内容正文:
英 语
八年级下册 JJ
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Unit 7 The value of money
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体裁:议论文 题材:个人情况 词数:298 难度:★★★ 建议用时:8
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【2025原创】
How Childhood Teaches Us About Money
The way we handle money as adults often begins in our earliest years. What
we experience about finances (财务) while growing up shapes our habits for
life in quiet but powerful ways.
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Children naturally get money attitudes from their families. If parents often
worried about bills or shortages, kids may grow up feeling anxious about
finances. On the other hand, seeing money managed calmly at home helps
children develop confidence—they learn to believe “there’s enough for
everyone”.These early impressions directly influence adult spending habits. Some
people become extremely careful with money, even avoiding necessary spending
because the childhood scarcity. .left deep fears. Others spend freely, trying to fill
emotional gaps from the past. For example, someone denied toys as a child
might buy them excessively (过度地) later to heal old disappointments.
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Saving behaviour also takes root early. Families that saved for goals like
vacations or college teach children the value of patience and planning. But if
money was always spent immediately, saving can feel impossible or pointless in
adulthood.
Sadly, many families avoid money talks altogether. When finances become a
“secret” topic, children enter adulthood unprepared. They may struggle with credit
cards simply because no one explained how interest grows over time. Attitudes
towards debts (债务) often mirror childhood experiences, too. Those who saw
education loans were used responsibly understand “good debt”, while others who
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witnessed credit card chaos (混乱) may either fear all borrowing or repeat the
same mistakes.
The hopeful message is this: While childhood shapes our money patterns,
positive changes are always possible. By understanding our past, talking honestly
about finances, and learning step by step, we can build brighter financial futures
starting today.#4.6
阅读理解·语篇导读 本文主要讨论了童年的金钱经历会影响长大后的财务习惯。
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1.What may happen to children whose families often worry about money?( )
C
A.They become expert investors as adults.
B.They feel confident about financial decisions.
C.They develop lifelong anxiety about finances.
D.They avoid talking about money completely.
【解析】细节理解题。根据“If parents often worried about bills or
shortages, kids may grow up feeling anxious about finances.”可知选C项。
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2.What does the word “scarcity” in Paragraph 2 most probably mean?( )
B
A.Having more than enough. B.The state of not having enough.
C.Careful money management. D.Generous spending habits.
【解析】词义猜测题。根据“Some people become extremely careful with
money, even avoiding necessary spending because the childhood scarcity
left deep fears.”可知,一些人对于金钱会极度小心,甚至避免必要的开销,
因为童年(金钱的)短缺留下了很深的恐惧,所以scarcity意为“短缺”,故选B项。
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3.What does Paragraph 4 mainly discuss?( )
D
A.The importance of buying toys for children.
B.How saving habits develop in childhood.
C.Why credit cards cause serious problems.
D.The risks of avoiding money talks.
【解析】主旨大意题。根据“Sadly, many families avoid money talks
altogether.”可知,本段主要介绍了避免谈钱的后果,故选D项。
4.What is the author’s attitude towards changing money habits?( )
B
A.Doubtful. B.Hopeful. C.Uninterested. D.Useless.
【解析】推理判断题。根据positive changes are always possible及we can
build brighter financial futures可知,作者对于改变金钱习惯是抱有希望的。
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5.Which best describes the text’s organisation?( )
A
A.Problems to Examples to Solutions.
B.A historical timeline of events.
C.From the least important ideas to the most important ones.
D.A scientific experiment report.
【解析】推理判断题。通读全文可知,本文开头提出了童年的金钱经历会影响成
年后的财务习惯的问题,中间举例论证这一观点,最后提出了解决办法,故选A项。
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