Unit3 Money重点词汇+短语+句子综合训练-2025-2026学年沪教版（五四制）八年级下册英语

沪教版（五四制）八年级下册英语 Unit3 Money重点词汇+短语+句子综合训练 满分100分 一、词汇辨析（从括号内选择正确单词填空，每空1分，共15分） 1. It’s important to learn how to ______ (manage, control) money wisely instead of spending it randomly. 1. The ______ (price, cost) of living in big cities is much higher than that in small towns. 1. She ______ (borrowed, lent) a large sum of money from the bank to start her own business last year. 1. We should have a clear ______ (budget, plan) for monthly expenses to avoid overspending. 1. The ______ (value, worth) of this old painting has increased greatly over the past decade. 1. He ______ (paid, spent) two hours negotiating with the seller to get a reasonable price for the second-hand car. 1. The company offers a high ______ (salary, wage) to attract experienced employees in the financial field. 1. It’s not wise to ______ (waste, spend) money on things that are not really necessary. 1. The ______ (income, profit) of the family mainly comes from his father’s job and his mother’s part-time work. 1. She ______ (owed, lent) me 50 yuan last week and promised to pay it back this Monday. 1. The ______ (charge, price) for this online course includes all teaching materials and after-class services. 1. We need to ______ (save, store) money regularly for unexpected expenses like medical bills. 1. The ______ (interest, profit) rate of this savings account is higher than most banks in the city. 1. He ______ (cost, took) a lot of time and money to collect rare coins from different countries. 1. The ______ (wealth, rich) of a person doesn’t depend on how much money he has but on his quality of life. 二、用括号里单词的正确形式完成句子（每空1分，共15分） 1. By the end of last year, our family ______ (save) enough money to buy a new house in the suburbs. 2. The government ______ (launch) a campaign to teach teenagers about financial management since last month. 3. If we ______ (not plan) our expenses carefully, we will run out of money before the end of the month. 4. He ______ (work) as a part-time tutor for three years and ______ (earn) a lot of experience as well as money. 5. The price of petrol ______ (rise) by 10% in the past six months because of the global energy crisis. 6. My sister ______ (not pay) her credit card bill yet, and she may face extra charges. 7. When we visited the charity organization, they ______ (raise) more than 200,000 yuan for homeless people. 8. It ______ (take) him five years to pay off the loan he borrowed from the bank for his college education. 9. The shop ______ (offer) a 20% discount on all products next week to attract more customers. 10. She ______ (dream) of starting her own café since she was a child, and now she ______ (save) money to make it come true. 11. By the time he retires, he ______ (invest) in various financial products for over 30 years. 12. The company ______ (donate) a large amount of money to environmental protection projects every year. 13. We ______ (discuss) the importance of financial literacy in our class when the teacher came in. 14. This valuable necklace ______ (cost) her grandmother a fortune when she bought it in the 1990s. 15. Young people should ______ (teach) how to distinguish between needs and wants to avoid unnecessary spending. 三、用括号里中文提示及句意完成句子（每空1分，共20分） 1. We should ______ (养成) the habit of saving money from an early age. 2. The ______ (目的) of this financial course is to help students manage their pocket money properly. 3. He ______ (投资) most of his money in green energy projects because he believes they have a bright future. 4. The ______ (慈善机构) has helped thousands of poor children get access to education over the past ten years. 5. It’s important to ______ (比较) prices before buying expensive things to get the best deal. 6. The ______ (经济) of this country has developed rapidly since the introduction of new policies. 7. She ______ (兼职) in a bookstore every weekend to earn some extra money for her hobbies. 8. The ______ (折扣) on this smartphone is only available for the first 100 customers. 9. We need to ______ (意识到) that money is not everything, but it can help us improve our quality of life. 10. His ______ (收入) has increased by 30% since he got promoted to the manager position. 11. The government is trying to ______ (降低) the cost of medical care for ordinary people. 12. She ______ (捐赠) half of her monthly salary to help children in remote areas go to school. 13. The ______ (贷款) interest rate has decreased recently, which is good news for people who want to buy houses. 14. We should ______ (避免) borrowing money from unregulated lending platforms to avoid financial risks. 15. The ______ (价值) of this antique vase is estimated to be over one million yuan by experts. 16. He ______ (浪费) a lot of money on video games last year, but now he has changed his bad habit. 17. The ______ (预算) for our family trip this summer is 10,000 yuan, including transportation and accommodation. 18. She ______ (欠) the bank a lot of money because her business failed during the pandemic. 19. The ______ (财富) created by hard work is more valuable than inherited money. 20. We need to ______ (学习) financial knowledge to make wise decisions about saving and spending. 四、重点短语 英译汉/汉译英（每空1分，共20分） 英译汉 1. financial management 2. run out of money 3. pay off the loan 4. make a budget 5. in exchange for 6. save up for 7. take out a loan 8. donate money to 9. compare prices 10. earn extra money 汉译英（10题） 1. 零花钱 2. 网上购物 3. 养成储蓄习惯 4. 经济危机 5. 打折出售 6. 投资项目 7. 信用卡账单 8. 慈善捐赠 9. 生活成本 10. 物有所值 五、汉译英，根据中文提示补全句子，一空一词（共10分） 1. 他花了整整一年时间存钱买他最喜欢的吉他。 He ______ a whole year ______ ______ for his favorite guitar. 2. 如果我们不控制开支，我们将无法偿还贷款。 If we don’t ______ our expenses, we ______ ______ ______ pay off the loan. 3. 这家公司已经为慈善事业捐赠了超过500万元。 The company ______ ______ more than 5 million yuan ______ charity. 4. 随着生活成本的上升，越来越多的人开始兼职。 With the ______ of the cost of living, more and more people have started to ______ ______ ______. 5. 学会理财能帮助我们为未来做准备。 Learning to ______ ______ ______ can help us ______ ______ the future. 六、句型转换（每空1分，共10分） 1. They spent 2,000 yuan on this new laptop.（改为同义句） This new laptop ______ ______ 2,000 yuan. 2. The government has launched a financial education program for teenagers.（改为被动语态） A financial education program for teenagers ______ ______ ______ by the government. 3. He has saved money for this trip for six months.（对划线部分提问） ______ ______ ______ he saved money for this trip? 4. We will have a lecture about investment next Friday.（改为否定句） We ______ ______ a lecture about investment next Friday. 5. She borrowed some money from her friend to buy the book.（对划线部分提问） ______ ______ she borrow some money from her friend ______? 6. The cost of living in this city is very high.（改为感叹句） ______ ______ the cost of living in this city ______! 7. He didn’t realize the importance of saving money until he lost his job.（改为强调句） ______ ______ he lost his job ______ he realized the importance of saving money. 8. If you don’t make a budget, you will overspend.（改为同义句） ______ a budget, ______ you will overspend. 9. They have raised a lot of money for the homeless children.（改为一般疑问句） ______ they ______ a lot of money for the homeless children? 10. My father has worked hard to earn money for our family since I was born. （对划线部分提问） ______ ______ ______your father worked hard to earn money for your family? 答案 一、词汇辨析. 1.manage 2. cost 3. borrowed 4. budget 5. value 6. spent 7. salary 8. waste 9. income 10. owed 11. charge 12. save 13. interest 14. spent 15. wealth 二、用括号里单词的正确形式完成句子. 1.had saved 2. has been launching 3. don’t plan 4. has worked; has earned 5. has risen 6. hasn’t paid 7. had raised 8. took 9. will offer 10. has dreamed; is saving 11. will have invested 12. donates 13. were discussing 14. cost 15. be taught 三、用括号里中文提示及句意完成句子. 1.develop 2. purpose 3. invests 4. charity 5. compare 6. economy 7. works part-time 8. discount 9. realize 10. income 11. reduce 12. donates 13. loan 14. avoid 15. value 16. wasted 17. budget 18. owes 19. wealth 20. learn 四、重点短语 英译汉/汉译英. 1.财务管理 2. 花光钱 3. 偿还贷款 4. 制定预算 5. 作为……的交换 6. 为……存钱 7. 申请贷款 8. 向……捐款 9. 比价 10. 赚外快 11. pocket money 12. online shopping 13. develop a saving habit 14. economic crisis 15. sell at a discount 16. investment project 17. credit card bill 18. charitable donation 19. cost of living 20. get one’s money’s worth 五、汉译英，根据中文提示补全句子. 1.spent; saving up 2. control; will not be able to 3. has donated; to 4. rise; take part-time jobs 5. manage personal finances; prepare for 六、句型转换. 1.cost them 2. has been launched 3. How long has 4. won’t have 5. What did; for 6. How high; is 7. It was not until; that 8. Make a; or 9. Have; raised 10. How long has 学科网（北京）股份有限公司 $