cent ____________ 14. ____________ 百分之…… 15. save money ____________ 16. ____________ 存钱 17. bank account ____________ 18. ____________ 银行账户 19. save for a rainy day ____________ 20. ____________ 未雨绸缪 21. keep to ____________ 22. ____________ 遵守，坚持 23. special things ____________ 24. ____________ 特殊物品 综合练习 一、单项选择 ( ) 1. There's a new mall ____________ the street. A. across B. on C. in D. at ( ) 2. Can I have a new ____________ of sports shoes? A. pair B. pairs C. couple D. piece ( ) 3. That will ____________ a lot of money. A. spend B. cost C. take D. pay ( ) 4. Don't worry. We ____________ money well. A. manage B. manages C. managed D. managing ( ) 5. We ____________ a budget every year. A. take B. do C. make D. have ( ) 6. We need to ____________ your education first. A. cover B. covers C. covered D. covering ( ) 7. We have to ____________ for our daily needs. A. pay B. pays C. paid D. paying ( ) 8. All these cost about 50 ____________ of our budget. A. per cent B. percent C. percents D. percent's ( ) 9. Holidays can be very ____________. A. expensive B. cheap C. cheaply D. expensively ( ) 10. It's a good idea to save ____________ a rainy day. A. to B. for C. with D. of 二、根据汉语意思完成句子 1. 街对面有一家新商场。 There's a new mall ____________ the street. 2. 我能要一双新运动鞋吗？ Can I have a new ____________ of sports shoes? 3. 那会花很多钱。 That will ____________ a lot of money. 4. 别担心。我们把钱管理得很好。 Don't worry. We ____________ money well. 5. 我们每年制定预算。 We ____________ a budget every year. 6. 我们需要首先支付你的教育费用。 We need to ____________ your education first. 7. 我们每个月必须支付日常必需品的费用。 We have to ____________ for our daily needs. 8. 所有这些花费了我们预算的大约50%。 All these cost about 50 ____________ of our budget. 9. 度假可能很贵。 Holidays can be very ____________. 10. 未雨绸缪是个好主意。 It's a good idea to save for a ____________ day. 11. 金钱在每一个家庭中都很重要。 Money ____________ in every family. 12. 我的父母努力把我们的钱管理好。 My parents ____________ to manage our money well. 13. 他们遵守预算。 They ____________ to their budget. 14. 存钱很重要。 It is important to ____________ money. 15. 他们把钱留在银行账户里。 They leave money in their ____________ account. 三、选词填空（从方框中选择合适的单词填空，注意形式变化） A | across | pair | cost | manage | make | cover | pay | per | expensive | rainy | 1. There's a new mall ____________ the street. 2. Can I have a new ____________ of sports shoes? 3. That will ____________ a lot of money. 4. Don't worry. We ____________ money well. 5. We ____________ a budget every year. 6. We need to ____________ your education first. 7. We have to ____________ for our daily needs. 8. All these cost about 50 ____________ cent of our budget. 9. Holidays can be very ____________. 10. It's a good idea to save for a ____________ day. B | across | pair | cost | manage | make | cover | pay | per | expensive | rainy | Money matters in every family. My parents try to 1.____________ our money well. They 2.____________ a budget every year. They spend some money on daily needs. They also need to 3.____________ for things like our house and car. These things can be very 4.____________. But my parents always have enough money because they keep to their budget. They need to 5.____________ your education first. All these 6.____________ about 50 7.____________ cent of their budget. It is important to save money. My parents always try to leave about 15 per cent of their money in the bank for “a 8.____________ day”. I think that is a great idea. There is a new mall 9.____________ the street. Can I have a new 10.____________ of sports shoes? 四、用所给词的适当形式填空 1. There's a new mall ____________ (across) the street. 2. Can I have a new pair of ____________ (sport) shoes? 3. That will ____________ (cost) a lot of money. 4. Don't worry. We ____________ (manage) money well. 5. We ____________ (make) a budget every year. 6. We need to ____________ (cover) your education first. 7. We have to ____________ (pay) for our daily needs. 8. All these cost about 50 per cent of our ____________ (budget). 9. Holidays can be very ____________ (expensive). 10. It's a good idea to save for a rainy ____________ (day). 11. Money ____________ (matter) in every family. 12. My parents try ____________ (manage) our money well. 13. They keep ____________ (to) their budget. 14. It is important ____________ (save) money. 15. They leave money in their ____________ (bank) account. 答案 一、单项选择 1. A 2. A 3. B 4. A 5. C 6. A 7. A 8. A 9. A 10. B 二、根据汉语意思完成句子 1. across 2. pair 3. cost 4. manage 5. make 6. cover 7. pay 8. per cent 9. expensive 10. rainy 11. matters 12. try 13. keep 14. save 15. bank 三、选词填空 A 1. across 2. pair 3. cost 4. manage 5. make 6. cover 7. pay 8. per 9. expensive 10. rainy B 1. manage 2. make 3. pay 4. expensive 5. cover 6. cost 7. per 8. rainy 9. across 10. pair 四、用所给词的适当形式填空 1. across 2. sports 3. cost 4. manage 5. make 6. cover 7. pay 8. budget 9. expensive 10. day 11. matters 12. to manage 13. to 14. to save 15. bank 1 学科网（北京）股份有限公司 $