内容正文:
Unit 5 THE VALUE OF MONEY
●ⅠA
【文章大意】 本文是一篇记叙文。文章主要讲述了28岁的时尚设计师艾玛通过多种方式省钱,并分享省钱经验的故事。
1.A 细节理解题。 根据第一段中“Emma Carter, a 28-year-old fashion designer, first started exploring ways to reduce her expenses when she realized her monthly spending was higher than her income.”可知,艾玛开始省钱是因为她入不敷出,收支无法平衡。故选A。
2.D 句意理解题。 根据第三段中“One of Emma’s favourite money-saving tricks is using cashback apps. After each purchase, she uploads a photo of her receipt to the app, which then checks it and offers cashback on items that qualify. ‘It’s like getting paid to shop,’ she says.”可知,艾玛说“It’s like getting paid to shop”的意思是她通过应用程序获得返现。故选D。
3.D 推理判断题。根据第三段中“Facing higher living costs, she decided to take control of her finances.”可知,艾玛很有决心;根据第三段中“One of Emma’s favourite money-saving tricks is using cashback apps.”和第四段中“In addition to cashback apps, Emma also takes advantage of loyalty programmes offered by her favourite stores.”可知,艾玛很足智多谋。故选D。
4.C 推理判断题。 根据最后一段“‘You don’t have to make huge changes to see a difference,’ she says. ‘Even small savings can add up over time. The key is to stay the course and make saving a part of your daily routine.’”可知,艾玛关于省钱的建议是要坚持小额储蓄。故选C。
B
【文章大意】 本文是一篇说明文。文章介绍了Snehha Naarsaria创立的儿童财商教育项目Fin Free Kid的诞生背景、运营模式及社会影响。
5.B 细节理解题。根据第二段 “But teaching financial concepts to a child turned out to be harder than Snehha Naarsaria had expected. There were no engaging tools, no reliable resources, and no clear way to introduce these essential skills to a young mind.”可知,Snehha 发现缺乏适合儿童的金融教育工具和资源,这种知识与应用的脱节促使她创立了 Fin Free Kid,即缺乏金融教育途径是其创立的原因。故选 B 项。
6.B 细节理解题。根据第三段“The resources aren’t just about teaching—they’re about empowering kids to think independently, make informed decisions, and develop habits that will serve them for life.”可知,Fin Free Kid 的资源能帮助孩子独立思考、做出明智决定并培养终身受益的习惯,这些都属于综合能力的提升。故选 B 项。
7.D 推理判断题。根据第四段“A feature in The Economic Times described Fin Free Kid as ‘a pioneer in financial education for kids, bridging the gap in a crucial area of learning’.”可知,《经济时报》的一篇专题文章将Fin Free Kid描述为“儿童金融教育的先驱,在一个关键的学习领域弥合了差距”。由此推知,《经济时报》的报道强调了Fin Free Kid在儿童财务教育领域的开创性作用。故选D项。
8.C 推理判断题。根据最后一段“With its growing popularity and the trust of parents across Portugal, Fin Free Kid plans to introduce advanced resources…‘The changes we’ve seen…are just the beginning. Together, we’re building financially literate generations.’” 可知,Fin Free Kid 已获得知名度和家长信任,且有进一步发展计划,改变才刚刚开始。据此推知,它是成功且前景广阔的。故选 C 项。
●Ⅱ【文章大意】 本文是一篇说明文,主要介绍了对自己进行投资的重要性,以及如何进行自我投资,还阐述了自我投资带来的好处,并鼓励人们不要等待,抓住机会进行自我投资。
1.E 根据上文“One of the most valuable investments you can make is in yourself.”以及下文“In reality, these excuses often stem from undervaluing personal growth.”可知,此处应是提到了人们对于投资自己存在一些借口。E选项“Yet, many people delay this, claiming they lack time or money.”(然而,很多人推迟这样做,声称他们缺乏时间或金钱。)中的delay this承接上文投资自己,claiming they lack time or money引出下文的借口。故选E。
2.D 根据上文“Self-investment isn’t about grand gestures—it’s…or attending a workshop, can spark significant growth.”可知,此处强调了自我投资的方式以及小努力也能带来成长。D选项“With this perspective, the process becomes straightforward.”(有了这种观点,这个过程就变得简单明了了。)中的this perspective指代上文对自我投资的看法,the process becomes straightforward说明明白了这些后自我投资的过程就简单了。故选D。
3.F 根据上文“To begin, start with simple and achievable steps.”以及下文“For instance, join a fitness class, enroll in an online course, or try a creative hobby like painting.”可知,此处应是说要确定一些符合自己情况的活动。F选项“Identify activities that correspond with your interests and budget.”(确定与你的兴趣和预算相符的活动。)中的activities对应下文的具体例子,interests and budget对应上文的简单和可实现。故选F。
4.B 根据下文“Completing a course or mastering a hobby boosts…network, offering joy and resilience during tough times.”可知,此段主要讲了自我投资带来的好处。B选项“Watch small efforts blossom into lasting rewards.”(看着小小的努力结出持久的回报。)中的lasting rewards对应下文自我投资带来的各种好处。故选B。
5.C 根据上文 “Don’t wait for the ‘perfect moment’. If you’re on the fence about a new venture or opportunity that would enrich your life, don’t pass it up by continuously telling yourself that you’ll do it ‘someday’.”可知,此处强调不要一直等待,要抓住机会。C选项“Tomorrow after tomorrow, yet tomorrow never arrives.”(明日复明日,明日何其多。)进一步强调了不要总是拖延,不要一直等明天。故选C。
●Ⅲ【思路点拨】 本文以人物为线索展开,讲述了热爱舞蹈的爱丽丝看到学校新年晚会有舞蹈表演,因家庭经济困难,父亲生病,买不起昂贵的表演服装,无奈决定放弃参加。她的好朋友安娜和埃斯特尔偶然听到她与母亲的通话,决定帮助她。
【详解】
1.段落续写:
①由第一段首句内容“安娜和埃斯特尔决定做点什么来帮忙。”可知,第一段可描写安娜和埃斯特尔帮助爱丽丝的具体行动。比如,两人商量用自己的零花钱为爱丽丝买表演服装,还打算和她一起表演,之后去舞蹈用品店挑选裙子。
②由第二段首句内容“第二天,当安娜和埃斯特尔拿着一个大袋子来找爱丽丝时,她感到十分惊讶。”可知,第二段可描写爱丽丝看到朋友带来袋子时的反应,以及朋友们说明来意,爱丽丝感动,随后三人一起排练,最后在晚会上呈现精彩表演。
2.续写线索:决定帮忙—商量办法(用零花钱买表演服装、一起表演)—去舞蹈用品店买裙子—带着袋子来找爱丽丝—拿出裙子并说明来意—爱丽丝感动—一起排练—晚会上呈现精彩表演
One possible version:
Anna and Estelle decided to do something to help. They walked away from the classroom, brainstorming ways to make Alice’s dream come true (v.-ing作伴随状语). “We can use the pocket money we’ve saved (定语从句),” Estelle said. Anna nodded vigorously, “And we can learn the dance with her, so that she won’t be alone on the stage (目的状语从句).” After school, they secretly registered a dance performance and headed for the dance supply store. They carefully picked out a light blue dress—they thought it would match Alice perfectly (宾语从句) and bought two identical dresses for themselves.
The next day, Alice was surprised when Anna and Estelle came to her with a big bag. “What’s this?” she asked, eyeing the bag curiously (v.-ing作伴随状语). Anna smiled and pulled out the blue dress. “For you,” she said softly. Alice’s eyes widened in surprise. “But…I can’t accept this,” she stammered, tears starting to form (独立主格结构). “We’re performing together,” Estelle said, grinning(v.-ing作伴随状语). “Thank you,” Alice hugged her friends tightly. From that day on, they practised every afternoon, their laughter filling the gym (独立主格结构). When the New Year’s Eve party arrived, they danced beautifully on stage, their dresses shining under the lights (独立主格结构).
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Unit 5 THE VALUE OF MONEY
(限时:40分钟)
●Ⅰ 阅读理解
A [2025·辽宁省重点中学协作校高三二模]
文体:记叙文 主题:人与自我 词数:286
Emma Carter, a 28-year-old fashion designer, first started exploring ways to reduce her expenses when she realized her monthly spending was higher than her income. She searched online for budgeting tips and money-saving strategies and soon discovered the world of cashback websites and loyalty programmes, which she now uses regularly to save money on her everyday purchases.
“I used to think that saving money meant giving up the things I enjoy,” Emma says. “But now I realize that with a little effort, I can still enjoy my favourite products and services while spending less. It’s all about being smart with your money.”
Emma’s journey began in 2018 when she moved to a new city for work. Facing higher living costs, she decided to take control of her finances. She started by tracking her expenses and identifying areas where she could cut back. One of Emma’s favourite money-saving tricks is using cashback apps. After each purchase, she uploads a photo of her receipt to the app, which then checks it and offers cashback on items that qualify. “It’s like getting paid to shop,” she says. “I’ve earned hundreds of pounds just by doing something I would do anyway.”
In addition to cashback apps, Emma also takes advantage of loyalty programmes offered by her favourite stores. By collecting points every time she shops, she can exchange them for discounts or free products. “It’s a win-win situation,” she explains. “I get to save money while still buying the things I love.”
“You don’t have to make huge changes to see a difference,” she says. “Even small savings can add up over time. The key is to stay the course and make saving a part of your daily routine.”
( )1.Why did Emma start to save money?
A.She could not make ends meet.
B.She was attracted by budgeting tips.
C.She suffered a decrease in her income.
D.She desired to change her financial habits.
( )2.What does Emma mean by saying “It’s like getting paid to shop” in Paragraph 3?
A.She receives discounts on future purchases.
B.She earns money from the stores she shops at.
C.She gets free products from her favourite stores.
D.She earns cashback on her purchases through apps.
( )3.Which words can best describe Emma?
A.Carefree and creative.
B.Generous and friendly.
C.Ambitious and adventurous.
D.Determined and resourceful.
( )4.What is Emma’s advice on saving money?
A.Seek tips widely online.
B.Make full use of free apps.
C.Be consistent with small savings.
D.Maintain the old lifestyle completely.
B [2025·东北三省四市高三联考]
文体:说明文 主题:人与社会 词数:352
Every great idea begins with a spark (火花) of realization—and for Snehha Naarsaria, an accountant and a mum in Portugal, that spark came from her own home.
Financial literacy (素养) is no longer a skill reserved for adults; it is becoming a fundamental part of a child’s education. But teaching financial concepts to a child turned out to be harder than Snehha Naarsaria had expected. There were no engaging tools, no reliable resources, and no clear way to introduce these essential skills to a young mind. This disconnection between knowledge and application struck her deeply and that was when the idea for Fin Free Kid was born.
Fin Free Kid is an innovative initiative that equips children with essential money management skills through appealing books, flashcards, DIY kits, posters, and an immersive (沉浸式的) course. It offers comprehensive learning resources which cover different aspects of financial literacy. The resources aren’t just about teaching—they’re about empowering kids to think independently, make informed decisions, and develop habits that will serve them for life.
With a strong focus on quality and customer satisfaction, the programme has earned widespread praise for its exceptional service and transformative impact on young learners. Parents have reported a noticeable shift in their children’s attitudes and behaviours after using Fin Free Kid’s products. Many children have developed the habit of saving money and learned to make more thoughtful spending choices. A feature in The Economic Times described Fin Free Kid as “a pioneer in financial education for kids, bridging the gap in a crucial area of learning”.
With its growing popularity and the trust of parents across Portugal, Fin Free Kid plans to introduce advanced resources for older children and expand its partnerships with schools to integrate financial literacy into courses. “Our mission is to ensure that every child has the tools and knowledge to deal with the complexities of the financial world,” says Snehha Naarsaria. “The changes we’ve seen in children so far are just the beginning. Together, we’re building financially literate generations.”
( )5.What contributed to Snehha’s creating Fin Free Kid?
A.Rising concern about overspending.
B.Lack of access to financial education.
C.Her success as a professional accountant.
D.Children’s urge to learn financial concepts.
( )6.In what aspect can children benefit from Fin Free Kid?
A.Academic theories.
B.Integrative competence.
C.Reading techniques.
D.Communication ability.
( )7.Why is a feature in The Economic Times mentioned?
A.To criticize conventional financial education.
B.To illustrate the means of financial education.
C.To compare Fin Free Kid with other programmes.
D.To highlight Fin Free Kid’s groundbreaking role.
( )8.What is indicated about Fin Free Kid in the last paragraph?
A.It’s complicated and varied.
B.It will cooperate with parents.
C.It’s successful and promising.
D.It will focus on adults’ courses.
●Ⅱ 阅读七选五
[2025·湖北“黄鄂鄂”高三4月联考]
文体:说明文 主题:人与自我 词数:257
One of the most valuable investments you can make is in yourself. 1. In reality, these excuses often stem from undervaluing personal growth. Self-investment isn’t about grand gestures—it’s choosing actions that enrich your life, whether learning a skill, exploring a new place, or nurturing meaningful relationships. Even small efforts, like reading a book, spending time in nature, or attending a workshop, can spark significant growth. 2.
To begin, start with simple and achievable steps. 3. For instance, join a fitness class, enroll in an online course, or try a creative hobby like painting. Workshops and seminars not only build skills but also connect you with like-minded peers. Focus on forming habits that support your goals—whether waking up earlier, practising mindfulness, or dedicating 30 minutes daily to learning. Equally important is letting go of habits that hold you back, such as procrastination or negative self-talk.
4. Completing a course or mastering a hobby boosts confidence, proving you can overcome challenges. Unlike temporary jobs, the skills you develop—like critical thinking or communication—stay with you, creating lifelong stability. Additionally, investing in relationships strengthens your support network, offering joy and resilience during tough times.
Don’t wait for the “perfect moment”. If you’re on the fence about a new venture or opportunity that would enrich your life, don’t pass it up by continuously telling yourself that you’ll do it “someday”. 5. Instead, ask yourself: “Will this add value to my life?” If the answer is yes, act now. Don’t wait any longer to get started.
A.After all, tomorrow is another day.
B.Watch small efforts blossom into lasting rewards.
C.Tomorrow after tomorrow, yet tomorrow never arrives.
D.With this perspective, the process becomes straightforward.
E.Yet, many people delay this, claiming they lack time or money.
F.Identify activities that correspond with your interests and budget.
G.But all too often, the benefits of investing in yourself get lost in the chaos.
●Ⅲ 读后续写 [2026·四川省成都市高三联考]
文体:记叙文 主题:人与社会 词数:354
阅读下面材料,根据其内容和所给段落开头语续写两段,使之构成一篇完整的短文。
Alice was absolutely crazy about dancing. As long as she was free at home, she would turn on the TV, and follow the dance tutorials step by step. Over time, she had learned a great deal from those TV programmes, mastering various dance moves that made her look like a professional dancer.
When the school put up a notice announcing the upcoming New Year’s Eve party, which included a dance performance section, a strong desire welled up in Alice’s chest. She imagined herself dancing to her favourite music on the bright stage, and receiving cheers from the audience. But the beautiful vision quickly faded when she thought about her family. The image of her sick father lying in bed, and her mother working day and night to earn money to support the family popped into her mind. She was quite sure her family couldn’t afford the expensive performing dress. With a heavy sigh, she made up her mind to give up the chance.
One afternoon, Alice found a quiet corner in the classroom to call her mum. She took out her old, worn-out phone, her fingers hovering over the dial button for a moment before pressing it. When her mum’s voice came through the phone, Alice’s eyes immediately became wet. “Mum, I…I won’t join the dance show at the New Year’s Eve party,” she said, trying her best to make her voice sound calm. “It’s not necessary. The dress needed for the performance is too costly…” She bit her lower lip to hold back the tears, not wanting her mum to worry.
Little did Alice know that her best friends, Anna and Estelle, had walked past the classroom and heard her words. They stopped in their tracks, looking at each other with heavy hearts. Anna’s eyes were filled with sympathy, and Estelle gently bit her lip, feeling sorry for Alice. They knew how much Alice loved dancing, and it pained them to hear her give up her dream like that.
注意:续写词数应为150个左右。
Paragraph 1:
Anna and Estelle decided to do something to help.
Paragraph 2:
The next day, Alice was surprised when Anna and Estelle came to her with a big bag.
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