Unit1 Lesson4 Be wise with money （2课时）（教案）-2026-2027学年冀教版（三起）英语六年级上册

该教案聚焦小学英语六年级上册“理性对待金钱”主题，围绕wise、waste等核心词汇及spend…on…等句型，通过图片、piggy-bank实物激活单元前序零花钱相关旧知，以谚语“Money doesn’t grow on trees”建立生活与文本联系，借助表格梳理spend、save、give三种用钱方式，搭建对话句型支架辅助语言输出。 这份资料亮点在于融合语言能力与思维品质培养，通过听读默读结合、分段解析文本提升阅读表达能力，设计“need vs want”案例辨析训练分析判断思维，渗透珍惜金钱、乐于助人的文化意识。分层教学兼顾学情，为教师提供清晰的素养落实路径，助力学生提升语言运用能力与财商观念。

《Be wise with money 》教案（2课时）-2026-2027学年冀教版（三起）（新版）小学英语六年级上册 一、学情分析 六年级学生已经具备三至五年级的英语学习积累，掌握一般现在时基础用法，能够读懂简短小语段，可以开展简单的双人对话交流，具备基础阅读、听音获取信息的能力。本单元前面三课已经接触pocket money、spend、save、earn等基础词汇，对零花钱话题有初步认知。学生在现实生活中都有接触零花钱、压岁钱的生活经历，但部分学生存在盲目消费、分不清“需要”和“想要”的现实问题。班级内部英语水平存在分层，一部分学生可以独立朗读课文、输出完整句子，学困生认读长句、副词用法、长文本理解存在障碍。学生对贴近生活的理财话题兴趣较高，适合结合生活实例开展阅读、讨论类课堂活动。 二、教材分析 本课是Unit1《Pocket money》单元第四课，属于单元阅读感悟课，承接前面课时零花钱来源、零花钱花费的内容，主题聚焦理性对待金钱，树立正确金钱观念。课文Look, listen and read板块为核心阅读文本，围绕“钱来之不易，不要浪费；通过做家务赚取零花钱；花钱分清需要与想要；制定储蓄计划；帮助有需要的人”展开，语言素材包含重点词汇wise, wisely, waste, earn, chore, savings, piggy‑bank, people in need；重点短语be wise with money，do chores，spend…on…，make a savings plan；重点句型Money doesn’t grow on trees. I do chores to earn pocket money. I often think carefully and spend my money on things I need. Helping others makes me happy等。文本以小短文的形式呈现，将语言知识与财商德育融合，既训练学生阅读理解、朗读、提取信息的语言技能，又渗透珍惜金钱、理性消费、乐于助人的价值观念。教材配套设置阅读理解任务、表格梳理、口语表达任务，要求学生读懂文本，梳理零花钱三种使用方式：spend、save、give，实现语言输入向语言输出过渡。 三、核心素养教学目标 语言能力 1.能听懂、认读、说出本课核心单词与短语wise, wisely, waste, earn, chore, savings, piggy‑bank，be wise with money，do chores，make a savings plan，people in need。 2.能够读懂课文完整语篇，获取文本中对待零花钱的不同做法，正确朗读课文，语音语调基本准确。 3.能够运用一般现在时，使用重点句型简单谈论自己如何处理零花钱，区分things I need和things I want。 文化意识 1.理解中外孩子都有零花钱，都需要理性消费的共同生活观念，懂得金钱来之不易。 2.树立珍惜金钱、合理消费、乐于帮助他人的意识，形成健康的金钱价值观。 思维品质 1.通过阅读提取、梳理课文信息，对比辨析“需要”与“想要”，培养分析、判断的逻辑思维。 2.通过案例讨论，思考怎样明智使用零花钱，学会辩证看待消费行为。 学习能力 1.学会使用表格梳理阅读文本信息，掌握阅读找关键信息的阅读策略。 2.乐于参与小组讨论，敢于开口表达个人观点，学会与同伴互助完成学习任务。 四、教学重难点 教学重点 1.掌握本课重点词汇、短语，读懂并熟练朗读核心课文语篇。 2.理解课文传递的三种用钱方式：spend（花费）、save（储蓄）、give（给予帮助他人）。 3.掌握句型spend…on…；Helping others makes me happy。 教学难点 1.副词carefully、wisely在句子当中的语义理解与感知；动名词作主语结构“Helping others makes me happy”理解。 2.在真实语境下，区分things I need与things I want，运用本课语言表达自己的零花钱规划。 五、教学过程 第一课时：课文阅读输入，理解文本，掌握词汇与基础句型 Step1 课堂导入，激活旧知 教师出示零花钱相关图片，piggy‑bank，零花钱纸币，开启课堂对话。 师：Good morning, boys and girls. In Unit1, we learn about pocket money. Who can tell me, what is pocket money? 生：It’s money for kids. 师：Perfect. Where do you get your pocket money? 生1：From my parents. 生2：I get lucky money in Spring Festival. 师：Great. Some kids get pocket money by doing chores, too. Look at the title of Lesson4, read it together. 全班齐读标题：Be wise with money. 师：Look at the new word “wise”. What’s the meaning? Wise means clever, do things in a good way. “be wise with money” means use our money in a good way, don’t waste money. Now look at this sentence: Money doesn’t grow on trees. Can you guess its Chinese meaning? 生：钱不是树上长出来的。 师：Exactly. Money is hard to get, so we cannot waste it. Today we will read a short passage and learn how to be wise with money。 设计意图：借助单元旧知、生活经验导入课题，初步解析课题核心词汇wise，抛出谚语句子，激发学生阅读好奇心，建立生活话题与文本之间的联系。 Step2 Pre‑reading，处理本课新单词与短语 教师把单词、短语呈现在板书，结合图片、简单例句讲解。 师：Now let’s learn new words before we read the text. First one, waste. To waste money means you use money for nothing useful. Read after me: waste. 生齐读waste。 师：Next word earn. Earn means you get money by working or doing work. I do chores to earn pocket money. What is chore? Chores are housework, like cleaning rooms, washing dishes. Read: chore, do chores. 学生跟读单词短语。 师：savings, it means the money you save, don’t spend it. piggy‑bank is the box for you to keep your savings. make a savings plan，that is to make a plan to save money. And people in need, those people who need help. 师：And look at carefully, it is an adverb. “careful” is adjective, add‑ly becomes carefully. We think carefully. Carefully modifies the verb think. Wisely is also adverb, spend money wisely. 教师带领学生分组读、开火车读单词短语，巩固认读。 师：Now please look at these phrases, match the phrases with Chinese meaning in your mind. Who can try? 生依次说出短语对应的中文释义。 设计意图：阅读前集中突破新词，区分形容词与副词，扫清阅读障碍，不做过深语法深挖，重在感知词义，服务后续课文阅读。 Step3 While‑reading 初读课文，整体感知 师：OK, now open your book, turn to Lesson4 Look, listen and read. I will play the text audio for you. Please listen carefully, don’t read, just listen, think about one question: What does the text tell us about pocket money? 播放课文音频，学生静听。 音频播放结束。 师：Who wants to share your answer? What ideas do you get from the passage? 生1：We shouldn’t waste money. 生2：We can do chores to get pocket money. 师：Good job. Now read the passage silently by yourselves. When you read, underline the new words you just learned. Finish your silent reading. 学生默读课文，勾画生词。 师：Now we read paragraph by paragraph. Let’s read the first part together。 出示课文原文： Money doesn’t grow on trees. We should not waste it. Spend it wisely. I do chores to earn pocket money. I can buy things with my money. But I often think carefully and spend my money on things I need. 师：Now look at this part. Who can tell me, how does the writer get pocket money? 生：He does chores to earn pocket money. 师：Yes, “do chores to earn pocket money”. What does he spend money on? 生：He spends money on things he need. 师：Very good. Please pay attention to this sentence “spend my money on things I need”. “spend … on …”，表示把钱花在某物上。Here “things I need” means the things we must have, like pencils, notebooks. What’s the difference between “things I need” and “things I want”? For example, you need a pencil for study, that is need. You want a new toy, you don’t really must have it, that is want. Let’s make an example. I spend my money on books. Who can make one new sentence with “spend … on …”? 生1：I spend money on pens. 师：Wonderful. Now let’s read this part together. 全班齐读第一段文本。 设计意图：听读、默读结合，分段拆解课文，重点讲解spend…on…句型，结合生活实例区分need和want，落实本课核心语言点，让学生理解文本表层信息。 师：Now let’s move on to the second part of the text. 出示课文： I have a savings plan for my pocket money. Each week I put some of my pocket money in my piggy bank. I have some pocket money. I like to use it to help people in need. Helping others makes me happy. 师：Read this part silently. Please find two things he does with pocket money in this paragraph. Who found them? 生1：He saves money in piggy bank. 生2：He uses money to help people in need. 师：Perfect. First action: make a savings plan, put money into piggy‑bank, that is “save”. Second action: give money to help others, that is “give”. Now look at the special sentence: Helping others makes me happy. Look at the beginning word “Helping”. It is‑ing form. We use‑ing form as the subject here. Helping others is the thing that makes us happy. Read this sentence three times together. 全班齐读句子。 师：“people in need”，people who need our help. Can you give an example for people in need? 生：Poor kids. 师：Yes, we can help them. Now let’s read the whole full text after the audio sentence by sentence. 播放音频，学生逐句跟读，纠正个别单词发音，wise，wisely，carefully，chore。 师：Now boys read the text, then girls read the text. 男生、女生分角色朗读整篇课文。 设计意图：继续解析课文后半段，梳理save、give两种用钱方式，感知动名词开头的重点句式，分层朗读训练，夯实课文朗读，落实本课时阅读输入任务。 Step4 课堂文本信息梳理，搭建表格 教师在黑板出示梳理表格，学生结合课文内容共同完成。 Ways to use pocket money What to do in the text Spend Spend money on things I need, think carefully Save Make savings plan, put money in piggy‑bank each week Give Use money to help people in need 师：Look at this chart. From the text, we have three ways to use pocket money. Spend, save and give. Let’s fill in the chart together. When we spend money, what should we do according to the text? 生：Think carefully, spend on things we need. 师：Yes. When we save money? 生：Make a savings plan, put money in piggy‑bank every week. 师：And give? 生：Help people in need. 师：Great. This chart helps us remember the main ideas of the whole passage. 设计意图：借助表格工具，把课文零散信息结构化，帮助学生梳理课文主旨，教会学生阅读提取信息的策略，为第二课时语言输出做好铺垫。 Step5 第一课时小结 师：In this class, we read the whole passage of Lesson4 Be wise with money. We learn new words such as wise, waste, earn, chore, savings. We know three ways to deal with pocket money: spend, save, give. We should think carefully before we spend money. Please read the text aloud after class, try to remember the new words. 第二课时：巩固课文，语言内化，语言输出，观点表达 Step1 复习回顾旧知，回顾课文内容 师：Good morning, class. Last lesson we read Lesson4 Be wise with money. Let’s review the new words first. I show you Chinese meaning, you speak English words. 教师口头报中文，学生抢答单词短语：明智的、浪费、做家务、赚取零花钱、储蓄计划、存钱罐、有需要的人。 师：Well done. Now let’s review the whole text together, read the full text aloud. 全班集体朗读完整课文。 师：Let’s look back at our chart on blackboard. Who can tell me three ways to use pocket money from our text? 生1：Spend, save, give. 师：Perfect. When we spend money, what should we remember? 生2：Think carefully, spend on things we need. 师：Right. What about saving? 生3：Make a savings plan, put money into piggy‑bank each week. 师：And giving? 生4：Help people in need. Helping others makes me happy. 师：Excellent. We have known the writer’s ideas about pocket money. Now we will dig deeper into the text and talk about our own pocket‑money life. 设计意图：复习单词、课文和表格信息，唤醒上节课所学，为本课时深度理解课文、语言输出做好铺垫。 Step2 深度研读课文，重难点句子解析 师：Now we will go back to our text and discuss some important sentences. First sentence: Money doesn’t grow on trees. We should not waste it. 师：This is an old saying. It tells us money is hard to get. It cannot come easily. So we must not waste money. Can you understand? 生：Yes. 师：Next sentence, “I often think carefully and spend my money on things I need.” Please look at carefully. Why do we use carefully here instead of careful? 师：careful是形容词，用来修饰名词；carefully是副词，修饰动词think。Think carefully，认真地思考。We cannot say think careful. Similarly, wisely is adverb, spend money wisely. 师：Now look at “Helping others makes me happy”. Why is “help” adding‑ing here? When we want to talk about an action as the subject of sentence, we use verb‑ing form. For example: Reading books makes me happy. Who can make one similar sentence? 生1：Playing football makes me happy. 师：That’s a nice sentence. 师：Now I have several text‑based questions for you, please discuss with your deskmate, find answers from the text. 出示问题： 1.How does the writer earn pocket money? 2.What does he do before he spends his money? 3.Where does he put his savings every week? 4.What makes him happy? 学生结对讨论，从课文中寻找答案。 师：OK time is up. Who wants to answer question one? 生1：He does chores to earn pocket money. 师：Good. Question two? 生2：He often thinks carefully. 师：Yes. Question three? 生3：He puts some money in his piggy bank. 师：Great. Question four? 生4：Helping others makes him happy. 师：All of you find the right answers from our textbook text. Now let’s read these key sentences once more. 全班齐读重点句子。 设计意图：深度解析课文语法点，依托教材文本设置问题，训练学生从原文定位信息的阅读能力，不拓展超纲语法，只在语境中感知用法，落实教材文本学习。 Step3 案例辨析，区分 things I need VS things I want 师：In our text, the writer says spend money on things I need. Now let’s look at some real‑life examples. Let’s make a simple table on our notebook. Divide these things into two groups: things I need，things I want。 教师给出案例清单：pencil box，toy car，school notebook，candy，new game watch，exercise book。 师：Talk with your partner. Which are the things you need for study or daily life? Which are things you just want for fun? 同桌之间交流讨论。 师：Who will share your division result? 生1：Need: pencil box, school notebook, exercise book. Want: toy car, candy, new game watch. 师：Why do you put toy car in “want”? 生1：I don’t must have it for school. I just like it. 师：Very good thinking. Sometimes we want many cool things, but we don’t really need them. The text tells us we should think carefully before buying. It is being wise with money. 师：Now I have a small case for you to think. Suppose you get 50‑yuan pocket money this week. What will you do? Spend some? Save some? Give some? Think about it. You can use our three words: spend, save, give. 学生独立思考，之后请2‑3位学生口头简单表达想法。 生1：I spend some on my notebook. I save some in my piggy bank. 生2：I spend a little, save much, and give a little to help others. 设计意图：结合课文核心观点，设置真实生活案例，让学生辨析需要和想要，把课文语言观点迁移到真实生活，训练学生思维品质，同时训练口头输出。 Step4 课文语言内化，对话与口头表达操练 师：Now we will use what we learned from Lesson4 to make short dialogues. You can work in pairs. You may use these hints on blackboard. 板书提示句型： ‑How do you get your pocket money? ‑I… ‑What do you do with your pocket money? ‑I spend some on… I save some. Sometimes I give some to help people in need. I think carefully before I buy things. I want to be wise with money. 师：Now you have time to practice your dialogue with your partner. 学生结对创编对话，教师巡视，对学困生进行简单提示帮扶。 师：Now which pair wants to show your dialogue in front of class? 两组学生上台展示对话。 师：Wonderful. You use the sentences from our textbook very well. Now look back on our Lesson4 passage. The whole passage tells us three important ideas: don’t waste money; spend on things you need; save money; help people in need. All these make us be wise with money. 师：Now please read the whole text again on your own, try to retell the main ideas with the help of our chart. You can look at the chart, don’t read word by word. 学生尝试依托表格复述课文大意。 教师挑选1‑2名学生尝试复述课文主旨。 设计意图：依托本课教材文本的语言素材，搭建支架，由输入过渡到口头输出，结对练习降低表达难度，借助表格复述课文，深化对课文的理解，完成本课语言综合运用。 Step5 第二课时课堂收尾 师：In this lesson, we go deep into the text of Lesson 4. We go through key sentences, talk about need and want. We practice talking about our own pocket money. Remember the theme of this lesson: be wise with money. We should cherish money, think carefully before spending money, save money and try to help others. 六、小结 本课两课时围绕冀教版新版六年级上册Lesson4《Be wise with money》阅读语篇开展教学。第一课时重点落实课文阅读输入，处理本课新词短语，完整解读教材课文文本，借助表格梳理spend、save、give三类用钱方式，完成课文朗读、信息提取，帮助学生读懂整篇阅读材料。第二课时深度解析课文重难点句型，结合生活案例辨析“需要”与“想要”，依托课文语言支架开展对话练习、口头复述，实现语言内化输出。课堂依托教材原文，将语言知识学习与财商价值观念融合，落实英语学科四大核心素养。学生通过两课时学习，掌握本课词汇句型，读懂整篇课文，能够简单谈论零花钱的处理方式，初步建立理性对待金钱的意识。 2 学科网（北京）股份有限公司 $