Unit3 Money用括号里单词的正确形式填空专练 -2025-2026学年沪教版英语（五四制）八年级下册

沪教版（五四制）英语八年级下册 Unit3 Money用括号里单词的正确形式填空专练 满分120分 一、用单词正确形式填空（100分） 1. We should learn how to manage our ______ (money) wisely from an early age. 1. The ______ (develop) of online payment has changed people's spending habits. 1. He ______ (save) a lot of money by cooking at home instead of eating out. 1. It's important for teenagers to understand the ______ (important) of budgeting. 1. My parents ______ (give) me some pocket money every month. 1. She spent three hours ______ (compare) prices before buying the laptop. 1. This job offers a good ______ (salary) and excellent benefits. 1. They ______ (not decide) how to spend their holiday money yet. 1. The ______ (invent) of credit cards made shopping more convenient. 1. His ______ (invest) in the stock market has brought him great profits. 1. By the end of last year, she ______ (save) enough money to buy a new bike. 1. We should avoid ______ (waste) money on unnecessary things. 1. This shop ______ (sell) high-quality products at reasonable prices. 1. The businessman ______ (devote) a lot of money to charity every year. 1. They plan ______ (open) a savings account in the bank next week. 1. The ______ (value) of this diamond necklace is over 100,000 yuan. 1. I ______ (read) a book about personal finance when my friend called me. 1. Online shopping ______ (become) more and more popular in recent years. 1. If we ______ (not plan) our expenses, we will run out of money soon. 1. The ______ (grow) of the economy has improved people's living standards. 1. He is one of the most successful ______ (businessman) in the city. 1. We ______ (learn) about money management since last term. 1. The ______ (describe) of the new financial product in the advertisement is very attractive. 1. She decided ______ (study) economics to understand money better. 1. The ______ (popular) of cashless payment is growing rapidly around the world. 1. My brother ______ (collect) coins from different countries for eight years. 1. This investment ______ (prove) to be very profitable after two years. 1. The ______ (finance) advisor gave us some useful tips on saving money. 1. We ______ (discuss) the impact of inflation on money value when the teacher came in. 1. The ______ (create) of digital currency has opened up new financial opportunities. 1. She hopes ______ (earn) her own money by doing part-time jobs. 1. The new financial service ______ (launch) by the bank last month is very popular. 1. By the time we arrived, the bank ______ (close) for the day. 1. The ______ (history) of money dates back to ancient civilizations. 1. He ______ (teach) himself how to invest money when he was in college. 1. The ______ (wise) of saving money for emergencies is often emphasized by experts. 1. This financial project ______ (require) careful planning and risk assessment. 1. We have been ______ (prepare) for the money management competition for a month. 1. The ______ (difference) between credit cards and debit cards are important to know. 1. The banker ______ (explain) the loan terms to the customers just now. 1. It's necessary for us ______ (understand) the basics of personal finance. 1. The ______ (advantage) of budgeting include avoiding debt and saving for the future. 1. They ______ (travel) to many countries to learn about international finance. 1. The economics class ______ (start) at 14 o'clock every Friday. 1. The ______ (business) plan he made is very detailed and feasible. 1. I ______ (not know) about the risks of online investment until my cousin told me. 1. The ______ (collect) of old banknotes in his study is very valuable. 1. She ______ (invite) to attend a financial conference next month. 1. The ______ (important) of financial education can't be ignored. 1. They ______ (work) on the budget plan for their family for two weeks. 1. The ______ (discover) of new financial technologies has simplified money transactions. 1. If we ______ (not save) money now, we won't be able to afford a holiday. 1. The investor ______ (spend) five years researching the market before investing. 1. The ______ (culture) differences in money attitudes are worth studying. 1. We ______ (visit) the central bank twice since last year. 1. The ______ (young) entrepreneur made a lot of money through his innovative business. 1. She likes ______ (learn) about different ways to invest money in her free time. 1. The financial exhibition ______ (last) for four weeks next month. 1. The ______ (skill) of managing money well is essential for everyone. 1. He ______ (be) interested in finance ever since he was a teenager. 1. The ______ (meaning) of money varies from person to person. 1. They plan ______ (go) to New York to study international finance next summer. 1. The ______ (modern) of financial services has made money management easier. 1. We ______ (watch) a documentary about the history of money last night. 1. The ______ (businessman) investments have been very successful. 1. She ______ (calculate) her monthly expenses while her brother is planning his budget. 1. The ______ (value) of money decreases when there is high inflation. 1. By next year, he ______ (work) in the financial industry for ten years. 1. The ______ (describe) of the new banking app in the magazine is very detailed. 1. They ______ (not attend) the financial lecture yesterday because they had a meeting. 1. It's important for students ______ (learn) how to earn and save money. 1. The ______ (develop) of mobile payment has made cash less necessary. 1. My father ______ (save) more than 50,000 yuan in his bank account so far. 1. The money management workshop ______ (be) held successfully last year. 1. The ______ (influence) economist has written many books about money and finance. 1. I ______ (write) a report about cashless society when I heard the news. 1. The ______ (colour) banknotes from different countries are very interesting to collect. 1. They decided ______ (donate) some money to help poor children go to school. 1. The ______ (create) process of the new financial product took a year. 1. We ______ (not use) cash for a long time because of mobile payment. 1. The ______ (invest) is famous for his wise decisions in the stock market. 1. She hopes ______ (become) a financial advisor in the future. 1. The money-raising activity ______ (organize) by the students raised a lot of funds. 1. When we got there, the financial meeting ______ (already start). 1. The ______ (popular) of online banking comes from its convenience. 1. He ______ (teach) money management courses in a community center for five years. 1. The ______ (wise) of investing money in education is widely recognized. 1. This financial project ______ (take) a lot of time and effort to complete. 1. We have been ______ (collect) information about personal finance for years. 1. The ______ (difference) between saving and investing are important to understand. 1. The banker ______ (introduce) the new savings plan to the public yesterday. 1. It's enjoyable ______ (learn) about the stories behind different currencies. 1. They ______ (travel) to London to attend a financial summit next month. 1. The economics class ______ (be) very useful because we learn practical money skills. 1. The ______ (beauty) of financial planning is that it helps us achieve our goals. 1. I ______ (not finish) reading the book about money management yet. 1. The ______ (history) currencies show the development of human society. 1. She ______ (invite) to the international financial forum last week. 1. The ______ (important) of teaching children about money from an early age is increasingly recognized. 1. They ______ (work) hard to improve their financial situation these days. 二、高难度语法填空短文（20分） Money, as a medium of exchange, ______ (play) a vital role in human society for thousands of years. From bartering goods to using digital currency, the way we handle money ______ (evolve) significantly over time. Today, cashless payment methods such as mobile wallets and credit cards ______ (become) an integral part of daily life, making transactions faster and more convenient. However, the convenience of modern money management ______ (bring) new challenges. Many people struggle with overspending and debt because they ______ (not develop) proper budgeting skills. Financial experts often emphasize that ______ (understand) the value of money and learning to save wisely are essential life skills. For example, setting aside a portion of income for emergencies and long-term goals ______ (help) people avoid financial crises. Great entrepreneurs and investors ______ (achieve) success not only by earning money but also by managing it effectively. They know that money ______ (be) a tool to achieve dreams rather than an end in itself. As young people grow up, it's crucial for them ______ (learn) about personal finance, so they can make informed decisions and build a secure financial future. 答案解析 一、单词正确形式填空（100 分） 1. money — 解析：money 为不可数名词，manage one's money 表示 “理财”，无需变形。 2. development — 解析：the 后接名词，develop 的名词形式为 development（发展），不可数名词，表 “线上支付的发展”。 3. has saved/saved — 解析：可接现在完成时（has saved，强调动作带来的结果 “攒了很多钱”）或一般过去时（saved，强调过去的动作），主语 he 为单数，现完用 has。 4. importance — 解析：the 后接名词，important 的名词形式为 importance（重要性），不可数名词，the importance of... 表示 “…… 的重要性”。 5. give — 解析：由 every month 可知用一般现在时，主语 my parents 为复数，谓语动词用原形。 6. comparing — 解析：固定搭配 spend some time (in) doing sth.（花费时间做某事），in 可省略，后接动名词。 7. salary — 解析：a good 后接可数名词单数，salary（薪水）为单数形式，符合语境。 8. haven’t decided — 解析：由 yet（还）可知用现在完成时的否定形式，主语 they 为复数，用 haven’t，decide 的过去分词为 decided。 9. invention — 解析：the 后接名词，invent 的名词形式为 invention（发明），不可数 / 单数均可，表 “信用卡的发明”。 10. investment — 解析：his 后接名词，invest 的名词形式为 investment（投资），不可数名词，表 “他在股市的投资”。 11. had saved — 解析：by the end of last year（到去年年底）是过去完成时标志，表动作发生在 “过去的过去”，结构为 had + 过去分词。 12. wasting — 解析：固定搭配 avoid doing sth.（避免做某事），后接动名词形式。 13. sells — 解析：一般现在时，主语 this shop 为第三人称单数，谓语动词用第三人称单数形式。 14. devotes/has devoted — 解析：every year 表一般现在时，主语 the businessman 为单数，填 devotes；也可用现在完成时 has devoted，强调动作持续的影响。 15. to open — 解析：固定搭配 plan to do sth.（计划做某事），后接动词不定式。 16. value — 解析：the 后接名词，the value of... 表示 “…… 的价值”，value（价值）为不可数名词。 17. was reading — 解析：固定句型 be doing sth. when...（正在做某事时突然……），由 called 可知用过去进行时，主语 I 用 was reading。 18. has become — 解析：由 in recent years（近年来）可知用现在完成时，主语 online shopping 为单数，用 has，become 的过去分词为 become。 19. don’t plan — 解析：if 引导的条件状语从句，遵循 “主将从现”，从句用一般现在时，主语 we 为复数，否定式用 don’t + 动词原形。 20. growth — 解析：the 后接名词，grow 的名词形式为 growth（增长），不可数名词，表 “经济的增长”。 21. businessmen — 解析：one of the + 形容词最高级 + 可数名词复数（最…… 之一），businessman 的复数为 businessmen。 22. have learned/learnt — 解析：由 since last term（自从上学期）可知用现在完成时，主语 we 为复数，learn 的过去分词为 learned/learnt 均可。 23. description — 解析：the 后接名词，describe 的名词形式为 description（描述），单数形式，符合语境。 24. to study — 解析：固定搭配 decide to do sth.（决定做某事），后接动词不定式。 25. popularity — 解析：the 后接名词，popular 的名词形式为 popularity（流行），不可数名词，表 “无现金支付的流行”。 26. has collected — 解析：由 for eight years（八年）可知用现在完成时，主语 my brother 为单数，用 has。 27. has proved/proved — 解析：after two years 可接现在完成时（has proved，强调结果）或一般过去时（proved，强调过去动作），主语 this investment 为单数，现完用 has。 28. financial — 解析：名词 advisor 前用形容词修饰，finance 的形容词为 financial（金融的），financial advisor 表示 “金融顾问”。 29. were discussing — 解析：固定句型 be doing sth. when...（正在做某事时突然……），由 came 可知用过去进行时，主语 we 为复数，用 were discussing。 30. creation — 解析：the 后接名词，create 的名词形式为 creation（创造），不可数名词，表 “数字货币的诞生”。 31. to earn — 解析：固定搭配 hope to do sth.（希望做某事），后接动词不定式。 32. launched — 解析：the new financial service 与 launch 是被动关系，用过去分词作后置定语，表 “银行上个月推出的新金融服务”。 33. had closed — 解析：by the time + 一般过去时句子，主句用过去完成时，表 “到我们到达时，银行已经关门了”。 34. history — 解析：the history of... 表示 “…… 的历史”，history 为不可数名词，无需变形。 35. taught — 解析：由 when he was in college（上大学时）可知用一般过去时，teach 的过去式为 taught。 36. wisdom — 解析：the 后接名词，wise 的名词形式为 wisdom（智慧），不可数名词，表 “为紧急情况存钱的智慧”。 37. requires — 解析：一般现在时，主语 this financial project 为第三人称单数，谓语动词用第三人称单数形式。 38. preparing — 解析：现在完成进行时 have been doing sth.，表 “从过去开始一直为比赛做准备，持续到现在”。 39. differences — 解析：由 are 可知主语为复数，difference 的复数形式为 differences（不同之处）。 40. explained — 解析：由 just now（刚才）可知用一般过去时，explain 的过去式为 explained。 41. to understand — 解析：固定句型 It’s necessary for sb. to do sth.（对某人来说做某事有必要），it 为形式主语，真正主语为动词不定式。 42. advantages — 解析：由 include 可知主语为复数，advantage 的复数形式为 advantages（好处，优势）。 43. have travelled/traveled — 解析：结合语境 “去多国学习国际金融”，动作已完成且有影响，用现在完成时，主语 they 为复数，travel 的过去分词两种形式均可。 44. starts — 解析：由 every Friday 可知用一般现在时，主语 the economics class 为单数，谓语动词用第三人称单数形式。 45. business — 解析：固定搭配 business plan（商业计划），business 为名词作定语，无需变形。 46. didn’t know — 解析：由 until my cousin told me 可知用一般过去时的否定形式，借助助动词 didn’t，后接动词原形。 47. collection — 解析：the 后接名词，collect 的名词形式为 collection（收藏，藏品），单数形式，符合语境。 48. will be invited/is going to be invited — 解析：由 next month 可知用一般将来时，she 与 invite 是被动关系，用一般将来时的被动语态。 49. importance — 解析：the 后接名词，important 的名词形式为 importance（重要性），不可数名词。 50. have been working/have worked — 解析：for two weeks 可接现在完成进行时（have been working，强调动作持续）或现在完成时（have worked，强调动作完成），主语 they 为复数。 51. discovery — 解析：the 后接名词，discover 的名词形式为 discovery（发现），单数形式，符合语境。 52. don’t save — 解析：if 引导条件状语从句，“主将从现”，从句用一般现在时，主语 we 为复数，否定式用 don’t + 动词原形。 53. had spent — 解析：before investing 表示 “投资前的动作”，发生在过去的过去，用过去完成时，结构为 had + 过去分词。 54. cultural — 解析：名词 differences 前用形容词修饰，culture 的形容词为 cultural（文化的），表 “金钱观念的文化差异”。 55. have visited — 解析：由 since last year 可知用现在完成时，主语 we 为复数，用 have。 56. young — 解析：用形容词原级修饰 entrepreneur，the young entrepreneur 表示 “这位年轻的企业家”，无需变形。 57. learning — 解析：固定搭配 like doing sth.（喜欢做某事，表习惯性动作），后接动名词形式。 58. will last/is going to last — 解析：由 next month 可知用一般将来时，两种形式均可。 59. skill — 解析：the 后接名词，skill（技能）为单数形式，表 “理财的技能”，符合语境（也可填 skills，表多种技能）。 60. has been — 解析：由 ever since he was a teenager（自从少年时）可知用现在完成时，be 的过去分词为 been，主语 he 为单数，用 has。 61. meaning — 解析：the 后接名词，meaning（含义）为单数形式，the meaning of money 表示 “金钱的意义”。 62. to go — 解析：固定搭配 plan to do sth.（计划做某事），后接动词不定式。 63. modernity — 解析：the 后接名词，modern 的名词形式为 modernity（现代性），不可数名词，表 “金融服务的现代化”。 64. watched — 解析：由 last night（昨晚）可知用一般过去时，watch 的过去式为 watched。 65. businessman’s/businessmen’s — 解析：表 “商人的投资”，用名词所有格；单数 businessman 加’s，复数 businessmen 后加’s 均可，结合语境单数更常用。 66. is calculating — 解析：由 while her brother is planning 可知，前后动作同时进行，用现在进行时，主语 she 为单数，用 is calculating。 67. value — 解析：the 后接名词，the value of money 表示 “金钱的价值”，value 为不可数名词。 68. will have worked — 解析：by next year（到明年）是将来完成时标志，表 “到将来某时动作已完成”，结构为 will have + 过去分词。 69. description — 解析：the 后接名词，describe 的名词形式为 description（描述），单数形式，符合语境。 70. didn’t attend — 解析：由 yesterday 可知用一般过去时的否定形式，借助助动词 didn’t，后接动词原形。 71. to learn — 解析：固定句型 It’s important for sb. to do sth.（对某人来说做某事很重要），it 为形式主语，真正主语为动词不定式。 72. development — 解析：the 后接名词，develop 的名词形式为 development（发展），不可数名词，表 “移动支付的发展”。 73. has saved — 解析：由 so far（到目前为止）可知用现在完成时，主语 my father 为单数，用 has。 74. was — 解析：由 last year 可知用一般过去时，主语 the money management workshop 为单数，be held 为被动语态，此处填 be 动词的过去式 was。 75. influential — 解析：名词 economist 前用形容词修饰，influence 的形容词为 influential（有影响力的）。 76. was writing — 解析：固定句型 be doing sth. when...（正在做某事时突然……），由 heard 可知用过去进行时，主语 I 用 was writing。 77. colourful/colorful — 解析：名词 banknotes 前用形容词修饰，colour 的形容词为 colourful（英式）/colorful（美式），表 “色彩鲜艳的纸币”。 78. to donate — 解析：固定搭配 decide to do sth.（决定做某事），后接动词不定式。 79. creative — 解析：名词 process 前用形容词修饰，create 的形容词为 creative（创造性的），表 “创作过程”。 80. haven’t used — 解析：由 for a long time 可知用现在完成时的否定形式，主语 we 为复数，用 haven’t，use 的过去分词为 used。 81. investor — 解析：the 后接名词，结合 “在股市做出明智决定”，填 investor（投资者），单数形式。 82. to become — 解析：固定搭配 hope to do sth.（希望做某事），后接动词不定式。 83. organized — 解析：the money-raising activity 与 organize 是被动关系，用过去分词作后置定语，表 “学生组织的筹款活动”。 84. had already started — 解析：由 when we got there 可知，“开始” 的动作发生在过去的过去，用过去完成时，already 放于 had 和过去分词之间。 85. popularity — 解析：the 后接名词，popular 的名词形式为 popularity（流行），不可数名词，表 “网上银行的流行”。 86. has taught/taught — 解析：for five years 可接现在完成时（has taught，强调动作持续到现在）或一般过去时（taught，强调过去的动作），主语 he 为单数，现完用 has。 87. wisdom — 解析：the 后接名词，wise 的名词形式为 wisdom（智慧），不可数名词，表 “在教育上投资的智慧”。 88. takes — 解析：一般现在时，主语 this financial project 为第三人称单数，谓语动词用第三人称单数形式。 89. collecting — 解析：现在完成进行时 have been doing sth.，表 “从过去开始一直收集信息，持续到现在”。 90. differences — 解析：由 are 可知主语为复数，difference 的复数形式为 differences（不同之处）。 91. introduced — 解析：由 yesterday 可知用一般过去时，introduce 的过去式为 introduced。 92. to learn — 解析：固定句型 It’s enjoyable to do sth.（做某事是令人愉快的），it 为形式主语，真正主语为动词不定式。 93. will travel/are going to travel — 解析：由 next month 可知用一般将来时，两种形式均可。 94. is — 解析：一般现在时，主语 the economics class 为单数，谓语动词用 is。 95. beauty — 解析：the 后接名词，beautiful 的名词形式为 beauty（美好，妙处），不可数名词。 96. haven’t finished — 解析：由 yet（还）可知用现在完成时的否定形式，主语 I 用 haven’t，finish 的过去分词为 finished。 97. historical — 解析：名词 currencies 前用形容词修饰，history 的形容词为 historical（历史的），表 “历史货币”。 98. was invited — 解析：由 last week 可知用一般过去时，she 与 invite 是被动关系，用一般过去时的被动语态，主语 she 为单数，用 was invited。 99. importance — 解析：the 后接名词，important 的名词形式为 importance（重要性），不可数名词。 100. are working — 解析：由 these days（这些天）可知用现在进行时，表 “现阶段正在做的事”，主语 they 为复数，用 are working。 二、高难度语法填空短文（20 分） 核心考点：时态、非谓语动词、主谓一致 1. has played — 解析：由 for thousands of years（数千年）可知用现在完成时，主语 money 为不可数名词，用 has，play 的过去分词为 played。 2. has evolved — 解析：由 over time（随着时间的推移）可知用现在完成时，主语 the way 为单数，用 has，evolve 的过去分词为 evolved。 3. have become — 解析：结合语境 “无现金支付已成为日常生活的一部分”，用现在完成时，主语 methods 为复数，用 have。 4. has brought — 解析：强调 “现代理财的便利性” 带来的结果，用现在完成时，主语 the convenience 为单数，用 has。 5. haven’t developed — 解析：结合语境 “很多人没有养成合理的预算技能”，用现在完成时的否定形式，主语 they 为复数，用 haven’t。 6. understanding — 解析：that 引导的宾语从句中，______ the value of money 与 learning 是并列主语，均用动名词形式。 7. helps — 解析：一般现在时，主语为动名词短语 setting aside...goals，视为单数，谓语动词用第三人称单数形式。 8. have achieved — 解析：强调 “成功的企业家和投资者” 已经取得的成就，用现在完成时，主语为复数，用 have。 9. is — 解析：一般现在时，主语 money 为不可数名词，谓语动词用 is。 10. to learn — 解析：固定句型 It’s crucial for sb. to do sth.（对某人来说做某事至关重要），it 为形式主语，真正主语为动词不定式。 学科网（北京）股份有限公司 $