Unit 2 On the money 暑假检测题2026-2027学年外研版英语九年级上册

**基本信息** 本试卷为新外研版九年级上册Unit 2 "On the money"单元检测题，聚焦金钱管理主题，融合传统文化（交子、侨批、贝币）与现代生活（在线支付、直播带货），通过真实情境考查语言能力与文化意识，适配暑假单元复习巩固。 **题型特征** |题型|题量/分值|知识覆盖|命题特色| |----|-----------|----------|----------| |词语运用|10题/10分|金钱相关词汇（save, afford, budget等）|结合生活场景（攒钱、购物折扣），强化基础表达| |完形填空|10题/10分|上下文理解、动词辨析（pass, save等）|通过祖孙对话对比传统与现代储蓄，渗透思维品质| |阅读理解|20题/40分|信息获取、推理判断（活动海报、交子历史等）|素材兼具时代性（直播助农）与文化传承（贝币演变）| |书面表达|1题/15分|零花钱管理描述|引导学生结合自身经历，体现语言运用与学习能力|

Unit 2 On the money 检测题2026-2027学年九年级上册英语（新外研版） 学校：______班级：________姓名：_______ 分数：________ （时间：90分钟 满分：100分） 一、词语运用（共10小题，每小题1分，共10分） A) 根据首字母提示，填写单词 1. Don't w__________ money on useless online games. Save it for something meaningful. 2. My grandparents keep their s__________ in an old clay jar under the bed. 3. The price of the jacket is too high — I can't a__________ it. 4. She paid the b__________ and left a five-yuan tip for the waiter. 5. It's wise to make a b__________ before you go shopping every month. B) 根据汉语意思，完成下列句子 6. 这家店昨天开业，所有商品都打八折。 The shop opened yesterday and all the goods are ____________________. 7. 我攒了三个月的零花钱才买到这台二手相机。 I ____________________ for three months to buy this second-hand camera. 8. 网上付款比带现金方便多了。 Paying online is much more convenient than ____________________. 9. 妈妈告诉我花钱要量入为出。 Mum told me to ____________________ when spending money. 10. 这笔钱我打算捐给山区的孩子。 I plan to ____________________ the children in mountain villages. 二、单项选择（共10小题，每小题1分，共10分） 11. — Why do you save so much money every month? — Because I want to buy a __________ for my mum's 50th birthday. A. surprise B. waste C. deal D. product 12. The book costs 68 yuan, but I only have 50. I need 18 yuan __________. A. more B. another C. else D. other 13. — Is the restaurant expensive? — Yes. The __________ is too __________, so the meal is quite __________. A. price; high; expensive B. price; expensive; high C. cost; high; expensive D. cost; expensive; high 14. Keeping a __________ diary helps you find out where your money goes every month. A. study B. weather C. spending D. growing 15. — Dad, can I buy this cool skateboard? — __________ you finish your homework and save half the money yourself. A. Unless B. If C. Though D. Until 16. We should learn to __________ our pocket money instead of asking for more from parents. A. waste B. manage C. steal D. lose 17. The old man __________ all his savings to the local primary school last year. A. gave away B. gave up C. gave in D. gave out 18. — __________ is the new phone? — 3,999 yuan. But you can pay in four installments (分期). A. How many B. How much C. What D. How long 19. My cousin makes money by selling handmade bookmarks online, and she __________ over 2,000 yuan so far. A. saves B. saved C. has saved D. will save 20. Could you tell me __________? A. how much does the dictionary cost B. how much the dictionary costs C. how much did the dictionary cost D. how much the dictionary cost 三、完形填空（共10小题，每小题1分，共10分） One day, Li Ming found an old wallet in his grandpa's drawer. Inside wasn't much cash, but there was a yellowed passbook (存折) and a small notebook. "What's this, Grandpa?" Grandpa smiled and 21. ______ him the passbook. "This was how we 'saved money' in my day." Grandpa grew up in a small village. Back then, there were no mobile payments, no bank cards. If you wanted to 22. ______ money, you walked to the only town bank, waited in a long 23. ______, and handed your cash to the clerk. The passbook was stamped, and the 24. ______ was written in by hand. "We 25. ______ every cent," Grandpa said. "Clothes were mended until they couldn't be mended anymore. A new pencil was a 26. ______." Li Ming flipped (翻) through the little notebook — it was Grandpa's "spending record". Every entry was 27. ______ in neat handwriting: Rain boots — 3.5 yuan. Hens' feed — 1 yuan. Ming's milk powder — 2 yuan. "I 28. ______ that notebook better than anything," Grandpa said. "Money was hard-earned, so we 29. ______ it. Not like now — you just scan a code and it's gone before you even 30. ______ it." Li Ming looked at his own phone — his payment apps were full of takeaway orders and game top-ups. He was quiet for a while, then asked, "Grandpa, can you teach me how to use a passbook?" 21. A. threw B. passed C. sold D. lent 22. A. save B. waste C. find D. borrow 23. A. seat B. queue C. road D. table 24. A. name B. date C. amount D. address 25. A. spent B. cost C. took D. paid 26. A. mess B. pity C. treasure D. joke 27. A. read B. written C. drawn D. printed 28. A. hated B. valued C. forgot D. lost 29. A. minded B. collected C. wasted D. hid 30. A. feel B. hear C. see D. smell 四、阅读理解（共20小题，每小题2分，共40分） A What​ A 3-hour workshop for students aged 13–15 to learn basic money skills. When​ Saturday, Nov. 8th, 2:00 p.m. – 5:00 p.m. Where​ City Library, 2nd Floor Meeting Room Topics​ • How to make a monthly budget (预算) • Smart ways to use pocket money • Introduction to savings accounts • Avoid online shopping traps Cost​ FREE (snacks & a mini budgeting notebook included) Sign-up​ Scan the QR code below before Nov. 5th. Limited to 30 students only! 31. Who is the workshop mainly for? A. Primary school students. B. Teenagers aged 13–15. C. Parents. D. Bank clerks. 32. If you want to join, you must sign up __________. A. on Nov. 8th B. after Nov. 5th C. before Nov. 5th D. on Saturday morning 33. Which of the following is NOT mentioned in the topics? A. Making a budget. B. Opening a bank online. C. Avoiding shopping traps. D. Using pocket money wisely. 34. How much should a student pay for the workshop? A. 30 yuan. B. 13 yuan. C. Nothing. D. 5 yuan. 35. Where is the text probably from? A. A novel. B. A poster. C. A diary. D. A cookbook. B In China, the earliest "paper money" appeared in Chengdu during the Northern Song Dynasty. It was called jiaozi. At that time, traders found it tiring to carry heavy iron coins (铁钱) when doing business. One thousand iron coins weighed about 25 kg — imagine carrying that for a long journey! So some rich merchants (商人) started issuing (发行) jiaozi as a promise: "Take this paper, and we'll pay you the iron coins when you come back." Later, the government saw how useful it was and began issuing official jiaozi in 1023 — the first government-backed paper money in human history. Each jiaozi had a special red seal (印章) and a limited time to be used. If you didn't exchange it in time, it became worthless. Jiaozi spread quickly. By the Southern Song Dynasty, it developed into huizi. When Marco Polo came to China in the 13th century, he was shocked to see people trading with paper "notes" instead of metal coins. He wrote about it in his travelogue (游记), and that's how the idea of paper money slowly reached Europe. But jiaozi wasn't just a tool for trade. On some jiaozi, you can see patterns of dragons, phoenixes, and ancient coins — tiny pieces of art that tell us how people lived and what they valued a thousand years ago. 36. Why did traders invent jiaozi in the Northern Song Dynasty? A. Because iron coins were too heavy to carry. B. Because paper was cheaper than metal. C. Because the government ordered them to. D. Because Marco Polo brought the idea from Europe. 37. When did the government start issuing official jiaozi? A. In the 13th century. B. In 1023. C. During the Southern Song Dynasty. D. When Marco Polo visited China. 38. What does the underlined word "worthless" in Paragraph 2 mean? A. Very useful. B. Very valuable. C. Having no value. D . Very heavy. 39. How did Europeans learn about Chinese paper money? A. From government notices. B. From Marco Polo's travelogue. C. From iron coin traders. D. From jiaozi patterns. 40. What is the best title for the passage? A. Iron Coins in Ancient China B. Marco Polo's Trip to China C. Jiaozi: The World's First Paper Money D. How to Trade in Song Dynasty C Fifteen-year-old Zhouzhou lives in a small town in Yunnan. Last year, she noticed that many elderly neighbours couldn't sell their oranges because young people in the village had moved to cities to work. The oranges were sweet, but no one came to buy them. Zhouzhou had an idea. She asked her elder brother, who worked in the city, to teach her how to livestream (直播). At first, she was shy — her hands shook when she held the phone. But after a few tries, she got better. She set up a small account called "Orange Girl from the Mountain" and started showing the oranges online: how they grew, how sweet they tasted, even how she climbed the trees to pick them. To her surprise, orders came in the very first day. By the end of the season, she had helped sell over 5,000 kg of oranges. She gave 10% of the earnings back to the village to fix the small road leading to the orange groves. "I never thought selling oranges could be this fun," Zhouzhou said. "And I realised money isn't just for buying things — it can help people too." This year, more girls in the town have joined her. They call themselves "Mountain Reporters", selling not just oranges but also wild honey and handmade embroidery (刺绣). Zhouzhou says her next goal is to save enough to buy a small delivery drone (无人机). "Then the oranges can fly out of the mountain even faster!" 41. Why couldn't the elderly neighbours sell their oranges? A. The oranges weren't sweet enough. B. Young workers had left the village, and no buyers came. C. The oranges were too expensive. D. Zhouzhou ate all of them. 42. Who taught Zhouzhou to livestream? A. Her parents. B. Her elder brother. C. Her teacher. D. Marco Polo. 43. What did Zhouzhou do with part of the earnings? A. She bought a drone immediately. B. She kept all the money for herself. C. She gave some to fix the village road. D. She donated it to a city school. 44. What does Zhouzhou think of money now? A. It's only for buying snacks. B. It's useless if you live in a mountain. C. It can also be a tool to help others. D. It's more important than study. 45. What is the "Mountain Reporters" now selling? A. Only oranges. B. Oranges, wild honey and embroidery. C. Phones and drones. D. Iron coins. D Smart Spending for Teens ① Make a "want vs. need" list. Before buying anything, ask: Do I need this, or do I just want it? Needs are things like stationery, bus fare, lunch. Wants are trendy sneakers, the latest game skin, fancy coffee. It's OK to buy wants sometimes — but only after your needs are covered. ② Use the 24-hour rule. Seeing something cool online? Don't click "pay" immediately. Wait 24 hours. If you still want it the next day — and you have the money — go ahead. Most of the time, you'll find the excitement fades (消退), and you've just saved yourself some cash. ③ Start a small savings habit. Even if it's just 10 yuan a week, put it aside. Open a savings account (you can ask a parent to help). Watching the number grow feels better than you think — and one day you'll have enough for something truly worth it, like a bike or a guitar. ④ Learn to say "no" to trends. Everyone's buying the same brand of backpack? That's fine, but you don't have to. If your old one still works, keep using it. Spending to "fit in" is one of the fastest ways to run out of pocket money. ⑤ Track your spending. Keep a small notebook or use a simple app. Write down every expense (花费). After a month, look back — you'll be surprised where the money went (probably bubble tea and snacks!). Then adjust (调整) next month's plan. 46. Who is the text written for? A. Parents. B. Teenagers. C. Teachers. D. Shopkeepers. 47. What does the "24-hour rule" tell us? A. Pay within 24 hours or the price goes up. B. Wait a day before buying non-needed things. C. You can only buy things online for 24 hours. D. Spend 24 hours comparing prices. 48. Choose the best sentence to fill in the blank ③. A. Never save money — spend it all B. Ask parents for money whenever you want C. Start a small savings habit D. Buy the cheapest thing only 49. According to the text, which is a "need"? A. Fancy coffee. B. Trendy sneakers. C. Bus fare. D. Game skin. 50. What is the writer's attitude towards "spending to fit in"? A. Supportive. B. Unclear. C. Positive. D. Against. E 阅读短文，从短文后的选项中选出可以填入空白处的最佳选项，其中有两项多余。 Money habits start young. As a teen, learning to handle pocket money well is a life skill that will stay with you forever. 51. __________ First, know where your money comes from. Most teens get pocket money from parents, some take part-time jobs like delivering newspapers, and a few get money from competitions or scholarships. 52. __________ When you know it's not "free", you'll think twice before spending it. 53. __________ Write down three things: needs (like pens, lunch), wants (like snacks, posters), and savings. Give each category a percentage — for example, 50% needs, 30% wants, 20% savings. Don't fall into the "small amount trap". A bottle of cola is only 3 yuan — no big deal, right? But if you buy one every day, that's 90 yuan a month, over 1,000 yuan a year. 54. __________ Finally, remember: being "rich" isn't about how much you have, but how wisely you use it. 55. __________ That's real money wisdom. A. Small expenses add up faster than you think. B. Here are some simple tips to manage it wisely. C. Money can also be used to help people in need. D. Then make a simple budget every month. E. Realising how hard it is to earn money is the first step. F. The more money you have, the happier you are. G. Parents should give teens as much pocket money as possible. 五、语法填空（共10小题，每小题1分，共10分） 阅读下面短文，在空白处填入1个适当的单词或括号内单词的正确形式。 Qiaopi (侨批) is a special "money-letter" from over a hundred years ago. Between the 19th and 20th centuries, many people from Guangdong and Fujian left their hometowns 56. __________ (look) for work in Southeast Asia. They were called "huaqiao" (overseas Chinese). Life was hard, and most of them 57. __________ (send) part of their salary back home every few months. But how? Post was slow and not always safe. So a special system 58. __________ (appear). The "qiaopi" was both a letter and a money order. On one side, the sender wrote family news — "Grandma is healthy", "It rained a lot this month". On 59. __________ other side, the amount of money was written, and the agent (代理人) would deliver both the letter 60. __________ the cash to the family. In 2020, UNESCO added qiaopi to its Memory of the World Register. It isn't just an old mail system — it shows 61. __________ (love) between family members separated by oceans. One qiaopi from 1928 reads: "I only ate two meals a day 62. __________ (save) money for you. Take care of our son." Today, we don't send qiaopi anymore. We tap phones and money 63. __________ (arrive) in seconds. But the feeling is the same — earning, saving, sending, 64. __________ (care). That's what money 65. __________ (real) means, across a hundred years. 六、阅读表达（共5小题，每小题1分，共5分） 阅读下面短文，简略回答问题。 In ancient China, besides jiaozi, there was another interesting "money" — shell money (贝币). Over 3,000 years ago, in the Shang Dynasty, people used seashells as currency. Why shells? Because they were beautiful, hard to find (only from the ocean, far from central China), and easy to carry. Not any shell would do. People chose the kern shell (货贝) — small, smooth, with a little mouth on one side. A string of 5 or 10 shells made a "peng". If you were rich, you might have hundreds of strings! Later, when shells weren't enough, people started making fake ones out of bone, stone, even bronze. That's actually the beginning of metal coins in China. And here's a fun fact: many Chinese characters about money still have the "shell" radical (部首) — look at bei (贝) itself, mai (买, buy), shang (赏, reward), gui (贵, expensive). Next time you write them, remember — they all came from seashells! 66. When did people in China use shell money? __________________________________________________________ 67. Why were seashells chosen as currency? (Give TWO reasons) __________________________________________________________ 68. What does "peng" mean in the shell money system? __________________________________________________________ 69. What does the "shell" radical in Chinese characters show? __________________________________________________________ 70. What do you think is the most interesting ancient "money" in the world? Why? __________________________________________________________ 七、书面表达（共15分） Write a short passage: My Pocket Money, My Choice 提示： 1. How much pocket money do you get per month, and from whom? 2. What do you usually spend it on? (give 2–3 examples) 3. Do you save any? How do you save? 4. What have you learnt from managing your own money? 要求： 1. 包含所有提示要点，可适当发挥； 2. 语句通顺，条理清晰； 3. 不得出现真实校名、人名； 4. 词数 80–100（开头已给出，不计入总数）。 My Pocket Money, My Choice As a Grade 9 student, I get 100 yuan from my parents as pocket money every month._________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ 【参考答案及详细解析】 一、词语运用 1. waste (固定搭配 waste money on sth.) 2. savings (keep savings 存钱) 3. afford (can't afford it 买不起) 4. bill (pay the bill 付账) 5. budget (make a budget 做预算) 6. at a 20% discount / on sale (打折表达) 7. saved up / saved money (攒钱) 8. carrying cash (携带现金) 9. live within your means (量入为出) 10. donate it to / give it away to (捐赠) 二、单项选择 11. A (surprise 惊喜礼物；waste 浪费不符合语境) 12. A (数字 + more 表示还需要多少；another + 数字) 13. A (price 与 high/low 搭配；物品昂贵用 expensive) 14. C (spending diary 开销日记) 15. B (If 引导条件状语从句，表示“如果”) 16. B (manage money 管理钱财) 17. A (gave away 捐赠；gave up 放弃；gave in 屈服) 18. B (How much 询问价格) 19. C (so far 是现在完成时标志) 20. B (宾语从句需用陈述语序，且语境为一般现在时) 三、完形填空 21. B (passed 递给；奶奶把存折递给孙子) 22. A (save money 存钱，呼应主题) 23. B (wait in a long queue 排队等候) 24. C (amount 金额，存折上记录存入的金额) 25. A (spent 花费，人作主语) 26. C (treasure 珍宝，以前物资匮乏，一支新铅笔很珍贵) 27. B (written 书写，记录是被写下的) 28. B (valued 珍视，爷爷很看重那个记账本) 29. A (minded 在意，珍惜钱财) 30. C (see 看见，电子支付时钱在手机上划走，看不见实物) 四、阅读理解 A篇 31. B (由 "students aged 13–15" 得出) 32. C (由 "before Nov. 5th" 得出) 33. B (文中未提及在线开卡) 34. C (由 "FREE" 得出) 35. B (这是一则活动海报) B篇 36. A (由第一段 "heavy iron coins" 得出) 37. B (由第二段 "in 1023" 得出) 38. C (worthless = without value 无价值的) 39. B (由第三段 "Marco Polo... wrote about it" 得出) 40. C (主旨大意题，全文介绍交子) C篇 41. B (由第一段 "young people... moved to cities" 得出) 42. B (由第二段 "asked her elder brother" 得出) 43. C (由第三段 "fix the small road" 得出) 44. C (由 Zhouzhou 的话 "it can help people too" 得出) 45. B (由第四段 "oranges, wild honey and embroidery" 得出) D篇 46. B (由标题 "Smart Spending for Teens" 得出) 47. B (规则内容是等待24小时冷静期) 48. C (段落主旨是关于养成储蓄习惯) 49. C (Bus fare 公交费属于必需品 Need) 50. D (作者认为为了合群而花钱不好，持反对态度) E篇（七选五） 51. B (总起句，引出下文建议) 52. E (承接上文钱的来源，意识到赚钱不易) 53. D (引出下文关于预算的内容) 54. A (承接上文小钱积累成大数目) 55. C (升华主题，钱可以用来助人) 五、语法填空 56. to look (不定式作目的状语) 57. sent (讲述过去的事实，用一般过去时) 58. appeared (讲述过去的事实，用一般过去时) 59. the (on the other side 固定搭配) 60. and (both... and... 固定搭配) 61. love (动词 show 后接名词) 62. to save (不定式作目的状语) 63. arrives (money 不可数，且描述现状用一般现在时) 64. caring (与前面的 earning, saving, sending 并列) 65. really (副词修饰动词 means) 六、阅读表达 66. Over 3,000 years ago, in the Shang Dynasty. 67. 1. They were beautiful. 2. They were hard to find. 3. They were easy to carry. (任答两点即可) 68. It means a string of 5 or 10 shells. 69. It shows that many Chinese characters related to money originated from seashells. 70. (Open answer) Example: I think shell money is the most interesting because it connects language, history, and economy together. (言之有理即可) 七、书面表达（参考范文） My Pocket Money, My Choice As a Grade 9 student, I get 100 yuan from my parents as pocket money every month. I usually spend it on my daily needs. For example, I buy stationery like pens and notebooks for schoolwork. Sometimes, I treat myself to a bottle of yogurt or a bar of chocolate after a tiring week. I always try to save at least 20 yuan every month. I put it into a piggy bank at home. By doing this, I have accumulated enough money to buy a useful encyclopedia last month. Managing pocket money teaches me that money is hard-earned. I've learnt to distinguish between needs and wants, and to cherish what I have. It's not just about spending, but about planning for the future. 学科网（北京）股份有限公司 $