Unit 8 Every Coin Counts 单元练习 2026-2027学年仁爱科普版英语八年级下册

**基本信息** 仁爱版8下Unit 8“Every Coin Counts!”能力检测卷，以金钱管理为核心主题，通过真实生活情境与梯度化题型，融合语言能力与理财意识培养，适配单元复习需求。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |单项选择|10/10|核心词汇（society, convenient等）、基础语法|语境化考查词汇辨析与语法应用| |完形填空|10/10|动词短语（agree on, write down）、篇章理解|以压岁钱管理故事渗透责任感培养| |阅读理解|15/30|家庭预算表格解读、信用卡风险、节约意识|真实素材（如月度预算表、消费心理学）提升信息获取与思辨能力| |任务型阅读|5/10|寓言故事与消费观念关联|借“买椟还珠”故事引导理性消费认知| |书面表达|1/10|攒钱经历叙述|结合个人体验，强化语言输出与价值观塑造|

仁爱版8下Unit 8 Every Coin Counts!能力检测卷 （满分：100分） 一、单项选择(共10小题，每小题1分，共10分) ( ) 1.We need to make our a better place. We should care for each other and work together. A.society B.thought C.balance D.field ( ) 2. To keep healthy, you should eat ________ vegetables and ________ junk food. A. more; less B. more; more C. fewer; less D. fewer; more ( ) 3. -Tom speaks Chinese quite well now. - Yes, he has made ____________ progress in Chinese learning. A. common B. simple C. perfect D. rapid ( ) 4. I live next to a restaurant. It’s ________ for me to have something to eat. A. convenient B. unusual C. traditional D. strange ( ) 5.. Technology is so closely ____ our daily life. Can you imagine a life without it? A. made with B. connected with C. taken with D. fought with ( ) 6.By the way, speaking of must-eat food, what do you ________, Li Hua? A. insist B. imagine C. suppose D. suggest ( ) 7. It’s ________ for teenagers to learn some basic living skills. They will benefit them for a lifetime. A. comfortable B. interesting C. necessary D. popular ( ) 8.Be your words when talking to others. Rude words may hurt other people’s feelings. A.careful with B.confident about C.interested in D.related to ( ) 9.We the plan for the activity. Now let’s get ready and put it into practice. A.agree on B.put off C.cut out D.argue with ( ) 10. They will have a trip to the Great Wall if it _________ next Sunday. A. doesn’t snow B. won’t snow C. didn’t snow D. isn’t snowing 二、完形填空(共10小题，每小题1分，共10分) Every year during the Spring Festival, my brother, my sister and I are excited to get lucky money. When we were little kids, Mom ____11____ our lucky money for us. But now we’re older, and Mom thinks we should learn to be ____12____. She often says that knowing how to use money is a big part of growing up. So, after the Spring Festival this year, we sat down as a family and made a ____13____. We decided to save most of the money in the ____14____ for future needs, like our education. We could each spend a little ____15____ on daily needs. But Mom made one rule: We had to ____16____ everything we bought in our notebooks. This helps us see where our money goes and makes us think before we spend it. Yesterday, Mom checked our notebooks. She was really ____17____ with our progress! My sister had ____18____ most of her money, but she liked to buy some pretty toys or cards from time to time. Mom still allowed it, though she thought my sister spent too much on those things. She thought it would ____19____ her a lesson about money. From this, I’ve learned that if we use money ___20____ now, it can help us a lot in the future. Also, it teaches us to understand the value of hard work and find joy in spending money the right way. ( ) 11. A. borrowed B. kept C. brought D. changed ( ) 12. A. confident B. comfortable C. responsible D. polite ( ) 13. A. mistake B. video C. list D. plan ( ) 14. A. bank B. school C. library D. museum ( ) 15. A. time B. money C. space D. energy ( ) 16. A. look for B. give away C. fix up D. write down ( ) 17. A. angry B. patient C. pleased D. strict ( ) 18. A. saved B. spent C. found D. checked ( ) 19. A. teach B. buy C. send D. ask ( ) 20. A. nearly B. quickly C. wisely D. easily 三、阅读理解(共15小题，每小题2分，共30分) A A Monthly Budget of Wang Wei’s Family Cost Type Amount Home loan (贷款) payment ¥3,600 Car loan payment ¥2,500 Water, electricity, gas ¥500 Food and daily living costs ¥2,000 Oil for 2 cars ¥1,100 Child’s education ¥300 Money for both sets of parents ¥600 Gifts to relatives and friends ¥500 Medical cost ¥500 Phone and internet bills ¥600 Clothing cost ¥800 Entertainment (Movies, Trips, etc.) ¥500 Unexpected costs (Repairs, etc.) ¥400 Total money: ¥16,000 Total costs: ¥13,900 ( ) 21. How many cost types are there in the text? A. 12. B. 13. C. 14. D. 15. ( ) 22. Which one costs the most every month? A. Home loan. B. Car loan. C. Food and daily things. D. Entertainment. ( ) 23. Which of the following costs the same as medical cost in the text? A. Clothing cost. B. Money for both sets of parents. C. Gifts to relatives and friends. D. Phone and internet bills. ( ) 24. How much can Wang Wei’s family save each month according to the text? A. ¥200. B. ¥210. C. ¥2,000. D. ¥2,100. ( ) 25. What can we infer from this text? A. Wang Wei’s family may have electronic cars. B. There are two children in Wang Wei’s family. C. Wang Wei spends 300 yuan on water and gas every month. D. If there are no unexpected things, Wang Wei’s family may save 400 yuan more a month. B A credit card is like a "short-term loan" from a bank. When you buy something, the bank pays the store on your behalf (代表你) first. Then you should repay (偿还) the bank before a set date, usually once a month. If you do that, you don’t have to pay any extra fees (额外费用). But credit cards have risks (风险). If you forget to repay on time, the bank will ask you to pay extra money called "interest". This can make the money you owe (欠) grow quickly. What’s worse, it’ll affect (影响) your credit record. For example, you may find it difficult to borrow money or apply for a credit card in the future. Even when you try to get a loan to buy a house or a car, it could be much harder because your bad credit record shows you might not repay on time. Also, it’s easy to overspend with a credit card because you don’t see cash leaving your hands. Another risk is that if you lose your card, someone else could use it. You might have to pay the bill if you don’t report the loss immediately. Credit cards are convenient, but you need to use them carefully — only buy what you really want, and always pay your bill in full and on time. ( ) 26. What does the underlined word “that” refer to? A. Using credit card to buy something. B. Paying the store with digital money. C. Getting a loan to buy a house or a car. D. Giving money back to the bank by a set date. ( ) 27. Which of the following is NOT a risk of credit cards? A. People can overspend easily. B. A lost credit card may be used by others. C. Repaying on time can affect credit record. D. Interest can make the money you owe grow. ( ) 28. Which sentence uses “apply” with the same meaning as the underlined word? A. He has applied to join the army. B. She applied some paint to the chair. C. They applied the new technology to farming. D. You will pass your exams if you apply yourself. ( ) 29. If Xiaoming buys a big toy car with his credit card but doesn’t repay on time, what will happen? A. He might not buy a car. B. He will repay more money. C. Someone else will help him pay back. D. The bank will be pleased with his behavior. ( ) 30. What’s the author’s view on using credit cards? A. It’s dangerous to keep credit cards. B. Credit cards are very useful in people’s lives. C. Only buy things you need and pay back on time. D. Applying for credit cards from different banks is necessary. C Money isn’t easy to get, but many students don’t think much about it. They might ask parents for new toys, nice clothes or expensive snacks without hesitation. What they may forget is: Where does the money come from? It doesn’t grow on trees. Most parents work hard for their money. Some get up early for work and come back late after a long day. Others do heavy or boring jobs just to make money to support the family. Every penny they make comes from their hard work. If you waste money, you are not just throwing away paper but ignoring (忽视) your parents’ efforts. For example, buying an expensive pen but losing it soon, or ordering too much food and leaving a lot on the plate. These small acts of waste add up. When we waste, we are wasting our parents’ efforts. Being thrifty (节约的) doesn’t mean being stingy (吝啬的). It means using money wisely. Think carefully before buying something, save for what you really need and cherish (珍爱) what you have. Let’s remember: every coin counts, and hard work should never be wasted. ( ) 31. What do the underlined words “without hesitation” mean? A. Without thinking carefully. B. Without feeling happy. C. Without asking parents. D. Without having money. ( ) 32. Where do students’ money come from? A. It grows on trees. B. It’s from their parents’ hard work. C. It comes from their part-time jobs. D. It’s from their parents’ pocket money. ( ) 33. Which of the following is an example of wasting money according to the passage? A. Ordering some food and eating half of it. B. Buying a cheap notebook and making full use of it. C. Saving money to buy a needed grammar book. D. Thinking twice before buying a pair of new shoes. ( ) 34. What can we infer from the text? A. Students shouldn’t buy expensive things. B. It’s impossible for students to be thrifty. C. Wasting money can hurt parents’ feelings. D. Parents don’t care if students waste money. ( ) 35. What is the writer’s main advice? A. We should never spend any money. B. We should be smart and positive about using money. C. We should always ask for expensive things. D. We should only save money and never use it. 四、任务型阅读(共5小题，每小题2分，共10分) Once upon a time, a man from the State of Chu wanted to sell a pearl (珍珠). To make it look valuable, he made a beautiful wooden (木制的) box for it. The box was painted with bright colors and had a pleasant smell. 36 He fell in love with it at once. So he paid a lot of money for the box and gave the pearl back to the seller, and then left with only the box. People laughed at him because he valued the box more than the real treasure (珠宝)—the pearl. 37 The man from Zheng focused only on the box’s beautiful appearance (外表) and forgot the true value of the pearl. 38 As a matter of fact, many students often buy unnecessary things just because they look nice, like fancy stationery (花哨的文具) or cool-looking toys. This is a bad habit for our growth in learning how to use money well. Money is not easy to get. 39 Before buying something, we need to think, “Do I really need it? Will it be useful to me?” If the answer is “no”, don’t spend money on it. 40 For example, they can help us understand the value and focus on what is more important. If we follow this, we can manage our money well and avoid making the same mistake as the man from the State of Zheng who chose an empty box over a real treasure. A.We should learn to make a proper budget. B.A man from the State of Zheng saw the box. C.Developing good financial (财政的) habits can help us a lot. D.The story teaches us an important lesson about money. E.This story tells us not to judge things only by their appearances. 五、词语运用(共10小题，每小题1分，共10分) A)用所给词的适当形式填空 41.The (protect) of wild animals is very important. 42.His parents spent lots of money on his (educate). 43.The weather (predict) says it will rain tomorrow. 44.She is (thank) for all the help from her friends. 45.She finished washing dishes and continued (clean) the room. B)根据汉语意思，完成下列句子。 46.我在小店购物时通常付现金。 I usually when I shop in small shops. 47.制定预算来控制开支是明智的。 It’s wise to to control your spending. 48.没过多久，我们就适应了新环境。 , we got used to the new environment. 49.我时间不够。既然如此，我们早点出发。 I don’t have enough time. , let’s start earlier. 50.以我的经历为鉴吸取教训。 Take my experience to learn a lesson. 六、补全对话(共5小题，每小题2分，共10分) A: Mingming, you’re going to Germany next week. Are you ready for it? B: Yes, Mom. 51. A:What kind of money do Germans use? B: Germans use the euro. A: Good. Then we must change some money before you leave. 52. _______ B: I need about 300 euros, I think. A: 53. _______ B: No. Many shops in Germany accept credit cards and some kinds of mobile phones with special apps. So I can also pay with my phone. But they use cash more often than we do. A: That’s true. I pay with my phone for almost everything in China. B: Yes. I even use my phone to buy a bottle of water. But in Germany, I may need coins for small things like bus tickets. A: OK. 54. B: Thank you, Mom. A: That’s OK. By the way, please keep safe when you’re there. B: OK. 55. A.I’ll go to the bank to change some coins. B.I’ll keep in touch with you. C. Will you only use cash there? D.I almost get everything ready. E. How much do you need? F. Which way of payment do you choose? G. How do you get there? 七、短文填空(共10空，每空1分，共10分) Do you ever buy things you don’t really need, only to feel regret later? I do. Last month, I had a look 56. a school backpack online. Then ads about different kinds of backpacks 57. (keep) popping (闪现) up. Finally I was caught by a cool one and bought it though I already had two 58. (backpack). But later I felt disappointed and found it couldn’t hold all my books. Yesterday, I read 59. article about consumer psychology (消费心理学). And I understand that a situation like my backpack purchase (购买) happens because of the algorithms (算法) used by online stores. They track (追踪) what you look at, how long you stay on a page 60. even which products you compare. They “learn” your interests from your acts. Also, stores and ads lay little traps (陷阱). The flash “70% off” sign kills our common sense, making 61. (we) buy something we don’t need. Now I know ways 62. (avoid) this. Most importantly, I ask 63. (I) two questions before shopping, “Will I use this often?” and “Can I live without it?” Then I decide whether to buy it. It’s not hard to spend 64. (wise). Just know these tricks and think 65. (two). Your wallet will thank you. Please have a try. 八、书面表达(10分) 假设你是李华，最近你的英语笔友 Mike 很苦恼，因为他的父母不给他买喜欢的乐高。请你写一封回信，讲述你攒钱买心爱之物的一次经历和感受，以此来鼓励他靠自己的努力早日获得想要的东西。 提示： 1.What did you want to buy? Why? 2.How did you save money? 3.What did you learn from the experience? 要求： 1.文中须包含所有提示信息，可适当发挥； 2.文中不得出现真实的姓名、校名和地名； 3.词数 80 左右 (开头和结尾已给出，不计入总词数)。 Dear Mike, I can understand your sadness. But money comes from our parents’ hard work. We shouldn’t always ask them for what we want. Let me tell you my story about saving up for something I loved. __________ Stick to your small goal and try your best to work for it. I’m sure you’ll get the Lego bricks soon. Yours, Li Hua 答案： 一、 1~5 AADAB 6~10 DCAAA 二、 【主旨大意】 本文讲述作者兄妹在妈妈引导下学习管理压岁钱，通过制定计划、记录开销，学会负责任地使用金钱，理解节约和理智消费的价值。 11~ 15 BCDAB 16~ 20 DCAAC 三、 A 【主旨大意】 本文展示了王伟家完整的月度收支明细，通过各项费用数据，清晰呈现这个家庭每月在房贷、车贷、衣食住行、赡养父母、教育、医疗、娱乐、突发备用金等方面的花销分配，配套题目围绕开支数量、最高开销、等额花费、每月结余、信息推理等角度，考查对表格收支信息的提取与理解。 21~25 BACDD B 【主旨大意】 本文先解释信用卡相当于银行短期贷款的使用规则：银行先替你付款，在规定日期前还款则无需额外收费；接着详细列举使用信用卡的三类风险 —— 逾期产生利息、留下不良征信影响后续贷款、容易透支消费、卡片丢失会被盗刷；最后作者提出观点：信用卡虽便捷，但要理性使用，只购买刚需物品，足额按时还清账单。 26~30 DC ABC C 【主旨大意】 文章指出赚钱十分不易，但很多学生不假思索就向父母索要各类物品，忽略了金钱的来源；文中说明父母的每一分收入都源于辛苦劳作，浪费钱财等同于无视父母的付出，并举例说明了生活中的浪费行为；最后作者区分了节约与吝啬，倡导大家理智、明智地花钱，只买真正需要的东西，珍惜自己拥有的一切，懂得珍惜父母的劳动成果。 31~35 ABACB 四、 【主旨大意】 本文借 “买椟还珠” 的故事告诫我们：不要只看重事物华丽的外表而忽略其真正价值；很多学生只因为好看就购买不必要的物品，这不利于树立正确的金钱观。文章建议我们学会制定消费预算、养成良好理财习惯，分清必需品与花哨无用的东西，避免重蹈郑人的覆辙，合理管理钱财。 36~ 40 BDEAC 五、 A) 41. protection 42. education 43.prediction 44.thankful 45.to clean B) 46.pay in cash 47.make a budget 48.After a while 49.In this case 50.as an example 六、 51~ 55 DECAB 七、 【主旨大意】 作者分享了自己被网络广告吸引，不顾已有背包又新买一个、事后感到后悔的亲身经历；文章解释电商平台会通过算法追踪用户浏览行为、推送广告，打折促销也会使人失去理性判断力；最后给出理性消费的方法：购物前问自己两个关键问题，遇事三思再下单，提醒大家识破消费套路、理智花钱。 56.at 57.kept 58.backpacks 59.an 60.and 61. us 62.to avoid 63.myself 64.wisely 65.twice 八、 Dear Mike, I can understand your sadness. But money comes from our parents’ hard work. We shouldn’t always ask them for what we want. Let me tell you my story about saving up for something I loved. Last year, I wanted a new basketball because my old one was broken. I decided to save money for it myself. I only drank boiled water and stopped buying snacks and other things I didn’t really need. At home, I helped my mom with housework to get money. It took me three months, but I finally saved up enough. When I held the new basketball, I felt so proud. It was not just a ball but also taught me the patience and the joy of working for what I love. Stick to your small goal and try your best to work for it. I’m sure you’ll get the Lego bricks soon. Yours, Li Hua 学科网（北京）股份有限公司 $