Unit 8 Every Coin Counts! 阅读理解10篇（单元话题：货币与理财）-2025-2026学年八年级英语下册单元重难点易错题精练（仁爱科普版）

Unit 8 Every Coin Counts! 阅读理解10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 货币与理财 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 Every Coin Counts! This saying tells us that every little bit of money is important. We should learn to save money and use it in the right way. As a student, we get pocket money from our parents every month. Some students spend all their pocket money on snacks and toys. Some students buy books and stationery with it, and save the rest. It’s a good habit to save pocket money. We can save money for something important, like a new book, a schoolbag or even a gift for our parents. We should also learn to make a budget for our pocket money. Write down what you need to buy and how much it costs. Don’t buy things you don’t need. This can help us use our money wisely. Besides, we can also learn to make a little money by ourselves. For example, we can help our parents do some housework to get extra pocket money, or sell the old books we don’t read anymore. It’s not easy to make money, so we should cherish every penny we have. 根据短文内容，选择最佳答案。 1．What does the saying “Every Coin Counts!” tell us? A．Coins are more important than paper money. B．Every little bit of money is important. C．We should collect as many coins as possible. D．We should use all our money to buy coins. 2．Where do students get pocket money from? A．From their teachers. B．From their parents. C．From their friends. D．From part-time jobs. 3．What is a good habit for students to do with pocket money? A．Spend all of it on snacks and toys. B．Buy things they don’t need. C．Buy useful things and save the rest. D．Give all of it to others. 4．What can we do to use pocket money wisely? A．Make a budget for it. B．Spend it as soon as we get it. C．Don’t write down the cost of the things we buy. D．Buy the most expensive things. 5．How can students make a little extra pocket money? A．By asking their parents for more money every day. B．By stealing money from others. C．By helping parents do housework or selling old books. D．By not going to school and working. 【答案】1．B 2．B 3．C 4．A 5．C 【导语】本文是一篇说明文，主要讲述了“每一分钱都很重要”这一观点，并围绕学生应如何合理使用和管理零花钱给出了建议，包括养成存钱的习惯、制定预算以及通过做家务或卖旧书等方式赚取额外零花钱。 1．第一段提到“Every Coin Counts! This saying tells us that every little bit of money is important.”，表明“每一分钱都很重要”这句谚语告诉我们每一分钱都很重要。 2．第二段提到“As a student, we get pocket money from our parents every month.”，这直接说明学生每月从父母那里得到零花钱。 3．第二段提到“Some students buy books and stationery with it, and save the rest. It’s a good habit to save pocket money.”，这直接说明用零花钱买书和文具，然后把剩下的存起来是一个好习惯。 4．第三段提到“We should also learn to make a budget for our pocket money. Write down what you need to buy and how much it costs. Don’t buy things you don’t need. This can help us use our money wisely.”表明我们应该学会为我们的零花钱做预算，写下我们需要买什么以及需要多少钱，不要买我们不需要的东西，这可以帮助我们明智地使用我们的钱。 5．最后一段提到“For example, we can help our parents do some housework to get extra pocket money, or sell the old books we don’t read anymore.”表明我们可以通过帮父母做家务或者卖掉我们不再读的旧书来赚取额外的零花钱。 A Smart Way to Save Tom is a 14-year-old boy. He loves playing basketball and his dream is to buy a pair of Kobe's basketball shoes. They cost 800 yuan. Tom gets 100 yuan pocket money every month from his parents. He usually spends most of it on snacks and drinks. So he never has enough money for the shoes. One day, his friend Lisa told him about her saving plan. Lisa saved 400 yuan in three months by making a plan. Tom thought, “If she can do it, I can do it too!” Tom started his plan in July. First, he decided to save 40 yuan every week. He put the money in a piggy bank. Second, he stopped buying snacks and drinks at school. He brought water from home. It was hard at first, but he stuck to it. Third, he found ways to earn extra money. He helped his uncle wash his car every weekend and got 30 yuan each time. He also sold some old toys and books. He got 60 yuan from them. By the end of August, Tom counted his money. He had 480 yuan from saving and 180 yuan from working and selling. He still needed 140 yuan. But he was not worried. He knew he could get more pocket money in September. His mother was proud of him. She said, “You learned to be responsible and patient.” Tom smiled. He knew that saving money was not just about buying shoes. It was about learning to achieve his goals step by step. 1．What is Tom’s dream? A．To play basketball well. B．To become a basketball player. C．To save 800 yuan in two months. D．To buy a pair of basketball shoes. 2．How much pocket money does Tom get every month? A．40 yuan. B．80 yuan. C．100 yuan. D．120 yuan. 3．Who inspired Tom to make a saving plan? A．His uncle. B．His mother. C．His teacher. D．His friend Lisa. 4．How did Tom earn extra money? A．By working in a store on weekends. B．By asking his parents for more money. C．By helping his classmates with homework. D．By doing housework and selling old things. 5．What did Tom learn from his saving plan? A．Saving money is easy for everyone. B．He should ask parents for more money. C．He doesn’t need to save money anymore. D．Saving money is not just about buying things. 【答案】1．D 2．C 3．D 4．D 5．D 【导语】本文是一篇记叙文，主要讲述了14岁的男孩汤姆为了实现购买科比篮球鞋的梦想，通过制定储蓄计划、减少零食饮料开支、寻找额外赚钱途径等方式，逐步积累资金，并从中领悟到储蓄的意义不仅在于购买物品，更在于学会逐步实现目标的过程。 1．根据第一段中的“He loves playing basketball and his dream is to buy a pair of Kobe's basketball shoes”可知，汤姆的梦想是买一双科比篮球鞋。 2．根据第一段中的“Tom gets 100 yuan pocket money every month from his parents”可知，汤姆每个月从父母那里得到100元零花钱。 3．根据第二段中的“One day, his friend Lisa told him about her saving plan. Lisa saved 400 yuan in three months by making a plan. Tom thought, ‘If she can do it, I can do it too!’”可知，汤姆的朋友丽莎通过制订计划在三个月内节省了400元，这激发了汤姆制定储蓄计划的想法。 4．根据第三段中的“He helped his uncle wash his car every weekend and got 30 yuan each time. He also sold some old toys and books. He got 60 yuan from them”可知，汤姆通过帮叔叔洗车和卖旧玩具、旧书来赚取额外的钱。 5．根据最后一段中的“Tom smiled. He knew that saving money was not just about buying shoes. It was about learning to achieve his goals step by step”可知，汤姆从他的储蓄计划中学到，储蓄不仅仅是为了购买东西，而是学会逐步实现自己的目标，因此选项D正确。 根据短文内容，完成下列结构分析选择题 A Smart Way to Save Tom is a 14-year-old boy. He loves playing basketball and his dream is to buy a pair of Kobe's basketball shoes. They cost 800 yuan. Tom gets 100 yuan pocket money every month from his parents. He usually spends most of it on snacks and drinks. So he never has enough money for the shoes. One day, his friend Lisa told him about her savings plan. Lisa saved 400 yuan in three months by making a plan. Tom thought, “If she can do it, I can do it too!” Tom started his plan in July. First, he decided to save 40 yuan every week. He put the money in a piggy bank. Second, he stopped buying snacks and drinks at school. He brought water from home. It was hard at first, but he stuck to it. Third, he found ways to earn extra money. He helped his uncle wash his car every weekend and got 30 yuan each time. He also sold some old toys and books. He got 60 yuan from them. By the end of August, Tom counted his money. He had 480 yuan from savings and 180 yuan from working and selling. He still needed 140 yuan. But he was not worried. He knew he could get more pocket money in September. His mother was proud of him. She said, “You learned to be responsible and patient.” Tom smiled. He knew that saving money was not just about buying shoes. It was about learning to achieve his goals step by step. 1．How many parts are there in the passage? A．One part. B．Two parts. C．Three parts. D．Four parts. 2．What is the first part of the passage about? A．How to save money. B．Why saving is good. C．What to buy with money. D．Where to put money. 3．How many ways to save money does the writer talk about in the second part? A．One way. B．Two ways. C．Three ways. D．Four ways. 4．What words does the writer use to show the ways to save money? A．First, Second, Last. B．One, Two, Three. C．Next, Then, Finally. D．A, B, C． 5．What is the last part of the passage about? A．What the writer learns. B．Where the writer shops. C．When the writer saves money. D．How much money the writer has. 【答案】1．C 2．B 3．C 4．A 5．A 【导语】本文讲述了14岁的Tom为买篮球鞋学习存钱的故事，介绍了他的存钱方法及从中收获的成长。 1．文章结构分为三部分：Tom想买球鞋却没钱；Tom的存钱方法；Tom的收获。共3部分。 2．第一部分主要讲Tom想买科比球鞋，但零花钱都花在零食饮料上，所以没钱——即“存钱的原因（为什么需要存钱）”。 3．第二部分提到了三种存钱方式：制定计划；停止买零食；赚外快。共3种。 4．第二部分用“First, Second, Third”来引出不同的存钱方法（“Third”对应选项中的“Last”）。 5．最后一部分讲Tom不仅接近买鞋的目标，还学会了负责和耐心——即“Tom学到的道理”。 Do you get pocket money from your parents? Do you know how children in other countries use their pocket money? Let’s take a look! In China, many children get pocket money from their parents every week or every month. Some children save their money in piggy banks. Others spend it on snacks, books or toys. A study shows that about 60% of Chinese children save at least some of their pocket money. In the United States, children often get pocket money for doing housework. They may get 1 to 5 dollars each week for washing dishes or cleaning their rooms. Many American children learn to manage money at a young age. They often divide their money into three parts: one for spending, one for saving and one for giving to others. In Germany, things are a little different. German parents believe that children should learn the value of money early. Many children get pocket money once a month instead of once a week. This helps them learn to plan their spending for a longer time. German children often keep a notebook to write down what they spend money on. In Japan, children usually get pocket money on special days like New Year. They get money in red envelopes from their parents and relatives. Many Japanese children save most of their money in the bank. They learn that saving is important for the future. No matter where they live, learning to use money wisely is an important life skill. So why not start making your own saving plan today? 1．What is the passage mainly about? A．Different ways to save money. B．Why parents give children pocket money. C．The history of money in different countries. D．How children in different countries use pocket money. 2．What do German children often do to manage their money? A．They save money in the bank. B．They put money in piggy banks. C．They divide money into three parts. D．They write down their spending in a notebook. 3．The word “divide” in Paragraph 3 most probably means “________”. A．to put things together B．to separate something into parts C．to give something away for free D．to spend all the money at once 4．In which country do children get pocket money on special days like New Year? A．China. B．Japan. C．Germany. D．The United States. 5．What can we learn from the passage? A．German children get pocket money once a week. B．American children never spend money on snacks. C．Learning to use money wisely is important for everyone. D．Children in China save more money than children in other countries. 【答案】1．D 2．D 3．B 4．B 5．C 【导语】本文是一篇说明文，主要讲述了不同国家的孩子获取和使用零花钱的方式，并强调学会明智地使用金钱是一项重要的生活技能。 1．第一段指出：“Do you know how children in other countries use their pocket money? Let’s take a look!”及全文分国家介绍的内容，表明核心是介绍不同国家孩子使用零花钱的方式。 2．第四段指出：“German children often keep a notebook to write down what they spend money on.”，直接说明德国孩子管理金钱的常见做法是用笔记本记录自己的开销。 3．根据划线词后文“into three parts: one for spending, one for saving and one for giving to others”的描述可知，divide的含义是将某物分成不同部分，对应B选项。 4．第五段指出：“In Japan, children usually get pocket money on special days like New Year.”，这说明日本孩子通常在新年等特殊日子获得零花钱。 5．最后一段总结：“No matter where they live, learning to use money wisely is an important life skill.”，这表明“学会明智使用金钱对每个人都很重要”。 The secret of the green piggy bank Thirteen-year-old Leo always felt his pocket money disappeared too quickly. He wanted to buy a new bicycle, but saving enough money seemed impossible. One day, his grandfather gave him a special gift, a green piggy bank. “This isn’t an ordinary piggy bank, Leo,” his grandfather said with a smile. “It comes with a secret. If you learn to manage your money wisely, it will help you reach your goals.”       Leo was curious. He decided to follow his grandfather’s advice. First, he started writing down everything he spent his money on. He was surprised to see how much he spent on snacks and video games. Then, he made a simple plan. He decided to save 30% of his pocket money for the bicycle, spend 50% on things he needed, and save 20% for bigger, fun things later, like going to a movie with friends. It wasn’t always easy. When his friends bought ice cream or new comics, Leo sometimes found it difficult to say no. But he remembered his goal. After a few months, something amazing happened. The money in his piggy bank grew steadily. More importantly, Leo felt happy and in control. He learned the difference between what he wanted and what he needed. He bought his bicycle at the end of the year, feeling prouder than ever. Leo shared his story with his classmates. His teacher said, “You’ve learned a life skill more valuable than money itself!” 1．What was Leo’s problem at the beginning? A．He lost his pocket money. B．He didn’t get any pocket money. C．He found it hard to save money for a bicycle. D．His grandfather didn’t give him a gift. 2．What was the “secret” of the green piggy bank? A．It was full of money already. B．It could talk to Leo. C．It would magically create money. D．It represented the habit of managing money wisely. 3．What did Leo do first to manage his money? A．He bought fewer snacks. B．He made a spending plan. C．He tracked his spending. D．He asked his parents for more money. 4．What was the most important thing Leo learned? A．How to buy the best bicycle. B．The difference between needs and wants. C．How to earn money quickly. D．Where to buy cheap snacks. 5．What does the teacher mean by saying “a life skill more valuable than money”? A．The ability to manage money is very useful in life. B．Money is not important. C．Riding a bicycle is a great skill. D．Sharing stories with classmates is valuable. 【答案】1．C 2．D 3．C 4．B 5．A 【导语】本文主要讲述了13岁的Leo如何通过祖父赠送的绿色存钱罐学会理财，最终实现购买自行车目标的故事。 1．第一段提到：“He wanted to buy a new bicycle, but saving enough money seemed impossible”，说明Leo的问题是难以攒够钱买自行车。 2．第二段祖父揭示了秘密：“If you learn to manage your money wisely, it will help you reach your goals”，说明绿色存钱罐的秘密在于帮助人学会明智地管理金钱。 3．第三段提到Leo的第一步：“First, he started writing down everything he spent his money on”，说明他首先记录所有开支，即追踪消费。 4．第四段末尾明确指出：“He learned the difference between what he wanted and what he needed”，说明他学到的最重要的是区分想要和需要的东西。 5．最后一段提到老师话语含义：“You’ve learned a life skill more valuable than money itself!”，结合前文可知老师说的是管理金钱的能力在生活中非常有用。 Saving money is an important skill for everyone, especially for students. As students, we don’t have a lot of pocket money, so we need to use it wisely. Here are some tips for saving money: First, make a budget. Write down how much pocket money you get every month and what you spend it on. This way, you can know where your money goes and avoid spending too much on unnecessary things. Second, avoid impulsive buying. When you see something you like, don’t buy it at once. Think about whether you really need it. If you can live without it, don’t buy it. This can help you save a lot of money. Third, save small amounts of money regularly. You can save your coins every day and put them in a piggy bank. Even a small amount of money can add up to a lot over time. Fourth, look for cheap but good things. When you buy stationery or clothes, you can compare prices in different stores. You can also buy second-hand things if they are in good condition. This can help you save money without reducing the quality of your life. Following these tips, you can develop the habit of saving money and use your pocket money wisely. Remember, saving every coin is the first step to becoming financially responsible. 根据短文内容，选择最佳答案。 1．Who is the passage mainly for? A．Parents. B．Students. C．Teachers. D．Workers. 2．What does the underlined word “budget” mean in Chinese? A．预算 B．计划 C．清单 D．目标 3．According to the passage, which is NOT a tip for saving money? A．Make a budget. B．Buy expensive things. C．Save coins regularly. D．Compare prices. 4．What can we learn from the passage? A．Students have a lot of pocket money. B．Impulsive buying can help save money. C．Small amounts of money can add up to a lot. D．Second-hand things are always bad. 5．What’s the main idea of the passage? A．How to get pocket money. B．How to save money as a student. C．The importance of pocket money. D．The way to buy cheap things. 【答案】1．B 2．A 3．B 4．C 5．B 【导语】本文是一篇说明文。存钱是每个人都应具备的重要技能，对零花钱有限的学生来说尤为重要。文章给出了四条实用的存钱建议，遵循这些建议有助于养成存钱的习惯，合理使用零花钱。 1．第一段明确提到“Saving money is an important skill for everyone, especially for students.”，强调存钱对所有人都重要，尤其是学生，后文的存钱建议也都是围绕学生展开，因此本文主要面向学生。 2．第二段解释“make a budget”的具体做法：“Write down how much pocket money you get every month and what you spend it on.”，即写下每月的零花钱数额和花费项目，这正是“预算”的含义，其他选项（计划、清单、目标）均不符合该语境。 3．文中给出的四条存钱建议分别是：制定预算（make a budget）、避免冲动消费（avoid impulsive buying）、定期存小额钱（save small amounts of money regularly）、寻找便宜又好的东西（look for cheap but good things，包含比价），“买昂贵的东西”（buy expensive things）并未提及，且与存钱理念相悖，因此不是存钱建议。 4．第三点建议提到“Even a small amount of money can add up to a lot over time.”，即即使是少量的钱，久而久之也能积累成很多钱，与选项C表述一致；A选项与第一段“we don’t have a lot of pocket money”相悖，B选项与“avoid impulsive buying”相悖，D选项与“you can also buy second-hand things if they are in good condition”相悖。 5．全文围绕学生如何存钱展开，开头点明存钱对学生的重要性，中间给出具体存钱技巧，结尾总结养成存钱习惯的意义，核心主旨是“学生如何存钱”，其他选项均未涵盖全文核心。 Saving money is an important life skill for students. It helps us learn responsibility and prepare for future needs. The following table shows four students’ pocket money management and saving habits. Let’s read and learn from them. Student Monthly Pocket Money Saving Methods Monthly Savings Plans for Savings Alice 160 yuan Make a weekly budget; don’t buy unnecessary snacks or toys 70 yuan Buy reference books for English study Bob 220 yuan Reuse old school supplies; sell unused toys online 100 yuan Donate to children in poor areas on Children’s Day Cindy 140 yuan Bring lunch from home instead of eating out; borrow books from the library 60 yuan Buy a new piggy bank and save for a school trip David 180 yuan Record all expenses; ask parents for advice on money management 80 yuan Help parents buy small gifts on their birthdays 阅读表格及短文，选择最佳答案。 1．How much pocket money does Bob get every month? A．160 yuan B．220 yuan C．140 yuan D．180 yuan 2．Which student plans to use savings to help strangers? A．Alice B．Bob C．Cindy D．David 3．What is Cindy’s saving method? A．She makes a weekly budget. B．She sells unused toys online. C．She brings lunch from home. D．She records all expenses. 4．How much does David save every month? A．70 yuan B．100 yuan C．60 yuan D．80 yuan 5．What can we learn from the table? A．Alice wants to buy a new piggy bank. B．Alice saves the most money every month. C．Cindy gets the least pocket money. D．David plans to buy reference books. 【答案】1．B 2．B 3．C 4．D 5．C 【导语】本文是一篇说明文，主要讲述了学生零花钱管理和储蓄习惯的案例。通过表格呈现四位学生（Alice、Bob、Cindy、David）的月零花钱、储蓄方法、月储蓄额及储蓄计划，帮助读者学习合理管理零花钱的方法。 1．根据表格中Bob一行的“Monthly Pocket Money”列，其金额为220元。 2．查看Plans for Savings列：Alice的计划是“Buy reference books for English study”；Bob的计划是“Donate to children in poor areas on Children’s Day”；Cindy的计划是“Buy a new piggy bank and save for a school trip”；David的计划是“Help parents buy small gifts on their birthdays”，只有Bob的计划涉及帮助他人。 3．查看表格中Cindy一行的“Saving Methods”列，内容为“Bring lunch from home instead of eating out; borrow books from the library”。选项She brings lunch from home”与表格信息一致。 4．根据表格中David一行的“Monthly Savings”列，其金额为80元。 5．逐一分析选项：Alice的计划是买英语学习参考书，买存钱罐是Cindy的计划；Bob月储蓄100元，Alice储蓄70元、David80元、Cindy60元，Bob储蓄最多；Alice月零花钱160元、Bob220元、Cindy140元、David180元，Cindy的140元是四人中最少的；David计划给父母买小礼物，买参考书是Alice的计划。 John is reading a magazine (杂志) article about how to spend money. Children’s MonthlyNovember Issue (期) Things you need or Things you want?Think before you buy——by Katie Yang Things you need Every day, we need to eat and drink. When you are thirsty, you need a glass of water. When you are hungry, you need some bread.Things you want Your classmate has a beautiful schoolbag. You want to have one too but your schoolbag still looks new. This is what you want but not what you need.Who pays (付钱) for what you want? When you go shopping, you want a new toy. Your parents work around the clock to make money. Is the toy a must-have thing?Keep your pocket money (零花钱) Keep your pocket money and give some to help the people in need. This can make you feel happy! 1．John can read the next magazine issue in ________. A．November B．December C．January D．February 2．What’s the writer’s advice according to the passage? A．Pay for what you want by yourself. B．Go shopping with your classmates. C．Think twice before you buy. D．Give all your pocket money to poor kids. 3．In Part 3, “Your parents work around the clock” means ________. A．they go to work late every day B．they put the clocks on their office desks C．they like running around the clock D．they work day and night 4．According to the magazine, what can really make you happy? A．Buy something you want. B．Buy something you need. C．Buy a toy when you go shopping. D．Keep your pocket money and give some to help the people in need. 5．Who are most probably the readers of this magazine? A．Children. B．Parents. C．Teachers. D．Workers. 【答案】1．B 2．C 3．D 4．D 5．A 【导语】本文是刊登在《儿童月刊》十一月刊的一篇消费指导文章，作者凯蒂·杨通过区分“生活需要的东西”和“自己想要的东西”，告诉孩子们要理性消费：买东西前先思考是否真的需要，懂得父母赚钱的辛苦，同时建议孩子们存零花钱并捐出一部分帮助有需要的人，这会带来真正的快乐。 1．原文为“November Issue(11月刊)”，每月发行一期，十一月的下一期自然是十二月(December)。 2．文章标题“Think before you buy”及内容均强调“购物前再三考虑”，Think twice before you buy(买东西前三思)与原文“Think before you buy” 同义，是作者核心建议。 3．work around the clock字面“围着时钟工作”，引申为“日夜不停地工作”。 4．最后两段“Keep your pocket money and give some to help the people in need. This can make you feel happy!”直接指出“存零花钱并捐一些帮助有需要的人，这能让你感到快乐”，是唯一与“真正的快乐”直接对应的答案。 5．杂志名称“Children’s Monthly(儿童月刊)”及内容围绕“孩子如何管理零花钱”，读者应为儿童。 重难语篇练习 ①We all need cash (现金) in order to live our lives. However, something called digital currency (数字货币) is slowly taking the place of cash. A currency is a kind of money. Usually, we use currency when we talk about a country’s money. If something is digital, it only exists (存在) on a computer. So “digital currency” means money that only exists on computers. ②Lots of people have digital currency accounts. They use a credit card to change their real money into digital money, and then the money goes into digital currency accounts. A lot of people wonder, “Why in the world should I change my real money into digital currency?” This is a fair question, but there’s a good answer. If you want to buy something online, then you usually have to use digital currency. For example, if you’re in China and you want to buy something in Canada, then you’ll have to pay with digital currency. ③Many people still don’t trust digital currency. Some people think that if they can’t hold their money in their hands, then it doesn’t seem real. These people don’t feel comfortable when they see numbers on a computer screen. The computer tells them that their money is safe but these people don’t really feel safe. Another problem is security. There are hackers all over the world. A hacker is a person who steals computer information. If a hacker gets the password of your digital currency account, he or she can steal your money. ④You have to decide whether or not you trust this new invention. Just remember one thing—if you want to buy something online, then you probably won’t have a choice. You’ll have to use digital currency. 1．What does Paragraph 1 mainly tell us? A．What digital currency is. B．How to use digital currency. C．Why we all need cash to live. D．Where to find digital currency. 2．What is the “good answer” to the question in Paragraph 2? A．You cannot shop online without digital currency. B．You cannot buy anything in China with real money. C．You cannot buy anything in Canada without digital currency. D．You can use both real money and digital currency to shop online. 3．What is the first problem mentioned in Paragraph 3? A．Digital currency is not safe enough. B．Many people still don’t trust digital currency. C．Some people can’t hold their money in their hands. D．Some people don’t feel comfortable with numbers. 4．What is the structure of this passage? A．①/②③④ B．①②/③④ C．①/②③/④ D．①②③/④ 【答案】1．A 2．A 3．B 4．C 【导语】本文介绍了数字货币的概念、使用场景以及人们对其的信任问题，并指出在线购物时数字货币的必要性。 1．主旨大意题。根据“A currency is a kind of money. Usually, we use currency when we talk about a country’s money. If something is digital, it only exists (存在) on a computer. So ‘digital currency’ means money that only exists on computers.”可知，第一段主要介绍了数字货币的概念。故选A。 2．词句猜测题。根据“If you want to buy something online, then you usually have to use digital currency.”可知，如果你想在网上买东西，那么你通常必须使用数字货币，这就是为什么要把真钱换成数字货币的“好答案”。故选A。 3．细节理解题。根据“Many people still don’t trust digital currency. Some people think that if they can’t hold their money in their hand, then it doesn’t seem real.”可知，第三段提到的第一个问题是许多人对数字货币缺乏信任。故选B。 4．篇章结构题。第一段主要介绍了数字货币的定义；第二、三段分别介绍了数字货币的使用和不信任数字货币的原因；第四段总结全文，指出是否信任数字货币取决于个人，但网上购物必须使用数字货币。因此，文章的结构是①/②③/④。故选C。 At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy (使满意) us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and a right attitude (态度) towards money gradually! 1．Who is the passage written for? A．Parents. B．Teachers. C．Managers. D．Children. 2．What’s the writer’s opinion about the pocket money? A．We can use it to buy whatever we want. B．We need to make smart spending choices. C．It’s impossible to spend all the money in one go. D．We can ask more pocket money from our family. 3．Which of the following can help us form good spending habits? A．Not setting any goal for saving money. B．Spending all the money on one thing we like without thinking. C．Thinking that money can be got easily without knowing parents’ hard work. D．Talking with our parents about how money is used and where it goes. 4．Put these sentences into the right order according to the passage. a．Kids get a right attitude towards money gradually. b．Kids experience how money is spent in the real world. c．Kids can save their pocket money to buy wonderful things. d．Kids need to know money made by parents may be used up. A．a-b-d-c B．c-d-a-b C．d-c-b-a D．b-a-c-d 5．Which of the following best shows the structure of the passage? A． B． C． D． 【答案】1．D 2．B 3．D 4．C 5．B 【导语】本文主要讲述了如何帮助孩子们形成良好的消费习惯。 1．推理判断题。根据文章开头第一段“At an early age, we start learning how to manage money by watching our parents’ spending habits.”以及全文内容可知，文章针对的是孩子们。故选D。 2．观点态度题。根据文章第三段“Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.”可知，作者认为零花钱不能覆盖所有想要的东西，应该做出明智的消费选择。故选B。 3．细节理解题。根据文章第五段“We can talk with our parents about how money is used and where money goes.”可知，与父母讨论金钱的使用和去向有助于形成良好的消费习惯。故选D。 4．细节理解题。根据文章内容顺序： 1. 第二段提到“We need to know that our parents work hard to make money, and that it may be used up one day” (对应d)； 2. 第四段提到“If we wish to own a new bicycle but can’t afford it, we can save our pocket money.” (对应c)； 3. 第五段提到“We can also go to the supermarket with our parents to experience how money is spent in the real world.” (对应b)； 4. 最后一段提到“we can get a sense of money management and a right attitude (态度) towards money gradually!” (对应a)。 正确顺序为d-c-b-a。故选C。 5．篇章结构题。文章结构为： 1. 引入主题 (第一段)； 2. 分点说明 (第二至五段)； 3. 总结 (最后一段)。 因此结构为总—分—总，对应选项B的图示。故选B。 学科网（北京）股份有限公司 $ Unit 8 Every Coin Counts! 阅读理解10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 货币与理财 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 Every Coin Counts! This saying tells us that every little bit of money is important. We should learn to save money and use it in the right way. As a student, we get pocket money from our parents every month. Some students spend all their pocket money on snacks and toys. Some students buy books and stationery with it, and save the rest. It’s a good habit to save pocket money. We can save money for something important, like a new book, a schoolbag or even a gift for our parents. We should also learn to make a budget for our pocket money. Write down what you need to buy and how much it costs. Don’t buy things you don’t need. This can help us use our money wisely. Besides, we can also learn to make a little money by ourselves. For example, we can help our parents do some housework to get extra pocket money, or sell the old books we don’t read anymore. It’s not easy to make money, so we should cherish every penny we have. 根据短文内容，选择最佳答案。 1．What does the saying “Every Coin Counts!” tell us? A．Coins are more important than paper money. B．Every little bit of money is important. C．We should collect as many coins as possible. D．We should use all our money to buy coins. 2．Where do students get pocket money from? A．From their teachers. B．From their parents. C．From their friends. D．From part-time jobs. 3．What is a good habit for students to do with pocket money? A．Spend all of it on snacks and toys. B．Buy things they don’t need. C．Buy useful things and save the rest. D．Give all of it to others. 4．What can we do to use pocket money wisely? A．Make a budget for it. B．Spend it as soon as we get it. C．Don’t write down the cost of the things we buy. D．Buy the most expensive things. 5．How can students make a little extra pocket money? A．By asking their parents for more money every day. B．By stealing money from others. C．By helping parents do housework or selling old books. D．By not going to school and working. A Smart Way to Save Tom is a 14-year-old boy. He loves playing basketball and his dream is to buy a pair of Kobe's basketball shoes. They cost 800 yuan. Tom gets 100 yuan pocket money every month from his parents. He usually spends most of it on snacks and drinks. So he never has enough money for the shoes. One day, his friend Lisa told him about her saving plan. Lisa saved 400 yuan in three months by making a plan. Tom thought, “If she can do it, I can do it too!” Tom started his plan in July. First, he decided to save 40 yuan every week. He put the money in a piggy bank. Second, he stopped buying snacks and drinks at school. He brought water from home. It was hard at first, but he stuck to it. Third, he found ways to earn extra money. He helped his uncle wash his car every weekend and got 30 yuan each time. He also sold some old toys and books. He got 60 yuan from them. By the end of August, Tom counted his money. He had 480 yuan from saving and 180 yuan from working and selling. He still needed 140 yuan. But he was not worried. He knew he could get more pocket money in September. His mother was proud of him. She said, “You learned to be responsible and patient.” Tom smiled. He knew that saving money was not just about buying shoes. It was about learning to achieve his goals step by step. 1．What is Tom’s dream? A．To play basketball well. B．To become a basketball player. C．To save 800 yuan in two months. D．To buy a pair of basketball shoes. 2．How much pocket money does Tom get every month? A．40 yuan. B．80 yuan. C．100 yuan. D．120 yuan. 3．Who inspired Tom to make a saving plan? A．His uncle. B．His mother. C．His teacher. D．His friend Lisa. 4．How did Tom earn extra money? A．By working in a store on weekends. B．By asking his parents for more money. C．By helping his classmates with homework. D．By doing housework and selling old things. 5．What did Tom learn from his saving plan? A．Saving money is easy for everyone. B．He should ask parents for more money. C．He doesn’t need to save money anymore. D．Saving money is not just about buying things. 根据短文内容，完成下列结构分析选择题 A Smart Way to Save Tom is a 14-year-old boy. He loves playing basketball and his dream is to buy a pair of Kobe's basketball shoes. They cost 800 yuan. Tom gets 100 yuan pocket money every month from his parents. He usually spends most of it on snacks and drinks. So he never has enough money for the shoes. One day, his friend Lisa told him about her savings plan. Lisa saved 400 yuan in three months by making a plan. Tom thought, “If she can do it, I can do it too!” Tom started his plan in July. First, he decided to save 40 yuan every week. He put the money in a piggy bank. Second, he stopped buying snacks and drinks at school. He brought water from home. It was hard at first, but he stuck to it. Third, he found ways to earn extra money. He helped his uncle wash his car every weekend and got 30 yuan each time. He also sold some old toys and books. He got 60 yuan from them. By the end of August, Tom counted his money. He had 480 yuan from savings and 180 yuan from working and selling. He still needed 140 yuan. But he was not worried. He knew he could get more pocket money in September. His mother was proud of him. She said, “You learned to be responsible and patient.” Tom smiled. He knew that saving money was not just about buying shoes. It was about learning to achieve his goals step by step. 1．How many parts are there in the passage? A．One part. B．Two parts. C．Three parts. D．Four parts. 2．What is the first part of the passage about? A．How to save money. B．Why saving is good. C．What to buy with money. D．Where to put money. 3．How many ways to save money does the writer talk about in the second part? A．One way. B．Two ways. C．Three ways. D．Four ways. 4．What words does the writer use to show the ways to save money? A．First, Second, Last. B．One, Two, Three. C．Next, Then, Finally. D．A, B, C． 5．What is the last part of the passage about? A．What the writer learns. B．Where the writer shops. C．When the writer saves money. D．How much money the writer has. Do you get pocket money from your parents? Do you know how children in other countries use their pocket money? Let’s take a look! In China, many children get pocket money from their parents every week or every month. Some children save their money in piggy banks. Others spend it on snacks, books or toys. A study shows that about 60% of Chinese children save at least some of their pocket money. In the United States, children often get pocket money for doing housework. They may get 1 to 5 dollars each week for washing dishes or cleaning their rooms. Many American children learn to manage money at a young age. They often divide their money into three parts: one for spending, one for saving and one for giving to others. In Germany, things are a little different. German parents believe that children should learn the value of money early. Many children get pocket money once a month instead of once a week. This helps them learn to plan their spending for a longer time. German children often keep a notebook to write down what they spend money on. In Japan, children usually get pocket money on special days like New Year. They get money in red envelopes from their parents and relatives. Many Japanese children save most of their money in the bank. They learn that saving is important for the future. No matter where they live, learning to use money wisely is an important life skill. So why not start making your own saving plan today? 1．What is the passage mainly about? A．Different ways to save money. B．Why parents give children pocket money. C．The history of money in different countries. D．How children in different countries use pocket money. 2．What do German children often do to manage their money? A．They save money in the bank. B．They put money in piggy banks. C．They divide money into three parts. D．They write down their spending in a notebook. 3．The word “divide” in Paragraph 3 most probably means “________”. A．to put things together B．to separate something into parts C．to give something away for free D．to spend all the money at once 4．In which country do children get pocket money on special days like New Year? A．China. B．Japan. C．Germany. D．The United States. 5．What can we learn from the passage? A．German children get pocket money once a week. B．American children never spend money on snacks. C．Learning to use money wisely is important for everyone. D．Children in China save more money than children in other countries. The secret of the green piggy bank Thirteen-year-old Leo always felt his pocket money disappeared too quickly. He wanted to buy a new bicycle, but saving enough money seemed impossible. One day, his grandfather gave him a special gift, a green piggy bank. “This isn’t an ordinary piggy bank, Leo,” his grandfather said with a smile. “It comes with a secret. If you learn to manage your money wisely, it will help you reach your goals.”       Leo was curious. He decided to follow his grandfather’s advice. First, he started writing down everything he spent his money on. He was surprised to see how much he spent on snacks and video games. Then, he made a simple plan. He decided to save 30% of his pocket money for the bicycle, spend 50% on things he needed, and save 20% for bigger, fun things later, like going to a movie with friends. It wasn’t always easy. When his friends bought ice cream or new comics, Leo sometimes found it difficult to say no. But he remembered his goal. After a few months, something amazing happened. The money in his piggy bank grew steadily. More importantly, Leo felt happy and in control. He learned the difference between what he wanted and what he needed. He bought his bicycle at the end of the year, feeling prouder than ever. Leo shared his story with his classmates. His teacher said, “You’ve learned a life skill more valuable than money itself!” 1．What was Leo’s problem at the beginning? A．He lost his pocket money. B．He didn’t get any pocket money. C．He found it hard to save money for a bicycle. D．His grandfather didn’t give him a gift. 2．What was the “secret” of the green piggy bank? A．It was full of money already. B．It could talk to Leo. C．It would magically create money. D．It represented the habit of managing money wisely. 3．What did Leo do first to manage his money? A．He bought fewer snacks. B．He made a spending plan. C．He tracked his spending. D．He asked his parents for more money. 4．What was the most important thing Leo learned? A．How to buy the best bicycle. B．The difference between needs and wants. C．How to earn money quickly. D．Where to buy cheap snacks. 5．What does the teacher mean by saying “a life skill more valuable than money”? A．The ability to manage money is very useful in life. B．Money is not important. C．Riding a bicycle is a great skill. D．Sharing stories with classmates is valuable. Saving money is an important skill for everyone, especially for students. As students, we don’t have a lot of pocket money, so we need to use it wisely. Here are some tips for saving money: First, make a budget. Write down how much pocket money you get every month and what you spend it on. This way, you can know where your money goes and avoid spending too much on unnecessary things. Second, avoid impulsive buying. When you see something you like, don’t buy it at once. Think about whether you really need it. If you can live without it, don’t buy it. This can help you save a lot of money. Third, save small amounts of money regularly. You can save your coins every day and put them in a piggy bank. Even a small amount of money can add up to a lot over time. Fourth, look for cheap but good things. When you buy stationery or clothes, you can compare prices in different stores. You can also buy second-hand things if they are in good condition. This can help you save money without reducing the quality of your life. Following these tips, you can develop the habit of saving money and use your pocket money wisely. Remember, saving every coin is the first step to becoming financially responsible. 根据短文内容，选择最佳答案。 1．Who is the passage mainly for? A．Parents. B．Students. C．Teachers. D．Workers. 2．What does the underlined word “budget” mean in Chinese? A．预算 B．计划 C．清单 D．目标 3．According to the passage, which is NOT a tip for saving money? A．Make a budget. B．Buy expensive things. C．Save coins regularly. D．Compare prices. 4．What can we learn from the passage? A．Students have a lot of pocket money. B．Impulsive buying can help save money. C．Small amounts of money can add up to a lot. D．Second-hand things are always bad. 5．What’s the main idea of the passage? A．How to get pocket money. B．How to save money as a student. C．The importance of pocket money. D．The way to buy cheap things. Saving money is an important life skill for students. It helps us learn responsibility and prepare for future needs. The following table shows four students’ pocket money management and saving habits. Let’s read and learn from them. Student Monthly Pocket Money Saving Methods Monthly Savings Plans for Savings Alice 160 yuan Make a weekly budget; don’t buy unnecessary snacks or toys 70 yuan Buy reference books for English study Bob 220 yuan Reuse old school supplies; sell unused toys online 100 yuan Donate to children in poor areas on Children’s Day Cindy 140 yuan Bring lunch from home instead of eating out; borrow books from the library 60 yuan Buy a new piggy bank and save for a school trip David 180 yuan Record all expenses; ask parents for advice on money management 80 yuan Help parents buy small gifts on their birthdays 阅读表格及短文，选择最佳答案。 1．How much pocket money does Bob get every month? A．160 yuan B．220 yuan C．140 yuan D．180 yuan 2．Which student plans to use savings to help strangers? A．Alice B．Bob C．Cindy D．David 3．What is Cindy’s saving method? A．She makes a weekly budget. B．She sells unused toys online. C．She brings lunch from home. D．She records all expenses. 4．How much does David save every month? A．70 yuan B．100 yuan C．60 yuan D．80 yuan 5．What can we learn from the table? A．Alice wants to buy a new piggy bank. B．Alice saves the most money every month. C．Cindy gets the least pocket money. D．David plans to buy reference books. John is reading a magazine (杂志) article about how to spend money. Children’s MonthlyNovember Issue (期) Things you need or Things you want?Think before you buy——by Katie Yang Things you need Every day, we need to eat and drink. When you are thirsty, you need a glass of water. When you are hungry, you need some bread.Things you want Your classmate has a beautiful schoolbag. You want to have one too but your schoolbag still looks new. This is what you want but not what you need.Who pays (付钱) for what you want? When you go shopping, you want a new toy. Your parents work around the clock to make money. Is the toy a must-have thing?Keep your pocket money (零花钱) Keep your pocket money and give some to help the people in need. This can make you feel happy! 1．John can read the next magazine issue in ________. A．November B．December C．January D．February 2．What’s the writer’s advice according to the passage? A．Pay for what you want by yourself. B．Go shopping with your classmates. C．Think twice before you buy. D．Give all your pocket money to poor kids. 3．In Part 3, “Your parents work around the clock” means ________. A．they go to work late every day B．they put the clocks on their office desks C．they like running around the clock D．they work day and night 4．According to the magazine, what can really make you happy? A．Buy something you want. B．Buy something you need. C．Buy a toy when you go shopping. D．Keep your pocket money and give some to help the people in need. 5．Who are most probably the readers of this magazine? A．Children. B．Parents. C．Teachers. D．Workers. 重难语篇练习 ①We all need cash (现金) in order to live our lives. However, something called digital currency (数字货币) is slowly taking the place of cash. A currency is a kind of money. Usually, we use currency when we talk about a country’s money. If something is digital, it only exists (存在) on a computer. So “digital currency” means money that only exists on computers. ②Lots of people have digital currency accounts. They use a credit card to change their real money into digital money, and then the money goes into digital currency accounts. A lot of people wonder, “Why in the world should I change my real money into digital currency?” This is a fair question, but there’s a good answer. If you want to buy something online, then you usually have to use digital currency. For example, if you’re in China and you want to buy something in Canada, then you’ll have to pay with digital currency. ③Many people still don’t trust digital currency. Some people think that if they can’t hold their money in their hands, then it doesn’t seem real. These people don’t feel comfortable when they see numbers on a computer screen. The computer tells them that their money is safe but these people don’t really feel safe. Another problem is security. There are hackers all over the world. A hacker is a person who steals computer information. If a hacker gets the password of your digital currency account, he or she can steal your money. ④You have to decide whether or not you trust this new invention. Just remember one thing—if you want to buy something online, then you probably won’t have a choice. You’ll have to use digital currency. 1．What does Paragraph 1 mainly tell us? A．What digital currency is. B．How to use digital currency. C．Why we all need cash to live. D．Where to find digital currency. 2．What is the “good answer” to the question in Paragraph 2? A．You cannot shop online without digital currency. B．You cannot buy anything in China with real money. C．You cannot buy anything in Canada without digital currency. D．You can use both real money and digital currency to shop online. 3．What is the first problem mentioned in Paragraph 3? A．Digital currency is not safe enough. B．Many people still don’t trust digital currency. C．Some people can’t hold their money in their hands. D．Some people don’t feel comfortable with numbers. 4．What is the structure of this passage? A．①/②③④ B．①②/③④ C．①/②③/④ D．①②③/④ At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits. Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. We shouldn’t spend all our money in one go. It’s important for us to have a budget (预算). In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices. We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satisfy (使满意) us. We can talk with our parents about how money is used and where money goes. Do you know what a bank account (账户) is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and a right attitude (态度) towards money gradually! 1．Who is the passage written for? A．Parents. B．Teachers. C．Managers. D．Children. 2．What’s the writer’s opinion about the pocket money? A．We can use it to buy whatever we want. B．We need to make smart spending choices. C．It’s impossible to spend all the money in one go. D．We can ask more pocket money from our family. 3．Which of the following can help us form good spending habits? A．Not setting any goal for saving money. B．Spending all the money on one thing we like without thinking. C．Thinking that money can be got easily without knowing parents’ hard work. D．Talking with our parents about how money is used and where it goes. 4．Put these sentences into the right order according to the passage. a．Kids get a right attitude towards money gradually. b．Kids experience how money is spent in the real world. c．Kids can save their pocket money to buy wonderful things. d．Kids need to know money made by parents may be used up. A．a-b-d-c B．c-d-a-b C．d-c-b-a D．b-a-c-d 5．Which of the following best shows the structure of the passage? A． B． C． D． 学科网（北京）股份有限公司 $