2023-2024学年新概念英语第四册 第12课课件

Lesson 12 Banks and their customers 银行和顾客 ① When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. current adj. 当前的，现在的，流行的 current problems current events / affairs the current president open an account close an account You’d better deposit / bank your money. draw / withdraw ... from ... take .... out of .... 他从他的银行账户里去了100美金。 overdraw My account is overdrawn by 200. overdraw 透支 He withdrew / drew 100 from his bank/account. He took 100 out of his bank / account. ② Primarily, the banker-customer relationship is that of debtor and creditor -- who is which depending on whether the customer's account is in credit or is overdrawn. debtor: person who owes money to sb. creditor: person to whom money is owed ③ But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. obligation n. 责任，义务 obligation to n. obligation to do sth. 翻译： 雇主有义务平等对待每一位雇员。 Employers have an obligation / are under an obligation to treat all employees equally. meet /honor / fulfill one’s obligation mutual obligation But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. owe sb. sth. / owe sth. to sb. owe it to sb. to do sth. owe sth. to sth. He owes his good health to his regular life. 1. 欠（债） 2. 某人应该做某事 3. 应该把……归功于 owe sth. to sth. ④ Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him. complication n. 复杂的情况，纠纷 complications between two parties / countries legal complications avoid complications produce further complications If diabetes is not treated properly, complications will set in. plic- = cover implicate - implicit complicate explicate - explicit duplicate = replicate ⑤ The bank must obey its