内容正文:
英语
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第一部分 话题读写精讲练
★范畴一 人与自我
话题8 理财意识,理性消费,货币与信用
[近10年未考]
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【常考角度】货币及理财、理性消费、信用维护
【教材单元链接】
人教 课标
七(上)U7 购物 七(上)U4 T1 购物
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购物消费
1.goods 商品; 物品 2.product 产品 3.shop/store 商店
4.market 市场 5.supermarket 超市 6.shopping center 购物中心
7.expensive 昂贵的 8.cheap 便宜的 9.customer 顾客
10.go shopping 购物 11.online shopping 网购 12.physical store 实体店
13.in fashion 流行 14.out of fashion 过时 15.pay for 为……付钱
16.pay the bill 付账单 17.pay in cash 现金支付 18.mobile payment 手机支付#6
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19.online payment 线上支付 20.at a low/high price 以低/高价
21.at a good price 以优惠的价格 22.on sale 促销甩卖
23.sell out 卖光 24.try on 试穿
25.in total 总计 26. reach a deal 达成交易
27. afford to do sth. 负担得起做某事
我来补充:_____________________________________________________
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理财及理性消费
1.save money 省钱 2.pay back 偿还
3.manage money 理财 4.make a budget 做预算
5.open an account 开账户 6.pick out 挑选
7.use pocket money wisely合理使用零花钱
8.think twice before buying 购买之前要三思
9.choose from 从……中挑选
10.make a shopping list 列购物清单
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11.compare the prices of goods at different stores 对比不同商店的商品价格
12.develop the habit of saving money 培养省钱的习惯#7
13.spend money on meaningful things 把钱花在有意义的事情上
14.save the lucky money in bank account 把压岁钱存到银行账户里
我来补充:_____________________________________________________#10
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1.那家商店的钢笔在打折, 所以你可以低价买到它们。(on sale)
________________________________________________________________
_______
The pens in that store are on sale, so you can buy them at a low price.
2.父母给了我很多关于如何明智地理财的建议。(manage money)
________________________________________________________________
My parents gave me a lot of advice on how to manage money wisely.
3.对我们来说, 管理金钱的最佳方式是制定预算。(make a budget)
__________________________________________________________
The best way for us to manage money is to make a budget.
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4.我们可以通过列购物清单来避免浪费钱。(make a shopping list)
______________________________________________________
We can avoid wasting money by making a shopping list.
5.网购时要再三考虑, 否则你可能会买到不需要的东西。(think twice)
______________________________________________________________
____________
Think twice when shopping online, or you may buy things you
don’t need.
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▶课标高频词句
1.pick sb. up ____________
2.break down __________
3.make money ______
4.bank account __________
5.lose one’s job ______
6.decide to do sth. ____________
开车接某人
发生故障
赚钱
银行账户
失业
决定做某事
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7.It’s time to do sth. ____________
8.use sth. to do sth. ______________
该做某事了
用某物做某事
▶佳句积累(翻译波浪线所在句)
______________________________________
她明白了为意外情况做好准备的重要性。
▶长难句解读
①铺灰的句子为省略了that的 ______从句, and连接的并列成分作explained
的 ______, 从句中还包含了一个that引导的 ______从句。
②铺灰的句子为 ______引导的 __________从句, 主句中还包含了一个由
whether引导的 ______ 从句, “whether”意为“ ______”。
宾语
宾语
定语
when
时间状语
宾语
是否
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When Anita’s mom picked her up from school, the car was making
strange noises.
“Is the car going to break down? I need to walk six dogs before
dinner,” Anita asked worriedly.
“Don’t worry—we’ll get home in time for your job,” Mom said. She
planned to have the car fixed tomorrow morning. “Your dad and I have
saved some money in the bank for family emergencies(紧急情况). We can
take the money out of the bank whenever we need it,” Mom said. This
encouraged Anita, who made money by walking dogs, to open her own
bank account.
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A month later, Anita received her first bank statement, showing how
much money she had and how much interest her savings had made.
①Her dad explained the bank lent out her money and shared some of
the interest that borrowers paid.
“Wow! I earn money by walking dogs, and my money earns money
by helping other people.” Anita felt proud of her growing savings. ②But
when she saw her friend Maurice’s cool skateboard, she couldn’t decide
whether to buy one or save money.
A few months later, Anita’s dad lost his job. Anita offered her savings
to help, but Dad managed a small smile. “Thank you, Anita. You can save
that money for your own emergency.” Her mom and dad decided to cut
their costs and cancel their vacation. Anita realized the importance of
planning ahead.
One rainy day, Anita’s umbrella broke while she was walking the dogs,
leaving her completely wet. Anita told her mother, “I had a rainy-day
emergency. It’s time to use some of my savings to buy a new umbrella.”
She understood the importance of being prepared for unexpected situations.#7
1. What does the underlined word “it” in Paragraph 3 refer to?
A. The car. B. The bank. C. The money. D. The dog.
2.What does the underlined word “interest” mean?
A. The money she got by walking dogs.
B. The money she spent on a skateboard.
C. The money she borrowed from the bank.
D. The money her savings had made in the bank.
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√
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3.Why did Anita’s parents refuse her offer when her dad lost his job?
A. They thought she should buy a skateboard.
B. They wanted her to save money for herself.
C. They tried to protect her from being worried.
D. They thought her dad would find another job.
4.How does Anita’s view towards money change?
① She used her savings for a rainy-day emergency.
② She better understood the importance of savings.
③ She focused on making money in her spare time.
A. ①②③ B. ②③① C. ②①③ D. ③①②
√
√
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5. What’s the purpose of writing this story?
A. To tell children how to walk dogs.
B. To tell children what to care about.
C. To tell children why to save money.
D. To tell children when to offer help.
√
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写作目的题。此类试题是针对文章内容, 对作者的写作目的进行考查。
解答此类试题时, 考生应注意文章的开头段或结尾段。一般作者会在开头
或结尾直接或间接地点出文章的写作目的, 若是直接目的, 考生可据此直接
选出答案; 若是间接目的, 考生可通过作者的观点或文章的主旨推断出答案。
本文首尾段未直接表明写作目的, 通读全文可知, 本文主要通过Anita的
经历告诉我们储蓄很重要, 据此推断写作目的是为了 __________________,
故 _____符合文意。
告诉孩子为什么要存钱
C项
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1. 体裁:记叙文
2. What(主旨):文章主要讲述了Anita如何通过储蓄来应对紧急情况和生活
中的意外的故事。
3. Why(意图):通过Anita的故事, 向读者传达了管理金钱和财务规划的重要
性。#3
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4. How(组织结构):#4
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佳句应用
1.为了开我自己的银行账户, 我决定存钱。(decide to do sth.)
_____________________________________________________
I decide to save money to open my own bank account.
2.我认为用我们的零花钱帮助别人很有意义。(use sth. to do sth.)
____________________________________________________________
I think it’s meaningful to use our pocket money to help others.
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Passage 1
1.money management __________
2.build good habits ______________
3.use up ____________
4.set a goal ______________
5.can’t afford sth. __________________________
金钱管理
养成良好习惯
用光; 耗尽
设立一个目标
负担不起某物; 买不起某物
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6.reach one’s goal ________________
7.communicate with sb. ____________
8.step by step ________
达成某人的目标
和某人交流
逐步地
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We all know that money plays an important role in our life. However,
what many people don’t realize is how important money management is.
Research shows that starting financial education(金融教育) at a young
age helps people build good habits that last into adulthood. Today, we’re
going to look at how to spend our money wisely.
At an early age, we start learning how to manage money by watching
our parents’ spending habits. We need to know that our parents work hard
to make money, and that it may be used up one day. Going to their
workplaces to watch how they work is a great way to understand money
is not that easy to make.
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▲ We need to think about how much money we have and what we
really want to spend it on. Realizing that our pocket money can’t cover
everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish
to own a new bicycle but can’t afford it, we can save our pocket money.
How? Write down how much money we have in a notebook and watch it
grow. After we have enough, we can buy that wonderful bicycle we’ve
dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where
money goes. Do you know what a bank account is? If not, communicate
with our parents. We can also go to the supermarket with our parents to
experience how money is spent in the real world. From these lessons, we
can get a sense of money management and right money values step by step!#3.2
1.What does Paragraph 1 mainly talk about?
A. Young people must build good habits.
B. Adults need financial education.
C. We should do a research about kids.
D. Money management is important.
√
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2. Which of the following can be put in “▲”?
A. We shouldn’t know the value of money too early.
B. Parents shouldn’t give kids lots of pocket money.
C. We shouldn’t spend all our money in one go.
D. Parents shouldn’t use money to control their children.
√
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3. To advise kids to set a goal of saving money, the writer
gives the example of buying ___.
A. B. C. D.
√
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4.Which of the following will the writer probably agree with?
A. Adults can make money grow more than children.
B. Parents should give kids enough pocket money.
C. People usually change money in the supermarkets.
D. It’s good for kids to have a money spending plan.
5.What is the text mainly about?
A. Why to save money. B. Where to spend money.
C. How to manage money. D. What to use money for.
√
√
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一、新考法加练
1. According to the text, what can we do to manage our money wisely?
a. Pay attention to our parents’ spending habits.
b. Use pocket money to do something helpful.
c. Make smart choices by thinking about needs.
d. Set a clear goal and save money to reach it.
e. Learn how money is used and where it goes.
A. a, b, c, d B. a, b, d, e
C. a, c, d, e D. b, c, d, e
√
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2. Who is the text written for?
A. Parents. B. Children. C. Teachers. D. Managers.
√
二、佳句应用
1.我们应该学会管理金钱, 否则很快它就会被用光。(use up)
________________________________________________________________
We should learn to manage money, or it will be used up quickly.
2.我今年设定了一个目标, 只把零花钱花在需要的东西上。(set a goal)
_______________________________________________________________
I set a goal this year to use pocket money only for needed things.
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Passage 2
1.tell the difference __________
2.between… and… __________________
3.make sb. do sth. ______________
4.as… as… ____________
5.be+adj.+for sb. to do sth. ______________________
6.rush to do sth. ____________
7.make a plan __________
辨别差异
在……和……之间
让某人做某事
像……一样
对某人来说做某事……
急着做某事
制定计划
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In our daily life, we always have all kinds of cool things around
us, from the latest smartphones to modern clothes. But how can we be
certain we’re spending money wisely? 1. ___
Smart spending means being smart about what we buy. First, we need
to tell the difference between “needs” and “wants”. Needs are things like
food, school supplies(用品), and warm clothes. 2. ___ Wants, on the other
hand, are things we might like to have, such as the newest video games
or expensive shoes just because they’re popular. You should carefully think
about whether you really need them.
A
B
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Secondly, don’t let advertisements fool you. Ads are designed to
make us want things. 3. ___ However, the actual quality or function
(功能) might be different. Before you buy something, ask yourself if
it’s really as good as the ad says. Maybe you can read some reviews
from other people who have bought it.
4. ___ When you receive a monthly pocket money, decide how
much you’ll spend on different things. This way, you won’t overspend
and can save some money for more important things in the future.
C
E
Finally, when you go shopping, you should take your time. 5. ___
And remember, make sure to compare prices at different stores. It can
help you get the best deal.#5
D
A. That’s where smart spending comes in!
B. They are necessary for us to live and study.
C. They often show products in the most amazing way.
D. Don’t rush to buy something just because it looks nice.
E. Also, making a plan of spending the money is very helpful.#5
一、一材多设
1. Who is the text written for?
A. Shop owners. B. Students.
C. Advertisers. D. Parents.
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2. What is the structure of the text?
A. B. C. D.
√
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二、佳句应用
1.对我们来说, 培养省钱的习惯很有必要。(be+adj.+for sb. to do sth.)
________________________________________________________
It’s necessary for us to develop the habit of saving money.
2.制定计划教会我们存一些钱以备将来需要。(make a plan)
_____________________________________________________________
Making a plan teaches us to save some money for future needs.
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Passage 3
1.It is a time to do sth. ____________________
2.fight against ____________________
3.the importance of ______________
4.work hard ______
5.push sb. to do sth. ____________________
6.remind sb. to do sth. ________________
7.shop online ______
8.stand up for ____________
是做……的时间/机会
反对; 与……作斗争
……的重要性
努力
促使/督促某人做某事
提醒某人做某事
网购
支持; 捍卫
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Every year on March 15, people around the world celebrate World
Consumer Rights Day, also called “315”. This day is all about protecting
consumers(消费者)and making sure they are treated fairly. 1. ___ It is also
a time to fight against fake and harmful products.
The idea for this day started in 1962 when U.S. President John F.
Kennedy talked about the importance of keeping consumers safe. He wanted
to make sure consumers were treated with respect and fairness. 2. ___ In
China, “315” is a big event where people work together to stop fake
goods and dishonest businesses.
B
E
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Fake products, like counterfeit(仿制品) electronics, fake clothes, or
unsafe food, can be very dangerous. 3. ___ On “315”, the media and
government work hard to expose(揭露)these bad practices. These programs
also help people understand their rights as consumers. TV shows and
campaigns(活动) teach people how to discover fake products and report
them.
D
4. ___ Companies that sell fake or low-quality products can lose
customers and face serious consequences(后果). But businesses that focus
on quality and trust can build better relationships with their customers.
World Consumer Rights Day is an important day for everyone.
5. ___ Also, it encourages businesses to act responsibly, and pushes
governments to enforce(执行) fair rules. Together, we can create a safer
and better marketplace for all.#5
C
A
A. It helps consumers learn about their rights.
B. It reminds people to be careful when they shop online.
C. For businesses, “315” is a reminder to be honest and fair.
D. They can hurt people’s health and cause problems in the market.
E. Since then, March 15 has become a special day to stand up for consumer rights.#5
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What can World Consumer Rights Day do?
一、一材多设
a. It can help consumers learn about their rights.
b. It can teach people how to deal with fake products.
c. It can push governments to enforce fair rules.
d. It can encourage businesses to act responsibly.
A. a, b, c B. b, c, d C. a, b, d D. a, c, d
√
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二、佳句应用
1.315活动提醒所有人要成为一个理智的消费者。(remind sb. to do sth.)
_______________________________________________________
The “315” event reminds everyone to be a wise consumer.
2.许多父母促使孩子从小了解管理金钱的重要性。(push sb. to do sth.)
________________________________________________________________
_________________________________
Many parents push their children to understand the importance of
managing money at an early age.
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