Unit 4 Money management 知识清单-2026-2027学年人教版PEP英语六年级上册

该小学英语知识清单聚焦六年级上册“金钱管理”单元，构建从主题词汇（金钱、消费、商品服务等）到句型语法（be going to表将来、need/want区分等），再到迁移输出（消费计划、主题作文）的完整学习支架。 知识链路按“主题词汇—句型语法—文化认知—迁移写作”逻辑展开，通过分类词汇表、易错点对比、三段式作文框架强化语言能力，融入理性消费、支付方式等文化常识培养思维品质，文字版知识脉络图助力构建系统认知，提升学习效率。

Unit 4 Money management 单元知识清单 2026秋 人教PEP版六年级上册英语 使用说明 建议学习顺序：先读主题与词汇，再用句型和语法组织表达，最后通过易错点自查与主题作文完成迁移输出。 一、单元主题与学习目标 Big Question How can we make money work for us? How can we use money wisely? 单元主题：金钱管理（Money management） 话题聚焦：谈论零花钱的用途、区分需要与想要、制订消费计划，培养理性消费意识。 学习目标： 能谈论钱的不同用途以及购买商品和服务。 能使用 be going to 说明未来计划。 能区分 need 和 want，并表达价格、存钱和消费。 能制订简单的 spending plan，并写出理性使用金钱的建议。 二、必记单词 A. 金钱与消费类 英文 词义/用法 学习提醒 money 钱；金钱 不可数名词，不能说 many moneys pocket money 零花钱 get/spend/save pocket money spend 花费 spend money on sth. save 节省；储蓄 save up for a computer price 价格 What is the price? cash 现金 pay in cash sale 特价销售 wait for a sale expensive 昂贵的 The microscope is expensive B. 商品与服务类 英文 词义/用法 学习提醒 goods 商品 buy goods service 服务 pay for services schoolbag 书包 buy a schoolbag book 书 buy some books haircut 理发 have a haircut microscope 显微镜 a useful but expensive thing sunglasses 太阳镜 a pair of sunglasses C. 计划与判断类 英文 词义/用法 学习提醒 plan 计划 make a spending plan need 需要 What do I need to buy? want 想要 What do I want to buy? wise 明智的 use money wisely careful 小心的；仔细的 be careful with money enough 足够的 have enough money 三、必记短语 核心短语 中文意思 例句/搭配 use money wisely 明智地使用钱 How can we use money wisely? spend money 花钱 How are you going to spend it? save up for 为……攒钱 save up for a computer pocket money 零花钱 my pocket money make a spending plan 制订消费计划 Let’s make a spending plan. buy goods 购买商品 We use money to buy goods. pay for services 为服务付费 We use money to pay for services. pay in cash 用现金支付 I’m going to pay in cash. use a mobile phone 使用手机 I can use my mobile phone to pay. wait for a sale 等待打折 Maybe we can wait for a sale. be careful with money 花钱谨慎 He wants to be careful with money. have a haircut 理发 I’m going to have a haircut. a pair of sunglasses 一副太阳镜 buy a pair of sunglasses school things 学习用品 buy school things need to buy 需要购买 What do I need to buy? want to buy 想购买 What do I want to buy? have enough money 有足够的钱 Do I have enough money? already have one 已经有一个 Do I already have one? in the next month 在下个月 my plan for the next month save more 多攒一些 I still need to save more. 四、必会句型 询问消费计划 句型：How are you going to spend your pocket money? 例句：How are you going to spend your pocket money? 译文：你打算怎样花零花钱？ 常见回应：I’m going to buy some books. 表达将来计划 句型：I’m going to + 动词原形. 例句：I’m going to buy a schoolbag. 译文：我打算买一个书包。 常见回应：I also want to buy some books. 区分需要与想要 句型：Do I need to ...? / Do I want to ...? 例句：Do I need to buy it? Do I already have one? 译文：我需要买它吗？我已经有一个了吗？ 常见回应：Maybe I can wait for a sale. 询问金额 句型：How much pocket money do you have? 例句：How much pocket money do you have? 译文：你有多少零花钱？ 常见回应：I have one hundred and forty-six yuan. 表达建议 句型：We can + 动词原形. 例句：We can write a spending plan and wait for a sale. 译文：我们可以写消费计划并等待打折。 常见回应：That’s a good idea. 五、核心语法 1. be going to 表将来计划 主语 + am/is/are going to + 动词原形。I’m going to buy... / She is going to save... / They are going to make... 否定：am/is/are not going to...；一般疑问：Are you going to...? 2. need 和 want 的区别 need 表“需要”，是生活或学习中的必要内容；want 表“想要”，是个人愿望。写消费计划时先列 need，再列 want。 3. spend 的搭配 spend + 金钱 + on + 物品：I spend 20 yuan on books. 也可说 spend time doing sth. 本单元重点是 spend money。 4. How much 询问不可数数量或金额 How much money/pocket money do you have? money 是不可数名词；具体金额用数字 + yuan。 5. goods 与 services goods 指可以买到的物品，services 指理发、看医生、送货等服务。We use money to buy goods and pay for services。 六、易错点区分 易错点 错误 → 正确 为什么 be going to 后接原形 I’m going to buying a book. → I’m going to buy a book. to 后接动词原形。 be 动词选择 He are going to save money. → He is going to save money. he/she/单数人名用 is。 need/want 后结构 I need buy a pen. → I need to buy a pen. need 作动词时常用 need to do。need/want后也可接名词 money 的数 I have many moneys. → I have a lot of money. money 通常不可数，不能加 s。 How much / How many How many money do you have? → How much money do you have? money 不可数，用 How much。How many后接可数名词复数 spend 搭配 I spend money to books. → I spend money on books. spend money on sth. 是固定搭配。 价格表达 The book is 20 yuan. / It costs 20 yuan. 不要写 It is costs...；二者任选其一。 want 与 need 混用 I need an expensive toy. → I want an expensive toy. 玩具通常属于想要的物品，要根据语境判断。 七、文化常识 1. 理性消费意识 教材引导学生先问“我需要吗？我已经有了吗？它是为谁买的？贵吗？我有足够的钱吗？”，再决定是否购买。 2. 商品与服务 生活中的消费不仅是买商品，也包括为理发、看病、送货等服务付费。理解 goods 和 services 有助于认识真实生活中的经济活动。 3. 支付方式的变化 教材提到现金支付和手机支付。支付方式会随着科技发展变化，但“有计划、量入为出、避免浪费”的原则不会改变。 4. 节日零花钱 春节等节日可能收到 lucky money。可以把一部分用于必要开支、一部分储蓄，也可以在家长指导下帮助他人。 八、单元主题作文指导 1. 作文类型：写一份下个月的零花钱使用计划，或给同学提出明智消费建议。 2. 三段式写作框架 开头：交代钱的来源和总额：I have ... yuan for the next month. 主体：分 goods/services，区分 need/want，列出计划和价格。 结尾：说明如何节约：I will save ... yuan. / I can wait for a sale. 3. 常用表达 功能 可直接套用的表达 计划 I’m going to ... / I also want to ... 需要与想要 I need ... / I want ... / I already have ... 理性消费 I will be careful with money. / I can wait for a sale. 储蓄 I’m going to save up for ... / I will save ... yuan. 4. 参考范文 范文 My spending plan I have 152 yuan for the next month. I’m going to put 32 yuan into my piggy bank. I need to buy some school things, so I will spend 50 yuan on them. I also want to buy a book for 20 yuan. I will not buy expensive toys. I’m going to save the rest of my money. I think my plan is wise. 九、知识脉络图 文字版结构：金钱管理 → money/pocket money → goods/services → need/want → be going to 计划 → spend/save/wait for a sale → spending plan → 理性消费类作文。 建议：复习时从中心主题出发，逐步检查“词汇—句型—语法—文化—写作”是否能完整表达。 学科网（北京）股份有限公司 $