范畴1 话题8 理财意识，理性消费，货币与信用-【一战成名新中考】2026河南中考英语（人教版）·一轮复习·话题读写思维训练（讲册）

话题8理财意识，理性消费，货币与信用近10年未考) 【常考角度】货币及理财、理性消费、信用维护 【教材单元链接】 人教 课标 七（上）U7购物 七（上）U4T1购物 话题 词句积累 ?话题词句梳理 1.goods商品；物品 2.product产品 3.shop/store商店 4.market市场 5.supermarket超市 6.shopping center购物中心 7.expensive昂贵的 8.cheap便宜的 9.customer顾客 10.go shopping购物 11.online shopping网购 12.physical store实体店 购物 13.in fashion流行 14.out of fashion过时 l5.pay for为…付钱 消费 16.pay the bill付账单 17.pay in cash现金支付 l8.mobile payment手机支付 l9.online payment线上支付 20.at a low/high price以低/高价21.at a good price以优惠的价格 22.on sale促销甩卖 23.sell out卖光 24.try on试穿 25.in total总计 26.reach a deal达成交易 27.afford to do sth.负担得起做某事 我来补充： 1.save money省钱 2.pay back偿还 3.manage money理财 4.make a budget做预算 5.open an account开账户 6.pick out挑选 理财 7.use pocket money wisely合理使用零花钱 8.think twice before buying购买之前要三思 及理 9.choose from从.中挑选 10.make a shopping list列购物清单 性消l1l.compare the prices of goods at different stores对比不同商店的商品价格 费 l2.develop the habit of saving money培养省钱的习惯 l3.spend money on meaningful things把钱花在有意义的事情上 l4.save the lucky money in bank account把压岁钱存到银行账户里 我来补充： ⑦话题词句语境练 1.那家商店的钢笔在打折，所以你可以低价买到它们。(on sale) 2.父母给了我很多关于如何明智地理财的建议。(manage money) 3.对我们来说，管理金钱的最佳方式是制定预算。(make a budget) 4.我们可以通过列购物清单来避免浪费钱。（make a shopping list) 5.网购时要再三考虑，否则你可能会买到不需要的东西。(think twice) 72 话题读写思维训练·河南英语 一战成名新中考 话题 语篇研读 When Anita's mom picked her up from school,the car was 重难点拨 making strange noises. 课标高频词句 "Is the car going to break down?I need to walk six dogs before 1.pick sb.up dinner,"Anita asked worriedly. 2.break down "Don't worry-we'll get home in time for your job,"Mom 3.make money 4.bank account said.She planned to have the car fixed tomorrow morning."Your 5.lose one's job dad and I have saved some money in the bank for family 6.decide to do sth. emergencies(紧急情况).We can take the money out of the bank 7.It's time to do sth. whenever we need it,Mom said.This encouraged Anita,who 8.use sth.to do sth made money by walking dogs,to open her own bank account. ●佳句积累（翻译波浪线所在句） A month later,Anita received her first bank statement, showing how much money she had and how much interest her ·长难句解读 savings had made.DHer dad explained the bank lent out her money ①铺灰的句子为省略了hat的 and shared some of the interest that borrowers paid. 从句，and连接的并列成分作explained "Wow!I earn money by walking dogs,and my money earns 的 从句中还包含了一个 money by helping other people."Anita felt proud of her growing that引导的 从句。 savings.2But when she saw her friend Maurice's cool skateboard, ②铺灰的句子为 引导的 she couldn't decide whether to buy one or save money. 从句，主句中还包含了一 个由whether引导的 从句， A few months later,Anita's dad lost his job.Anita offered her “whether'”意为“ ”。 savings to help,but Dad managed a small smile."Thank you,Anita. You can save that money for your own emergency."Her mom and dad decided to cut their costs and cancel their vacation.Anita realized the importance of planning ahead. One rainy day,Anita's umbrella broke while she was walking the dogs,leaving her completely wet. Anita told her mother,"I had a rainy-day emergency.It's time to use some of my savings to buy a new umbrella."She understood the importance of being prepared for unexpected situations L.代词指代What does the underlined word“it”in Paragraph3 refer to? A.The car. B.The bank. C.The money. D.The dog. 2.What does the underlined word "interest"mean? A.The money she got by walking dogs. B.The money she spent on a skateboard. C.The money she borrowed from the bank.D.The money her savings had made in the bank. 3.Why did Anita's parents refuse her offer when her dad lost his job? A.They thought she should buy a skateboard. B.They wanted her to save money for herself. C.They tried to protect her from being worried. D.They thought her dad would find another job. 话题读写思维训练·河南英语 73 4.How does Anita's view towards money change? DShe used her savings for a rainy-day emergency. 2She better understood the importance of savings. 3 She focused on making money in her spare time. A.①②③ B.②③① C.②①③ D.③①② 5.Cb写作目的What's the purpose of writing this story? A.To tell children how to walk dogs. B.To tell children what to care about. C.To tell children why to save money. D.To tell children when to offer help. 新考法点拨 写作目的题。此类试题是针对文章内容，对作者的写作目的进行考查。解答此类试题时，考生应注意文 章的开头段或结尾段。一般作者会在开头或结尾直接或间接地点出文章的写作目的，若是直接目的，考生可 据此直接选出答案：若是间接目的，考生可通过作者的观点或文章的主旨推断出答案。 本文首尾段未直接表明写作目的，通读全文可知，本文主要通过Ania的经历告诉我们储蓄很重要，据此 推断写作目的是为了 故 符合文意。 ⑦语篇剖析 1.体裁：记叙文 2.What(主旨)：文章主要讲述了Anita如何通过储蓄来应对紧急情况和生活中的意外的故事。 3.Why(意图)：通过Anita的故事，向读者传达了管理金钱和财务规划的重要性。 4.How(组织结构)： How Anita Anita was picked up from school-The car seemed to break down-Anita worried that the car trouble might threaten her job->Her mom introduced got the idea the idea of emergency savings-Anita decided to open her own bank account Anita received her first bank statement a month later,which showed how much money she had and how much interest her savings had made.Her dad Anita's Learn more explained the bank lent out her money and shared some of the interest that Financial about savings borrowers paid. Journey Learned what interest is and how it is produced from her dad. Anita's dad lost his job-Anita offered her savings to help-Dad refused and cut their costs-Anita realized the importance of planning ahead. Problems and solutions Anita's umbrella broke on a rainy day-Anita used some of her savings to buy a new umbrella-Anita understood the value of being prepared for unexpected situations with money. ⑦拓展提升练 佳句应用 l.为了开我自己的银行账户，我决定存钱。(decide to do sth.) 2.我认为用我们的零花钱帮助别人很有意义。(use sth.to do sth.) 74 话题读写思维训练·河南英语 一战成名新中考 话题 语篇精练 Passage 1 We all know that money plays an important role in our life. 课标高频词句 1.money management However,what many people don't realize is how important money 2.build good habits management is.Research shows that starting financial education( 3.use up 融教育)at a young age helps people build good habits that last into 4.set a goal adulthood.Today,we're going to look at how to spend our money 5.can't afford sth wisely. At an early age,we start learning how to manage money by 6.reach one's goal watching our parents'spending habits.We need to know that our 7.communicate with sb. parents work hard to make money,and that it may be used up one 8.step by step day.Going to their workplaces to watch how they work is a great way to understand money is not that easy to make. A We need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can't cover everything we want,we should make smart spending choices. We should set a clear goal and watch our money grow.If we wish to own a new bicycle but can't afford it,we can save our pocket money.How?Write down how much money we have in a notebook and watch it grow.After we have enough,we can buy that wonderful bicycle we've dreamed about!Reaching our goal will greatly satisfy us. We can talk with our parents about how money is used and where money goes.Do you know what a bank account is?If not,communicate with our parents.We can also go to the supermarket with our parents to experience how money is spent in the real world.From these lessons,we can get a sense of money management and right money values step by step! 1.What does Paragraph 1 mainly talk about? A.Young people must build good habits. B.Adults need financial education. C.We should do a research about kids. D.Money management is important. 2.c信息还原Which of the following can be put in“▲”？ A.We shouldn't know the value of money too early. B.Parents shouldn't give kids lots of pocket money. C.We shouldn't spend all our money in one go. D.Parents shouldn't use money to control their children. 3.i图片理解To advise kids to set a goal of saving money,the writer gives the example of buying 公 D 话题读写思维训练·河南英语 75 4.Which of the following will the writer probably agree with? A.Adults can make money grow more than children. B.Parents should give kids enough pocket money. C.People usually change money in the supermarkets. D.It's good for kids to have a money spending plan. 5.What is the text mainly about? A.Why to save money. B.Where to spend money. C.How to manage money. D.What to use money for. (⑦拓展提升练 一、新考法加练 1.c细节归s纳According to the text,.what can we do to manage our money wisely? a.Pay attention to our parents'spending habits.b.Use pocket money to do something helpful. c.Make smart choices by thinking about needs.d.Set a clear goal and save money to reach it. e.Learn how money is used and where it goes. A.a,b,c,d B.a,b,d,e C.a,c,d,e D.b,c,d,e 2.cS写作对象Who is the text written for? A.Parents. B.Children. C.Teachers. D.Managers. 二、佳句应用 1.我们应该学会管理金钱，否则很快它就会被用光。(use up) 2.我今年设定了一个目标，只把零花钱花在需要的东西上。(set a goal) Passage 2 In our daily life,we always have all kinds of cool things around !课标高频词句 1.tell the difference us,from the latest smartphones to modern clothes.But how can we 2.between...and... be certain we're spending money wisely?1. 3.make sb.do sth. Smart spending means being smart about what we buy.First, 4.as..as.… we need to tell the difference between“needs'”and“wants'”.Needs 5.be+adj.+for sb.to do sth. are things like food,school supplies(用品)，and warm clothes.. 2. Wants,on the other hand,are things we might like to 6.rush to do sth. have,such as the newest video games or expensive shoes just 7.make a plan because they're popular.You should carefully think about whether you really need them. Secondly,don't let advertisements fool you.Ads are designed to make us want things.3. However,the actual quality or function()might be different.Before you buy something,ask yourself if it's really as good as the ad says.Maybe you can read some reviews from other people who have bought it. 76 话题读写思维训练·河南英语 一战成名新中考 4. When you receive a monthly pocket money,decide how much you'll spend on different things.This way,you won't overspend and can save some money for more important things in the future. Finally,when you go shopping,you should take your time.5. _And remember,make sure to compare prices at different stores.It can help you get the best deal. A.That's where smart spending comes in! B.They are necessary for us to live and study. C.They often show products in the most amazing way. D.Don't rush to buy something just because it looks nice. E.Also,making a plan of spending the money is very helpful. ⑦拓展提升练 一、一材多设 1.0□写作对象Who is the text written for? A.Shop owners. B.Students. C.Advertisers. D.Parents. 2.C凸篇章结构What is the structure of the text? ①②③④ ①② A B 二、佳句应用 1.对我们来说，培养省钱的习惯很有必要。(be+ad.+for sb.to do sth.) 2.制定计划教会我们存一些钱以备将来需要。(make a plan) Passage 3 Every year on March 15,people around the world celebrate 课标高频词句 1.It is a time to do sth. World Consumer Rights Day,also called "315".This day is all about protecting consumers(消费者)and making sure they are 2.fight against」 treated fairly.1. It is also a time to fight against fake and harmful products. 3.the importance of The idea for this day started in 1962 when U.S.President John F.Kennedy talked about the importance of keeping consumers 4.work hard safe.He wanted to make sure consumers were treated with respect 5.push sb.to do sth. and fairness.2.In China,"315"is a big event where 6.remind sb.to do sth. people work together to stop fake goods and dishonest businesses. Fake products,like counterfeit(仿制品）electronics,fake 7.shop online clothes,or unsafe food,can be very dangerous.3. On 8.stand up for “3l5”,the media and government work hard to expose(揭露) 话题读写思维训练·河南英语 77 these bad practices.These programs also help people understand their rights as consumers.TV shows and campaigns()teach people how to discover fake products and report them. 4. Companies that sell fake or low-quality products can lose customers and face serious consequences().But businesses that focus on quality and trust can build better relationships with their customers. World Consumer Rights Day is an important day for everyone.5. Also,it encourages businesses to act responsibly,and pushes governments to enforce()fair rules.Together,we can create a safer and better marketplace for all. A.It helps consumers learn about their rights. B.It reminds people to be careful when they shop online. C.For businesses,"315"is a reminder to be honest and fair. D.They can hurt people's health and cause problems in the market. E.Since then,March 15 has become a special day to stand up for consumer rights. (⑦拓展提升练 一、一材多设 细节归纳What can World Consumer Rights Day do? a.It can help consumers learn about their rights. b.It can teach people how to deal with fake products. c.It can push governments to enforce fair rules. d.It can encourage businesses to act responsibly. A.a,b,c B.b,c,d C.a,b,d D.a,c,d 二、佳句应用 1.“315”活动提醒所有人要成为一个理智的消费者。(remind sb.to do sth..) 2.许多父母促使孩子从小了解管理金钱的重要性。(push sb.to do sth.) 78 话题读写思维训练·河南英语【课标高频词句】 话题写作指导 1.给某人做某事的机会2.把…和…混合起来 典例剖析 3.用…覆盖…4.把…放入…5.使…冷 Step12.说明文3.第一人称4.一般现在时；现 却下来6.把…粘/贴在…上7.画画 在完成时5.①在学校、家里及社区可以做的 【拓展提升练】 劳动②感受与收获③给青少年的建议 -、1.C2.C Step 3 DI think it is an important life skill,which is good 1.The labor class gives students a chance to gain a lot of for our health and makes us relaxed from hard knowledge.2.You can mix eggs with tomatoes after study.2What is more important is that I've heating the pot 话 learned some basic life skills to take care of myself. Passage 2 实战演练 1.D2.A3.B4.E5.C 【参考范文】 【课标高频词句】 思 Dear Henry, 1.同时；一起2.遵循指示3.做出改变4.意味着 How's it going?I'd like to share the interesting 训 做某事5.来自6.打开…的大门；使…成为 experience of my labor homework with you. 练 可能 This term,my teacher assigned me a project to grow a 【拓展提升练】 plant and record its changes.I chose a sunflower and named -、1.D2.C3.B it Sunny.I put the seed into a nice pot and carefully 1.Taking the cooking class means learning important life recorded its changes.Each day,I watered Sunny and took skills.2.Doing housework opens the door to children's good care of it.It was fascinating to see how it slowly grew sense of responsibility and creativity. taller and stronger.When I saw the sunflower grow well,I Passage 3 got a strong feeling of satisfaction.Moreover,the funny 1.a 2.than 3.by 4.to 5.which/that shape of the sunflower made me deeply interested in it. 【课标高频词句】 This interesting experience taught me not only patience 1.从…获取…2.零花钱3.做家务4.在过去 but also the beauty of nature.I believe if you try this,you'll 5.有点；稍微6.因做某事而获得报酬7.弄得一团槽 8.支付9.期望某人做某事 also learn a lot-maybe you will fall in love with planting,just like me! 【拓展提升练】 Can you share your interesting experience with me? 一、1.A2.B Looking forward to your reply. 1.Growing vegetables is kind of difficult,but it is Yours, meaningful.2.School expects students to join in Li Hua gardening actively to experience the joy of planting. 话题8理财意识， 理性消费，货币与信用 话题词句积累 【拓展提升练】 1.The pens in that store are on sale,so you can buy them at 1.I decide to save money to open my own bank account a low price. 2.I think it's meaningful to use our pocket money to help 2.My parents gave me a lot of advice on how to manage others. money wisely. 话题语篇精练 3.The best way for us to manage money is to make a budget. Passage 1 4.We can avoid wasting money by making a shopping list. 1.D2.C3.A4.D5.C 5.Think twice when shopping online,or you may buy things 【课标高频词句】 you don't need. 1.金钱管理2.养成良好习惯3.用光：耗尽 话题语篇研读 4.设立一个目标5.负担不起某物；买不起某物 1.C2.D3.B4.D5.C 6.达成某人的目标7.和某人交流8.逐步地 【课标高频词句】 【拓展提升练】 1.开车接某人2.发生故障3.赚钱4.银行账户 、1.C2.B 5.失业6.决定做某事7.该做某事了8.用某物做某事 1.We should learn to manage money,or it will be used 【佳句积累】 up quickly.2.I set a goal this year to use pocket 她明白了为意外情况做好准备的重要性。 money only for needed things. 【长难句解读】 Passage 2 ①宾语；宾语：定语②vhen;时间状语；宾语：是否 1.A2.B3.C4.E5.D 【新考法点拨】 【课标高频词句】 告诉孩子为什么要存钱；C项 1.辨别差异2.在…和…之间3.让某人做某事 8 参考答案·河南英语 一就成名新中考 4.像…一样5.对某人来说做某事…6.急着做【课标高频词句】 某事7.制定计划 1.是做…的时间/机会2.反对；与…作斗争 【拓展提升练】 3.…的重要性4.努力5.促使/督促某人做某事 -、1.B2.D 6.提醒某人做某事7.网购8.支持；捍卫 1.It's necessary for us to develop the habit of saving 【拓展提升练】 money. 2.Making a plan teaches us to save some 一、D money for future needs. 二、L.Ihe“3l5”'event reminds everyone to be a wise consumer. Passage 3 2.Many parents push their children to understand the 1.B2.E3.D4.C5.A importance of managing money at an early age 话题9人际交往与社会服务 话题词句积累 【课标高频词句】 读 1.Even if you have different opinions from your parents,you 1.对…不熟悉2.愤怒地；气冲冲地3.呼吁；要求 思 shouldn't argue with them. 4.开始5.邀请某人做某事6.与…会见7.充满 系 2.My elder sister is good at communicating with others,so8.自那时起 练 she has many friends. 【拓展提升练】 3.Our school is calling on students to take part in the charity 1.My classmates invited me to take part in a community sale tomorrow. clean-up activity this Saturday.2.We should call for 4.My classmates and I plan to raise money for homeless people to get on well with their neighbors. people during the vacation. Passage 3 5.We can work out the problem easily if we pull together.1.D 2.A 3.B 4.C 5.A 6.C 7.D 8.B 话题语篇研读 9.A10.C11.D12.D13.A14.C15.B 1.C2.B3.C4.D5.C 【课标高频词句】 【课标高频词句】 1.和…玩：玩…2.以便3.太…而不能 1.听…2.意味着做某事3.肢体语言4.面部表情4.寻找5.着火6.最终7.深呼吸8.出来；出现 5.尽力做某事6.插嘴7.同时8.注意；关注 9.得知；听到关于 【佳句积累】 【拓展提升练】 ①倾听他人会让他们感觉到被珍惜和理解。 一、1.A2.C ②同时，关注他们的面部表情和肢体语言。 1.The community organized a party so that everyone 【长难句解读】 could get to know each other better.2.Mike was too when;时间状语；宾语；what;宾语；宾语 nervous to talk with new classmates on the first day of 【新考法点拨】 school. 1.提问2.C项：成为积极倾听者的原因 Passage 4 【拓展提升练】 1.B2.D3.C4.A5.D 一、1.C2.A 【课标高频词句】 1.It's impolite to cut in when others are expressing their 1.对…感兴趣2.向…学习…；从…中吸取 opinions.2.Try to offer a helping hand when others 教训3.传球4.与…相匹配5.准备好做某事 are in trouble 6.令某人惊讶的是7.即使8.对…有了新的理解 话题语篇精练 【拓展提升练】 Passage 1 1.We learned teamwork and how to help others from group 1.B2.D3.C4.B5.A work.2.After facing challenges together,we have a new 【课标高频词句】 understanding of teamwork. 1.打包，整理2.走向3.在那时4.消失：离开 话题写作指导 5.志愿工作6.积极参与7.以做某事为目标；立志 于做某事8.幸亏：由于 典例剖析 【拓展提升练】 Step12.记叙文3.第三人称；第一人称4.一般 1.We set our sights on helping the elderly live more 现在时；一般过去时5.①团队合作的重要性 conveniently through community service.2.Thanks to the ②团队合作的经历③从该经历中学到了什么 volunteer teachers,students in poor areas have better Step 3 1Working in a team provides us with a chance to chances of receiving education now. show our strengths and learn from each other. Passage 2 2Only when we work as a team can we overcome 1.B2.B3.C4.D5.D the difficulties we face. 参考答案·河南英语 9