内容正文:
英语
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第一部分 话题读写精讲练
★范畴一 人与自我
话题8 理财意识,理性消费,货币与信用
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【常考角度】零花钱的使用、合理消费、节约意识、货币常识
人教 七上 Unit 7 购物
课标 七(上) Unit 4 Topic 1 购物
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购物消费
1.expensive 昂贵的
2.cheap 便宜的
3.product 产品
4.market 市场
5.customer 顾客
6.yard sale 庭院拍卖会
7.online shopping 网购
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8.online payment 线上支付
9.go shopping 去购物
10.on sale 促销甩卖
11.in total 总计
12.afford to do sth. 负担得起做某事
13.at a high/low price 以高/低价
14.pay for 为……付钱
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理财与理性消费
1.save money 省钱
2.manage money 理财
3.make a budget 做预算
4.use pocket money wisely 合理使用零花钱
5.make a shopping list 列购物清单
6.develop the habit of saving money 培养省钱的习惯
7.spend money on meaningful things 把钱花在有意义的事情上
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一、课标高频词句
1.form good spending habits ____________________
2.use up ____________
3.in one go ________
4.write down ______
5.communicate with ____________
6.a sense of money management __________
养成良好的消费习惯
用光,用尽
一口气
写下
和……交流
理财意识
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二、长难句分析
【分析】铺灰句是一个复合句。Realizing... we want是现在分词短语作伴
随状语,该伴随状语中包含了一个that引导的宾语从句。其中的“cover”在
此处意为“足以支付,够付”,属于熟词生义。
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At an early age, we start learning how to manage money by
watching our parents' spending habits. Don't worry if we
haven't learned well how to save or spend money. The
following life lessons about money can help us form good
spending habits.#2.1.2
Money doesn't grow on trees. As kids, we don't often think about
where money comes from. We need to know that our parents work hard
to make money, and that it may be used up one day. Going to their
workplaces to watch how they work is a great way to understand money
is not that easy to make.
We shouldn't spend all our money in one go. It's important for us to
have a budget (预算). In other words, we need to think about how much
money we have and what we really want to spend it on. Realizing that
our pocket money can't cover everything we want, we should make
smart spending choices.
We should set a clear goal and watch our money grow. If wewish
to own a new bicycle but can't afford it, we can save our pocket money.
How? Write down how much money we have in a notebook and watch
it grow. After we have enough, we can buy that wonderful bicycle we've
dreamed about! Reaching our goal will greatly satisfy us.
We can talk with our parents about how money is used and where
money goes. Do you know what a bank account (账户) is? If not,
communicate with our parents. We can also go to the supermarket with
our parents to experience how money is spent in the real world.#2.1.6
Without doubt, we should treat money in a right way. Actually,
learning about money isn't a hard job. From these lessons, we can get a
sense of money management and a right attitude (态度) towards money
gradually!#2.1.7
【主旨大意】本文是一篇说明文。文章主要介绍了如何帮助孩子们养成良
好的消费习惯。
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1. Who is the text written for?( )
A. Parents. B. Teachers. C. Children.
【解析】写作对象题。根据第一段第一句以及全文内容可知,文章针对的
是孩子们。
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写作对象题:此类试题是从文章的结构、内容、语言、写作手法、风
格等多方面考查,推断文章所面向的读者群体。常见的设问方式为:Who
is the text written for?解答此类题的关键在于找到含作者建议或呼吁的句
子,通过这些句子可推知文章的写作对象。
通读文章后,根据第一段第一句的“by watching our parents' spending
habits”可知,文章的写作对象是____。
C
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2. What's the writer's opinion about the pocket money?( )
A. We can use it to buy whatever we want.
B. We need to make smart spending choices.
C. It's impossible to spend all the money in one go.
【解析】观点态度题。根据第三段最后一句可知,作者认为零花钱不足以
支付所有想要的东西,我们应该做出明智的消费选择。
√
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3. Put these sentences into the right order according to the
text.( )
a. Kids get a right attitude towards money gradually.
b. Kids experience how money is spent in the real world.
c. Kids can save their pocket money to buy wonderful things.
d. Kids need to know money made by parents may be used up.
A. d-c-b-a B. c-d-a-b C. a-b-d-c
【解析】细节排序题。根据文章内容顺序:第二段第三句对应d;第四段
第二句对应c;第五段最后一句对应b;最后一段最后一句对应a。
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细节排序题:解答此类试题时可参考以下步骤:
Step 1 分析所给句子的句意。
a. __________________________________
b. ____________________________________________
c. ________________________________
d. ______________________________________
孩子们逐渐培养出正确的金钱观念。
孩子们体验金钱在现实世界中是如何被花费的。
孩子们可以存下零花钱买好东西。
孩子们需要明白父母赚的钱可能会花光。
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Step 2 快速浏览文章,标记每个句子描述的细节在原文中的具体位置。
a项内容在最后一段最后一句;b项内容在第五段最后一句;c项内容在第
四段第二句;d项内容在第二段第三句。
Step 3 根据文中各个细节信息发生的先后顺序给句子排序,最终确定正
确答案。
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4. What is the best title for the text?( )
A. Causes of Spending Money
B. Ways of Managing Money
C. Purposing of Treating Money
【解析】标题归纳题。根据最后一段最后一句及通读全文可知,文章主要
介绍了如何通过观察父母的消费习惯来学习理财,并提供了几条关于金钱
的生活教训以帮助孩子们养成良好的消费习惯。所以B项“Ways of
Managing Money 管理金钱的方法”是最佳标题。
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Task:How will you plan to deal with your money after reading the text?
________________________________________________________________
________________________________________________________________
________________________________________________________________
________________________________________________________________
________________________________________________________________
I plan to spend only a little money on some snacks I like. I will
save most of my money into my money box or my own savings
account that my parents opened for me several years ago. I decide to
spend my pocket money travelling after I graduate from university.
(开放性题目,答案不唯一,言之有理即可。)
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Passage 1
1.at the same time ______
2.make sure ______
3.care about ____________
同时
确保
关心,在意
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A. in B. a C. if D. on E. to F. but
You may get pocket money (零花钱) from your parents. You may
use it to get a mobile phone, 1. ___ pair of shoes, or some great books.
However, you may regret when you buy things you want but don't need.
This situation may not appear 2. ___ you manage your money under
“conscious (有意识的) spending”.#2
B
C
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A. in B. a C. if D. on E. to F. but
“Conscious spending” means spending more money 3. ___things you
need and try to use less money for something you don't need. It's not
about saying “no” to everything. It's about realizing what you really need.
Another important thing to stop useless spending is 4. ___ ask
yourself two questions: Where is my money going? How much do I
want to save? And you must answer these questions seriously.#4
D
E
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A. in B. a C. if D. on E. to F. but
These questions can help you be clear about your money situation.
At the same time, you can make sure what you don't care about. That
makes it much easier to control your spending 5. ___ areas that don't
matter as much. When you've thought about what you really value, you
won't feel worried about how you spend money. Saving will become
simple, too.#5
A
【主旨大意】本文是一篇说明文。文章围绕零花钱的合理使用展开,介绍
“有意识的消费”的概念。
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Task:How will you save money? Why?
________________________________________________________________
________________________________________________________________
________________________________________________________________
I'll consider setting up a savings account. Because I have the
opportunity to earn interest and I want to start saving for
university.(开放性题目,答案不唯一,言之有理即可。)
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Passage 2
1.at the age of ____________
2.save money ______
3.set goals __________
4.encourage sb. to do sth. ________________
5.manage money ______
在……岁时
省钱
设定目标
鼓励某人做某事
理财
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Peter, a schoolboy, has a good way to manage his own money.
When he was six, his mother started giving him pocket money. At first,
he didn't know how to . .1. . it, but he quickly learned. When he turned
seven, he . .2. . £7 a week. Now at the age of fifteen, he gets £15
every week. He has the raise in pocket money because he spends
money . .3. ..
There is a shopping mall near Peter's home. On weekends, he often
watches exciting movies with his friends or takes his little brother to the
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play center. He also buys small . .4. . for his grandparents when he visits
them. Sometimes, he takes a one-hour bus ride to visit museums and
zoos in another town. When he saves enough money, he goes to
bookstores to buy books and . .5. . them to children in need.
Peter also sets goals for his savings. Last year, he saved for a new
bicycle, and this year, he is saving for a school trip. His mother
encourages him to keep a notebook to . .6. . his spending. “This way, he
can see where his money goes and make better . .7. .,” she explains.
Peter's mother is proud of how he manages his money. She believes
that giving him pocket money is a . .8. . choice. “This habit can help him
learn to manage money better,” she says. She even suggests that . .9. .
should start giving pocket money to children as early as age four.
“Learning to . .10. . money is an important life skill,” she adds.#4
【主旨大意】本文是一篇记叙文。文章讲述了学生彼得有很好的理财方式,
从六岁开始得到零花钱,合理花费并设定储蓄目标,母亲也给予支持。
1.( ) A. spend B. keep C. save
【解析】根据上下文可知,Peter最初对于妈妈给的零花钱是不知道如何
“花钱”,后来逐渐学会管理零花钱。
2.( ) A. made B. received C. found
【解析】根据上文“his mother started giving him pocket money”可知,
是他从母亲那里得到零花钱。
3.( ) A. patiently B. correctly C. wisely
【解析】根据上文“Peter, a schoolboy, has a good way to manage his
own money.”可知,他理财方式好,所以是明智地花钱才会得到更多零花
钱。
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4.( ) A. toys B. cards C. presents
【解析】根据上下文以及常识,去看望祖父母通常会买礼物。
5.( ) A. give B. sell C. read
【解析】根据“to children in need”可知,是把书给有需要的孩子。
6.( ) A. draw B. record C. write
【解析】根据“keep a notebook”以及“his spending”可知,是用笔记本来
记录支出情况。
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7.( ) A. changes B. choices C. lists
【解析】根据“he can see where his money goes”可知,知道钱花在哪
里能帮助他做出更好的关于花钱的选择。
8.( ) A. creative B. simple C. smart
【解析】根据上文Peter合理管理零花钱以及空后一句可知,给他零花钱
是一个明智的选择。
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9.( ) A. parents B. teachers C. strangers
【解析】根据下文“giving pocket money to children”可知,此处指的是
父母。
10.( ) A. believe in B. deal with C. depend on
【解析】根据上文都是在讲Peter管理零花钱,可知这里是说学习“处理”
金钱是重要技能。
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Task:Would you like to manage your money? Why or why not?
________________________________________________________________
________________________________________
Yes, I'd like to. It helps me save money for things I really want.
(开放性题目,答案不唯一,言之有理即可。)
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Passage 3[2025毕节市织金县一模]
1.make a difference _____________________
2.divide... into... ________________
3.stick to ______
4.turn... into... ________________
5.a sense of achievement ________
6.in the right way ______________
有影响,起(重要)作用
把……分成……
坚持
把……变成……
成就感
以正确的方式
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Money is a super helpful tool
in our lives! 1. ___ Learning how to
manage money wisely can make
such a difference to the way you
feel about money in the future.
Here are some ways to help you
better manage your money.
C
A. Prepare three boxes.
B. Buy things that are on sale.
C. It can help us buy something we
want.
D. Are there any things that can be
used again?
E. And you will feel proud after
achieving your goal.
F. For example, you can make extra
money and save resources.#6
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2. ___ Try to divide your
money into different parts. You can
separate your money into three
boxes marked “spend”, “save” and
“donate”. Every time you get some
money, like your pocket money, put
part of it into each box. You'll be
amazed at how the amounts (金额)
A
A. Prepare three boxes.
B. Buy things that are on sale.
C. It can help us buy something we
want.
D. Are there any things that can be
used again?
E. And you will feel proud after
achieving your goal.
F. For example, you can make extra
money and save resources.#6
add up over time if you stick to
your plan.
Make extra (额外的) money.
Next time you clear out your house,
take a close look at those objects in
your room. 3. ___ If the answer is
yes, place them on marketplaces.
Holding a yard sale and selling
D
A. Prepare three boxes.
B. Buy things that are on sale.
C. It can help us buy something we
want.
D. Are there any things that can be
used again?
E. And you will feel proud after
achieving your goal.
F. For example, you can make extra
money and save resources.#6
your objects is also a good idea.
There are many advantages to these
actions. 4. ___
Reuse old things. Set yourself
a goal to make something new
from the old things. It could be
turning a beautiful box into a pen
holder. 5. ___ What's more, it
F
E
A. Prepare three boxes.
B. Buy things that are on sale.
C. It can help us buy something we
want.
D. Are there any things that can be
used again?
E. And you will feel proud after
achieving your goal.
F. For example, you can make extra
money and save resources.#6
offers you a great sense of
achievement and allows you to
show your creativity to others.
In a word, we should use
money in the right way. It can help
us manage money wisely and get
right money values.#4.1
A. Prepare three boxes.
B. Buy things that are on sale.
C. It can help us buy something we
want.
D. Are there any things that can be
used again?
E. And you will feel proud after
achieving your goal.
F. For example, you can make extra
money and save resources.#6
【主旨大意】本文是一篇说明文。文章介绍了可以帮助你更好地管理你的
钱的方法。
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1. ___
C
【解析】根据上文可知,此处介绍钱的用途。C项“它可以帮助我们买我
们想要的一些东西。”符合语境。
2. ___
A
【解析】根据下文可知,此处表示有三个盒子。A项“准备三个盒子。”符
合语境。
3. ___
D
【解析】根据下文可知,此处是一般疑问句,询问是否使用某物。D项
“有什么东西可以再次使用吗?”符合语境。
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4. ___
F
【解析】根据上文可知,此处举例说明这样做的好处。F项“例如,你可以
赚额外的钱,节省资源。”符合语境。
5. ___
E
【解析】根据下文可知,此处讲这样做给你带来的良好感觉。E项“并且
你会在实现目标后感到自豪。”符合语境。
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