话题4撰写关于无现金支付的议论文-2025-2026学年高中英语期末写作复习选择性必修4（外研版）

初中英语写作专项突破 (外研版选择性必修4) 写作话题精讲·词汇句型·范文示范 写作话题4：撰写关于无现金支付的议论文 适用年级： 选择性必修4 对应版本： 外研版 常考题目： Advantages and Disadvantages of Cashless Payment Is Cashless Payment a Goo 一、话题解读 本话题是外研版高中英语选择性必修4的重点写作内容。常以“Advantages and Disadvan- tages of Cashless Payment'”“Is Cashless Payment a Good Choice”等为题，考察学生用 英语分析社会现象、论证观点及表达思辨能力，在高考英语写作中多以议论文形式出现，是 期中、期末及高考的常见话题。 二、核心词汇与短语 1.核心词汇： 1.digital/dId3 rtl/adj.数字的；数字化的 2.transaction/traen'zekn/n.交易；业务 3.efficiency /I'finsi/n.效率；效能 4.convenience /kan'vi:niens/.n.便利；方便 5.financial/far'naenl/adj.金融的；财政的 6.security /sI'kjuereti/n.安全；保障 7.revolutionize/reva'lu:fenaIz/v.彻底改变；使革命化 8.prevalence'prevelens/n.流行；普遍 9.infrastructure/'InfrestrAktfe(r)/n.基础设施；基础建设 10.adoption/e'dppin/n.采用：收养 11.payment/peImant/n.支付；付款 12.electronic,lek'tronIk/adj..电子的；电子设备的 13.platform/'plaetf:m/n.平台；站台 2 14.phenomenon/fa'npmInen/n.现象；奇迹 15.perspective/pa'spektIv/n.观点；远景 16.challenges/'t[aelind3Izln.挑战；质疑 17.significant/sIg'nIfIkent/adj.重要的；显著的 18.transform/traens'f:mlV.改变；转换 2.核心短语： 1.digital payment methods数字支付方式 2.financial transactions金融交易 3.electronic payment platforms电子支付平台 4.payment security支付安全 5.infrastructure development基础设施发展 6.the prevalence of cashless payment无现金支付的普及 7.revolutionize the way we pay彻底改变我们的支付方式 8.from a financial perspective从金融角度来看 9.face new challenges面临新挑战 1O.bring significant convenience带来极大便利 11.transform daily life改变日常生活 12.adoption of new technologies新技术的采用 三、高级句型模板 1.结构：“only+状语”倒装结构 Only by enhancing payment security can we promote the healthy devel- opment of cashless payment. 2.结构：非限制性定语从句 Digital payment methods are becoming increasingly popular,which en- ables us to complete financial transactions efficiently. 3.结构：形式主语t句型 It is crucial that relevant departments should strengthen the supervision of electronic payment platforms. 4.结构：让步状语从句 While the prevalence of cashless payment brings significant convenience some people still worry about its security. 5.结构：现在分词作状语 Adopting digital payment methods,people can save a lot of time in daily shopping 6.结构：动名词作主语句型 Developing infrastructure is an effective way to support the adoption of cashless payment. 7.结构：not only.but also..并列结构 Not only can cashless payment transform daily life,but also it can revo- lutionize the way we pay. 8.结构：“the+比较级，the+比较级..”句型 The more we improve payment security,the more widely cashless payment will be accepted by the public. 四、满分范文示范 Advantages and Disadvantages of Cashless Payment Nowadays,the prevalence of cashless payment has become a significant_phenomenon in modern society.Digital payment methods,such as electronic payment platforms,are transforming daily life and revolutionizing the way we pay. From a positive perspective,cashless payment brings significant_convenience to financial transactions._Adopting digital payment methods,people can complete payments quickly without carrying cash,__which saves time and improves efficiency.Not only can it simplify daily shopping,but also it promotes the__adoption of new technologies in financial services. For example,digital payment platforms enable us to transfer money anytime and anywhere, which makes financial transactions more flexible. However,cashless payment also faces new _challenges.While it offers great convenience some people still worry about_payment security.Cases of online fraud have made people concerned about the safety of their financial information._It is crucial that relevant depart- ments should strengthen the supervision of electronic payment platforms to protect users' rights. In conclusion,the development of cashless payment is inevitable in the digital age.Only by balancing convenience and security can we fully enjoy its benefits.-The more we improve the infrastructure and security measures,the more widely cashless payment will be accepted by the public. 4