Unit 2 On the money（单元同步写作讲义）英语新教材外研版九年级上册

本讲义聚焦“金钱”主题写作，系统梳理从话题解读（明确货币常识、理财意识等写作方向）到储素材（分类词汇如“认识金钱”“编制预算”，功能句式含开头、中间、结尾句，名言及佳句仿写），再到品范例（审题、谋篇布局、高分句型分析），最后重实战（多样化写作任务）的完整脉络，为学生搭建从输入到输出的写作支架。 该资料以核心素养为导向，通过分类词汇和功能句式积累提升语言能力，借助范例赏析与佳句仿写培养思维品质，多样化实战任务（如书信、演讲稿、书评）结合真实情境。课中辅助教师分层教学，课后助力学生自主练习，实现知识内化与能力迁移。

Unit 2 On the money 单元同步写作讲义 本单元以“金钱”为话题，主要围绕金钱的用途、与金钱相关的故事及明智支配金钱等内容展开。该主题属于“人与自我”范畴，涉及“货币常识，理财意识，理性消费，信用维护”。 与其相关的写作通常涉及以下几个方面：①要求学生围绕单元话题the use money,制订零花钱的使用计划；描述个人对压岁钱或零花钱的支配情况；②阐述对“正确金钱观”的理解；③给出合理使用金钱的建议；④写一个关于金钱的故事或为相关图书写一篇书评。 词汇积累 1 / 1 学科网（北京）股份有限公司 一、认识金钱 1. __________ n.硬币 2. __________ n.纸币；账单 3. __________ n.现金 4. __________ n.收入 5. __________ n.成本；花费 v.花费 6. __________ n.存款；储蓄 7. __________ n.价格 8. __________ n.价值 9. __________ 赚钱 10. __________ 为某物付款 二、编制预算 11. __________ v.管理 12. __________ adj.付得起的 13. __________ 坚持预算 14. __________ 收支平衡 15. __________ 避免超支 16. __________ 制订预算 三、储蓄 & 压岁钱 17. __________ n.利息；兴趣 18. __________ 逐步地；一步一步 19. __________ 储蓄计划 20. __________ 压岁钱 21. __________ 存钱罐 22. __________ 存款 23. __________ 银行账户 24. __________ 为目标存钱 25. __________ 未雨绸缪 四、消费与消费习惯 26. __________ 学习用品 27. __________ 日常需求 28. __________ 把……花在……上 29. __________ 列购物清单 30. __________ 做记录 31. __________ 明智地管理金钱 32. __________ 合理分配压岁钱 33. __________ 养成良好的理财习惯 34. __________ 做出明智的决定 五、慈善、价值相关 35. __________ n.慈善；慈善机构 36. __________ 筹款 37. __________ adj.值得的；值……钱 38. __________ adj.无价的；极珍贵的 39. __________ 向慈善机构捐款 40. __________ n.自我提升 句式积累 开头句： 1.As teenagers, we should learn______ ______ ______ _____ ______ ______ ______ .作为青少年，我们应当学会如何合理使用自己的压岁钱。 2.It’s important for us to learn ______ ______ ______ _____.对我们来说，学会理性消费很重要。 中间句： 1.We should ________our money _________ different parts for daily use, hobbies and savings.我们应该把钱分成 不同的部分，用于日常开销、爱好和储蓄。 2.We are supposed to ______ ______ ________ _______ sudden needs instead of spending it all.我们应该存一些钱以备不时之需，而非全部花光。 3.It’s meaningful to ________some money _______ charities to help people in need.捐一些钱给慈善机构来帮助有需要的人是很有意义的。 结尾句： 1.Let’s start by _______ _______ _______ wise consumption—like_______ _______ ______ , thinking twice before buying.让我们从培养明智消费的习惯开始——比如制订预算、购物前三思. 2.In a word, we should _________ _______ _______ what is necessary and helpful to our growth.总之，我们应该 把钱花在必要且有益于成长的事情上。 3. Managing money is important for me. It’s not just about ________ _______ ________.It’s about how I can ________ _______ ________.理财对我而言很重要。这不单单是花钱和存钱，而是我该如何明智地使用金钱。 名言: 1. Money often ________ _______ ________. 金钱往往代价高昂。 2. Money is a good ________ but a bad master. 金钱是善仆，也是恶主。 3. Money ________ _______ ________, not pursued. 金钱通常被吸引过来，而不是通过追求而得。 佳句仿写 1. 教材原句: Because the more we get, the more we spend. 仿写:你越明智地使用金钱，它能带来的幸福就越多。 ____________________________________________________ 2. 教材原句:The key is not how much money we have, but how we use it. 仿写:富足的生活不在于金钱，而在于有意义的经历。 ____________________________________________________ 3. 教材原句:Why don’t you simply make a start? 仿写:你为什么不在买贵的东西之前先比较一下价格呢？ ____________________________________________________ 4. 教材原句:Saving money doesn’t have to be hard or boring. 仿写:你不必很富有，也能帮助别人。 ____________________________________________________ 5. 教材原句:Well, here comes the O. Henry surprise. 仿写:你这周的零花钱来了！ ____________________________________________________ 典例 为增强学生的理财意识,倡导理性消费，我校开展了主题为“I’m a Wise Money Manager”的评选活动。请你根据提示，写一篇英语短文介绍你每月零花钱的使用情况及理由，参与本次评选。 内容包括: 1. 介绍你的零花钱主要用于哪些方面; 2. 解释你为什么要这样分配零花钱; 3. 管理好自己零花钱的意义。 要求：1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 I’m a Wise Money Manager It is very important for us to learn to manage pocket money. ________________________________________________________________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________ 审题 1.确定文体：介绍零花钱使用情况 _____________ 2.时态： 以______________为主 3.确定人称：以_______________叙述。 要点： ①零花钱主要用途（学习用品、储蓄、爱好）； ②分配原因（投资学习、为未来准备、丰富生活）； ③管理零花钱的意义（学会规划、明智消费）。 谋篇布局 1.________________ 为明智地理财感到自豪 2.________________ 学习如何理财 3.________________ 把零花钱分成三个部分 4.________________ 储蓄罐 5.________________ 为未来的目标做准备 6.________________ 被用于爱好 7.________________ 不仅……而且…… 8.________________ 明白理财的价值 佳作展示 I’m a Wise Money Manager It is very important for us to learn to manage pocket money. As a middle school student, I take my pocket money seriously and I’m proud of being a wise money manager. When I get my pocket money every month, I divide it into three parts. First, I spend about 40% on school things like books. One of the most important reasons is that I believe spending money on learning is the best choice. Second, I save 30% in my piggy bank. This helps me prepare for unexpected needs and my future goals. Finally, the rest is used for hobbies or helping others, which makes my life colourful and meaningful. Managing pocket money teaches me to learn how to plan ahead and spend wisely. It not only develops my self-control but also helps me understand the value of managing money. 佳作赏析 亮点词汇：spend about 40% on school things like books/put 30% into my piggy bank/use the rest for hobbies like painting and reading/save half of it for future use/buy books and stationery/spend some on snacks and small gifts 高分句型： 1. When I get my pocket money every month, I divide it into three parts. When引导时间状语从句 2. Managing pocket money teaches me to learn how to plan ahead and spend wisely. 句型①：动名词短语作主语 句型②：teach sb. to do sth. 教某人做某事 句型③：how to do 疑问词+不定式结构 3. It not only develops my self-control but also helps me understand the value of managing money. 句型：not only … but also … 不但……而且……（中考高频） 1（2025江苏省盐城市·中考三模）假如你是学校理财社团的成员Saving Star，社团指导老师Mr. Money Smart正在征集同学们的理财故事。请用英文描写一段你的个人理财经历，分享你的理财心得和成长过程。 注意： 1. 词数100左右，文章开头已给出，不计入总词数； 2. 内容须包括所有要点，并做适当发挥，全文连贯、通顺； 3. 文中不得提及真实的人名、校名等相关信息。 Mr. Money Smart once told me, “True wealth isn’t what you keep, but what you give.” This changed how I see money. ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 2．假设你是李明，你的英国笔友Peter来信询问你如何管理零花钱、养成存钱的习惯。请你根据以下提示给他写一封回信，介绍你的做法和看法。 提示： 1. 每月零花钱数量； 2. 存钱的方法（制定预算、不买无用的东西等）； 3. 存钱的用途（买书籍、帮助他人等）； 4. 你对存钱的看法。 要求： 1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 3. 你是如何合理使用压岁钱的呢？某英语报社的微信公众号最近围绕此内容推出一期活动，以“我的压岁钱我做主”为主题向全市中学生征稿，请你写一篇英语短文投稿。 写作要点： 1.Do you manage money? 2.What do you do with your lucky money? 3.Your advice on how to use lucky money better. 要求：1.短文应包括所有写作要点，可适当发挥； 2.词数100左右，开头已给出，不计入总词数。 What do you do with your lucky money？ As middle school students, it’s important for us to learn to manage money and spend it wisely. ____________ ________________________________________________________________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________ ____________________________________________________________________________________________ ____________________________________________________________________________________________ 4.（2026陕西汉中市教学质量评估）人民币不仅是支付工具，还承载着文化价值。作为中学生，我们都有一些零花钱，那么学会合理管理零花钱、树立正确的金钱观，对我们成长至关重要。为引导同学们科学支配零花钱，校英语社团以“Learn to Manage Pocket Money Wisely”为题向学生征文，请根据下列提示写一篇短文投稿。 写作要点 参考句型 1. How do you get pocket money? 2. What do you usually spend your pocket money on? (give 2-3 examples) 3. What’s your opinion about how to manage the pocket money wisely? I get pocket money from parents ... First of all, … then, what’s more… They can make our life ... In my opinion, wisely manage ... 要求：1．短文应包括提示中所有的写作要点，条理清楚，行文连贯，可适当发挥； 2．短文中不能出现真实的人名、校名和地名； 3．词数不少于90（开头已给出，不计入总词数）。 Learn to Manage Pocket Money Wisely As we grow up, many of us have our own pocket money. It is important for us to learn to manage it well. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 5．（2025-2026福建福州期中）为了培养学生正确的消费意识，你校英语俱乐部组织了以“How to Manage Pocket Money”为题的演讲活动。请你根据思维导图，用英文写一篇80词左右的演讲稿。 写作要求： 1. 包含以上所给要点，可适当发挥； 2. 文中不得出现真实姓名、地名和学校名； 3. 语句通顺，条理清楚，词数80–100个左右。(开头和结尾已给出，不计入总词数) How to Manage Pocket Money Dear friends, As middle school students, we all get pocket money. It is important to learn how to manage it well. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Let’s start to use pocket money in a smart way from now on. 6. 假如你是李华，最近你的笔友Tony发来邮件求助。请你根据下面邮件的内容给他回一封邮件。 From: Tony To: Li Hua Subject: Give me a hand! Dear Li Hua, My parents give me a fixed amount（固定数量）of pocket money every month, but I always spend it all at the beginning of a month. I often regret what I’ve bought because later I don’t have enough money left for things I really need. How can I learn to use pocket money better? Tony 注意： 1.可适当增加细节，以使行文连贯； 2.文中不能出现真实姓名及学校名称； 3.词数80～100。 名言警句：Every cloud has a silver lining. 黑暗中总有一线光明。 7.假设你是李明，你的英国笔友Peter来信询问你如何管理零花钱、养成存钱的习惯。请你根据以下提示给他写一封回信，介绍你的做法和看法。 提示： 1. 每月零花钱数量； 2. 存钱的方法（制定预算、不买无用的东西等）； 3. 存钱的用途（买书籍、帮助他人等）； 4. 你对存钱的看法。 要求： 1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 8 .你读过《欧也妮·葛朗台》(Eugénie Grandet)这部名著。请写一篇书评，内容包含： 1. 作品基本信息（作者、主要人物）； 2. 简要故事情节； 3. 你的感悟（金钱与幸福）。 要求： 1. 词数80–100； 2. 语句通顺，语法正确； 3. 不得出现真实人名、校名。 ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________________ $Unit 2 On the money 单元同步写作讲义 本单元以“金钱”为话题，主要围绕金钱的用途、与金钱相关的故事及明智支配金钱等内容展开。该主题属于“人与自我”范畴，涉及“货币常识，理财意识，理性消费，信用维护”。 与其相关的写作通常涉及以下几个方面：①要求学生围绕单元话题the use money,制订零花钱的使用计划；描述个人对压岁钱或零花钱的支配情况；②阐述对“正确金钱观”的理解；③给出合理使用金钱的建议；④写一个关于金钱的故事或为相关图书写一篇书评。 词汇积累 1 / 1 学科网（北京）股份有限公司 一、认识金钱 1. __________ n.硬币 2. __________ n.纸币；账单 3. __________ n.现金 4. __________ n.收入 5. __________ n.成本；花费 v.花费 6. __________ n.存款；储蓄 7. __________ n.价格 8. __________ n.价值 9. __________ 赚钱 10. __________ 为某物付款 二、编制预算 11. __________ v.管理 12. __________ adj.付得起的 13. __________ 坚持预算 14. __________ 收支平衡 15. __________ 避免超支 16. __________ 制订预算 三、储蓄 & 压岁钱 17. __________ n.利息；兴趣 18. __________ 逐步地；一步一步 19. __________ 储蓄计划 20. __________ 压岁钱 21. __________ 存钱罐 22. __________ 存款 23. __________ 银行账户 24. __________ 为目标存钱 25. __________ 未雨绸缪 四、消费与消费习惯 26. __________ 学习用品 27. __________ 日常需求 28. __________ 把……花在……上 29. __________ 列购物清单 30. __________ 做记录 31. __________ 明智地管理金钱 32. __________ 合理分配压岁钱 33. __________ 养成良好的理财习惯 34. __________ 做出明智的决定 五、慈善、价值相关 35. __________ n.慈善；慈善机构 36. __________ 筹款 37. __________ adj.值得的；值……钱 38. __________ adj.无价的；极珍贵的 39. __________ 向慈善机构捐款 40. __________ n.自我提升 答案:1.coin 2.bill 3.cash 4.income 5.cost 6.savings 7.price 8.value 9.make money 10.pay for sth 11.manage 12.affordable 13.stick to the budget 14.make ends meet 15.avoid overspending 16.make a budget 17.interest 18.step by step 19.savings plan 20.lucky money 21.moneybox 22.savings 23.bank account 24.save for goals 25.save for a rainy day 26.school supplies 27.daily needs 28.spend... on... 29.make a shopping list 30.keep a record 31.manage money wisely 32.allocate lucky money properly 33.develop good money-managing habits 34.make a wise decision 35.charity 36.raise money 37.worth 38.priceless 39.donate to charities 40.self-improvement 句式积累 开头句： 1.As teenagers, we should learn______ ______ ______ _____ ______ ______ ______ .作为青少年，我们应当学会如何合理使用自己的压岁钱。 2.It’s important for us to learn ______ ______ ______ _____.对我们来说，学会理性消费很重要。 中间句： 1.We should ________our money _________ different parts for daily use, hobbies and savings.我们应该把钱分成 不同的部分，用于日常开销、爱好和储蓄。 2.We are supposed to ______ ______ ________ _______ sudden needs instead of spending it all.我们应该存一些钱以备不时之需，而非全部花光。 3.It’s meaningful to ________some money _______ charities to help people in need.捐一些钱给慈善机构来帮助有需要的人是很有意义的。 结尾句： 1.Let’s start by _______ _______ _______ wise consumption—like_______ _______ ______ , thinking twice before buying.让我们从培养明智消费的习惯开始——比如制订预算、购物前三思. 2.In a word, we should _________ _______ _______ what is necessary and helpful to our growth.总之，我们应该 把钱花在必要且有益于成长的事情上。 3. Managing money is important for me. It’s not just about ________ _______ ________.It’s about how I can ________ _______ ________.理财对我而言很重要。这不单单是花钱和存钱，而是我该如何明智地使用金钱。 名言: 1. Money often ________ _______ ________. 金钱往往代价高昂。 2. Money is a good ________ but a bad master. 金钱是善仆，也是恶主。 3. Money ________ _______ ________, not pursued. 金钱通常被吸引过来，而不是通过追求而得。 答案: 开头句：1.how to use our lucky money properly 2. to spend money wisely 中间句：1.divide into 2. save some money for 3.donate to 结尾句： 1.developing habits of ;making a budget 2. spend money on 3.spending and saving ;use money wisely 名言:1.costs too much 2.servant 3. is usually attracted 佳句仿写 1. 教材原句: Because the more we get, the more we spend. 仿写:你越明智地使用金钱，它能带来的幸福就越多。 ____________________________________________________ 2. 教材原句:The key is not how much money we have, but how we use it. 仿写:富足的生活不在于金钱，而在于有意义的经历。 ____________________________________________________ 3. 教材原句:Why don’t you simply make a start? 仿写:你为什么不在买贵的东西之前先比较一下价格呢？ ____________________________________________________ 4. 教材原句:Saving money doesn’t have to be hard or boring. 仿写:你不必很富有，也能帮助别人。 ____________________________________________________ 5. 教材原句:Well, here comes the O. Henry surprise. 仿写:你这周的零花钱来了！ ____________________________________________________ 【答案】1. The more wisely you use money, the more happiness it can bring. 2. A rich life is not about money, but about meaningful experiences. 3. Why don’t you simply compare prices before buying expensive things? 4. You don’t have to be rich to help others. 5. Here comes your pocket money for this week! 典例 为增强学生的理财意识,倡导理性消费，我校开展了主题为“I’m a Wise Money Manager”的评选活动。请你根据提示，写一篇英语短文介绍你每月零花钱的使用情况及理由，参与本次评选。 内容包括: 1. 介绍你的零花钱主要用于哪些方面; 2. 解释你为什么要这样分配零花钱; 3. 管理好自己零花钱的意义。 要求：1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 I’m a Wise Money Manager It is very important for us to learn to manage pocket money. ________________________________________________________________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________ 审题 确定文体：_____________（介绍零花钱使用情况） 时态：以______________为主 确定人称：以_______________叙述。 要点： ①零花钱主要用途（学习用品、储蓄、爱好）； ②分配原因（投资学习、为未来准备、丰富生活）； ③管理零花钱的意义（学会规划、明智消费）。 谋篇布局 1.________________ 为明智地理财感到自豪 2.________________ 学习如何理财 3.________________ 把零花钱分成三个部分 4.________________ 储蓄罐 5.________________ 为未来的目标做准备 6.________________ 被用于爱好 7.________________ 不仅……而且…… 8.________________ 明白理财的价值 【答案】 1 说明文 ; 一般现在时 ; 第一人称 1.be proud of managing money wisely/take pride in managing money wisely 2. learn how to manage money 3.divide pocket money into three parts 4.piggy bank5.prepare for future goals 6.be used for hobbies 7.not only... but also... 8. understand the value of managing money 佳作展示 I’m a Wise Money Manager It is very important for us to learn to manage pocket money. As a middle school student, I take my pocket money seriously and I’m proud of being a wise money manager. When I get my pocket money every month, I divide it into three parts. First, I spend about 40% on school things like books. One of the most important reasons is that I believe spending money on learning is the best choice. Second, I save 30% in my piggy bank. This helps me prepare for unexpected needs and my future goals. Finally, the rest is used for hobbies or helping others, which makes my life colourful and meaningful. Managing pocket money teaches me to learn how to plan ahead and spend wisely. It not only develops my self-control but also helps me understand the value of managing money. 佳作赏析 亮点词汇：spend about 40% on school things like books/put 30% into my piggy bank/use the rest for hobbies like painting and reading/save half of it for future use/buy books and stationery/spend some on snacks and small gifts 高分句型： 1. When I get my pocket money every month, I divide it into three parts. When引导时间状语从句 2. Managing pocket money teaches me to learn how to plan ahead and spend wisely. 句型①：动名词短语作主语 句型②：teach sb. to do sth. 教某人做某事 句型③：how to do 疑问词+不定式结构 3. It not only develops my self-control but also helps me understand the value of managing money. 句型：not only … but also … 不但……而且……（中考高频） 1（2025江苏省盐城市·中考三模）假如你是学校理财社团的成员Saving Star，社团指导老师Mr. Money Smart正在征集同学们的理财故事。请用英文描写一段你的个人理财经历，分享你的理财心得和成长过程。 注意： 1. 词数100左右，文章开头已给出，不计入总词数； 2. 内容须包括所有要点，并做适当发挥，全文连贯、通顺； 3. 文中不得提及真实的人名、校名等相关信息。 Mr. Money Smart once told me, “True wealth isn’t what you keep, but what you give.” This changed how I see money. ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】 One possible version: Mr. Money Smart once told me, “True wealth isn’t what you keep, but what you give.” This changed how I see money. I get my pocket money mainly from helping with housework or lucky money during holidays. At first, I spent all my money carelessly on snacks or games. Last month, I decided to divide my money into three parts 50% for savings, 30% for daily needs, and 20% for charity. I used my savings to buy a valuable English dictionary, and donated the rest to a children’s charity. Seeing the children’s happy faces made me prouder than ever before! Now I understand that managing money wisely brings real happiness. In the future, I will keep this good habit and learn to make my savings grow even more. 2．假设你是李明，你的英国笔友Peter来信询问你如何管理零花钱、养成存钱的习惯。请你根据以下提示给他写一封回信，介绍你的做法和看法。 提示： 1. 每月零花钱数量； 2. 存钱的方法（制定预算、不买无用的东西等）； 3. 存钱的用途（买书籍、帮助他人等）； 4. 你对存钱的看法。 要求： 1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 【答案】 例文： Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. I usually get about 100 yuan from my parents every month. To save money, I make a careful budget plan first. I only buy things I really need and never waste money on useless things. Sometimes I also compare prices before buying. After I spend money on necessary things,I put the rest into my piggy bank. I plan to use the money to buy some useful books or help poor people in need. In my opinion, saving money is really a good habit. It helps us learn how to manage life better. What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 3. 你是如何合理使用压岁钱的呢？某英语报社的微信公众号最近围绕此内容推出一期活动，以“我的压岁钱我做主”为主题向全市中学生征稿，请你写一篇英语短文投稿。 写作要点： 1.Do you manage money? 2.What do you do with your lucky money? 3.Your advice on how to use lucky money better. 要求：1.短文应包括所有写作要点，可适当发挥； 2.词数100左右，开头已给出，不计入总词数。 What do you do with your lucky money？ As middle school students, it’s important for us to learn to manage money and spend it wisely. __________ ________________________________________________________________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________ ___________________________________________________________________________________________ ____________________________________________________________________________________________ 【答案】 例文： What do you do with your lucky money？ As middle school students, it’s important for us to learn to manage money and spend it wisely. I do manage my lucky money well. When I receive my lucky money each year, I divide it into three parts. I spend some on daily needs such as textbooks and school supplies, some on my hobbies like collecting science magazines, and I save the rest. I also keep some money to donate to animal shelters, as I care about homeless pets. Here are some tips on using lucky money properly. First, make a budget before spending. Second, save a part regularly for sudden needs. Finally, the more we spend on self-improvement, the more we can grow. By doing so, we can form good money-managing habits. 4.（2026陕西汉中市教学质量评估）人民币不仅是支付工具，还承载着文化价值。作为中学生，我们都有一些零花钱，那么学会合理管理零花钱、树立正确的金钱观，对我们成长至关重要。为引导同学们科学支配零花钱，校英语社团以“Learn to Manage Pocket Money Wisely”为题向学生征文，请根据下列提示写一篇短文投稿。 写作要点 参考句型 1. How do you get pocket money? 2. What do you usually spend your pocket money on? (give 2-3 examples) 3. What’s your opinion about how to manage the pocket money wisely? I get pocket money from parents ... First of all, … then, what’s more… They can make our life ... In my opinion, wisely manage ... 要求：1．短文应包括提示中所有的写作要点，条理清楚，行文连贯，可适当发挥； 2．短文中不能出现真实的人名、校名和地名； 3．词数不少于90（开头已给出，不计入总词数）。 Learn to Manage Pocket Money Wisely As we grow up, many of us have our own pocket money. It is important for us to learn to manage it well. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】 例文： Learn to Manage Pocket Money Wisely As we grow up, many of us have our own pocket money. It is important for us to learn to manage it well. I usually get pocket money from my parents. I usually spend part of my pocket money on school supplies like pens and notebooks. I also spend some on my favorite books, because they can make my life more colorful. I save the rest to buy small birthday gifts for my parents. In my opinion, managing pocket money wisely is necessary for every student. First of all, we shouldn’t waste money on useless things. Then, it’s a good habit to save some money for future plans. What’s more, making a simple spending plan can help us use money better. 5．（2025-2026福建福州期中）为了培养学生正确的消费意识，你校英语俱乐部组织了以“How to Manage Pocket Money”为题的演讲活动。请你根据思维导图，用英文写一篇80词左右的演讲稿。 写作要求： 1. 包含以上所给要点，可适当发挥； 2. 文中不得出现真实姓名、地名和学校名； 3. 语句通顺，条理清楚，词数80–100个左右。(开头和结尾已给出，不计入总词数) How to Manage Pocket Money Dear friends, As middle school students, we all get pocket money. It is important to learn how to manage it well. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ Let’s start to use pocket money in a smart way from now on. 【答案】 例文 How to Manage Pocket Money Dear friends,     As middle school students, we all get pocket money. It is important to learn how to manage it well.     When we use our pocket money, we should buy necessary things first, such as school things. We can also buy presents for our friends and parents on their birthdays. Besides, we can buy our favorite books. To develop good spending habits, we need to make a budget every month and try to spend less on junk food and useless toys. What’s more, we should think twice before buying anything. In my opinion, managing pocket money wisely is of great importance. It not only helps us form good habits, but also prepares us for the future.     Let’s start to use pocket money in a smart way from now on. 6. 假如你是李华，最近你的笔友Tony发来邮件求助。请你根据下面邮件的内容给他回一封邮件。 From: Tony To: Li Hua Subject: Give me a hand! Dear Li Hua, My parents give me a fixed amount（固定数量）of pocket money every month, but I always spend it all at the beginning of a month. I often regret what I’ve bought because later I don’t have enough money left for things I really need. How can I learn to use pocket money better? Tony 注意： 1.可适当增加细节，以使行文连贯； 2.文中不能出现真实姓名及学校名称； 3.词数80～100。 名言警句：Every cloud has a silver lining. 黑暗中总有一线光明。 【答案】 例文 Dear Tony, I understand your problem, and I’m glad to help you. Here is my advice. First, make a budget before the month starts. Divide your pocket money into different parts: one for basic needs, one for savings, and another for fun activities. Second, try not to buy things you don’t really need. It’s wise to think twice before you buy something. Finally, save a small amount of money each month. Savings will help you deal with unexpected situations. I hope you find my advice useful. Feel free to write back if you have more questions! Li Hua 7.假设你是李明，你的英国笔友Peter来信询问你如何管理零花钱、养成存钱的习惯。请你根据以下提示给他写一封回信，介绍你的做法和看法。 提示： 1. 每月零花钱数量； 2. 存钱的方法（制定预算、不买无用的东西等）； 3. 存钱的用途（买书籍、帮助他人等）； 4. 你对存钱的看法。 要求： 1. 词数100左右； 2. 条理清晰，语句通顺，语法正确； 3. 包含所有提示要点，可适当发挥。 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 【答案】 例文 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. I usually get about 100 yuan from my parents every month. To save money, I make a careful budget plan first. I only buy things I really need and never waste money on useless things. Sometimes I also compare prices before buying. After I spend money on necessary things,I put the rest into my piggy bank. I plan to use the money to buy some useful books or help poor people in need. In my opinion, saving money is really a good habit. It helps us learn how to manage life better. What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 8 .你读过《欧也妮·葛朗台》(Eugénie Grandet)这部名著。请写一篇书评，内容包含： 1. 作品基本信息（作者、主要人物）； 2. 简要故事情节； 3. 你的感悟（金钱与幸福）。 要求： 1. 词数80–100； 2. 语句通顺，语法正确； 3. 不得出现真实人名、校名。 ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【答案】 例文 A book review of Eugénie Grandet Eugénie Grandet is a famous novel written by Balzac. The main characters are Grandet, his daughter Eugénie and her cousin Charles. The story takes place in a small town in France.Grandet is rich but mean. However, Grandet cares for gold far more than his family. Eugénie is kind and gives her gold coins to help her cousin Charles. At last, Charles leaves and forgets her. After Grandet dies, Eugénie gets lots of money but lives a lonely life. I think this book is educational. It teaches us money cannot buy real happiness. True love and feelings are more valuable than wealth.We should value love and true feelings more. $ Unit 2 On the money 单元同步写作讲义 词汇积累 1.coin 2.bill 3.cash 4.income 5.cost 6.savings 7.price 8.value 9.make money 10.pay for sth 11.manage 12.affordable 13.stick to the budget 14.make ends meet 15.avoid overspending 16.make a budget 17.interest 18.step by step 19.savings plan 20.lucky money 21.moneybox 22.savings 23.bank account 24.save for goals 25.save for a rainy day 26.school supplies 27.daily needs 28.spend... on... 29.make a shopping list 30.keep a record 31.manage money wisely 32.allocate lucky money properly 33.develop good money-managing habits 34.make a wise decision 35.charity 36.raise money 37.worth 38.priceless 39.donate to charities 40.self-improvement 句式积累 开头句：1.how to use our lucky money properly 2. to spend money wisely 中间句：1.divide into 2. save some money for 3.donate to 结尾句： 1.developing habits of ;making a budget 2. spend money on 3.spending and saving ;use money wisely 名言:1.costs too much 2.servant 3. is usually attracted 佳句仿写 1. The more wisely you use money, the more happiness it can bring. 2. A rich life is not about money, but about meaningful experiences. 3. Why don’t you simply compare prices before buying expensive things? 4. You don’t have to be rich to help others. 5. Here comes your pocket money for this week! 典例 1 说明文 ; 一般现在时 ; 第一人称 1.be proud of managing money wisely/take pride in managing money wisely 2. learn how to manage money 3.divide pocket money into three parts 4.piggy bank5.prepare for future goals 6.be used for hobbies 7.not only... but also... 8. understand the value of managing money 1.One possible version: Mr. Money Smart once told me, “True wealth isn’t what you keep, but what you give.” This changed how I see money. I get my pocket money mainly from helping with housework or lucky money during holidays. At first, I spent all my money carelessly on snacks or games. Last month, I decided to divide my money into three parts 50% for savings, 30% for daily needs, and 20% for charity. I used my savings to buy a valuable English dictionary, and donated the rest to a children’s charity. Seeing the children’s happy faces made me prouder than ever before! Now I understand that managing money wisely brings real happiness. In the future, I will keep this good habit and learn to make my savings grow even more. 2． 2.【答案】 例文： Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. I usually get about 100 yuan from my parents every month. To save money, I make a careful budget plan first. I only buy things I really need and never waste money on useless things. Sometimes I also compare prices before buying. After I spend money on necessary things,I put the rest into my piggy bank. I plan to use the money to buy some useful books or help poor people in need. In my opinion, saving money is really a good habit. It helps us learn how to manage life better. What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 3.【答案】 例文： What do you do with your lucky money？ As middle school students, it’s important for us to learn to manage money and spend it wisely. I do manage my lucky money well. When I receive my lucky money each year, I divide it into three parts. I spend some on daily needs such as textbooks and school supplies, some on my hobbies like collecting science magazines, and I save the rest. I also keep some money to donate to animal shelters, as I care about homeless pets. Here are some tips on using lucky money properly. First, make a budget before spending. Second, save a part regularly for sudden needs. Finally, the more we spend on self-improvement, the more we can grow. By doing so, we can form good money-managing habits. 4.例文： Learn to Manage Pocket Money Wisely As we grow up, many of us have our own pocket money. It is important for us to learn to manage it well. I usually get pocket money from my parents. I usually spend part of my pocket money on school supplies like pens and notebooks. I also spend some on my favorite books, because they can make my life more colorful. I save the rest to buy small birthday gifts for my parents. In my opinion, managing pocket money wisely is necessary for every student. First of all, we shouldn’t waste money on useless things. Then, it’s a good habit to save some money for future plans. What’s more, making a simple spending plan can help us use money better. 5．【答案】 例文 How to Manage Pocket Money Dear friends,     As middle school students, we all get pocket money. It is important to learn how to manage it well.     When we use our pocket money, we should buy necessary things first, such as school things. We can also buy presents for our friends and parents on their birthdays. Besides, we can buy our favorite books. To develop good spending habits, we need to make a budget every month and try to spend less on junk food and useless toys. What’s more, we should think twice before buying anything. In my opinion, managing pocket money wisely is of great importance. It not only helps us form good habits, but also prepares us for the future.     Let’s start to use pocket money in a smart way from now on. 6.【答案】 Dear Tony, I understand your problem, and I’m glad to help you. Here is my advice. First, make a budget before the month starts. Divide your pocket money into different parts: one for basic needs, one for savings, and another for fun activities. Second, try not to buy things you don’t really need. It’s wise to think twice before you buy something. Finally, save a small amount of money each month. Savings will help you deal with unexpected situations. I hope you find my advice useful. Feel free to write back if you have more questions! Li Hua 7.【答案】 例文 Dear Peter, I’m glad to receive your letter. You asked me about how to manage pocket money and develop a habit of saving money. Here are my ways. I usually get about 100 yuan from my parents every month. To save money, I make a careful budget plan first. I only buy things I really need and never waste money on useless things. Sometimes I also compare prices before buying. After I spend money on necessary things,I put the rest into my piggy bank. I plan to use the money to buy some useful books or help poor people in need. In my opinion, saving money is really a good habit. It helps us learn how to manage life better. What about you? How do you manage your pocket money? I’m looking forward to your reply. Yours, Li Ming 8 .【答案】 例文 A book review of Eugénie Grandet Eugénie Grandet is a famous novel written by Balzac. The main characters are Grandet, his daughter Eugénie and her cousin Charles. The story takes place in a small town in France.Grandet is rich but mean. However, Grandet cares for gold far more than his family. Eugénie is kind and gives her gold coins to help her cousin Charles. At last, Charles leaves and forgets her. After Grandet dies, Eugénie gets lots of money but lives a lonely life. I think this book is educational. It teaches us money cannot buy real happiness. True love and feelings are more valuable than wealth.We should value love and true feelings more. 1 / 1 学科网（北京）股份有限公司 $