Unit 3 Money 单元测试卷【A卷 ★ 对接新中考】 -八年级英语下册单元整体优化精准练（新教材沪教版五四制）

Unit 3 Money 单元测试卷 【A卷 ◆ 对接新教材】 （时间：60分钟，满分：100分） 一、把下列单词或词组译成英文（共1小题，每小题1分，共20分） 一、把下列单词或词组译成英文（共 1 小题，每小题 1 分，共 20 分） 1. 1. 购物商场______________ 2. 特价出售______________ 3. 用现金支付______________ 4. 付款；支付______________ 5. 店员；助手______________ 6. 账单______________ 7. 向…… 捐赠______________ 8. 便宜的______________ 9. 零花钱______________ 10. 做预算______________ 11. 独立的______________ 12. 对…… 负责______________ 13. 金钱的价值______________ 14. 银行账户______________ 15. 交换礼物______________ 16. 总之______________ 17. 即使______________ 18. 搞砸；弄乱______________ 19. 占（比例）______________ 20. 银行______________ 二、写出单词的适当形式（共10小题，每小题1分，共10分） 1. __________ n. 出售；销售　　__________ v. 出售；售卖 2. __________ n. 支付；付款；收款　　__________ v. 付款；付酬 3. __________ n. 店员；助手　　__________ v. 帮助；协助 4. __________ v. (尤指向慈善机构) 捐赠，赠送　　__________ n. 捐赠物 5. __________ n. 期望；预期　　__________ v. 预料；预期 6. __________ adj. 独立的；自主的　　__________ n. 独立；自主　　__________ v. 依靠；依赖 7. __________ adj. 负责的；负责任的；可信任的　　__________ n. 反应；响应；回答　　__________ n. 责任；负责 8. __________ n. 用途；积极作用；价值　　__________ adj. 很有用的；很重要的；宝贵的 9. __________ n. 经济学　　__________ n. 经济学家；经济专家 10. __________ n. 社会　　__________ adj. 社会的 三、根据汉语提示填空（共10小题，每小题2分，共10分） 1. Many clothes are on ________(特价出售) in the shopping mall this weekend. 2. I don’t have a bank card, so I need to pay in ________(现金). 3. The friendly shop ________(助手) helped me choose a suitable gift. 4. It’s your turn to ________(付账单) for the dinner tonight. 5. We should ________(捐赠) some books to children in poor areas. 6. My parents give me 100 yuan as ________(零花钱) every month. 7. It’s a good habit to ________(做预算) before spending money. 8. As teenagers, we should learn to be ________(独立的) and manage money by ourselves. 9. Everyone should be ________(对…… 负责) their own spending. 10. We need to understand the true ________(价值) of money and not waste it. 四、单项选择（共10小题，每小题1分，共10分） 1．Many young people like to go to the shopping ________ to buy clothes and snacks on weekends. A．mall B．lab C．theatre D．museum 2．These shoes are on ________ and you can buy them at half price. A．time B．sale C．duty D．show 3．If you don’t have a mobile phone, you can pay in ________ at the shop. A．cash B．surprise C．danger D．help 4．The shop ________ is very patient and introduced many products to us. A．scientist B．assistant C．artist D．pianist 5．My father usually ________ the bill after we have dinner in a restaurant. A．pays B．takes C．spends D．costs 6．Many kind people ________ money and clothes to homeless people every winter. A．lend B．borrow C．donate D．carry 7．We shouldn’t buy things just because they are ________; we need to consider their use. A．cheap B．tidy C．soft D．clean 8．I save half of my ________ every month to buy a new book. A．shoe boxes B．pocket money C．paper cups D．fruit bowls 9．It’s important for us to ________ our pocket money and not spend it freely. A．waste B．budget C．forget D．break 10．We should learn the true ________ of money and use it wisely. A．price B．value C．colour D．shape 五、完成句子（共10题，每小题2分，满分20分） 1．She buys cheap things.（改为否定句） She ______ ______ cheap things. 2．My parents give me 200 yuan pocket money every month.（对划线部分提问） ______ ______ pocket money do your parents give you every month? 3．He saved money to buy a new bike.（改为同义句） He saved money ______ ______ he could buy a new bike. 4．We should be responsible for our own spending.（改为一般疑问句） ______ we ______ responsible for our own spending? 5．They donate books to the children in poor areas every year.（改为一般疑问句） ______ they ______ books to the children in poor areas every year? 6．She spends her pocket money on useless things.（改为否定句） She ______ ______ her pocket money on useless things. 7．He opened a bank account to save money safely.（改为同义句） He opened a bank account ______ ______ he could save money safely. 8．We can exchange old toys with our classmates.（对划线部分提问） ______ ______ we exchange old toys with? 9．It’s a good habit to make a budget every month.（改为同义句） ______ a budget every month ______ a good habit. 10．I, pocket money, my, save, to, buy, book, a, new (连词成句) ____________________________________________________. 六、Complete the following sentences as required. (根据情景要求，完成句子。) （共5小题，每小题1分，共5分） A father is explaining the concept of interest (利息) and inflation (通货膨胀) to his daughter. Dad: Sophie, I saw you put your birthday money into that jar on your shelf. Sophie: Yes, Dad. I’m saving it. It’s the safest place. Dad: Well, it is safe from thieves, maybe. But keeping cash at home isn’t the best idea. Sophie: Really? Why? 1 ? (原因提问) Dad: Because of something called inflation. Over time, things get more expensive, so your money effectively loses value if it just sits there. Sophie: That sounds scary. So my money shrinks? 2 ? (根据下文提问) Dad: To prevent this, you should put your money in a bank savings account. The bank will pay you interest. Sophie: Interest? I’ve heard of that. 3 ? (方式提问) Dad: The bank uses your money to lend to other people for buying houses or starting businesses, and they share the profit with you. That is interest. Sophie: I see. It makes my money grow. 4 ? (一般疑问句) Dad: No, a savings account won’t make you rich quickly. The interest rate is usually low, but it is better than nothing and very safe. Sophie: Okay. If I invest in the stock market instead, 5 ? (条件状语) Dad: If you invest in stocks, you might earn much more money, but you could also lose everything. High reward comes with high risk. 七、完形填空（共5小题，每小题2分，共10分） Money is an important part of our life, but we should use it wisely. Here are some tips for managing money well. First, make a budget every month. You need to write down your income and spending. This way, you can know where your money goes and avoid wasting it. Second, don’t buy things just because they are 1. Cheap things may not be useful, and you may waste money on them. Third, save some money every month. You can save it in the bank or use it to help others in need. Helping others with money is meaningful. For example, you can 2 books to children in poor areas. It can bring happiness to them and make you feel good too. Also, you should be 3 for your own spending. Don’t borrow money from others easily, and pay back the money you borrowed on time. In short, money can make our life easier, but it can’t buy everything. If we use it wisely, it can 4 us a lot. Let’s learn to manage money well and 5 the true value of money. 1．A．expensive B．cheap C．valuable D．useful 2．A．donate B．lend C．borrow D．carry 3．A．polite B．funny C．responsible D．quiet 4．A．help B．hurt C．stop D．waste 5．A．forget B．understand C．change D．break 八、句子还原/补全对话（共5小题，每小题2分，共10分） 根据对话内容，从下面的选项中选出能填入空白处的最佳选项。项中有两项为多余选项。 Managing money well is an important skill for everyone, especially for teenagers. It can help us form good habits and become independent. 1 _____________Here are some useful tips. 2_____________ Making a budget helps you know how much money you have and how to spend it. You can write down your pocket money and all your spending. This way, you can avoid buying useless things. Second, save money regularly. You can save a part of your pocket money every month. 3 You can also use the saved money to help people in need. It’s meaningful to help others with your own money. Third, don’t buy things just because they are on sale. Many people buy cheap things without thinking, but they may not use them at all. 4_____________ Finally, learn to be responsible for your spending. Don’t borrow money from your classmates easily. If you do borrow money, remember to pay it back on time. 5_____________ By following these tips, you can manage your money well and understand the true value of money. A．First, make a monthly budget. B．This is a way to show your responsibility. C．It’s a waste of money to buy such things. D．We should learn how to manage money from a young age. E．You can use the saved money to buy things you really need. F．We can ask our parents for more pocket money when we run out of it. 1 / 14 学科网（北京）股份有限公司 学科网（北京）股份有限公司 学科网（北京）股份有限公司 $Unit 3 Money 单元测试卷 【A卷 ◆ 对接新教材】 （时间：60分钟，满分：100分） 一、把下列单词或词组译成英文（共1小题，每小题1分，共20分） 一、把下列单词或词组译成英文（共 1 小题，每小题 1 分，共 20 分） 1. 1. 购物商场______________ 2. 特价出售______________ 3. 用现金支付______________ 4. 付款；支付______________ 5. 店员；助手______________ 6. 账单______________ 7. 向…… 捐赠______________ 8. 便宜的______________ 9. 零花钱______________ 10. 做预算______________ 11. 独立的______________ 12. 对…… 负责______________ 13. 金钱的价值______________ 14. 银行账户______________ 15. 交换礼物______________ 16. 总之______________ 17. 即使______________ 18. 搞砸；弄乱______________ 19. 占（比例）______________ 20. 银行______________ 【答案】 1. 1 / 14 学科网（北京）股份有限公司 学科网（北京）股份有限公司 学科网（北京）股份有限公司 2. shopping mall 3. on sale 4. pay in cash 5. make a payment 6. shop assistant 7. bill 8. donate...to... 9. cheap 10. pocket money 11. make a budget 12. independent 13. be responsible for 14. the value of money 15. bank account 16. exchange gifts 17. in short 18. even if 19. mess up 20. account for 21. bank 二、写出单词的适当形式（共10小题，每小题1分，共10分） 1. __________ n. 出售；销售　　__________ v. 出售；售卖 2. __________ n. 支付；付款；收款　　__________ v. 付款；付酬 3. __________ n. 店员；助手　　__________ v. 帮助；协助 4. __________ v. (尤指向慈善机构) 捐赠，赠送　　__________ n. 捐赠物 5. __________ n. 期望；预期　　__________ v. 预料；预期 6. __________ adj. 独立的；自主的　　__________ n. 独立；自主　　__________ v. 依靠；依赖 7. __________ adj. 负责的；负责任的；可信任的　　__________ n. 反应；响应；回答　　__________ n. 责任；负责 8. __________ n. 用途；积极作用；价值　　__________ adj. 很有用的；很重要的；宝贵的 9. __________ n. 经济学　　__________ n. 经济学家；经济专家 10. __________ n. 社会　　__________ adj. 社会的 参考答案 1. sale (n.); sell (v.) 2. payment (n.); pay (v.) 3. assistant (n.); assist (v.) 4. donate (v.); donation (n.) 5. expectation (n.); expect (v.) 6. independent (adj.); independence (n.); depend (v.) 7. responsible (adj.); response (n.); responsibility (n.) 8. use (n.); useful (adj.) 9. economics (n.); economist (n.) 10. society (n.); social (adj.) 11. complete (adj./v.); completely (adv.) 三、根据汉语提示填空（共10小题，每小题2分，共10分） 1. Many clothes are on ________(特价出售) in the shopping mall this weekend. 2. I don’t have a bank card, so I need to pay in ________(现金). 3. The friendly shop ________(助手) helped me choose a suitable gift. 4. It’s your turn to ________(付账单) for the dinner tonight. 5. We should ________(捐赠) some books to children in poor areas. 6. My parents give me 100 yuan as ________(零花钱) every month. 7. It’s a good habit to ________(做预算) before spending money. 8. As teenagers, we should learn to be ________(独立的) and manage money by ourselves. 9. Everyone should be ________(对…… 负责) their own spending. 10. We need to understand the true ________(价值) of money and not waste it. 【答案 & 解析】 1. sale【解析】句意：这个周末购物中心里很多衣服在特价出售。on sale 为固定短语，意为 “特价出售”，符合句意。 2. cash【解析】句意：我没有银行卡，所以需要用现金支付。pay in cash 为固定搭配，意为 “用现金支付”，cash 为不可数名词，用原形。 3. assistant【解析】句意：这位友好的店员帮我选了一份合适的礼物。shop assistant 为固定短语，意为 “店员”，根据语境，此处用单数形式。 4. pay【解析】句意：今晚该你付晚餐账单了。pay the bill 为固定短语，意为 “付账单”，It’s one’s turn to do sth. 为固定句型，to 后接动词原形。 5. donate【解析】句意：我们应该向贫困地区的孩子捐赠一些书。donate sth. to sb. 为固定搭配，意为 “向某人捐赠某物”，情态动词 should 后接动词原形。 6. pocket money【解析】句意：我父母每个月给我 100 元零花钱。pocket money 为固定短语，意为 “零花钱”，是不可数名词短语。 7. make a budget【解析】句意：花钱前做预算是个好习惯。make a budget 为固定短语，意为 “做预算”，不定式 to 后接动词原形短语。 8. independent【解析】句意：作为青少年，我们应该学会独立，自己管理钱财。independent 为形容词，意为 “独立的”，在句中作表语。 9. responsible for【解析】句意：每个人都应该对自己的花销负责。be responsible for 为固定短语，意为 “对…… 负责”，符合句意。 10. value【解析】句意：我们需要明白金钱的真正价值，不要浪费它。value 为名词，意为 “价值”，the true value of money 表示 “金钱的真正价值”。 四、单项选择（共10小题，每小题1分，共10分） 1．Many young people like to go to the shopping ________ to buy clothes and snacks on weekends. A．mall B．lab C．theatre D．museum 2．These shoes are on ________ and you can buy them at half price. A．time B．sale C．duty D．show 3．If you don’t have a mobile phone, you can pay in ________ at the shop. A．cash B．surprise C．danger D．help 4．The shop ________ is very patient and introduced many products to us. A．scientist B．assistant C．artist D．pianist 5．My father usually ________ the bill after we have dinner in a restaurant. A．pays B．takes C．spends D．costs 6．Many kind people ________ money and clothes to homeless people every winter. A．lend B．borrow C．donate D．carry 7．We shouldn’t buy things just because they are ________; we need to consider their use. A．cheap B．tidy C．soft D．clean 8．I save half of my ________ every month to buy a new book. A．shoe boxes B．pocket money C．paper cups D．fruit bowls 9．It’s important for us to ________ our pocket money and not spend it freely. A．waste B．budget C．forget D．break 10．We should learn the true ________ of money and use it wisely. A．price B．value C．colour D．shape 【答案 & 详解】 A【详解】句意：很多年轻人周末喜欢去购物中心买衣服和零食。考查名词辨析。mall 购物中心；lab 实验室；theatre 剧院；museum 博物馆。根据 “buy clothes and snacks” 可知，购物的场所是购物中心，故选 A。 B【详解】句意：这些鞋子在特价出售，你可以半价买下它们。考查固定短语。on time 按时；on sale 特价出售；on duty 值日；on show 展出。根据 “buy them at half price” 可知，是特价出售，故选 B。 A【详解】句意：如果你没有手机，可以在商店用现金支付。考查名词辨析。cash 现金；surprise 惊喜；danger 危险；help 帮助。pay in cash 为固定搭配，意为 “用现金支付”，符合句意，故选 A。 B【详解】句意：这位店员非常有耐心，给我们介绍了很多产品。考查名词辨析。scientist 科学家；assistant 助手，店员；artist 艺术家；pianist 钢琴家。根据 “introduced many products to us” 可知，是店员介绍产品，故选 B。 A【详解】句意：我们在餐馆吃完饭后，爸爸通常会付账单。考查动词辨析。pays 支付，常与 bill 搭配；takes 花费，常用 it 作形式主语；spends 花费，主语是人，后接 on sth./(in) doing sth.；costs 花费，主语是物。pay the bill 为固定短语，意为 “付账单”，主语 my father 是第三人称单数，谓语用 pays，故选 A。 C【详解】句意：每年冬天，我们城市很多善良的人都会给无家可归的人捐赠钱和衣服。考查动词辨析。lend 借出；borrow 借入；donate 捐赠；carry 搬运。donate sth. to sb. 为固定搭配，意为 “向某人捐赠某物”，符合句意，故选 C。 A【详解】句意：我们不应该只因为东西便宜就买，我们需要考虑它的用途。考查形容词辨析。cheap 便宜的；tidy 整洁的；soft 柔软的；clean 干净的。根据 “we need to consider their use” 可知，此处指不能只看价格便宜，故选 A。 B【详解】句意：我每个月存一半零花钱买一本新书。考查短语辨析。shoe boxes 鞋盒；pocket money 零花钱；paper cups 纸杯；fruit bowls 水果碗。根据 “save...to buy a new book” 可知，是存零花钱，故选 B。 B【详解】句意：对我们来说，规划零花钱很重要，不要随意花。考查动词辨析。waste 浪费；budget 做预算，规划；forget 忘记；break 打破。根据 “not spend it freely” 可知，要规划零花钱，故选 B。 B【详解】句意：我们应该了解金钱的真正价值，明智地使用它。考查名词辨析。price 价格；value 价值；colour 颜色；shape 形状。根据 “use it wisely” 可知，是了解金钱的价值，故选 B。 五、完成句子（共10题，每小题2分，满分20分） 1．She buys cheap things.（改为否定句） She ______ ______ cheap things. 2．My parents give me 200 yuan pocket money every month.（对划线部分提问） ______ ______ pocket money do your parents give you every month? 3．He saved money to buy a new bike.（改为同义句） He saved money ______ ______ he could buy a new bike. 4．We should be responsible for our own spending.（改为一般疑问句） ______ we ______ responsible for our own spending? 5．They donate books to the children in poor areas every year.（改为一般疑问句） ______ they ______ books to the children in poor areas every year? 6．She spends her pocket money on useless things.（改为否定句） She ______ ______ her pocket money on useless things. 7．He opened a bank account to save money safely.（改为同义句） He opened a bank account ______ ______ he could save money safely. 8．We can exchange old toys with our classmates.（对划线部分提问） ______ ______ we exchange old toys with? 9．It’s a good habit to make a budget every month.（改为同义句） ______ a budget every month ______ a good habit. 10．I, pocket money, my, save, to, buy, book, a, new (连词成句) ____________________________________________________. 【答案 & 详解】 1. doesn’t buy【详解】原句为一般现在时，主语 she 是第三人称单数，含实义动词 buys，改为否定句需借助助动词 doesn’t，后接动词原形 buy。 2. How much【详解】划线部分为 200 yuan，修饰不可数名词 pocket money，对金额提问用 How much，句首首字母大写。 3. so that【详解】原句中 “to buy a new bike” 表目的，可转换为 so that 引导的目的状语从句，意为 “以便能买一辆新自行车”。 4. Should; be【详解】原句含情态动词 should，改为一般疑问句将 Should 提至句首，后接动词原形 be。 5. Do; donate【详解】原句为一般现在时，主语 they 是复数，含实义动词 donate，改为一般疑问句需借助助动词 Do，后接动词原形 donate。 6. doesn’t spend【详解】原句为一般现在时，主语 she 是第三人称单数，含实义动词 spends，改为否定句需借助助动词 doesn’t，后接动词原形 spend。 7. in order that【详解】原句中 “to save money safely” 表目的，可转换为 in order that 引导的目的状语从句，意为 “为了能安全地存钱”。 8. Who can【详解】划线部分为 our classmates，是人，用 Who 提问；原句含情态动词 can，将 can 提至主语前，后接动词原形 exchange。 9. Making; is【详解】原句为 It’s + 名词 + to do sth. 结构，可转换为动名词作主语，即 “Making a budget every month is a good habit”，动名词短语作主语，谓语用单数 is。 10. I save my pocket money to buy a new book.【详解】根据所给单词及标点，本句为陈述句。I 作主语，save 作谓语，my pocket money 作宾语，to buy a new book 作目的状语，意为 “我存零花钱买一本新书”。 六、Complete the following sentences as required. (根据情景要求，完成句子。) （共5小题，每小题1分，共5分） A father is explaining the concept of interest (利息) and inflation (通货膨胀) to his daughter. Dad: Sophie, I saw you put your birthday money into that jar on your shelf. Sophie: Yes, Dad. I’m saving it. It’s the safest place. Dad: Well, it is safe from thieves, maybe. But keeping cash at home isn’t the best idea. Sophie: Really? Why? 1 ? (原因提问) Dad: Because of something called inflation. Over time, things get more expensive, so your money effectively loses value if it just sits there. Sophie: That sounds scary. So my money shrinks? 2 ? (根据下文提问) Dad: To prevent this, you should put your money in a bank savings account. The bank will pay you interest. Sophie: Interest? I’ve heard of that. 3 ? (方式提问) Dad: The bank uses your money to lend to other people for buying houses or starting businesses, and they share the profit with you. That is interest. Sophie: I see. It makes my money grow. 4 ? (一般疑问句) Dad: No, a savings account won’t make you rich quickly. The interest rate is usually low, but it is better than nothing and very safe. Sophie: Okay. If I invest in the stock market instead, 5 ? (条件状语) Dad: If you invest in stocks, you might earn much more money, but you could also lose everything. High reward comes with high risk. 【答案】1．Why isn’t it the best idea (to keep cash at home) 2．What should I do to prevent this 3．How does the bank work/How do I get interest 4．Will a savings account make me rich quickly 5．what will/might happen 【导语】本对话主要讲述了爸爸给女儿讲解通货膨胀、利息的概念，以及不同理财方式的特点。 1．前文爸爸认为现金放在家里不是最好的办法，后文解释了原因是通货膨胀。因此此处应询问原因。 2．后文爸爸建议把钱存进银行储蓄账户以防止钱贬值，因此此处应询问：如何防止这种情况。 3．后文爸爸解释利息的产生方式，因此此处是女儿向父亲提问：银行是如何运作的，或者如何得到利息。 4．后文爸爸介绍储蓄账户不会让人很快变富有，因此此处女儿应提问：储蓄账户是否能让自己很快变富有。 5．后文爸爸回答了投资股票的不同结果，因此此处应询问：如果投资股票，会发生什么。 七、完形填空（共5小题，每小题2分，共10分） Money is an important part of our life, but we should use it wisely. Here are some tips for managing money well. First, make a budget every month. You need to write down your income and spending. This way, you can know where your money goes and avoid wasting it. Second, don’t buy things just because they are 1. Cheap things may not be useful, and you may waste money on them. Third, save some money every month. You can save it in the bank or use it to help others in need. Helping others with money is meaningful. For example, you can 2 books to children in poor areas. It can bring happiness to them and make you feel good too. Also, you should be 3 for your own spending. Don’t borrow money from others easily, and pay back the money you borrowed on time. In short, money can make our life easier, but it can’t buy everything. If we use it wisely, it can 4 us a lot. Let’s learn to manage money well and 5 the true value of money. 1．A．expensive B．cheap C．valuable D．useful 2．A．donate B．lend C．borrow D．carry 3．A．polite B．funny C．responsible D．quiet 4．A．help B．hurt C．stop D．waste 5．A．forget B．understand C．change D．break 【答案 & 导语 & 解析】 答案：1.B 2.A 3.C 4.A 5.B 导语：本文给出了一些合理管理金钱的建议，包括每月做预算、不盲目购买便宜的无用物品、存钱以及用金钱帮助他人等，强调要明智使用金钱，理解金钱的真正价值。 1.B【解析】expensive 昂贵的；cheap 便宜的；valuable 宝贵的；useful 有用的。根据后句 “Cheap things may not be useful, and you may waste money on them.” 可知，此处指不要只因为东西便宜就买，故选 B。 2.A【解析】donate 捐赠；lend 借出；borrow 借入；carry 搬运。根据前句 “save some money every month... use it to help others in need” 可知，此处指捐赠书籍给贫困地区的孩子，donate sth. to sb. 为固定搭配，故选 A。 3.C【解析】polite 礼貌的；funny 有趣的；responsible 负责任的；quiet 安静的。根据后句 “Don’t borrow money from others easily, and pay back the money you borrowed on time.” 可知，要对自己的花销负责，be responsible for 为固定短语，故选 C。 4.A【解析】help 帮助；hurt 伤害；stop 停止；waste 浪费。根据前句 “money can make our life easier” 可知，明智地使用金钱能给我们很多帮助，故选 A。 5.B【解析】forget 忘记；understand 理解；change 改变；break 打破。根据语境，本文一直在强调要理解金钱的真正价值，故选 B。 八、句子还原/补全对话（共5小题，每小题2分，共10分） 根据对话内容，从下面的选项中选出能填入空白处的最佳选项。项中有两项为多余选项。 Managing money well is an important skill for everyone, especially for teenagers. It can help us form good habits and become independent. 1 _____________Here are some useful tips. 2_____________ Making a budget helps you know how much money you have and how to spend it. You can write down your pocket money and all your spending. This way, you can avoid buying useless things. Second, save money regularly. You can save a part of your pocket money every month. 3 You can also use the saved money to help people in need. It’s meaningful to help others with your own money. Third, don’t buy things just because they are on sale. Many people buy cheap things without thinking, but they may not use them at all. 4_____________ Finally, learn to be responsible for your spending. Don’t borrow money from your classmates easily. If you do borrow money, remember to pay it back on time. 5_____________ By following these tips, you can manage your money well and understand the true value of money. A．First, make a monthly budget. B．This is a way to show your responsibility. C．It’s a waste of money to buy such things. D．We should learn how to manage money from a young age. E．You can use the saved money to buy things you really need. F．We can ask our parents for more pocket money when we run out of it. 【答案 & 导语 & 解析】 答案：1.D 2.A 3.E 4.C 5.B 导语：本文针对青少年，给出了合理管理金钱的几条建议，包括做月度预算、定期存钱、不盲目购买特价商品以及对自己的花销负责，帮助青少年养成良好习惯，理解金钱的真正价值。 1.D【解析】根据前句 “Managing money well is an important skill... become independent.” 和后句 “Here are some useful tips.” 可知，此处应强调青少年学习管理金钱的重要性，D 项 “我们应该从小学习如何管理金钱” 符合语境，引出后文的建议，故选 D。 2.A【解析】根据后句 “Making a budget helps you know how much money you have and how to spend it.” 以及后文的 “Second”“Third”“Finally” 可知，此处是第一条建议，即做月度预算，A 项 “首先，做月度预算” 符合语境，故选 A。 3. E【解析】根据前句 “You can save a part of your pocket money every month.” 和后句 “You can also use the saved money to help people in need.” 可知，此处介绍存钱的用途，E 项 “你可以用存下来的钱买你真正需要的东西” 符合语境，与后句的 “also” 呼应，故选 E。 4. C【解析】根据前句 “Many people buy cheap things without thinking, but they may not use them at all.” 可知，买不用的便宜东西是浪费钱，C 项 “买这样的东西是浪费钱” 符合语境，承接前文，故选 C。 5. B【解析】根据前句 “If you do borrow money, remember to pay it back on time.” 可知，按时还钱是负责任的表现，B 项 “这是展示你责任感的一种方式” 符合语境，故选 B。 $