Unit4 Managing money well单元核心知识总结+随堂练（知识清单）-2026-2027学年人教PEP版六年级上册

该小学英语知识清单系统梳理了人教版PEP六年级上册Unit4“合理理财”单元内容，涵盖核心词汇（分理财动词、金钱相关等四类）、语法考点（be going to、should等）、固定短语、交际句型、写作模板及高频易错点，搭建从词汇积累到语法运用再到实际交际与写作的递进式学习支架。 清单通过分类整合与分级练习构建知识体系，如词汇按功能分类、语法结合实例讲解，培养学生语言能力与思维品质。特别设计高频易错点标注（如spend过去式spent）、写作模板（含核心短语应用）及分层次随堂练（单词测试到完形填空），帮助学生高效掌握要点，教师可据此精准教学，提升课堂实效。

人教版(PEP)六年级英语上册 Unit4 Managing money well核心知识总结+随堂练 单元核心知识： 一、单元主题 合理理财、零花钱管理、理性消费；核心语法：be going to（一般将来时）、情态动词should 二、核心词汇分类 1. 理财动词 manage管理；spend花费；save储蓄；pay支付；compare比较；count清点；buy购买；plan计划 2. 金钱相关 money钱；pocket money零花钱；lucky money压岁钱；cash现金；coin硬币；bank card银行卡；piggy bank存钱罐；price价格 3. 物品与消费 goods商品；service服务；haircut理发；gift礼物；supermarket超市 4. 形容词&副词 wise→wisely明智(地)；careful谨慎的；cheap便宜的；expensive昂贵的；difficult困难的；half一半 三、核心语法考点 1. be going to 一般将来时 结构：主语 + be going to + 动词原形（表达用钱、购物计划） 例句：I’m going to save up for a bike. 2. should + 动词原形 提出消费建议 You should write a spending plan. 3. 易混区分：need（客观需要） vs want（主观想要） 4. 副词修饰动词：use money wisely 四、必考固定短语 1. manage money well 管理好金钱 2. save up 攒钱（为特定目标） 3. wait for a sale 等待打折 4. pay for 为……付款 5. be careful with money 用钱谨慎 6. compare prices 比较价格 7. spending plan 消费计划 8. for example 例如 五、经典交际句型 1. How are you going to spend your pocket money? 你打算如何花你的零花钱？ 2. I’m going to save up and wait for a sale. 我打算存钱，等待打折。 3. You should be careful with your money. 你应当合理使用金钱。 六、写作模板（Managing money well） It is important to manage money well. I get some pocket money every month. I will not spend all of it. I save up for things I really need. Before buying expensive goods, I wait for a sale and compare prices. I write a spending plan. I put half of my money in the piggy bank.We should learn to use money wisely and be careful with money. 七、高频易错点 1. spend过去式spent；buy过去式bought（不规则变化） 2. save up for sth. 为某物攒钱，介词必须用for 3. careful搭配介词with：be careful with money 4. goods本身是复数，无单数形式 5. wisely是副词，只能修饰动词，不可修饰名词 随堂练 一、本单元单词测试（汉译英） 1. 管理 v. __________ 2. 钱 n. __________ 3. 零花钱 __________ 4. 压岁钱 __________ 5. 明智地 adv. __________ 6. 花费 v. __________ 7. 储蓄；节省 v. __________ 8. 特价销售 n. __________ 9. 计划 n. __________ 10. 商品 n.(复数) __________ 11. 服务 n. __________ 12. 理发 n. __________ 13. 硬币 n. __________ 14. 现金 n. __________ 15. 银行卡 __________ 16. 支付 v. __________ 17. 需要 v. __________ 18. 想要 v. __________ 19. 便宜的 adj. __________ 20. 昂贵的 adj. __________ 21. 一半 n. __________ 22. 困难的 adj. __________ 23. 罐子 n. __________ 24. 存钱罐 __________ 25. 价格 n. __________ 26. 比较 v. __________ 27. 数；清点 v. __________ 28. 礼物 n. __________ 29. 超市 n. __________ 30. 小心的；谨慎的 adj. __________ 二、重点单词词性转换。 1. manage（名词：管理）__________ 2. spend（过去式）__________ 3. save（现在分词）__________ 4. wise（副词）__________ 5. care（形容词：谨慎的）__________ 6. expensive（反义词）__________ 7. coin（复数）__________ 8. plan（复数）__________ 9. buy（过去式）__________ 10. difficult（名词：困难）__________ 三、短语中英互译。 汉译英（10道） 1. 管理好金钱 __________ 2. 攒钱 __________ 3. 消费计划 __________ 4. 等待打折 __________ 5. 为……付钱 __________ 6. 明智地用钱 __________ 7. 比较价格 __________ 8. 列购物清单 __________ 9. 用钱谨慎 __________ 10. 例如 __________ 英译汉（5道） 11. piggy bank __________ 12. mobile payment __________ 13. save half of the money __________ 14. go shopping in the supermarket __________ 15. save up for a big thing __________ 四、用所给单词的适当形式填空。 1. We should __________(manage) our pocket money well. 2. He __________(spend) fifty yuan on books yesterday. 3. Look! She __________(save) money in the piggy bank. 4. We need to use money __________(wise). 5. Be __________(care) with your money. 6. This toy is too __________(expense). I want a cheap one. 7. There are many __________(coin) in the jar. 8. I make two spending __________(plan) every month. 9. My mum __________(buy) a schoolbag last Sunday. 10. There are many __________(difficult) at first. 五、根据首字母提示完成短文填空。 We should m______1 our money well. I have some pocket m______2. I don’t s______3 all of it. I s______4 up for new things.I write a spending p___5 and wait for a s______6 before buying expensive goods.I learn to c______7 prices and be c______8 with money.I put half of my money into my piggy b______9.It helps me use money w______10. 六、完形填空。 Managing money well talks about pocket money, good spending habits and how to use money wisely. Many children get pocket money from their parents. We need to learn to 1 money well.I don’t 2 all my money at once. I 3 up for things I really need. Before buying expensive 4 , I will 5 for a sale. I also learn to compare 6 in different shops.I write a spending 7 . It helps me be 8 with money. I save half of my pocket money in my piggy bank. It is not 9 if you have a good plan.It’s important to use money 10 . ( )1. A. manage B. spend C. sell ( )2. A. save B. spend C. plan ( )3. A. save B. wait C. pay ( )4. A. service B. goods C. haircut ( )5. A. look B. wait C. care ( )6. A. prices B. money C. plans ( )7. A. jar B. plan C. coin ( )8. A. difficult B. cheap C. careful ( )9. A. easy B. difficult C. expensive ( )10. A. wisely B. quickly C. happily 七、一空一词汉译英。 1. 我们应当管理好零花钱。 We should __________ our pocket money __________. 2. 我打算攒钱买一个新书包。 I am going to __________ __________ for a new schoolbag. 3. 买贵重物品前我会等打折。 I will __________ __________ a sale before buying expensive goods. 4. 你可以写一份消费计划。 You can __________ a spending __________. 5. 我们要学会明智地用钱。 We need to learn to use money __________. 6. 我把一半的钱放进存钱罐。 I put __________ of the money into my __________ bank. 7. 购物前可以比较价格。 We can __________ __________ before shopping. 8. 他为这件礼物付钱。 He __________ __________ this gift. 9. 我们用钱购买商品和服务。 We use money to buy __________ and __________. 10. 用钱谨慎是好习惯。 Being __________ __________ money is a good habit.   参考答案 一、单词汉译英 1. manage 2. money 3. pocket money 4. lucky money 5. wisely 6. spend 7. save 8. sale 9. plan 10. goods 11. service 12. haircut13. coin 14. cash 15. bank card 16. pay 17. need 18. want 19. cheap 20. expensive 21. half 22. difficult 23. jar 24. piggy bank 25. price 26. compare 27. count 28. gift 29. supermarket 30. careful 二、词性转换 1. management 2. spent 3. saving 4. wisely 5. careful 6. cheap 7. coins 8. plans 9. bought 10. difficulty 三、短语互译 汉译英 1. manage money well 2. save up / save money 3. spending plan 4. wait for a sale 5. pay for 6. use money wisely 7. compare prices 8. make a shopping list 9. be careful with money 10. for example 英译汉 11. 存钱罐 12. 手机支付 13. 存下一半的钱 14. 在超市购物 15. 为大件物品攒钱 四、词形填空. 1. manage 2. spent 3. is saving 4. wisely 5. careful 6. expensive 7. coins 8. plans 9. bought 10. difficulties 五、首字母填空. 1. manage 2. money 3. spend 4. save 5. plan 6. sale 7. compare 8. careful 9. bank 10. wisely 六、完形填空. 1.A 2.B 3.A 4.B 5.B 6.A 7.B 8.C 9.B 10.A 七、汉译英填空. 1. manage; well 2. save up 3. wait for 4. write; plan 5. wisely 6. half; piggy 7. compare prices 8. pays for 9. goods; services 10. careful with   学科网（北京）股份有限公司 $