Unit 4 Managing money well 单元实践作业（同步练）-2026-2027学年人教PEP版英语六年级上册

**基本信息** 小学英语单元复习同步练，以“Managing money well”为主题，通过Step 1-3分层设计，从词汇基础到篇章实践递进，结合理财情境培养语言能力与思维品质。 **分层设计** |层次|知识覆盖|设计特色| |----|----------|----------| |Step 1（单词·基础）|核心词汇（pocket money等）|匹配/分类题巩固词汇，自评清单强化基础掌握| |Step 2（句子·对话）|句型与对话应用（need/want表达）|对话填空/计划讨论提升语言应用，融入生活化情境| |Step 3（篇章·综合实践）|篇章理解与实践（spending plan制定）|短文分析+个人计划培养综合思维，理财贴士撰写提升学习能力|

新 PEP 六年级上册　Unit 4 Managing money well 单元实践作业 A Smart Money Plan · 聪明的花钱小达人 —— 第四单元实践作业 —— "How can we make money work for us?" How can we use money wisely? Name 姓名：______________ Class 班级：______________ 💰 本次实践作业共 3 个 Step，覆盖 单词 · 句子 · 对话 · 篇章 · 实践 五类任务，请同学们一层一层闯关，做个会花钱的小达人！ 💪 【学习目标】 1. 能说出与 "钱 / 花钱 / 购物" 相关的常用英文单词（pocket money, yuan, save up, spend, piggy bank, sale, cash 等）。 2. 能区分 "buy goods" 与 "pay for services"，并用 need / want 表达需求。 3. 能读懂关于 pocket money 的对话与短文，提出合理的花钱建议。 4. 能制作一份 "spending plan" 并写一段 4~6 句的 "Money Smart" 小短文。 █ Step 1 A Word of Money · 钱的字词（单词 · 基础） 同学们，钱能做什么？花钱时我们要注意什么？这一关我们一起来认识 "money" 和花钱的单词。 💵 Task 1 Read and match 读一读，连一连（单词） 把左边的英文和右边的意思连起来。 English 英文 Chinese 意思 1. pocket money a. 元（人民币单位） 2. yuan b. 存钱罐 3. piggy bank c. 特卖 / 打折 4. sale d. 零花钱 5. cash e. 商品 6. goods f. 服务 7. services g. 攒钱 / 存钱 8. save up h. 现金 我的答案：1—___ 2—___ 3—___ 4—___ 5—___ 6—___ 7—___ 8—___ 🛍️ Task 2 Read and classify 分一分（单词·商品与服务） 把下面的做法分别填入 "buy goods" 或 "pay for services"。 【buy a schoolbag】　【buy a dictionary】　【get a haircut】　【see a doctor】　【buy pencils】　【go swimming】　【buy a book】　【see a film (cinema)】　【buy ice cream】　【go to a dance class】 🛒 buy goods 买商品 ______________________________________________________ 🛒 buy goods 买商品 ______________________________________________________ 🛒 buy goods 买商品 ______________________________________________________ 🛒 buy goods 买商品 ______________________________________________________ 🛒 buy goods 买商品 ______________________________________________________ 🏥 pay for services 付服务费 ______________________________________________________ 🏥 pay for services 付服务费 ______________________________________________________ 🏥 pay for services 付服务费 ______________________________________________________ 🏥 pay for services 付服务费 ______________________________________________________ 🏥 pay for services 付服务费 ______________________________________________________ ✏️ Task 3 Read and choose 选一选（单词·动词） 选出最合适的单词填在横线上。 【spend】　【save】　【save up】　【buy】　【wait】 1) I want to __________ a new pencil box. 2) My sister likes to __________ money in her piggy bank. 3) Mike is going to __________ for a computer. He doesn't have enough now. 4) Don't __________ too much money on snacks. 5) The bag is too expensive. Let's __________ for a sale. 🌿 Step 1 小达人自评 ✨ Checklist 自评清单 得分 ☐ 我能连对 8 个钱和花钱相关的单词（Task 1） ___ / ⭐⭐⭐ ☐ 我能区分 "buy goods" 与 "pay for services"（Task 2） ___ / ⭐⭐⭐ ☐ 我能根据语境选出 spend/save/save up/buy/wait（Task 3） ___ / ⭐⭐⭐ ☐ 单词拼写和书写规范 ___ / ⭐⭐⭐ ☐ 同伴/家长给我的评价 _______ █ Step 2 A Talk of Money · 钱的对话（句子 · 对话） 当我们拿到零花钱、想买东西时，该怎么跟爸爸妈妈讨论？这一关我们一起来读对话、演对话、做一份 "spending plan"。 💬 Task 1 Read and write T (True) or F (False) 读一读，判断（句子） Mike 看见 Matt 在数零花钱。读下面的对话，判断对错。 (Counting pocket money) Mike: Are you counting your pocket money, Matt? Matt: Yes. I have three hundred and fifty-seven yuan. Mike: Wow, that's a lot. How are you going to spend it? Matt: I'm going to buy a schoolbag. Mike: Yes, you need a new one. Matt: I also want to buy some books. Mike: Nice. Maybe you can buy some animal books. They're interesting. Matt: Great idea! I like animals. Should I also buy some ice cream? Mike: Sure, but don't eat too much. Matt: You're right. I won't. 1) Matt gets 25 yuan for his piggy bank. ( ) 2) Matt is going to buy some pencils. ( ) 3) Mike thinks Matt has a lot of pocket money. ( ) 4) Matt will buy some animal books. ( ) 🎭 Task 2 Read and fill in the blanks 读一读，填一填（对话） Sarah 在和妈妈讨论花钱计划。读对话，从方框中选词填空。 【a pair of sunglasses】　【a microscope】　【wait for a sale】　【expensive】　【lucky money】 Mum: How much pocket money do you have? Sarah: I have one hundred and forty-six yuan. Mum: What else are you going to buy? Sarah: A lot. But first I'm going to buy __①__. I also want to buy __②__. Mum: Why? Sarah: Because Grandpa lost his old pair last weekend. Mum: That's so nice of you! Sarah: I also want to buy a microscope. Mum: Good idea! But microscopes are __③__. Sarah: I also have some __④__ from the Spring Festival, but I still need to save more. Mum: Maybe we can __⑤__. Sarah's spending plan: a pair of sunglasses first, then a microscope (later). 📝 Task 3 Discuss and make a spending plan 议一议，做计划（句子） 小组讨论 "How can we use money wisely?"，根据下表 5 个问题，把你的判断写出来。 No. 编号 Question 问题 Your idea 你的想法 1 Do I need it now? ________________________________ 2 Do I already have one? ________________________________ 3 What is it for? ________________________________ 4 Is it expensive? ________________________________ 5 Do I have enough money? ________________________________ ✍️ 最终决定：Buy now / Wait for a sale 我的决定：_____________________ 🌿 Step 2 小达人自评 ✨ Checklist 自评清单 得分 ☐ 我能读懂对话并正确判断 T/F（Task 1） ___ / ⭐⭐⭐ ☐ 我能根据上下文填出 Sarah 对话中的关键词（Task 2） ___ / ⭐⭐⭐ ☐ 我能用 5 个问题检查花钱是否明智（Task 3） ___ / ⭐⭐⭐ ☐ 句型使用准确、表达流畅 ___ / ⭐⭐⭐ ☐ 同伴/家长给我的评价 _______ █ Step 3 A Plan of Money · 钱的计划（篇章 · 综合实践） 钱来得不容易，花得有讲究。这一关我们一起来读 "Oliver 和 Binbin 的省钱故事"，给他们的出主意，并做一份属于自己的 spending plan。 📖 Reading 短文阅读 Oliver & Binbin's Spending Plan 奥利弗和彬彬的花钱计划 Oliver has 200 yuan for the next month. He wants to write a spending plan first. Oliver needs a new dictionary (50 yuan). He also needs sunglasses (50 yuan), because he lost his old pair. He has 150 yuan left. Then he wants a basketball (100 yuan), but his birthday is coming, so he will save money for a gift for Mike (20 yuan). He wants a haircut (30 yuan), too. Binbin reads Oliver's plan and gives some tips: “You don't really need a haircut every month, Oliver. You can wait for a haircut before Mike's birthday. You can also save up more money for the basketball. Maybe you can wait for a sale!” Oliver thinks Binbin's tips are great. He decides to: • Buy a dictionary and sunglasses now. • Save up 30 yuan for a basketball. • Wait for a sale on the basketball. • Get a haircut only when it's needed. 🔍 Task 1 Read and write T (True) or F (False) 辨一辨 1) Oliver has 200 yuan for the next month. ( ) 2) Oliver wants to buy a basketball and a dictionary. ( ) 3) Oliver needs sunglasses because his old pair is broken. ( ) 4) Binbin thinks Oliver should get a haircut every month. ( ) 🧩 Task 2 Read and complete the chart 填一填（篇章） 根据短文，把 Oliver 的花钱计划补充完整。 Item 物品 Price 价格 Need 需要 Want 想要 Note 备注 dictionary ¥50 √ — — sunglasses ¥50 √ — — basketball ¥100 — √ _________ and _________ gift for Mike ¥20 √ — Mike's birthday haircut ¥30 √ — — 💰 Total 总和：¥200　　　Save 存：¥_____　　　Spend 花：¥_____ ✍️ Task 3 Write your own spending plan 做一做（实践） 假设你有 100 元零花钱。仿照 Oliver 的计划，做一份下个月的 "My spending plan"。 Item 物品 Price 价格 Need 需要 Want 想要 Note 备注 _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ _____________________ 🎤 Share your plan 分享： I'm going to spend my pocket money like this. First, I need ______. Then, I want ______. But the ______ is expensive, so I will ______. Finally, I can save ______ yuan for ______. 💡 Task 4 Write some money tips 写一写（综合） 请写出 4 条 "Money Management"（理财小贴士），可以参考课本 B 部分的 tip list。 No. Money Management 我的理财小贴士 1 ___________________________________________________________________ 2 ___________________________________________________________________ 3 ___________________________________________________________________ 4 ___________________________________________________________________ 📌 提示： 1. Write a spending plan.（写一份花钱计划。） 2. Wait for a sale.（等打折。） 3. Save up for big things.（为贵的东西攒钱。） 4. Think: need or want?（想一想：是真的需要还是只是想要？） 🌿 Step 3 小达人自评 ✨ Checklist 自评清单 得分 ☐ 我能读懂关于花钱计划的短文（Task 1） ___ / ⭐⭐⭐ ☐ 我能根据短文填写 Oliver 的 spending plan（Task 2） ___ / ⭐⭐⭐ ☐ 我能仿照 Oliver 制定自己的 spending plan（Task 3） ___ / ⭐⭐⭐ ☐ 我能写出 4 条 Money Management 贴士（Task 4） ___ / ⭐⭐⭐ ☐ 单词拼写、时态和书写都准确规范 ___ / ⭐⭐⭐ ☐ 同伴/家长给我的评价 _______ █ Self-assessment · 自我评价 做完了三个 Step，给自己鼓鼓掌吧！请根据你的真实表现涂一涂下面的表情。 😀 = I can do it! 做得很好！ 🙂 = I mostly can 还需要加油 😟 = I still need help 请多帮助我 我做到了 …… 😀 🙂 😟 1. 我能用英语说出与 "钱 / 花钱" 相关的单词。 2. 我能区分 "buy goods" 与 "pay for services"。 3. 我能读懂关于零花钱的对话与短文。 4. 我能用 need / want 表达需求。 5. 我能识别 "spending plan" 中的 need / want / note。 6. 我能写一份属于自己的 spending plan。 7. 我能用 4~6 句话写出 Money Management 贴士。 8. 我能自信地用英语分享自己的花钱计划。 💌 Parents' / Teacher's words 家长/老师寄语： ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ 参考答案 —— 第四单元实践作业答案 —— ★ Step 1 Answer · 第一步答案 · 单词 💵 Task 1　Read and match　连线答案 1 — d（pocket money 零花钱）　2 — a（yuan 元）　3 — b（piggy bank 存钱罐）　4 — c（sale 特卖） 5 — h（cash 现金）　6 — e（goods 商品）　7 — f（services 服务）　8 — g（save up 攒钱） 🛍️ Task 2　Read and classify　分类答案 🛒 buy goods 买商品：buy a schoolbag / buy a dictionary / buy pencils / buy a book / buy ice cream（共 5 条） 🏥 pay for services 付服务费：get a haircut / see a doctor / go swimming / see a film (cinema) / go to a dance class（共 5 条） ✏️ Task 3　Read and choose　选词答案 1) buy（买一个新铅笔盒）　2) save（存钱）　3) save up（攒钱买电脑）　4) spend（花太多钱）　5) wait（等打折） ★ Step 2 Answer · 第二步答案 · 对话 💬 Task 1　Read and write T / F　判断答案 1) F（Matt 的零花钱是 357 元，不是 "25 元放进存钱罐"。） 2) F（Matt 打算买书包、动物书和冰淇淋，没有提到铅笔。） 3) T（Mike 说 "Wow, that's a lot."） 4) T（Matt 同意 Mike 的建议，决定买 animal books。） 🎭 Task 2　Read and fill in the blanks　填空答案 ① a pair of sunglasses（一副太阳镜，给爷爷的） ② a microscope（一台显微镜） ③ expensive（昂贵） ④ lucky money（压岁钱） ⑤ wait for a sale（等打折） 📝 Task 3　Discuss and make a spending plan　参考样例 示例（想买一个新篮球，100 元）： 1. Do I need it now? — Yes, my old one is broken. 2. Do I already have one? — No. 3. What is it for? — For PE class and after-school sports. 4. Is it expensive? — Yes, 100 yuan. 5. Do I have enough money? — Yes, if I save 30 yuan from my pocket money. 我的决定：Wait for a sale, then buy it next month. （等打折，下个月再买。） ★ Step 3 Answer · 第三步答案 · 篇章 + 实践 🔍 Task 1　Read and write T / F　判断答案 1) T（Oliver has 200 yuan for the next month.） 2) T（He wants a dictionary (need) and a basketball (want).） 3) T（Because he lost his old pair last weekend.） 4) F（Binbin 认为 "You don't really need a haircut every month"，不应该每月剪。） 🧩 Task 2　Read and complete the chart　填空答案 Oliver 的 spending plan： • dictionary (¥50) — Need √ — Note: — • sunglasses (¥50) — Need √ — Note: lost the old pair • basketball (¥100) — Want √ — Note: save up and wait for a sale • gift for Mike (¥20) — Need √ — Note: Mike's birthday • haircut (¥30) — Need √ — Note: only when needed Total ¥200 — Save ¥___ — Spend ¥___（Binbin 的建议：save up for basketball + wait for a sale） ✍️ Task 3　Write your own spending plan　参考样例 假设 100 元零花钱的 spending plan： Item: story book — Price: ¥30 — Need: √ — Note: for reading Item: birthday gift — Price: ¥25 — Need: √ — Note: friend's birthday Item: ice cream — Price: ¥10 — Want: √ — Note: only on weekends Item: savings for a pencil case — Price: ¥35 — Want: √ — Note: save up + wait for a sale 口语分享：I'm going to spend my pocket money like this. First, I need a story book and a birthday gift. Then, I want some ice cream, but only on weekends. Finally, I will save 35 yuan for a pencil case. Money smart! 💡 Task 4　Write some money tips　参考贴士 1. Write a spending plan. 写一份花钱计划。 2. Wait for a sale before buying expensive things. 贵的东西先等打折。 3. Save up for what you really need. 为真正需要的东西攒钱。 4. Think first: need or want? 买东西前先想：是 need 还是 want？ ★ Self-assessment Note · 自我评价说明 本 Self-assessment 页的 8 项能力（能说钱和花钱的单词、能区分 goods 与 services、能读懂对话与短文、能用 need / want、能识别 spending plan 中的 need / want / note、能写自己的 spending plan、能写出 Money Management 贴士、能自信地介绍花钱计划）没有固定答案，请学生、家长或老师根据真实表现涂 😀 / 🙂 / 😟，并在 "家长/老师寄语" 栏写下鼓励的话。 💰 Money is a good servant, but a bad master. 钱是好仆人，坏主人！💰 —— The end of Answer Key · 答案到此结束 —— 学科网（北京）股份有限公司 $