Unit 7 Be wise with money（下）-2026-2027学年七年级英语上册知识点精讲（译林版）

Unit 7 Be wise with money 知识点精讲（下） education pay pay for expensive account matter ⊙单元核心词汇 pocket pocket money present deal online lucky money relative in need habit;beginning 。单元同步语法 there be句型 。单元文章对话 重点句型讲练 教材同步词汇全解全练 重点1 单元词汇 1.education/ed3u'keIfn/n.教育 词形变化：educate(v.教育)；educational(adj.教育的) 搭配：get a good education接受良好教育 例句：Education is important for everyone. 2.pay /per/v.付款；付钱 词形变化：paid(过去式/过去分词)；payment(n.付款 搭配：pay for为付款 例句：I need to pay for the book, 3.expensive /ik'spensIv/adj..昂贵的 词形变化：expensively(adM.昂贵地)；expense(n.费用) 反义词：cheap 例佝：The car is too expensive, 4.account/e'kaunt/n.账户；描述 词形变化：accountant(n.会计) 搭配：bank account银行账户；on account of由于 例句：I have a bank account, 5.matter/'mete(r/n.事情；问题v.要紧 词形变化：matters(第三人称单数；mattered(过去式) 搭配：What's the matter'?怎么了？；It doesn't matter.没关系。 例句：What's the matter with you? 6.pocket/pokt刊n.口袋 词形变化：pocketed(adj.有口袋的) 搭配：pocket money零花钱 例句：I have a phone in my pocket I use my pocket money to buy toys. 7.present/'preznt/n.礼物；adj.目前的v.赠送 词形变化：presentation(n.呈现) 搭配：at present目前；birthday present生日礼物 例佝：I got a nice present. 8.dea1di:Wv.处理；n.交易 词形变化：dealt(过去式/过去分词)；dealing(现在分词) 搭配：deal with处理 例句：How do you deal with the problem? It's a good deal 9.online/.pn'laIn/adj.ladw.在线的（地） 词形变化：offline(反义词) 搭配：shop online网上购物 例句：I often study online. 10.lucky money/'lki'mAni/n..压岁钱（红包） 相关：luck(n.运气)；luckily(adv.) 例句：Children get lucky money at Spring Festival. 11.relative/'reletv/n.亲戚；adj.相对的 词形变化：relativity(n.相对性) 搭配：a relative of mine我的一个亲戚 例句：I visit my relatives during the holiday. 12.in need/nni:d需要帮助的；贫困的 搭配：people in need需要帮助的人 例佝：Ne should help those in need. 13.habt/'haebrt//n.习惯 词形变化：habitual(adj.习惯性的) 搭配：good habits好习惯；in the habit of有.的习惯 例句：Reading is a good habit,. 14.beginning/brg红nrn/n.开始；开端 词形变化：begin(v.开始)；began(过去式)；begun(过去分词) 搭配：at the beginning of在.开始时 例句：At the beginning of the term,we have new plans. 考点通关 单元词汇 (一）单句填空（用所给词的适当形式填空） 1.l think (educate)is very important for everyone 2.I paid my new shoes yesterday.(填入介词) 3.This book is too (expense)for me to buy 4.I have a bank (account) 5.What's the (matter)with your leg? 6.Don't put your hands in your (pocket) 7.I spent all my (pocket)money on the toy 8.She got a lot of (luck)money from her grandparents 9.My (relative)visited us last weekend. 10.We should help people need.(填入介词) 11.She has a good (habit)of reading 12.At the (begin)of the story,a cat appeared. 13.1 (deal)with this problem yesterday. 14.I often shop (online)for clothes. 15.I gave her a nice (present)for her birthday (二)短文填空（用所给词的适当形式填空或填入所缺的介词） Spring Festival is coming.I get a lot of (1) (luck)money from my (2) (relative).I put it in my (3) (pocket).I want to (4)】 (pay)for a new book as a birthday (5) (present).But the book is too(6)】 _(expensive).My parents say (7)__ (educate)is important.I need to(8) (deal)with my money well.I also want to form good (9)】 (habit).At the(10)_ (begin)of the new term,I will shop (11)】 (online).I will save some money in my bank(12). (account).I also want to help people(13)_ need.(填入介词)(14)What'sthe (matter)?I still have some(15) (pocket)money left 参考答案 1.education;2.for;3.expensive;4.account;5.matter;6.pocket;7.pocket; (一）单句填空 8.lucky;9.relatives;10.in;11.habit;12.beginning;13.dealt;14.online; 15.present 1.lucky;2.relatives;3.pocket;4.pay;5.present;6.expensive; (二)短文填空 7.education;8.deal;9.habits;10.beginning;11.online;12.account; 13.in;14.matter;15.pocket 教材同步语法全解全练 重点2 单元语法 there be句型 一、定义 表示“某地有某物/某人”，强调客观存在。 二、结构 句型 结构 例句 There is a book on the 肯定句 There+be(is/are)+名词 +地点状语 desk.There are some pens in the bag There isn't a book on the There+be+not+名词+ 否定句 地点状语 desk.There aren't any pens in the bag. Is there a book on the Be+there+名词+地点 一般疑问句 状语？ desk?Are there any pens in the bag? What is there on the 特殊疑问向 疑问词+be+there+地 点状语？ desk?How many pens are there in the bag? 三、注意事项 1.就近原颡则侧：be动词的单复数由紧跟其后的第一个名词决定。 There is a pen and two books.There are two books and a pen. 2.与have的区别：there be表示"存在”，have表示"拥有”。 例：There is a tree in front of the house..(存在)/I have a book(拥有) 3.常用介词短语：in,on,under behind,near,in front ofs等。 四、常用句型 There is/,are+某物+地点. There isn't/aren't+某物+地点. ls/Are there+某物+地点？→Yes,there is/are./No,there isn't/aren't 考点通关 单元语法 语法专练一：单项选择(8题) 1.There a book and two pens on the desk. A.is B.are C.be 2. there any milk in the glass? A.Is B.Are C.Am 3.There some water in the bottle. A.is B.are C.be 4.There aren't apples on the table. A.some B.any C,a 5.-How many students there in your class? -Forty. A.is B.are C.be 6.There a cat under the chair. A.is B.are C.have 7.Is there orange on the plate? A.a B.an C.some 8.There two cups of tea on the table. A.is B.are C.have 语法专练二：语法填空(10题) 用be动词的适当形式(is/are)或括号内词的正确新形式填空。 1.There a pencil in the pencil case 2.There some books on the shelf. 3. there a map on the wall? 4.There not any milk in the fridge. 5.How many girls there in your class? 6.There an orange and two bananas on the table. 7.There two chairs and a desk in the room. 8.一 there any water in the cup?-Yes,there 9.There a big tree behind the house. 10.There some birds in the tree. 参考答案 语法专练一：单项选择 1.A;2.A;3.A;4.B;5.B;6.A;7.B;8.B 1.is;2.are;3.Is;4.is;5.are;6.is;7.are;8.Is,is;9. 语法专练二：语法填空 is;10.are 教材同步文章句型精讲 重点3 文章句型 1.I get some lucky money at the Spring Festival. 结构：主语+get+某物+at/in/on+时间 短语：lucky money压岁钱；the Spring Festival春节 译：我在春节得到一些压岁钱。 2.I usually spend most of my lucky money on pens,books,food and music. 结构：spend+钱/时间+on+名词 短语：most of..中的大部分 译：我通常把大部分压岁钱花在笔、书、食物和音乐上。 3.I also use some money to help children in need every year. 结构：use+某物+to do sth.用某物做某事 短语：in need需要帮助的 译：我每年也用一些钱帮助需要帮助的孩子们。 4.I save the rest in my bank account. 结构：save+某物+in+地点把存到里 短语：the rest剩余部分；bank account:银行账户 译：我把剩余的钱存在我的银行账户里。 5.It is important to save for a rainy day. 结构：tis+形容词+to do sth.做某事是的 短语：save for a rainy day未雨绸缪 译：未雨绸缪是很重要的。 6.I try to manage my money well. 结构：try to do sth.尽力做某事 短语：manage money理财 译：我尽力好好管理我的钱。 7.At the beginning of each year,I make a budget for my lucky money. 结构：make a budget for...为…做预算 短语：at the beginning of在开始时 译：在每年年初，我为压岁钱做预算。 (8.It helps me plan what to do with it and have good spending habits. 结构：help sb..(to)do sth.帮助某人做某事 短语：what to do with.如何处置…；spending habits消费习惯 译：它帮助我计划如何使用压岁钱，并养成浪好的消费习惯。 考点通关 文章句型 练习一：单项选择（共10题） 1.l usually most of my lucky money on school things. A.spend B.take C.cost D.pay 2.She uses some money books for the poor children. A.to buy B.buying C.buys D.bought 3.It's important a budget for your money. A.make B.to make C.making D.makes 4.I save the rest of my lucky money my bank account. A.on B.in C.to D.for 5.Every year,I get some lucky money the Spring Festival. A.in B.on C.at D.for 6.My mother tells me to save a rainy day. A.for B.to C.in D.with 7.At the of each year,I make a plan. A.begin B.beginning C.end D.middle 8.I try my money well. A.manage B.managing C.managed D.to manage 9.The budget helps me good spending habits A.have B.has C.having D.to having 10.I use the money to help children A.in need B.in help C.in trouble D.in danger 练习二：完成狗子（根据中文提示完成英文句子，每空一词） (共10题) 1我通常把大部分压岁钱花在书上。 I usually most of my lucky money books. 2我用一些钱帮助需要帮助的孩子。 I use some money children in need. 3.我把剩余的钱存在我的银行账户里。 I save the in my bank 4.未雨绸缪是重要的。 It's important to save a day 5.每年年初，我做一个预算。 the of each year,I make a budget. 6.它帮助我计划如何使用压岁钱。 It helps me what to do my lucky money. 7.我尽力好好管理我的钱。 I try my money well. 8我有一个好习惯。 I have a good habit. 9.妈妈总是告诉我它很重要。 always me it is important. 10我每年都得到一些压岁钱。 I get some lucky money 练习三：翻译句子（根据中文翻译成英文，每句一条横线） (共10题) 1我在春节得到一些压岁钱。 2我把大部分压岁钱花在文具和食物上。 3我也用一些钱帮助需要帮助的孩子们。 4.我存下乘剩余的钱。 5.未雨绸缪是很重要的。 6.在每年年初，我制定一个预算。 7.它帮助我养成良好的消费习惯。 8我尽力好好管理我的钱。 9.我把钱存入我的银行账户。 10.妈妈总是告诉我要节约。 参考答案 1.A (spend...on) 2.A (use...to do) 3.B (It's important to do) 4.B(save..in…) 5.C (at the Spring Festival) 练习一：单项选择 6.A (save for a rainy day) 7.B (at the beginning of) 8.D (try to do) 9.A (help sb.do sth.) 10.A (in need) 1.spend;on;2.to;help;3.rest;account;4.for;rainy;5.At; 练习二：完成句子 beginning;6.plan;with;7.to;manage;8.spending;9.Mum; tells;10.every;year 1.I get some lucky money at the Spring Festival. 2.I spend most of my lucky money on stationery and food. 3.I also use some money to help children in need. 4.I save the rest of the money. 5.It's important to save for a rainy day. 练习三：翻译句子 6.At the beginning of each year,I make a budget. 7.It helps me have good spending habits. 8.I try to manage my money well. 9.I save the money in my bank account. 10.Mum always tells me to save money. A 教材同步单元练习 一、阅读理解 A篇 Many teenagers in China get lucky money during the Spring Festival.How do they deal with it?We asked some students and here are their answers. Li Ming,13,from Beijing:"I usually save most of my lucky money in my bank account. My parents opened an account for me when I was ten.I want to use the money to buy a new computer next year.Sometimes I spend a little on books and snacks,but I always think before I buy" Wang Fang,14,from Shanghai:"I give part of my lucky money to charity ()Last year I donated 200 yuan to a children's hospital.It makes me feel happy to help others. I also keep some money for my daily needs,like buying stationery or gifts for my friends'birthdays." Zhang Wei,13,from Guangzhou:"I'm learning to make a budget.Every year,I divide my lucky money into three parts:50%for saving,30%for spending,and 20%for sharing.I write down how much I spend each month.This habit helps me not to waste money." Chen Xin,14,from Chengdu:"My parents teach me to use money wisely.They say, 'Money doesn't grow on trees.So I only buy things I really need.I also try to find cheaper ways to have fun,like reading books from the library instead of buying new ones." ()1.How did Li Hua feel on the first day of school? A.Happy B.Nervous. C.Excited. D.Angry. ()2.What did Zhang Mei do to help Li Hua? A.She gave her a book. B.She taught her to play basketball. C.She bought her lunch. D.She wrote a letter to her. ()3.What do Li Hua and Zhang Mei both like? A.Playing basketball. B.Reading. C.Playing the piano. D.Drawing. ()4.What can we learn from the passage? A.Making friends is difficult. B.A good friend can make school life better. C.Li Hua is better at sports than Zhang Mei. D.Zhang Mei is a teacher at the school. ()5.What is the main idea of the passage? A.How teenagers get lucky money. B.How teenagers use their lucky money wisely. C.How teenagers save money in the bank. D.How teenagers donate money to charity. B篇 Do you know how to manage your pocket money?Here are some tips from money experts(专家). First,set a goal.Think about what you want to buy in the future.Maybe it's a new bike,a video game,or a gift for your parents.Having a clear goal will help you save money instead of spending it on small things every day. Second,make a budget.Write down how much money you get each month(from pocket money,part-time jobs,or gifts).Then list what you need to spend on,like snacks,bus tickets,or school supplies.Try to keep your spending less than your income ()If you have money left,put it into your savings. Third,compare prices before you buy.Don't buy the first thing you see.Look at different shops or online stores.Sometimes you can find the same thing at a lower price.Waiting for sales is also a good idea. Fourth,learn to say "no"to yourself.When you see something you want but don't really need,ask yourself:"Do I have to have it?"If the answer is no,put it down.This will help you avoid impulse buying(沖动消费). Finally,save for a rainy day.Put some money away for unexpected things,like if your phone breaks or you need to take a taxi..Having an emergency fund(应急基金)gives you peace of mind. ()1.What is the first step to manage pocket money according to the passage? A.Make a budget. B.Set a goal. C.Compare prices. D.Save for a rainy day ()2.What does the writer advise us to do before buying something? A.Buy it quickly before it sells out. B.Ask parents for advice. C.Compare prices and wait for sales. D.Buy the most expensive one. ()3.What does "avoid impulse buying"mean? A.避免冲动购物 B.避免比较价格 C.避免存钱 D.避免设定目标 ()4.Why should we have an emergency fund? A.To buy things we want. B.To spend on daily needs. C.To prepare for unexpected situations. D.To give to charity. ()5.Which of the following is NOT mentioned in the passage? A.Setting a goal. B.Making a budget. C.Borrowing money from friends. D.Saving for a rainy day. 二、完形填空 Last month,our school had a "Money Smart Week".We learned how to manage money 1.a fun way.Our teacher,Miss Li,gave us 2.tasks Task 1:Keep a money diary.Every day,we wrote down what we spent and 3. At the end of the week,we could see 4. our money went.I was surprised to find that I spent too much on snacks.So I decided to 5. less on them. Task 2:Make a budget for a small trip.We planned a day out with 6. money (50 yuan each).We had to think about transportation,food,and activities.My group chose to walk instead of taking a bus,and we brought homemade sandwiches.7. _we had enough money to visit the science museum. Task 3:Learn about banks.Miss Li invited a bank worker to our class.He told us 8. to open an account and how interest()works.I learned that if I put 100 yuan in the bank,I can get a little more money 9. a year.That's called interest. At the end of the week,we shared our 10. with the class.I learned that being smart with money doesn't mean being stingy )It means making good 11. so that we can have both fun and savings.Now I have a 12. to save 20%of my pocket money each month.I believe I can do it! A.in B.on C.at D.for A.three B.four C.five D.six A.saved B.saved up C.save D.saving A.what B.where C.how D.when A.cost B.take C.spend D.pay A.limit B.limited C.limiting D.limits A.But B.However C.So D.Because A.what B.how C.why D.when A.before B.after C.during D.in A.experiences B.experience C.experienced D.experiencing A.choices B.choose C.chose D.chosen A.goal B.plan C.habit D.dream 三、阅读短文回答问题 Dave is a 13-year-old boy from the UK.He gets 5 pounds every week as pocket money. At first,he spent all the money on sweets and comics.But after his father had a talk with him,he changed. Now Dave uses a"three-jar system"(∈罐系统).He has three jars marked"Spend", "Save"and "Share".Every week,he puts 50%of his money into the "Save"jar for big things he wants,like a new skateboard.He puts 30%into the "Spend"jar for everyday things like snacks or small toys.The remaining 20%goes into the "Share" jar.He uses this money to buy gifts for his family or donate to charity. Dave also keeps a notebook.He writes down every time he takes money out of a jar. At the end of each month,he checks his notebook to see if he is following his plan.If he spends too much from the "Spend"jar,he will try to spend less next month. Dave's friend Tom thinks this system is great."I used to spend all my money quickly," Tom says."Now I'm learning to save like Dave.Last month I saved enough to buy a book I wanted." Dave's parents are happy with his change.His mother says,"He is learning to be responsible with money.This will help him a lot when he grows up." 1.How much pocket money does Dave get every week? 2.In the "three-jar system",which jar has the most money each week? 3.How does Dave keep track(of his spending? 4.What did Tom buy with his saved money last month? 5.What does Dave's mother think of his new habit? 四、短文填空 用方框中所给单词的适当形式填空，使短文完整正确。（每个单词限用一次，每空限填一个单 词。) buy,good,habit,how,if,important,manage,plan,save,wise Some people think that children are too young to learn about money.But in fact,it is 1.to start early.Learning to 2.money is a skill that will help you all your life. First,you need to know 3. money comes from.Most children get money from their parents as pocket money or as gifts like lucky money.You should be thankful for it and use it 4. Second,develop a 5.of saving.Try to save at least some of your money each week.You can 6.a piggy bank or open a bank account.When you see your savings grow,you will feel proud. Third,make a 7.before you spend.Think about what you really need,not what you just want.8.you see something you like,ask yourself:"Do I need it?Can I afford it?"If the answer is no,don't 9.it. Remember,good money management starts with small steps.The 10. you learn to manage your money,the more confident you will be in the future. 2. 3. 4 5. 7 8. 9. 10. 五、写作 话题：What I do with my lucky money 提示：每年春节你都会收到压岁钱。你是如何使用的？请根据以下要点写一篇短文。 1.你通常如何分配压岁钱（如：存银行、买东西、帮助他人等）； 2.你为什么这样分配： 3.你从中学会了什么。 要求：80词左右，语句通顺，语法正确。 参考答案 一、阅读理 A篇：1.B2.C3.C4.B5.B 解 B篇：1.B2.C3.A4.C5.C 二、完形填 1.A;2.A;3.B;4.B;5.C;6.B;7.C;8.B;9.B;10.A;11.A;12 空 A 三、阅读短 1.5 pounds.He gets 5 pounds every week. 文回答问题 2.The "Save"jar./The "Save"jar has the most money. 3.He keeps a notebook and writes down every time he takes money out of a jar. 4.A book.He bought a book. 5.She thinks it's great happy responsible./She thinks he is learning to be responsible with money. 四、短文填 1.important 2.manage 3.how 4.wisely 5.habit 6.use 7.plan 8.If 9.buy 10. 空 better 五、写作 范文： Every Spring Festival,I get lucky money from my relatives.I usually divide it into three parts.First,I save 50%in my bank account.I want to use it for future studies,like buying a new computer.Second,I spend 30%on things I need,such as books and school supplies.Third,I donate 20%to children in need. Last year,I helped a poor child buy new clothes.I feel happy when I can help others. From this,I learn to be wise with money.Saving helps me prepare for the future,and sharing makes me a better person.