Unit 4 Managing money well （知识清单）-2026-2027学年人教PEP版英语六年级上册

该小学英语知识清单聚焦人教版PEP六年级上册Unit 4“合理理财”主题，系统梳理从理财主题词汇、消费与存钱短语，到核心句型、语法（be going to表计划等），再到阅读提取理财方法、写作制定消费计划的学习支架，形成从语言积累到综合应用的完整知识脉络。 知识链路以“主题表达-语言技能-思维应用”为逻辑，词汇短语配常用搭配，语法精讲结合易错提醒，阅读提供“需求判断-预算分析”思维框架，写作配备模板。亮点在于融合语言能力（听说读写整合）、思维品质（理性消费判断）与学习能力（结构化支架），助力学生构建理财语言体系与实用表达能力。

人教版 PEP 六年级上册 · Unit 4 Managing money well 人教版 PEP 六年级上册 Unit 4 Managing money well 合理理财 · 单元知识清单 单元主题句 How can we make money work for us? 如何让钱为我们所用？ 本单元你将会 谈论理财；描述花钱、存钱的方式；阅读并分析报刊中的理财方法；写下自己的理财计划。 单元核心任务 区分 need 和 want，制定合理的 spending plan，说明打算买什么、为什么买，以及如何存钱和理性消费。 一、单元知识地图 知识板块 核心内容 主题表达 money, pocket money, spend, save, need, want, plan 消费内容 goods 实物商品；services 服务；price 价格；sale 打折 理财行为 buy, pay for, save up, wait for a sale, put money into a piggy bank 核心问答 How are you going to spend it? What are you going to buy? 语法重点 be going to 表示计划；want/need to；use money to do；pay for 阅读能力 从报刊文章中提取理财方法和理由 写作输出 制定并介绍下个月的消费计划 二、理财主题词汇 词汇/表达 中文义 常用搭配/例句 money 钱；金钱 use money well pocket money 零花钱 count pocket money piggy bank 存钱罐 put money into a piggy bank spend 花费；度过 spend money on books save / save up 节省；存钱 save up for a computer goods 商品；货物 buy goods service 服务 pay for services price 价格 What is the price? expensive 昂贵的 Microscopes are expensive. sale 打折；促销 wait for a sale plan 计划 write a spending plan lucky money 压岁钱 money from the Spring Festival 三、消费与存钱短语 表达 中文义 例句/用法 count pocket money 数零花钱 I am counting my pocket money. spend money on sth 在某物上花钱 How are you going to spend it? buy goods 购买商品 We use money to buy goods. pay for services 为服务付费 We use money to pay for services. save up for sth 存钱买某物 I’m going to save up for a computer. wait for a sale 等待打折 Maybe we can wait for a sale. be careful with money 用钱谨慎 He wants to be careful with money. put money into a piggy bank 把钱存入存钱罐 I put 52 yuan into my piggy bank. buy sth for sb 为某人买某物 I’m going to buy sunglasses for Grandpa. a pair of 一副；一双 a pair of sunglasses 四、核心句型 询问打算如何花钱 How are you going to spend your pocket money? I’m going to buy a schoolbag. I also want to buy some books. 你打算怎么花零花钱？我要买书包，还想买书。 询问打算买什么 What are you going to buy? I’m going to buy a pair of sunglasses for Grandpa. 你打算买什么？我要给爷爷买一副太阳镜。 表达需要与想要 I need a new schoolbag. / I want to buy some books. 我需要一个新书包。/ 我想买几本书。 表达购买商品与服务 We use money to buy goods. We use money to pay for services. 我们用钱购买商品，也用钱支付服务。 表达建议与计划评价 Maybe we can wait for a sale. I like your plan. But maybe you can save more money. 也许我们可以等打折。/ 我喜欢你的计划，但也许你可以多存些钱。 五、核心语法精讲：将来计划与理性消费 1. be going to：打算/计划做某事 be going to 表示已经考虑好的将来计划。 结构：主语 + am/is/are going to + 动词原形。 I am going to buy...；He/She is going to save...；We/They are going to spend...。 句式 结构 例句 肯定句 主语 + am/is/are going to + 动词原形 I’m going to buy a schoolbag. 否定句 主语 + am/is/are not going to + 动词原形 I’m not going to buy ice cream. 一般疑问句 Am/Is/Are + 主语 + going to + 动词原形...? Are you going to buy books? 简短回答 Yes, 主语 + am/is/are. / No, 主语 + am/is/are not. Yes, I am. / No, I’m not. 特殊疑问句 What/How + am/is/are + 主语 + going to...? How are you going to spend it? 2. want to 与 need to want to + 动词原形：想要做某事。I want to buy some books. need to + 动词原形：需要做某事。I need to save more. 第三人称单数：He wants to buy a gift. / She needs to wait for a sale. 3. use...to... 与 pay for use + 钱/工具 + to + 动词原形：用……做……。We use money to buy goods. pay for + 商品/服务：为……付款。We use money to pay for services. 注意：buy sth for sb 表示“为某人买某物”：buy sunglasses for Grandpa。 4. need 与 want 的区别 need 表示“需要”，是生活或学习中的必需品：I need a schoolbag. want 表示“想要”，是个人愿望：I want a microscope. 理性消费时先问：Do I need it now? Do I already have one? Is it expensive? Do I have enough money? 5. 易错提醒 ① be going to 后用动词原形：I’m going to buy...（不是 going to bought） ② am/is/are 要随主语变化：I am；he/she/it is；you/we/they are。 ③ want/need 后用 to：I want to buy... / I need to save... ④ pay for 中 for 不能省略；buy sth for sb 中 for 表示“给某人”。 六、阅读方法：从理财文章提取信息 阅读要素 要回答的问题 常用表达 目标 想买什么？为什么想买？ I want to buy... 预算 有多少钱？够不够？ I have... yuan. 需要/想要 哪些是 need？哪些是 want？ I need... / I want... 时间安排 现在买还是以后买？ Buy now / Wait for a sale 理财方法 如何节约和存钱？ write a plan; save up; be careful with money 先圈出金额和物品，找出“有多少钱、想买什么”。 再区分 need 和 want，判断物品的重要程度。 关注 because、but、so，理解购买或等待的理由。 最后概括人物的 spending plan：现在买什么、以后买什么、如何存钱。 理财思维框架 Do I need it now? → Do I already have one? → What is it for? → Is it expensive? → Do I have enough money? → Buy now or wait for a sale? 七、口语与写作表达 表达目的 可直接使用的句型 介绍预算 I have ______ yuan. I put ______ yuan into my piggy bank. 介绍必需品 I need ______ because ______. 介绍想要的物品 I want ______, but it is expensive. 说明消费计划 I’m going to buy ______. I also need ______. 说明存钱计划 I’m going to save up for ______. 提出理性建议 Maybe you can wait for a sale/save more money. 写作模板：My spending plan I have ______ yuan for next month. I’m going to put ______ yuan into my piggy bank. I need ______, so I’m going to buy it. I want ______, but it is expensive. I’m going to wait for a sale/save more money. This is my spending plan. I want to use money well. Goods 与 Services Goods 实物商品：food, clothes, school things, books, schoolbag。 Services 服务：haircuts, home deliveries, seeing a doctor, dance classes, cinema tickets。 句型：We use money to buy goods. We use money to pay for services. 八、单元核心词句速记 核心词 money · pocket money · piggy bank · spend · save up · goods · service · expensive · sale · plan · lucky money 核心句 How are you going to spend it? What are you going to buy? I’m going to... / I want to... / I need to... Maybe we can wait for a sale. 核心语法 be going to + 动词原形表示计划；want/need to + 动词原形；use money to buy goods；pay for services；区分 need 与 want。 知识清单 · 学习者：__________ 日期：__________ 学科网（北京）股份有限公司 $