Unit 8 Every Coin Counts! 完形填空10篇（单元话题：货币与理财）-2025-2026学年八年级英语下册单元重难点易错题精练（仁爱科普版）

Unit 8 Every Coin Counts! 完形填空10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 货币与理财 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 阅读下面短文，掌握其大意，然后从各题所给的四个选项中选出最佳选项。 I used to spend all my pocket money as soon as I got it. I bought snacks, toys, and magazines without thinking. Soon, I had no money left for things I really wanted, like a new dictionary. I felt 1 . One day, my father gave me a piggy bank. He said, “If you 2 some money every week, you can buy what you really need.” I decided to try. I started to 3 my spending. I wrote down everything I bought. I also 4 a monthly budget. I put some money into my piggy bank every Sunday. At first, it was hard. I wanted to buy ice cream or comic books. But I 5 twice before spending. Months later, I opened my piggy bank. I was surprised to see how much I had 6 ! I bought the dictionary and still had some left. Now I understand that saving money is not just about being 7 . It’s about planning and self-control. I still enjoy buying things, but I always 8 a good balance. I know that small savings can 9 big dreams. Good money habits really 10 in life. 1．A．happy B．disappointed C．wise D．safe 2．A．borrow B．save C．earn D．hunt 3．A．write down B．think about C．look for D．give up 4．A．spent B．made C．lost D．invented 5．A．thought B．paid C．asked D．continued 6．A．saved B．wasted C．spent D．borrowed 7．A．rich B．poor C．busy D．silly 8．A．keep B．break C．forget D．change 9．A．remind B．connect C．achieve D．inform 10．A．matter B．disappear C．cost D．change Saving for the Future Tom is a middle school student. He gets some pocket money every month. His father told him, “It’s important to 1 up a good habit of saving.” So Tom decided to put some money into his 2 every week. One day, Tom wanted to buy a new bike. He checked his 3 and found he didn’t have enough money. He felt a little 4 . His mother said, “Why not 5 some money from your brother? He might agree.” But Tom didn’t want to 6 money. He decided to wait and save more. After three months, Tom 7 saved enough money. He was very happy. This experience taught him that 8 is valuable and saving money can help us 9 our dreams. Now, Tom always 10 twice before buying something expensive. 1．A．keep B．make C．lose 2．A．wallet B．piggy bank C．menu 3．A．balance B．invention C．society 4．A．shocked B．disappointed C．convenient 5．A．borrow B．lend C．earn 6．A．save B．waste C．owe 7．A．finally B．hardly C．rapidly 8．A．time B．money C．information 9．A．achieve B．invent C．persuade 10．A．thinks B．adds C．pays Pocket money! What an exciting topic it is for us teenagers! Many parents wonder 1 they should give pocket money to their children. Some provide it regularly, 2 others link it to chores. In my view, receiving a small amount regularly 3 help us develop important financial skills. Although the amount might be small, it teaches us great responsibility. 4 our parents’ help and suggestions, we learn how to manage our pocket money 5 . We have to make good choices because we cannot spend it on 6 we want. For example, we must decide whether to buy a cheap chocolate bar now or save for a 7 smartphone later. This helps us understand the value of money and planning. Creating a simple budget is a fantastic method. We can use a pie chart 8 see what percentage of our money accounts for spending, saving, and even donating. If we don’t plan properly, we might mess up and waste our money quickly. Therefore, opening a savings account at a bank is highly encouraged by economists. It is said that saving habits 9 make us more independent and responsible adults later. Have you ever heard the saying, “There’s no such thing as a free lunch”? It’s a fundamental economic truth. Even if a shopping mall offers free samples of goods or holds free events, there is always a hidden cost. Our society depends on the trade and exchange of goods and services for money so that the whole system can keep 10   smoothly, and workers need to get paid for their work. 1．A．how B．what C．where 2．A．and B．while C．so 3．A．must B．need C．can 4．A．Under B．With C．For 5．A．proper B．serious C．wisely 6．A．however B．whenever C．whatever 7．A．valuable B．more valuable C．most valuable 8．A．to B．so that C．in order not to 9．A．must B．should C．can 10．A．running B．run C．to run Nowadays, many people prefer to use mobile phones to pay for things. It is 1 and safe. You don’t need to carry a 2 full of cash or cards. Just scan a code and the payment is done 3 a moment. However, we must be careful with our 4 information when shopping online. Some people may try to steal it. Also, it’s easy to spend too much when you can’t 5 the real money in your hand. That’s why some parents still teach their children to use a 6 bank. They put coins in it and watch their savings 7 . Saving money is a good habit. It helps us 8 our goals, like buying a book or going on a trip. We should also learn to 9 our budget and not spend more than we have. Remember: every coin 10 ! 1．A．difficult B．convenient C．boring D．expensive 2．A．bowl B．menu C．wallet D．basket 3．A．at B．on C．in D．for 4．A．personal B．natural C．digital D．monthly 5．A．see B．make C．borrow D．invent 6．A．piggy B．paper C．golden D．metal 7．A．add up B．go over C．think twice D．come up with 8．A．achieve B．agree C．continue D．inform 9．A．fill out B．keep to C．hunt D．lay 10．A．kills B．borrows C．counts D．persuades Have you ever heard the saying, “There’s no such thing as a free lunch”? It’s a popular phrase that reminds us 1 in life is truly free. Even when something appears to be free, there is almost always a hidden cost. For example, when a store offers a “free” gift, you might need to buy 2 product first. Or, if a friend treats you to lunch, you may feel like you 3 return the favour someday. This idea is especially important when it comes to money. People work hard to earn money — 4 studying, training, and doing their jobs every day. They then use that money to 5 necessities like food, housing, education, and healthcare. So 6 an advertisement claims something is ‘free’, it’s wise to ask: Who is actually paying for it? Often, companies offer free samples or trials 7 attract customers. In return, they may collect your contact 8 or convince you to buy more later. Understanding that there’s no free lunch helps us become smarter about spending and saving. It teaches us to read the fine print, compare prices, and avoid deals that sound too good to be true. Money is valuable because it represents time and effort. Learning to use it 9 from a young age can lead to a more secure and independent future. Remember: if something seems free, look closer—there’s usually a price tag 10 somewhere. 1．A．everything B．something C．nothing 2．A．other B．another C．the other 3．A．should B．can C．mustn’t 4．A．on B．by C．for 5．A．cost on B．spend in C．pay for 6．A．when B．because C．while 7．A．so that B．in order that C．to 8．A．news B．message C．information 9．A．wise B．wisdom C．wisely 10．A．hide B．hidden C．hiding Simon is a 12-year-old boy who loves playing video games. For his birthday, his grandparents gave him 100 yuan. Simon was very excited 1 he could buy the newest video game at last! On his way to the shop, he saw his friend Daniel looking sad. His 2 was broken, and the books and pens were all on the ground. Simon helped him 3 everything up. Daniel sighed (叹气), “Thank you, Simon. I need to 4 a new schoolbag, but I spent all my pocket money on snacks this month.” Simon looked at the 100-yuan note (纸币) in his hand. He thought about the 5 he wanted, but he also saw that Daniel really needed help. After thinking for a minute, Simon went to a bookshop with his friend and bought a new strong schoolbag for Daniel. It only 6 40 yuan. He also bought a book about coding (编程) games. It was 10 yuan. With the 50 yuan left, Simon opened a saving account in the 7 . He learned from his parents that money could 8 if (如果) he saved it wisely. The next weekend, Daniel made Simon cookies to thank him. Also, after reading the coding book, Simon learnt to make a little game himself. He found that helping others and 9 something new could be more exciting than a video game. Simon learned that being 10 with money doesn’t mean spending it all. It means making choices that help oneself and others. 1．A．because B．so C．but D．or 2．A．pencil B．bike C．watch D．schoolbag 3．A．clean B．pick C．use D．give 4．A．decorate B．make C．lend D．buy 5．A．book B．bag C．game D．pen 6．A．cost B．paid C．took D．spent 7．A．library B．shop C．bank D．park 8．A．grow B．go C．come D．change 9．A．sharing B．learning C．cooking D．borrowing 10．A．helpful B．wise C．busy D．happy The Little Banker Do you get pocket money from your parents? For many Grade 8 students, receiving an allowance is the first step toward independence. However, spending the money wisely is not as easy as it seems. Last month, I received 200 yuan for helping with house chores. I wanted to buy everything 1 I saw, but my dad stopped me. He sat me down and said, “You need a plan.” He suggested that I should divide the money into three jars. The first jar is for “Spending”. This money is used 2 snacks or small stationery items. The second jar is for “Saving”. I promised myself that I 3 touch this money until I had enough for a new basketball. The third jar is for “Giving”, which helps people in need. At first, I didn’t understand 4 I had to do this. It felt boring. But soon, I saw the benefits. 5 I save 10 yuan every week, I can buy my favorite game in two months. Yesterday, a cool toy car caught my eye, but I didn’t buy 6 . I knew it wasn’t in my plan. My dad was happy to see my change. The money 7 by me carefully now. Managing pocket money teaches us value. We learn to distinguish (区分) between what we need and what we want. 8 a budget (预算) is a great habit. It helps us prepare for the future 9 we can take care of ourselves. Remember, you are never 10 young to start managing your own wealth. 1．A．/ B．what C．where 2．A．to buy B．buy C．buying 3．A．won’t B．can’t C．wouldn’t 4．A．why B．that C．what 5．A．If B．Unless C．Although 6．A．it B．one C．them 7．A．manages B．managed C．is managed 8．A．Make B．Making C．Made 9．A．so that B．because C．unless 10．A．so B．very C．too Learning how to manage money is an important skill for everyone, especially for middle school students. Understanding 1 to save and spend money can help you make better decisions in the future. Here is some 2 on how to manage money. Make a budget A budget is a 3 that shows how much money you have and how you will spend it. To make a budget, 4 you can list all the money you can get, 5 pocket money. Then, list all the money you will spend, including food, clothes, books, etc. Make sure you 6 less than you can get. Save money Saving money is important 7 it helps you get ready for the future. Try to save a part of your money every month. You can save it in a bank account. Saving also helps you have a 8 of not spending all your money at once. Spend wisely Think carefully before you spend your money. Ask yourself if you really need what you are going to buy. It’s 9 to spend money on things you don’t need, so think twice before you buy them. Avoid impulse buying (冲动消费), which is buying something without planning. By following these tips, students can learn to manage their money more wisely and better 10 themselves no matter what comes their way in the future. 1．A．how B．what C．where D．which 2．A．fun B．advice C．change D．duty 3．A．problem B．point C．plan D．practice 4．A．first B．second C．third D．fourth 5．A．in fact B．for example C．such as D．of course 6．A．cost B．pay C．take D．spend 7．A．so B．because C．but D．and 8．A．help B．hope C．hobby D．habit 9．A．perfect B．easy C．important D．lucky 10．A．ask B．look C．prepare D．wait 重难语篇练习 Peter, a schoolboy, has a good way to manage his own money. When he was six, his mother started giving him pocket money. At first, he didn’t know how to 1 it, but he quickly learned. When he turned seven, he 2 £7 a week. Now at the age of fifteen, he gets £15 every week. He has the raise in pocket money because he spends money 3 . There is a shopping mall near Peter’s home. On weekends, he often watches exciting movies with his friends or takes his little brother to the play center. He also buys small 4 for his grandparents when he visits them. Sometimes, he takes a one-hour bus ride to visit museums and zoos in another town. When he saves enough money, he goes to bookstores to buy books and 5 them to children in need. Peter also sets goals for his savings. Last year, he saved for a new bicycle, and this year, he is saving for a school trip. His mother encourages him to keep a notebook to 6 his spending. “This way, he can see where his money goes and make better 7 ,” she explains. Peter’s mother is proud of how he manages his money. She believes that giving him pocket money is a 8 choice. “This habit can help him. Learn to manage money better,” she says. She even suggests that parents should start giving pocket money to children as 9 as age four. “Learning to 10 money is an important life skill,” she adds. 1．A．spend B．keep C．save D．count 2．A．made B．received C．found D．lost 3．A．patiently B．correctly C．slowly D．wisely 4．A．toys B．cards C．presents D．flowers 5．A．give B．sell C．read D．collect 6．A．draw B．record C．write D．hide 7．A．changes B．choices C．lists D．friends 8．A．creative B．simple C．difficult D．smart 9．A．soon B．late C．early D．often 10．A．fight for B．deal with C．depend on D．believe in Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. On each 1 , their grandpa would give them a few coins. Then all the children would run off to buy 2 . One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money 3 . At the end of this year, tell me 4 you’ve used your money.” Ruben and Nico, the two smallest kids, still 5 spending all their money on sweets. Every time, they would 6 their sweets in front of the other children. This made Clara and Joe so angry that these two could no longer keep saving their money. They soon 7 Ruben and Nico. Monty was a clever boy. He decided to manage his money 8 buying and selling things. Soon he made a lot of money with little 9 . The way he was going, he would end up almost a rich man. However, he began to spend his money on more and more 10 things for himself. A few months later, he didn’t have a single penny (便士) left. Alex saved and saved all the coins he was given, and at the end of the year he had 11 more money than anyone. He was the clear winner. There was also Julia. Poor Julia didn’t have a penny on the day of the 12 . She had spent all her coins on her secret plan. Julia knew a poor violinist who played in the park, and she 13 him all the coins for his violin lessons. 14 it wasn’t much money, the violinist agreed as soon as he saw Julia’s excitement. A little after a year the violinist lent a violin to her, so they two could play together in the park. They were so successful that she 15 to buy her own violin. Even better, she later became a very famous violinist. 1．A．way B．visit C．dinner D．talk 2．A．desserts B．chocolates C．violins D．sweets 3．A．wisely B．slowly C．actually D．politely 4．A．what B．where C．how D．when 5．A．stopped B．avoided C．continued D．regretted 6．A．make up B．show off C．take in D．part with 7．A．joined B．admired C．changed D．warned 8．A．for B．with C．in D．by 9．A．effort B．power C．energy D．ability 10．A．cheap B．fascinating C．expensive D．useful 11．A．collected B．wasted C．spent D．made 12．A．celebration B．ceremony C．competition D．journey 13．A．showed B．offered C．sent D．provided 14．A．Because B．Unless C．When D．Although 15．A．tried B．managed C．failed D．planned 学科网（北京）股份有限公司 $ Unit 8 Every Coin Counts! 完形填空10篇 内容导航 单元话题 基础语篇练习 重难语篇练习 单元话题聚焦 货币与理财 基础语篇练习 稳扎稳打 必拿分数：聚焦稳拿分数题目，确保基础分值 重难语篇练习 突破瓶颈 争夺高分：聚焦高难度题目，争夺关键分数 基础语篇练习 阅读下面短文，掌握其大意，然后从各题所给的四个选项中选出最佳选项。 I used to spend all my pocket money as soon as I got it. I bought snacks, toys, and magazines without thinking. Soon, I had no money left for things I really wanted, like a new dictionary. I felt 1 . One day, my father gave me a piggy bank. He said, “If you 2 some money every week, you can buy what you really need.” I decided to try. I started to 3 my spending. I wrote down everything I bought. I also 4 a monthly budget. I put some money into my piggy bank every Sunday. At first, it was hard. I wanted to buy ice cream or comic books. But I 5 twice before spending. Months later, I opened my piggy bank. I was surprised to see how much I had 6 ! I bought the dictionary and still had some left. Now I understand that saving money is not just about being 7 . It’s about planning and self-control. I still enjoy buying things, but I always 8 a good balance. I know that small savings can 9 big dreams. Good money habits really 10 in life. 1．A．happy B．disappointed C．wise D．safe 2．A．borrow B．save C．earn D．hunt 3．A．write down B．think about C．look for D．give up 4．A．spent B．made C．lost D．invented 5．A．thought B．paid C．asked D．continued 6．A．saved B．wasted C．spent D．borrowed 7．A．rich B．poor C．busy D．silly 8．A．keep B．break C．forget D．change 9．A．remind B．connect C．achieve D．inform 10．A．matter B．disappear C．cost D．change 【答案】 1．B 2．B 3．A 4．B 5．A 6．A 7．A 8．A 9．C 10．A 【导语】本文讲述了作者从前乱花零花钱，后来在父亲引导下学会储蓄、制定预算，最终攒钱买到了想要的词典，并明白存钱关乎规划与自控，良好理财习惯对人生很重要的经历。 1．句意：我感到失望。 根据上下文，没钱买想要的东西，这种情绪是失望的。disappointed“失望的”符合语境。happy“开心的”、wise“明智的”、safe“安全的”均不符合。 2．句意：他说：“如果你每周存一些钱，你就能买你真正需要的东西。” 根据上下文，父亲给存钱罐是为了让“我”存钱，save“储蓄”符合语境。borrow“借”、earn“赚”、hunt“打猎”均不符合。 3．句意：我开始记录我的开销。 根据上下文，“我”开始记录开销，也就是思考自己的花费。write down“写下”符合语境。think about“思考，考虑”；look for“寻找”、give up“放弃”均不符合。 4．句意：我也制定一个月度预算。 根据上下文，此处应使用“制定预算”这一短语，make a budget“制定预算”，此处用过去式made。spent“花费”、lost“丢失”、invented“发明”均不符合。 5．句意：但我在花钱前会三思。 根据上下文，花钱前会三思，think twice“三思”。paid“支付”、asked“询问”、continued“继续”均不符合。 6．句意：我惊讶地发现我存下了这么多钱！ 根据上下文，我一直在存钱，所以是存下了钱。saved“储蓄，存下”符合语境。wasted“浪费”、spent“花费”、borrowed“借”均不符合。 7．句意：存钱不仅仅是为了变得富有的，它关乎规划和自控。 根据上下文，存钱不是为了富有，而是为了规划和自控。rich“富有的”符合语境。poor“贫穷的”、busy“忙碌的”、silly“愚蠢的”均不符合。 8．句意：我仍然喜欢买东西，但我总是保持良好的平衡。 根据上下文，此处应使用“保持平衡”这一短语，keep a balance“保持平衡”。break“打破”、forget“忘记”、change“改变”均不符合。 9．句意：我知道小额储蓄可以实现远大的梦想。 根据上下文，此处应使用“实现梦想”这一短语，achieve big dreams“实现远大梦想”。remind“提醒”、connect“连接”、inform“通知”均不符合。 10．句意：良好的理财习惯在生活中真的重要。 根据上下文，好习惯在生活中是重要的，有影响的，matter“要紧，有重要性”符合语境。disappear“消失”、cost“花费”、change“改变”均不符合。 Saving for the Future Tom is a middle school student. He gets some pocket money every month. His father told him, “It’s important to 1 up a good habit of saving.” So Tom decided to put some money into his 2 every week. One day, Tom wanted to buy a new bike. He checked his 3 and found he didn’t have enough money. He felt a little 4 . His mother said, “Why not 5 some money from your brother? He might agree.” But Tom didn’t want to 6 money. He decided to wait and save more. After three months, Tom 7 saved enough money. He was very happy. This experience taught him that 8 is valuable and saving money can help us 9 our dreams. Now, Tom always 10 twice before buying something expensive. 1．A．keep B．make C．lose 2．A．wallet B．piggy bank C．menu 3．A．balance B．invention C．society 4．A．shocked B．disappointed C．convenient 5．A．borrow B．lend C．earn 6．A．save B．waste C．owe 7．A．finally B．hardly C．rapidly 8．A．time B．money C．information 9．A．achieve B．invent C．persuade 10．A．thinks B．adds C．pays 【答案】 1．A 2．B 3．A 4．B 5．A 6．C 7．A 8．B 9．A 10．A 【导语】本文讲述了中学生汤姆在父亲教导下养成储蓄习惯的故事。他想买新自行车时发现钱不够，虽然母亲建议借钱，但他选择继续储蓄。最终他靠自己存够了钱，并从中懂得了金钱的价值和储蓄对实现梦想的重要性，从此养成了购物前三思的习惯。 1．句意：保持一个好的储蓄习惯很重要。 keep up a habit 是固定搭配，意为“保持一个习惯”。make“制作”和lose“失去”不符合此搭配。 2．句意：所以汤姆决定每周放一些钱到他的存钱罐里。 piggy bank 意为“存钱罐”，是常见的储蓄工具。wallet“钱包”和menu“菜单”不符合储蓄语境。 3．句意：他检查了他的余额，发现钱不够。 balance 此处指（储蓄的）“余额”。invention“发明”和society“社会”不符合句意。 4．句意：他感到有点失望。 disappointed 意为“失望的”，符合钱不够时的心情。shocked“震惊的”，程度过重，convenient“方便的”，不符合情感描述。 5．句意：为什么不从你哥哥那里借点钱呢？ borrow from 意为“从...借入”。lend“借出”，方向反了，earn“赚取”，不符合“从哥哥那里”的语境。 6．句意：但汤姆不想欠钱。 owe 意为“欠（钱/债）”，符合“借钱”带来的后果。save“存钱”和waste“浪费”不符合“从哥哥那里借”这个前提下的语义。 7．句意：三个月后，汤姆终于存够了钱。 finally 意为“终于”，表示经过一段时间后的结果。hardly“几乎不”和rapidly“迅速地”不符合“三个月后”的时间过程。 8．句意：这次经历告诉他，金钱是宝贵的，存钱能帮助我们实现梦想。 money 是全文核心词，与“储蓄”、“买自行车”直接相关。time“时间”和information“信息”不符合主题。 9．句意：这次经历告诉他，金钱是宝贵的，存钱能帮助我们实现梦想。 achieve dreams 是固定搭配，意为“实现梦想”。invent“发明”和persuade“说服”不符合搭配。 10．句意：现在，汤姆在买昂贵的东西之前总是会三思。 think twice 是固定短语，意为“三思，慎重考虑”。adds“增加”和pays“支付”不符合此搭配和语境。 Pocket money! What an exciting topic it is for us teenagers! Many parents wonder 1 they should give pocket money to their children. Some provide it regularly, 2 others link it to chores. In my view, receiving a small amount regularly 3 help us develop important financial skills. Although the amount might be small, it teaches us great responsibility. 4 our parents’ help and suggestions, we learn how to manage our pocket money 5 . We have to make good choices because we cannot spend it on 6 we want. For example, we must decide whether to buy a cheap chocolate bar now or save for a 7 smartphone later. This helps us understand the value of money and planning. Creating a simple budget is a fantastic method. We can use a pie chart 8 see what percentage of our money accounts for spending, saving, and even donating. If we don’t plan properly, we might mess up and waste our money quickly. Therefore, opening a savings account at a bank is highly encouraged by economists. It is said that saving habits 9 make us more independent and responsible adults later. Have you ever heard the saying, “There’s no such thing as a free lunch”? It’s a fundamental economic truth. Even if a shopping mall offers free samples of goods or holds free events, there is always a hidden cost. Our society depends on the trade and exchange of goods and services for money so that the whole system can keep 10   smoothly, and workers need to get paid for their work. 1．A．how B．what C．where 2．A．and B．while C．so 3．A．must B．need C．can 4．A．Under B．With C．For 5．A．proper B．serious C．wisely 6．A．however B．whenever C．whatever 7．A．valuable B．more valuable C．most valuable 8．A．to B．so that C．in order not to 9．A．must B．should C．can 10．A．running B．run C．to run 【答案】 1．A 2．B 3．C 4．B 5．C 6．C 7．B 8．A 9．C 10．A 【导语】本文是一篇议论文，讨论了零花钱对青少年的意义，以及如何通过合理管理零花钱培养理财能力和责任感。 1．句意：许多家长想知道他们应该如何给孩子零花钱。 how如何；what什么；where在哪里。根据“Some provide it regularly”及“others link it to chores”可知，此处指家长应该如何给孩子零花钱，故选A。 2．句意：有些家长定期给零花钱，而另一些家长则将其与家务挂钩。 and和；while然而；so所以。根据“Some provide it regularly”及“others link it to chores”可知，前后两句是对比关系，表示两种不同的做法，应用while连接，故选B。 3．句意：在我看来，定期收到少量零花钱可以帮助我们培养重要的理财技能。 must必须；need需要；can可以。此处表示“能够”帮助培养技能，表示可能性或能力，应用can，故选C。 4．句意：在父母的帮助和建议下，我们学会如何明智地管理零花钱。 Under在……之下；With随着；For为了。“with one’s help”是固定搭配，意为“在某人的帮助下”。故选B。 5．句意：在父母的帮助和建议下，我们学会如何明智地管理零花钱。 proper适当的；serious严肃的；wisely明智地。此处修饰动词manage，应用副词wisely，表示“明智地管理”。故选C。 6．句意：我们必须做出好的选择，因为我们不能把它花在我们想要的任何东西上。 however无论如何；whenever无论何时；whatever无论什么。此处引导宾语从句，作介词on的宾语，表示“无论什么东西”，应用whatever。故选C 7．句意：例如，我们必须决定是现在买一块便宜的巧克力，还是以后存钱买一个更有价值的智能手机。 valuable有价值的；more valuable更有价值的；most valuable最有价值的。此处将便宜的巧克力与智能手机对比，智能手机更有价值，应用比较级。故选B。 8．句意：我们可以用饼图来看看我们的钱有多少用于支出、储蓄甚至捐赠。 to为了；so that以便；in order not to为了不。此处用动词不定式作目的状语，表示“为了看到”，应用to。故选A。 9．句意：据说，储蓄习惯可以让我们以后成为更独立、更有责任感的成年人。 must必须；should应该；can可以。此处表示“能够”让我们成为，表示一种可能性或能力，应用can。故选C。 10．意：我们的社会依赖商品和服务的货币交易，以便整个系统能够平稳运行，工人需要为他们的工作获得报酬。 running运行，动名词/现在分词；run运行，动词原形；to run运行，不定式。keep doing sth.是固定搭配，意为“持续做某事”，此处表示“系统持续平稳运行”，应用running。故选A。 Nowadays, many people prefer to use mobile phones to pay for things. It is 1 and safe. You don’t need to carry a 2 full of cash or cards. Just scan a code and the payment is done 3 a moment. However, we must be careful with our 4 information when shopping online. Some people may try to steal it. Also, it’s easy to spend too much when you can’t 5 the real money in your hand. That’s why some parents still teach their children to use a 6 bank. They put coins in it and watch their savings 7 . Saving money is a good habit. It helps us 8 our goals, like buying a book or going on a trip. We should also learn to 9 our budget and not spend more than we have. Remember: every coin 10 ! 1．A．difficult B．convenient C．boring D．expensive 2．A．bowl B．menu C．wallet D．basket 3．A．at B．on C．in D．for 4．A．personal B．natural C．digital D．monthly 5．A．see B．make C．borrow D．invent 6．A．piggy B．paper C．golden D．metal 7．A．add up B．go over C．think twice D．come up with 8．A．achieve B．agree C．continue D．inform 9．A．fill out B．keep to C．hunt D．lay 10．A．kills B．borrows C．counts D．persuades 【答案】 1．B 2．C 3．C 4．A 5．A 6．A 7．A 8．A 9．B 10．C 【导语】本文是说明文，介绍了移动支付的便利与风险，并强调了培养储蓄习惯、遵守预算的重要性。 1．句意：它既方便又安全。 根据上文“many people prefer to use mobile phones to pay”，移动支付的特点是方便且安全，应选用convenient，表示 “方便的”，difficult“困难的”，boring“无聊的”与expensive“昂贵的”均不符合语境。 2．句意：你不需要随身携带一个装满现金或卡片的钱包。 根据“full of cash or cards”，装现金和卡片的物品是wallet“钱包”，bowl“碗”，menu“菜单”，basket“篮子”均与装钱和卡无关。 3．句意：只需扫一下码，付款片刻就完成了。 介词短语in a moment表示 “立刻、马上”，符合扫码后付款瞬间完成的语境，其余介词无法构成该搭配。 4．句意：然而，我们在网上购物时必须注意保护自己的个人信息。 下文指出一些人会偷取个人信息，强调保护个人信息，应用personal“个人的”。natural“自然的”，digital“数字的”，monthly“每月的”均不符合信息保护的语境。 5．句意：而且，当你无法看到手中的真钱时，很容易花太多钱。 无现金支付时无法看到手中的真钱，see“看到”符合语境，make“制作”，borrow“借”和invent“发明”与看到金钱的逻辑不符。 6．句意：这就是为什么有些家长仍然教孩子使用小猪存钱罐。 名词短语piggy bank表示“存钱罐”，符合教孩子存钱的语境，若用paper“纸”，golden“金色的”和metal“金属的”无法构成该表达。 7．句意：他们把硬币放进去，看着自己的积蓄累积起来。 存钱罐里的积蓄会累积起来，应用add up“积累”。go over“复习”，think twice“三思”和come up with“提出”均与积蓄增长无关。 8．句意：它能帮助我们实现目标，比如买一本书或去旅行。 根据下文，存钱能帮助我们实现目标，agree“同意”，continue“继续”和inform“通知”均不符合达成目标的语境。 9．句意：我们也应该学会遵守预算，不超支。 下文指出不能超支，动词短语keep to our budget表示“遵守预算”，符合不超支的语境，fill out“填写”，hunt“狩猎”与lay“放置”均与预算管理无关。 10．句意：记住：每一分钱都很重要！ 文章倡导培养储蓄习惯、遵守预算，every coin counts表示“每一分钱都很重要”，符合珍惜金钱的语境，borrows“借”和persuades“说服”不符合该习语含义。 Have you ever heard the saying, “There’s no such thing as a free lunch”? It’s a popular phrase that reminds us 1 in life is truly free. Even when something appears to be free, there is almost always a hidden cost. For example, when a store offers a “free” gift, you might need to buy 2 product first. Or, if a friend treats you to lunch, you may feel like you 3 return the favour someday. This idea is especially important when it comes to money. People work hard to earn money — 4 studying, training, and doing their jobs every day. They then use that money to 5 necessities like food, housing, education, and healthcare. So 6 an advertisement claims something is ‘free’, it’s wise to ask: Who is actually paying for it? Often, companies offer free samples or trials 7 attract customers. In return, they may collect your contact 8 or convince you to buy more later. Understanding that there’s no free lunch helps us become smarter about spending and saving. It teaches us to read the fine print, compare prices, and avoid deals that sound too good to be true. Money is valuable because it represents time and effort. Learning to use it 9 from a young age can lead to a more secure and independent future. Remember: if something seems free, look closer—there’s usually a price tag 10 somewhere. 1．A．everything B．something C．nothing 2．A．other B．another C．the other 3．A．should B．can C．mustn’t 4．A．on B．by C．for 5．A．cost on B．spend in C．pay for 6．A．when B．because C．while 7．A．so that B．in order that C．to 8．A．news B．message C．information 9．A．wise B．wisdom C．wisely 10．A．hide B．hidden C．hiding 【答案】 1．C 2．B 3．A 4．B 5．C 6．A 7．C 8．C 9．C 10．B 【导语】本文通过“天下没有免费的午餐”这一谚语，阐述生活中看似免费的事物往往隐含代价，并强调金钱管理的重要性。 1．句意：这是一个广为流传的谚语，它提醒我们生活中没有什么是完全免费的。 everything一切；something某物；nothing没有什么。根据“Even when something appears to be free, there is almost always a hidden cost.”可知，即便某样东西看起来是免费的，实际上也往往存在着隐性成本，此处强调没有什么是免费的。故选C。 2．句意：例如，当一家商店提供“免费”的赠品时，你可能需要先购买另一件商品。 other其他；another（三者以上）另一个；the other（两者中）另一个。此处指额外购买另一件商品，不特定于两者之中。故选B。 3．句意：又或者，如果朋友请你吃午餐，你可能会觉得应该在某天回报这份好意。 should应该；can能够；mustn’t禁止。根据“if a friend treats you to lunch, you may feel like you...return the favour someday.”可知，如果朋友请你吃午餐，你应该回请。故选A。 4．句意：人们努力工作以赚取金钱——通过学习、培训以及每天的工作来实现。 on关于；by通过；for为了。根据“studying, training, and doing their jobs”可知，通过学习等方式赚钱。故选B。 5．句意：然后，他们用这笔钱支付食物、住房、教育和医疗保健等生活必需品的费用。 cost on搭配错误；spend in花费；pay for为……付款。根据“They then use that money to...necessities”可知，用这些钱来支付必需品的费用。故选C。 6．句意：所以，当一则广告声称某物是“免费的”时，我们最好要问一问：到底是谁在为此买单呢？ when当……时；because因为；while尽管。根据“an advertisement claims something is ‘free’”可知，此处引导时间状语从句，强调“广告出现时”的反应。故选A。 7．句意：通常，企业会提供免费样品或试用活动，以吸引顾客。 so that以便，后接从句；in order that为了，后接从句；to为了，后接动词原形。根据“Often, companies offer free samples or trials...attract customers.”可知，吸引顾客是目的，且后接动词原形。故选C。 8．句意：作为回报，他们可能会收集你的联系方式等大量信息，或者说服你日后购买更多产品。 news新闻；message短信；information信息。根据“collect your contact...”可知，收集的是你的个人信息。故选C。 9．句意：从小学习明智地使用它，能够带来一个更安全且独立的未来。 wise明智的，形容词；wisdom智慧，名词；wisely明智地，副词。修饰动词“use”需用副词。故选C。 10．句意：记住：如果某样东西看似免费，仔细看看——通常在某个地方藏着一个价格标签。 hide动词原形；hidden过去分词；hiding现在分词或动名词。此处作后置定语，修饰名词tag；逻辑主语a price tag与动词hide之间是动宾关系，需用过去分词作后置定语，表被动含义。故选B。 Simon is a 12-year-old boy who loves playing video games. For his birthday, his grandparents gave him 100 yuan. Simon was very excited 1 he could buy the newest video game at last! On his way to the shop, he saw his friend Daniel looking sad. His 2 was broken, and the books and pens were all on the ground. Simon helped him 3 everything up. Daniel sighed (叹气), “Thank you, Simon. I need to 4 a new schoolbag, but I spent all my pocket money on snacks this month.” Simon looked at the 100-yuan note (纸币) in his hand. He thought about the 5 he wanted, but he also saw that Daniel really needed help. After thinking for a minute, Simon went to a bookshop with his friend and bought a new strong schoolbag for Daniel. It only 6 40 yuan. He also bought a book about coding (编程) games. It was 10 yuan. With the 50 yuan left, Simon opened a saving account in the 7 . He learned from his parents that money could 8 if (如果) he saved it wisely. The next weekend, Daniel made Simon cookies to thank him. Also, after reading the coding book, Simon learnt to make a little game himself. He found that helping others and 9 something new could be more exciting than a video game. Simon learned that being 10 with money doesn’t mean spending it all. It means making choices that help oneself and others. 1．A．because B．so C．but D．or 2．A．pencil B．bike C．watch D．schoolbag 3．A．clean B．pick C．use D．give 4．A．decorate B．make C．lend D．buy 5．A．book B．bag C．game D．pen 6．A．cost B．paid C．took D．spent 7．A．library B．shop C．bank D．park 8．A．grow B．go C．come D．change 9．A．sharing B．learning C．cooking D．borrowing 10．A．helpful B．wise C．busy D．happy 【答案】 1．A 2．D 3．B 4．D 5．C 6．A 7．C 8．A 9．B 10．B 【导语】本文是一篇记叙文。文章主要讲述了Simon收到祖父母给的100元生日钱后，原本打算买最新的电子游戏，但在看到朋友Daniel的书包坏了且没钱买新的后，他决定帮助Daniel。他用部分钱给Daniel买了新书包和一本关于编程的书，剩下的钱存入银行。Simon通过这些经历学到了关于金钱的智慧，明白了明智地使用金钱不仅能帮助自己，也能帮助他人。 1．句意：Simon非常兴奋，因为他终于可以买到最新的电子游戏了！ because因为；so所以；but但是；or或者。根据“Simon was very excited…he could buy the newest video game at last!”可知，前后句为因果关系，前果后因，所以用because。故选A。 2．句意：他的书包坏了，书和笔都在地上。 pencil铅笔；bike自行车；watch手表；schoolbag书包。根据“I need to…a new schoolbag”可知，Daniel的书包坏了。故选D。 3．句意：Simon帮他收拾东西。 clean清理；pick捡起；use使用；give给。根据“the books and pens were all on the ground”可知，Simon帮他捡起东西，pick up“捡起”。故选B。 4．句意：我需要买一个新的书包，但这个月我把所有的零花钱都花在零食上了。 decorate装饰；make制作；lend借出；buy买。根据“I need to…a new schoolbag”可知，Daniel需要买新书包。故选D。 5．句意：他想到了自己想要的游戏，但他也看到Daniel真的需要帮助。 book书；bag包；game游戏；pen钢笔。根据“he could buy the newest video game at last”可知，Simon想要的是游戏。故选C。 6．句意：它只花了40元。 cost花费，主语为物；paid支付，主语为人；took花费，主语为物，常用结构为It takes sb. some time to do sth.；spent花费，主语为人。根据“It only…40 yuan.”可知，主语为物，且空后直接跟钱数，所以用cost。故选A。 7．句意：用剩下的50元，Simon在银行开了一个储蓄账户。 library图书馆；shop商店；bank银行；park公园。根据“Simon opened a saving account”可知，Simon在银行开了一个储蓄账户。故选C。 8．句意：他从父母那里学到，如果明智地存钱，钱是可以增长的。 grow增长；go去；come来；change改变。根据“if (如果) he saved it wisely”可知，明智地存钱，钱是可以增长的。故选A。 9．句意：他发现帮助别人和学习新东西比电子游戏更令人兴奋。 sharing分享；learning学习；cooking烹饪；borrowing借。根据“after reading the coding book, Simon learnt to make a little game himself”可知，Simon通过阅读编程书学会了制作小游戏，所以此处指学习新东西。故选B。 10．句意：Simon了解到，明智地使用金钱并不意味着把钱都花光。 helpful有帮助的；wise明智的；busy忙碌的；happy开心的。根据“It means making choices that help oneself and others.”可知，明智地使用金钱意味着做出对自己和他人都有帮助的选择。故选B。 The Little Banker Do you get pocket money from your parents? For many Grade 8 students, receiving an allowance is the first step toward independence. However, spending the money wisely is not as easy as it seems. Last month, I received 200 yuan for helping with house chores. I wanted to buy everything 1 I saw, but my dad stopped me. He sat me down and said, “You need a plan.” He suggested that I should divide the money into three jars. The first jar is for “Spending”. This money is used 2 snacks or small stationery items. The second jar is for “Saving”. I promised myself that I 3 touch this money until I had enough for a new basketball. The third jar is for “Giving”, which helps people in need. At first, I didn’t understand 4 I had to do this. It felt boring. But soon, I saw the benefits. 5 I save 10 yuan every week, I can buy my favorite game in two months. Yesterday, a cool toy car caught my eye, but I didn’t buy 6 . I knew it wasn’t in my plan. My dad was happy to see my change. The money 7 by me carefully now. Managing pocket money teaches us value. We learn to distinguish (区分) between what we need and what we want. 8 a budget (预算) is a great habit. It helps us prepare for the future 9 we can take care of ourselves. Remember, you are never 10 young to start managing your own wealth. 1．A．/ B．what C．where 2．A．to buy B．buy C．buying 3．A．won’t B．can’t C．wouldn’t 4．A．why B．that C．what 5．A．If B．Unless C．Although 6．A．it B．one C．them 7．A．manages B．managed C．is managed 8．A．Make B．Making C．Made 9．A．so that B．because C．unless 10．A．so B．very C．too 【答案】 1．A 2．A 3．C 4．A 5．A 6．A 7．C 8．B 9．A 10．C 【分析】本文是一篇记叙文，讲述了“我”在父亲引导下，通过“三罐法”管理零花钱，从盲目消费到学会理性规划，树立正确财富观的成长故事。 1．句意：我想买下看到的每一样东西，但爸爸阻止了我。 /不填； what什么；where哪里。先行词为“everything”，关系词在从句中作宾语，应省略关系代词that，故不填，故选A。 2．句意：这笔钱是用来买零食或小文具的。 to buy去买；buy买，动词原形；buying买，动名词 / 现在分词。固定结构be used to do sth.表示“被用来做某事”。故选A。 3．句意：我向自己保证，在攒够钱买新篮球之前不会动用这笔钱。 won’t一般将来时；can’t不能；wouldn’t过去将来时。主句是一般过去时promised，指对未来的预测，从句用过去将来时。故选C。 4．句意：起初，我不明白为什么我必须这么做。感觉很无聊。 why为什么；that引导从句，无实义；what什么。根据“At first, I didn’t understand...I had to do this.”可知，此处表示原因，用why。故选A。 5．句意：如果我每周存10元，两个月后就能买我最喜欢的游戏了。 If如果；Unless除非；Although虽然。前后为条件关系，应使用If引导条件状语从句，故选A。 6．句意：昨天，一辆很酷的玩具车吸引了我的目光，但我没有买它。 it它，指代前文提到的同一事物；one一个，指代同类事物中的一个；them它们。此处指代前文提到的那辆特定的玩具车。用it。故选A。 7．句意：这笔钱现在由我认真管理。 manages管理，第三人称单数； managed管理，过去式；is managed被管理，被动语态。主语The money与manage之间为被动关系，用被动语态。故选C。 8．句意：制定预算是一个好习惯。 Make制定，动词原形；Making制定，动名词；Made制定，过去分词。此处作主语，用动名词Making。故选B。 9．句意：它帮助我们为未来做准备，以便我们能照顾好自己。 so that以便，为了；because因为； unless除非。引导目的状语从句，表示“以便”。故选A。 10．句意：记住，开始管理自己的财富，永远不会太年轻。 so如此；very非常； too太。固定结构too…to…表示“太……而不能……”。故选C。 Learning how to manage money is an important skill for everyone, especially for middle school students. Understanding 1 to save and spend money can help you make better decisions in the future. Here is some 2 on how to manage money. Make a budget A budget is a 3 that shows how much money you have and how you will spend it. To make a budget, 4 you can list all the money you can get, 5 pocket money. Then, list all the money you will spend, including food, clothes, books, etc. Make sure you 6 less than you can get. Save money Saving money is important 7 it helps you get ready for the future. Try to save a part of your money every month. You can save it in a bank account. Saving also helps you have a 8 of not spending all your money at once. Spend wisely Think carefully before you spend your money. Ask yourself if you really need what you are going to buy. It’s 9 to spend money on things you don’t need, so think twice before you buy them. Avoid impulse buying (冲动消费), which is buying something without planning. By following these tips, students can learn to manage their money more wisely and better 10 themselves no matter what comes their way in the future. 1．A．how B．what C．where D．which 2．A．fun B．advice C．change D．duty 3．A．problem B．point C．plan D．practice 4．A．first B．second C．third D．fourth 5．A．in fact B．for example C．such as D．of course 6．A．cost B．pay C．take D．spend 7．A．so B．because C．but D．and 8．A．help B．hope C．hobby D．habit 9．A．perfect B．easy C．important D．lucky 10．A．ask B．look C．prepare D．wait 【答案】 1．A 2．B 3．C 4．A 5．C 6．D 7．B 8．D 9．B 10．C 【导语】本文介绍了管理金钱是一项重要技能，尤其对中学生而言，文章提供了制定预算、储蓄、明智消费等理财建议，帮助学生学会理财以更好地规划未来。 1．句意：了解如何储蓄和花钱能帮助你在未来做出更好的决定。 how如何；what什么；where哪里；which哪一个。根据“to save and spend money”可知，是指“如何储蓄和花钱”，故选A。 2．句意：这里有一些关于如何管理金钱的建议。 fun乐趣；advice建议；change改变；duty责任。根据下文“Make a budget”，“Save money”等内容可知，是理财建议，故选B。 3．句意：预算是一份计划，显示你有多少钱以及你将如何花这笔钱。 problem问题；point要点；plan计划；practice练习。根据“shows how much money you have and how you will spend it”可知，预算是一份花钱计划，故选C。 4．句意：要制定预算，首先你可以列出你能得到的所有钱。 first首先；second第二；third第三；fourth第四。根据下文“Then”可知，此处是“首先”的步骤，故选A。 5．句意：例如零花钱。 in fact事实上；for example例如；such as比如；of course当然。根据“list all the money you can get”可知，此处是列举能得到的钱的具体例子。such as后接名词或名词短语，无需逗号，本句后接“pocket money” (名词短语)，故选C。 6．句意：确保你的支出少于你的收入。 cost花费 (物作主语)；pay支付 (常与for搭配)；take花费 (常用于It takes... 句型)；spend 花费 (人作主语，接金钱或时间)。此处主语是“you”，指人花钱，故选D。 7．句意：储蓄很重要，因为它能帮助你为未来做准备。 so所以；because因为；but但是；and和。根据“it helps you get ready for the future”是储蓄重要的原因，故选B。 8．句意：储蓄也能帮助你养成不一次性花光所有钱的习惯。 help帮助；hope希望；hobby爱好；habit习惯。根据“not spending all your money at once”可知，这是一种消费习惯，have a habit of doing sth.是固定搭配，意为“养成做某事的习惯”。结合语境，储蓄能让人养成不一次性花光钱的习惯，故选D。 9．句意：把钱花在不需要的东西上是很容易的，所以买之前要三思。 perfect完美的；easy容易的；important重要的；lucky幸运的。根据“spend money on things you don’t need”以及“think twice before you buy them”可知，人很容易冲动消费，把钱花在非必需品上，因此才需要在购买前多加考虑。“it’s easy to do sth.”表示“做某事是容易的”，符合语境逻辑，故选B。 10．句意：遵循这些建议，学生可以学会更明智地理财，更好地为自己做准备，无论未来遇到什么。 ask询问；look看；prepare准备；wait等待。根据“for themselves no matter what comes their way in the future”可知，是为未来做准备，故选C。 重难语篇练习 Peter, a schoolboy, has a good way to manage his own money. When he was six, his mother started giving him pocket money. At first, he didn’t know how to 1 it, but he quickly learned. When he turned seven, he 2 £7 a week. Now at the age of fifteen, he gets £15 every week. He has the raise in pocket money because he spends money 3 . There is a shopping mall near Peter’s home. On weekends, he often watches exciting movies with his friends or takes his little brother to the play center. He also buys small 4 for his grandparents when he visits them. Sometimes, he takes a one-hour bus ride to visit museums and zoos in another town. When he saves enough money, he goes to bookstores to buy books and 5 them to children in need. Peter also sets goals for his savings. Last year, he saved for a new bicycle, and this year, he is saving for a school trip. His mother encourages him to keep a notebook to 6 his spending. “This way, he can see where his money goes and make better 7 ,” she explains. Peter’s mother is proud of how he manages his money. She believes that giving him pocket money is a 8 choice. “This habit can help him. Learn to manage money better,” she says. She even suggests that parents should start giving pocket money to children as 9 as age four. “Learning to 10 money is an important life skill,” she adds. 1．A．spend B．keep C．save D．count 2．A．made B．received C．found D．lost 3．A．patiently B．correctly C．slowly D．wisely 4．A．toys B．cards C．presents D．flowers 5．A．give B．sell C．read D．collect 6．A．draw B．record C．write D．hide 7．A．changes B．choices C．lists D．friends 8．A．creative B．simple C．difficult D．smart 9．A．soon B．late C．early D．often 10．A．fight for B．deal with C．depend on D．believe in 【答案】 1．A 2．B 3．D 4．C 5．A 6．B 7．B 8．D 9．C 10．B 【导语】本文是一篇记叙文，讲述了学生彼得有很好的理财方式，从六岁开始得到零花钱，合理花费并设定储蓄目标，母亲也给予支持。 1．句意：起初，他不知道如何花这些钱，但他很快就学会了。 spend花费；keep保持；save节省；count计数。根据前文“his mother started giving him pocket money”以及后文“but he quickly learned”、“He has the raise in pocket money because he spends money...”可知，Peter最初对于妈妈给的零花钱是不知道如何“花钱”，后来逐渐学会管理零花钱，spend“花费”，符合语境。故选A。 2．句意：当他七岁的时候，他每周能收到7英镑。 made制作；received收到；found发现；lost丢失。根据前文“his mother started giving him pocket money”可知，是他从母亲那得到零花钱，received“收到”，符合语境。故选B。 3．句意：他零花钱增加了是因为他明智地花钱。 patiently耐心地；correctly正确地；slowly缓慢地；wisely明智地。根据前文“Peter, a schoolboy, has a good way to manage his own money.”可知，他理财方式好，所以是明智地花钱才会零花钱增加，wisely“明智地”，符合语境。故选D。 4．句意：当他去看望祖父母时，他也会给他们买小礼物。 toys玩具；cards卡片；presents礼物；flowers花朵。根据“He also buys small ... for his grandparents” 以及常识，去看望祖父母通常会买礼物，presents“礼物”，符合语境。故选C。 5．句意：当他存够钱时，他会去书店买书并把书送给有需要的孩子。 give给予；sell出售；read阅读；collect收集。根据“to children in need”可知，是把书给有需要的孩子，give“给予”，符合语境。故选A。 6．句意：他的妈妈鼓励他记笔记来记录他的支出。 draw绘画；record记录；write书写；hide隐藏。根据“keep a notebook”以及“his spending”可知，是用笔记本来记录支出情况，record“记录”，符合语境。故选B。 7．句意：她解释说：“这样，他就能看到他的钱花到哪里去了，并且做出更好的选择。” changes改变；choices选择；lists清单；friends朋友。根据“he can see where his money goes”可知，知道钱花在哪能帮助他做出更好的关于花钱的选择，choices“选择”，符合语境。故选B。 8．句意：她认为给他零花钱是一个明智的选择。 creative有创造力的；simple简单的；difficult困难的；smart聪明的。根据前文彼得合理管理零花钱以及“This habit can help him. Learn to manage money better”可知，给他零花钱是明智的，smart“聪明的，明智的”，符合语境。故选D。 9．句意：她甚至建议父母应该尽早在孩子四岁的时候就开始给零花钱。 soon不久；late迟的；early早的；often经常。根据“parents should start giving pocket money to children as ... as age four.”以及前文母亲认为给零花钱的好处，可知是建议尽早给，early“早的”，符合语境。故选C。 10．句意：她补充说：“学会处理钱是一项重要的生活技能。” fight for为……而战；deal with处理；depend on依赖；believe in相信。根据前文都是在说彼得管理零花钱，可知这里是说学习“处理”金钱是重要技能，deal with“处理”，符合语境。故选B。 Every month, Julia and her cousins would go for the big family meal at their grandparents’ house. On each 1 , their grandpa would give them a few coins. Then all the children would run off to buy 2 . One day, he gathered the children together. He said, “Let’s have a competition to see who can manage money 3 . At the end of this year, tell me 4 you’ve used your money.” Ruben and Nico, the two smallest kids, still 5 spending all their money on sweets. Every time, they would 6 their sweets in front of the other children. This made Clara and Joe so angry that these two could no longer keep saving their money. They soon 7 Ruben and Nico. Monty was a clever boy. He decided to manage his money 8 buying and selling things. Soon he made a lot of money with little 9 . The way he was going, he would end up almost a rich man. However, he began to spend his money on more and more 10 things for himself. A few months later, he didn’t have a single penny (便士) left. Alex saved and saved all the coins he was given, and at the end of the year he had 11 more money than anyone. He was the clear winner. There was also Julia. Poor Julia didn’t have a penny on the day of the 12 . She had spent all her coins on her secret plan. Julia knew a poor violinist who played in the park, and she 13 him all the coins for his violin lessons. 14 it wasn’t much money, the violinist agreed as soon as he saw Julia’s excitement. A little after a year the violinist lent a violin to her, so they two could play together in the park. They were so successful that she 15 to buy her own violin. Even better, she later became a very famous violinist. 1．A．way B．visit C．dinner D．talk 2．A．desserts B．chocolates C．violins D．sweets 3．A．wisely B．slowly C．actually D．politely 4．A．what B．where C．how D．when 5．A．stopped B．avoided C．continued D．regretted 6．A．make up B．show off C．take in D．part with 7．A．joined B．admired C．changed D．warned 8．A．for B．with C．in D．by 9．A．effort B．power C．energy D．ability 10．A．cheap B．fascinating C．expensive D．useful 11．A．collected B．wasted C．spent D．made 12．A．celebration B．ceremony C．competition D．journey 13．A．showed B．offered C．sent D．provided 14．A．Because B．Unless C．When D．Although 15．A．tried B．managed C．failed D．planned 【答案】 1．B 2．D 3．A 4．C 5．C 6．B 7．A 8．D 9．A 10．C 11．A 12．C 13．B 14．D 15．B 【导语】本文是一篇记叙文。文章讲述了爷爷给孙子们零花钱，并让他们学习理财的故事。 1．句意：每一次去拜访，爷爷都会给他们几个硬币。 way方法；visit拜访；dinner晚餐；talk谈话。根据“Every month, Julia and her cousins would go for the big family meal at their grandparents’ house”可知，每个月Julia和她的表兄弟们都会去爷爷家吃一顿丰盛的家庭大餐。所以爷爷是在孙子们看望他的时候给零花钱。故选B。 2．句意：然后所有的孩子们都跑去买糖果。 desserts甜点；chocolates巧克力；violins小提琴；sweets糖果。根据“still...spending all their money on sweets”可知，他们之前拿零花钱都是去买糖果。故选D。 3．句意：让我们比赛一下，看谁能明智地理财。 wisely明智地；slowly缓慢地；actually事实上；politelyl礼貌地。根据“Let’s have a competition ”可知，举行理财比赛，比的是谁的理财更明智，wisely符合语境。故选A。 4．句意：今年年底的时候，告诉我你是怎么样用的钱。 what什么；where哪里；how怎么样；when什么时候。根据前文提到的要举行理财比赛，年底的时候爷爷要知道他们对这些钱的使用方法。故选C。 5．句意：Ruben和Nico，两个最小的孩子，仍然继续把所有的钱都花在糖果上。 stopped停止；avoided避免；continued继续；regretted后悔。根据“the two smallest kids, still...other children”可知，他们在其他孩子面前……他们的糖果，还有still“仍然”，证明他们现在钱的用途和以前是一样的，选项C符合语境。故选C。 6．句意：每次，他们都会在其他孩子面前炫耀他们的糖果。 make up编造；show off炫耀；take in收留；part with分别。根据“This made Clara and Joe so angry that these two could no longer keep saving their money”可知，这件事情让Clara和Joe很生气，以至于这两个人也不存钱了，推测是因为Ruben和Nico在他们面前炫耀糖果的事情引起的。故选B。 7．句意：他们很快加入了Ruben和Nico。 joined加入；admired羡慕；changed改变；warned警告。根据“This made Clara and Joe so angry that these two could no longer keep saving their money”可知，Clara和Joe也不计划存钱，所以是加入了Ruben和Nico的行列，继续一起买糖果。故选A。 8．句意：他决定通过买卖东西来理财。 for为了；with与……一起；in在……里；by通过某种方式。根据“manage his money...buying and selling things”可知，买卖东西是他理财的一种方式。故选D。 9．句意：很快他毫不费力地赚了很多钱。 effort努力；power力量；energy精力；ability能力。根据“The way he was going, he would end up almost a rich man.”可知，很快他就赚钱了，而且按照他的方式他成为了有钱人，推测他赚钱毫不费力，with little effort“毫不费力”。故选A。 10．句意：然而，他开始花钱为自己买越来越多贵的东西。 cheap便宜的；fascinating迷人的；expensive昂贵的；useful有用的。根据“A few months later, he didn’t have a single penny left.”可知，几个月后，他已经没有钱了，推断他买的都是昂贵的东西。故选C。 11．句意：Alex把所有给他的硬币都存了起来，到了年底，他收集的钱比任何人都多。 collected收集；wasted浪费；spent花费；made制造。根据“Alex saved and saved all the coins”可知，他把钱都存起来，所以他收集的钱最多，选项A符合语境。故选A。 12．句意：在比赛的那一天，可怜的Julia没有一个便士。 celebration庆祝；ceremony仪式；competition比赛；journey旅程。根据“Let’s have a competition to see who can manage money...”可知，之前开始了理财比赛，此刻是到了揭晓比赛答案的时候。故选C。 13．句意：Julia认识了一个在公园里演奏的贫穷的小提琴手，她把所有的硬币都给了他，让他上小提琴课。 showed展示；offered提供；sent发送；provided提供。根据“ for his violin lessons”可知，为了他的小提琴课这个目的，她把所有钱都给了他。“提供”有两种表达方式：offer sb. sth.或provide sb. with sth.，结合题干可知此处应填offered。故选B。 14．句意：尽管钱不是很多，但一看到Julia很兴奋，小提琴手就同意了。 Because因为；Unless除非；When何时；Although虽然。根据设空处后“it wasn’t much money”和“the violinist agreed as soon as he saw Julia’s excitement”可知，前后表述内容有转折关系，设空处引导让步状语从句。故选D。 15．句意：他们是如此成功，以至于她买了自己的小提琴。 tried努力；managed设法做到；failed失败；planned计划。根据“they two could play together...successful”可知，他们一起在公园里演奏，非常成功，最后通过自己的努力做到了“拥有自己小提琴”这件事情，选项B符合语境。故选B。 学科网（北京）股份有限公司 $