Unit 4 Managing money well （单元自测练习卷）-2026-2027学年人教PEP版英语六年级上册

**基本信息** 聚焦六年级上册Unit 4“Managing money well”，通过听力与笔试结合，涵盖零花钱管理、购物规划等真实情境，全面考查语言能力与理财思维，适配单元复习巩固。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |听力理解|5题/10分|购物场景信息获取|结合对话考查“是否有足够钱买玩偶”等实用问题| |完形填空|5题/5分|动词（save/buy）、形容词（expensive）|通过Sarah存钱买礼物故事，渗透理财决策| |书面表达|1题/10分|计划制定、need与want区分|要求写“My Ways to Manage Pocket Money”，融合语言表达与思维品质|

2026-2027学年六年级英语上册单元全真模拟培优卷人教版（PEP）（新教材）Unit 4 Managing money well 考试时间：60分钟；试卷总分：100分； 学校： 班级： 姓名： 成绩： （听力部分：30分） 一、听力选择（每小题1分，共5分） 1．听录音，选择正确的答案。 ( ) 1. How much is the notebook? A．¥5.                 B．¥8.                 C． ¥10. ( ) 2. What does Lucy want to buy? A．A pencil box.     B．A ruler.             C． An eraser. ( ) 3. How much money does Tom have? A．¥20.                 B．¥30.                 C． ¥40. ( ) 4. What is Mike going to buy first? A．A storybook.         B．A pen.             C． A toy car. ( ) 5. Does Lily have enough money for the doll? A．Yes, she does.     B．No, she doesn’t.     C． We don’t know. 二、听力判断（每小题1分，共5分） 2．听短文，判断句子正(T)误(F)。 ( ) 1. Lily is 12 years old. ( ) 2. Lily gets pocket money from her father every month. ( ) 3. Lily keeps her money in four money jars. ( ) 4. Jar 1 is money to spend. ( ) 5. Lily uses Jar 3 to save up for big things. 三、听力排序（每小题2分，共10分） 3．听句子，用数字1–5给下列图片排序。 ( ) ( ) ( ) ( ) ( ) 四、听音理解（每小题2分，共10分） 4．听录音，回答问题。 ( ) 1. Who usually gives the boy some pocket money? A．His parents.    B．His grandparents.    C． His friends. ( ) 2. How does the boy spend his pocket money? A．He uses it to buy some unhealthy food. B．He gives the money to his parents. C． He spends the money on useful things. ( ) 3. What did Max buy?      A．Pens.    B．Drinks.    C． Snacks. ( ) 4. Where are the two speakers?  A．On a bus.  B．In a shop.  C． At a restaurant. ( ) 5. What is the conversation mainly about? A．Choosing school things.  B．Making shopping lists.  C． Being smart shoppers. （笔试部分：70分） 五、找出每组单词中划线部分发音不同的一项（每小题1分，共5分） (   )5．A．house B．blouse C．south D．young (   )6．A．near B．hear C．bear D．clear (   )7．A．book B．look C．good D．food (   )8．A．card B．farm C．warm D．park (   )9．A．there B．where C．here D．bear 六、选出每组中不同词性的单词。（每小题1分，共5分） (   )10．A．spend B．save C．money (   )11．A．expensive B．useful C．ticket (   )12．A．haircut B．pay C．visit (   )13．A．plan B．want C．need (   )14．A．lucky B．happy C．buy 七、单项选择（每小题1分，共10分） 15．—______ are you going to do with your pocket money? (       ) —I’m going to buy a storybook. A．What B．How C．Where 16．Mike, together with his friends, _______ to save up for a computer to learn AI. (   ) A．plan B．plans C．planning 17．—_______ are you going to spend your pocket money? (   ) —I’m going to buy some storybooks. A．How B．What C．Where 18．I also want _______ some ice cream with my pocket money. (   ) A．buy B．to buy C．buying 19．Paper money is much lighter ____ heavy metal coins. (  ) A．than B．then C．that 20．I have some lucky money from the Spring ______. (   ) A．Festival B．Holiday C．Day 21．I don’t have enough money now. I need ____ more weeks to save. (  ) A．few B．a few C．little 22．—______ is the storybook?  (       ) —It’s 25 yuan. A．How many B．How much C．How old 23．We should use our pocket money ______. (       ) A．good B．well C．bad 24．We should ______ a budget for our spending. (   ) A．make B．makes C．made 八、用单词的正确形式填空（每小题1分，共5分） 25．She (want) to buy a microscope. 26．Many students enjoy (learn) about money management from stories. 27．My grandma needs (buy) some red paper to teach me how to do paper cutting. 28．We want (visit) the Palace Museum during the Spring Festival. 29．My mum (pay) for dance classes for me every month. 九、选择方框中合适的短语并用其适当形式填空，补全句子。（每小题1分，共5分） pocket money　save money　make a plan　go to the supermarket　buy a magazine 30．I get 50 yuan as every month. 31．We should before we spend too much. 32．My mother is going to this afternoon. 33．I want to from the bookstore. 34．We should learn to for our future. 十、连词成句（每小题1分，共5分） 35．save,  up,  I’m,  for,  a,  computer,  going,  to (.) ____________________________________ 36．I,  have,  three,  hundred,  yuan (.) ____________________________________ 37．how, are,  you,  going,  to,  spend,  it (?) ____________________________________ 38．save, I,  want,  for,  to, a,  new ,bike (.) __________________________________ 39．need,  I,  to,  more,  save,  money  (.) ______________________________________ 十一、句型转换（每小题1分，共5分） 40．I want to buy a microscope. (改为否定句) ________________________________________________ 41．She is going to spend 50 yuan. (对划线部分提问)　 ________________________________________________ 42．I’m going to buy a schoolbag. (改为一般疑问句) ________________________________________________ 43．Are you going to save money? (作肯定回答)　 ________________________________________________ 44．I get my pocket money from my parents. (对划线部分提问) ________________________________________________ 十二、补全对话（每小题1分，共5分） 选择合适的句子补全对话。 Millie: Mum, I have some pocket money and I want to use it well. 45 Mum: Sure. What do you want to do with your money? Millie: First, I want to buy some new things. Mum: OK. 46 Millie: I don’t have any notebooks. I need some new ones. 47 Mum: Do you have any ideas for the rest of your money? Millie: 48 Mum: Maybe you can put it in the bank. I can help you. Millie: Great! 49 A．Thanks, Mum! B．I also want to buy some gifts for my friends C．Can you help me? D．What do you want to buy? E．I have no idea. 十三、完形填空（每小题1分，共5分） Sarah has 146 yuan. She wants to buy a 50 for Grandpa. She also wants to 51 a microscope. But microscopes are 52 . She also has some lucky money, but she still needs to 53 more. Her mum says,  “Maybe we can wait for a 54 .” (   )50．A．book B．sunglasses C．microscope (   )51．A．buy B．sell C．make (   )52．A．cheap B．expensive C．good (   )53．A．save B．spend C．use (   )54．A．sale B．help C．day 十四、阅读判断（每小题1分，共10分） 阅读短文，判断下列句子的正(T)误(F)。 Many students have pocket money. But most of them don’t know how to manage it well. Some students spend all their money on snacks and toys. It’s a waste of money. I have a good way to manage my money. First, I make a monthly spending plan. Second, I save half of my pocket money every week. Third, I only buy useful things. Sometimes I sell my old books and toys to get more money. I think managing money well is an important skill for us. 55．All students know how to manage pocket money well. ( ) 56．Spending money on useless toys is wasting money. ( ) 57．The writer makes a spending plan every month. ( ) 58．The writer saves all of his pocket money. ( ) 59．Managing money well is a useful life skill. ( ) 根据短文，选择最佳的答案。 Chen Jie is good at managing her pocket money. Every week she gets 30 yuan from her parents. She also gets lucky money during Spring Festival. She keeps all her money in three glass jars. Jar 1 is for spending. Half of her weekly money goes here. She buys school things, snacks and pays for small services like haircuts. Jar 2 is for sharing. She uses this money to buy birthday gifts for her mum, dad and friends. Jar 3 is for saving. She never spends this money easily. She wants to save enough to buy a new bike next year. She also writes a spending plan every Sunday. Before buying expensive things, she always waits for shops to have sales. She says we should know what we really need, not just what we want. 60．Where does Chen Jie put her money? (  ) A．Piggy bank. B．Three jars. C．School bag. 61．What is Jar 2 for? (  ) A．Saving big things. B．Buying gifts to share. C．Daily school things. 62．What big thing does Chen Jie save money for? (  ) A．Microscope. B．New bike. C．Robot ticket. 63．What does Chen Jie do every Sunday? (  ) A．Sell waste things. B．Write a spending plan. C．Wait for sales. 64．What can we learn from Chen Jie? (  ) A．Buy all the toys you want. B．Learn to use pocket money wisely. C．Never spend any money on gifts. 十五、书面表达（共10分） 65．题目：My Ways to Manage Pocket Money Well 要求： 1. 不少于6句话，贴合单元话题； 2. 介绍你如何规划零花钱、存钱、区分need和want； 3. 语句通顺，语法正确，无拼写错误。 ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 参考答案及试题解析 （听力部分：30分） 1．B A B A B 【解析】原文： 1. A: How much is this notebook? B: It’s eight yuan. 2. A: What do you want to buy, Lucy? B: I want to buy a pencil box. My old one is broken. 3. A: How much money do you have, Tom? B: I have thirty yuan in my piggy bank. 4. A: What are you going to buy first, Mike? B: I’m going to buy a storybook first. Then I will buy a pen. 5. A: The doll is fifty yuan. Do you have enough money, Lily? B: Oh, I only have forty yuan. 2．T F F T T 【解析】原文： I have a good friend. Her name is Lily. She is a 12-year-old girl. She manages her money well. Every week she gets some pocket money from her mum. She keeps her money in three money jars. Jar 1 is money to spend. She uses it to buy goods and pay for services. Jar 2 is money to share. She uses this money to buy gifts for her family and friends. Jar 3 is money to save. She puts money there to save up for big things, like a new bike. 3．5 2 3 4 1 【解析】原文： 1. Tom wants to buy some drink. 2. Lucy is going to pay for a haircut with her pocket money. 3. We can buy many goods in the supermarket with money. 4. Linda is waiting for a sale to buy a schoolbag. 5. Mike keeps his money in a money jar to save up for a bike. 4．A C A B C 【解析】原文： 听第一段对话，回答下面两个小题。 W: Do you usually get pocket money? M: Of course, my parents give me some pocket money when I do something good. W: Me too. What do you want to do with your pocket money? M: I want to use the money to do some useful things. 听第二段对话，回答下面三个小题。 W: Max, my wallet is crying. I bought too many drinks and snacks. M: You know what? I only bought two pens. W: But how? Everything in this store looks fun to buy. Saving money is so hard. M: My mum always says,“Wait and think. Do I really need it?” W: Sounds helpful. And we should make a shopping list. Maybe we can wait three days before buying. M: I agree. We should be smart shoppers like our parents. （笔试部分：70分） 5．D 6．C 7．D 8．C 9．C 【解析】5．house，blouse，south划线部分的发音均为/aʊ/；young划线部分的发音为/ʌ/。 6．near，hear，clear划线部分的发音均为/ɪə/；bear划线部分的发音为/eə/。 7．book，look，good划线部分的发音均为/ʊ/；food划线部分的发音为/uː/。 8．card，farm，park划线部分的发音均为/ɑː/；warm划线部分的发音为/ɔː/。 9．there，where，bear划线部分的发音均为/eə/；here划线部分的发音为/ɪə/。 10．C 11．C 12．A 13．A 14．C 【解析】10．spend花费，save节省，都属于动词，money钱，属于名词。 11．expensive昂贵的，useful有用的，都属于形容词，ticket票，属于名词。 12．haircut理发，属于名词，pay支付，visit参观，都属于动词。 13．plan计划，属于名词，want想要，need需要，都属于动词。 14．lucky幸运的，happy开心的，都属于形容词，buy买，属于动词。 15．A 【解析】句意：—你将用你的零花钱去做_____？—我将要买一本故事书。What什么，How怎样，Where在哪里。答句回答了要做的具体事情，用what提问。 16．B 【解析】句意：迈克，和他的朋友们一起，_____攒钱买一台电脑来学习人工智能。句子是一般现在时，主语是Mike，第三人称单数，动词用第三人称单数plans，planning是动名词或动词的现在分词。 17．A 【解析】句意：—你将_____花你的零花钱？—我将买一些故事书。How怎样，What什么，Where在哪里，根据答语可知是问花零花钱的方式。 18．B 【解析】句意：我还想用我的零花钱_____一些冰淇淋。想做某事用want to do sth，该空用动词的不定式， 19．A 【解析】句意：纸币________沉重的金属硬币轻得多。句子里出现了形容词的比较级lighter更轻的，比较级后面要接than。 20．A 【解析】句意：我从春节得到了一些压岁钱。the Spring Festival专有名词，春节。 21．B 【解析】句意：我现在没有足够的钱。我需要多几周的时间来存钱。few表否定含义，意为“几乎没有”；a few表肯定含义，意为“几个、一些”；都修饰可数名词。little表否定含义，意思是“几乎没有”，修饰不可数名词。根据句意，是肯定含义。weeks是可数名词复数，因此要用a few。a few more+可数名词复数，意为“再多几个……”。 22．B 【解析】句意：—这本故事书多少钱？—二十五元。How much多少，How many多少，How old多大，How much用于询问价格或者不可数名词的数量，符合语境。 23．B 【解析】句意：我们应该好好地使用零花钱。use是实义动词，需要用副词修饰，well是副词；good和bad都是形容词。 24．A 【解析】句意：我们应该为我们的开销做一个预算。make做，动词原形，makes是动词第三人称单数，made是过去式。should应该，情态动词，后接动词原形。 25．wants 【解析】句意：她想要买一台显微镜。句子时态为一般现在时，主语She是第三人称单数，动词want要用第三人称单数wants。 26．learning 【解析】句意：许多学生喜欢从故事中学习资金管理。enjoy doing sth.喜欢做某事，应填learn的动名词learning。 27．to buy 【解析】句意：我奶奶需要买一些红纸来教我剪纸。need to do sth.需要做某事，为固定搭配，应填动词不定式to buy。 28．to visit 【解析】句意：我们想在春节期间_____故宫博物院。想做某事用want to do sth。 29．pays 【解析】句意：我的妈妈每个月为我交舞蹈课的钱。every month每个月，一般现在时，主语my mum我的妈妈，第三人称单数，谓语动词用第三人称单数形式pays。 30．pocket money 31．make a plan 32．go to the supermarket 33．buy a magazine 34．save money 【解析】30．句意：我每个月得到50元作为_____。as后需要名词短语，pocket money零花钱，符合句意。 31．句意：我们应该在我们过度消费之前______。make a plan制定计划，符合句意。should是情态动词，后跟动词原形make。 32．句意：我的妈妈今天下午将要_____。go to the supermarket去超市，符合句意。句子时态是一般将来时，be going to后跟动词原形go。 33．句意：我想要从书店_____。buy a magazine买一本杂志，符合句意。want to do sth想要做某事，want to后跟动词原形buy。 34．句意：我们应该学会为我们的未来_____。save money省钱，符合句意。learn to do sth学会做某事，learn to后跟动词原形save。 35．I’m going to save up for a computer. 【解析】I’m going to我打算，for为了……，save up存钱，a  computer一台电脑，根据所给句号，可知句子为陈述句，根据所给单词词义可连成句子：我打算攒钱买一台电脑。 36．I have three hundred yuan. 【解析】I我，have有，three三，hundred百，yuan元，根据单词和所给句号可知，句子是陈述句肯定形式，根据词意连成句子：我有300元。句子开头首字母要大写。 37．How are you going to spend it? 【解析】how怎样，are going to将要，you你，spend花费，it它，根据所给问号，可知句子是疑问句，根据所给词义可以连成句子：你将怎样花费它？ 38．I want to save for a new bike. 【解析】I 我，want 想要，to 不定式符号，save 攒钱，for 为了，a 一辆，new 新的，bike 自行车，根据所给句号，可知句子是陈述句，根据所给词义可以连成句子：我想攒钱买一辆新自行车。 39．I need to save more money. 【解析】need to需要，I我，more更多的，save节省，money钱。根据所给句号可知句子是陈述句，根据所给单词词义连成句子：我需要节省更多的钱。 40．I don’t want to buy a microscope. 【解析】句意：我想买一台显微镜。want是实义动词，主语I是第一人称单数，变否定句要借助助动词don’t，后接动词原形want。 41．How much is she going to spend? 【解析】句意：她打算花50元。划线部分“50 yuan”是钱数，对钱数提问用how much。原句中有be动词is，变疑问句时将is提前，置于主语she之前。 42．Are you going to buy a schoolbag? 【解析】原句句意：我打算买一个书包。句中含有be动词am，改为一般疑问句时，需要把对应的be动词am变为are，放在句首首字母大写，主语I转换为you，其余语序保持不变。 43．Yes, I am. / Yes, we are. 【解析】句意：你/你们将要存钱吗？原句是由be引导的一般疑问句，主语是you (你/你们)。作肯定回答时，基本结构为“Yes, 主语+be”。问句主语是you，答语主语应相应变为I (我) 或we (我们)，I对应be为am，we对应be为are。 44．Where do you get your pocket money? 【解析】句意：我从父母那里得到零花钱。对零花钱的来源“from my parents”提问用Where哪里，句子时态为一般现在时，主语I转换为you，get是实义动词，需借助助动词do构成疑问语气，其后动词用原形get，my对应改为your。 45．C 46．D 47．B 48．E 49．A 【导语】本文是米莉和妈妈谈论自己的零花钱的一段情景对话 【解析】45．根据下句当然可以。可知这句是请求得到帮助，选C“你可以帮助我吗？” 46．根据上句我想要买一些新东西。可知这句是询问对方想买什么，选D“你想要买什么？” 47．根据前文我需要一些新笔记本。可知这句继续描述自己想要买的物品，选B“我还想要给我的朋友们买一些礼物。” 48．根据上句对于你剩余的钱有没有任何想法，可知这句要回答自己有或没有想法，选E“我不知道。” 49．根据上句我可以帮助你。可知这句要表达感谢，选A“谢谢，妈妈！” 50．A 51．A 52．B 53．A 54．A 【导语】本文讲述萨拉计划用零花钱购物的小故事。 【解析】50．句意：萨拉有146元。她想要给爷爷买一_____。book书，sunglasses太阳镜，microscope显微镜。冠词a后接单数名词，结合后文语境，这里选择书。 51．句意：她还想要_____一台显微镜。buy买，sell卖，make制作。根据句意，可知这里想要购买显微镜。 52．句意：但是显微镜是_____。cheap便宜的，expensive昂贵的，good好的。后文提到钱不够，说明显微镜价格昂贵。 53．句意：她也有一些压岁钱，但是她还需要_____更多钱。save积攒，spend花费，use使用。根据句意，可知现有金额不足，需要积攒更多的钱。 54．句意：妈妈说：“或许我们可以等一场_____。”sale大减价，help帮助，day日子。根据句意，可知这里是等待打折。 55．F 56．T 57．T 58．F 59．T 【导语】本文主要介绍作者对零用钱的管理。 【解析】55．句意：所有的学生都知道如何管理好零用钱。根据“But most of them don’t know how to manage it well.”可知是大部分学生都不知道如何管理好零用钱。 56．句意：把钱花在无用的玩具上就是浪费钱。根据“Some students spend all their money on snacks and toys. It’s a waste of money.”可知表达正确。 57．句意：作者每个月都会制定一个支出计划。根据“First, I make a monthly spending plan.”可知表达正确。 58．句意：作者把所有的零用钱都存起来了。根据“Second, I save half of my pocket money every week.”可知是存一半。 59．句意：妥善管理金钱是一项有用的生活技能。根据“I think managing money well is an important skill for us.”可知表达正确。 60．B 61．B 62．B 63．B 64．B 【导语】本文主要讲述了陈杰管理零花钱的方式，包括她的零花钱来源、用三个玻璃罐分别存放消费、分享、储蓄用途的钱，以及制定消费计划、理性消费的小技巧，传递合理管理零花钱的理念。 【解析】60．句意：陈杰把她的钱放在哪里？Piggy bank.存钱罐。Three jars.三个罐子。School bag.书包。根据“She keeps all her money in three glass jars.”可知陈杰把钱放在三个玻璃罐里。 61．句意：2号罐子是用来做什么的？Saving big things.存放大东西。Buying gifts to share.购买礼物分享。Daily school things.日常学校用品。根据“Jar 2 is for sharing. She uses this money to buy birthday gifts for her mum, dad and friends.”可知2号罐子是用来买礼物分享的。 62．句意：陈杰攒钱买的大件物品是什么？Microscope.显微镜。New bike.新自行车。Robot ticket.机器人票。根据“Jar 3 is for saving. She never spends this money easily. She wants to save enough to buy a new bike next year.”可知她攒钱是为了买新自行车。 63．句意：陈杰每周日会做什么？Sell waste things.卖废品。Write a spending plan.写支出计划。Wait for sales.等待促销活动。根据“She also writes a spending plan every Sunday.”可知她每周日会写一份消费计划。 64．句意：我们能从陈杰身上学到什么？Buy all the toys you want.买你想要的所有玩具。Learn to use pocket money wisely.学会明智地使用零花钱。Never spend any money on gifts.不要在礼物上花任何钱。根据全文陈杰分类管理零花钱、提前做计划、理性区分需要和想要的消费行为，以及“She says we should know what we really need, not just what we want.”可知我们要学会明智地使用零花钱。 65．范文： My Ways to Manage Pocket Money Well It is very important for us to manage pocket money well. I get 30 yuan every week from my parents. First, I write a simple spending plan every Sunday. I learn to tell my needs from my wants. Books and haircuts are my needs, but expensive toys are just wants. I have two small jars for my money. One jar is for daily spending on school things. The other jar is for savings. I wait for sales before buying expensive things like new schoolbags. I also sell waste bottles to get a little more money. Sometimes I use my savings to buy small gifts for my family. I never waste money on too many snacks. I think these ways help me use money wisely. 【解析】题干解读：人称用第一人称，时态用一般现在时。 参考词汇和句型： 参考词汇：important重要的，manage管理，a simple spending plan一个简单的开支计划，learn学习，tell needs from wants区分需求与欲望，haircuts理发，expensive贵的，jar罐子，daily spending on school things学习用品的日常开支，savings存款，sales打折，waste bottles废瓶子，gifts礼物，snacks零食，wisely明智地 参考句型：It is … for … to …；I …；I think … 学科网（北京）股份有限公司 $