Unit 3 课时2 Reading：主题阅读（分层作业）英语新教材沪教版五四制八年级下册

Unit3 Money 课时2 Reading：主题阅读（分层作业） 核心知识速记 03拓展培优 01基础达标 04思维进阶 02能力提升 ( 核心词汇 1. economist n. 经济学家；经济专家 2. society n. 社会 3. trade v. 互相交换；n. 贸易；交易 4. exchange n. 交换；互换 5. goods n. (pl.) 商品；货品 6. sample n. 样品；试用产品 7. saying n. 谚语；格言；警句 8. cost n. 成本；v. 花费；价钱为 9. complete adj. 完全的，彻底的；v. 完成 10. valuable adj. 很有用的；宝贵的 固定短语与搭配 1. trade ... for ... 用…… 交换…… 2. from time to time 偶尔；有时 3. there is no such thing as 没有…… 这样的事 4. hidden cost 隐性成本 5. make better choices 做出更好的选择 核心 句子 1. According to economists, our society depends on trading goods and services for money. 2. If everything is free, people won’t get paid for their work. 3. You may still come across free things from time to time in your daily life. 4. There’s no s uch thing as a free lunch. 5.Instead of trying to get everything for free, you might find it more valuable to appreciate the hard work of others. ) 一、选词填空 将下列单词填入空格，每空格限填一词，每词只能填一次。（其中有一项多余） A．produced     B．completely     C．payment     D．period     E.value Money has played an important role in every civilisation. It has taken various forms and has changed many times over the centuries. The first form of 1 was the exchange of goods. People usually exchanged animal skins and meat, fruit and vegetables, cloth and precious stones. In ancient Egypt they used metal bars which were cut into smaller parts if necessary. In the seventh century BCE, the first coins appeared. They were usually made of silver or gold and their 2 depended on the amount of metal in each coin. With time, coins became very popular and many countries 3 their own system of money. Today, people pay for things in different ways: they pay in cash, by check or by credit card. The last one, it seems, is the most convenient form of payment. Many people believe that one day money in the form of coins, banknotes, checks and cards will 4 disappear and that all buying and selling will be done through the Internet. 二、阅读理解 Passage 1 Julia and her cousins visited their grandparents every month. Each time, their grandpa gave them some coins. The kids usually rushed to buy sweets with the money. One day, Grandpa called all the children together and said, “Let’s have a money-management competition. Tell me how you’ve used your coins at the end of the year.” Ruben and Nico, the youngest two, kept buying sweets with all their money. They often showed off their sweets, which made Clara and Joe angry. Soon, Clara and Joe stopped saving and started spending like Ruben and Nico. Monty was a smart boy. He thought of making money by buying and selling small things. With little effort, he earned a lot quickly. But he then began to buy expensive things for himself. In a few months, he had no money left at all. Alex saved every coin he got. By the end of the year, he had more money than anyone else and seemed to be the winner. Julia, however, had no money left on the competition day. She had spent all her coins on violin lessons. She knew a poor violinist who played in the park. Julia offered him all her coins to learn the violin. The violinist was moved by her enthusiasm and agreed to teach her. After a year, he lent Julia a violin, and they played together in the park. Their performance was a hit, and Julia earned enough money to buy her own violin. Years later, she became a famous violinist. When Grandpa heard Julia’s story, he smiled and said, “Julia is the real winner.” 1．Why did Clara and Joe stop saving money? A．They wanted to join the competition. B．They were angry about Ruben and Nico’s showing off. C．Grandpa told them not to save money. D．They needed money to buy school things. 2．How did Monty manage his money at first? A．He saved all his coins. B．He bought sweets for himself. C．He made money by trading things. D．He spent it on violin lessons. 3．What did the violinist do after teaching Julia for a year? A．He gave Julia a new violin as a gift. B．He asked Julia to teach other kids. C．He lent a violin to Julia. D．He invited Julia to his concert. 4．Who did Grandpa think was the real winner? A．Alex. B．Monty. C．Julia. D．Clara. 5．What can we learn from the story? A．Saving money is the only way to manage money well. B．Money should be used to develop oneself and achieve goals. C．Showing off wealth is a bad habit. D．It’s useless to make money by buying and selling things. Passage 2 How do you manage your money? Grade:9      Name: Steve Quick Questions:A stands for “agree”, B stands for “not sure” and C stands for “disagree”. 1. I have an idea of how much money I have. A．☑    B．□    C． □ 2. I keep a record of my money and my spending. ________ A．□    B．☑    C． □ 3. I try to plan my spending and keep some money for emergencies (紧急事务). A．□    B．☑    C． □ 4. I save some money each week until I can reach my saving goal. A．☑    B．□    C． □ 5. I often save up money for something special. A．□    B．□    C． ☑ 6. When I’ve got lucky money, I put it in a bank where it can get interest (利息) and grow. A．☑    B．□    C． □ 7. When I meet an amazing pair of shoes, I will give myself some thinking time. A．☑    B．□    C． □ Assessments (评价) Mostly “A” answers: You’re already careful with money and realize the importance of managing money.Mostly “B” answers: You can pay attention to your money, but there are many more useful skills you can learn.Mostly “C” answers: You still have a long way to go before you can manage your money well. But don’t worry,  you’ve begun your journey. 阅读上面短文内容，选择正确的答案。 1．Who is the text mostly written for? A．Parents. B．Teachers. C．Teenagers. D．Adults. 2．What does “B” stand for in the passage? A．Agree. B．Not sure. C．Disagree. D．Sure. 3．How does Steve deal with his lucky money? A．Put it in the bank. B．Give it to his parents. C．Buy his favorite things. D．Share it with his friends 4．What can we know about Steve’s ability in managing money? A．He can’t save any money at all. B．He has no sense of saving money. C．He needs more time to consider it. D．He can manage his own money well. 5．Where can we read the text in a school magazine? A．Sports world. B．Writing Field. C．Daily Life. D．Travel world. Passage 3 Children’s MonthlyNovember Issue (期) Things you need or things you want?Think before you buy By Kate YangThings you need Every day, we need to eat and drink. When you are thirsty, you need a glass of water. When you are hungry, you need some bread.Who pays for what you want When you go shopping, you want a new toy. Your parents work around the clock to make money. Is the toy a must-buy thing?Things you want Your classmate has a beautiful schoolbag. You want to have one, too. But your schoolbag still looks new. This is what you want but not what you need.Keep your pocket money Keep your pocket money and give some to the people in need. This can make you feel happy! 根据材料内容选择最佳答案。 1．This may be the ________ issue of Children’s Monthly this year. A．9th B．10th C．11th D．12th 2．According to the text, what can really make you happy? A．Going shopping. B．Eating and drinking. C．Getting a beautiful schoolbag. D．Helping people with your pocket money. 3．The text is mainly about ________. A．things you want B．your pocket money C．who pays for you D．how to spend money 4．Who may be the readers of this text? A．Kids. B．Parents. C．Teachers. D．Workers. 5．What does the writer mean by saying “Your parents work around the clock”? A．They are fond of running. B．They work day and night. C．They go to work early every day. D．They put the clocks on their office desks. 三、语法选择 阅读下面短文，掌握其大意，然后从各题所给的A、B、C和D项中，选出最佳选项。 The other day e-mail arrived in my inbox with the subject line “Buy one, get one 50 percent of all clothes. Two days only!” I get these sales e-mails from the 1 almost weekly. Although I know exactly the sellers are trying to get me to spend money I wasn’t planning to spend, I usually end up 2 anyway. So I have to become a 3 shopper. The other week it took me three 4 to finally decide which local hotel to book for an overnight stay. There were just so many choices; what if I picked a 5 one and my husband and I ended up having a terrible time? This is one of the biggest problems shoppers facing these days. Alexander says, “It takes a lot of effort just to consider all the choices.” He points out you don’t have to consider all the choices. “You always have to 6 one thing for another. Do you prefer better quality or lower price in health care? About buying a car, do you prefer performance or comfort? You need to 7 what’s more important to you.” Making a shopping list before 8 a store isn’t just about remembering necessary things; it can also help you avoid unwanted 9 . If you make a good action plan, you’re more likely to do what you actually set out to do. A shopping list is there to keep your goal of shopping 10 in your mind. 1．A．restaurants B．stores C．museums D．libraries 2．A．costing B．selling C．taking D．buying 3．A．smarter B．quicker C．kinder D．richer 4．A．seconds B．hours C．seasons D．years 5．A．pleasant B．single C．wrong D．spare 6．A．give away B．give in C．give out D．give up 7．A．look up B．open up C．find out D．hold out 8．A．attacking B．stealing C．beating D．hitting 9．A．messages B．programs C．clothes D．noises 10．A．honestly B．wisely C．badly D．secretly 四、完形填空 Passage 1 A mother and her daughter, Lily, were sitting in their comfortable living room. The Spring Festival had just passed, and Lily received an amount of lucky money from her relatives (亲戚). “Mum, I got so much lucky money this year! What should I do with it?” Lily asked 1 . Her mother smiled and replied, “It’s great that you 2 so much, but we need to think carefully about how to use it wisely.” Lily frowned her brows (皱眉) and said, “But I want to buy a new video game. I’ve wanted it for months.” “I understand 3 it’s important to consider saving some for the future too,” her mother 4 . Lily sighed (叹气), “Do I have to? Can’t I just enjoy it now?” “Of course, you can enjoy some of it, but let’s make a 5 together. How about we save half and you can spend the other half as you wish?” her mother suggested. Lily thought for a moment and then nodded, “Okay, that sounds fair. But what if I don’t know how to 6 ?” Her mother took out a piggy bank and handed it to Lily, saying, “This is a 7 start. You can put part of your lucky money here. Later, we can discuss other saving ways 8 a savings account.” Lily counted her money and divided (分成) it into two piles (沓). “I’ll save this half for now. Maybe later, I can use it for 9 big, like a bike or even college!” In the end, Lily learned about being 10 with money and thinking ahead for her future. Her mum helped her see that while it’s nice to have fun now, it’s also important to plan for what you want later. 1．A．excitedly B．carefully C．worriedly D．patiently 2．A．picked B．made C．wanted D．received 3．A．though B．and C．but D．if 4．A．refused B．shouted C．explained D．smiled 5．A．trade B．deal C．decision D．plan 6．A．gave B．afford C．save D．spell 7．A．smooth B．good C．happy D．friendly 8．A．for B．about C．like D．with 9．A．something B．anything C．nothing D．everything 10．A．patient B．pleased C．careful D．strict Passage 2 通读下面短文，掌握其大意，然后在各小题所给的四个选项中，选出一个最佳答案，并将答题卡上对应题目所选的选项涂黑。 An important question about eating out is who pays for the meal. If a friend of yours asks you to have lunch with him, you may say 1 like this, “I’m afraid it’ll have to be someplace 2 , as I have very little money.” The other person may say, “OK, I’ll meet you at McDonald’s.” This means that the two agree to go Dutch, that is, each person pays for himself. He may 3 say, “Oh, no. I want to 4 you to lunch at Johnson’s”, or “I want you to try the Chinese dumplings there. They’re great.” This means the person wants to pay for both of you. If you feel this person is 5 , you can go with him and you 6 pay for the meal. You may just say, “ 7 . That would be very nice.” American customs (习俗) about who pays for dates (约会) are much the same as in other parts of the world. In the old days, American women wanted men to pay for all the meals. But today, a woman in 8 will usually pay her own way during the day. If a man asks her to dinner or a dance outside the working hours, it 9 “Come as my guest”. So as you can see, it is a 10 thing to make the question clear at the very beginning. 1．A．something B．anything C．everything D．nothing 2．A．expensive B．cheap C．quiet D．wonderful 3．A．also B．neither C．too D．either 4．A．get B．bring C．meet D．take 5．A．angry B．friendly C．happy D．lucky 6．A．can’t B．needn’t C．mustn’t D．don’t 7．A．I’m sorry B．Excuse me C．Thank you D．Pardon 8．A．school B．China C．America D．business 9．A．goes B．says C．means D．tells 10．A．impolite B．polite C．easy D．careful 五、任务型阅读 Passage 1 It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates opportunities and opens the door to all kinds of adventures. The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs. Then work out how much you can afford to save each week and how long it will take you to reach your goal. Some weeks later you might decide to save a little more than planned so that you can reach your goals even faster. To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account. When you save your money in a savings account, you have the opportunity to earn interest (利息). This is money that a bank pays you for leaving the money there and the longer you leave money in a savings account, the more interest you will earn. Some parents set up a savings account because they want to put some money away for their kids’ future. If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal and what could be more exciting than that? 1．What is the key to successful saving? 2．How could you avoid accidentally spending your savings? 3．What can you get when you save money in a savings account? 4．Why do some parents set up a savings account for kids? 5．How do you plan to deal with your money after reading the text? (至少2点) Passage 2 Kids in a Cashless World: Are We Losing the Feel of Real Money? Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place. Buying snacks meant handing over real cash and feeling every cent you spent. But in today’s world, money doesn’t jingle (叮当) or crinkle (起皱)—it clicks. For many kids, digital payments are becoming part of everyday life. With smartphones or cards, it’s common to buy things without cash. According to NewsHour, about half of kids aged 10 to 12 own a smartphone. Some families are using apps to help kids manage money. Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins. But when money becomes just numbers on a screen, it can feel less real. And when money doesn’t feel real, it’s easier to spend too much without thinking. Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly. It feels like something you’re giving up. But when you buy something online or tap your phone, nothing feels like it’s missing. That small difference can change the way kids think about money. Still, many kids are learning how to manage money in this new digital world. When NewsHour asked students questions about money, one kid quickly answered that there are 15 quarters in $3.75. Even without using coins, some kids are excellent at money maths. But managing money isn’t just about maths—it’s also about habits (习惯). To help kids form good habits, many parents use tools to give their children money for doing chores. These tools help kids divide (分开) their money into “spend”, “save”, and “give”, and let parents keep an eye on how the money is used. Some apps also teach lessons about saving and investing (投资). Schools are also taking part, offering classes on money management. Talking about money at home is just as important. Whether using cash or cards, learning how to plan for spending and save for future goals helps kids feel confident with money. Living in a cashless world isn’t a bad thing, but it means kids need new skills. With the right support from parents, teachers, and technology, they can grow up to be financially (经济上) smart—even without ever carrying a coin. 1．What did saving money mean not too long ago? 2．What are the advantages of digital money mentioned in the passage? 3．How can kids understand the value of money more clearly according to scientists? 4．What will you do to manage money in a cashless society? (Give two examples.) 六、短文填空 Passage 1 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。 Money is not everything, but we can’t live 1 (with) it. The true value of money 2 (lie) in how we use it. In the past, people 3 (use) shells and metal coins as money. Later, paper money 4 (invent) in China. Now, digital money is widely used, 5 makes our life easier. We should be wise 6 (manage) money. 7 (save) money is a good habit, but we shouldn’t be too mean. We can donate some money to people 8 are in need. It 9 (bring) us true happiness. Remember: the 10 (important) thing is not how much money we have, but how we use it to make life meaningful. Passage 2 Money is an important part of our daily life. It helps us buy things we need and enjoy the life we want. But do you know how money 1 (develop) over time? Thousands of years ago, people didn’t use paper money. They 2 (trade) goods with each other. For example, they might exchange rice for cloth. Later, people began to use shells as money because they were small and easy 3 (carry). As time went by, metal coins appeared. They were stronger and could be kept for a longer time. The first paper money started in China during the Song Dynasty. It was lighter than coins, so it made trade much 4 (convenient). Today, digital money is becoming more and more popular. We can pay for things just by 5 (use) our phones. We don’t need to take paper money with us 6 all. But we must remember that money is not everything. We should use it 7 (wise) and responsibly. Some people donate money to help those in need. They believe that giving brings more happiness than 8 (receive). Others save money for their future, such as going to college or travelling around the world. 9 is important to have a right attitude towards money. It can help us live a better life 10 we know how to use it well. ( 1 / 6 ) 学科网（北京）股份有限公司 $ Unit 3 Money 课时2 Reading：主题阅读（分层作业） 参考答案 一、选词填空 1．C 2．E 3．A 4．B 二、阅读理解 Passage 1 1．B 2．C 3．C 4．C 5．B Passage 2 1．C 2．B 3．A 4．D 5．C Passage 3 1．C 2．D 3．D 4．A 5．B 三、语法选择 1．B 2．D 3．A 4．B 5．C 6．D 7．C 8．D 9．A 10．B 四、完形填空 Passage 1 1．A 2．D 3．C 4．C 5．D 6．C 7．B 8．C 9．A 10．C Passage 2 1．A 2．B 3．A 4．D 5．B 6．B 7．C 8．D 9．C 10．B 五、任务型阅读 Passage 1 1．Setting a goal is the key to successful saving． 2．By keeping the savings separate from the rest of my money. 3．I can get the opportunity to earn interest. 4．Because they want to put some money away for their kids’ future. 5．I’ll set a goal and save most of my money in a savings account. I’ll use it for a meaningful trip in the future. Passage 2 1．It meant putting coins into a piggy bank or hiding notes in a secret place. 2．It is easy to carry, and you don’t have to worry about losing notes or carrying coins. 3．By counting change or handing over cash. 4．I will use the money to buy things I really need, and I will divide the money into “spend”, “save”, and “give”. 六、短文填空 Passage 1 1．without 2．lies 3．used 4．was invented 5．which 6．to manage 7．Saving 8．who/that 9．brings 10．most important Passage 2 1．has developed 2．traded 3．to carry 4．more convenient 5．using 6．at 7．wisely 8．receiving 9．It 10．if ( 1 / 6 ) 学科网（北京）股份有限公司 $ Unit3 Money 课时2 Reading：主题阅读（分层作业） 核心知识速记 03拓展培优 01基础达标 04思维进阶 02能力提升 ( 核心词汇 1. economist n. 经济学家；经济专家 2. society n. 社会 3. trade v. 互相交换；n. 贸易；交易 4. exchange n. 交换；互换 5. goods n. (pl.) 商品；货品 6. sample n. 样品；试用产品 7. saying n. 谚语；格言；警句 8. cost n. 成本；v. 花费；价钱为 9. complete adj. 完全的，彻底的；v. 完成 10. valuable adj. 很有用的；宝贵的 固定短语与搭配 1. trade ... for ... 用…… 交换…… 2. from time to time 偶尔；有时 3. there is no such thing as 没有…… 这样的事 4. hidden cost 隐性成本 5. make better choices 做出更好的选择 核心 句子 1. According to economists, our society depends on trading goods and services for money. 2. If everything is free, people won’t get paid for their work. 3. You may still come across free things from time to time in your daily life. 4. There’s no s uch thing as a free lunch. 5.Instead of trying to get everything for free, you might find it more valuable to appreciate the hard work of others. ) 一、选词填空 将下列单词填入空格，每空格限填一词，每词只能填一次。（其中有一项多余） A．produced     B．completely     C．payment     D．period     E.value Money has played an important role in every civilisation. It has taken various forms and has changed many times over the centuries. The first form of 1 was the exchange of goods. People usually exchanged animal skins and meat, fruit and vegetables, cloth and precious stones. In ancient Egypt they used metal bars which were cut into smaller parts if necessary. In the seventh century BCE, the first coins appeared. They were usually made of silver or gold and their 2 depended on the amount of metal in each coin. With time, coins became very popular and many countries 3 their own system of money. Today, people pay for things in different ways: they pay in cash, by check or by credit card. The last one, it seems, is the most convenient form of payment. Many people believe that one day money in the form of coins, banknotes, checks and cards will 4 disappear and that all buying and selling will be done through the Internet. 【答案】1．C 2．E 3．A 4．B 【导语】本文主要介绍货币的各种形式，首先是交换，后来是金属，现在是现金或信用卡，最后作者说现金会完全消失，交易会在互联网上完成。 1．句意：第一种支付形式是货物交换。根据“The first form of...was the exchange of goods.”及备选词可知，这里指支付形式，payment意为“支付”，故选C。 2．句意：它们通常由银或金制成，其价值取决于每枚硬币中金属的含量。根据“They were usually made of silver or gold”和“...depended on the amount of metal in each coin”及备选词可知，这里指价值取决于每枚硬币中金属的含量，value意为“价值”，故选E。 3．句意：随着时间的推移，硬币变得非常流行，许多国家都产生了自己的货币体系。根据“many countries...their own system of money”及备选词可知，这里指产生了自己的货币体系，produced意为“产生”，故选A。 4．句意：许多人相信，有一天，硬币、钞票、支票和卡片等形式的货币将完全消失，所有的买卖都将通过互联网完成。分析句子可知，此处需要填入副词来修饰动词disappear，又由后面的句子“that all buying and selling will be done through the Internet”及备选词可知，这里指完全地消失，completely意为“完全地”，故选B。 二、阅读理解 Passage 1 Julia and her cousins visited their grandparents every month. Each time, their grandpa gave them some coins. The kids usually rushed to buy sweets with the money. One day, Grandpa called all the children together and said, “Let’s have a money-management competition. Tell me how you’ve used your coins at the end of the year.” Ruben and Nico, the youngest two, kept buying sweets with all their money. They often showed off their sweets, which made Clara and Joe angry. Soon, Clara and Joe stopped saving and started spending like Ruben and Nico. Monty was a smart boy. He thought of making money by buying and selling small things. With little effort, he earned a lot quickly. But he then began to buy expensive things for himself. In a few months, he had no money left at all. Alex saved every coin he got. By the end of the year, he had more money than anyone else and seemed to be the winner. Julia, however, had no money left on the competition day. She had spent all her coins on violin lessons. She knew a poor violinist who played in the park. Julia offered him all her coins to learn the violin. The violinist was moved by her enthusiasm and agreed to teach her. After a year, he lent Julia a violin, and they played together in the park. Their performance was a hit, and Julia earned enough money to buy her own violin. Years later, she became a famous violinist. When Grandpa heard Julia’s story, he smiled and said, “Julia is the real winner.” 1．Why did Clara and Joe stop saving money? A．They wanted to join the competition. B．They were angry about Ruben and Nico’s showing off. C．Grandpa told them not to save money. D．They needed money to buy school things. 2．How did Monty manage his money at first? A．He saved all his coins. B．He bought sweets for himself. C．He made money by trading things. D．He spent it on violin lessons. 3．What did the violinist do after teaching Julia for a year? A．He gave Julia a new violin as a gift. B．He asked Julia to teach other kids. C．He lent a violin to Julia. D．He invited Julia to his concert. 4．Who did Grandpa think was the real winner? A．Alex. B．Monty. C．Julia. D．Clara. 5．What can we learn from the story? A．Saving money is the only way to manage money well. B．Money should be used to develop oneself and achieve goals. C．Showing off wealth is a bad habit. D．It’s useless to make money by buying and selling things. 【答案】1．B 2．C 3．C 4．C 5．B 【导语】本文主要讲述了Julia和她的表亲们以不同的方式管理爷爷给的零花钱，最终爷爷认为通过投资学习小提琴来提升自我的Julia才是真正赢家的故事。 1．细节理解题。根据“They often showed off their sweets, which made Clara and Joe angry. Soon, Clara and Joe stopped saving…”可知，Ruben和Nico经常炫耀他们的糖果，这让Clara和Joe感到生气，于是他们才停止存钱开始模仿消费。故选B。 2．细节理解题。根据“He thought of making money by buying and selling small things.”可知，Monty最初的想法是通过买卖小物件来赚钱，即通过交易经商的方式。故选C。 3．细节理解题。根据“After a year, he lent Julia a violin, and they played together in the park.”可知，在教了Julia一年后，小提琴家借给了她一把小提琴。故选C。 4．细节理解题。根据“When Grandpa heard Julia’s story, he smiled and said, ‘Julia is the real winner.’”可知，爷爷在听了Julia的故事后，认为她才是真正的赢家。故选C。 5．主旨大意题。通读全文可知，Alex虽然存了钱但没有增值，Monty赚了钱但挥霍了，而Julia将钱投资在学习小提琴课上，最终不仅赚到了钱还实现了梦想；这告诉我们金钱应该被用来提升自我能力和实现人生目标。故选B。 Passage 2 How do you manage your money? Grade:9      Name: Steve Quick Questions:A stands for “agree”, B stands for “not sure” and C stands for “disagree”. 1. I have an idea of how much money I have. A．☑    B．□    C． □ 2. I keep a record of my money and my spending. ________ A．□    B．☑    C． □ 3. I try to plan my spending and keep some money for emergencies (紧急事务). A．□    B．☑    C． □ 4. I save some money each week until I can reach my saving goal. A．☑    B．□    C． □ 5. I often save up money for something special. A．□    B．□    C． ☑ 6. When I’ve got lucky money, I put it in a bank where it can get interest (利息) and grow. A．☑    B．□    C． □ 7. When I meet an amazing pair of shoes, I will give myself some thinking time. A．☑    B．□    C． □ Assessments (评价) Mostly “A” answers: You’re already careful with money and realize the importance of managing money.Mostly “B” answers: You can pay attention to your money, but there are many more useful skills you can learn.Mostly “C” answers: You still have a long way to go before you can manage your money well. But don’t worry,  you’ve begun your journey. 阅读上面短文内容，选择正确的答案。 1．Who is the text mostly written for? A．Parents. B．Teachers. C．Teenagers. D．Adults. 2．What does “B” stand for in the passage? A．Agree. B．Not sure. C．Disagree. D．Sure. 3．How does Steve deal with his lucky money? A．Put it in the bank. B．Give it to his parents. C．Buy his favorite things. D．Share it with his friends 4．What can we know about Steve’s ability in managing money? A．He can’t save any money at all. B．He has no sense of saving money. C．He needs more time to consider it. D．He can manage his own money well. 5．Where can we read the text in a school magazine? A．Sports world. B．Writing Field. C．Daily Life. D．Travel world. 【答案】1．C 2．B 3．A 4．D 5．C 【导语】本文是一份关于理财习惯的问卷调查及评估报告，主要针对青少年（如9年级学生Steve）的金钱管理能力进行测试和分析。 1．主旨大意题。根据“How do you manage your money?”及问卷对象“Grade: 9 Name: Steve”可知，内容主要面向青少年。故选C。 2．细节理解题。根据“A stands for ‘agree’, B stands for ‘not sure’ and...”可知B代表“不确定”。故选B。 3．细节理解题。根据第6题Steve的选择“A. ☑”及题干原文“I put it in a bank where it can get interest and grow.”可知，他选择将压岁钱存入银行。故选A。 4．推理判断题。根据“Mostly ‘A’ answers: You’re already careful with money...”可推知，Steve能较好地管理金钱。故选D。 5．推理判断题。文章主题围绕“money management”，属于日常生活技能范畴。学校杂志中“Daily Life”（日常生活）栏目最符合内容定位。故选C。 Passage 3 Children’s MonthlyNovember Issue (期) Things you need or things you want?Think before you buy By Kate YangThings you need Every day, we need to eat and drink. When you are thirsty, you need a glass of water. When you are hungry, you need some bread.Who pays for what you want When you go shopping, you want a new toy. Your parents work around the clock to make money. Is the toy a must-buy thing?Things you want Your classmate has a beautiful schoolbag. You want to have one, too. But your schoolbag still looks new. This is what you want but not what you need.Keep your pocket money Keep your pocket money and give some to the people in need. This can make you feel happy! 根据材料内容选择最佳答案。 1．This may be the ________ issue of Children’s Monthly this year. A．9th B．10th C．11th D．12th 2．According to the text, what can really make you happy? A．Going shopping. B．Eating and drinking. C．Getting a beautiful schoolbag. D．Helping people with your pocket money. 3．The text is mainly about ________. A．things you want B．your pocket money C．who pays for you D．how to spend money 4．Who may be the readers of this text? A．Kids. B．Parents. C．Teachers. D．Workers. 5．What does the writer mean by saying “Your parents work around the clock”? A．They are fond of running. B．They work day and night. C．They go to work early every day. D．They put the clocks on their office desks. 【答案】1．C 2．D 3．D 4．A 5．B 【导语】本文是一篇议论文，主要讨论了“需要的东西”和“想要的东西”的区别，并建议孩子们理性消费，将零花钱用于帮助他人。 1．细节理解题。根据“November Issue (期)”可知，这是11月刊。故选C。 2．细节理解题。根据“Keep your pocket money and give some to the people in need. This can make you feel happy!”可知，用零花钱帮助他人会让你感到快乐。故选D。 3．主旨大意题。全文围绕“需要的东西”和“想要的东西”展开，并建议孩子们合理使用零花钱，核心是如何明智地花钱。故选D。 4．推理判断题。根据文章标题“Children’s Monthly”及文中多次提到“your parents”、“your schoolbag”等，可推知读者群体是孩子。故选A。 5．词句猜测题。根据文章划线句“Your parents work around the clock”及上下文语境 (父母赚钱不易)，可推测“around the clock”意为“日夜不停地工作”。故选B。 三、语法选择 阅读下面短文，掌握其大意，然后从各题所给的A、B、C和D项中，选出最佳选项。 The other day e-mail arrived in my inbox with the subject line “Buy one, get one 50 percent of all clothes. Two days only!” I get these sales e-mails from the 1 almost weekly. Although I know exactly the sellers are trying to get me to spend money I wasn’t planning to spend, I usually end up 2 anyway. So I have to become a 3 shopper. The other week it took me three 4 to finally decide which local hotel to book for an overnight stay. There were just so many choices; what if I picked a 5 one and my husband and I ended up having a terrible time? This is one of the biggest problems shoppers facing these days. Alexander says, “It takes a lot of effort just to consider all the choices.” He points out you don’t have to consider all the choices. “You always have to 6 one thing for another. Do you prefer better quality or lower price in health care? About buying a car, do you prefer performance or comfort? You need to 7 what’s more important to you.” Making a shopping list before 8 a store isn’t just about remembering necessary things; it can also help you avoid unwanted 9 . If you make a good action plan, you’re more likely to do what you actually set out to do. A shopping list is there to keep your goal of shopping 10 in your mind. 1．A．restaurants B．stores C．museums D．libraries 2．A．costing B．selling C．taking D．buying 3．A．smarter B．quicker C．kinder D．richer 4．A．seconds B．hours C．seasons D．years 5．A．pleasant B．single C．wrong D．spare 6．A．give away B．give in C．give out D．give up 7．A．look up B．open up C．find out D．hold out 8．A．attacking B．stealing C．beating D．hitting 9．A．messages B．programs C．clothes D．noises 10．A．honestly B．wisely C．badly D．secretly 【答案】 1．B 2．D 3．A 4．B 5．C 6．D 7．C 8．D 9．A 10．B 【导语】本文主要讲述的是如何成为一个更聪明，更好的购物者。 1．句意：我几乎每周都会收到商店的销售邮件。 restaurants餐厅；stores商店；museums博物馆；libraries图书馆。根据“Buy one, get one 50 percent of all clothes”可知，这是来自商店的打折信息，故选B。 2．句意：虽然我很清楚卖家在试图让我花我不打算花的钱，但我通常最终还是会买。 costing花费；selling售卖；taking花费；buying买。根据“Although I know exactly the sellers are trying to get me to spend money I wasn’t planning to spend”可知，although引导让步状语从句，尽管商家让我花这个钱，但是到最后我还是会去买，故选D。 3．句意：所以我必须成为一个更聪明的购物者。 smarter更聪明的；quicker更快速的；kinder更友善的；richer更富有的。根据“Although I know exactly the sellers are trying to get me to spend money I wasn’t planning to spend, I usually end up …anyway”可知，总是花一些钱去买不必要的东西，作者应该成为一位更聪明的消费者，故选A。 4．句意：前一个星期，我花了三个小时才最终决定在当地哪家酒店过夜。 seconds秒；hours小时；seasons季节；years年。根据“it took me three … to finally decide which local hotel to book for an overnight stay”可知，花了三个小时才决定，故选B。 5．句意：如果我选错了一个，结果我和我丈夫度过了一段糟糕的时光呢? pleasant愉快的；single单一的；wrong错误的；spare闲暇的。根据“my husband and I ended up having a terrible time”可知，做了错误的决定会导致自己和丈夫度过糟糕的时光，故选C。 6．句意：你总是要为另一件事放弃一件事。 give away捐赠；give in屈服；give out发出；give up放弃。根据“He points out you don’t have to consider all the choices”可知，不必考虑所有的选择，总是要为另一件事放弃一件事，故选D。 7．句意：你需要找出什么对你更重要。 look up查询；open up打开；find out找出；hold out坚持。根据“You need to…what’s more important to you”可知，需要找出什么是重要的，故选C。 8．句意：在去商店之前列一份购物清单不仅仅是为了记住必需的东西；它还可以帮助你避免不必要的信息。 attacking攻击；stealing偷；beating敲；hitting到达。根据“Making a shopping list before… a store”可知，去商店前先列一份清单，hit a store表示“逛商店”，故选D。 9．句意：在去商店之前列一份购物清单不仅仅是为了记住必需的东西；它还可以帮助你避免不必要的信息。 messages信息；programs程序；clothes衣服；noises噪音。根据“Making a shopping list…help you avoid unwanted ”可知，是为了避免不必要的信息，故选A。 10．句意：一份购物清单可以让你记住明智地购物的目标。 honestly诚实地；wisely明智地；badly差地；secretly秘密地。根据“A shopping list is there to keep your goal of shopping…”可知，罗列清单是为了理智地购物，故选B。 四、完形填空 Passage 1 A mother and her daughter, Lily, were sitting in their comfortable living room. The Spring Festival had just passed, and Lily received an amount of lucky money from her relatives (亲戚). “Mum, I got so much lucky money this year! What should I do with it?” Lily asked 1 . Her mother smiled and replied, “It’s great that you 2 so much, but we need to think carefully about how to use it wisely.” Lily frowned her brows (皱眉) and said, “But I want to buy a new video game. I’ve wanted it for months.” “I understand 3 it’s important to consider saving some for the future too,” her mother 4 . Lily sighed (叹气), “Do I have to? Can’t I just enjoy it now?” “Of course, you can enjoy some of it, but let’s make a 5 together. How about we save half and you can spend the other half as you wish?” her mother suggested. Lily thought for a moment and then nodded, “Okay, that sounds fair. But what if I don’t know how to 6 ?” Her mother took out a piggy bank and handed it to Lily, saying, “This is a 7 start. You can put part of your lucky money here. Later, we can discuss other saving ways 8 a savings account.” Lily counted her money and divided (分成) it into two piles (沓). “I’ll save this half for now. Maybe later, I can use it for 9 big, like a bike or even college!” In the end, Lily learned about being 10 with money and thinking ahead for her future. Her mum helped her see that while it’s nice to have fun now, it’s also important to plan for what you want later. 1．A．excitedly B．carefully C．worriedly D．patiently 2．A．picked B．made C．wanted D．received 3．A．though B．and C．but D．if 4．A．refused B．shouted C．explained D．smiled 5．A．trade B．deal C．decision D．plan 6．A．gave B．afford C．save D．spell 7．A．smooth B．good C．happy D．friendly 8．A．for B．about C．like D．with 9．A．something B．anything C．nothing D．everything 10．A．patient B．pleased C．careful D．strict 【答案】 1．A 2．D 3．C 4．C 5．D 6．C 7．B 8．C 9．A 10．C 【导语】本文是一篇记叙文。文章主要讲述莉莉在春节期间收到了很多压岁钱，她想用这些钱买新的电子游戏，妈妈建议她把压岁钱存起来，为未来做打算。莉莉最终同意了妈妈的建议，并学会了如何合理使用金钱和为未来做打算。 1．句意：“妈妈，今年我收到了这么多压岁钱！我该怎么处理呢？”莉莉兴奋地问道。 excitedly兴奋地；carefully仔细地；worriedly担心地；patiently耐心地。根据“Mum, I got so much lucky money this year! What should I do with it?”可知，莉莉收到很多压岁钱，应是兴奋地问妈妈。故选A。 2．句意：你收到这么多真是太好了，但我们需要仔细考虑如何明智地使用它。 picked挑选；made制作；wanted想要；received收到。根据上文“Mum, I got so much lucky money this year! What should I do with it?”可知，莉莉收到了很多压岁钱，此处指妈妈对莉莉收到这么多压岁钱的回应。故选D。 3．句意：我明白，但考虑为未来存一些钱也很重要。 though虽然；and和；but但是；if如果。根据“I understand ... it's important to consider saving some for the future too”可知，莉莉想买新游戏，妈妈理解，但是认为也要为未来考虑，前后句是转折关系，用but。故选C。 4．句意：“我明白，但考虑为未来存一些钱也很重要。”她妈妈解释道。 refused拒绝；shouted大喊；explained解释；smiled微笑。根据“I understand ... it's important to consider saving some for the future too”可知，妈妈在给莉莉解释存钱的重要性。故选C。 5．句意：当然，你可以享受其中的一部分，但让我们一起制定一个计划。 trade交易；deal交易；decision决定；plan计划。根据“How about we save half and you can spend the other half as you wish?”可知，妈妈提议一起制定一个计划。故选D。 6．句意：但如果我不知道如何省钱呢？ gave给；afford买得起；save节省；spell拼写。根据“This is a ... start. You can put part of your lucky money here.”可知，妈妈在教莉莉如何省钱。故选C。 7．句意：这是一个好的开始。 smooth平滑的；good好的；happy开心的；friendly友好的。根据“You can put part of your lucky money here.”可知，妈妈认为把部分压岁钱放进存钱罐是一个好的开始。故选B。 8．句意：之后，我们可以讨论其他储蓄方式，比如储蓄账户。 for为了；about关于；like像；with和。根据“other saving ways ... a savings account”可知，此处是举例说明其他储蓄方式，用like。故选C。 9．句意：也许以后，我可以用它来做一些大事，比如买一辆自行车，甚至上大学！ something某事；anything任何事；nothing没什么事；everything每件事。根据“Maybe later, I can use it for ... big, like a bike or even college!”可知，此处指一些大事，肯定句用something。故选A。 10．句意：最后，莉莉学会了如何谨慎地使用金钱，并为她的未来提前考虑。 patient有耐心的；pleased满意的；careful谨慎的；strict严格的。根据“thinking ahead for her future”可知，莉莉学会了谨慎使用金钱，为未来做打算。故选C。 Passage 2 通读下面短文，掌握其大意，然后在各小题所给的四个选项中，选出一个最佳答案，并将答题卡上对应题目所选的选项涂黑。 An important question about eating out is who pays for the meal. If a friend of yours asks you to have lunch with him, you may say 1 like this, “I’m afraid it’ll have to be someplace 2 , as I have very little money.” The other person may say, “OK, I’ll meet you at McDonald’s.” This means that the two agree to go Dutch, that is, each person pays for himself. He may 3 say, “Oh, no. I want to 4 you to lunch at Johnson’s”, or “I want you to try the Chinese dumplings there. They’re great.” This means the person wants to pay for both of you. If you feel this person is 5 , you can go with him and you 6 pay for the meal. You may just say, “ 7 . That would be very nice.” American customs (习俗) about who pays for dates (约会) are much the same as in other parts of the world. In the old days, American women wanted men to pay for all the meals. But today, a woman in 8 will usually pay her own way during the day. If a man asks her to dinner or a dance outside the working hours, it 9 “Come as my guest”. So as you can see, it is a 10 thing to make the question clear at the very beginning. 1．A．something B．anything C．everything D．nothing 2．A．expensive B．cheap C．quiet D．wonderful 3．A．also B．neither C．too D．either 4．A．get B．bring C．meet D．take 5．A．angry B．friendly C．happy D．lucky 6．A．can’t B．needn’t C．mustn’t D．don’t 7．A．I’m sorry B．Excuse me C．Thank you D．Pardon 8．A．school B．China C．America D．business 9．A．goes B．says C．means D．tells 10．A．impolite B．polite C．easy D．careful 【答案】 1．A 2．B 3．A 4．D 5．B 6．B 7．C 8．D 9．C 10．B 【导语】本文讨论了出去吃饭谁来付钱这个话题，以及在吃饭前人们说的话里所包含的含义。 1．句意：你可能会这样说：“恐怕得找个便宜的地方，因为我的钱很少。” something某事；anything任何事；everything一切；nothing没有什么。根据“I’m afraid it’ll have to be someplace...”结合此句是肯定句可知，应用something，故选A。 2．句意：你可能会这样说：“恐怕得找个便宜的地方，因为我的钱很少。” expensive昂贵的；cheap便宜的；quiet安静的；wonderful美好的。根据“as I have very little money”可知因为钱少，所以找个便宜的地方吃饭，故选B。 3．句意：他也可能会说，“哦，不。我想带你去约翰逊餐厅吃午饭。” also也，用于句中；neither两者都不；too也，用于肯定句句末；either也，用于否定句句末。上文表示另一个人可能会说，此处表示他也可能会说，是肯定句，空处位于句中，应用also，故选A。 4．句意：他也可能会说，“哦，不。我想带你去约翰逊餐厅吃午饭。” get得到；bring带来；meet遇见；take带。根据“I want to...you to lunch at Johnson’s”可知是指带你去约翰逊餐厅吃午饭，故选D。 5．句意：如果你觉得这个人很友好，你可以和他一起去，你不必付饭钱。 angry愤怒的；friendly友好的；happy开心的；lucky幸运的。根据“you can go with him”可知和这个人去吃饭，说明这个人应该是友好的，故选B。 6．句意：如果你觉得这个人很友好，你可以和他一起去，你不必付饭钱。 can’t不能；needn’t不需要；mustn’t禁止；don’t不。根据“I want to...you to lunch at Johnson’s”可知别人带你去吃饭，而且这个人很友好，所以你可以不必付钱，故选B。 7．句意：你可以只说“谢谢”。 I’m sorry很抱歉；Excuse me打扰一下；Thank you谢谢；Pardon请在说一遍。根据“That would be very nice”结合别人请你吃饭可知，应表示感谢，故选C。 8．句意：但是今天，商界的女性通常会在白天支付自己的费用。 school学校；China中国；America美国；business商业。根据“outside the working hours”（在工作时间之外）可知此处是指商业女性，故选D。 9．句意：如果一个男人邀请她在工作时间之外吃饭或跳舞，意思是“来吧，作为我的客人”。 goes走；says说；means意味着；tells告诉。根据“If a man asks her to dinner or a dance outside the working hours”可知是指这句话的意思表示“来吧，作为我的客人”，故选C。 10．句意：所以正如你所看到的，一开始就把问题说清楚是礼貌的做法。 impolite不礼貌的；polite礼貌的；easy容易的；careful认真的。根据“make the question clear at the very beginning.”以及上文介绍可知，一开始把问题说清楚是礼貌的行为，故选B。 五、任务型阅读 Passage 1 It’s easy to see the fun in buying a huge ice cream or going shopping with friends, but saving money can be even more exciting. That’s because saving creates opportunities and opens the door to all kinds of adventures. The key to successful saving is setting a goal. Get a pen and paper, and write down how much it costs. Then work out how much you can afford to save each week and how long it will take you to reach your goal. Some weeks later you might decide to save a little more than planned so that you can reach your goals even faster. To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account. When you save your money in a savings account, you have the opportunity to earn interest (利息). This is money that a bank pays you for leaving the money there and the longer you leave money in a savings account, the more interest you will earn. Some parents set up a savings account because they want to put some money away for their kids’ future. If you’re new to saving, start off by thinking of some fun goals, like taking a holiday or going to a concert. Every penny you save brings you one step closer to reaching your goal and what could be more exciting than that? 1．What is the key to successful saving? 2．How could you avoid accidentally spending your savings? 3．What can you get when you save money in a savings account? 4．Why do some parents set up a savings account for kids? 5．How do you plan to deal with your money after reading the text? (至少2点) 【答案】1．Setting a goal is the key to successful saving． 2．By keeping the savings separate from the rest of my money. 3．I can get the opportunity to earn interest. 4．Because they want to put some money away for their kids’ future. 5．I’ll set a goal and save most of my money in a savings account. I’ll use it for a meaningful trip in the future. 【导语】本文是一篇说明文，介绍了成功储蓄的关键方法，包括设定目标、避免意外消费、利用储蓄账户获取利息等，并鼓励人们通过储蓄实现有趣的人生目标。 1．根据“The key to successful saving is setting a goal.”可知，成功储蓄的关键是设定一个目标，故填Setting a goal is the key to successful saving. 2．根据“To avoid accidentally spending your savings, it’s a good idea to keep them separate from the rest of your money. For example, you could do this by using a money box or a savings account.”可知，避免意外花掉储蓄的方法是将储蓄与其他钱分开，例如使用储钱罐或储蓄账户，故填By keeping the savings separate from the rest of my money. 3．根据“When you save your money in a savings account, you have the opportunity to earn interest.”可知，把钱存在储蓄账户里可以获得赚取利息的机会，故填I can get the opportunity to earn interest. 4．根据“Some parents set up a savings account because they want to put some money away for their kids’ future.”可知，一些父母为孩子设立储蓄账户是想为孩子的未来存一些钱，故填Because they want to put some money away for their kids’ future. 5．开放性问题，结合实际，言之有理即可。参考答案为：I’ll set a goal and save most of my money in a savings account. I’ll use it for a meaningful trip in the future. Passage 2 Kids in a Cashless World: Are We Losing the Feel of Real Money? Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place. Buying snacks meant handing over real cash and feeling every cent you spent. But in today’s world, money doesn’t jingle (叮当) or crinkle (起皱)—it clicks. For many kids, digital payments are becoming part of everyday life. With smartphones or cards, it’s common to buy things without cash. According to NewsHour, about half of kids aged 10 to 12 own a smartphone. Some families are using apps to help kids manage money. Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins. But when money becomes just numbers on a screen, it can feel less real. And when money doesn’t feel real, it’s easier to spend too much without thinking. Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly. It feels like something you’re giving up. But when you buy something online or tap your phone, nothing feels like it’s missing. That small difference can change the way kids think about money. Still, many kids are learning how to manage money in this new digital world. When NewsHour asked students questions about money, one kid quickly answered that there are 15 quarters in $3.75. Even without using coins, some kids are excellent at money maths. But managing money isn’t just about maths—it’s also about habits (习惯). To help kids form good habits, many parents use tools to give their children money for doing chores. These tools help kids divide (分开) their money into “spend”, “save”, and “give”, and let parents keep an eye on how the money is used. Some apps also teach lessons about saving and investing (投资). Schools are also taking part, offering classes on money management. Talking about money at home is just as important. Whether using cash or cards, learning how to plan for spending and save for future goals helps kids feel confident with money. Living in a cashless world isn’t a bad thing, but it means kids need new skills. With the right support from parents, teachers, and technology, they can grow up to be financially (经济上) smart—even without ever carrying a coin. 1．What did saving money mean not too long ago? 2．What are the advantages of digital money mentioned in the passage? 3．How can kids understand the value of money more clearly according to scientists? 4．What will you do to manage money in a cashless society? (Give two examples.) 【答案】1．It meant putting coins into a piggy bank or hiding notes in a secret place. 2．It is easy to carry, and you don’t have to worry about losing notes or carrying coins. 3．By counting change or handing over cash. 4．I will use the money to buy things I really need, and I will divide the money into “spend”, “save”, and “give”. 【导语】本文主要介绍无现金时代，孩子应该学会如何理财。 1．根据“Not too long ago, saving money meant putting coins into a piggy bank or hiding notes in a secret place.”可知，不久前，省钱意味着将硬币放入存钱罐或将钞票藏在秘密地方。故填It meant putting coins into a piggy bank or hiding notes in a secret place. 2．根据“Digital money is easy to carry, and you don’t have to worry about losing notes or carrying coins.”可知，它易于携带，不必担心丢失钞票或携带硬币。故填It is easy to carry, and you don’t have to worry about losing notes or carrying coins. 3．根据“Scientists say that kids learn best through hands-on experiences. When you count change or hand over cash, you understand its value more clearly.”可知，根据科学家的说法，孩子们通过清点零钱或交出现金来更清楚地理解金钱的价值。故填By counting change or handing over cash. 4．开放性试题，言之有理即可，参考答案：I will use the money to buy things I really need, and I will divide the money into “spend”, “save”, and “give”. 六、短文填空 Passage 1 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。 Money is not everything, but we can’t live 1 (with) it. The true value of money 2 (lie) in how we use it. In the past, people 3 (use) shells and metal coins as money. Later, paper money 4 (invent) in China. Now, digital money is widely used, 5 makes our life easier. We should be wise 6 (manage) money. 7 (save) money is a good habit, but we shouldn’t be too mean. We can donate some money to people 8 are in need. It 9 (bring) us true happiness. Remember: the 10 (important) thing is not how much money we have, but how we use it to make life meaningful. 【答案】 1．without 2．lies 3．used 4．was invented 5．which 6．to manage 7．Saving 8．who/that 9．brings 10．most important 【导语】本文讲述钱不是万能的但生活离不开它，文章讲了钱的演变与正确理财方式，告诉我们要合理用钱让生活有意义。 1．句意：钱不是万能的，但是没有它我们无法生活。根据“can’t live”可知，此处表示没有钱我们无法生活，with的反义词为without。故填without。 2．句意：钱真正的价值在于我们如何使用它。根据“The true value of money”可知，陈述事实，句子为一般现在时，lie的第三人称单数形式为lies。故填lies。 3．句意：在过去，人们使用贝壳和金属硬币作为钱。根据“In the past”可知，句子为一般过去时，use的过去式为used。故填used。 4．句意：后来，纸币在中国被发明。根据“Later, paper money...in China.”可知，钱是被发明，时态为一般过去时，句子为一般过去时的被动语态，be动词用was，invent的过去分词为invented。故填was invented。 5．句意：现在，数字货币被广泛使用，这让我们的生活更便捷。根据句子结构可知，此处用which引导非限制性定语从句，指代前面整件事。故填which。 6．句意：我们应该明智地理财。根据“be wise”可知，此处用动词不定式作目的状语。故填to manage。 7．句意：省钱是一个好习惯，但是我们不应该太吝啬。根据句子结构可知，此处用动名词作主语，save的动名词为saving，句首首字母大写。故填Saving。 8．句意：我们可以捐一些钱给需要帮助的人。根据句子结构可知，此处用who/that引导定语从句，修饰先行词people。故填who/that。 9．句意：它给我们带来真正的快乐。根据上下文语境可知，句子为一般现在时，主语It是第三人称单数，bring的第三人称单数形式为brings。故填brings。 10．句意：最重要的事情不是我们拥有多少钱，而是我们如何用它让生活变得有意义。根据“the”可知，此处用形容词最高级，important的最高级为most important。故填most important。 Passage 2 Money is an important part of our daily life. It helps us buy things we need and enjoy the life we want. But do you know how money 1 (develop) over time? Thousands of years ago, people didn’t use paper money. They 2 (trade) goods with each other. For example, they might exchange rice for cloth. Later, people began to use shells as money because they were small and easy 3 (carry). As time went by, metal coins appeared. They were stronger and could be kept for a longer time. The first paper money started in China during the Song Dynasty. It was lighter than coins, so it made trade much 4 (convenient). Today, digital money is becoming more and more popular. We can pay for things just by 5 (use) our phones. We don’t need to take paper money with us 6 all. But we must remember that money is not everything. We should use it 7 (wise) and responsibly. Some people donate money to help those in need. They believe that giving brings more happiness than 8 (receive). Others save money for their future, such as going to college or travelling around the world. 9 is important to have a right attitude towards money. It can help us live a better life 10 we know how to use it well. 【答案】 1．has developed 2．traded 3．to carry 4．more convenient 5．using 6．at 7．wisely 8．receiving 9．It 10．if 【导语】本文介绍了货币从古代物物交换到现代数字货币的发展历程，强调了金钱并非一切，倡导人们明智且负责任地使用金钱，并树立正确的金钱观。 1．句意：但你知道随着时间的推移，货币是如何发展的吗？根据over time译为”随着时间的推移”可知，此处应用现在完成时，表示从过去持续到现在的发展过程；主语“money”是不可数名词，助动词用has，develop的过去分词为developed。故填has developed。 2．句意：几千年前，人们不使用纸币，他们互相交换商品。根据“Thousands of years ago”可知，时态为一般过去时，trade的过去式为traded。故填traded。 3．句意：后来，人们开始使用贝壳作为货币，因为它们体积小，便于携带。“be easy to do sth”是固定搭配，译为“容易做某事”，因此用不定式形式。故填to carry。 4．句意：它比硬币轻，所以使贸易更加便利。“much”后常接形容词比较级，convenient的比较级为more convenient。故填more convenient。 5．句意：我们只需用手机就能支付东西。介词“by”后接动名词作宾语，use的动名词形式为using。故填using。 6．句意：我们根本不需要带纸币。“not at all”是固定短语，译为“一点也不，根本不”。故填at。 7．句意：我们应该明智且负责任地使用它。此处修饰动词“use”，应用副词形式，wise的副词形式为wisely。故填wisely。 8．句意：他们相信给予带来的幸福远大于接受。“than”连接并列结构，前面的“giving”是动名词，此处也应用动名词形式，receive的动名词形式为receiving。故填receiving。 9．句意：对金钱有正确的态度很重要。“It is+形容词+to do sth”是固定句型，it作形式主语，真正的主语是后面的不定式。句首大写。故填It。 10．句意：如果我们知道如何很好地使用它，它能帮助我们过上更好的生活。此处引导条件状语从句，表示“如果”，用if。故填if。 ( 1 / 6 ) 学科网（北京）股份有限公司 $