内容正文:
课时作业(十六) 必修第三册 UNIT 5 THE VALUE OF MONEY
(限时30分钟)
Ⅰ.阅读理解
A
(2025·河北保定模拟)Clair Hughes first began to research moneysaving ideas as a way of getting out of her £3,500 student overdraft(透支额).She started surfing the Internet for discount coupons(优惠券) and cut price offers.Revealing how she seldom pays full price for an item,Ms Hughes says,“Discounts are always there; it's just a matter of being organized.Before I started this,I thought it'd be much work,but now I'm so used to this lifestyle that it's automatic to me.I must have saved easily over £15,000.”
Ms Hughes first focused on saving money back in 2010,when she moved in with Shane Byrne,a phone company trainer.After turning to the web for advice,she tried out a few clever moneysaving tricks like switching her overdraft to a zerointerest account.Then,several years later,she came across an online community for “couponers” and decided to give it a go.
She started spending hours surfing the web for coupons,printing them all out to take with her whenever she went shopping.Over the years,she has managed to get some impressive catches.Once,two lamps worth £140 cost her just £35.
Two years ago,Ms Hughes also began using cashback apps where you are given money back on items ranging from beers to toiletries.After each shop,she uploads pictures of her receipts,which are then scanned,and money is given back on certain items.
Among her other top moneysaving tips,Ms Hughes recommends taking part in paid online surveys,which have earned her hundreds in discount coupons.She says,“I've heard a lot about collecting other people's abandoned receipts from shopping trolleys to check for missed discounts.I can't believe how much coupons and cashback apps have helped me.The community does benefit me a lot.There will always be someone on hand to explain how it works.”
1.What does saving money mean to Clair Hughes?
A.It's part of her daily life.
B.It makes her shop less.
C.It's a way to leave school.
D.It keeps her work organized.
2.What can we know about Clair Hughes?
A.She always asks Shane for suggestions.
B.She likes going shopping with her friends.
C.She has bought some goods in low prices.
D.She is good at discussing prices with others.
3.What does the last paragraph mainly show?
A.Hughes' feelings of her life.
B.Hughes' ways to get coupons.
C.Hughes' appreciation for society.
D.Hughes' difficulty in saving money.
4.Which of the following can be the best title for the text?
A.A Graduate Enjoys Shopping
B.A Community Collects Coupons
C.A Woman Focuses on Saving Money
D.A Shopper Is Famous for Saving Money
【语篇解读】本文是一篇记叙文。文章讲述了Clair Hughes研究省钱妙招,通过网络搜寻优惠券并使用返现应用程序,精打细算,告别透支生活,大大受益于这一节俭生活方式的故事。
1.A [解析]细节理解题。根据第一段中的“Before I started this,I thought it'd be much work,but now I'm so used to this lifestyle that it's automatic to me.”可知,省钱已经成为她日常生活的一部分。
2.C [解析]细节理解题。根据第三段中的“Over the years,she has managed to get some impressive catches.Once,two lamps worth £140 cost her just £35.”可知,她以低价购买了一些商品。
3.B [解析]细节理解题。根据最后一段中的“Among her other top moneysaving tips,Ms Hughes recommends taking part in paid online surveys,which have earned her hundreds in discount coupons.”可知,最后一段主要介绍了她获取优惠券的方法。
4.C [解析]标题概括题。通读全文可知,全文写了Clair Hughes如何通过各种方式在购物时最大限度地省钱的故事,所以C项适合作为文章标题。
B
(2025·浙江金华模拟)The US economy seems strong with high employment,falling inflation(通货膨胀),and growth.However,the reality is far less optimistic for ordinary American workers.
A March 6 survey by the Savings website showed that 47% of US parents financially support their adult children to cope with rising living costs.Gen Zers (born between 1995 and 2009) are the most likely to receive such aid,averaging $1,515 per month.Still,even older parents assist their Millennial and Generation X adult children,accounting for 21% of support.Common expenses include groceries,tuition,and health insurance.
Why are so many US adults struggling?Soaring food prices are a major factor.The US Department of Agriculture predicts a 2.5% increase in food prices in 2024.Meanwhile,stable housing remains an elusive dream for many,with the average 30year fixedrate mortgage(抵押贷款) reaching at almost 8% in October 2023,according to the Mortgage Bankers Association.This high cost prices many Americans out of homeownership.
The final piece of the puzzle is falling salaries.Previous generations were able to count on graduating from college as the key to landing a job that paid well.But now,young US graduates have found that they earn less than their parents.According to a CNBC analysis,college graduate salaries have decreased more than 10 percent in four decades after adjusting for inflation.In other words,steadily declining salaries make it even harder for young Americans to cope with steadily rising costs.
With Gen Zers in the US struggling under financial pressures,so do the older generations supporting them,as their generosity puts their prospects for retirement at risk.The Savings website discovered that working parents were found to contribute 2.4 times more to support adult children than they contribute to their retirement accounts each month.
Essentially,while the US economy remains floating,we might witness multiple generations of Americans sinking in their own lifeboats in the years ahead.
5.What did the March 6 survey find out about adult children in the US?
A.Nearly half of them are financially dependent.
B.Over half of Gen Zers are financially struggling.
C.Twentyone percent of Generation X receive parental help.
D.A majority of them rely on their parents for education.
6.What does the underlined word “elusive” in Paragraph 3 most probably mean?
A.Readily accessible. B.Difficult to achieve.
C.Often misunderstood. D.Commonly sought after.
7.What can be inferred from the article about people in the US?
A.Graduates' financial struggles are temporary.
B.Government policies favor older generations.
C.Financial pressures affect both the young and the old.
D.Salaries for graduates tend to keep pace with inflation.
8.What is the author's attitude toward the future prospects of Americans?
A.Negative. B.Positive.
C.Reserved. D.Ambiguous.
【语篇解读】本文是一篇说明文。美国经济看似强大,但实际上普通美国工人的生活并不乐观,许多美国成年人都在经济上挣扎,而且这种压力也影响到了他们的父母。
5.A [解析]细节理解题。根据第二段中的“A March 6 survey by the Savings website showed that 47% of US parents financially support their adult children to cope with rising living costs.”可知,近半数的美国成年子女在经济上依赖父母。
6.B [解析]词义猜测题。根据第三段中的“Meanwhile,stable housing remains an elusive dream for many,with the average 30year fixedrate mortgage reaching at almost 8% in October 2023”可知,2023年10月,30年固定利率抵押贷款的平均利率达到了近8%,对许多人来说,稳定的住房是一个难以实现的梦想。因此猜测elusive意为“难以实现的”。
7.C [解析]推理判断题。根据第四段中的“In other words,steadily declining salaries make it even harder for young Americans to cope with steadily rising costs.”及第五段中的“With Gen Zers ...retirement at risk.”可推知,经济压力影响到了年轻人和老年人。
8.A [解析]推理判断题。根据最后一段可推知,作者对美国人的未来前景持消极态度。
Ⅱ.完形填空
(2025·湖南郴州模拟)On a summer evening in 2014,my wife and I encountered a sad scene during our trip to the grocery store.A man,who was incapable of __1__ mental function,wrapped himself with an old advertisement banner(横幅) as __2__ in the bad weather.Although he seemed unresponsive to our inquiries,his circumstance __3__ us deeply,inspiring my wife's suggestion to buy him __4__.
We bought some bread and returned,but he wasn't there.We felt disappointed.Soon we found that he had __5__ a family of migrant laborers who were camping nearby.To our surprise,the family did not __6__ his presence but warmly treated him like one of their own.They __7__ their humble meal around an open fire,ensuring that the man's plate remained __8__.Observing this act of genuine __9__ and compassion,we felt __10__ for having missed the chance to directly __11__ the man ourselves,but __12__ the selfless nature of the migrant family.Poor as they were,they demonstrated __13__ by sharing everything they had with someone in need.
Moved by their actions,we __14__ the loaf of bread near the man and departed,realizing that true giving is about more than __15__ needs; it's about extending empathy and solidarity(团结) to others,regardless of personal wealth or status.
1.A.normal B.actual
C.foolish D.deep
2.A.amusement B.protection
C.medicine D.treatment
3.A.encouraged B.defeated
C.touched D.angered
4.A.food B.clothes
C.water D.toys
5.A.left B.joined
C.supported D.discovered
6.A.appreciate B.mind
C.evaluate D.observe
7.A.cooked B.ordered
C.watched D.shared
8.A.full B.healthful
C.available D.reachable
9.A.cruelty B.distance
C.kindness D.patience
10.A.satisfied B.annoyed
C.relieved D.disappointed
11.A.help B.protect
C.inform D.comfort
12.A.protested B.admired
C.reflected D.recommended
13.A.diligence B.patience
C.responsibility D.generosity
14.A.picked up B.checked out
C.put down D.showed off
15.A.political B.mental
C.material D.financial
【语篇解读】本文是一篇记叙文。作者在看到一个不富有的家庭热情地帮助一个流浪汉之后,意识到真正的给予不仅仅是满足他人物质上的需要,还是对他人的同情和团结。
1.A [解析]考查形容词词义辨析。根据下文“wrapped himself with an old advertisement banner(用一条旧的广告横幅把自己裹起来)”可知,这个人的思维是“不正常的”。
2.B [解析]考查名词词义辨析。根据下文in the bad weather可知,这个人身裹横幅是为了在恶劣天气中得到“保护”。
3.C [解析]考查动词词义辨析。根据下文inspiring my wife's suggestion to buy him可知,此处指他的情况“打动”了我们。
4.A [解析]考查名词词义辨析。根据下文“We bought some bread and returned,but he wasn't there.”可知,此处指为他买“食物”。
5.B [解析]考查动词词义辨析。句意:不久,我们发现他加入了一个在附近露营的外来务工家庭。根据下文a family of migrant laborers可知,此处指他“加入”了一个外来务工家庭。
6.B [解析]考查动词词义辨析。根据下文but warmly treated him like one of their own可知,这家人热情款待他,说明“不介意”他的出现。
7.D [解析]考查动词词义辨析。根据下文their humble meal around an open fire可知,此处指围着篝火“分享”粗茶淡饭。
8.A [解析]考查形容词词义辨析。根据第6题的解析可知,这家人非常热情地款待他,所以此处指确保盘子是“满的”。
9.C [解析]考查名词词义辨析。根据第7题和第8题的解析可知,这家人很善良,所以此处指看到这家人的“善良”。
10.D [解析]考查形容词词义辨析。根据下文missed the chance可知,此处指因为错过帮助机会而感到“失望”。
11.A [解析]考查动词词义辨析。根据第6题的解析可知,这家人热情地帮助了流浪汉,所以此处指“我们”错过了“帮助”他的机会。
12.B [解析]考查动词词义辨析。根据下文the selfless nature of the migrant family可知,此处指“钦佩”这个家庭的无私。
13.D [解析]考查名词词义辨析。根据下文by sharing everything they had with someone in need可知,此处指证明了他们“慷慨大方”。
14.C [解析]考查动词短语辨析。根据上文Moved by their actions可知,被感动后应该是把面包“放在”那个人身边。
15.C [解析]考查形容词词义辨析。根据下文“it's about extending empathy and solidarity to others,regardless of personal wealth or status”可知,空后提到了精神的需要,所以此处指不仅仅是“物质上”的需要。
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