内容正文:
八下沪教五四制unit3作文专练
spending and saving habits
题目一(倡议书)
题目: 学校发现很多同学有乱花钱的习惯(如买零食、买昂贵的玩具、充值游戏等)。请你以学生会名义写一份倡议书,号召同学们养成合理的消费和储蓄习惯。内容包括:
1. 指出校园中存在的两到三种不好的消费习惯及其负面影响(如浪费钱、增加家长负担、买不必要的东西);
2. 介绍两到三种良好的消费和储蓄习惯(如记账、存零花钱、区分“需要”和“想要”);
3. 提出三项具体行动建议(如:每周存5元钱、购物前列出清单、和同学交换旧书而不是买新书等)。
教师思路精讲
这是一份倡议书,旨在引导学生树立正确的金钱观。教师应引导学生先反思日常消费行为——买太多零食、跟风买玩具、为游戏皮肤充值等,这些习惯不仅浪费钱,还可能让父母担心。然后正面介绍好习惯:记账能让你知道钱花在哪;存钱能实现小目标;学会区分“需要”和“想要”能避免冲动消费。最后给出具体、可操作的建议,让同学们知道如何开始。语气要诚恳、有理有据,不要居高临下地说教。结构:第一段指出不良消费习惯及其坏处;第二段介绍良好的消费储蓄习惯;第三段提出三项行动建议并呼吁。
写作要点分析
1. 倡议书格式:标题(如“Proposal: Develop Smart Spending and Saving Habits”)、称呼(Dear fellow students)、正文、署名和日期。
2. 对比说服:先说坏习惯的后果,再说好习惯的好处,形成对比。
3. 三个要点:①两到三种不良消费习惯及负面影响;②两到三种良好习惯;③三项具体行动建议。注意行动建议要贴近学生生活。
重要句型和词组
· Dear fellow students, have you ever thought about where your pocket money goes every week?
· Some of us have bad spending habits. For example, we buy snacks every day without thinking.
· Others spend money on expensive game skins or toys that we soon forget.
· These habits waste money and make our parents work harder.
· Good spending and saving habits can help us in the long run.
· For example, keeping a notebook of what you buy helps you see where your money goes.
· Saving a little each week can help you buy something really special later.
· Learning to tell “needs” from “wants” stops you from buying useless things.
· Here are three actions we can all take starting today:
· First, save 5 yuan every week in a piggy bank. At the end of the year, you will have over 200 yuan!
· Second, make a shopping list before you go to the store. Only buy what is on the list.
· Third, exchange old books or toys with your friends instead of buying new ones.
· Let’s be smart with our money. Start small, think big!
高分范文
Proposal: Develop Smart Spending and Saving Habits
Dear fellow students,
Have you ever thought about where your pocket money goes every week? Some of us have bad spending habits. For example, we buy snacks and bubble tea every day without thinking. Others spend money on expensive game skins or toys that we soon forget in a drawer. Some even borrow money from friends and forget to pay back. These habits waste money, create bad feelings, and make our parents work harder to support us.
Good spending and saving habits can help us in the long run. First, keeping a small notebook of what you buy helps you see where your money goes. Second, saving a little each week — even 5 yuan — can help you buy something really meaningful later. Third, learning to tell “needs” (like food and school supplies) from “wants” (like the fifth candy bar) stops you from buying useless things.
Here are three actions we can all take starting today. First, save 5 yuan every week in a piggy bank. At the end of the year, you will have over 200 yuan — enough for a great gift for yourself or your parents. Second, make a shopping list before you go to the store and stick to it. Third, exchange old books or toys with your friends instead of buying new ones. Let’s be smart with our money. Start small, think big!
Student Council
April 27, 2026
题目二(书信)
题目: 你的表弟小明今年刚上初一,他经常向父母要钱买各种新奇的文具和玩具,把钱花光后又后悔。请你以表哥/表姐的身份给他写一封信,分享你对消费和储蓄的看法。信中需要:
1. 指出他存在的消费问题(不要过于严厉,用“我注意到……”的方式),并分析这些问题可能导致什么后果;
2. 分享你自己的一到两个消费或储蓄好习惯(如每月存一部分压岁钱、买之前等三天再决定等);
3. 给他提出两到三条具体的建议,并表达你愿意帮助他的善意。
教师思路精讲
这是一封给弟弟/妹妹的建议信,语气要亲切、温和,体现关心而非批评。教师应引导学生先以“我注意到……”的方式指出问题,避免让对方感到被指责。然后分享自己的亲身经历和好习惯,用“我也是从乱花钱过来的”等方式拉近距离。最后给出具体、易操作的建议,并主动提供帮助(如帮他做一个记账本)。结构:第一段表达关心并温和指出问题;第二段分享自己的好习惯;第三段给出具体建议并表示支持。
写作要点分析
1. 书信格式:称呼(Dear Xiaoming)、正文、结尾(Yours sincerely / Your cousin)、署名。
2. 温和语气:使用“I noticed that...”“Maybe you didn’t realize...”“I used to do the same thing...”等表达。
3. 三个要点:①指出的消费问题及可能后果;②自己的一到两个好习惯;③两到三条具体建议及善意表达。
重要句型和词组
· I heard from Aunt that you have been asking for money quite often lately. I want to share some thoughts with you as your cousin.
· I noticed that you like to buy new pens, erasers, and toys very often.
· Maybe you didn’t realize it, but these small purchases add up quickly.
· At the end of the month, you might find that all your money is gone and you don’t even remember what you bought.
· I used to have the same problem. But then I developed a few good habits.
· For example, I save half of my lucky money every Spring Festival.
· I also have a “three-day rule”: when I want to buy something, I wait three days.
· Here are a few tips for you. First, start a small notebook as your money diary.
· Second, ask yourself: “Do I really need this, or do I just want it right now?”
· Third, set a small saving goal — like saving 50 yuan to buy a book you really love.
· I am here to help you. Let’s talk next time I visit.
高分范文
Dear Xiaoming,
I heard from Aunt that you have been asking for money quite often lately. I want to share some thoughts with you as your cousin, not to scold you but to help you.
I noticed that you like to buy new pens, erasers, and little toys almost every week. Maybe you didn’t realize it, but these small purchases add up quickly. Ten yuan here, twenty yuan there — at the end of the month, you might find that all your money is gone and you don’t even remember what you bought. This could also make Aunt and Uncle worried about your habits.
I used to have the same problem when I was your age. Then I developed a few good habits. For example, I save half of my lucky money every Spring Festival. I put it in a bank account that I don’t touch. I also have a “three-day rule”: when I really want to buy something, I wait three days. Most of the time, I forget about it or realize I don’t need it.
Here are a few tips for you. First, start a small notebook as your money diary. Write down everything you buy for one month — you will be surprised. Second, before you buy something, ask yourself: “Do I really need this, or do I just want it right now?” Third, set a small saving goal — like saving 50 yuan to buy a book you really love, not just a fancy eraser. I am here to help you. Let’s talk more next time I visit. You can do it!
Your cousin,
Li Wei
学科网(北京)股份有限公司
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