主题8 理财意识、理性消费、货币与信用-【一战成名新中考】2026河北中考英语（人教版）·一轮复习·以读促写

主题8理财意识，理性消费，货币与信用 [2024阅读D] 【2022课标子主题】①零用钱的使用，合理消费，节约意识，②货币常识，理财意识，理性消费[2024阅读D],信用 维护 【教材单元链接】 人教七上Unit7 How much are these socks? 冀教八下Unit5 Buying and Selling 主题 核心词句 一、【理财意识】 1.make money赚钱 和储蓄制定一个详细的计划 2.save money存钱 11.put your money in the bank and you can get interest 3.use up用完 把钱存进银行，你就能获得利息 4.spending habits消费习惯 12.try to share things with each other but not to buy 5.spend money smartly/wisely/in a smart way明智地 things尽量相互分享东西，而不是购买 花钱 13.write down the money you received and spent every 6.avoid wasting money避免浪费钱 week记下你每周收到和花掉的钱 7.cost too much money花费太多钱 14.a sense of money management理财意识 8.record your costs记录你的开销 l5.learn how to manage and save money学会如何理财 9.keep money for later use留钱以备后用 和省钱 l0.make a careful plan for spending and saving为消费 l6.develop right money values培养正确的金钱观 二、【理性消费】、【货币与信用】 理性消费 货币与信用 1.afford承担得起；买得起 1.account账户；账目 2.cheap便宜的 2.budget预算 3.expensive昂贵的 3.bill钞票；账单 4.wallet钱包 4.cash现金 5.pocket money零花钱 5.coin硬币 6.lucky money压岁钱 6.pound英镑；磅 7.go shopping去购物 7.an(￥)元（人民币） 8.shop online网上购物 8.dollars and cents美元和美分 9.on sale打折 9.paper money纸币 10.pay for支付 l0.credit card信用卡 l1.at the price of..以…的价格 11.mobile payment移动支付 l2.make a shopping list列一份购物清单 l2.WeChat pay微信支付 13.eat meals at home在家吃饭 l3.ways of payment支付方式 l4.to be wise shoppers成为精明的购物者 l4.scan a QR code to get on the bus扫描二维码上车 l5.only buy what we need只买我们需要的东西 l5.show the OR code on your phone在手机上展示二维码 50 以读促写·河北英语 一战成名新中考 主题阅读 I.完形填空 Every week,Brad's parents gave him $12.It was not a 1.Brad 重难词句积累 1.take out the rubbish actually made that money by himself.Each day,Brad took out the 2.walk the dog rubbish,did the dishes and walked the family dog. 3.make a budget The problem was that Brad's money disappeared just as 2 as he 4.divide...into... made it.Because Brad always bought many toys.When he wanted to go to the movies with friends,he couldn't 3 a ticket.The money seemed to burn a hole in his pocket. One day,.Brad''s mom said to him,“f's important for you to4_a budget(预算).” “What is that'?”asked Brad. "It's a plan about how your money will be spent.You divide the money into parts for 5 kinds of things, like toys and snacks.You spend only as much as your budget allows.That way you can be sure to spend money on different things,"said his dad. “Sounds great,”said Brad.“Can you_6_me make one??” That night,Brad 7 to make a budget with his parents.They divided the 8 into several parts for snacks,toys,movies and books.There were also two 9 parts,one for helping others and the other for Brad's savings(存款). Later,Brad always had enough money.At the end of that year,he 10 $80 to old people's home.Helping people in need makes Brad feel good. ()1.A.right B.task C.gift D.success ()2.A.clearly B.quickly C.politely D.carefully )3.A.expect B.afford C.achieve D.spread )4.A.treat B.push C.avoid D.make )5.A.close B.public C.different D.meaningful （)6.A.organize B.help C.warn D.train )7.A.sat down B.wrote down C.broke down D.cut down )8.A.prize B.money C.subject D.programme )9.A.tiny B.basic C.hard D.special ( )10.A.set B.held C.donated D.explained ⑦以读促写 Task 1:What does the text mainly want to tell us? A.We should learn to save some money to help those in need. B.Teenagers can learn to walk the family dog to earn some money. C.Teenagers are able to earn their pocket money by themselves. D.It's necessary to make a budget and learn to use the money properly. 以读促写·河北英语 51 Task2:对于学生们来说，学会如何合理地使用零花钱是很有必要的。（用Itis+a.+for sb.to do sth.仿写 句子) Ⅱ.阅读理解 Shang Yang was an official in the state of Qin during the Warring 重难词句积累 1.official n. States Period.He worked out many new laws for the state,like focusing on 2.work out farming and giving rewards to soldiers who were successful when at war. However,these new laws were not easily carried out at first.Most people 3.reward n. 4.carry out didn't trust him. 5.trust v. To solve this problem,Shang came up with an idea.He put a thin 6.come up with wooden pole()at the south gate of the Qin capital.Many people 7.a man of his word came to see him.Then,in front of the crowd,he said loudly,"The one who takes this pole to the north gate will get 10 gold pieces." It was a simple job and the reward was large.However,some time passed and no one stepped forward.They all thought Shang was just joking. Hearing no answer,Shang stepped forward and said,"The reward now goes to 50 gold pieces."This offer was unbelievable.Finally,a man from the crowd came forward.He put the pole on his shoulders and walked to the north gate.True to his word,Shang gave the man 50 gold pieces. After that,the people of Qin were all talking about what Shang did at the south gate.They believed he was a man of his word.So when Shang began carrying out his reforms(),the people followed him.Under these great reforms,Qin grew strong and unified(-)all the states,becoming the first empire of China. 1.What did Shang Yang want people to do according to Paragraph 1? A.Follow his new laws. B.Ask him questions. C.Become good officials. D.Make friends with others. 2.Why did Shang Yang give gold to the person who moved the wooden pole? A.To help people build a new north gate. B.To test if the people were strong enough. C.To teach people a lesson about hard work. D.To let people know he could keep his word. 3.What can we learn from the text? A.There was no law in the state of Qin. B.People in the state of Qin lived a free life. C.Keeping one's word can win people's trust. D.Using a wooden pole to build trust is strange. ⑦以读促写 Task:What do you think of Shang Yang? 52 以读促写·河北英语 一战成名新中考 主题写作 ⑦素材积累与运用（请诵读范文，并分析范文结构和语言，再完成任务） 1.消费观、金钱观、货币常识 DMoney plays a very important part in our life.It is valuable because we can use it to buy different kinds of things, like delicious food,beautiful clothes,interesting books and so on.But we have to choose carefully among different things and spend our money in a smart way. 2As for spending,you should always ask yourself "How much does this cost?"before you pay.There is a big difference between needs and wants. 3Spend your money on what you need.Then try to cut down on spending.For example,instead of eating out,you can choose to cook at home. Spending helps us get the things we need to enjoy life.Meanwhile,saving helps us prepare for the future. 5In the end,spending wisely and saving for later are both important. 6All in all,new payment ways bring us a lot of convenience.They make our life easier. The Chinese yuan is a perfect mix of nature and tradition.On the 20-yuan note(),there is the Lijiang River in Guilin,with green mountains rising from calm waters. 以读促写 Task:圈出上面句子中你认为的亮点短语或表达 2.如何规划零花钱 Most of you may have some pocket money.It's important to plan your money wisely.I want to share some advice with you. The first thing is to make a plan for using your money.You should try to make a list of important things to buy. These things should be useful for your life and studies.The plan will help you avoid wasting money. Next,buy a saving pot.You can start saving money by putting in Y10 each time.Soon,you will save more and more money.After one year,you will be excited to see how much money there is in your pot! Then,eat meals at home.Many people like to eat in restaurants,but it can cost a lot of money.It may also be bad for your health.Eating at home is a good way to save money. Finally,keep a notebook to record your costs.This is an important step.Writing down your costs helps you see how much you are spending.It will also help you learn how to manage your money better. 以读促写 Task1:写出文中提到的几点规划零花钱的建议 Task2:总结文章的主旨句 以读促写·河北英语 53 ?典例剖析 某英语学习平台正针对零用钱的管理和使用问题进行调查。假如你是李华，请根据以下提示将心得投 稿至英语学习平台，以便与更多同学交流学习。 提示：(I)How do you spend your pocket money? (2)Do you use your pocket money properly and wisely? (3)How will you spend your pocket money in the future? 注意：(1)内容须包括所有提示内容，可适当发挥： (2)文中不得出现真实的人名、校名和地名； (3)词数80个左右（开头已给出，不计入总词数）。 Nowadays,parents give children more and more pocket money,and everyone has his/her own way of spending money. Step1【细审题】 ①主题： ②人称： ③时态：讲述日常如何管理和使用零花钱用 ,介绍未来计划用 Step2(搭框架，写句子】 搭框架 扩写要点 Nowadays,parents give children more and more pocket money,and everyone has his/her own 开头：引出主题 way of spending money.(正文已给出) 英译汉： ★要点1：How do you spend your pocket money? (参考表达：spend.on..,cost,buy,on sale) ① 我通常把大部分零花钱花在自己喜欢的零食和饮料上。 中间：根据三个问 题提示介绍自己如 ★要点2：Do you use your pocket money properly and wisely? ②回答问题： 何使用和管理零 ★要点3：How will you spend your pocket money in the future? 花钱 (参考表达：plan to,set a goal,learn to manage money,save money for,donate money to, make better use of) ③ 在未来，我打算更有效地利用我的资金。此外，我会存一些钱以备将来之用。 ④（用tis..for sb..todo..造句） 结尾：强调管理零 花钱的必要性 我们的父母赚钱并非易事，所以我们应当学会合理、明智地管理钱财。 54 以读促写·河北英语 一战成名新中考 Step3引连句成篇】 Nowadays,parents give children more and more pocket money,and everyone has his her own way of spending money. For me,I usually spend most of my pocket money on snacks and drinks I like.School things also cost a part of my money.DBesides,I sometimes buy unnecessary things Dwhen they are on sale.So I run out of my money quickly.I don't think I spend my money wisely and properly. In the future,I plan to make better use of my money.DFirst,I will spend less on snacks 2which are not good for my health.DSecond,I will try not to buy things just 2because they look cool or are on sale.DThird,I will save some money for future use.I've been dreaming to visit Beijing. DAnyway,3it is not easy for our parents to earn money,1so we should improve our ability to manage money. 亮点赏析 亮点①：使用“Besides,when,First,Second,Third,Anyway,so”等表示不同关系的衔接词，使文章逻辑关系 流畅紧密。 亮点②：使用which引导的定语从句和because引导的原因状语从句，使句式更加丰富。 亮点③：使用“f's+a.+for sb.todo.”句型，增加文章亮点。 ?书面表达 假设你是李华，你的学校正在开展“理性消费，从我做起”的主题活动。请你以“To Be a Smart Shopper'” 为题，结合以下提示，用英语写一篇短文，谈谈如何成为一个聪明的消费者，并在班会上分享。 提示：(l)Why do you need to be a smart shopper? (2)As a student,what shopping tips do you have? (3)Call on everyone to shop wisely. 参考词汇：impulse buying(冲动购物) 注意：(1)短文须包括提示中的三个要点，可适当发挥： (2)文中不得出现真实的人名、校名和地名； (3)词数80个左右（开头和结尾已给出，不计入总词数）。 To Be a Smart Shopper Hello,everyone!Today,I want to talk about how to be a smart shopper. That's all.Thank you! 以读促写·河北英语 552.Because it allows us to get ready for the interview./It 主题写作 allows us to get ready for the interview.... 【素材积累与运用】 3.Take a deep breath./We can take a deep breath to relax 1.以读促写 ourselves./... Task1:开头：介绍自己要申请的活动；中间：阐述申请理 4.Ask the interviewers to explain them further./We should 由和自己可以做什么：结尾：表达期待 ask the interviewers to explain them further./.. Task 2:love/like to do/doing 5.When can I get the result of the interview?/What should 2.以读促写 I do if I pass the interview?/.. Tsk1:句①为并列复合句，前后为因果关系：句②为 【重难词句积累】 when引导的时间状语从句 1.参加…面试2.志愿者工作3.使…顺利进行 Task 2:Cooking for my mom made me realize how much she 4.前往：动身5.应该6.邀请某人做某事 usually does for me. 主题写作 3.以读促写 Task 1:Labor can not only teach us how to do things,but 【素材积累与运用】 also improve our ability to be independent. Task 1:In order to realize my dream,I am going to study 【书面表达】 harder to learn more about science Dear Sir/Madam, Task 2:Where there is a will,there is a way. I'd like to choose Plan A-Exploring the Farm.I love 【书面表达】 nature,and the farm is a great place to enjoy fresh air and Dear Eric, green fields. Thanks for your e-mail.I'm glad you're interested in my First,learning with farmers is really interesting.They dream job.I want to be a writer in the future.I choose this can teach us how to grow vegetables.Picking tomatoes will job because I love reading and creating stories.Books have be fun too.We can taste the tomatoes we pick,which must always been my best friends since childhood. be super delicious.Also,we can feed the cute little animals I was influenced by my English teacher.She on the farm like rabbits and chickens.What's more,we'll encouraged me to write stories and even helped me publish have a picnic there,sitting on the grass,sharing food and one in our school magazine.To achieve my dream,I plan to laughter.It'll be a wonderful day. read more,write every day and improve my writing skills. This farm trip will let us get close to nature and have a I believe that with hard work,I can make my dream lot of fun. come true Best wishes! Yours, Yours Li Ping Wang Hua 主题7劳动实践与创新 主题8 理财意识，理性消费， 主题阅读 货币与信用 I.1.D2.B3.A4.C5.D6.B7.C8.C 主题阅读 9.A10.D I.1.C2.B3.B4.D5.C6.B7.A8.B 【重难词句积累】 9.D10.C 1.劳动教育2.实用技能3.清除，清理 【重难词句积累】 1.倒垃圾2.遛狗3.做预算4.把…分成… 4.令某人惊讶的是.… 【以读促写】 【以读促写】 Task 1:D Task 1:I think labor education is meaningful.Because it Task 2:It is very necessary for students to learn how to use can help students develop practical skills and a pocket money properly. sense of social responsibility.(答案不唯一，言之 Ⅱ.1.A2.D3.C 有理即可) 【重难词句积累】 Task 3:To our surprise,with the efforts of the group 读促写 1.官员2.制定；解决3.奖励：报酬4.执行；开展 members,our experiment was finally successful. 5.信任；信赖6.提出：想出7.信守承诺的人 Ⅱ.1.B2.B3.A4.D 【以读促写】 【重难词句积累】 Task:I think he is smart/clever/creative/reliable/a man who 1.梦想成为…2.劳动实践3.修理4.强调… keeps his promises..(答案不唯一，言之有理即可) 的重要性5.对…承担全部责任6.大量的 主题写作 【以读促写】 【素材积累与运用】 Task:Growing up means taking responsibility for your 2.以读促写 actions and making the right choices Task 1:First,make a plan.Second,buy a saving pot. 36 参考答案·河北英语 一战成名新中考 Third/Then,eat meals at home.Last/Finally,you really need and stick to it.Second,compare prices and keep a notebook to record your costs. quality in different stores or online.Don't buy things just Task 2:Some advice on how to plan money wisely because they are popular.Third,avoid impulse buying.Ask 【书面表达】 yourself"Do I really need this?"Finally,wait for sales to To Be a Smart Shopper buy things at a lower price.We can find some cheap and Hello,everyone!Today,I want to talk about how to be good things at the end of the season. a smart shopper. Remember,smart shopping isn't about spending less, Being a smart shopper is important because it helps us but spending wisely.Let's be a smart shopper!We can save save money,avoid waste,and make wise choices.Here are money and time. my tips. That's all.Thank you! First,always plan before shopping.Make a list of what ★范畴二 人与社会 主题9 人际沟通/交往与合作 时”： 主题阅读 段落结构大意：第一段，点明主题一团队合作的重要性 I.1.A2.D3.C4.B5.D6.D7.C8.B 及团队精神的价值： 第二段，具体讲述自己有关体现团队精神的经历： 9.C10.A 【重难词句积累】 第三段，分享培养自己团队精神的方法。 1.使某人远离…2.减轻压力3.曾经是… 3.以读促写 4.被称为…：作为…而出名 Task1:只有当我们尊重他人时，我们才能得到他们的 尊重 【以读促写】 Task 3:Parents are the most important people in our lives Task 1:To encourage more people to give hugs. II.1.Because good teamwork spirit is of great importance who bring us up and spare no effort to help us grow to successful groups. up.We should be thankful and help them do the chores 2.Doing team sports. 【书面表达】 3.Say sorry. Put yourself in others'shoes 4.By doing team sports,singing in a chorus and joining in It is important to put oneself in others'shoes because it unpaid community service. 5.Yes,I do.Because it can help people work together helps people understand each other and develop good better and achieve common goals..(答案不唯一，言之有理 relationships.I learned this lesson in a hard way,and I'd 即可) like to share my story with you. 【重难词句积累】 One day last year,my friend Lucy and I had an 1.引起注意2.团队合作精神3.非常重要的：至关 agreement to meet at three p.m.in the park.However, 重要的4.与…交流5.更有可能6.以便，为了 Lucy didn't show up until it was already four,which made 7.做决定 me sad and angry.I thought she must have forgotten our 【以读促写】 plans.So I refused to answer her phone calls.And for the Task 1:A next few days,I avoided her on purpose.A week later,I Task 2:We should listen to others carefully and express was told that Lucy lost her grandmother that afternoon.I felt ourselves bravely so that we can communicate with shocked and terribly sorry.I should have helped her through the hard days instead of misunderstanding her. others better. 主题写作 From then on,I began to put myself in others'shoes and think twice. 【素材积累与运用】 1.以读促写 主题10 社会服务 Task 1:She is tall with long straight hair and big bright 主题阅读 eyes. I.1.themselves 2.hobbies 3.with 4.of 5.sold Task 2:I was once so angry with my best friend because I6.successfully 7.was chosen 8.have raised 以 thought he was wrong.When I got home,my father 9.will visit 10.to forget 11.getting 12.wonderful noticed that I was unhappy,and I told him the 13.third 14.a 15.but reason.My dad said I should admit my mistake and【重难词句积累】 say sorry to him.So I first called my friend Bob and1.一场慈善义卖2.基于，根据3.制作标牌 we became good friends again.From this've4.使某人想起某事5.卖光，卖完6.为了 learned that no matter who is right or wrong,first of7.尽某人最大努力做某事8.期待，盼望 all,we have to choose to take the first step. 【以读促写】 2.以读促写 Task:Whenever I see the photo,it reminds me of the happy 时态：主要为“一般现在时”，讲述经历时用“一般过去 days I spent volunteering in the community. 参考答案·河北英语 37