内容正文:
仁爱八下unit 8作文专练
a saving plan
题目一(书信)
题目: 你的表弟小强今年上了初一,经常把零花钱花光,想买喜欢的运动鞋却没有钱。请你以表哥/表姐的身份给他写一封信,帮他制定一个储蓄计划。信中需要:
1. 说明存钱的重要性(如实现愿望、应对意外、培养自律等);
2. 为他制定一个具体的储蓄计划(如每周存多少、钱放在哪里、多久算一次总额);
3. 提出两到三条省钱的建议(如区分“想要”和“需要”、自带水杯不买饮料等),并鼓励他坚持。
教师思路精讲
这是一封帮助表弟制定储蓄计划的信,语气要亲切、有耐心,像大哥哥/大姐姐的指导。教师应引导学生先解释存钱的意义——不只是为了买东西,更是培养好习惯。然后给出具体、可执行的计划(数字要合理,比如每周存10元)。最后教他省钱的小技巧,比如带水杯、记账等。结构:第一段共情并说明存钱的重要性;第二段给出具体的储蓄计划(金额、方法、目标);第三段提出省钱建议并鼓励坚持。
写作要点分析
1. 书信格式:称呼(Dear Xiao Qiang)、正文、结尾(Your cousin / Yours sincerely)、署名。
2. 计划具体:储蓄计划要有数字(每天/每周存多少)、时间(多久达到目标)、存放方式(存钱罐/银行)。
3. 三个要点:①存钱的重要性(至少两点);②具体的储蓄计划(金额、频率、存放方式);③两到三条省钱建议及鼓励。
重要句型和词组
· I heard that you really want to buy a pair of sports shoes but don’t have enough money.
· Don’t worry. The key is to make a saving plan.
· Saving money is important for three reasons.
· First, it helps you buy things you really want without borrowing from parents.
· Second, it teaches you self-discipline and patience.
· Third, having savings makes you feel safe when something unexpected happens.
· Here is a simple saving plan for you.
· Every week, save 10 yuan from your pocket money. That is less than 1.5 yuan per day.
· Put the money in a piggy bank or a small box. Do not open it until the end of the month.
· After 10 weeks, you will have 100 yuan — halfway to your shoes!
· Here are some tips to save more. Instead of buying bubble tea, drink water from your own bottle.
· Before buying something, ask yourself: “Do I really need this, or do I just want it?”
· I believe you can do it. Start today. Your future self will thank you.
高分范文
Dear Xiao Qiang,
I heard that you really want to buy a pair of sports shoes but don’t have enough money. Don’t worry. The key is to make a saving plan. Let me explain why saving money is important. First, it helps you buy things you really want without having to ask your parents every time. Second, saving teaches you self-discipline and patience — two skills that will help you your whole life. Third, having some savings makes you feel safe when something unexpected happens, like losing your schoolbag.
Here is a simple saving plan for you. You get 50 yuan of pocket money every week. Save 15 yuan each week — that’s just about 2 yuan per day. Put the money in a piggy bank and do not open it until the end of the month. After four weeks, you will have 60 yuan. In three months, you will have over 180 yuan, which is enough for a good pair of sports shoes.
Here are some tips to save even more. First, bring your own water bottle to school so you don’t spend money on bottled drinks. Second, before buying something, ask yourself: “Do I really need this, or do I just want it right now?” Most of the time, you will realize you don’t need it. I believe you can do it. Start this week. Your future self will thank you!
Your cousin,
Li Wei
题目二(倡议书)
题目: 学校发现很多同学有乱花钱的现象,不懂得合理储蓄。请你以学生会名义写一份倡议书,号召全校同学制定自己的储蓄计划,养成理财好习惯。内容包括:
1. 指出乱花钱的常见现象及危害(如买不需要的东西、没钱应对突发情况、增加家庭负担等);
2. 介绍一个通用的“50-30-20”储蓄规则(50%用于必需品,30%用于想要的东西,20%存起来),并解释其好处;
3. 提出三项具体行动建议(如:开一个储蓄账户、每周记账、设定一个短期储蓄目标如买一本书等)。
教师思路精讲
这是一份倡议书,旨在引导全校同学建立健康的理财观念。教师应引导学生先指出问题——很多同学钱一到手就花光,月初是“富翁”,月末是“乞丐”。然后介绍简单易记的“50-30-20”规则,让储蓄变得有章可循。最后给出具体行动,让同学们知道第一步怎么做。语气要积极、有号召力,不要批评而是引导。结构:第一段指出乱花钱的现象及危害;第二段介绍“50-30-20”储蓄规则及其好处;第三段提出三项行动建议并呼吁。
写作要点分析
1. 倡议书格式:标题(如“Proposal: Start Your Saving Plan Today”)、称呼(Dear fellow students)、正文、署名和日期。
2. 规则易懂:用简单例子解释“50-30-20”规则,如:零花钱100元,50元买文具,30元买零食,20元存起来。
3. 三个要点:①乱花钱的现象及危害(至少两个危害);②“50-30-20”规则及其好处;③三项具体行动建议。
重要句型和词组
· Dear fellow students, do you often run out of money before the end of the week?
· Many of us spend pocket money as soon as we get it — on snacks, game skins, or little toys we soon forget.
· This habit can cause problems. When we suddenly need money for a school trip or a gift, we have nothing.
· It also puts extra pressure on our parents.
· A simple way to solve this is to follow the “50-30-20” saving rule.
· 50% of your money goes to needs: things you must have, like school supplies and bus fare.
· 30% goes to wants: things you enjoy but don’t really need, like snacks or magazines.
· 20% goes to savings: money you put away for future goals.
· This rule helps you enjoy life while also building your savings.
· Here are three actions you can take starting today:
· First, open a savings account at a bank or use a piggy bank at home.
· Second, keep a weekly notebook. Write down everything you spend.
· Third, set a short-term goal, like saving 50 yuan to buy a book you love.
· A good saving plan today means a freer tomorrow. Start now!
高分范文
Proposal: Start Your Saving Plan Today
Dear fellow students,
Do you often run out of money before the end of the week? Many of us spend pocket money as soon as we get it — on snacks, game skins, or little toys we soon forget. By Wednesday, we are already broke. This habit can cause real problems. When we suddenly need money for a school trip, a class gift, or an emergency, we have nothing to use. We have to ask our parents again, which puts extra pressure on them and makes us feel bad.
A simple and useful way to solve this is to follow the “50-30-20” saving rule. Here is how it works: 50% of your money goes to needs — things you must have, like school supplies, bus fare, or lunch. 30% goes to wants — things you enjoy but don’t really need, like snacks, movie tickets, or stickers. The remaining 20% goes to savings — money you put away for future goals. This rule helps you enjoy your money today while also preparing for tomorrow.
Here are three actions you can take starting today. First, get a piggy bank or open a savings account at a bank. Even a simple jar with a lid works! Second, keep a weekly notebook. Write down everything you spend for one month — you will be surprised where your money goes. Third, set a short-term goal. For example, save 50 yuan to buy a book you really want, or 100 yuan for a birthday gift for your mom. A good saving plan today means a freer tomorrow. Start your saving plan this week!
Student Council
April 29, 2026
学科网(北京)股份有限公司
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