话题8 理财意识，理性消费，货币与信用-【一战成名新中考】2026贵州中考英语（课标版）·一轮复习·话题读写思维训练（练册）

一战成名新中考 话题8 理财意识，理性消费，货币与信用 【常考角度】零花钱的使用、合理消费、节约意识、货币常识 人教 七上Unit7购物 课标 七（上）Unit4 Topic1购物 话题 词句积累 A)此话题相关的课标词汇见《词汇分层练》P113 I.expensive昂贵的 2.cheap便宜的 3.product产品 4.market市场 5.customer顾客 6.yard sale庭院拍卖会 购物 7.online shopping网购 8.online payment线上支付 9.go shopping去购物 消费 10.on sale促销甩卖 ll.in total总计 12.afford to do sth.负担得起做某事 l3.at a high/low price以高/低价 14.pay for为…付钱 1.save money省钱 2.manage money理财 3.make a budget做预算 理财与 4.use pocket money wisely合理使用零花钱 5.make a shopping list列购物清单 理性 6.develop the habit of saving money培养省钱的习惯 消费 7.spend money on meaningful things把钱花在有意义的事情上 话题 语篇研读 At an early age,we start learning how to manage 重难点拔了 money by watching our parents'spending habits.Don't 一、课标高频词句 worry if we haven't learned well how to save or spend 1.form good spending habits money.The following life lessons about money can 2.use up help us form good spending habits. 3.in one go 4.write down Money doesn't grow on trees.As kids,we don't often think 5.communicate with about where money comes from.We need to know that our parents 6.a sense of money management work hard to make money,and that it may be used up one day. Going to their workplaces to watch how they work is a great way to 二、长难句分析 understand money is not that easy to make. 【分析】铺灰句是一个复合句。 We shouldn't spend all our money in one go..It's important for Realizing...we want是现在分词短语 us to have a budget(预算).In other words,we need to think about作伴随状语，该伴随状语中包含了一 how much money we have and what we really want to spend it on.个that引导的宾语从句。其中的 Realizing that our pocket money can't cover everything we want,we“cover”在此处意为“足以支付，够 should make smart spending choices. 付”，属于熟词生义。 We should set a clear goal and watch our money grow.If we wish to own a new bicycle but can't afford it,we can save our pocket money.How?Write down how much money we have in a notebook and watch it grow.After we have enough,we can buy that wonderful bicycle we've dreamed about!Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes.Do you know what a 话题读写思维训练·贵州英语 61 bank account (is?If not,communicate with our parents.We can also go to the supermarket with our parents to experience how money is spent in the real world. Without doubt,we should treat money in a right way.Actually,learning about money isn't a hard job. From these lessons,we can get a sense of money management and a right attitude()towards money gradually！ 1.写作对象Who is the text written for? A.Parents. B.Teachers. C.Children. 新考法点拨 写作对象题：此类试题是从文章的结构、内容、语言、写作手法、风格等多方面考查，推断文章所面向的读者 群体。常见的设问方式为：Who is the text written for?解答此类题的关键在于找到含作者建议或呼吁的句子，通 过这些句子可推知文章的写作对象。 通读文章后，根据第一段第一句的“by watching our parents'spending habits”可知，文章的写作对象是 2.观点态度What's the writer's opinion about the pocket money? A.We can use it to buy whatever we want. B.We need to make smart spending choices. C.It's impossible to spend all the money in one go. 3.细节排序Put these sentences into the right order according to the text. a.Kids get a right attitude towards money gradually. b.Kids experience how money is spent in the real world. c.Kids can save their pocket money to buy wonderful things. d.Kids need to know money made by parents may be used up. A.d-c-b-a B.c-d-a-b C.a-b-d-c 新考法点拨 细节排序题：解答此类试题时可参考以下步骤： Step1分析所给句子的句意。 d Step2快速浏览文章，标记每个句子描述的细节在原文中的具体位置。 项内容在最后一段最后一句；b项内容在第五段最后一句；c项内容在第四段第二句；d项内容在第二段第 三句。 Stp3根据文中各个细节信息发生的先后顺序给句子排序，最终确定正确答案。 4.c标题归纳What is the best title for the text?? A.Causes of Spending Money B.Ways of Managing Money C.Purposing of Treating Money ⑦拓展提升练 Task:How will you plan to deal with your money after reading the text? 62 话题读写思维训练·贵州英语 一战成名新中考 话题 语篇精练 Passage 1 A.in B.a C.if D.on E.to F.but You may get pocket money(零花钱)from your parents.You 重难点拨 may use it to get a mobile phone,1. pair of shoes,or 1.at the same time some great books.However,you may regret when you buy things you 2.make sure want but don't need.This situation may not appear 2. you 3.care about manage your money under“conscious(有意识的)spending'”. "Conscious spending"means spending more money 3. things you need and try to use less money for something you don't need.It's not about saying"no"to everything.It's about realizing what you really need. Another important thing to stop useless spending is 4.ask yourself two questions:Where is my money going?How much do I want to save?And you must answer these questions seriously. These questions can help you be clear about your money situation.At the same time,you can make sure what you don't care about.That makes it much easier to control your spending 5. areas that don't matter as much.When you've thought about what you really value,you won't feel worried about how you spend money.Saving will become simple,too. ?拓展提升练 Task:How will you save money?Why? Passage 2 Peter,a schoolboy,has a good way to manage his own money. ↓重难点拔 1.at the age of When he was six,his mother started giving him pocket money.At 2.save money first,he didn't know how to 1 it,but he quickly learned.When 3.set goals he turned seven,he 2 7 a week.Now at the age of fifteen,he 4.encourage sb.to do sth. gets E15 every week.He has the raise in pocket money because he spends money3_· 5.manage money There is a shopping mall near Peter's home.On weekends,he often watches exciting movies with his friends or takes his little brother to the play center.He also buys small 4 for his grandparents when he visits them.Sometimes,he takes a one-hour bus ride to visit museums and zoos in another town.When he saves enough money,he goes to bookstores to buy books and 5 them to children in need. Peter also sets goals for his savings.Last year,he saved for a new bicycle,and this year,he is saving for a school trip.His mother encourages him to keep a notebook to 6 his spending."This way, he can see where his money goes and make better 7,"she explains. Peter's mother is proud of how he manages his money.She believes that giving him pocket money is a 8 choice."This habit can help him learn to manage money better,"she says.She even suggests that 9 should start giving pocket money to children as early as age four."Learning to 10 money is an important life skill,"she adds. 话题读写思维训练·贵州英语 63 1.A.spend B.keep C.save 2.A.made B.received C.found 3.A.patiently B.correctly C.wisely 4.A.toys B.cards C.presents 5.A.give B.sell C.read 6.A.draw B.record C.write 7.A.changes B.choices C.lists 8.A.creative B.simple C.smart 9.A.parents B.teachers C.strangers 10.A.believe in B.deal with C.depend on ⑦拓展提升练 Task:Would you like to manage your money?Why or why not? Passage3[2025毕节市织金县一模] Money is a super helpful tool in our lives!1. 重难点拨 Learning how to manage money wisely can make such a difference to 1.make a difference the way you feel about money in the future.Here are some ways to 2.divide...into... help you better manage your money. 3.stick to 2. Try to divide your money into different parts.You 4.turn.…into.… can separate your money into three boxes marked“spend”,“save'” 5.a sense of achievement and"donate".Every time you get some money,like your pocket money,put part of it into each box.You'll be amazed at how the 6.in the right way amounts (add up over time if you stick to your plan. Make extra money.Next time you clear out your house,take a close look at those objects in your room.3. If the answer is yes,place them on marketplaces.Holding a yard sale and selling your objects is also a good idea.There are many advantages to these actions.4. Reuse old things.Set yourself a goal to make something new from the old things.It could be turning a beautiful box into a pen holder.5. What's more,it offers you a great sense of achievement and allows you to show your creativity to others. In a word,we should use money in the right way.It can help us manage money wisely and get right money values. A.Prepare three boxes. B.Buy things that are on sale. C.It can help us buy something we want. D.Are there any things that can be used again? E.And you will feel proud after achieving your goal. F.For example,you can make extra money and save resources. 64 话题读写思维训练·贵州英语话题写作指导 of my labor homework with you. 【典例剖析】 This term,my teacher assigned me a project to grow a 1.记叙文2.一般现在时3.第一人称 plant and record its changes.I chose a sunflower and named it 【实战演练】 Sunny.I put the seed into a nice pot and carefully recorded its -1.There is no doubt that labor education plays an important changes.Each day,I watered Sunny and took good care of it.It part in our life. was fascinating to see how it slowly grew taller and stronger. 2.As middle school students,I think it's our duty to help When I saw the sunflower grow well,I got a strong feeling of our parents do some housework. satisfaction.Moreover,the funny shape of the sunflower made 3.Through labor practice,you can learn many valuable me deeply interested in it. skills,such as cooking,gardening and planting. This interesting experience taught me not only patience but 话 4.Doing chores gives me a sense of achievement and also the beauty of nature.I believe if you try this,you'll also teaches me some life skills. learn a lot-maybe you will fall in love with planting,just 5.These labor experiences not only help me become more like me！ 写 independent but also make me understand the value of Can you share your interesting experience with me? 阶 labor. Looking forward to your reply. 二 Yours, Dear Henry, Li Hua How's it going?I'd like to share the interesting experience 话题8理财意识，理性消费，货币与信用 话题语篇研读 3.C【解析】根据上文“Peter,a schoolboy,has a good way 1.C【解析】写作对象题。根据第一段第一句以及全文内 to manage his own money.”可知，他理财方式好，所以是明 容可知，文章针对的是孩子们。 智地花钱才会得到更多零花钱。 2.B【解析】观，点态度题。根据第三段最后一句可知，作者 4.C【解析】根据上下文以及常识，去看望祖父母通常会买 认为零花钱不足以支付所有想要的东西，我们应该做出 礼物。 明智的消费选择 5.A【解析】根据“to children in need”可知，是把书给有需 3.A【解析】细节排序题。根据文章内容顺序：第二段第 要的孩子。 三句对应d;第四段第二句对应c:第五段最后一句对应 6.B【解析】根据“keep a notebook”以及“his spending”可 b:最后一段最后一句对应a。 知，是用笔记本来记录支出情况。 4.B【解析】标题归纳题。根据最后一段最后一句及通读 :7.B【解析】根据“he can see where his money goes”可知， 全文可知，文章主要介绍了如何通过观察父母的消费习 知道钱花在哪里能帮助他做出更好的关于花钱的选择。 惯来学习理财，并提供了几条关于金钱的生活教训以帮 8.C【解析】根据上文Peter合理管理零花钱以及空后一句 助孩子们养成良好的消费习惯。所以B项“Ways of 可知，给他零花钱是一个明智的选择， Managing Money管理金钱的方法”是最佳标题 9.A【解析】根据下文“giving pocket money to children”可 【拓展提升练】 知，此处指的是父母。 Task I plan to spend only a little money on some snacks I 10.B【解析】根据上文都是在讲Peter管理零花钱，可知这 like.I will save most of my money into my money box or 里是说学习“处理”金钱是重要技能。 my own savings account that my parents opened for me 【拓展提升练】 several years ago.I decide to spend my pocket money Task Yes,I'd like to.It helps me save money for things I travelling after I graduate from university.(开放性题 really want.(开放性题目，答案不唯一，言之有理 目，答案不唯一，言之有理即可。) 即可。) Passage 3 话题语篇精练 1.C【解析】根据上文可知，此处介绍钱的用途。C项“它 Passage 1 可以帮助我们买我们想要的一些东西。”符合语境。 1.B2.C3.D4.E5.A 2.A【解析】根据下文可知，此处表示有三个盒子。A项 【拓展提升练】 “准备三个盒子。”符合语境。 Task IⅢconsider setting up a saving零account..Because I3.D【解析】根据下文可知，此处是一般疑问句，询问是否 have the opportunity to earn interest and I want to start 使用某物。D项“有什么东西可以再次使用吗？”符合 saving for university..(开放性题目，答案不唯一，言之 语境 有理即可。) 4.F【解析】根据上文可知，此处举例说明这样做的好处 Passage 2 F项“例如，你可以赚额外的钱，节省资源。”符合语境。 1.A【解析】根据上下文可知，Peter最初对于妈妈给的零 5.E【解析】根据下文可知，此处讲这样做给你带来的良好 花钱是不知道如何“花钱”，后来逐渐学会管理零花钱。 感觉。E项“并且你会在实现目标后感到自豪。”符合 2.B【解析】根据上文“his mother started giving him pocket 语境。 money”可知，是他从母亲那里得到零花钱。 话题9社会服务与人际沟通 话题语篇研读 2.A【解析】根据“though they ran and laughed at 1.C【解析】根据空后一句可知，因为不知道自己所教的学 break'”可知，前后表示让步关系，大部分学生还是很 生会是什么样的，所以“我”有，点儿紧张。 安静的。 8 参考答案及解析·贵州英语（课标版）